QUES1

WHAT IS THE MOST CHALLANGING HR PROBLEMS AND HOW DO U TAKLE

THOSE PROBLEMS?

Employee development is big issue in our HR policy .Whenever a new employee is being
disputed in our department the whole responsibility lies on our shoulder to develop
his/her skill along with doing our own work. To coup up with this issue to have to give
extra time after office hour to train such new guy.

QUES2

WHAT IS THE BEST WAY TO FIND THE BEST OR APPROPRIATE JOB

CONDIDATE?

Advertising the job opportunity is the best source to have pool of candidates then to
scrutinizing them by interview.

QUES3

WHAT TYPES OF TRAINING YOU CAN PROVIDE TO YOUR NEW EMPLOYEE?

After general training regarding the values, philosophy & functions of the organization.
Later on the new incumbent has to go through on Job training to familiarize the new one
with his professional requirement.

QUES4

SHOULD HR PROCESS BE AUTOMATED.WHAT DO YOU THINK?

Actual it depends on the job responsibilities I think automation will not work on all sort
of jobs.

QUES5

WHAT IS THE CHARACTERISTIC OF EFFECTIVE TEAM IN YOUR BANK OR

ORGANIZATION?

We have very clear roles and work assignments - There are clear expectations about the
roles played by each team member. When action is taken, clear assignments are made,
accepted and carried out. Work is fairly distributed among team members
QUES6

HOW MUCH WORK IS DONE BY GROUP?

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QUES7

DO YOU USE ONLINE COLLABRATIVE TOOLS?

No we don’t use that sort of collaboration

QUES8

DECISSION MADE BY GROUP OR BY GROUP OR BY INDIVIDUAL IN YOUR

BANK?
As we is semi provincial Govt organization so there are many decision made by
Provincial Govt. regarding launching new scheme backed by Punjab Govt. e.g launching
of housing scheme for low income group, financing to govt employee on concession rates
etc.
Other decisions are made by Board of Governor. Other decision made by Higher
Management.
So far our Deptt is concern we made decision regarding the advances to concerns in
democratic way.

SECTION OF A TYPICAL JOB DESCRIPTION

*JOB IDENTIFICATION.
Functional Designation: Relationship Manager
Skill Require to Perform Duty:
Coordination — Adjusting actions in relation to others' actions.
Critical Thinking — While evaluating the credit proposal we have to use logic and
reasoning to identify the strengths and weaknesses alternative solutions, conclusions or
approaches to problems.
Judgment and Decision Making — Considering the relative costs and benefits of
potential actions to choose the most appropriate one.
Negotiation — Bringing the customer and Bank in win win situation through negotiation
Complex Problem Solving — identifying complex problems and reviewing related
information to develop and evaluate options and implement solutions

*JOB SUMMARY.

*RESPONSIBILITY AND DUTY

  Preparation and Processing of credit proposals relating to SME financing in
conformity with SBP’s Prudential Regulations and the guidelines provided by HO
from time to time.
 Re-assessing credit risks and managing the loan portfolio, credit quality,
recognizing operating risks quite in advance, before any deterioration takes place.
 monitoring competitive practices of other financial institutions, report findings
and regularly interfacing with the retail and wholesale management structure of
the bank to ensure ongoing and appropriate communication to support overall
business goals

*AUTHORITY OF INCUMBENT
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*STANDARD OF PEOPLE.
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*WORKING CONDITION.
The working condition quite supportive, We have all the essentials to perform our duties.

*JOB SPECIFICATION.
The specification concern to my job are as follows:

Education: Degree in Finance & Banking

Experience: At least One year but new incumbent may be hired
Skills: Mention in Job Identification
Knowledge: State Bank of Pakistan Prudential Regulation & Bank’s own lending
guidelines & regulation
Characteristics: He has to be good team player.