Human Rights Alert

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11-02-20 Exoneration of Countrywide’s Angelo Mozilo Signals Ongoing Integrity Crisis of the
US Justice System
Unless conduct of the US justice system is addressed, it is unlikely that socio-economic
development and civil society conditions in the United States will improve anytime soon.

Countrywide’s US Attorney General Bank of America’s

Angelo Mozilo; Eric Holder Brian Moynihan

Los Angeles, February 20 - News media have reported this week that US prosecutors dropped the criminal
investigation of Angelo Mozilo, former Chairman of Countrywide Financial Corporation. [i ]
In response, Dr Zernik of Human Rights Alert (NGO) issued a statement calling the decision “A clear signal
of ongoing integrity crisis of the US justice system, and ongoing dysfunctional banking regulation in the
United States.”
Dr Zernik added: “Like the Great Depression a century ago, the current financial/economic crisis in its core is
an integrity crisis of the US justice system. Unless conduct of the US justice system is addressed, it is unlikely
that socio-economic development and civil society conditions in the United States will improve anytime
soon.”
Starting January 2007 Dr Zernik filed complaints with FBI, Office of Thrift Regulation, and Federal Trade
Commission and SEC. The complaints documented fraud in Countrywide operations as early as 2004:
• Fraud in Countrywide’s underwriting monitoring system (EDGE), which enabled underwriting sub-prime
loans with no underwriting at all.
• Fraud in fax transmission operations in Countrywide, which bypassed Countrywide’s fax server system,
and enabled the falsification of loan application (1003s) files.
• Dismantling of internal and external audit systems.
• Direct involvement of ANGELO MOZILO (then Chairman) and SANDOR SAMUELS (then Chief
Legal Officer, today – Associate General Counsel of Bank of America) in such conduct.
The complaints alleged violations of banking regulations, wire fraud, large-scale financial institution fraud,
and racketeering. The complaints also projected liability to the US Treasury of hundreds of billions of US
dollars through Countrywide’s conduct.
US law enforcement and banking regulators refused to investigate the complaints.
Freedom of Information Act responses by SEC, Thrift Regulation, and Trade Commission later documented
that the complaints were eliminated from US agencies records, although sufficient evidence was found in the
responses that such complaints had existed.
• In January 2008 Countrywide collapsed, and the losses to the US Treasury were materialized.
• In early 2008 complaints were filed with FBI Director and US Attorney General, which documented tight
links were documented between Countrywide, and later, Bank of America and its President Brian
Moynihan and corruption in the Los Angeles Superior Court, led by California Judge JACQUELINE
CONNOR (best known for derailing the First Rampart Trial in 2000).
z Page 2/3 February 20, 2011

• In 2008, Fraud Expert, and FBI veteran JAMES WEDICK, who was decorated by US Congress, US
Attorney General, and FBI Director, opined real estate fraud, perpetrated by Attorney DAVID
PASTERNAK (former President of the Los Angeles County Bar Association), on behalf of
Countrywide/Bank of America and the Los Angeles Superior Court. [ii ]
• In 2008, the Fraud Expert also documented his discussion with FBI on the matter. The Fraud Expert
indicated that while FBI agreed with Dr Zernik’s claims. However, FBI was not going to provide equal
protection, since it would require exposing of widespread corruption of the Los Angeles Superior Court.
[iii ]
• In 2008, Congressional Inquiries were filed by Senator DIANNE FEINSTEIN and Congresswoman
DIANE WATSON on FBI and US Attorney General, why US law enforcement would not investigate the
complaints and the request for equal protection of the 10 million residents of Los Angeles County against
alleged racketeering by judges of the Los Angeles Superior Court.
• In 2009, complaint was filed with the office of Inspector General of the US Department of Justice
GLENN FINE, claiming fraud by senior US Department of Justice Officers on the US Congress. The
complaint pertained to responses of FBI Assistant Director KENNETH KAISER and then Director of US
Attorneys Office KENNETH MELSON to the US Congress Inquiries in 2008.
The office of US Department of Justice Inspector General refuses to investigate the complain to this date.
• In 2010 complaints were filed with Office of the US Controller of the Currency and SEC, documenting
fraud by senior management in Bank of America corporation, including direct involvement of BRIAN
MOYNIHAN. [iv ,v ,vi ]
The US Controller of the Currency and SEC refuse to investigate the complaints to this date.
During the same period, senior US Department of Justice and banking regulation officers repeatedly provided
testimonies before the US Congress, stating that there was no way to predict the sub-prime crisis, that no
criminality was found in investigations of sub-prime lenders, and that US banking regulation was “shored up”.
Such statements are claimed as fraud on the US Congress and on the people of the United States.
The civil litigation of SEC v Bank of America Corporation in the US District Court in New York, which was
hailed by media as the hallmark of US banking regulation, was opined as fraud on the court by US Judge JED
RAKOFF and Clerk RUBY KRAJICK. [vii ,viii ,ix ,x ,xi ]
Conduct of the US government is also alleged as serious violation of the Human Rights and of the US
government’s duties and obligations as a good faith party to the international Basel Accords on banking
regulation.
In 2010 Human Rights Alert’s submitted a report to the United Nations Human Rights Council (HRC), as part
of the first ever, 2010 Universal Periodic Review (UPR) of Human Rights in the United States. The report
documented a pattern of housing fraud by large financial institutions in collusion with judges of the Los
Angeles Superior Court and large law firms, and the refusal of US Department of Justice to provide equal
protection.
The submission was later incorporated into the official Staff Report of the HRC, with reference to “Corruption
of the courts and the legal profession and discrimination by law enforcement in California”. [xii ]
News reports during the current financial crisis documented similar conduct throughout the United States.
LINKS:
i
11-02-18 US Drops Criminal Probe of Former Country Wide Chief Angelo Mozilo – LATimes
Hhttp://www.scribd.com/doc/49151334/
ii
07-12-17 Samaan v Zernik (SC087400) David Pasternak: Grant Deeds in re: 320 South Peck Drive, Beverly
Hills, CA 90212, opined as fraud by James Wedick
Hhttp://www.scribd.com/doc/24991238/H
iii
08-08-21 Samaan v Zernik (SC087400) Email letter by highly decorated FBI veteran James Wedick regarding
FBI’s refusal to provide Dr Zernik equal protection
Hhttp://www.scribd.com/doc/29713733/H
z Page 3/3 February 20, 2011

iv
10-05-05 Countrywide Bank of America NYSE BAC and its President Brian Moynihan Compilation of Records
Evidence of Racketeering
Hhttp://www.scribd.com/doc/30975368/H
v
10-05-05 Chairs of US Congress Committees of the Judiciary and Banking Are Requested to Join Senator
Feinstein's Inquiries on Comptroller of the Currency
Hhttp://www.scribd.com/doc/30979882/H
vi
10-07-06 Complaint Filed with US Attorney Office Los Angeles Against Moynihan Bank of America [NYSE:BAC]
Bryan Cave LLP Alleging Racketeering
Hhttp://www.scribd.com/doc/33971099/H
vii
Zernik, Joseph: Securities and Exchange Commission v Bank of America Corporation - Pretense Litigation and
Pretense Banking Regulation in the United States (filed in support of Request No 1 for impeachment of US Judge
JED RAKOFF and Clerk RUBY KRAJICK, US District Court, Southern District of New York)
Hhttp://www.scribd.com/doc/44663232/H
viii
10-12-08 RE: Securities and Exchange Commission v Bank of America Corporation(1:09-cv-06829) – Request
No 1 for Investigation, Impeachment of RUBY KRAJICK, Clerk of the Court, US District Court, Southern District of
New York
Hhttp://www.scribd.com/doc/44908376/H
ix
10-12-19 RE: Securities and Exchange Commission v Bank of America Corporation (1:09-cv-06829) -
Addendum to Request No 1 for Investigation-impeachment of Judge Rakoff and Clerk Krajick
Hhttp://www.scribd.com/doc/45644678/
x
11-01-10 Request No 1 for investigation/impeachment proceedings, in re: US Judge JED RAKOFF and Clerk
RUBY KRAJICK, US District Court, Southern District of New York, Conduct of Securities and Exchange
Committee v Bank of America Corporation (1:09-cv-06829)
Hhttp://www.scribd.com/doc/46616530/H
xi
11-02-05 Request No 2 for Impeachment of Judge JED RAKOFF Clerk RUBY KRAJICK, US District Court,
Southern District of New York, in Re Conduct of Lindner v Amex (1:10-cv-02228) s
Hhttp://www.scribd.com/doc/48244479/
xii
10-04-19 Human Rights Alert (NG0) submission to the United Nations Human Rights Council for the 2010
Review (UPR) of Human Rights in the United States as incorporated into the UPR staff report:
Hhttp://www.scribd.com/doc/38566837/H