INTERES NOMINAL

INTERES MENSUAL
ANUAL
1.58% 19%
NUMERO DE PERIODO 24
VALOR DEL PRESTAMO
130,000,000
VALOR DE LA CUOTA
- 6,553,120
COMISION APERTURA 25,000,000

CALCULO TIR CALCULO TIR

 SALDO
PERIODO CUOTA INTERES %
INICIAL
- 130,000,000 - -
1 130,000,000 6,553,120 2,058,333
2 125,505,213 6,553,120 1,987,166
3 120,939,259 6,553,120 1,914,872
4 116,301,010 6,553,120 1,841,433
5 111,589,323 6,553,120 1,766,831
6 106,803,033 6,553,120 1,691,048
7 101,940,961 6,553,120 1,614,065
8 97,001,906 6,553,120 1,535,864
9 91,984,649 6,553,120 1,456,424
10 86,887,953 6,553,120 1,375,726
11 81,710,558 6,553,120 1,293,751
12 76,451,189 6,553,120 1,210,477
13 71,108,546 6,553,120 1,125,885
14 65,681,311 6,553,120 1,039,954
15 60,168,144 6,553,120 952,662
16 54,567,686 6,553,120 863,988
17 48,878,555 6,553,120 773,910
18 43,099,345 6,553,120 682,406
19 37,228,631 6,553,120 589,453
20 31,264,964 6,553,120 495,029
 21 25,206,872 6,553,120 399,109
22 19,052,861 6,553,120 301,670
23 12,801,411 6,553,120 202,689
24 6,450,980 6,553,120 102,141
SUMAS TOTALES 27,274,886

RECONOCIMIENTO POSTERIOR
DEBE HABER
GASTOS POR INTERES 2,058,333
OBLIGACION FINANCIERA 4,494,787
BANCOS 6,553,120

GASTOS POR INTERES 1,638,783

OBLIGACION FINANCIERA 1,638,783
 ABONO SALDO
CALCULO TIR
CAPITAL FINAL
- 130,000,000 - 130,000,000
4,494,787 125,505,213 1 - 6,553,120
4,565,954 120,939,259 2 - 6,553,120
4,638,249 116,301,010 3 - 6,553,120
4,711,688 111,589,323 4 - 6,553,120
4,786,289 106,803,033 5 - 6,553,120
4,862,072 101,940,961 6 - 6,553,120
4,939,055 97,001,906 7 - 6,553,120
5,017,257 91,984,649 8 - 6,553,120
5,096,697 86,887,953 9 - 6,553,120
5,177,394 81,710,558 10 - 6,553,120
5,259,370 76,451,189 11 - 6,553,120
5,342,643 71,108,546 12 - 6,553,120
5,427,235 65,681,311 13 - 6,553,120
5,513,166 60,168,144 14 - 6,553,120
5,600,458 54,567,686 15 - 6,553,120
5,689,132 48,878,555 16 - 6,553,120
5,779,210 43,099,345 17 - 6,553,120
5,870,714 37,228,631 18 - 6,553,120
5,963,667 31,264,964 19 - 6,553,120
6,058,092 25,206,872 20 - 6,553,120
 6,154,011 19,052,861 21 - 6,553,120
6,251,450 12,801,411 22 - 6,553,120
6,350,431 6,450,980 23 - 6,553,120
6,450,980 0 24 - 6,553,120
130,000,000 TIR 1.58%
 INTERES
CALCULO TIR PERIODO
CAUSADOS
105,000,000 - -
- 6,553,120 1 3,697,117
- 6,553,120 2 3,596,555
- 6,553,120 3 3,492,453
- 6,553,120 4 3,384,685
- 6,553,120 5 3,273,122
- 6,553,120 6 3,157,631
- 6,553,120 7 3,038,074
- 6,553,120 8 2,914,307
- 6,553,120 9 2,786,182
- 6,553,120 10 2,653,545
- 6,553,120 11 2,516,239
- 6,553,120 12 2,374,098
- 6,553,120 13 2,226,952
- 6,553,120 14 2,074,625
- 6,553,120 15 1,916,934
- 6,553,120 16 1,753,691
- 6,553,120 17 1,584,700
- 6,553,120 18 1,409,759
- 6,553,120 19 1,228,658
- 6,553,120 20 1,041,180
- 6,553,120 21 847,101
- 6,553,120 22 646,188
- 6,553,120 23 438,202
- 6,553,120 24 222,891
3.521% SUMAS TOTALES 52,274,886

-
INT. PAGADOS Y COSTO AJUSTE DE
AMORTIZADOS AMORTIZACION INTERES
- - -
6,553,120 102,143,997 1,638,783
6,553,120 99,187,431 1,609,389
6,553,120 96,126,764 1,577,581
6,553,120 92,958,328 1,543,252
6,553,120 89,678,330 1,506,291
6,553,120 86,282,841 1,466,583
6,553,120 82,767,794 1,424,008
6,553,120 79,128,980 1,378,443
6,553,120 75,362,042 1,329,758
6,553,120 71,462,467 1,277,820
6,553,120 67,425,586 1,222,488
6,553,120 63,246,563 1,163,621
6,553,120 58,920,395 1,101,066
6,553,120 54,441,899 1,034,671
6,553,120 49,805,713 964,272
6,553,120 45,006,284 889,702
6,553,120 40,037,863 810,789
6,553,120 34,894,502 727,352
6,553,120 29,570,039 639,204
6,553,120 24,058,099 546,151
6,553,120 18,352,079 447,992
6,553,120 12,445,148 344,518
6,553,120 6,330,229 235,513
6,553,120 - 0 120,751
25,000,000
 04 - 01 = COMPRA
DEBE HABER
MERCANCIA EN TRANSITO 4,725,000
PROVEEDOR EXTERIOR 4,725,000

31 - 01 AJUSTE DIFERENCIA EN CAMBIO

DEBE HABER
GASTOS POR DIFERENCIA CAMBIO 205,500
PROVEEDOR EXTERIOR 205,500

31 - 01 NACIONALIZACION
DEBE HABER
 INTERES NOMINAL
INTERES MENSUAL
ANUAL
3.33% 20%
NUMERO DE PERIODO 6
VALOR DEL PRESTAMO
1,500
VALOR DE LA CUOTA
- 280
COMISION APERTURA 1,000

CALCULO TIR CALCULO TIR

 SALDO
PERIODO CUOTA
INICIAL
- 1,500 -
1 1,500 280
2 1,270 280
3 1,032 280
4 787 280
5 533 280
6 271 280

31-Mar ING. X DIFE, EN CAMBIO

AJUSTAR OBLIGACION FINANCIERA 97,500

31-ABRIL ING. X DIFE, EN CAMBIO

OBLIGACION FINANCIERA 75,000

RECONOCIMIENTO 1 CUOTA US
DEBE
GASTOS POR INTERES 50
OBLIGACION FINANCIERA 230
BANCOS
 ABONO SALDO
INTERES %
CAPITAL FINAL
- - 1,500 -
50 230 1,270 1
42 238 1,032 2
34 246 787 3
26 254 533 4
18 262 271 5
9 271 - 6

TIR

97,500

75,000

VALOR EN CAMBIO EN $

UOTA US RECONOCIMIENTO 1 CUOTA

HABER
GASTOS POR INTERES
OBLIGACION FINANCIER
280 BANCOS
 CALCULO TIR CALCULO TIR

1,500 1,000
- 280 - 280
- 280 - 280
- 280 - 280
- 280 - 280
- 280 - 280
- 280 - 280

3% 17%

N CAMBIO EN $ 3,200

NOCIMIENTO 1 CUOTA $
DEBE HABER
160,000
736,000
896,000