Compra de Vehiculo Ford Fiesta Titanium 2018

CRÉDITO BANCO FINANDINA 42,000,000

TASA DE INTERES 11.22% EA 0.89% MV
PLAZO 72
OPCIÓN DE COMPRA LEASING 30%
LEASING RESIDUAL 12,600,000

Forma de pago: Cuota mensual iguales

Periodo Saldo Inicial Interes Pago Abono Capital

0 42,000,000
1 42,000,000 373,844 666,967 293,123
2 41,706,877 371,235 666,967 295,732
3 41,411,145 368,603 666,967 298,365
4 41,112,780 365,947 666,967 301,020
5 40,811,760 363,268 666,967 303,700
6 40,508,060 360,564 666,967 306,403
7 40,201,657 357,837 666,967 309,130
8 39,892,527 355,085 666,967 311,882
9 39,580,645 352,309 666,967 314,658
10 39,265,987 349,509 666,967 317,459
11 38,948,528 346,683 666,967 320,284
12 38,628,244 343,832 666,967 323,135
13 38,305,109 340,956 666,967 326,012
14 37,979,097 338,054 666,967 328,913
15 37,650,184 335,126 666,967 331,841
16 37,318,343 332,172 666,967 334,795
17 36,983,548 329,192 666,967 337,775
18 36,645,773 326,186 666,967 340,781
19 36,304,992 323,153 666,967 343,815
20 35,961,177 320,092 666,967 346,875
21 35,614,302 317,005 666,967 349,963
22 35,264,340 313,890 666,967 353,078
23 34,911,262 310,747 666,967 356,220
24 34,555,042 307,576 666,967 359,391
25 34,195,651 304,377 666,967 362,590
26 33,833,061 301,150 666,967 365,817
27 33,467,243 297,894 666,967 369,074
28 33,098,170 294,608 666,967 372,359
29 32,725,811 291,294 666,967 375,673
30 32,350,138 287,950 666,967 379,017
31 31,971,121 284,577 666,967 382,391
32 31,588,730 281,173 666,967 385,794
33 31,202,936 277,739 666,967 389,228
34 30,813,707 274,274 666,967 392,693
35 30,421,015 270,779 666,967 396,188
36 30,024,826 267,252 666,967 399,715
37 29,625,112 263,695 666,967 403,273
38 29,221,839 260,105 666,967 406,862
39 28,814,977 256,484 666,967 410,484
40 28,404,493 252,830 666,967 414,137
41 27,990,356 249,144 666,967 417,824
42 27,572,532 245,424 666,967 421,543
43 27,150,989 241,672 666,967 425,295
44 26,725,694 237,887 666,967 429,080
45 26,296,614 234,067 666,967 432,900
46 25,863,714 230,214 666,967 436,753
47 25,426,961 226,327 666,967 440,641
48 24,986,321 222,405 666,967 444,563
49 24,541,758 218,447 666,967 448,520
50 24,093,238 214,455 666,967 452,512
51 23,640,726 210,427 666,967 456,540
52 23,184,186 206,364 666,967 460,604
53 22,723,582 202,264 666,967 464,703
54 22,258,879 198,127 666,967 468,840
55 21,790,039 193,954 666,967 473,013
56 21,317,026 189,744 666,967 477,223
57 20,839,803 185,496 666,967 481,471
58 20,358,332 181,211 666,967 485,757
59 19,872,575 176,887 666,967 490,080
60 19,382,494 172,525 666,967 494,443
61 18,888,052 168,124 666,967 498,844
62 18,389,208 163,683 666,967 503,284
63 17,885,924 159,204 666,967 507,764
64 17,378,160 154,684 666,967 512,283
65 16,865,877 150,124 666,967 516,843
66 16,349,034 145,524 666,967 521,444
67 15,827,590 140,882 666,967 526,085
68 15,301,505 136,199 666,967 530,768
69 14,770,737 131,475 666,967 535,492
70 14,235,245 126,709 666,967 540,259
71 13,694,987 121,900 666,967 545,067
72 13,149,919 117,048 666,967 549,919

Total pagado 48,021,641

Valor Residual $12,600,000
Total 60,621,641
 0.89%

Saldo Final flujo de caja

42,000,000 42,000,000
41,706,877 - 666,967
41,411,145 - 666,967
41,112,780 - 666,967
40,811,760 - 666,967
40,508,060 - 666,967
40,201,657 - 666,967
39,892,527 - 666,967
39,580,645 - 666,967
39,265,987 - 666,967
38,948,528 - 666,967
38,628,244 - 666,967
38,305,109 - 666,967
37,979,097 - 666,967
37,650,184 - 666,967
37,318,343 - 666,967
36,983,548 - 666,967
36,645,773 - 666,967
36,304,992 - 666,967
35,961,177 - 666,967
35,614,302 - 666,967
35,264,340 - 666,967
34,911,262 - 666,967
34,555,042 - 666,967
34,195,651 - 666,967
33,833,061 - 666,967
33,467,243 - 666,967
33,098,170 - 666,967
32,725,811 - 666,967
32,350,138 - 666,967
31,971,121 - 666,967
31,588,730 - 666,967
31,202,936 - 666,967
30,813,707 - 666,967
30,421,015 - 666,967
30,024,826 - 666,967
29,625,112 - 666,967
29,221,839 - 666,967
28,814,977 - 666,967
28,404,493 - 666,967
27,990,356 - 666,967
27,572,532 - 666,967
27,150,989 - 666,967
26,725,694 - 666,967
26,296,614 - 666,967
25,863,714 - 666,967
25,426,961 - 666,967
24,986,321 - 666,967
24,541,758 - 666,967
24,093,238 - 666,967
23,640,726 - 666,967
23,184,186 - 666,967
22,723,582 - 666,967
22,258,879 - 666,967
21,790,039 - 666,967
21,317,026 - 666,967
20,839,803 - 666,967
20,358,332 - 666,967
19,872,575 - 666,967
19,382,494 - 666,967
18,888,052 - 666,967
18,389,208 - 666,967
17,885,924 - 666,967
17,378,160 - 666,967
16,865,877 - 666,967
16,349,034 - 666,967
15,827,590 - 666,967
15,301,505 - 666,967
14,770,737 - 666,967
14,235,245 - 666,967
13,694,987 - 666,967
13,149,919 - 666,967
12,600,000 - 13,266,967
Compra de Vehiculo Ford Fiesta Titanium 2018
CRÉDITO BANCO FINANDINA 42,000,000
TASA DE INTERES 11.22% EA 0.89% MV 0.1068126
PLAZO 72

Periodo Deuda inicial Tasa de interes Interes Amortización Pago

1 42,000,000 11.22% 65,450 583,333 648,783
2 41,416,667 11.22% 64,541 583,333 647,874
3 40,833,333 11.22% 63,632 583,333 646,965
4 40,250,000 11.22% 62,723 583,333 646,056
5 39,666,667 11.22% 61,814 583,333 645,147
6 39,083,333 11.22% 60,905 583,333 644,238
7 38,500,000 11.22% 59,996 583,333 643,329
8 37,916,667 11.22% 59,087 583,333 642,420
9 37,333,333 11.22% 58,178 583,333 641,511
10 36,750,000 11.22% 57,269 583,333 640,602
11 36,166,667 11.22% 56,360 583,333 639,693
12 35,583,333 11.22% 55,451 583,333 638,784
13 35,000,000 11.22% 54,542 583,333 637,875
14 34,416,667 11.22% 53,633 583,333 636,966
15 33,833,333 11.22% 52,724 583,333 636,057
16 33,250,000 11.22% 51,815 583,333 635,148
17 32,666,667 11.22% 50,906 583,333 634,239
18 32,083,333 11.22% 49,997 583,333 633,330
19 31,500,000 11.22% 49,088 583,333 632,421
20 30,916,667 11.22% 48,178 583,333 631,512
21 30,333,333 11.22% 47,269 583,333 630,603
22 29,750,000 11.22% 46,360 583,333 629,694
23 29,166,667 11.22% 45,451 583,333 628,785
24 28,583,333 11.22% 44,542 583,333 627,876
25 28,000,000 11.22% 43,633 583,333 626,967
26 27,416,667 11.22% 42,724 583,333 626,058
27 26,833,333 11.22% 41,815 583,333 625,149
28 26,250,000 11.22% 40,906 583,333 624,240
29 25,666,667 11.22% 39,997 583,333 623,331
30 25,083,333 11.22% 39,088 583,333 622,422
31 24,500,000 11.22% 38,179 583,333 621,513
32 23,916,667 11.22% 37,270 583,333 620,603
33 23,333,333 11.22% 36,361 583,333 619,694
34 22,750,000 11.22% 35,452 583,333 618,785
35 22,166,667 11.22% 34,543 583,333 617,876
36 21,583,333 11.22% 33,634 583,333 616,967
37 21,000,000 11.22% 32,725 583,333 616,058
38 20,416,667 11.22% 31,816 583,333 615,149
39 19,833,333 11.22% 30,907 583,333 614,240
40 19,250,000 11.22% 29,998 583,333 613,331
41 18,666,667 11.22% 29,089 583,333 612,422
42 18,083,333 11.22% 28,180 583,333 611,513
43 17,500,000 11.22% 27,271 583,333 610,604
44 16,916,667 11.22% 26,362 583,333 609,695
45 16,333,333 11.22% 25,453 583,333 608,786
46 15,750,000 11.22% 24,544 583,333 607,877
47 15,166,667 11.22% 23,635 583,333 606,968
48 14,583,333 11.22% 22,726 583,333 606,059
49 14,000,000 11.22% 21,817 583,333 605,150
50 13,416,667 11.22% 20,908 583,333 604,241
51 12,833,333 11.22% 19,999 583,333 603,332
52 12,250,000 11.22% 19,090 583,333 602,423
53 11,666,667 11.22% 18,181 583,333 601,514
54 11,083,333 11.22% 17,272 583,333 600,605
55 10,500,000 11.22% 16,363 583,333 599,696
56 9,916,667 11.22% 15,453 583,333 598,787
57 9,333,333 11.22% 14,544 583,333 597,878
58 8,750,000 11.22% 13,635 583,333 596,969
59 8,166,667 11.22% 12,726 583,333 596,060
60 7,583,333 11.22% 11,817 583,333 595,151
61 7,000,000 11.22% 10,908 583,333 594,242
62 6,416,667 11.22% 9,999 583,333 593,333
63 5,833,333 11.22% 9,090 583,333 592,424
64 5,250,000 11.22% 8,181 583,333 591,515
65 4,666,667 11.22% 7,272 583,333 590,606
66 4,083,333 11.22% 6,363 583,333 589,697
67 3,500,000 11.22% 5,454 583,333 588,788
68 2,916,667 11.22% 4,545 583,333 587,878
69 2,333,333 11.22% 3,636 583,333 586,969
70 1,750,000 11.22% 2,727 583,333 586,060
71 1,166,667 11.22% 1,818 583,333 585,151
72 583,333 11.22% 909 583,333 584,242
Deuda final
41,416,667
40,833,333
40,250,000
39,666,667
39,083,333
38,500,000
37,916,667
37,333,333
36,750,000
36,166,667
35,583,333
35,000,000
34,416,667
33,833,333
33,250,000
32,666,667
32,083,333
31,500,000
30,916,667
30,333,333
29,750,000
29,166,667
28,583,333
28,000,000
27,416,667
26,833,333
26,250,000
25,666,667
25,083,333
24,500,000
23,916,667
23,333,333
22,750,000
22,166,667
21,583,333
21,000,000
20,416,667
19,833,333
19,250,000
18,666,667
18,083,333
17,500,000
16,916,667
16,333,333
15,750,000
15,166,667
14,583,333
14,000,000
13,416,667
12,833,333
12,250,000
11,666,667
11,083,333
10,500,000
9,916,667
9,333,333
8,750,000
8,166,667
7,583,333
7,000,000
6,416,667
5,833,333
5,250,000
4,666,667
4,083,333
3,500,000
2,916,667
2,333,333
1,750,000
1,166,667
583,333
-
Compra de Vehiculo Ford Fiesta Titanium 2018
CRÉDITO BANCO FINANDINA 42,000,000
TASA DE INTERES 11.22% EA 0.89% MV 0.1068126058
PLAZO 72

Periodo Deuda inicial Tasa de interes Interes Amortizaci Pago

1 42,000,000 11.22% 4,712,400 583,333 5,295,733
2 41,416,667 11.22% 4,646,950 583,333 5,230,283
3 40,833,333 11.22% 4,581,500 583,333 5,164,833
4 40,250,000 11.22% 4,516,050 583,333 5,099,383
5 39,666,667 11.22% 4,450,600 583,333 5,033,933
6 39,083,333 11.22% 4,385,150 583,333 4,968,483
7 38,500,000 11.22% 4,319,700 583,333 4,903,033
8 37,916,667 11.22% 4,254,250 583,333 4,837,583
9 37,333,333 11.22% 4,188,800 583,333 4,772,133
10 36,750,000 11.22% 4,123,350 583,333 4,706,683
11 36,166,667 11.22% 4,057,900 583,333 4,641,233
12 35,583,333 11.22% 3,992,450 583,333 4,575,783
13 35,000,000 11.22% 3,927,000 583,333 4,510,333
14 34,416,667 11.22% 3,861,550 583,333 4,444,883
15 33,833,333 11.22% 3,796,100 583,333 4,379,433
16 33,250,000 11.22% 3,730,650 583,333 4,313,983
17 32,666,667 11.22% 3,665,200 583,333 4,248,533
18 32,083,333 11.22% 3,599,750 583,333 4,183,083
19 31,500,000 11.22% 3,534,300 583,333 4,117,633
20 30,916,667 11.22% 3,468,850 583,333 4,052,183
21 30,333,333 11.22% 3,403,400 583,333 3,986,733
22 29,750,000 11.22% 3,337,950 583,333 3,921,283
23 29,166,667 11.22% 3,272,500 583,333 3,855,833
24 28,583,333 11.22% 3,207,050 583,333 3,790,383
25 28,000,000 11.22% 3,141,600 583,333 3,724,933
26 27,416,667 11.22% 3,076,150 583,333 3,659,483
27 26,833,333 11.22% 3,010,700 583,333 3,594,033
28 26,250,000 11.22% 2,945,250 583,333 3,528,583
29 25,666,667 11.22% 2,879,800 583,333 3,463,133
30 25,083,333 11.22% 2,814,350 583,333 3,397,683
31 24,500,000 11.22% 2,748,900 583,333 3,332,233
32 23,916,667 11.22% 2,683,450 583,333 3,266,783
33 23,333,333 11.22% 2,618,000 583,333 3,201,333
34 22,750,000 11.22% 2,552,550 583,333 3,135,883
35 22,166,667 11.22% 2,487,100 583,333 3,070,433
36 21,583,333 11.22% 2,421,650 583,333 3,004,983
37 21,000,000 11.22% 2,356,200 583,333 2,939,533
38 20,416,667 11.22% 2,290,750 583,333 2,874,083
39 19,833,333 11.22% 2,225,300 583,333 2,808,633
40 19,250,000 11.22% 2,159,850 583,333 2,743,183
41 18,666,667 11.22% 2,094,400 583,333 2,677,733
42 18,083,333 11.22% 2,028,950 583,333 2,612,283
43 17,500,000 11.22% 1,963,500 583,333 2,546,833
44 16,916,667 11.22% 1,898,050 583,333 2,481,383
45 16,333,333 11.22% 1,832,600 583,333 2,415,933
46 15,750,000 11.22% 1,767,150 583,333 2,350,483
47 15,166,667 11.22% 1,701,700 583,333 2,285,033
48 14,583,333 11.22% 1,636,250 583,333 2,219,583
49 14,000,000 11.22% 1,570,800 583,333 2,154,133
50 13,416,667 11.22% 1,505,350 583,333 2,088,683
51 12,833,333 11.22% 1,439,900 583,333 2,023,233
52 12,250,000 11.22% 1,374,450 583,333 1,957,783
53 11,666,667 11.22% 1,309,000 583,333 1,892,333
54 11,083,333 11.22% 1,243,550 583,333 1,826,883
55 10,500,000 11.22% 1,178,100 583,333 1,761,433
56 9,916,667 11.22% 1,112,650 583,333 1,695,983
57 9,333,333 11.22% 1,047,200 583,333 1,630,533
58 8,750,000 11.22% 981,750 583,333 1,565,083
59 8,166,667 11.22% 916,300 583,333 1,499,633
60 7,583,333 11.22% 850,850 583,333 1,434,183
61 7,000,000 11.22% 785,400 583,333 1,368,733
62 6,416,667 11.22% 719,950 583,333 1,303,283
63 5,833,333 11.22% 654,500 583,333 1,237,833
64 5,250,000 11.22% 589,050 583,333 1,172,383
65 4,666,667 11.22% 523,600 583,333 1,106,933
66 4,083,333 11.22% 458,150 583,333 1,041,483
67 3,500,000 11.22% 392,700 583,333 976,033
68 2,916,667 11.22% 327,250 583,333 910,583
69 2,333,333 11.22% 261,800 583,333 845,133
70 1,750,000 11.22% 196,350 583,333 779,683
71 1,166,667 11.22% 130,900 583,333 714,233
Deuda final
41,416,667
40,833,333
40,250,000
39,666,667
39,083,333
38,500,000
37,916,667
37,333,333
36,750,000
36,166,667
35,583,333
35,000,000
34,416,667
33,833,333
33,250,000
32,666,667
32,083,333
31,500,000
30,916,667
30,333,333
29,750,000
29,166,667
28,583,333
28,000,000
27,416,667
26,833,333
26,250,000
25,666,667
25,083,333
24,500,000
23,916,667
23,333,333
22,750,000
22,166,667
21,583,333
21,000,000
20,416,667
19,833,333
19,250,000
18,666,667
18,083,333
17,500,000
16,916,667
16,333,333
15,750,000
15,166,667
14,583,333
14,000,000
13,416,667
12,833,333
12,250,000
11,666,667
11,083,333
10,500,000
9,916,667
9,333,333
8,750,000
8,166,667
7,583,333
7,000,000
6,416,667
5,833,333
5,250,000
4,666,667
4,083,333
3,500,000
2,916,667
2,333,333
1,750,000
1,166,667
583,333
INTERÉS COMPUESTO
Credito de Vehiculo Ford Fiesta
Capital $ 42,000,000.00
Interés 11.22%
Período de la tasa de interés Anual
Período inversión o deuda en años 6
Veces que capitaliza durante el año 1

INTERÉS SIMPLE
Credito de Vehiculo Ford Fiesta
Capital $ 42,000,000.00
Interés 11.22%
Período de la tasa de interés Anual
Período inversión o deuda en años 6.0

OPCION LEASING
Total pagado 48,021,641
Valor Residual $12,600,000
Total 60,621,641
Operación
Intereses producidos $ 37,496,248.58
Capital + intereses $ 79,496,248.58

Operación
Intereses producidos $ 28,274,400.00
Capital + intereses $ 70,274,400.00