Smart Investing is about BUYING LOW and SELLING HIGH.

Now invest Smartly and

get Life Cover Too – (Reliance - Highest Guaranteed NAV Advantage Plan ) for
Details Call 9884635430. BABUJEE.

Benefits:-

Highest NAV Guarantee for 15 Years

No need to Monitor investment on market conditions
FD return are not guaranteed for 10 years but here is an opportunity.
FD return are taxable whereas in this plan you get Tax Free Returns
Proven Record on Fund Performance RLIC & Sensex
Best Gifts to Grand Children

Advantage:-

Regular & Single Premium Options

Top Up Facility with NAV Guarantee
3 Riders Option
Partial withdrawal facility which will not affect your Guarantee
Loan Facility
Exchange Option
Settlement Option
Tax Benefits
Surrender Facility
Free Double Sum Assured on Accidental Death

Entry Age: 7 yrs to 60 Yrs

Min Premium Rs.20,000 for Regular

With in short term of to 7 months Reliance Highest NAV has Given 8% Returns. This is
the Power of Highest NAV.

Smart Investing is about BUYING LOW and SELLING HIGH. Now invest Smartly and
get Life Cover Too – (Reliance - Highest Guaranteed NAV Advantage Plan ) for
Details Call 9884635430. BABUJEE

Smart Investing is about BUYING LOW and SELLING HIGH. Now invest Smartly and
get Life Cover Too – (SBI Life - Saral Maha Anand / SBI Life - Smart Performer 5%
Higher than Highest Guaranteed NAV) for Details Call 9884635430. BABUJEE.

SBI Life - Saral Maha Anand

SBI Life - Saral Maha Anand, a unit linked insurance cum savings plan.

Getting a Life Insurance policy was never so easy…No medical examination, which
means hassle-free coverage. Enjoy the power of liquidity through partial withdrawals. All
these benefits at affordable costs, only for you.

Key Features:

• No medical examination, Simple joining process#.

• Liquidity through Partial Withdrawals. •
Guaranteed Additions## of up to 30% of one annual premium, for a 20 year policy term,
subject to the Policy being in force till the maturity date.
• Option to avail additional rider benefit under SBI Life - Accidental Death Benefit
Linked Rider (UIN: 111A019V01) • 4 Fund options, to enjoy market related returns as
per your risk appetite. • Twin Benefit of Market linked returns & insurance cover.

Product Snapshot

Age at Entry ^ Minimum: 18 years Maximum: 55 years

Max. Age at Maturity 65 years
Policy Term 10 years / 15 years / 20 years
Minimum Premium Yearly : Rs. 15,000/-
Amounts Half-yearly : Rs. 9,500/-
(x100) Quarterly : Rs. 5,500/-
Monthly : Rs. 2,000/-
Maximum Premium Yearly : Rs. 29,000/-
Amounts Half-yearly : Rs. 14,500/-
(x100) Quarterly : Rs. 7,200/-
Monthly : Rs. 2,400/-
Premium Modes Yearly / Half-yearly / Quarterly / Monthly
Sum Assured Minimum:
Age below 45 years : 10 × AP

Age 45 years or above : 7 × AP

Maximum:
 20 × AP
Partial Withdrawals Upto 15% of Fund Value can be withdrawn each year, from
6th year onwards, subject to conditions. One partial
withdrawal is free in a policy year.
Tax Benefits** Under Sec. 80C and Sec. 10(10D) of Income Tax Act,1961

SBI Life - Smart Performer

Key Features:

• Guarantee at maturity based on ’5% Higher than Highest Guaranteed NAV’ during the
first seven years or prevailing NAV at Maturity, whichever is higher, subject to
conditions#.
• Enjoy the best of both worlds - Guarantee only or Guarantee and Market Upside
through our unique Plan offerings - ‘Secure Plan’ and ‘Secure N Grow Plan’ respectively
• ‘Automatic Rebalancing’ to Lock-in your gains • Convenience through single premium
(SP) or 5 year Premium Paying Term (PPT) •
Life Insurance coverage with minimum Sum Assured of 10 times or 7 times of your
Annualised Premium (AP), based on your age.
• Liquidity through Partial Withdrawal(s) • Option to customize the product with
Accidental Death Benefit •
Attractive Tax benefits under the Income Tax Act.

Product Snapshot

Age at Entry* Min: 9 years Max: 65years

Age at Maturity Max: 75 years
Premium Payment Term SP or 5 years
Minimum Limited Premium Yearly Rs 50,000
Amounts (X 100) Half-yearly Rs 44,000
Quarterly Rs 36,000
Monthly Rs 20,000

Minimum Single Premium (X Rs 60,000

100) No limits
Maximum Limited/Single
Premium Amounts
Policy Term 10 years from the start of the subscription period.
Premium Modes Single / Yearly / Half-yearly / Quarterly / Monthly

Maturity Benefit: On completion of Policy Term, Maturity Value will be paid.

Maturity value for the Daily Protect Fund II will be calculated based on NAV which is
higher of:
• Prevailing NAV as on date of Maturity OR •
Higher than Highest Guaranteed NAV: There will be an increment of 5% to the Highest
NAV achieved during the first seven years under the ‘Daily Protect Fund II’

Smart Investing is about BUYING LOW and SELLING HIGH. Now invest Smartly and
get Life Cover Too – (LIC’s Samridhi Plus - Highest Guaranteed NAV) for Details
Call 9884635430. BABUJEE.

LIC’s Samridhi Plus:- Your Prosperity Our Guarantee.

Guaranteed NAV:
In this product there is a guarantee of the highest NAV recorded on a daily basis, in the
first 100 months of the policy, subject to a minimum of ` 10. This means the payment at
the end of the policy term will be based on highest NAV recorded over the first 100
months of the policy, or the NAV as applicable on the date of maturity, whichever is
higher. The guarantee will be applicable only for units available in the policyholder’s
fund at the end of the policy term. The period to be counted for guarantee of NAV shall
be 100 months from the date of commencement of policy.

Hightest NAV over the first 100 months or NAV at maturity, whichever is higher.

Premium Paying Term: Single or 5 Yrs

Policy Term: 10 Yrs.
Age at Entry: 8 Yrs to 65 Yrs.
Partial Withdrawal Facility available.

Available for maximum 3 months only.

Smart Investing is about BUYING LOW and SELLING HIGH. Now invest Smartly and
get Life Cover Too – (LIC’s Samridhi Plus - Highest Guaranteed NAV) for Details
Call 9884635430. BABUJEE.

Regards

KN Babujee

Certified Financial Consultant

(Insurance / Mutual Funds / Fixed Deposits / Real Estate Consultant)

LIC

No.15/38, Second Floor,

Annasalai,Chennai-600002

Mobile No: 9884635430

Email babujee007@gmail.com

Profile: http://www.scribd.com/babujee