10 MAR 2011 28 MAR 2011

eStatement

XXXX XXXX XXXX 0313 83.76 .00

MR RUWAN D MUDIYANSELAGE

83.76 .00

I wish to settle my account as below :

We believe keeping in touch is important.
Have you provided your current telephone /
mobile / fax numbers and email addresses to us?
Please call on 2480 480 or email us on
Cards.CB@sc.com Signature

Please enclose this payment coupon with your payment and mail it to
Standard Chartered Card Services, 37, York Street, Colombo-1,
Sri Lanka.

MR RUWAN D MUDIYANSELAGE 10 MAR 2011

40000.00 39916.24 20000.00 28 MAR 2011 .00

15.24CR .00 .00 99.00 .00 .00 83.76

VISA CLASSIC XXXX XXXX XXXX 0313

PREVIOUS BALANCE 15.24CR

XXXX XXXX XXXX 0313 D M RUWAN

01 MAR 2011 Smart Wallet 99.00

NEW BALANCE 83.76

MINIMUM PAYMENT DUE .00

Bonus points earned :

Bonus points redeemed :
Bonus points expired :
Bonus points available : 660

---------------END OF STATEMENT---------------

PAGE 1 OF 1
 Important Information about your Credit Card Statement
Please remember to examine this statement and inform us of any
discrepancy within 20 days from the statement date, otherwise it will
be considered as correct.
How to settle your card account
Standing Instruction
If you are a Standard Chartered Bank account holder, you can avail of the
standing instruction facility to debit your account for payment of your card
bill. You can choose a percentage between 5% to 100 % of the current
balance to be debited on the due date.
We will recover the set percentage against the closing balance on the
due date, irrespective of any additional cash/cheque payments.
Duplicate payments in this regard will not be refunded.
Payment by Cheque
1. Cheques should be crossed A/C payee only, and should include the card
number. E.g. pay Standard Chartered O/A Card No.
xxxx.xxxx.xxxx.xxxx.
2. Third party cheques drawn in favour of the cardholder will not be
accepted unless they are drawn as in the above example. (i.e.(1))
3. Cash cheques and post dated cheques will not be accepted for
payment.
4. Please allow 2-6 days for payments to reach your account if payments
are made by mail.
5. All mail should be addressed to “Manager Card Services”.
6. Your payment will be acknowledged on your subsequent statement.
7. Please leave two working days for processing and further time for
clearing.
8. Funds will be available only after clearing.
9. Your payments by cheque can be made at any time in the cheque
deposit machines located at our branches.
Please note that cheques deposited after the following cut-off times will be
collected and sent for clearing on the next business day.
Payment Due Date:
Any minimum amount shown on the front of this statement is payable by
this date. If the payment due date falls on a Bank holiday or a weekend, your
due date is the first working day preceding the due date.
Payment Allocation:
Payment to your card will be applied in the following order;
• to any Overlimit amount at the time of making payment.
• to any Overdue amount.
• to your monthly payment.
• towards any remaining outstanding balance ( in chronological order of
transaction)
Charges:
Finance Charges (Interest Charges):
• No Finance charges are levied on transactions (excluding cash
advances) when the total current balance is paid on or before the
payment due date.
• If only part payment is made by the payment due date or no
payment is made or payment is made, but after the payment due
date, a finance charge on the Bank’s current interest rate per month
calculated, on the daily balance, will be applied to the previous
statement balance including new purchases until the entire amount
is fully settled.
• Cash advance is subject to a cash advance fee. Finance charges will be
applicable on the cash advances, from the date of transaction until
repayment in full. If only part payment is received, then Finance charges
are calculated as above.
• Finance charges/ Interest – Gold Card 2% p.m. (24% p.a.), Classic Card
2% p.m. (24% p.a.). Please refer Cardholder Agreement for further
details on interest charges.
Government Duty:
Any Government Taxes or Levies payable in relation to the use of the card,
or to the credit provided, is charged directly to your account and will appear
on your statement.

Late payment fee:

Branch Cut-off time If your payment is not received by the payment due date or minimum
Kirullapone/ Moratuwa/Negombo 1.30 pm amount due is not paid, a late payment fee will be charged to your card
account.
Lipton Circus 1.45 pm
Wellawatte/ Rajagiriya 2.00 pm Transaction incurred outside Sri Lanka:
All transactions incurred outside Sri Lanka are converted to Sri Lankan
Wattala 2.15 pm Rupees at the prevailing exchange rate when such transactions are
Pettah 2.30 pm processed by Visa International or MasterCard International.
Head Office/ Bambalapitiya/Kollupitiya 3.30 pm For full details and further information please refer to your Standard
Chartered Bank Credit Card Terms & Conditions of use.
Cash Payments:
1. Cash payment could be made at any of our branches on or before the
due date. Standard Chartered Bank
2. Please do not send cash by mail. Payment on your Credit Card accounts can be made at our branches or
3. Payments made on Saturdays will be processed on the next working day. mailed directly to Card Services.
4. Cash payments can now be made at any Keells Super outlets, at any
• Fort - 37, York Street, Colombo 01.
Arpico Supercenter or Super Store, Lanka Bell Center, Nations Trust
Bank (Kandy) or Commercial Bank branches. Payment will be subject to • Pettah - 150, Mihindu Mawatha, Colombo 12.
a charge of 0.75% of the payment/transaction value or Rs.10/- which- • Bambalapitiya - 28, Temple Lane, Colombo 03.
ever is higher. • Kirullapone - 111, Maya Avenue, Colombo 06.
Please make sure your card payment covers at least the ‘Minimum • Kollupitiya - 356, Galle Road, Colombo 03.
Amount Due’ • Rajagiriya - 2A, Lake Drive,Colombo 08.
Overdue/ Overlimit Amount: • Moratuwa - 126, Galle Road, Kaldemulla, Moratuwa.
This amount (if any) is the amount outstanding from your previous statement • Wellawatte - 585, Galle Road, Colombo 06.
and/or any amount by which your current outstanding balance exceeds • Lipton Circus - 525, Union Place, Colombo 02
your credit limit. These amounts are payable immediately. • Negombo - 287, Main Street, Negombo.
Minimum Amount Due: • Wattala - 181, Negombo Road, Wattala.
This amount is the greater of:
For any enquiry on the Statement, please call our Customer Services
1. 5% of the closing balance (rounded up to the nearest rupee); OR Hotline on +94 (11) 2480 480 anytime.
2. Rs. 500 ; OR
*Please note that all charges and fees are as per our current Tariff
3. the closing balance, if less than Rs.500 ; OR
Guide. Please visit www.standardchartered.com/lk for details.
4. as advised by the Bank.
*For suggestions and complaints please call us on +94 (11) 2480 480
This is the amount required to be paid, for this statement cycle. This figure
or write to us on feedback.cb@sc.com or to Manager, Customer Care
consists of the sum of the monthly payment amount plus the
Unit, Standard Chartered Bank, No.37, York Street, Colombo 01.
Overdue/Overlimit amount (if any).