Plan de

1) n RENTA INTERES AMORTIZACIÓN DEUDA

1 37250 S/.3,942.75 S/.33,307.25 S/.420,934.18
2 37250 S/.3,630.77 S/.33,619.23 S/.387,626.93
3 37250 S/.3,315.87 S/.33,934.13 S/.354,007.70
4 37250 S/.2,998.02 S/.34,251.98 S/.320,073.57
5 37250 S/.2,677.20 S/.34,572.80 S/.285,821.59
6 37250 S/.2,353.36 S/.34,896.64 S/.251,248.79
7 37250 S/.2,026.50 S/.35,223.50 S/.216,352.15
8 37250 S/.1,696.57 S/.35,553.43 S/.181,128.65
9 37250 S/.1,363.55 S/.35,886.45 S/.145,575.22
10 37250 S/.1,027.42 S/.36,222.58 S/.109,688.78
11 37250 S/.688.13 S/.36,561.87 S/.73,466.20
12 37250 S/.345.67 S/.36,904.33 S/.36,904.33

2) n RENTA INTERES AMORTIZACIÓN DEUDA

1 22520 S/.2,349.15 S/.20,170.85 S/.297,361.03
2 22520 S/.2,189.80 S/.20,330.20 S/.277,190.18
3 22520 S/.2,029.19 S/.20,490.81 S/.256,859.99
4 22520 S/.1,867.32 S/.20,652.68 S/.236,369.18
5 22520 S/.1,704.16 S/.20,815.84 S/.215,716.50
6 22520 S/.1,539.72 S/.20,980.28 S/.194,900.66
7 22520 S/.1,373.97 S/.21,146.03 S/.173,920.37
8 22520 S/.1,206.92 S/.21,313.08 S/.152,774.34
9 22520 S/.1,038.54 S/.21,481.46 S/.131,461.26
10 22520 S/.868.84 S/.21,651.16 S/.109,979.81
11 22520 S/.697.80 S/.21,822.20 S/.88,328.65
12 22520 S/.525.40 S/.21,994.60 S/.66,506.44
13 22520 S/.351.64 S/.22,168.36 S/.44,511.84
14 22520 S/.176.51 S/.22,343.49 S/.22,343.49

3)
n RENTA INTERES AMORTIZACIÓN DEUDA
1 117150 S/.7,460.64 S/.109,689.36 S/.1,243,439.90
2 117150 S/.6,802.50 S/.110,347.50 S/.1,133,750.53
3 117150 S/.6,140.42 S/.111,009.58 S/.1,023,403.04
4 117150 S/.5,474.36 S/.111,675.64 S/.912,393.46
5 117150 S/.4,804.31 S/.112,345.69 S/.800,717.82
6 117150 S/.4,130.23 S/.113,019.77 S/.688,372.12
7 117150 S/.3,452.11 S/.113,697.89 S/.575,352.36
 8 117150 S/.2,769.93 S/.114,380.07 S/.461,654.47
9 117150 S/.2,083.65 S/.115,066.35 S/.347,274.40
10 117150 S/.1,393.25 S/.115,756.75 S/.232,208.04
11 117150 S/.698.71 S/.116,451.29 S/.116,451.29

4) n RENTA INTERES AMORTIZACIÓN DEUDA

1 37110 S/.5,903.40 S/.31,206.60 S/.440,005.24
2 37110 S/.5,484.72 S/.31,625.28 S/.408,798.65
3 37110 S/.5,060.41 S/.32,049.59 S/.377,173.36
4 37110 S/.4,630.41 S/.32,479.59 S/.345,123.77
5 37110 S/.4,194.64 S/.32,915.36 S/.312,644.18
6 37110 S/.3,753.03 S/.33,356.97 S/.279,728.83
7 37110 S/.3,305.49 S/.33,804.51 S/.246,371.85
8 37110 S/.2,851.95 S/.34,258.05 S/.212,567.34
9 37110 S/.2,392.32 S/.34,717.68 S/.178,309.29
10 37110 S/.1,926.52 S/.35,183.48 S/.143,591.61
11 37110 S/.1,454.48 S/.35,655.52 S/.108,408.13
12 37110 S/.976.10 S/.36,133.90 S/.72,752.60
13 37110 S/.491.30 S/.36,618.70 S/.36,618.70

N RENTA INTERES AMORTIZACION DEUDA

5) 1 25250 S/.1,812.02 S/.23,437.98 S/.339,753.26
2 25250 S/.1,687.01 S/.23,562.99 S/.316,315.28
3 25250 S/.1,561.35 S/.23,688.65 S/.292,752.29
4 25250 S/.1,435.01 S/.23,814.99 S/.269,063.64
5 25250 S/.1,307.99 S/.23,942.01 S/.245,248.64
6 25250 S/.1,180.30 S/.24,069.70 S/.221,306.64
7 25250 S/.1,051.93 S/.24,198.07 S/.197,236.94
8 25250 S/.922.87 S/.24,327.13 S/.173,038.87
9 25250 S/.793.13 S/.24,456.87 S/.148,711.74
10 25250 S/.662.69 S/.24,587.31 S/.124,254.87
11 25250 S/.531.56 S/.24,718.44 S/.99,667.56
12 25250 S/.399.73 S/.24,850.27 S/.74,949.13
13 25250 S/.267.19 S/.24,982.81 S/.50,098.85
14 25250 S/.133.95 S/.25,116.05 S/.25,116.05

6) N RENTA INTERES AMORTIZACION DEUDA

1 18550 S/.1,286.17 S/.17,263.83 S/.321,543.17
2 18550 S/.1,217.12 S/.17,332.88 S/.304,279.34
3 18550 S/.1,147.79 S/.17,402.21 S/.286,946.46
4 18550 S/.1,078.18 S/.17,471.82 S/.269,544.25
5 18550 S/.1,008.29 S/.17,541.71 S/.252,072.42
6 18550 S/.938.12 S/.17,611.88 S/.234,530.71
 7 18550 S/.867.68 S/.17,682.32 S/.216,918.84
8 18550 S/.796.95 S/.17,753.05 S/.199,236.51
9 18550 S/.725.93 S/.17,824.07 S/.181,483.46
10 18550 S/.654.64 S/.17,895.36 S/.163,659.39
11 18550 S/.583.06 S/.17,966.94 S/.145,764.03
12 18550 S/.511.19 S/.18,038.81 S/.127,797.08
13 18550 S/.439.03 S/.18,110.97 S/.109,758.27
14 18550 S/.366.59 S/.18,183.41 S/.91,647.31
15 18550 S/.293.86 S/.18,256.14 S/.73,463.89
16 18550 S/.220.83 S/.18,329.17 S/.55,207.75
17 18550 S/.147.51 S/.18,402.49 S/.36,878.58
18 18550 S/.73.90 S/.18,476.10 S/.18,476.10
Plan de pagos de cuotas fijas: Ejercicios

PRESTAMO (VA) S/.420,934.18

INTERES 11.24% 0.00936667
PERIODOS 12
RENTA (PAGO) 37250

PRESTAMO (VA) S/.297,361.03

INTERES 9.48% 0.0079
PERIODOS 14
RENTA (PAGO) 22520

PRESTAMO (VA) S/.1,243,439.90

INTERES 7.2% 0.006
PERIODOS (NPER) 11
RENTA (PAGO) 117150
PRESTAMO (VA) S/.440,005.24
INTERES 16.1% 0.01341667
PERIODOS (NPER) 13
RENTA (PAGO) 37110

PRESTAMO (VA) S/.339,753.26

INTERES 6.4% 0.00533333
PERIODOS (NPER) 14
RENTA (PAGO) 25250

PRESTAMO (VA) S/.321,543.17

INTERES 4.8% 0.004
PERIODOS (NPER) 18
RENTA (PAGO) 18550
cicios
 Plan d
2) N RENTA INTERESES AMORTIAZACION DEUDA
1 S/. 25,800.00 S/. 2,360.28 S/. 23,439.72 S/. 302,600.00
2 S/. 25,800.00 S/. 2,177.45 S/. 23,622.55 S/. 279,160.28
3 S/. 25,800.00 S/. 1,993.19 S/. 23,806.81 S/. 255,537.73
4 S/. 25,800.00 S/. 1,807.50 S/. 23,992.50 S/. 231,730.92
5 S/. 25,800.00 S/. 1,620.36 S/. 24,179.64 S/. 207,738.43
6 S/. 25,800.00 S/. 1,431.76 S/. 24,368.24 S/. 183,558.79
7 S/. 25,800.00 S/. 1,241.69 S/. 24,558.31 S/. 159,190.54
8 S/. 25,800.00 S/. 1,050.13 S/. 24,749.87 S/. 134,632.23
9 S/. 25,800.00 S/. 857.08 S/. 24,942.92 S/. 109,882.36
10 S/. 25,800.00 S/. 662.53 S/. 25,137.47 S/. 84,939.44
11 S/. 25,800.00 S/. 466.46 S/. 25,333.54 S/. 59,801.97
12 S/. 25,800.00 S/. 268.85 S/. 25,531.15 S/. 34,468.43

3) N RENTA INTERESES AMORTIAZACION DEUDA

1 S/. 14,500.00 S/. 1,914.00 S/. 12,586.00 S/. 198,000.00
2 S/. 14,500.00 S/. 1,792.34 S/. 12,707.66 S/. 185,414.00
3 S/. 14,500.00 S/. 1,669.49 S/. 12,830.51 S/. 172,706.34
4 S/. 14,500.00 S/. 1,545.47 S/. 12,954.53 S/. 159,875.83
5 S/. 14,500.00 S/. 1,420.24 S/. 13,079.76 S/. 146,921.30
6 S/. 14,500.00 S/. 1,293.80 S/. 13,206.20 S/. 133,841.54
7 S/. 14,500.00 S/. 1,166.14 S/. 13,333.86 S/. 120,635.34
8 S/. 14,500.00 S/. 1,037.25 S/. 13,462.75 S/. 107,301.48
9 S/. 14,500.00 S/. 907.11 S/. 13,592.89 S/. 93,838.73
10 S/. 14,500.00 S/. 775.71 S/. 13,724.29 S/. 80,245.83
11 S/. 14,500.00 S/. 643.04 S/. 13,856.96 S/. 66,521.54
12 S/. 14,500.00 S/. 509.09 S/. 13,990.91 S/. 52,664.59
13 S/. 14,500.00 S/. 373.85 S/. 14,126.15 S/. 38,673.68
14 S/. 14,500.00 S/. 237.29 S/. 14,262.71 S/. 24,547.52
15 S/. 14,500.00 S/. 99.42 S/. 14,400.58 S/. 10,284.81

4) N RENTA INTERESES AMORTIAZACION DEUDA

1 S/. 18,400.00 S/. 1,993.01 S/. 16,406.99 S/. 288,146.00
2 S/. 18,400.00 S/. 1,879.53 S/. 16,520.47 S/. 271,739.01
 3 S/. 18,400.00 S/. 1,765.26 S/. 16,634.74 S/. 255,218.54
4 S/. 18,400.00 S/. 1,650.20 S/. 16,749.80 S/. 238,583.80
5 S/. 18,400.00 S/. 1,534.35 S/. 16,865.65 S/. 221,834.00
6 S/. 18,400.00 S/. 1,417.70 S/. 16,982.30 S/. 204,968.36
7 S/. 18,400.00 S/. 1,300.24 S/. 17,099.76 S/. 187,986.05
8 S/. 18,400.00 S/. 1,181.96 S/. 17,218.04 S/. 170,886.29
9 S/. 18,400.00 S/. 1,062.87 S/. 17,337.13 S/. 153,668.25
10 S/. 18,400.00 S/. 942.96 S/. 17,457.04 S/. 136,331.13
11 S/. 18,400.00 S/. 822.21 S/. 17,577.79 S/. 118,874.08
12 S/. 18,400.00 S/. 700.63 S/. 17,699.37 S/. 101,296.30
13 S/. 18,400.00 S/. 578.21 S/. 17,821.79 S/. 83,596.93
14 S/. 18,400.00 S/. 454.94 S/. 17,945.06 S/. 65,775.14
15 S/. 18,400.00 S/. 330.82 S/. 18,069.18 S/. 47,830.09
16 S/. 18,400.00 S/. 205.85 S/. 18,194.15 S/. 29,760.91
17 S/. 18,400.00 S/. 80.00 S/. 18,320.00 S/. 11,566.76

5)
N RENTA INTERESES AMORTIAZACION DEUDA
1 S/. 11,900.00 S/. 865.60 S/. 11,034.40 S/. 108,200.00
2 S/. 11,900.00 S/. 777.32 S/. 11,122.68 S/. 97,165.60
3 S/. 11,900.00 S/. 688.34 S/. 11,211.66 S/. 86,042.92
4 S/. 11,900.00 S/. 598.65 S/. 11,301.35 S/. 74,831.27
5 S/. 11,900.00 S/. 508.24 S/. 11,391.76 S/. 63,529.92
6 S/. 11,900.00 S/. 417.11 S/. 11,482.89 S/. 52,138.16
7 S/. 11,900.00 S/. 325.24 S/. 11,574.76 S/. 40,655.26
8 S/. 11,900.00 S/. 232.64 S/. 11,667.36 S/. 29,080.51
9 S/. 11,900.00 S/. 139.31 S/. 11,760.69 S/. 17,413.15

6)
N RENTA INTERESES AMORTIAZACION DEUDA
1 S/. 27,111.00 S/. 2,671.96 S/. 24,439.05 S/. 288,600.00
2 S/. 27,111.00 S/. 2,445.69 S/. 24,665.31 S/. 264,160.96
3 S/. 27,111.00 S/. 2,217.33 S/. 24,893.67 S/. 239,495.65
4 S/. 27,111.00 S/. 1,986.86 S/. 25,124.14 S/. 214,601.98
5 S/. 27,111.00 S/. 1,754.25 S/. 25,356.75 S/. 189,477.83
6 S/. 27,111.00 S/. 1,519.49 S/. 25,591.51 S/. 164,121.08
7 S/. 27,111.00 S/. 1,282.55 S/. 25,828.45 S/. 138,529.57
8 S/. 27,111.00 S/. 1,043.42 S/. 26,067.58 S/. 112,701.12
9 S/. 27,111.00 S/. 802.08 S/. 26,308.92 S/. 86,633.55
10 S/. 27,111.00 S/. 558.51 S/. 26,552.49 S/. 60,324.63
11 S/. 27,111.00 S/. 312.67 S/. 26,798.33 S/. 33,772.13
Plan de pagos de cuotas fijas: Ejercicio

PRESTAMO VA 302600
INTERES 9.36% 0.0078
PERIODOS(NPER) 12
RENTA(PAGO) 25800

PRESTAMO VA 198000
INTERES 11.6% 0.0097
PERIODOS(NPER) 15
RENTA(PAGO) 14500

PRESTAMO VA 288146
INTERES 8.3% 0.0069
PERIODOS(NPER) 17
RENTA(PAGO) 18400

PRESTAMO VA 108200
INTERES 9.6% 0.0080
PERIODOS(NPER) 9
RENTA(PAGO) 11900

PRESTAMO VA 288600
INTERES 11.11% 0.0093
PERIODOS(NPER) 11
RENTA(PAGO) 27111
ercicio
1)
n RENTA INTERES
1 S/.23,875.31 S/.1,950.92
2 S/.23,875.31 S/.1,742.27
3 S/.23,875.31 S/.1,531.64
4 S/.23,875.31 S/.1,319.00
5 S/.23,875.31 S/.1,104.34
6 S/.23,875.31 S/.887.64
7 S/.23,875.31 S/.668.87
8 S/.23,875.31 S/.448.02
9 S/.23,875.31 S/.225.07

2)
n RENTA INTERES
1 S/.19,359.68 S/.3,270.50
2 S/.19,359.68 S/.3,104.25
3 S/.19,359.68 S/.2,936.27
4 S/.19,359.68 S/.2,766.56
5 S/.19,359.68 S/.2,595.10
6 S/.19,359.68 S/.2,421.87
7 S/.19,359.68 S/.2,246.84
8 S/.19,359.68 S/.2,070.01
9 S/.19,359.68 S/.1,891.35
10 S/.19,359.68 S/.1,710.85
11 S/.19,359.68 S/.1,528.47
12 S/.19,359.68 S/.1,344.22
13 S/.19,359.68 S/.1,158.06
14 S/.19,359.68 S/.969.97
15 S/.19,359.68 S/.779.95
16 S/.19,359.68 S/.587.96
17 S/.19,359.68 S/.393.98
18 S/.19,359.68 S/.198.00

3)
n RENTA INTERES
1 S/.20,414.03 S/.1,641.25
2 S/.20,414.03 S/.1,483.25
3 S/.20,414.03 S/.1,323.91
 4 S/.20,414.03 S/.1,163.24
5 S/.20,414.03 S/.1,001.21
6 S/.20,414.03 S/.837.82
7 S/.20,414.03 S/.673.05
8 S/.20,414.03 S/.506.90
9 S/.20,414.03 S/.339.35
10 S/.20,414.03 S/.170.38

4
n RENTA INTERES
1 S/.15,228.51 S/.2,479.00
2 S/.15,228.51 S/.2,336.63
3 S/.15,228.51 S/.2,192.67
4 S/.15,228.51 S/.2,047.10
5 S/.15,228.51 S/.1,899.91
6 S/.15,228.51 S/.1,751.08
7 S/.15,228.51 S/.1,600.58
8 S/.15,228.51 S/.1,448.40
9 S/.15,228.51 S/.1,294.52
10 S/.15,228.51 S/.1,138.93
11 S/.15,228.51 S/.981.59
12 S/.15,228.51 S/.822.50
13 S/.15,228.51 S/.661.63
14 S/.15,228.51 S/.498.97
15 S/.15,228.51 S/.334.49
16 S/.15,228.51 S/.168.17

5
n RENTA INTERES
1 S/.14,202.73 S/.2,253.30
2 S/.14,202.73 S/.2,080.03
3 S/.14,202.73 S/.1,904.25
4 S/.14,202.73 S/.1,725.93
5 S/.14,202.73 S/.1,545.01
6 S/.14,202.73 S/.1,361.48
7 S/.14,202.73 S/.1,175.28
8 S/.14,202.73 S/.986.38
9 S/.14,202.73 S/.794.74
10 S/.14,202.73 S/.600.33
S/.14,202.73 S/.403.09
S/.14,202.73 S/.203.00
6

n RENTA INTERES
1 S/.18,978.93 S/.2,584.75
2 S/.18,978.93 S/.2,450.86
3 S/.18,978.93 S/.2,315.88
4 S/.18,978.93 S/.2,179.80
5 S/.18,978.93 S/.2,042.61
6 S/.18,978.93 S/.1,904.30
7 S/.18,978.93 S/.1,764.85
8 S/.18,978.93 S/.1,624.27
9 S/.18,978.93 S/.1,482.54
10 S/.18,978.93 S/.1,339.66
11 S/.18,978.93 S/.1,195.60
12 S/.18,978.93 S/.1,050.37
13 S/.18,978.93 S/.903.95
14 S/.18,978.93 S/.756.34
15 S/.18,978.93 S/.607.52
16 S/.18,978.93 S/.457.49
S/.18,978.93 S/.306.23
S/.18,978.93 S/.153.74
 Plan de pagos de cuota
AMORTIZACIÓN DEUDA
S/.21,924.39 S/.205,000.00 PRESTAMO (VA) S/.205,000.00
S/.22,133.04 S/.183,075.61 INTERES 11.42%
S/.22,343.67 S/.160,942.57 PERIODOS (NPER) 9
S/.22,556.31 S/.138,598.90 RENTA (PAGO) S/.23,875.31
S/.22,770.97 S/.116,042.60
S/.22,987.67 S/.93,271.63
S/.23,206.44 S/.70,283.96
S/.23,427.29 S/.47,077.52
S/.23,650.24 S/.23,650.24

AMORTIZACIÓN DEUDA
S/.16,089.18 S/.316,500.00 PRESTAMO (VA) S/.316,500.00
S/.16,255.43 S/.300,410.82 INTERES 12.4%
S/.16,423.41 S/.284,155.39 PERIODOS (NPER) 18
S/.16,593.11 S/.267,731.98 RENTA (PAGO) S/.19,359.68
S/.16,764.58 S/.251,138.87
S/.16,937.81 S/.234,374.29
S/.17,112.84 S/.217,436.48
S/.17,289.67 S/.200,323.64
S/.17,468.33 S/.183,033.97
S/.17,648.83 S/.165,565.65
S/.17,831.21 S/.147,916.81
S/.18,015.46 S/.130,085.61
S/.18,201.62 S/.112,070.15
S/.18,389.70 S/.93,868.53
S/.18,579.73 S/.75,478.82
S/.18,771.72 S/.56,899.09
S/.18,965.70 S/.38,127.37
S/.19,161.67 S/.19,161.67

AMORTIZACIÓN DEUDA PRESTAMO (VA) S/.195,000.00

S/.18,772.78 S/.195,000.00 INTERES 10.1%
S/.18,930.79 S/.176,227.22 PERIODOS (NPER) 10
S/.19,090.12 S/.157,296.43 RENTA (PAGO) S/.20,414.03
 S/.19,250.80 S/.138,206.30
S/.19,412.83 S/.118,955.50
S/.19,576.22 S/.99,542.68
S/.19,740.98 S/.79,966.46
S/.19,907.14 S/.60,225.48
S/.20,074.69 S/.40,318.34
S/.20,243.65 S/.20,243.65

AMORTIZACIÓN DEUDA PRESTAMO (VA) S/.222,000.00

S/.12,749.51 S/.222,000.00 INTERES 13.4%
S/.12,891.88 S/.209,250.49 PERIODOS (NPER) 16
S/.13,035.84 S/.196,358.61 RENTA (PAGO) S/.15,228.51
S/.13,181.41 S/.183,322.77
S/.13,328.60 S/.170,141.36
S/.13,477.44 S/.156,812.76
S/.13,627.93 S/.143,335.33
S/.13,780.11 S/.129,707.39
S/.13,933.99 S/.115,927.28
S/.14,089.59 S/.101,993.29
S/.14,246.92 S/.87,903.71
S/.14,406.01 S/.73,656.79
S/.14,566.88 S/.59,250.78
S/.14,729.54 S/.44,683.90
S/.14,894.02 S/.29,954.36
S/.15,060.34 S/.15,060.34

AMORTIZACIÓN DEUDA
S/.11,949.43 S/.155,400.00 PRESTAMO (VA) S/.155,400.00
S/.12,122.70 S/.143,450.57 INTERES 17.4%
S/.12,298.48 S/.131,327.86 PERIODOS (NPER) 12
S/.12,476.81 S/.119,029.38 RENTA (PAGO) S/.14,202.73
S/.12,657.72 S/.106,552.58
S/.12,841.26 S/.93,894.85
S/.13,027.46 S/.81,053.59
S/.13,216.36 S/.68,026.14
S/.13,407.99 S/.54,809.78
S/.13,602.41 S/.41,401.79
S/.13,799.64 S/.27,799.38
S/.13,999.74 S/.13,999.74
AMORTIZACIÓN DEUDA
S/.16,394.18 S/.316,500.00 PRESTAMO (VA) S/.316,500.00
S/.16,528.07 S/.300,105.82 INTERES 9.8%
S/.16,663.05 S/.283,577.75 PERIODOS (NPER) 18
S/.16,799.13 S/.266,914.70 RENTA (PAGO) S/.18,978.93
S/.16,936.32 S/.250,115.57
S/.17,074.64 S/.233,179.25
S/.17,214.08 S/.216,104.61
S/.17,354.66 S/.198,890.53
S/.17,496.39 S/.181,535.87
S/.17,639.28 S/.164,039.48
S/.17,783.33 S/.146,400.21
S/.17,928.56 S/.128,616.88
S/.18,074.98 S/.110,688.31
S/.18,222.59 S/.92,613.33
S/.18,371.41 S/.74,390.74
S/.18,521.44 S/.56,019.34
S/.18,672.70 S/.37,497.89
S/.18,825.19 S/.18,825.19
de cuotas fijas: Ejercicio

0.00951667

0.01033333

0.00841667
0.01116667

0.0145
0.00816667