PLUS CURRENT ACCOUNT-

In today's fast-paced world, your business regularly requires you to receive and send
funds to various cities in the country. HDFC Bank Plus Current Account gives you
the power of inter-city banking with a single account and access to more than 780
cities.

From special cheques that get treated at par with local ones in any city where we have
a branch, faster collection of outstation cheques (payable at branch locations), free
account to account funds transfer between HDFC Bank accounts to Free inter-city
clearing of up to 100 lakhs per month, our priority services have become the
benchmark for banking efficiency.

Plus Current Account requires you to maintain an average quarterly balance of Rs.
100,000.

Read on to know the powerful plus points of the HDFC Bank Plus Current Account.

Features & Benefits

Free Account to account funds transfer between HDFC Bank accounts

Free payment and collection through RTGS.
Free payment and collection using NEFT (through Netbanking)
Free up to 50 Demand Drafts per month and can be issued from any HDFC Bank
Branch
Free up to 50 Pay Orders (PO) per month and can be issued from any HDFC
 Bank Branch.
Free anywhere collection & payment transactions (clearing) within HDFC Bank
branch network (except Dahej), up to Rs.100 lacs per month.
Convenience to withdraw & deposit cash at all our branches*
300 "At Par" cheque leaves free per month.
Register for InstaAlert service and receive updates on your account as and when
the select transaction happens - all this without visiting the branch or ATM!
HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure
and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep.
The Bank will arrange to render the services like Cash & Cheque Pickup and Cash
Delivery, through a reputed agency.
Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile Banking
that helps you check your balance & transaction details, find out the status of your
cheque or stop cheque payment.

TRADE CURRENT ACCOUNT -

In today's changing business requirements, you need to transfer funds across cities,
and time is of the essence. HDFC Bank Trade Current Account gives you the power
of inter-city banking with a single account.

From special cheques that get treated at par with local ones in any city where we have
a branch, to free account to account funds transfer between HDFC Bank accounts, to
free inter-city clearing of up to 50 lakhs per month, our priority services have become
the benchmark for banking efficiency. Trade Current Account requires you to
maintain an average quarterly balance of Rs. 40,000.

Read on to know the powerful features of the HDFC Bank Trade Current Account.

Features & Benefits

Free Account to account funds transfer between HDFC Bank accounts.

Free RTGS/NEFT Transactions.
Free up to 30 Demand Drafts (DD) per month and can be issued from any HDFC
Bank Branch.
Free up to 30 Pay Orders (PO) per month and can be issued from any HDFC
Bank Branch.
Free anywhere collection & payment within HDFC Bank branch network (except
Dahej), up to Rs.50 lacs per month.
Convenience to withdraw & deposit cash at all our branches*
200 "At Par" cheque leaves per free month .
Register for InstaAlert service and receive updates on your account as and when
the select transaction happens - all this without visiting the branch or ATM!
HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure
and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep.
The Bank will arrange to render the services like Cash & Cheque Pickup and Cash
Delivery, through a reputed agency.
Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking that
helps you check your balance & transaction details, find out the status of your
cheque or stop cheque payment.

PREMIUM CURRENT ACCOUNT-

Your business needs a partner who can manage your finances while you concentrate
on growing your business.

You can avail benefits of inter-city banking account with Premium Current Account,
that requires an average quarterly balance of only Rs. 25,000, offers Payable-At-Par
cheque book facility & FREE inter-city clearing transactions across our network up to
Rs.25 Lacs per month.

A Current Account with the benefits of accessing your account from a large network
of branches, and through direct access channels - the phone, mobile, Internet and
through the ATM.

Enter into a profitable relationship and access all the privileges flowing your way.

Features & Benefits

Free anywhere collection & payment within HDFC Bank branch network (except
Dahej), up to Rs.25 lacs per month, incremental amount to be charged @ Rs.1.50
per Rs.1,000/-, min Rs.25/-
Free NEFT Transactions.
Free RTGS collection. RTGS payment @ Rs.25/- per transaction.
Inter-city Account to accounts funds transfer between HDFC Bank accounts at a
nominal charge of Rs.15/- per transactions.
Free Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/-
at flat cost of Rs.40/-. DDs above Rs.50,000/- & up to Rs.100,000/- at nominal
cost of Rs.25/- and can be issued from any HDFC Bank Branch .
Free Pay Order (PO) above Rs.100,000/-. Pay Order up to Rs.50,000/- at flat cost
of Rs.40/-. POs above Rs.50,000/- & up to Rs.100,000/- at nominal cost of Rs.25/-
and can be issued from any HDFC Bank Branch .
100 "At Par" cheque leaves free per month
Register for InstaAlert service and receive updates on your account as and when
the select transaction happens - all this without visiting the branch or ATM!
HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure
and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep.
The Bank will arrange to render the services like Cash & Cheque Pickup and Cash
 Delivery, through a reputed agency.
Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking to
access your account.

REGULAR CURRENT ACCOUNT-

A Current account is ideal for carrying out day-to-day business transactions. With the
HDFC Bank Regular Current Account, you can access your account anytime,
anywhere, pay using payable at par cheques or deposit cheque at any HDFC bank
branch. It also facilitates FREE NEFT transactions & FREE RTGS collections for
faster collections in your account. Regular Current Account requires you to maintain
an average quarterly balance of only Rs. 10,000.

With a vast network of branches in cities all over the country, and access to a
multitude of ATM's, you can keep track of all your transactions anytime.

Features & Benefits

Convenient inter-city banking :

Deposit your local cheques in one branch of a city and have it credited to your
account at a branch in another city or make payments across HDFC Bank locations
using PAP cheque facility at a nominal rate
Free payments and collections through NEFT
Free RTGS collection. RTGS payment @ Rs.25/- per transaction
Inter-city Account to accounts funds transfer between HDFC Bank accounts at a
nominal charge of Rs.15/- per transactions
Free Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/-
 at flat cost of Rs.40/-. DDs above Rs.50,000/- & up to Rs.100,000/- at nominal cost
of Rs.25/- .
Free Pay Order (PO) above Rs.100,000/-. Pay Order up to Rs.50,000/- at flat cost
of Rs.40/-. POs above Rs.50,000/- & up to Rs.100,000/- at nominal cost of
Rs.25/- .
Payable at par cheque book at nominal price.
Register for InstaAlert service and receive updates on your account as and when
the select transaction happens - all this without visiting the branch or ATM!
HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure
and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep.
The Bank will arrange to render the services like Cash & Cheque Pickup and Cash
Delivery, through a reputed agency.
Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking that
helps you check your balance & transaction details, find out the status of your
cheque or stop cheque payment.

RFC- DOMESTIC ACCOUNT-

Have you accumulated foreign currency from travelling abroad frequently? Received
gifts from relatives in foreign currency? Or earned it by any other means as approved
by the Reserve Bank of India?

If so, open Resident Foreign Currency Domestic Account* and manage your foreign
currency efficiently. You can choose to set up your account either in US Dollar, Great
Britain Pound or Euro.
*Please note that this account has to be operated strictly under FEMA guidelines

How to Open a RFC Domestic Account

 Choose the currency in which you wish to operate.

 Open your account with an initial amount as per the following-US Dollar =
250 | Great Britain Pound = 200 | Euro = 250 and maintain an Average
Quarterly Balance of the same amount.

For more details, contact your nearest HDFC Bank branch.

Features & Benefits

• Maintains a record of your foreign exchange transactions through monthly

statements.
• Enjoy preferential rates when converting your foreign currency into Indian
Rupees.
• Protects you from losing money due to exchange rate fluctuations.

FLEXI CURRENT ACCOUNT-

Tired of static transaction limits during peak seasons?

HDFC Bank Flexi Current Account is the answer to your changing banking needs
during peak seasons.

With HDFC Bank Flexi Current Account your Cash Deposit and Anywhere
Transaction limits are a multiple of the balance you maintain in your Current
Account.

So, during peak seasons, you get the benefit of higher transaction limits due to the
higher average balances maintained in your account.

What’s more, during lean seasons, you need not bother about maintaining huge
balances to enjoy high transaction limits, which you anyway may not need.

Flexi Current Account requires you to maintain a minimum Average Monthly

Balance (AMB) of just Rs. 75,000.

Features & Benefits

• Enjoy dynamic free limits on Intercity Payments, Collections & Funds

Transfer as well as Cash Deposit at home location branches based on the
AMB maintained*

For example, you maintain an AMB of Rs.2,00,000/- in a particular month.

Your dynamic free transaction limits for that month would be as per the
following table:

•
• Transaction • Dynamic Free Limits*
• Rs. 24,00,000 in that
• Cash Deposit at Home Branch Location
particular month
• Free up to
• Anywhere Payments, Collections &
Rs.1,00,00,000/- in that
Funds Transfer (except Dahej)
particular month
• • •
• Pay your vendors on a real time basis using Real Time Gross Settlement
(RTGS) available across 23,000 Bank Branches*. What’s more, payments
and collections through RTGS are completely free!
• Make and receive remittances to & from your vendors & customers across
20,000 + Bank Branches of more than 50 Banks through Net Banking using
 National Electronic Fund Transfer (NEFT), Absolutely Free!
• Free 40 Demand Drafts & Free 40 Pay Orders issued from any HDFC Bank
Branch*
• Convenience to withdraw and deposit cash at all our branches*.
• Competitive pricing on Demand Drafts drawn on Correspondent Banking
Locations as well as Outstation Cheque Collection at HDFC Bank
Locations
• InstaAlert service - receive updates on your account as and when the select
transaction happens – all this without visiting the Branch or ATM!
• Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile
Banking that helps you check your balance and transaction details, find out
the status of your cheque or stop cheque payment.
• HDFC Bank offers you Doorstep Banking*, a channel, which is convenient,
secure and hassle-free. Now, you can enjoy the benefits of banking right at
your doorstep. The Bank will arrange to render the services like Cash &
Cheque Pickup and Cash Delivery, through a reputed agency.

APEX CURRENT ACCOUNT-

The top position is always the coveted position. With the Apex current account, take
your business to a new high. On maintaining an average quarterly balance of Rs. 10
lakhs, this account makes sure you make the most of every business opportunities
coming your way. Unlimited, free, anywhere Banking experience at the APEX is
reserved for you.

Features & Benefits

• Maximum transactional benefits with faster mobilisation of funds
• Average quarterly balance requirement of Rs. 10,00,000/-
• Access to more than 1,725 branches
• Huge cost savings in inter-city transactions for payable-at-par cheque
issuance, funds transfers, NEFT, RTGS or Demand Draft / Pay Order
• Faster collection of outstation cheques
• Free Intercity Cheque Collection & Payments within HDFC Bank Network
(excluding Dahej).
• Free Account to Account funds transfer between HDFC Bank accounts.
• Free payment and collection through RTGS
• Free payment and collection using NEFT (through NetBanking)
• Free Demand Drafts which can be issued from any HDFC Bank branch
• Free Pay Orders which can be issued from any HDFC Bank branch
• Convenience to withdraw and deposit cash at all our branches*
• Free Cash Deposit upto Rs. 100 lacs per month across all home branches
(subject to a maximum of 50 transactions per month and a per day limit of
Rs.1,00,000/- on cash deposit at a non home branch)
• Choice of local / Payable at Par Cheques. 500 leaves free per month
• Register for InstaAlert service and receive updates on your account as and
when the select transaction happens - all this without visiting the branch or
ATM!
• HDFC Bank offers you Doorstep Banking*, a channel, which is convenient,
secure and hassle-free. Now, you can enjoy the benefits of banking right at
your doorstep. The Bank will arrange to render the services like Cash &
Cheque Pickup and Cash Delivery, through a reputed agency.
• Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile
Banking that helps you check your balance and transaction details, find out
the status of your cheque or stop cheque payment.
MAX CURRENT ACCOUNT-

Presenting maximum benefits and minimum hassles for you with Max Current
Account! With a Rs. 5 lakhs average quarterly balance requirement, we present to you
a world of privileges that helps your business expand and grow. Features like
maximum free transaction limits including other beneficial features on this current
account truly enhances your business potential to the MAXimum.

Features & Benefits

• Maximum transactional benefits with faster mobilisation of funds

• Average quarterly balance requirement of Rs. 5,00,000/-
• Access to more than 1,725 branches
• Huge cost savings in inter-city transactions for payable-at-par cheque
issuance, funds transfers, NEFT, RTGS or Demand Draft / Pay Order
• Faster collection of outstation cheques
• Free Account to Account funds transfer between HDFC Bank accounts
• Free payment and collection through RTGS
• Free payment and collection using NEFT (through NetBanking)
• Free Demand Drafts which can be issued from any HDFC Bank branch
• Free Pay Orders which can be issued from any HDFC Bank branch
• Free anywhere collection & payment (clearing) upto Rs. 5 Crore per
month within HDFC Bank branch network (except Dahej)
• Convenience to withdraw and deposit cash at all our branches*
• Free cash deposit upto Rs. 50 Lakh per month across all home branches
(subject to a maximum of 50 transactions per month and a per day limit of
Rs.1,00,000/- on cash deposit at a non home branch)
• Choice of local / Payable at Par cheques. 500 leaves free per month
• Register for InstaAlert service and receive updates on your account as and
 when the select transaction happens - all this without visiting the branch or
ATM!
• HDFC Bank offers you Doorstep Banking*, a channel, which is convenient,
secure and hassle-free. Now, you can enjoy the benefits of banking right at
your doorstep. The Bank will arrange to render the services like Cash &
Cheque Pickup and Cash Delivery, through a reputed agency.
• Enjoy facilities like 24-hour PhoneBanking, NetBanking and
MobileBanking that helps you check your balance and transaction details,
find out the status of your cheque or stop cheque payment.

MERCHANT ADVANTAGE CURRENT ACCOUNT-

Presenting the HDFC Bank Merchant Advantage Current Account, designed to

drastically bring down the costs incurred and time taken to do various banking
transactions. With HDFC Bank Merchant Advantage Current Account, you can enjoy
a free limit* for cash deposit that is four times the amount swiped at HDFC Bank's
EDC machine linked to your HDFC Bank Current Account. Now, get rewarded for
higher number of swipes on HDFC Bank EDC machine.

Features & Benefits

• Enjoy a free monthly Cash Deposit limit* at your home branch location that
is four times the amount swiped at the HDFC Bank EDC Machine linked to
the Merchant Advantage Current Account
• Pay your vendors and suppliers across the country using multiple
remittance options such as Local/At Par cheques, Demand Drafts/Pay
Orders/RTGS (Real Time Gross Settlement) thereby increasing
 convenience and reducing costs
• Enjoy 24x7 access to your account through NetBanking, PhoneBanking,
ATMs and MobileBanking
• Enjoy special privileges with Doorstep Banking services such as cash and
cheque pick-up and cash delivery at nominal rates
• Get a free Regular Debit Card, which comes with a host of privileges and
benefits
• Make hassle-free utility bill payments with BillPay, which is absolutely free
for Merchant Advantage Current Account holders
• Free monthly statement of accounts
• Free balances and transaction alerts on your mobile phone and emails with
InstaAlert

MERCHANT ADVANTAGE PLUS CURRENT ACCOUNT-

HDFC Bank is pleased to introduce the Merchant Advantage Plus Current Account –
an account that gives you much more than a regular Current Account. You can enjoy
a free limit for cash deposit* that is four times the amount swiped at HDFC
Bank’s EDC machine linked to this Account. Save on your valuable time and costs
for your banking transactions with this account.

Features & Benefits

• Enjoy a free monthly Cash Deposit limit* at your home branch location that
is four times the amount swiped at the HDFC Bank EDC Machine linked to
the Merchant Advantage Plus Current Account
• Get free Regular and Business Debit Cards in the Merchant Advantage Plus
Current Account
• Pay your vendors and suppliers across the country using multiple
remittance options such as Local/At Par cheques, Demand Drafts/Pay
Orders/RTGS (Real Time Gross Settlement) thereby increasing
convenience and reducing costs
• Enjoy 24x7 access to your account through NetBanking, PhoneBanking,
ATMs and MobileBanking
• Enjoy special privileges with Doorstep Banking services such as cash and
cheque pick-up and cash delivery at nominal rates
• Get special offers on the Business Debit Card that comes with a host of
privileges and benefits
• Make hassle-free utility bill payments with BillPay, which is absolutely free
for Merchant Advantage Current Account holders
• Free monthly statement of accounts
• Free balances and transaction alerts on your mobile phone and emails with
InstaAlert