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VF= C (1+i*n)
VF= 30000000(1+0,04*5)
VF= 30000000(1,2)
VF=36000000
El banco davivienda me presta 80.000.000 para el credito de vivienda para pagar en 36 meses a una tasa de interes del 1,2% m
c= VA(i/(1-(1+i)-n)
C= 80000000(0,012/(1-(1+0,012)-36
0.6508809336308
0.349119066
0.0343722276113
C=80000000*0,0343722276113101
C=2749778,2 $ 2,749,778.21
0.012
amortizado(abono
periodo cuota interes a capital) Capital
0 80000000
1 $ 2,749,778.21 960000 $ 1,789,778.21 $ 78,210,221.79
2 $ 2,749,778.21 $ 938,522.66 $ 1,811,255.54 $ 76,398,966.25
3 $ 2,749,778.21 $ 916,787.59 $ 1,832,990.61 $ 74,565,975.64
4 $ 2,749,778.21 $ 894,791.71 $ 1,854,986.50 $ 72,710,989.14
5 $ 2,749,778.21 $ 872,531.87 $ 1,877,246.34 $ 70,833,742.80
6 $ 2,749,778.21 $ 850,004.91 $ 1,899,773.29 $ 68,933,969.51
7 $ 2,749,778.21 $ 827,207.63 $ 1,922,570.57 $ 67,011,398.94
8 $ 2,749,778.21 $ 804,136.79 $ 1,945,641.42 $ 65,065,757.52
9 $ 2,749,778.21 $ 780,789.09 $ 1,968,989.12 $ 63,096,768.41
10 $ 2,749,778.21 $ 757,161.22 $ 1,992,616.99 $ 61,104,151.42
11 $ 2,749,778.21 $ 733,249.82 $ 2,016,528.39 $ 59,087,623.03
12 $ 2,749,778.21 $ 709,051.48 $ 2,040,726.73 $ 57,046,896.30
13 $ 2,749,778.21 $ 684,562.76 $ 2,065,215.45 $ 54,981,680.85
14 $ 2,749,778.21 $ 659,780.17 $ 2,089,998.04 $ 52,891,682.82
15 $ 2,749,778.21 $ 634,700.19 $ 2,115,078.01 $ 50,776,604.80
16 $ 2,749,778.21 $ 609,319.26 $ 2,140,458.95 $ 48,636,145.85
17 $ 2,749,778.21 $ 583,633.75 $ 2,166,144.46 $ 46,470,001.40
18 $ 2,749,778.21 $ 557,640.02 $ 2,192,138.19 $ 44,277,863.21
19 $ 2,749,778.21 $ 531,334.36 $ 2,218,443.85 $ 42,059,419.36
20 $ 2,749,778.21 $ 504,713.03 $ 2,245,065.17 $ 39,814,354.19
21 $ 2,749,778.21 $ 477,772.25 $ 2,272,005.96 $ 37,542,348.23
22 $ 2,749,778.21 $ 450,508.18 $ 2,299,270.03 $ 35,243,078.21
23 $ 2,749,778.21 $ 422,916.94 $ 2,326,861.27 $ 32,916,216.94
24 $ 2,749,778.21 $ 394,994.60 $ 2,354,783.60 $ 30,561,433.34
25 $ 2,749,778.21 $ 366,737.20 $ 2,383,041.01 $ 28,178,392.33
26 $ 2,749,778.21 $ 338,140.71 $ 2,411,637.50 $ 25,766,754.83
27 $ 2,749,778.21 $ 309,201.06 $ 2,440,577.15 $ 23,326,177.68
28 $ 2,749,778.21 $ 279,914.13 $ 2,469,864.07 $ 20,856,313.61
29 $ 2,749,778.21 $ 250,275.76 $ 2,499,502.44 $ 18,356,811.17
30 $ 2,749,778.21 $ 220,281.73 $ 2,529,496.47 $ 15,827,314.69
31 $ 2,749,778.21 $ 189,927.78 $ 2,559,850.43 $ 13,267,464.27
32 $ 2,749,778.21 $ 159,209.57 $ 2,590,568.63 $ 10,676,895.63
33 $ 2,749,778.21 $ 128,122.75 $ 2,621,655.46 $ 8,055,240.17
34 $ 2,749,778.21 $ 96,662.88 $ 2,653,115.32 $ 5,402,124.85
35 $ 2,749,778.21 $ 64,825.50 $ 2,684,952.71 $ 2,717,172.14
36 $ 2,749,778.21 $ 32,606.07 $ 2,717,172.14 -$ 0.00
INTERES COMPUESTO
0.04
VF=C(1+i)n 5
eses a una tasa de interes del 1,2% mensual halle el valor de la cuota y como se paga el credito
Juan emprende un negocio calzado donde pagara un
arriendo 2000000 Zapato
servicios 5000000 Cuero 8000
nomina 5000000 tela 2000
12000000 hilo 500
suelas 1000
otros 500
mano obra 1000
13000
PE= 12000000/35000-13000
PE=12000000/22000
PAR