SABINA HILMAR

10226 NE 110th Street ~ Kirkland, WA 98033 ~ sh6af8d0@westpost.net

Home 206-508-1500 ~ cell 206-604-0054
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RESUME
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ECONOMIST / FINANCIAL ANALYST
Accurate and analytical financial professional with international economics, mat
hematics, and finance experience with two national institutions, Central Bank of
Denmark and Ministry of Finance. Proven proficiencies in conducting research an
d performing analysis on data / trends and providing interpretation. Adept in ad
vising management and outside alliances on market implications on business. Soli
d history of excelling in various, concurrent responsibilities under tight deadl
ines, and working independently and within teams. Strong interpersonal communica
tor with excellent language skills; fluent in English and Danish, advanced in Ge
rman, and knowledgeable in Swedish and Norwegian. Advanced educational backgroun
d; possess BS and two MS degrees in Economics.
Financial and Management Competencies: Data Collection / Reporting, Credit Risk
Analysis, Business Data Analysis, Statistical & Investment Analysis, Research &
Market Interpretation, Workflow Improvements, Regulatory Compliance, Presentatio
ns & Communication
KEYWORD SUMMARY
Financial Management, Economic Analysis, Financial Analysis, International Busin
ess, Research, Project Management, Capital Markets, Consulting, Retail Interest
Rate, Statistics, Trend Identification, Policy and Procedure Compliance, Method
Development, Strategic Planning, Program Development, Stock Prices, Government D
ebt Management, Issuance Strategies, Credit Risk, Credit Rating Agencies, Workfl
ow Coordination, Report Tracking, Calculations, Debt Numbers, Government Budget,
Staff Training
CAREER EXPERIENCE
PROFESSIONAL DEVELOPMENT & MATERNITY LEAVE, Kirkland, WA
FINANCIAL MANAGEMENT & TECHNICAL SKILLS, 2008 - 2010
Became Microsoft Certified Application Specialist for MS Excel 2007 after passin
g MS Business Certification Exam. Provided financial leadership in household dur
ing maternity leave and relocation to U.S., which included securing mortgage, re
financing mortgage, establishing brokerage account and pension, demonstrating kn
owledge of Creditscore system, and understanding tax implications of selling Den
mark property.
DANMARKS NATIONALBANK, Copenhagen, Denmark
Advanced to position providing high-level economic advisement within central ban
k of Denmark.
ECONOMIST, CAPITAL MARKETS DEPARTMENT, 2005 - 2008
Conducted analyses on issuance strategies in area of Government Debt Management.
Handled credit risk on swaps and met with credit rating agencies (Moodys and St
andard and Poors). Increased efficiency in processes and methods for managing go
vernment debt as Workflow Coordinator. Presented and interpreted market developm
ents and trends in capital markets to key decision makers and in international m
eetings on credit risk. Ensured policies were in compliance with Ministry of Fin
ance.
Key Contributions:
~ Recognized with award for achievements in workflow coordination and report tra
cking.
~ Wrote article on government debt, reaching large audience through inclusion in
annual publication by Central Bank of Denmark.
~ Contributed calculations and debt numbers to Government Budget Outlook.
ECONOMIST, STATISTICS DEPARTMENT, 2003 - 2005
Collected and analyzed retail interest rate statistics from leading banking and
mortgage institutions in Denmark. Independently managed collection and organizat
ion of statistics. Drafted and published statistics on Central Banks homepage mo
nthly. Represented Denmark in European Central Bank meetings on interest rates.
Presented data within department weekly. Trained new colleagues and several stud
ents. Ensured policies were in compliance with EU regulations.
Key Contributions:
~ Optimized method for collecting and analyzing data, working with SAS, MS Excel
, and pivot tables to identify trends and errors and developed new methods to an
alyze data.
~ Authored article on retail interest rates published in annual publication by C
entral Bank of Denmark (2005).
~ Created new technical method to decompose changes in interest rate averages in
to weight and interest rate changes.
~ Optimized new workflow procedures for collecting and analyzing interest rate s
tatistics.
~ Mastered areas of expertise as Economist, working independently and extra hour
s to perform at highest level.
ADDITIONAL EXPERIENCE
COPENHAGEN BUSINESS SCHOOL, Copenhagen, Denmark
RESEARCH ASSISTANT
Assisted professor on preparing lecture notes and performing research on interna
tional capital markets. Coordinated international workshops on capital market-re
lated topics.
Key Contribution:
~ Conducted econometric analysis and testing on stock prices and price earning r
atios.
MINISTRY OF FINANCE, Copenhagen, Denmark
STUDENT ASSISTANT
Collected data and calculated international economic data to be used within divi
sion. Interacted with students and Economists daily.
Key Contributions:
~ Optimized methods for collecting and analyzing economic data.
~ Conducted analysis on stock prices and contributed to publication on Corporate
Governance published by Ministry of Finance.
EDUCATION AND CREDENTIALS
MASTER OF SCIENCE IN ECONOMICS
UNIVERSITY OF COPENHAGEN Copenhagen, Denmark
Thesis on the New Economy (analyzed structural changes in inflation, unemploymen
t, and productivity in U.S. economy in high growth period in 1990s and impact of
IT; including econometric VAR-models to test statistically significance of stru
ctural changes)
MASTER OF SCIENCE IN ECONOMICS AND FINANCE
UNIVERSITY OF YORK York, England
BACHELOR OF SCIENCE IN ECONOMICS
UNIVERSITY OF COPENHAGEN Copenhagen, Denmark
BACHELOR OF SCIENCE IN BUSINESS ADMINISTRATION AND MANAGEMENT SCIENCE
COPENHAGEN BUSINESS SCHOOL Copenhagen, Denmark
Graduated in top 10% of students
Professional Development: Microsoft Certified Application Specialist for Office
Excel 2007; Government Debt Management (Bank of England); Credit Risk Modeling
and Applications (Copenhagen Business School); Financial Instruments (Danmarks N
ationalbank); Bonds in Theory and in Practice (Danmarks Nationalbank); Financial
Applications in Excel and VBA (Danmarks Nationalbank); SAS Programming (Danmark
s Nationalbank); Presentation Techniques (DIEU)