PROFESSIONAL EXPERIENCE

Supreme Mortgage d/b/a First Choice Funding

Senior Loan Officer
June 2008-Present, Trussville, AL
* Origination, processing, loan investor selection, pricing, automated approval
and closing of real estate loan packages with over 35 different investors nation
wide
* Run automated underwriting on loans through DO/DU to get approval as required
on forward and reverse mortgages as well as HARP, loan modifications and rewrite
referrals
* FHA,VA,USDA, FNMA, FHLMC, Reverse FHA, ALT A, FHA & VA IRRL streamlines
* Maintain constant contact with clients to keep them informed of the loan proce
ss
* Follow up and resolve post closing and funding issues as necessary working wit
h Corporate office
* Training and development of newly hired LO's and processors as needed
* Maintain compliance with Reg Z, RESPA,HMDA,FACTA as required by law
AmeriCapital Funding Corporation
Senior Loan Officer
2000-2008, Hoover, AL
* Team leader with responsibility for up to 5 LO's and their pipeline management
* Maintain profit and timeliness objectives set by VP of Operations and Presiden
t
* Led personal production for the office for 5 consecutive years with average an
nual production of $235K in profit
* Main responsibility was the promotion of sales and profit for the Hoover corpo
rate office
* Advised LO's where the most profitable loan placement would be with over 50 in
vestors and assisted in getting approvals for same
* FNMA, FHLMC,ALT A, and subprime loan platforms

Regions Bank
Sr. Loan Officer Team Leader
1997-1999, Mountain Brook, AL
* Purchase of automobile dealer paper for the states of AL and GA
* Responsible for credit exceptions and overrides as permitted within my supervi
sory loan authority
* Reported to Vice President along with the other 3 team leaders with responsibi
lity for 4 junior loan officers
* Worked with a internal score card and automated credit scoring system within R
egions framework
* Reviewed and purchased between 35 to 50 loan applications per day dealing with
F&I Mgrs and communication credit decisions with the dealers via phone and fax
* Interfaced with Collections , Customer Service, and retail offices and other d
epartments as needed to properly service our clients who may be bank customers a
lready

Education
The University of Georgia (1984)
B.B.A. Finance
Certifications: Ellie Mae Encompass, Calyx Point, Office 2007 Small Business, Wi
ndows Vista
Certified Mortgage Specialist (Capstone Institute of Mortgage Atlanta, GA
Numerous continuing education credits for Mortgage Fraud, Red Flags, etc.