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TERRY EBLEN
Phone 515-265-2114 Page 2
EMC INSURANCE COMPANIES, Des Moines, IA 01/1998 01/1999
Physical Damage Appraiser
Reviewed body shop estimates from 18 EMC branches.
Communicated with branch adjusters and repair facilities to reach agreed price
through fax and phone. This included locating parts for vehicles and rewriting
repair facilities estimates based on EMC policy guidelines using an electronic
estimating system and then negotiating the revised estimate with the repair faci
lity and the Claimant to assist in settlement of the claim.
Performed field inspections of Collision damaged vehicles and prepared comput
erized estimates. All relevant claim information, which included photos, written
appraisal and closing report, was then uploaded to an internal Claims program f
or settlement of the claim.