TIMOTHY J.

KRINGS
2884 Fox Tail Lane, Oshkosh, WI. 54904
920-379-5484 (Cell) 920-385-7627 (Home) // tk71775a@westpost.net
SENIOR LOSS PREVENTION CONSULTANT
Safety consulting, OSHA compliance and safety program implementation
Proven safety professional with both multi-line and mono-line insurance expertis
e. Responsible for profitable risk selection and evaluation, regulatory complian
ce and ongoing customer safety consultation to reduce customer's premiums. Consi
stently met production standards and net contribution goals. Excelled in both a
home office and formal office settings. Expertise in the following areas:
* Regulatory Compliance * Education and Training * Value added Service
* Accident Investigation * Industrial Hygiene * Negotiating
* Fire Prevention * Ergonomics * Problem Solving
PROFESSIONAL EXPERIENCE
Employers Insurance (Formally AmCOMP), Brookfield, WI. 2005 - 2009
Senior Loss Prevention Consultant
Managed a 10 million dollar premium book of business that grew from 5 million. P
erformed safety consulting, risk management and evaluation, large loss investiga
tions, accident trending, safety program development and implementation, noise a
nd air quality testing, worker's compensation cost education, supervisor safety
education and training relationship building/ problem solving.
* Performed prospect surveys to evaluate potential for loss, underwriting accept
ability and submit recommendations for injury prevention and compliance. Helped
secure several larger accounts growing my book of business from 5 million to 10
million dollars.
* Interfaced with underwriting, claims and all levels of management in a team en
vironment within Employers and Murfield Underwriting.
* Negotiated and directed service action plans with key accounts over $75,000 in
premium. My last book of business had 155 policies with a total premium of 10 m
illion dollars. Achieved an overall combined loss ratio 38% on this service book
.
* Serviced existing accounts to add value service including perform training, IH
testing and general safety consultation. Helped accounts develop safety program
s; educate supervisors, ergonomic risk factors and safety committees which helpe
d them lower their premiums.
* Educated accounts regarding the cost impact of indemnity vs. medical only clai
ms to show their impact on the experience modification factor. Helped accounts d
evelop formal return to work programs.

TIM KRINGS PAGE TWO

Muirfield Underwriters (Division of Aon), Brookfield, WI 1997 - 2005

Senior Loss Control Consultant
Serviced large accounts with premiums from $100,000 to $2,000,000. Covered the e
ntire state Wisconsin providing safety consulting and risk evaluation and select
ion. Lowered customers premiums by helping them improve their safety programs, i
mplement early return to work programs and performed safety compliance surveys o
f their facilities.
* Negotiated and directed action plans with key accounts, which reduced injury f
requency and severity trends.
* Performed prospect surveys to evaluate potential for loss, underwriting accep
tability and submit recommendations for injury prevention and compliance.

TIG Insurance Company, Brookfield, WI.

1979 - 1997
Senior Loss Control Representative
Worked as Multi-line Loss Control Consultant performing large property risk sele
ction and fire protection evaluations. Analyzed exposures and controls for gener
al liability product liability, fleet and worker's compensation exposures and co
ntrols which contributed to a more profitable book of business.
* Performed large multi-million dollar property, general liability, product liab
ility, fleet, builder's risk and worker's compensation prospect surveys. Service
d written business over $100,000 in premium with some accounts over $1,000,000 i
n premium. All industry groups including sawmills, millwork shops, over-the-road
trucking, general manufacturing, healthcare etc.
* Developed safety training programs tailored to specific account needs resultin
g in our office achieving the lowest loss ratio in the nation.
* Negotiated and directed action plans with key accounts, which reduced injury f
requency and severity trends.

EDUCATION AND PROFESSIONAL DEVELOPMENT

AS in Fire Science Technology, Fox Valley Technical Institute, Appleton, WI.
Completed 15+ courses in subjects including:
* Sales and Negotiating Skills
* Industrial Hygiene
* Team Building
* ASSE Safety Classes
* Ergonomics
* MS Office: Word, Excel, PowerPoint, Lotus Notes, Citrix, Outlook