SANJAY BORAD (MBA-F INANCE, CWA & B’COM)

CAREER OBJECTIVE:
To be an important part in the growth and development of the organization by
constantly innovating new ways of working and simultaneously achieve self
growth.

PROFESSIONAL QUALIFICATIONS:
1) COST ACCOUNTANT / COST & MANAGEMENT ACCOUNTANT (CMA)
Major: COST AUDIT & ACCOUNTS, MANAGEMENT ACCOUNTING
Institute/ College: Instituteof Cost & Works Accountants of India (ICWAI)
Inter StageI Inter StageII Final StageIII Final StageIV Overall Percentage
67% 58% 51% 53% 57%
2) MASTER OF BUSINESS MANAGEMENT (MBA)
Major: FINANCE University: Gujarat University
Institute/ College: Somlalit Instituteof Business Management (SLIBM)
1st Year: SemI 1st Year: SemII 2nd Year: SemIII 2nd Year: SemIV Overall Percentage
65% 63% 60% 62% 62%
3) BACHELOR OF COMMERCE (B'COM)
Major: ACCOUNTS & STATISTICS University: Gujarat University
Institute/ College: H A College of Commerce(HACC)
1st Year 2nd Year 3rd Year Overall Percentage
70% 69% 66% 66%

INDUSTRY EXPERIENCE SUMMARY:

Vodafone Essar Shared Services Limited
Company Info: Telecom Giant.
Designation: Sr. Executive
Department: Treasury and Cash Management (TCM)
Date of joining: 1st of September’ 2009

Key Responsibilities:
 Cash Flow Management:
• Making forecasting report along with Vendor OS report and sending to
Circles.
• Monitoring of CPA balances
• Dealing with Circles & Corporate Treasury
• Communication to P2P team
• Handling all query related to Funding
 MIS Reporting:
• All the reports are developed from scratch. Reports such as
 Ageing analysis of Centralized Payment Account (CPA) and Local
Payment Account. (LPA).
 Payment Mediums (CPA or LPA) and
 Payment Methods (Paper or EFT)
 Open Items Report
 Cash Management Group wise Report.
• Applied many short cuts and thereby made reports efficient apart from
effective.
• Trained people on preparing them and sending to each circle.
 Intercompany Loan Reconciliation:
• Developed a new process altogether making it an easy and quick task.
• The new process not only maintains it correctly but also gives more
information in more presentable manner.
• Maintaining records not only Company Wise but also Ledger and Loan
Category wise for all 23 Circles.
 Bank Reconciliation and Compliance with Sarbanes Oxley Act (SOX)
and Audit
• Daily and Month End Bank Reconciliation of Circles
• Documentation, Liasoning with Circles and Query Management.
 Overall Process Improvement with respect to TCM
 Testing Systems:
• User Acceptance Testing (UAT): UAT done for Release 2.1 and 2.2
successfully

Vivro Financial Services Private Limited

Company Info: Category - I Merchant Banker.
Designation: Assistant Manager.
Department: Private Equity and IPO.
Date of joining: 1st of January’ 2008

Key Responsibilities:
 Valuation Analysis: Preparing discounted cash flow models, valuation
matrix and sensitivity analysis, comparable companies analysis
 Company and Industry Analysis: Preparing company profiles, industry
profiles, competitive benchmarking analysis, industry trends analysis
 Financial Modeling & Financial Analysis using complex formula in Excel
Sheets
 Front-end dealing with Clients, Conducting Due Diligence
 Drafting in Information Memorandum (Project Report), DRHP and making
attractive and analytical Power Point Presentations etc.
 Marketing and Business Development as well.
 Industry Exposure: Infrastructure, KPO, Steel and Entertainment.

Futures First Info Services Private Limited

Designation: Derivative Trader
Date of joining: 2nd of January’ 2007
Product description: Euribor – the Reference Rate of European Central
Bank (ECB). The Futures of Euribor has a unit value
of €1 million with a tick movement of 0.005 (€
12.50) traded in Euronext LIFFE Exchange.
Key responsibilities:
 Trading in Euribor Futures, their different derivative strategies like Outright,
Spreads, Butterflies, Condors, packs, bundles etc….
 Analyzing and tracking the movement of other correlated interest rate
products like German Bunds, American Treasury notes, Bobls, Szats and major
stock exchanges like Dow Zones.
 Analyzing the consequences of events across the world economies, money
market including political, environmental, social, sports events etc.

Citi Financial Consumer Finance Limited

Designation: Customer Relationship Manager
Department: Personal Loans – Sales
Date of joining: 17th of April’ 2006
Key responsibilities:
 SAP / ERP: SAP/ERP user experience. Software name: “ILOAN”
 Handling MGM – A New Sourcing Channel.
 Ensuring adherence to company’s lending policy.
 Getting approval from credit authorities for policy deviation for genuine
customers.
 Convincing customer for Interest rates and Loan amount.

TEACHING AND FREELANCING EXPERIENCE SUMMARY:

Royal Business School (RBS)
Royal Business School is an AICTE approved Management Institution. They are
running Post Graduate Diploma in Management (PGDM) course.

Associated with RBS as a Visiting Faculty for following subjects in different

trimesters -
1. Financial Management
2. Investment Analysis and Portfolio Management
3. Management Accounting II (Costing)
4. Management Control System

Anagram’s Knowledge Academy

Conducted the whole course on Management Control System (MCS) for MBA
students of ICFAI University

Ahmedabad Management Association

Conducted some training sessions on Private Equity and Due Diligence in
front of the audience ranging from management students to Experienced
Professionals from Industry and Practicing CAs

Designing and Running a Content Based Website on

Finance
www.eFinanceManagement.com, a website conceptualized, designed, and run by
me. It is an informative website on different finance topics.

Content Writing
I have written on various general as well as technical topics including Travel,
Health, Gymboree Children Clothes, Six Sigma, Finance, Forex, Product and Book
Reviews and Rewrites etc. Provided 100% original content passed through
copyscape.com or articlechecker.com.
COMPUTER AND OTHER QUALIFICATION:

# NSE’s Certification in Financial Markets (NCFM)

Module: Security Market (Basic) Overall Percentage: 72.25
# IT Knowledge:
MS Office – Word, Power & Excel Proficiency Level Knowledge.
Tally 7.2 – Accounting Software
ACADEMIC PROJECTS:

Summer Project: Fundamental Analysis : The Basis Of Equity

Research
 Company: Krutvarma Investments Pvt. Ltd.
 Description: Developed and designed “Scrip Analyzer”- a
comprehensive Excel based tool for the Fundamental Analysis
of companies providing a One-Page Report to the investor
with very concise and sufficient information to take a call.
Grand Project: Rehabilitation of Sick SME in SIDBI.
 Company: Small Industries Development Bank of India (SIDBI).
 Description: Understanding the loan appraisal & credit scoring system,
disbursement process & recovery policy in SIDBI. Knowing the
reasons causing any unit to go sick & the factor considered
for rehabilitation viability & designing of rehabilitation
package.
ACHIEVEMENTS
Professional
 Over achieved volume targets in all months and got job confirmation in 6
months
 Received appreciation mail twice from PL Business Head for highest disbursal
in Gujarat region under a new channel – MGM and selling 3 insurance
policies to a single customer.
Extra Curricular:
 Won 2nd prize in Group Western Song in Inter-zonal Youth Festival
Competition held by Gujarat University in January, 2004.
 Won Prize and certificate for organizing and anchoring “ZARA HAT KE” in
January, 2004.
HOBBIES
Singing, Listening Music, learning new languages, Reading Books and watching
cricket

PERSONAL DETAILS:
Gender: Male 5, Vasundhara Society, Near Anand Park,
Date of Birth: 17th June’ 1982 Address: Baliakaka Road, Old Dhor Bazar
Languages Known Maninagar, Ahmedabad, Gujarat, India.
Language Read Write Speak Pin Code: 380028
English √ √ √ Phone:
Landline No.: 91-79-25383965
Hindi √ √ √ Mobile No.: 91-9879513331
Gujarati √ − √ Email:
boradsanjay@gmail.com
Assamese √ √ − boradsanjay@yahoo.com

“A Smooth Sea Has Never Produced Skillful Mariner – Shiv Khera, You Can Win”