STEPHEN GEORGE SMITH

12 Rogerson Drive
Chapel Hill, North Carolina 27517
(919) 932-6586 (Home)
(804) 402-1878 (Mobile)
EDUCATION
Emory University, Atlanta, Georgia. 1982 MBA degree, concentrations in finance a
nd marketing.
UNC-Chapel Hill, Chapel Hill, North Carolina. 1980 BA degree, majors in chemist
ry and economics.
WORK EXPERIENCE
Carolina Capital Markets, Chapel Hill, North Carolina. December 2009 to present
. December 2005 to July 2008. Senior VP/Compliance Officer for a $100M fixed i
ncome broker/dealer. Holder of NASD Series 7, 24 and 66 licenses.
SunTrust Investment Services. February 2009 to December 2009. Retail broker cove
ring 11 SunTrust branches.
Smith Barney. December 2008 to February 2009. Retail brokerage position.
Carolina Capital Markets, Chapel Hill, North Carolina. December 2005 to July 20
08. Marketing and sales role for a $100M fixed income broker/dealer. Holder of N
ASD Series 7 and 66 licenses.
Cardinal State Bank, Durham, North Carolina. June 2004 to December 2005. Member
of the Business Banking Team for the Durham/Chapel Hill market. Responsible fo
r overall portfolio management and new business development.
First Citizens Bank, Raleigh, North Carolina. December 2003 to May 2004. Portfol
io Strategist. Responsible for initiating outside business development efforts
and performing after-the-sale client servicing for institutional and high net wo
rth individual clients.
First Citizens Bank, Raleigh, North Carolina. October 1995 to December 2003. Cor
porate Trust/Capital Management Business Development Officer. Responsible for in
itiating outside sales efforts and internal bank associate training for the Firs
t Citizens Bank Corporate Trust and Capital Management Divisions.
First Citizens Bank, Chapel Hill, North Carolina. November 1989 to October 1995.
Manager of the Durham Area Commercial Banking Unit. Responsible for $25 million
in commercial loans. Overall loan levels rose from $2.5 million in 1989 to $25
million in 1995. Budget for income and loan growth was met every year, while ove
rall chargeoffs showed a net recovery. Cross-sales of other bank products consis
tently surpassed stated goals.
NCNB, Raleigh, North Carolina. September 1986 to November 1989. Member of the Co
mmercial Banking Team for the Raleigh market. Handled a portfolio in excess of $
20 million. Responsible for overall portfolio management, with emphasis on new b
usiness development and cross-selling of ancillary services such as trust, leasi
ng, cash management, etc. Qualified for Profit Incentive bonus.
Improvement Systems, Cary, North Carolina. Summer of 1986. Labor saving manageme
nt consulting position. Participated in projects located in Waverly, Virginia, V
irginia Beach, Virginia, and Rochester, New York.
Village Lanes, Durham, North Carolina. June 1985 to May 1986. Assistant Manager
of 32-lane bowling center. Responsible for all bookkeeping operations, includin
g payables and payroll.
Golf Professional, September 1984 to June 1985. Attempt to attain PGA TOUR playi
ng privileges.
Kurt Salmon Associates, Atlanta, Georgia. July 1982 to September 1984. Apparel
manufacturing management consultant. Participated in method changes, equipment i
nstallation, and piece rate modifications in several apparel plants in the South
eastern United States.