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Structure of deal:
•Investor price £35,000 (30% Discount)
•Current rent £300 per month
•Monthly payments £116 (dependant on mortgage product)
•Investment required £3,995+vat
•Legals included
•Rental profit £184 per month
•Valuation £50,000 (plus £2,000 cash back on completion)
Financial details:
Investment required is £3,995+vat
•Profit (gross) example = £47,784 (12 year illust.)
•Capital Growth (3%) = £21,288
•Rental Profit (gross) for term - £184x12x12 = £26,496
•Recommended & experienced solicitors used
•Reservation £1,000+vat
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Neighbourhood Profile
Often, many of the people who live in this sort of postcode will be singles and single
parents living in high-rise estates. These are known as type 54 in the ACORN classification
and 0.99% of the UK's population live in this type.
Neighbourhoods fitting this profile are most heavily concentrated in Scotland, in Glasgow
and Dundee in particular. In England it can be found in Plymouth, Bristol and Sheffield.
This type comprises mostly single people of different age groups, living in blocks of flats,
especially in Scotland. Single person households predominate. They are a mixture of
young adults, single parents with children under five and retired people. There are relatively
few traditional families and middle-aged people. 75% of residents live in purpose built flats,
mostly rented from the local authority. Flats are small, usually one or two bedrooms, and
many are in tower blocks. Unemployment is the highest of any ACORN type at two and a
half times the national rate.
Long-term illness is high. Those in work are likely to be employed in shops and in manual
and factory jobs. This reflects the generally low levels of qualifications in this type. Incomes
are low and people have very low levels of savings. Car ownership is understandably low
as well, with most people dependent on public transport and walking. Horse racing, football,
bingo and listening to music are popular leisure interests. The Daily Record, The Sun and
News of the World are popular newspapers.
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