Vous êtes sur la page 1sur 37

Savings Account

Other Accounts

Savings Account An ICICI Bank Savings Account offers you a valuable banking experience.

Debit-cum-ATM Card Money Multiplier Facility Internet Banking Customer Care Mobile Banking Standing Instructions Nomination facility DD Call and Collect

Debit-cum-ATM Card - With ICICI Bank Savings Account you will get a debit card that you can use to withdraw cash from any ATM. You may also use your debit card to directly make purchases through a Visa/Mastercard POS (Point of Sale) machine available at most stores! This will help you access your money from anywhere. Money Multiplier Facility - Allow us to take care of your idle money by moving it into high interest savings account earning. For details, click here. Internet Banking - Banking could not have been more convenient. Just log in with your user ID and password and make banking a hassle-free routine. For details, or for the list of transactions that you can do online, please click here. If you have forgotten your Internet Banking password or user ID and wish to access your savings account, please click here. Customer Care - Our 24-hour Customer Care is always available to answer any query or take your instructions. For Customer Care numbers, please click here. Mobile Banking - Transferring funds or getting to know your balance is as easy as sending an SMS. For details on Mobile Banking, please click here. Standing Instructions - ICICI Bank accepts and supports Standing Instructions. You don't have to worry about the chore of carrying out a routine transaction. Just set up a Standing Instruction and leave it to us to manage. Nomination Facility - You may nominate a person as beneficiary to your account proceeds. Click here. DD Call and Collect - Don't waste even a minute in a queue to collect a Demand Draft or Pay Order. On the way to the branch, just call Customer Care, provide details of the DD to be prepared and collect it ready and signed at the branch.

Salary Account
Other Accounts Salary Account Where money works. For you and your employees What's so special about ICICI Bank Salary Account?

ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees.

As an organization, you can opt for our Salary Accounts to enable easy disbursements of salaries and enjoy numerous other benefits too.

With ICICI Bank Salary Accounts your employees will enjoy the convenience of :

Having the largest network of ATMs at their command. Free 24 hour Phone Banking. Free Internet Banking.

All you would require to do is to send ICICI Bank an advice (in form of a cheque/debit instruction, ecs, etc) for the total salary amount along with the salary details of the designated employees in a soft and hard copy format and we will credit the respective employees' accounts as per your statement of advice.

ICICI Bank Salary Accounts benefits you in more than one ways:-

Reduces your paperwork. Saves remittance costs. Employees receive instant credit of salaries. More convenient than ECS.

Besides all of the above, employees will automatically become ICICI Bank account holders with special benefits and privileges of 8-8 banking, Investment advisory and much more.

ICICI Bank also has a special offering: Defense Banking Services designed exclusively for the armed forces.

For more information, please Contact Us and we will come down for a detailed presentation.

Special Savings Account


Other Accounts Special Savings Account ICICI Banks Special Savings Account provides comprehensive banking services to non profit motive organizations like Trusts, Associations, Societies, Clubs, NGOs, Hospitals, Educational and Research Institutes and section 25 companies and entities eligible for a savings account as per RBI Guidelines The ICICI Bank Edge

Free multi city chequebook facility All cheques issued by you will be payable at par at various ICICI Bank branches across the country Money Multiplier Facility On your request a Fixed Deposit is linked to your Special Savings Account enabling you to enjoy high returns and maximum liquidity. To know more, click here. No penalty for non-maintenance of minimum balances in the accounts. Internet Banking Phone Banking Free Anywhere banking Free collection of outstation cheques Free monthly account statements Inward remittance through Money2India for FCRA approved trusts Supplementary Savings Solutions with added features

Life Plus Senior Citizen Services


Other Accounts Life Plus Senior Citizen Services ICICI Banks Life Plus Senior Citizen Services have been designed to empower senior citizens to independently carry out the day-to-day banking transactions with dignity and confidence. These senior citizen benefits are exclusively for customers above 60 years of age.

The ICICI Bank Edge


Designated Senior Citizens desk for Life Plus customers at all ICICI Bank branches Higher Interest Rates on Term Deposits Overdraft against your deposit Free collection of outstation cheques drawn on any ICICI Bank location Special Senior Citizen 'Life Plus' Debit card Money Multiplier Facility Anywhere Banking Internet Banking Customer Care Nomination Facility

Fixed Deposit
Other Accounts

Fixed Deposit

Flexibility of tenure - 7 days to 10 years Liquidity o Premature / Partial withdrawal permitted (subject to applicable charges) o Loan / Overdraft upto 90% of FD amount o Option of monthly / quarterly payout available Competitive interest rate - Know interest rates for various tenures Convenient ways to open a FD o Internet Banking o Phone banking o ICICI Bank Branch

Security Deposits
Other Accounts Security Deposits A few Corporates stipulate to their new employees to provide Security Deposit to reduce attrition. ICICI Banks proposal for the employee is to keep the Security Deposit in the form of a Fixed Deposit (FD) with the Bank. The employee cannot withdraw such FDs without the consent of the company and the company has the right to withdraw the FD in the event of employee leaving the organization before a certain stipulated period.

Recurring Deposits
Other Accounts Recurring Deposits ICICI Bank Recurring Deposits are an ideal way to invest small amounts of money every month and end up with a large kitty on maturity.

High recurring billing and recurring payments can be a drain on your finances and hence large investments may seem a plan away.

Let us help you in processing your recurring payment through our recurring billing software that keeps track of your investments with us. This can be easily availed of through a recurring account online that comes with letting us serve you through Internet banking. You may even transfer funds through Internet banking into your recurring account. A recurring account transfer gets done in seconds through Internet banking.

Features

With our recurring deposits you can avail a host of facilities with ICICI Bank. You may check on recurring account receivable, recurring account payable, recurring account fees and all recurring debit account transactions.

A recurring deposit account with ICICI Bank allows you a loan against the deposit. Our new recurring deposit account also has a special feature - Non-applicability of Tax Deduction at Source (TDS).

The minimum balance of deposit is Rs.500 per month and thereafter in multiples of Rs.100. The tenure ranges from 6 months to a maximum period of 10 years, recurring deposit of 3 months thereafter.

The recurring deposit also comes with a nomination facility.

Tax-Saver Fixed Deposit


Other Accounts ICICI Bank Tax-Saver Fixed Deposit ICICI Banks Tax-Saver Fixed Deposit enables you to save tax and earn high returns. A dual benefit option structured to maximise your advantage. ICICI Banks Tax Saver FD is the perfect solution for your investment needs. The ICICI Bank Edge

Tax Saving through tax exemption under section 80C of Income Tax Act, 1961. Minimum investment of Rs.10,000 and maximum of Rs.100,000. Duration of investment is 5 years. Nomination Facility available. Choice of investment plan. Traditional Interest is payable monthly or quarterly as per your convenience. Reinvestment Interest is compounded quarterly and reinvested with principal amount.

***As per the Term deposit scheme, 2006, issued by the Central Government of India, the above Fixed Deposit scheme will not have the following facilities: Premature withdrawal, Loan against Fixed Deposit and Auto-renewal facility.

Young Stars
Other Accounts Young Stars Banking can be fun! At Young Stars, we will guide your child through the world of banking - from checking the childs savings account balance to guiding through fun zones and special pages on the Internet Banking channel. It makes banking a pleasure and teaches your child to manage his or her personal finances through a savings account. You can transfer pocket money into your child's account. You can even shop with him / her at Young Stars Shopping Page. You can also open a recurring deposit in your child's name. Once you are done with your 'banking', you can access your child's account with all the fun links to special zones designed to suit your child's area of interests and also impart knowledge on the current events of the world. Key Features

Open a Kid's Savings Account, Fixed Deposit or a Recurring Deposit. The minimum average balance for a Savings Account Is Rs.2,500. Free personalized Cheque Book Internet Banking. Free International Debit Card*. Daily withdrawal and spends of up to Rs.5,000. Transfer Funds Facility.

* Debit Card is issued only on request Eligibility ICICI Bank Young Stars Account is a banking service for children in the age group of 1 day-18 years. It is essential for the parent/guardian to also hold an account with ICICI Bank. In event of the parent/guardian not holding an ICICI Bank Savings Account, both the accounts (parent's Saving Account and Young Star Account) can be simultaneously opened.

Child Education Plan


Other Accounts Child Education Plan ICICI Bank presents Child Education Plan, a unique way to save for your child's future. To fulfil your child's dream & aspirations, begin by making small investments in a Recurring Deposit for a short tenure and receive regular payouts for the rest of the tenure in your child's Youngstar Savings Account. Invest Today. Benefit Tomorrow. If your child is in kindergarten, you can invest regularly for the next 5 years and this investment plan will take care of his primary education. If your child is in secondary school, just invest Rs. 3,700 (per month) for the first 6 years, in a plan of 10 years tenure. Get an annual payout of Rs. 1,02,434* for the next 4 years and fulfill your dream of seeing your child graduate from a great college. *As per prevailing interest rates on January 08, 2010.

Bank@Campus
Other Accounts With ICICI Banks Bank@Campus, your child can now transact from his account at the click of a mouse. Bank@Campus is a technology-enabled service, which allows your child to get the bank account to his computer screen. He need not visit the branch at all. Maximum convenience and easy access.

Yes, your child can now surf the Net and access all the details of his / her account at the click of a mouse!

No need to visit the bank branch at all. In addition, your child gets:

Free personalised cheque book. Free Phone Banking. Free ICICI Bank Ncash Debit Card. Free transfer of funds into his / her account from any ICICI Bank account. Free supplementary credit card (if you have an ICICI Bank Credit card*). Annual statement of accounts.

*Issuance of card at the discretion of ICICI Bank. **ICICI Bank has discontinued offering Bank@Campus savings account with effect from 30th May, 2008. However existing Bank@Campus account holders who have opened their Bank@Campus account prior to 30th May, 2008 shall continue to enjoy the same features and benefits as regards Bank@Campus savings account as specified and communicated to them by ICICI Bank.

Salary Account
Other Accounts Salary Account Where money works. For you and your employees What's so special about ICICI Bank Salary Account?

ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees.

As an organization, you can opt for our Salary Accounts to enable easy disbursements of salaries and enjoy numerous other benefits too.

With ICICI Bank Salary Accounts your employees will enjoy the convenience of :

Having the largest network of ATMs at their command. Free 24 hour Phone Banking. Free Internet Banking.

All you would require to do is to send ICICI Bank an advice (in form of a cheque/debit instruction, ecs, etc) for the total salary amount along with the salary details of the designated employees in a soft and hard copy format and we will credit the respective employees' accounts as per your statement of advice.

ICICI Bank Salary Accounts benefits you in more than one ways:-

Reduces your paperwork. Saves remittance costs. Employees receive instant credit of salaries. More convenient than ECS.

Besides all of the above, employees will automatically become ICICI Bank account holders with special benefits and privileges of 8-8 banking, Investment advisory and much more.

ICICI Bank also has a special offering: Defense Banking Services designed exclusively for the armed forces.

For more information, please Contact Us and we will come down for a detailed presentation.

Advantage Woman Savings Account


Other Accounts Advantage Woman Savings Account The ICICI Bank Advantage Woman Account enables todays independent women to enjoy hassle-free banking services. Besides the core ICICI Bank advantage, the Advantage Woman Savings Account is packed with special benefits for our women customers. Enjoy your present and plan for the future with ICICI Banks Advantage Woman Savings Account.

Advantage Woman offers a specially designed woman's debit card which helps you shop and save simultaneously, manages your household expenditures and comes with a bag full of offers attached to it. Eligibility Advantage Woman Savings Account can be opened with primary applicant as any resident Indian woman (majors above 18 years). The ICICI Bank Edge

Zero Balance facility with a RD of just Rs. 2,000**. A Special International Woman's Debit card along with the account with a withdrawal / spending limit of Rs. 25,000 per day. Gamut of discounts and benefits on your Special Woman's Debit card. Free multi-city cheque book. Free quarterly physical account statement and free monthly email statement (on customer request). Online Bill Pay facility by issuing a one-time standing instruction. Multi channel access through ATM, Branch network and free Internet, mobile and phone banking. Nomination facility available.

Nomination Facility

Nomination facility available for bank deposits. There can be only one Nominee for a deposit account whether held singly or jointly.

A person legally empowered to operate a minor's account can file a nomination on behalf of the minor. Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. For more details approach your bank.

**This is as long as the Recurring Deposit is active, else a Minimum Quarterly Average Balance (QAB) of Rs.10,000/- is to be maintained and standard charges will be debited on non-maintenance of QAB.

EEFC Account
Other Accounts EEFC Account Indian exports have surged over the last decade owing to an unprecedented boom in sectors like software, biotechnology, gems, jewellery, textiles etc. As a result of this, the volume of inward remittances has also increased significantly. To shield the firms engaged in regular export and import from the exchange rate fluctuations RBI has allowed parking of foreign currency by exporters in an account designated as Exchange Earners Foreign Currency Account (EEFC). EEFC accounts are Current Accounts held in foreign currency with authorized dealers of foreign exchange in the country.

Resident Foreign Currency Account


Other Accounts Resident Foreign Currency (Domestic) Account Do you want to save money while buying foreign currency for travelling abroad? You can buy travellers cheques, foreign currency in cash and foreign currency demand draft for your expenses overseas. If you are a frequent traveller, you may not want to go through the hassles of buying foreign currency every time you travel abroad.

The Reserve Bank of India has now made it easier for you to access foreign currency by permitting a foreign currency account (domestic) for resident Indians. In line with RBI guidelines, ICICI Bank has come up with a scheme that helps you get rid of all your forex worries. You can park your foreign currency in ICICI Bank under RFC (D) account. Non-interest bearing Resident Foreign Currency (D) (RFC (D)) with ICICI Bank can be maintained in four major currencies (USD, EURO, GBP and Japanese Yen)

Benefits of ICICI Bank RFC (D) Account


Saving in commission charges, as you can withdraw foreign currency when you want without any conversion charges. Facilitates your payments for foreign travel expenses. No ceiling on deposits. Convenient and value-added banking. Protection to your money from valuation risks due to exchange rate fluctuations. No ceiling on the maximum amount of deposit in the account.

For more details on ICICI Bank RFC (D) Account, please visit any ICICI Bank branch.

Privilege Banking
Other Accounts Privilege Banking Choose the ICICI Bank Privilege Banking account to enjoy exclusive benefits across wide range of product and services. The Privilege banking account variants we offer are - gold and titanium; each designed to suit your specific needs. In addition to benefits like money multiplier, nomination facility, internet banking and mobile banking, you can avail other special privileges like:

Priority service at all ICICI bank branches and through Customer Care. Preferential rate on purchase of ICICI Bank pure gold and foreign exchange. Discount on annual fee for safe deposit locker. Special rates on ICICI Bank loans. Preferential rate on DD/ PO charges. Multi-city cheque book.

Gold Privilege Account


Other Accounts Gold Privilege Account Features

The ICICI Bank International VISA GOLD debit card is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. Click here for details. Payable-at-par chequebook at no extra cost. Money Multiplier Facility. Internet Banking is offered free of cost. Anywhere Banking - This facility entitles the account holder to withdraw or deposit cash across all ICICI Bank branches. Service charges are applicable. You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals. Nomination facility is available. Interest is payable half-yearly. Click here to open an account online.

Nomination

Nomination facility available for bank deposits.

There can be only one Nominee for a deposit account whether held singly or jointly. A person legally empowered to operate a minor's account can file a nomination on behalf of the minor. Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. For more details approach your bank. Click here for details on receiving bank statements by email.

Titanium Privilege Account


Other Accounts Titanium Privilege Banking It is our privilege to serve valued customers.

In our constant endeavor to fulfill all your banking needs and enhance exclusivity ICICI Bank launched Titanium Privilege Account - tailored to take care of your banking and investment requirements and status. This account offers a dedicated Branch Relationship Manager supported with a Phone Banking Relationship Manager.

Listed below are the unique benefits that you can enjoy with this account. Special Privileges

Branch Relationship Manager supported with Phone Banking Relationship Manager. Priority processing at all ICICI bank branches and through customer care. A higher daily withdrawal and spend limit on a Titanium debit card. Free International Titanium Debit Card. Unlimited free access to any banks ATM throughout the country. Free usage of multi-city cheque book. Free physical monthly account statement. Free Anywhere Banking. Complete waiver on DD/PO charges. Preferential rate on purchase of ICICI Bank Pure Gold. Preferential rates on purchase of foreign exchange with a complete waiver on commission charges.

30% discount on annual fee for Safe Deposit Lockers. Nomination facility is available. Interest is payable half-yearly. Click here to open an account online.

Nomination

Nomination facility available for bank deposits. There can be only one Nominee for a deposit account whether held singly or jointly. A person legally empowered to operate a minor's account can file a nomination on behalf of the minor. Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. For more details approach your bank.

{{{{{{{{{

Money Multiplier
Other Accounts Money Multiplier The Money Multiplier feature gives you the liquidity of a Savings Account coupled with high earnings of a Fixed Deposit. This is achieved by creating a Fixed Deposit linked to your Savings Account providing you the following unique facilities.

Maximum returns - Your money is never idle. Creation of a linked FD ensures higher rate of interest on your Savings Bank Deposits. You can issue instructions through any channel such as the ICICI Bank Branch, ICICI Bank Phone Banking and ICICI Bank's Internet Banking for creation of Fixed Deposit(s) from the surplus funds in your Savings Bank Account (subject to a minimum of Rs. 10,000). The Fixed Deposits will be created in multiples of Rs. 5,000 for a tenure of one year or more as instructed by you. Maximum Liquidity - You can withdraw the funds from your savings account through any channel such as the ICICI Bank ATM, ICICI Bank Internet Banking or by issuing a cheque. etc. All linked Fixed Deposits will be enabled for automatic Reverse Sweep in multiples of Rs. 5000 on a Last-In-First-Out (LIFO) basis when the balance in the Savings Account falls below Rs.10, 000. The

amount reverse swept will earn interest rates at the applicable rate for the period that the deposit was held with the Bank. The remaining amount will continue to earn higher interest at the original rate applicable to the fixed deposit.

Auto Renewal - Under this facility, when your deposits fall due, the bank will automatically renew the principal and accrued interest for the same tenure as the original deposit.

* For the applicable premature withdrawal penalty, please click here Apply for Money Multiplier facility

Features
Other Accounts Features

The ICICI Bank International debit card is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. Click here for details The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free. The above benefit is available free of cost for the first 5 transaction per month upto Rs 10,000 per transaction. Money Multiplier Facility Internet Banking is offered free of cost. Anywhere Banking - This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches. You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals. An average quarterly balance of Rs.10,000 only in metro and urban locations, Rs.5,000 only in semi-urban and Rs. 2,000 only in rural locations. Nomination facility is available. Interest is payable half-yearly.

Click here to open an account online.

Average Quarterly Balance*

Type of Account

Balance Rs. 10,000 in metro and urban locations

Savings Account

Rs. 5,000 in semi-urban locations Rs. 2,000 in rural locations

Non-maintenance of the minimum average quarterly balance attracts a fee of Rs 750 per quarter. Nomination Facility

Nomination facility available for bank deposits. There can be only one Nominee for a deposit account whether held singly or jointly. A person legally empowered to operate a minor's account can file a nomination on behalf of the minor. Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985 The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985 For more details approach your bank.

*At erstwhile Sangli Bank locations (not migrated yet) the following savings account products are also offered:

Savings account without chequebook with a minimum balance requirement of Rs.50. Savings account with Non-MICOR chequebook with a minimum balance requirement of Rs.300. Savings account with MICOR chequebook with a minimum balance requirement of Rs.500. No Frills Savings account with a minimum balance requirement of Rs.10.

Internet Banking Bank Accounts | Credit Card | Demat | Loan | Money Manager | Change Password ............................................................................................................................................... .................. Start Internet Banking Steps to login Learn more about how to login on receiving your user ID.

Why do you need Internet Banking? Learn more about ICICIBank.com and the services available. login to your account Choose this option to loginto ICICIBank.com. Please click here for the steps to login. Get your user ID Click for information on how to apply for your Internet Banking user ID. How to link your Bank account, Credit Card account and Demat account Choose this option for information on linking your bank account, credit card account and demat account. Trouble logging in? Choose this option if you are having trouble logging into your account. Steps to Login You will receive two pin mailers from ICICI Bank

Internet Banking User id, Login password and Transaction password.

Check that the pin mailers arrive in a sealed condition, else please contact our 24 hour Customer Care Centre.

Key in the user id and password on the website and press LOGIN. After you request for a new password, the system would prompt for change in passwords. Your password should be atleast 8 characters long. We recommend you to change both transaction and login password. Passwords are case sensitive. Your internet banking account is locked in case you enter wrong user id and password 3 times. Always log out of ICICIBANK.COM when you have finished your activities. Login Learn More

Maximise Internet Banking Security ICICI Bank.com uses the sophisticated multi layered architecture with digital certification from Verisign and 128 bit encryption facility to ensure security of your

online transactions and confidentiality of your data. However the following information is provided as a guide to assist you in protecting the information on your computer. It is not an exhaustive list and is intended for information purposes only.

You need to enter your Internet Banking User id and password each time you access your internet banking account. Since your access is protected by this password it is very important that you protect your password, by making it known ONLY to you. The system prompts you to change the password on first time login. We recommend that you change both login and transaction password. Your password should be atleast 8 characters long. Passwords are case sensitive. Do not use your date of birth, telephone number, address, your name or the name of a friend or relative in your password. Your internet banking account is locked in case you enter wrong user id and password 3 times. Passwords are case sensitive. Change your password regularly. Ensure that you are not observed while entering the password. Never leave your computer unattended while you are logged in to ICICI Bank.com Always logoff from Internet Banking upon completion of your session. Use the Logout button for closing the session. It is preferable not to shut the window to log off. Disable the option on browsers for storing user names and passwords. You can refer to the help section available on your browser for instructions

Mobile Banking

Demos FAQs Download iMobile

Compare Services Your answer to quick, easy and convenient banking is here! ICICI Banks Mobile Banking puts you in command of your bank account with just your mobile phone. With Mobile Banking, you can conduct any financial and non financial transactions effortlessly and securely. From making payments to checking your account information, Mobile Banking allows you to bank from anywhere at any time. Banking through your mobile phone, is now a direct and time-saving advantage to you. - Click here to see the demo - Register Now - Download iMobile With our mobile banking services you can conduct a number of banking transactions conveniently.
Bank Account Credit Card Demat Loan Other Services

Funds Transfer* Bill Payment+ Balance Enquiry Last 5 Transactions Cheque Book Request Stop Cheque Request Cheque Status Enquiry

Balance Details Holding Enquiry Last Payment Details Payment Due Date Transaction Status Bill Enquiry ISIN Enquiry

Provisional Income Tax Certificate Final Income Tax Certificate Reset Letter Rescheduled Letter Loan Agreement Copy

Movie ticket booking* Prepaid Mobile Recharge* Locate Branch Locate ATM Phone Banking Number Apply for Bank Products Status of Service Request Raised

* Financial transactions are only possible on iMobile. There is a limit of Rs.50000 per day for financial transactions using Mobile Banking. Third Party Fund Transfer transactions will be charged Rs.5.00 as Service Charge + applicable Service Tax. * Transfer Funds to registered payees. To add payee, please login to www.icicibank.com

and add payee in Funds Transfer Option. + Transfer Funds to registered Biller. To add a biller, please login to www.icicibank.com and add biller in Bill Pay section. *Available only in iMobile What can I do with Mobile Banking? ICICI Bank's mobile banking service has revolutionized the way in which you can bank. It is not only a convenient mode of banking but also offers you various benefits like:

Anytime anywhere direct access to your bank accounts Information at your fingertips Personalized and secure transactions Ability to do transactions upto Rs.50,000, pay your credit card bills, order cheque books, get provisional IT certificate, locate ATM and branch , mobile recharge and many other commerce activities. Easy to use menus and keywords Get alerts from ICICI Bank on banking transactions

Choose from a variety of Mobile Banking options that enable you to bank freely and safely: iMobile USSD SMS Operator WAP Site Alerts Anytime anywhere access with a downloaded mobile application Now you can make banking transactions like funds transfer, bill payment, balance enquiry, book movie tickets, view your last 5 transactions and much more. Read More...

No Frills Account
Other Accounts No Frills Account ICICI Banks No Frills Account, places emphasis on the smallest of deposits. Our No Frills Account is available to you without any minimum quarterly average balance requirement.

The ICICI Bank Edge


The quarterly average balance requirement for this account is nil. Free ICICI Bank VISA debit card. One chequebook of 15 leaves per annum free. You can request for additional cheque books ( 15 leaves) at Rs. 30 (plus service tax as applicable) per chequebook. Internet Banking facility is not available to the customers. Mobile Banking facility is not available to the customers. Cash transactions at base branch is free for the first 12 transactions of a quarter; Thereafter in the quarter, Rs.50 per transaction. All anywhere banking transactions chargeable at normal charges as published from time to time. Interest is payable half-yearly. Free Quarterly statement, free monthly e-mail statement on request. Money Multiplier Facility shall not be available to the customers.

Nomination

Nomination facility available for bank deposits. There can be only one Nominee for a deposit account whether held singly or jointly. A person legally empowered to operate a minor's account can file a nomination on behalf of the minor. Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985. For more details approach your bank..

Outward Remittance
Other Accounts Outward Remittance Send money to your loved ones abroad

ICICI Bank offers you a simple way to send money outside India. Our Outward Remittance facilities make remitting money abroad quick, and reliable. ICICI Banks Outward Remittance is the solution for your all your needs. Be it money for education, gift money or maintenance for loved ones or donation for a cause. Our extensive network gives us reach to most parts of the world.

The ICICI Bank Edge

Quick remittances. Vast geographical presence in India. Vast Correspondent Bank network. Transfer in various currencies. Competitive exchange rates & charges. Facilities for Non-ICICI Bank account holders.

Documentation for Resident Indians

Select your purpose of remittance from the dropdown below to know the forms to be submitted at our branch.

Non-account holders need to additionally give a proof of identity and proof of address

Outward Remittance Modes

Foreign Currency Demand Draft: Walk into any ICICI Bank branches and obtain a Foreign Currency Demand Draft. Wire Transfer: Transfer money from your account across the globe.

Transactions prohibited under Foreign Exchange Management

The transactions for which drawal of foreign exchange by any person is prohibited are given under Clause 3 and Schedule I of Foreign Exchange Management (Current Account Transactions) Rules, 2000.

Transactions for which drawal of foreign exchange is prohibited:

For travel to Nepal and/or Bhutan; Forex transactions with a person resident in Nepal or Bhutan; Remittance out of winnings from lotteries; Remittance of income from racing/riding etc. or any other hobby; Remittance for purchase of lottery tickets, banned/prescribed magazines, football pools, sweepstakes, schemes involving money circulation, securing prize money / awards etc; Payment of commission on exports made towards equity investment in Joint Ventures / Wholly Owned Subsidiaries abroad of Indian companies; Remittance of dividend by any company to which the requirement of dividend balancing is applicable; Payment of commission on exports under Rupee State Credit Route, except commission up to 10% of invoice value of exports of tea and tobacco; Payment related to Callback services of telephones; Remittance of interest income on funds held in Non-Resident Special Rupee Scheme Accounts.

Freedom Saving Account


Other Accounts Freedom Savings Account ICICI Bank Freedom Savings Account puts powerful Instabanking services at your fingertips, to help meet the needs of your busy lifestyle. ( Our branches have extended banking hours) .Our nationwide network of over 6,000 ATMs and 2,500 branches ensure you are on top of your banking wherever you go. Add to this, our 24 x 7 Internet Banking and Mobile Banking, and you are set for a whole new way of banking. The ICICI Bank Edge

Debit-cum-ATM Card - Withdraw cash from any ATM or pay for your shopping or purchases with your ICICI Bank Debit-cum-ATM Card at millions of establishments across India. Money Multiplier Facility - Get the liquidity of a Savings Account coupled with high earnings of a Fixed Deposit. Any idle money in your savings account is transferred to the linked fixed deposit. Thus you earn higher interest and at the same time enjoy liquidity. To know more Click here. Internet Banking - Access your account from home or office, transfer funds, pay bills, pay for your online ticket booking and more. To know more Click here. Customer Care - Our 24-hour Customer Care is always available to answer any query or take your instructions. For Customer Care numbers, please click here. Mobile Banking - Put the bank in your pocket with iMobile, our revolutionary new mobile application. You can also do routine banking transactions via SMS requests, and subscribe to SMS transaction alerts. Standing Instructions - Set up a Standing Instruction to manage regular payments like transfers to your Fixed or Recurring Deposit account. Nomination Facility - Nominate a person as beneficiary to your account proceeds. DD Call and Collect - Call Customer Care, provide details of the DD to be prepared and collect it ready and signed at the branch. Anywhere Banking - Withdraw or deposit cash across all ICICI Bank branches. You need to maintain an average quarterly balance of Rs.10,000; Non maintenance of the minimum average quarterly balance attracts a fee of Rs. 750 per quarter plus transaction charges. Please refer to section on service charges & fees for other applicable charges. Interest payments are made half-yearly into your account.

Disclaimer: ICICI Bank has discontinued offering Freedom Savings Account with effect from April 01, 2010. However existing Freedom Savings Account holders who have opened their account prior to April 01, 2010 shall continue to enjoy the same features and benefits as regards Freedom Savings Account as specified and communicated to them by ICICI Bank.

Advantage Deposit
Other Accounts Advantage Deposit Advantage Deposit is a combination of fixed deposit and mutual fund investment, offering you the safety of a fixed deposit and the returns of an equity fund. Advantage Deposit counters equity-market fluctuations through Systematic Investment Plans.

Combination of a Fixed Deposit (with monthly interest payout) and Systematic Investment Plan (SIP) of a Mutual Fund. Re-investment of monthly interest payout of Fixed Deposit into systematic investment plan of Mutual Fund. Automatic debits to account through Standing Instruction / ECS debit mandate.

Family Banking
Other Accounts Family Banking Family Banking provides you with the following benefits:

Access to superior benefits for the entire family Family Banking makes the superior product benefits of Privilege Banking, Wealth Management and Global Private Client (GPC) available to all the members of your family while the required minimum balance can be maintained in any one of the accounts. Lower minimum balance requirement at individual customer level The minimum Quarterly Average Balance (QAB) required to be maintained at the Family ID level is much lower than the QAB required to be maintained at the individual CUST ID level by each of the family members to avail of the same product benefits. . Flexibility to maintain balances across account You now have the flexibility of maintaining the required minimum balance in any one (or more) of the accounts that members of your family hold with ICICI Bank. Single Family Bank All your banking needs can now be catered to by a single 'Family' bank.

New Pension System


Other Accounts New Pension System of Government of India ICICI Bank with 49 branches is a Point of Presence (POP) for the NEW PENSION SYSTEM launched on May 1, 2009 by the Government of India. The scheme, promoted by the PFRDA (Pension Fund Regulatory and Development Authority, Government of India), is a first of its kind in India and is being launched pan-India by 22 other POP's as well.

The purpose of this pension scheme is to promote security of income to its subscribers in their old age. The scheme will empower a subscriber to plan his own retirement and pension. It not only will help him save for life after retirement but also is a good investment tool as the returns are market-driven. For optimum returns, the Government has appointed six fund managers for subscribers to choose from.

The salient features of the New Pension System (NPS) are as follows :

It is a pension system for the non-Government sector. It is open to anyone from 18 years to 55 years of age, including NRIs. The minimum contribution is Rs. 6,000 per year, at Rs. 500 per transaction. There should be a minimum of four transactions per year. There is no maximum contribution. The maximum contribution in cash (at ICICI Bank) is Rs. 25,000 per transaction. A subscriber must compulsorily select a pension fund manager (PFM). The following six fund managers have been appointed, for subscribers to choose from: o ICICI Prudential Life Insurance Company Limited. o IDFC Asset Management Asset Management Company Limited. o Kotak Mahindra Asset Management Company Limited. o Reliance Capital Asset Management Company Limited. o SBI Pension Funds Limited. o UTI Retirement Solutions Limited. A subscriber must choose between active choice and auto-choice for distribution of his contribution. If active choice is selected, the subscriber must indicate the percentage distribution between corporate, gilt and equity. The maximum investment allowed in equity is 50%. Market-driven returns.

Contributions to be made till the age of 60 years. Pension to start at the age of 60 years.

To know more or to open an NPS account, please walk into any of the 49 ICICI Bank branches that comprise the POP. If you have any queries, please write to us at nps@icicibank.com or call at 022-28308110. You may also access the details of the scheme at pfrda.org.in.

Vous aimerez peut-être aussi