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Bank started on August 1994. Bank has 1725 branches and over 4232 ATMs in 779 cities in India.

Housing Development Finance Corporation Limited. Indias largest housing Finance Company. Business Focus: Deals with Whole sale Banking Services, Retails Banking Services And Treasury 1st Bank in India to launch an International Debit Card in association with VISA. Head quarter in Mumbai. Founder is Bibu. Verghere Chairman is C. M. Vasudev. And M. D is Aditya Puri. Products 1) Investment Banking 3) Retail Banking 5) Asset Management 2) Commercial Banking 4) Private Banking 6) Mortages and Credit Cards.

Bank Cashier Responsibilities


Their main responsibility is to maintain and record everyday transactions for the client. These transactions include accepting deposits, money transfers, processing loans, deposit withdrawals, etc. Along with this they must advise and promote the services and the products offered by the bank. They need to be quite responsible and friendly to make bank dealings, etc. Their mathematical abilities too need to be good.

Bank Cashier Job Responsibilities


- They need to perform cash withdrawal processing. - Accept cheques and cash for deposits and also check for accuracy of the deposit slip. - encourage opening new accounts. - Help people out with their problems regarding costumers accounts. - Advice, explains or promotes the services and products offered by the bank.

- Identify customers and help making cash checks. - Balance the cheques, cash and currencies in the money drawer by the end of each shift. - Record and maintain all transactions completely and correctly to match the bank procedures. - Reply to all the inquiries made about savings account and checking procedures. - Provide services like ordering checks or cards for the customers. - Receiving and verifying loan payments, utility bill payments and mortgage payments. - Performing specialized jobs like cashiers check preparation, travelers check issuing, exchange of foreign currency and personal money-orders. - They need to be good with their PR skills as lot of interaction is involved.

Importance Of Money Everybody knows the "Importance Of Money" in today's life. A lot of fake notes have come into market. Terrorists and criminals are manufacturing such notes very intelligently. Common man should know how to identify a fake note. Look at all your notes carefully before taking it from the ATM or receiving it from another person, even if he is a trusted person because fake notes are increasing. Important Signs. How to look for the Watermark? This is seen on empty portion on the left side of the note. Hold note against the light. One should be able to see a portrait of Mahatma Gandhi in this space, along with multi-directional lines and an electrolyte mark showing the denominational numeral (i.e.100, 500, etc) What is Micro-lettering? -Hold the note at eye-level. Look into the gap between the vertical band on the right and the portrait of Mahatma Gandhi. In genuine notes, one should be able to see the word RBI and the denominational numeral in this space. -Hold the bank note horizontally, with the right vertical band facing you. One should be able to see a latent image of the denomination. -Hold the note up against light. On the left of the portrait and half down the vertical band on the side, one can see a floral design, which appears hollow on the front side and filled up on the opposite side. The denominational numeral can be seen as a whole in this floral design, though the half of the numeral is printed on one side and the other half on the opposite side.

Identification marks This is to help the visually impaired to identify the denomination See below the floral design. One can see a dark patch in intaglio print (raised print). The shape of the intaglio print varies according to the denomination of the note. Different shapes for various denominations (Rs 20 - vertical rectangle, Rs 50 square, Rs 100 - triangle, Rs 500 - circle and Rs 1,000 diamond) are available. Other features that appear in intaglio print 1. Seal of the RBI 2. The guarantee and the promise clause 3. RBI Governor's signature 4. The Ashoka pillar emblem 5. Mahatma Gandhi portrait Intaglio print is absent on a fake note. Features 2,3 will be showing a lot of differences in case of a fake note. What Is Security thread? It is 1.4 mm wide. It appears in breaks on the front of the original note. However, from the back, it looks like a complete line. The words RBI and Bharat (in the Devanagari script) inscribed on it. Appears yellow in ultra-violet ( UV) light. This thread will not glow if its a fake note. Continuity of the security thread is not maintained if its a fake note. Other features seen on Rs 500 or Rs 1,000 note. Look for colour changes Hold onto a Rs 500 or Rs 1,000 note. The colour of the numeral will change from green (when you hold the note flat) to blue (when it is held at an angle).

What features one can see in UV light? 1. The optical fibres on the bank note make themselves visible when held under ultraviolet light. In case of a fake note, optical fibres are less in number. 2. The year of printing of the original note should also be visible in the middle and the reverse side near the bottom. 3. Genuine note is made of a fibre, which has a "unique feel" and "a crackling sound." These features are seen with the notes that were released after 2005. What to do if you come across a fake note? If you get a fake note from an ATM, take it back to the branch from where you initially got it. Provide the time of the transaction, the amounts involved and the denominations. The bank may be able to trace the transaction
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How fake notes destroy a nations economy? Duplicate currency is manufactured in Pakistan and Bangladesh. The fake notes are brought into India through Nepal by Pakistan's ISI and other terrorist groups. The amount of fake Indian currency in existence today is huge. According to one national daily, in UP alone over Rs 40 crore is estimated to be in circulation. This might be the tip of the iceberg. The fake notes generate easy money for terrorists which use it for antisocial activities. Politicians, experts, retired bureaucrats and media pundits keep quiet on this issue and dont talk much as financial interests are involved in purchase of Japan made Komori currency printing machines which are inferior to the Swiss made Giori currency printing machines.

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