Some Technical questions 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21.

22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40.
What is CAR What is CRR What is SLR What is PLR or Prime Lending Rate What do you mean by Bank Rate What do you mean by over draft facility What is Repo Rate and Reverse Repo Rate What does liquidity in economy or system means How can we control liquidity in system through CRR What are the functions of RBI or What are the tools with RBI to control liquidity in market.

Name some other Public sector banks Name some private sector banks What do you mean by Scheduled Commercial Banks What are nationalised banks Do you know something about the financial crises of 2008 or What is sub-prime crises. What are the different kinds of deposit facilities provided by the bank. What is balance sheet What do you mean by asset and Liability What do u mean by NPA( Non Performing Asset) in banks. What is RTGS and NEFT transaction What is the drawback of Public sector bank as compare to Private sector banks Can you suggest some ways that service of Public sector banks be improved. What is forex reserve for india What is BASEL If all banks follow BASEL why banks in US failed in 2008 while in India, they didn t. What is KYC (Know your customer). Why it is important. From where do banks get money What is cooperative banks What is NABARD Which is the oldest bank in India. Which is the largest bank in india. How many branches and ATM does PNB has. An approximate answer would be ok here. What is GDP What is trade deficit What is the reason behind fluctuation of exchange rate of USD- INR When do we do credit and debit. Ans: Any increase of asset is debit and decrease of asset is credit. Similarly any increase of liability is credit and decrease of liability is debit. What do you mean by financial inclusion. What are NBFC(Non banking financial corporation). Give an example. How they are different from banks. What is the effect of CRR on inflation What is call money market. What is its important What are some of the money control policies of RBI

Some electronics/Computer questions 1. 2. 3. 4. 5. 6. What is transistor What is the basic building block of electronics What is micro-processor What is meant by operating system How many programs you can run at a time Which subject you like most in electronics. Ans: Say that I have studied it long back but yes I like <subject name> during those days. But i can only remember little bit of that.

Some GK/GA questions 1. Who is the Governor, Deputy Governor of RBI 2. Who is the chairman of SEBI 3. Who is the chairman of SBI 4. Who is the chairman/CEO of PNB 5. When is PNB established and who is the first chairman of PNB 6. Who is the finance minister of India 7. Who is the first citizen of India Ans: President 8. 9. 10. 11. 12. 13. 14. 15. Who is the chairman of planning commission What is the US-INR exchange rate.. Approximate answer is ok What is current inflation rate, CRR rate, SLR, Interest rate What is the current PLR of PNB What is current GDP of india(1.3 trillion dollar at market price) check this What is carbon credit What is RTI

Some HR questions 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. Tell us something about yourself What are your strength and weakness What are your hobby Which is your native place? What is the historical/Geographical importance of that place? Who is the CM, famous personality, lok sabha speaker of your native place? Why you want to join Banking sector in general and PNB in particular. Tell me about your family Do you have any location constraint or Can you join anywhere in india Can you work in rural areas When did you completed your graduation Why so much of Gap. What did u do during these years Which is the biggest day of your life

14. Why don t you go to IT sector as you have done MSc Electronics. Ans: There is lot of pressure in IT sector and being a girl I want to maintain a balance between professional and personal life. I also feel IT sector is very unstable as compare to PSU banks. 15. What is your hobby.

Some Key definitions

REPO RATE: - Under repo transaction the borrower places with the lender certain acceptable securities against funds received and agree to reverse this transaction on a predetermined future date at agreed interest cost. Repo rate is also called (repurchase agreement or repurchase option). REVERSE REPO RATE: - is the interest rate earned by the bank for lending money to the RBI in exchange of govt. securities or "lender buys securities with agreement to sell them back at a predetermined rate". CASH RESERVE RATIO: - specifies the percentage of their total deposits the commercial bank must keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit. SLR: - known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a prescribed minimum proportion of its demand and time liabilities in the form of designated liquid asset. OR "Every bank has to maintain a percentage of its demand and time liabilities by way of cash, gold etc". BANK RATE: - is the rate of interest which is charged by RBI on its advances to commercial banks. When reserve bank desires to restrict expansion of credit it raises the bank rate there by making the credit costlier to commercial bank. OVERDRAFT:- It is the loan facility on customer current account at a bank permitting him to overdraw up to a certain agreed limit for a agreed period ,interest is payable only on the amount of loan taken up. PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime customers.