PO BOX 456

ALEXANDRIA VA 22313-0456

A WILLIAM SLOVENZ CHARLOTTE SLOVENZ PO BOX 2641 MERRIFIELD VA 22116-2641

ACCOUNT SUMMARY Account number xxxx xxxx xxxx 9249 New balance $2,657.58 None Minimum payment due Payment due date by 5:00 p.m. 04/21/11
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Please make your payment payable to:

PENFED CREDIT UNION

PENFED CREDIT UNION PO BOX 247080 OMAHA, NE 68124-7080
DATDFATADTDTDATTFAFDFFAFDFADDTTATFTFDTFDTATDDTTFAFFATDDATTTDTTFTT

Address Change? Check box. Print new address and telephone number on back of this form.

000000000026575843067910203992493
Detach the top portion and return payment using enclosed envelope to be received no later than 5:00 p.m. on the due date.Please use blue or black ink.

SUMMARY OF ACCOUNT ACTIVITY

Account Number Credit Limit Available Credit Cash Advance Limit Available Cash Past Due Amount Overlimit Amount xxxx xxxx xxxx 9249 $50,000.00 $47,342.00 $50,000.00 $47,342.00 $0.00 $0.00 Statement Closing Date Previous Balance Payments Other Credits Purchases Cash Advances Other Debits 03/24/11 $2,494.91 $500.00 $53.52 $686.17 $0.00 $0.00

+ + +

Fees Charged Interest Charged Questions? Call Cardholder Service Lost or Stolen Card
1-800-247-5626 1-800-556-5678 New Balance Days in Billing Cycle

+ +

$0.00 $30.02
$2,657.58 28

Please send billing inquiries and correspondence to:

PFCU VISA P.O. BOX 456 ALEXANDRIA,VA 223130456

Remit payment to:

PO BOX 247080 OMAHA, NE 68124-7080

PAYMENT INFORMATION
Minimum Payment Due $0.00 Payment Due Date Late Payment Date 04/21/11 05/06/11

Late Payment Warning:

If we do not receive your minimum payment by the date listed above, you may have to pay a late fee of up to $25.00 and your APR may be increased up to the penalty APR of 17.990%.

Minimum Payment Warning:

If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. The table is based on your standard minimum payment and does not include any past due and overlimit amounts. For example:

If you make no additional charges You will pay off the balance shown using this card and each month you pay on this statement in about... Only the minimum payment $91 19 years 3 years

And you will end up paying an estimated total of... $5,710 $3,270 (Savings = $2,440)

If you would like information about credit counseling services, call 1-866-853-2227.

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A WILLIAM SLOVENZ CHARLOTTE SLOVENZ

Account Number:

xxxx xxxx xxxx 9249

TO AVOID ADDITIONAL FINANCE CHARGES BEING APPLIED TO YOUR PURCHASES ON NEXT MONTH'S STATEMENT, PAY THE NEW BALANCE ON THIS STATEMENT IN FULL BY THE DUE DATE. TRANSACTIONS
Trans 02/25 02/26 02/26 02/25 03/01 03/03 03/05 03/06 03/06 03/06 03/07 03/11 03/12 03/12 03/17 03/17 03/21 03/22 03/22 03/22 03/22 00/00 Post 02/27 02/27 02/27 02/28 03/03 03/06 03/07 03/07 03/07 03/08 03/08 03/11 03/13 03/13 03/18 03/18 03/23 03/23 03/23 03/23 03/23 03/24 Reference Number 24445001THEYSJ3R1 24445001SHEY3BRTE 24445001S00570PFB 24071051SWPBR5KYB 24164071X6B19LNJY 24755421Z79DBMG82 246392321S66H94Z9 2444500218PLR9B8S 244450022004WA5TA 246104322232969T4 24692162200PSNZ64 74306792600XV9EVD 244450028HEY28E6Y 244450028006HNY3F 24610432Q03TE2J9K 24692162Q00KKZHL0 24755422H79JPA7KV 24445002J00578SG0 24445002J00578SJQ 74445002J00578SDJ 74445002J00578S7W Description JOHNNY ROCKETS ARLINGTON VA BJ WHOLESALE #0033 FAIRFAX VA BJ'S FUEL #9033 FAIRFAX VA I WORLD LOUISVILLE KY SAFEWAY STORE00013656 FAIRFAX VA IAD DULLES PAY AND GO 17 DULLES VA PARRISH SERVICES 703-3305748 VA BJ WHOLESALE #0033 FAIRFAX VA BJ'S FUEL #9033 FAIRFAX VA CHEESECAKE FACTORY #114 FAIRFAX VA APL*ITUNES 866-712-7753 CA CR. CARD PAYMENT ALEXANDRIA VA BJ WHOLESALE #0033 FAIRFAX VA BJ'S FUEL #9033 FAIRFAX VA NEX 060070 PENSACOLA FL BORDERS.COM 800-770-7811 MI IAD DULLES PAY AND GO 85 DULLES VA BJ WHOLESALE #0033 FAIRFAX VA BJ'S FUEL #9033 FAIRFAX VA BJ WHOLESALE #0033 FAIRFAX VA CREDIT BJ WHOLESALE #0033 FAIRFAX VA CREDIT PLATINUM CASH REWARD Amount 26.27 82.73 40.37 52.45 14.29 4.00 32.00 78.24 31.47 71.01 7.99 - 500.00 86.74 41.07 39.37 14.14 4.00 32.26 27.77 - 10.49 - 29.37 - 13.66

Fees TOTAL FEES FOR THIS PERIOD Interest Charged

03/24 03/24 03/24 03/24 Interest Charge on Purchases Interest Charge on Cash Advances

0.00
30.02 0.00

TOTAL INTEREST FOR THIS PERIOD 2011 Totals Year-to-Date

Total fees charged in 2011 Total interest charged in 2011 0.00 69.08

30.02

YOUR PLATINUM CASH REWARDS VISA GIVES YOU 5% CASH BACK ON GAS PURCHASES PAID AT THE PUMP, AND 1% CASH BACK ON EVERY OTHER QUALIFIED PURCHASE. EARNED 1% REBATE YEAR TO DATE IS 19.51 EARNED 5% REBATE ON GAS 16.78 EARNED 2% REBATE ON SUPERMARKETS .00

INTEREST CHARGE CALCULATION

Your Annual Percentage Rate (APR) is the annual rate on your account.

Type of Balance
Purchases Cash Advances Days in Billing Cycle:28

ANNUAL PERCENTAGE RATE (APR)

13.99% 13.99% (v) (v)

Balance Subject to Interest Rate

$2,574.95 $0.00

INTEREST CHARGE
$30.02 $0.00

Remaining Balance
$2,671.24 $0.00

(v) = Variable Rate

See reverse side of page1 for explanation of Interest Charge calculation. If on the billing cycle closing date shown above you have no previous balance for either purchases or cash advances after we apply payments and credits made during the billing cycle and if you pay the new balance shown above in full within 25 days of the billing cycle closing date (that is on or before the payment due date), you will not have to pay a INTEREST CHARGE on the new purchases shown above. However, cash advances continue to accrue interest charges until paid in full.

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A WILLIAM SLOVENZ CHARLOTTE SLOVENZ

Account Number:

xxxx xxxx xxxx 9249

NOTES OF INTEREST
TAKE ADVANTAGE OF PENFED'S LIMITED TIME BALANCE TRANSFER OFFER: 2.99% APR FOR THE FIRST 12 MONTHS! AFTER THAT, YOUR APR WILL BE YOUR CARDS' PURCHASE APR. NOTE: TRANSFER SUBJECT TO A 3% BALANCE TRANSFER FEE ($10 MINIMUM; $250 MAXIMUM). START SAVING TODAY! VISIT PENFED.ORG/XFR TODAY FOR COMPLETE DETAILS AND TO TRANSFER BALANCES, VISIT PENFED.ORG/CCXFR. IF YOU'RE IN THE MARKET FOR A NEW HOME, PENFED HAS MORTGAGE MONEY FOR YOU. YOU CAN CHOOSE FROM A WIDE VARIETY OF FIXED AND ADJUSTABLE-RATE MORTGAGES; VA LOANS TOO. WE ALSO OFFER JUMBO MORTGAGES FOR UP TO $4 MILLION. VISIT PENFED.ORG FOR COMPLETE DETAILS AND TO SEE TODAY'S GREAT MORTGAGE RATES. PENFED IS AN EQUAL HOUSING LENDER. HOW ARE SO MANY PENFED MEMBERS SAVING MONEY ON THEIR NEW OR USED AUTO PURCHASE? BY GETTING A LOW 2.99% APR PENFED LOAN AND USING PENFED'S CAR BUYING SERVICE! WITH THIS SERVICE YOU GET SUBSTANTIAL SAVINGS OFF MSRP, A GUARANTEED PRICE IN WRITING, AND A LOWEST PRICE GUARANTEE, AND MORE. LEARN MORE ABOUT PENFED'S CAR BUYING SERVICE AT PENFED.ZAG.COM.

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