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Download this Document for Free STATE BANK OF PATIALA REGIONAL OFFICE - III (DELHI) FORMAT - 'S' APPRAISAL MEMORANDUM Company: LALSONS ENTERPRISES Zone:DELHI - III Branch: MEERUT CITY Segment:C&I/ S I B/ AG L Industry: C&I Proposal: a) FRESH TERM LOAN AND CASH CREDIT FACILITIES b) c) Credit limits (existing & proposed): IN LACS Limits Existing Proposed Change SBP % CONS. SBP % CONS. SBP CONS. FB Total FBWC NIL NIL NIL 20 100 NIL 20 NIL Term Loan NIL NIL NIL 110 NIL NIL 110 NIL Total FB NIL NIL NIL 130 100 NIL 130 NIL FLCs NIL NIL NIL

NIL 100 Nil NIL Nil BGs NIL Nil Nil Nil Nil Nil Nil Nil Total NFB NIL NIL NIL NIL NIL NIL NIL Nil FB+NFB NIL NIL NIL 130 100 NIL 130 NIL TOTAL (FB+NFB) NIL NIL NIL 130 100 NIL 130 NIL Note: 1. That the proposal have already been sanctioned by Central Bank of India , Jail C hungi Branch on 11-03-2005 as follows: 1. CC (Hyp. of Stock) Rs. 10 Lacs 2. Term Loan Fresh Against Land Rs. 62.50 Lacs Against Building Rs.22.50 Lacs Rs. 85 Lacs The Party have already been taken up a term loan of Rs. 62.50 Lacs against land and the party had purchased a land measuring 2724.17 sq. mtrs valued Rs. 127 Lacs including stamp duty on 16-04-2005 and started his construction for building for setting up a Petrol Pump of Relian ce Industries Ltd. in their

supervision and direction. 2. We have canvassed the party to shift their proposal in our bank by offering the enhanced credit facilities as above . Our AGM Sh. Alreja Ji has also visited the site and satisfied with th e proposal and directed to go ahead. The proposal falls within the power ofDG M as i) FB/NFB/Total indebted is Rs. 130L acs or ii) Involves policy deviations or iii) Other reasons (specify) 1. Company profile : LALSONS ENTERPRISES 1.1 Address of the Regd. Office : 94-E, Jawahar Quarters, Begum Bridge Road, Meerut 1.2 Corporate office : 94-E, Jawahar Quarters, Begum Bridge Road, Meerut 1.3Const i t ut i on : Proprietorship Firm 1.4 Activity Dealer for Reliance Outlet* by setting up a petrol pump at Major Dhyan Chand Nag ar, Main Delhi Road, Meerut. Activity Dealer for Reliance Outlet* by setting up a petrol pump at Major Dhyan Chand Nagar, Main Delhi Road, Meerut. Group/promoters 1. Sh. Yogesh Chandra CEO Sh. Yogesh Chandra Date of Incorporation - August 1, 2004 Banking with us GROP Nil since/new connection*Take over from Central Bank of India, Jail Chungi, Meerut EXPOSURE Date of last FB 130 Lacs Renewal :Not Applicable NFB Nil Total 130 Lacs * New unit or takeover to be mentioned 1.5 Mfg. Units/locations at: Major Dhyanchand Nagar, Main Delhi Road, Meerut 1.6 CRA (WC/TL)/Pricing) : CRA and pricing are as per circular no. dated Working Capital

Term Loans Existing Proposed Existing Proposed CRA N.A. As per circular no. Dated N.A. As per circular no. Dated Pricing (Fixed / floating) Other ratings, if available 1.7 IRAC status i) Advances : Standard as on 30-06-2005 ii) Investments : 2. Financial arrangement : Sole Banking (Sole banking/consortium/multiple banking) 2.2 If consortium/MBA - Name of the lead bank/major bank : Not Applicable Names of other banks & their shares 2.3 Indebtedness/Exposure (Rs. In Lacs) Indebtedness Existing Proposed Fund based Cash Credit (Stock) Nil 20 Sub Limit Cash Credit Book Debts (on older than 30 days) Nil 10 Term Loan Nil 110 Non fund based Nil Nil Total (indebtedness) Nil 130 Investments Nil Leasing Nil Total (exposure) Nil 130 2.4 Position regarding prudential exposure limits of RBI (if applicable) 2.5 Position of Account (s) : Standard as 30.06.2005 Proposal

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