R.

Kadam
Insurance Solution Provider

Mr Jayesh. Ingole

Dated :

Money-Back With Profits Presentation

Highlights

The best thing to save for old days : Self Respect

The best way to save for old days : LIFE INSURANCE

12/06/2011

R. Kadam
Mr Jayesh. Ingole (20 Yrs)

There is no substitute for Life Insurance

R. Kadam
Mr Jayesh. Ingole (20 Yrs)

Insure and be secure

Life Insurance For Security And Peace Of Mind

R. Kadam
Mr Jayesh. Ingole (20 Yrs)
Presentation
Summary Details
SNo

Date ofPlan
Description
Commence

Name of Plan

Term

Amount

PPT

Mode

Sum Assured

Description

Accident Premium
Bonus /
AmountG.A*
Benefit

Maximum
Risk Cover
(Normal) With Profits 3,56,000.00
1 12/06/2011
75
Money-Back
20

Returns
+ Survival
20 (Maturity
Yly
2,00,000 Benefit)
2,00,000

3,64,000.00
12,458
39.0

Total
Maximum Risk Cover
(Accident)

2,00,000
2,00,000
Accoumulated Amt. Under
Annuity
Plans

12,458

Total Premium
AnnualPaid
Premium,

5,56,000.00

2,49,160.00
Compounded
Value of Returns
Risk Cover &
Loan Availability
Table*

0.00

12,07,483.00

Less : Tax Saved

51,320.00
Addition Gain by Loan Recycling
0.00
The below table shows the Annual Premium Paid, Risk Cover, Returns & Loan Availability at the end of each year. The Tax saved is
calculated
@ 20.60%
Net
Premium
1,97,840.00
Net Amount in hand 12/06/2031
12,07,483.00
Date

Age

Risk Cover
Normal

Accident

Annual
Premium

Tax Saved

Nett.
Premium

Returns From
LIC

Surrender
Value

Yield (With tax benefit)

12/06/2011 21
2,07,800
4,07,800
12,458
2,566
9,892
0
0
12/06/2012 22
2,15,600
4,15,600
12,458
2,566
9,892
0
0
12/06/2013 23
2,23,400
4,23,400
12,458
2,566
9,892
0
12,913
Returns
From LIC4,31,200
12/06/2014
24
2,31,200
12,458
2,566
9,892
0
24,338
12/06/2015 25
2,39,000
4,39,000
12,458
2,566
9,892
0
28,557
12/06/2016
26
2,46,800
4,46,800
12,458
2,566
9,892
40,000
19,681
Sum Assured
2,00,000
12/06/2017 27
2,54,600
4,54,600
12,458
2,566
9,892
0
28,794
Bonus
1,56,000
12/06/2018 28
2,62,400
4,62,400
12,458
2,566
9,892
0
39,192
Final Additional Bonus
8,000
12/06/2019 29
2,70,200
4,70,200
12,458
2,566
9,892
0
51,035
12/06/2020 30
2,78,000
4,78,000
12,458
2,566
9,892
0
58,384
The 12/06/2021
Following Graph
the Total 4,85,800
Premium paid, likely
Amount receivable
on Normal
& Accident 46,846
Claim
31 shows
2,85,800
12,458
2,566
9,892 Claim
40,000
during
the
term
of
the
policy.
12/06/2022 32
2,93,600
4,93,600
12,458
2,566
9,892
0
60,557
12/06/2023 33
3,01,400
5,01,400
12,458
2,566
9,892
0
76,002
12/06/2024 34
3,09,200
5,09,200
12,458
2,566
9,892
0
93,503
12/06/2025 35
3,17,000
5,17,000
12,458
2,566
9,892
0
1,04,959
12/06/2026 36
3,24,800
5,24,800
12,458
2,566
9,892
40,000
97,137
12/06/2027 37
3,32,600
5,32,600
12,458
2,566
9,892
0
1,21,194
12/06/2028 38
3,40,400
5,40,400
12,458
2,566
9,892
0
1,48,783
12/06/2029 39
3,48,200
5,48,200
12,458
2,566
9,892
0
1,80,378
12/06/2030 40
3,56,000
5,56,000
12,458
2,566
9,892
0
2,03,663
12/06/2031 41
0
0
0
0
0
2,44,000
0
Total

2,49,160

51,320

1,97,840

3,64,000

*Liable to change according to Government / Corporation Policy

Calculation includes Bonus and Final Additional Bonus available to the plan as on today.

Insure now,Death
not because
is sure,you
butare
time
to isdie,
uncertain
but they are to live

Total Loan
Available

8.84
0
0
9,750
20,000
23,500
15,500
23,500
32,750
43,000
49,500
38,750
51,000
64,750
80,250
90,250
82,750
1,04,000
1,28,500
1,56,500
1,76,750
0