ANNEXURE-II

Schedule on Production, sale ,Expenditure and recovery

1 Production,
2 Cost of Paddy @
Rs 650 per
quintalseed,
3 Good
4 Sale of good
seed, quintal
5 Quantity remain
unsold, quintal
6 Quantity being
sold next year,
quintal
quantity
7 Total
sold(4+6), quintal
8 Year-wise sale of
good seed,
9 quintal
Value Realized
from sale of good
seed (@ Rs 1100
per quintal) in
Quantity of
10 lakhs
undersize, quintal
11 Value realized
from undersize
(@ Rs 500 per
quintal) in lakhs
12 Realization
(9+11) in lakhs

Year
2006-07
2007-08
2008-09
2009-10
Rabi Kharif Rabi Khari Rabi Khari Rabi Khar
f
f
if
3050 2850 3350 3110 3700 3380 4060 3680 4580
19.83 18.53 21.78 20.22 24.05 21.97 26.39 23.92 29.77

2005-06
Rabi Kharif

2745 2565
2000 2565
Not considered

S. Particulars
no

745
-

3015 2799
2100 2799

915

745

915

2000 3310

2010-11
Rabi Khar
if
3680 4580
23.9 29.7
2
7
3330 3042 3654 3312 4122 3312 4122
2300 3042 2600 3312 3000 3312 3000
1030

2100 3714

2011-12
2012-13
Rab Khari Rabi Kharif
i
f
368 4580 3680 4580
23.9 29.77 23.92 29.77
2
331 4122 3312 4122
331 3000 3312 3000
2
1122 1122
1122

1054

1122

1030

1054

1122

112
2
2300 4072 2600 4366 3000 4434 3000 443 3000
4

1122
4434

2013-14
Rabi Khari
f
3680 4580
23.9 29.77
2
3312 4122
3312 3000
-

1122

1122

3000 4434

3000

2000

5410

6014

6672

7366

7434

7434

7434

7434

22

59.51

66.15

73.39

81.03

81.77

81.77

81.77

81.77

244

496

545

595

661

661

661

661

661

1.22

2.48

2.72

2.98

3.30

3.30

3.30

3.30

3.30

23.22

61.99

68.88

76.37

84.33

85.08

85.08

85.08

85.08

ANNEXURE-I
SCHEDULE OF OPERATIONAL EXPENSES
(Rs. In Lakhs)
S.N PARTICULARS
O.
1
2

200506

2006- 2007-08 2008-09

07

YEARS
2009- 2010-11
10

2011-12

2012-13

2013-14

Raw paddy
Certification &
packing material @
Rs 40 per quintal on
90% produce
Seed processing
(Electricity & labour
@ Rs 12.50 per
quintal on 90%
Salary @ Rs 5000 for
manager & 3000 for
accountant

19.83
1.10

40.30
2.23

44.27
2.45

48.36
2.68

53.69
2.97

53.69
2.97

53.69
2.97

53.69
2.97

53.69
2.97

0.34

0.70

0.77

0.84

0.93

0.93

0.93

0.93

0.93

0.3

0.6

0.96

0.96

0.96

0.96

0.96

0.96

0.96

Insurance @ 0.5% of
capital cost

0.2

0.2

0.2

0.20

0.2

0.2

0.2

0.2

0.2

Repair &
maintenance @1%
on capital cost
Administrative &
general overheads (1
% of turn over)

0.4

0.4

0.40

0.4

0.4

0.4

0.4

0.4

0.23

0.62

0.69

0.76

0.84

0.85

0.85

0.85

0.85

Selling & promotional

expenses (1% of turn
over)
Dealer Commission
8% of total Sale

0.23

0.62

0.69

0.76

0.84

0.85

0.85

0.85

0.85

1.86

4.96

5.51

6.11

6.75

6.81

6.81

6.81

6.81

24.09

50.63

55.93

61.07

67.59

67.66

67.66

67.66

67.66

8
9

Total

s.no particulars
1 Cost:Land Cost
i) machinary
ii) Building
Total cost
2 Benefit from
3 Operating
expenses
4 Net Benefit
5 Interest
6 Depreciation
7 Corporate
tax +
Surcharge( 3
3% on Net
benefit- int.
Dep.
8 &
Net
Benefit (
after
corporate
tax +
9 DF
@ 30%
Surcharge)
Present
worth
NPW @ 30%
10 DF @ 25 %
Present
NPW @ 25 %
11 IRR

Table 12. CASH FLOW CHART

(Rs. In Lakhs)
2005-06 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14

15.20
25.00
40.20
23.22
24.09

61.99
50.63

68.87
55.93

76.36
61.07

84.33
67.59

85.07
67.66

85.07
67.66

85.07
67.66

85.07
67.66

-0.87
3.96
0.00
0

11.36
3.51
2.75
0

12.94
3.27
2.52
0

15.29
3.04
2.36
0

16.74
2.35
2.18
4.03

17.41
2.00
2.12
4.38

17.41
1.65
1.96
4.55

17.41
1.18
1.82
4.75

17.41
0.59
1.68
5.00

-0.87

11.36

12.94

15.29

12.71

13.02

12.85

12.65

12.41

-41.07

0.77
8.75

0.59
7.63

0.46
7.03

0.35
4.45

0.27
3.52

0.21
2.70

0.16
2.02

0.12
1.49

-41.07

0.8
9.09

0.64
8.28

37.68-41.07= - 3.39
0.51
0.41
0.33
7.80
5.21
4.30
42.77-41.07=(1.70)

0.26
3.34

0.2
2.53

0.17
2.11

= 25 + (5x1.70/5.09)
= 25 + (8.5/5.09)
= 25 +1.67
= 26.67

SCHEDULE OF REPAYMENT
Margin 4.20 lakhs
Loan 26
Subsidy (GOI) - 10 lakhs (Back-ended)

Year

2005200620072008200920102011201220132013Total

Interest rate on L.T.L. = 11

Interest rate on S.T.L. = 11.
Total Project Cost = 40.20 Lakhs
(Rs. In L
Disbur Out
Intere Interest Inter Benefit Operati Corporat Net
Principal Repaym Defere Total Net
D.S.C.R
standing st on on
sest
from
ng
e Tax+ Benefit Repaym ent
d
Out
Surplu . (A/B)
ement at
L.T.L. S.T.L.
charg sale
expens Surchar (A)
ent
Interest Interes going s
beginnin
e on
es
ge
t
(B)
g
of
year
36
36 3.06
0.9
26 23.22 24.09
-0.87
0
0
3.96
0.00 -0.87
0.00
36
34
32
30
27
24
20
15
10 -

3.06
2.82
2.59
2.35
2
1.65
1.18
0.59

0.45
0.45
0.45
0
0
0
0
0
0-

26
24
22
20
17
14
10
5

61.99
68.87
76.36
84.33
85.07
85.07
85.07
85.07

50.63
55.93
61.07
67.59
67.66
67.66
67.66
67.66

4.03
4.38
4.55
4.75
5.00

11.36
12.94
15.29
12.71
13.02
12.85
12.65
12.41

2
2
2
3
3
4
5
5
10.0
36

7.47
3.27
3.04
2.35
2
1.65
1.18
0.59
0
21.55

9.47 1.89
5.27 7.67
5.04 10.25
5.35 7.36
5.00 8.02
5.65 7.20
6.18 6.47
5.59 6.82

1.20
2.45
3.03
2.38
2.60
2.28
2.05
2.22

Average D.S.C.R. = 2.28