GOAL

Make Prudent Financial Management A Way of Life

MODULES

At the end of this lesson, student should be able to: -Dene the nancial basics. -Categorize your nancial -Examine your living expenses.

Financial Basics

At the end of this lesson, student should be able to: -Investigate your nancial strategy -Formulate the appropriate way based on you income. -Manage your nance

Manage Your Finance

Financial Advise

Living Expenses
At the end of this lesson, student should be able to: -Identify the living expenses. -Analyse the montly cash ow. -Assess the understanding on living expenses vs cash ow

Managing Debt
At the end of this lesson, student should be able to: -Analyse your debt. -Revise the nancial expenditure. -Formulate ways to reduce your debt.

Using Credit Cards

At the end of this lesson, student should be able to: -Describe the purpose of having a credit card. -Construct the right skill of using credit card.

Budgeting
At the end of this lesson, student should be able to: -Design the future budget. -Identify the need based on income.

Building Wealth
At the end of this lesson, student should be able to: -Describe the building wealth. -Justify the step of building wealth -Construct your future wealth.

Surplus Fund
At the end of this lesson, student should be able to: -Describe what is Surplus Fund. -Relate the Surplus Fund with daily life -Compose your Surplus Fund.

LESSON

At the end of this lesson, student should be able to: -Analise the sign that you need nancial advise. -Dirientiate between your need and want

TOPICS

At the end of this lesson, student should be able to: -Identify the sign that you need nancial advise.

Sign that You Need Financial Advise

At the end of this lesson, student should be able to: -Identify living expenses based on income.

Identify Living Expenses

At the end of this lesson, student should be able to: -Identify your debt.

Analyse Your Debt

At the end of this lesson, student should be able to: -Describe the purpose of using credit card.

Using Credit Card

At the end of this lesson, student should be able to: -Identify your budget

What is Budget

At the end of this lesson, At the end of this lesson, student should be able to: student should be able to: -Describe what is wealth -Describe what is Surplus Fund

What is Wealth

What is Surplus Fund

At the end of this lesson, student should be able to: -Relate the sign with your nancial management

Sign 1

At the end of this lesson, student should be able to: -Relate the sign with your expenditure

Sign 2

At the end of this lesson, student should be able to: -Analyse the monthly cash ow -Assess the understanding on living expenses vs cash ow Creat Account At the end of this lesson, student should be able to: -Creat the account of living expenses.

Monthly Cash Flow

At the end of this lesson, student should be able to: -Revise the nancial expenditure to reduce debt.

Revise Expenditure

At the end of this lesson, student should be able to: -Construct the right skill of using credit card.

Tips Using C.Card

At the end of this lesson, student should be able to: -Formulate ways to reduce your debt.

Reduce Your Debt

At the end of this lesson, student should be able to: -Plan way in cutting o your credit card from your wallet

Cut o Credit Card

At the end of this lesson, student should be able to: -Identify your budget based on income.

Budget by Income

Surplus Fund in Life At the end of this lesson, student should be able to: At the end of this lesson, student should be able to: -Apply the knowledge to -Relate the Surplus Fund your nancial plan with daily life expenditure Creat Surplus Fund At the end of this lesson, student should be able to: At the end of this lesson, student should be able to: -Justify step in building -Compose your own wealth Surplus Fund Surplus Fund in Life At the end of this lesson, student should be able to: At the end of this lesson, -Generate the step to the student should be able to: -Generate Surplus Fund nancial management in your nancial mngmnt.
At the end of this lesson, Review Question student should be able to: At the end of this lesson, -Construct the future student should be able to: wealth. -Assess the plan. -Review account.

Plan Wealth

Step 1

At the end of this lesson, student should be able to: -Relate the sign with your your need and want

Sign 3

At the end of this lesson, student should be able to: -Revise the account base on prudent cash ow.

Finalise Account

At the end of this lesson, student should be able to: -Justify the way in manage your debt.

Review Question

At the end of this lesson, student should be able to: -Assess the understanding of your credit card usage.

Review Question

At the end of this lesson, student should be able to: -Design your monthly budget

Creat your Budget

Step 2

At the end of this lesson, student should be able to: -Design the future budget.

Future Budget

Step 3