GOOD FUNDS AGREEMENTS Updated January 2009 FINANCIAL INSTITUTION/ LENDER FEDERALLY INSURED SPECIAL INSTRUCTIONS

Accubanc Mortgage Corp.

Pacific SouthwestBank FSB (214)880-6865 (214)953-4440 (214) 880-6894 Jimmy Hooker Gina Holloway Jeff Vance Bank One Texas, NA Lisa Hampton (214) 290-6171 Gloria Sadler Bill Hudson (214) 290-6063 Linda Hurt (214) 290-6124

Aegis Mortgage Corporation

Pacific SouthwestBank, FSB (214) 841-8865 (214)841-8631 (214) 841-8894 Bank One Texas N.A. (214) 2909-6082 (214) 290-6069 (FAX) Gloria Sadler Bank United (713) 543-6886 (713) 543-6022 (fax) Teresa Earley

Alliance Mortgage Company

The Bank of New York Karen Brennan Asst. Supervisor of ARP Dept. (302) 454-6066 Jen Russell Reconciler (302) 454-6260

Allied Mortgage Corporation

Pacific Southwest Bank, FSB (214)841-8865 (214)841-8631 (214) 841-8894 Jimmy Hooker Gina Holloway Jeff Vance Coastal Banc Savings Assoc. J.T. Duncan,Jr. (713) 260-6817 Elizabeth Boore (713) 260-6816 Gary Garrett (713) 260-6817

AmCap Mortgage, Ltd. (formerly American Capital Funding Corporation)

Washington Mutual

Bank One, NA Designee for Transaction Code #: First Collateral Services, Inc. 925.949.4914

Franklin Bank 9800 Richmond Ave Houston, Texas 77042 713.339.8980 Teresa Earley American Capital Funding Corp. Bank United (713) 543-6483 Lori Ogburn

American Financial Mortgage Corp.

Pacific Southwest Bank FSB (214) 880-6842 (214) 880-6848 (214) 880-6894 Justin Jordan Lydia Hooten Gina Holloway

American Mortgage Residential Bank, N.A.

Texas Commerce (713) 236-5370 (713) 236-5375 Sandra L. McGarity Estha O. Fowler

American Western Mortgage Co. Of Colorado

Colorado National Bank Mortgage Banking Operations Reservation Line (303) 585-7400 Norwest Bank Colorado, N.A. (303) 863-2759

America's Home Mortgage Corp.

Houston Savings Assoc. (713) 840-9626 Deanna Gaytan Robin Lyons Chaille Pearson Marcella Touchstone Billye Scott Lou Ann Hartman Lawrence J. Trevino

America's Mortgage Source

Houston Savings Bank FSB (713) 840-9626 Deborah Darby Paula Batiste Moten

Leticia Smith Roshunda Parker Apex Funding Corp. Bank United, FSB (713) 543-6483 Jolene Taylor

Banc One Mortgage Co.

Bank One Texas, N.A. (214) 747-1986 Jackie Duhon Bank One Indianapolis, N.A. Dallas: (214) 747-1886 Wanda Holcomb Sheri Carter Joyce Hulsey Houston: (713) 623-8989 Sharon Gill Judy Bojan

Bancorp

Franklin Federal 512-479-3206 Bradley N. Rife David Roberts

Bank One Texas

Plaza Savings & Loan Assoc. (714) 571-4600 (714) 564-3000 Music Sprouse Lulu Tsai Melody Nave

Bankers Financial Group, Inc.

First Savings Bank F.S.B. Tamara Hambright, Sr. V.P. Dana Ladd 817.265.5324 Bank One 300 South Riverside, 18th Floor IL 1-0196 Chicago, Il. 60670-0196 Warehouselending.com Michelle Zapata Adalberto Contreras Angela Smith Jeanette Filosa Houston Savings Assoc. (713) 843-7300 Valerie Busch Lou Ann Hartman Michele Joubert Tonya Lewis Chase Bank of Texas, N.A. Dallas Office: Virginia Roberson (214) 965-2252 Charles Mastin (214) 965-2228 Bilivian Turner (214) 965-2045

Broad Street Mortgage Corp.

Houston Office: Valerie Gardner (281) 775-5493 Tabita Nimigian (281) 775-5467 Bob Bach (281) 775-5485 C-21 Mortgage Corp. Security Pacific (213) 345-9657

Annette Dinh (213) 345-4713 Nancy Heimbichner (213) 345-5779 Beckie Rodriquez (213) 345-5907 Dick Bell Capital Assistance Corporation, a Texas Corporation dba Houston Capital Mortgage Sterling Bank Isabel Villagomez Grace Hernandez Sally LaFuente Karen Templeton

713.507.2153 713.507.2328 713.507.7147 713.507.2112

Sanderson State Bank 915.345.2511 Robert Weyerts Jeri Rubio Ana Barron Capital Farm Credit, FLCA Chase Bank of Texas, N.A. (512) 479-2261 (512) 479-2773 (512) 479-2283 (512) 479-2720 Cindy Alvarado Leslie Mendoza Denise Bond Larnell Camus Capital Standard Mortgage Charter NationalBank-Houston 692-6121 ext. 358,359 & 355 Diane Baker Monica Archer Terecca Jenkins

Capitol Mortgage Bankers

Capitol City Savings (713) 895-7199 (512) 478-1607 Austin: Andy Barnes Joyce Fisher Sherry Williams Angie Kol Dallas: Karen Smith Michelle Harris Ft. Worth: Nancy Griffin Maudien Bramfield Houston: 713895-7199 Christine Poyner Cleo Slagle San Antonio: Steve Frederick Paula Haverda Corpus Christi: Sharon Rives Cheryl Carpenter Killeen: Melinda Smith Guaranty FederalSavings Bank (512) 329-3161 ext. 1150

Ms. Ramona Lundy Capitol Standard Mortgage Houston Savings 623-9900 623-9914 623-9915 623-9908 Billye Scott Cynthia Kline-Schulmann

City Bank Mortgage

City BankTexas Lubbock, Texas

Classic Home Lending Colonial Mortgage Co.

Colonial Bank 407-835-6700 Colonial Mortgage Co. (Colonial Bank) (713) 869-7756 Kathie Dowler Denise Wilson

Colonial Savings & Loan Assoc.

Colonial Savings & Loan Assoc., (817) 429-9333 (817) 390-2000 (817) 877-9089 Tami Schuster Marie Knight

Columbia National, Inc.

The Bank of New York Karen Brennan Asst. Supervisor of ARP Dept. (302) 454-6066 Jen Russell Reconciler

(302) 454-6260

Comerica Bank

FC Lending Patricia Cvornyek (313) 222-6111 Georgette Rivera (313) 222-5285

Comerica Bank

First Continental Mortgage, Ltd. Patricia Cvornyek (313) 222-6111 Georgette Rivera (313) 222-5285

Community Home Loan

Regions Bank (Regions Funding) 6520 Powers Ferry Rd. Suite 200 Atlanta, Ga. 30339

Compufund Mortgage Corp.

Houston Savings Assoc. (713) 840-9626 Billye Scott Lou Ann Hartman Lawrence J. Trevino Ida Minor

Concorde Acceptance Corp.

Bank One Julie Nickles 800.247.6104

Cornerstone Mortgage

Sun Savings Assoc. (713) 796-0786 Debbie Phillips John Lewis Lee Brochu Franklin Federal Bancorp (512) 477-5000 Kenneth L. Anderson Houston Savings

(713) 623-9900 Larry Trevino Bank One, Texas N.A. (713) 751-6952 O.J. Padilla, Jr. Carnella Grisby Todd Fuller Charter National Bank (713) 622-7500 Steve Jones Diane Baker University National Bank of Galveston (713) 696-4719 Unal Baysal Bank United (713) 543-6483 (713) 543-6022 (fax) Brenda Thomas Teresa Earley

First National Bank of Omaha 402.498.5336

Washington Mutual 713-543-6141

Colonial Bank 407-835-6700

Cram Mortgage Service, Inc.

Texas Commerce Bank, N.A. (214) 922-2265 (214) 922-2242

Linda Crim Martha Hanna

Countrywide Bank, FSB

FC Lending, Ltd. 800-669-2955

Countrywide Bank, FSB

First Continental Mortgage, Ltd. 800-669-2955

Davis-Penn Mortgage Co.

AmWest Savings Assoc. (214) 419-3369 (214) 419-3406 (214) 419-3382 Tammi J. Wade Blanca Trevino F. Scott Crandall Keri Greathouse Charter National Bank Mortgage Desk 696-4709 696-4712 696-4739

Empire of America Realty

Chemical Bank Credit (716) 852-5280 Frances Ostowski William C. Kane Joan H. Stapey John F. Furey

Equitable Mortgage Corp.

Citizens Fidelity Bank & Trust (502) 581-7434 (502) 581-7432 James B. Gulick - Sr. VP Theresa Early - Adm. Off.

Valarie Porter - Sec. Equity Secured Investments Coastal Banc, SSB (713) 435-5000 Elizabeth Moore (713) 435-7825 Maurk Thomas (713) 435-7862 Chester R. BeShears (713) 435-7875 Bank United (713) 543-6886 Teresa C. Earley Brenda Thomas ESI Mortgage LP Eustis Mortgage Corp. Bank One, NA 925.949.4914 First National Bank of Commerce (504) 561-1844 Lantz Harvey

National City Bank of Kentucky Cheryl Taber 502.581.5450 Express America Mortgage Corp. Texas Commerce Bank, N.A. (214) 922-2262 (214) 922-2228 Linda Crim Charles Masti Mary Ann Carter Farm Credit Bank of Texas Texas Commerce Bank - Austin, NA (512) 479-2484 (512) 479-2485 (512) 479-2486 Lorenzo Diaz

Janie Dominquez Leslie Mendoza Mike Green Kay Kennedy Regina Davis

Fieldstone Mortgage

Bank One, N.A. (877-389-1522) Marquita Hughes

First Continental Mortgage Co.

Houston Savings Assoc. (713) 840-9626 Paula Moten Deborah Hutchins Felicia Liles Ray Banks, Jr. Chase Bank of Texas, N.A. Dallas Office: Virginia Roberson (214) 965-2252 Charles Mastin (214) 965-2228 Houston Office: Valerie Gardner (281) 775-5493 Tabita Nimigian (281) 775-5467 Bob Bach (281) 775-5485 Main Street National Bank (281) 593-1765 David A. Bubier

Sherra Morris First Continental Mortgage, Ltd. JP Morgan / Chase, N.A. 312-732-3776 Franklin Bank, SSB 713-339-8900 Jennifer Mallet Brenda Ballou Garret Hagendorf First Home Mortgage, Inc. Citizens Bank & Trust Co. (713) 427-5771 Bill Duplantis Pam Johnson Conrad Magouirk Wilma Hayes Charter Bank (713) 692-6121 Becky Dozier Unal Baysal E. Terecca Jenkins

First Houston Mortgage

Texas Capital Bank, N.A. Ian M. Wright Asst. Vice President

Bank One 300 S. Riverside Plaza Chicago, IL. 60670 Designee for Transaction Code #: First Collateral Services, Inc. 1855 Gateway Blvd. Suite 800 Concord, California 94520-8441 925.949.4914

Guaranty Federal Bank, FSB Jill Fallows (214-360-1681) Trina Norice (214-360-5929) Vivian Henninger (214-360-2804) Ronny ONeal (214-360-4802) Judi Flusche (214-360-2782)

First National Security Corp. Assoc.

Houston Savings (713) 840-9626 Billye Scott Lou Ann Hartman Lawrence J. Trevino Ida Minor Coastal Banc, SSB

First Security Savings Bank

First Security Savings Bank (800) 945-7700 (313) 352-7700 Denise Donnellon Marie Ralko Audrey G. Walters

Fleet Mortgage Corp.

Bank One, Texas (214) 290-2319 Martha Martin (214) 290-2961

Jane Downs (817) 884-3276 Theresa Bacak

Fleet Real Estate Funding Corp.

Bank One, Texas Martha Martin (214) 290-2319 Jane Downs (214) 290-2961

Foremost Mortgage Company, LLC.

Houston Savings Bank, FSB (713) 840-9626 Alanda Rhodes Sarah Adeyinka Jack C. Brown Valeria Busch Deborah Darby

Fort Worth Morgage Corp.

Colonial Savings & Loan Assoc. (817) 429-9333 (817) 390-2000 (817) 877-9089 Tami Schuster

Franklin American Mortgage Company

SunTrust Bank, Central Florida Michelle Butt 407-237-2448 Joyce Schultz 407-237-5715 Shari Kennedy 407-237-5724 Gabrielle Giest 407-237-2443 Michelle Carroll 407-237-5726

Melanie Carrington 407-237-2446 Bank United (713) 543-6483 (713) 543-6498 (713) 637-3499 Stephanie Johnson Melanie Carrington Lori Ogburn Colonial Bank (407) 835-6623 (407) 835-6629 (407) 835-6635 Michelle Carroll Kathy Browning Teri Holt Gates Group, Inc. dba Assurance Mortgage Texas State Bank Bruce Barclay 713.881.0622 Ann Patin 713.881.0625 JoAnn Horace 713.881.0655 (713) 623-9900 (713) 623-9914 Billye J. Scott Larry Trevino GreenPoint Mortgage First Union National Bank of North Carolina 1-800-222-3862 Advise Person answering phone that you are calling for an authorization number for GreenPoint Mortgage Corp. Available between 7 a.m. and 7 p.m. Greenwich Capital Mortgage Texas Commerce Bank, N.A. (713) 236-5370 (713) 236-5375 Sandra L. McGarity Estha O. Fowler

Greater Houston Financial Services

Groves Funding

Washington Mutual Bank Blanca Gonzales 713.543.6483 Tracy Ramby 713.543.6058 Bank One For Transaction Code Number call Countrywide Warehouse Lending 800-669-2955

Guaranty Residential Lending, Inc.

Guaranty Bank Ramona Lundy 512.434.8308 Joann Meadows 512.434.8309

Guardian Mortgage Co., Inc.

Colonial Bank-Dallas (214) 969-1999 Kaye Richardson Debbie Brown Kevin Smith Sandra Johnson

HCM Mortgage d/b/a Houston

Houston Savings Assoc. 840-9626 Deanna Gaytan Mike Farrell Chaille Pearson Marcella Touchstone Billye Scott Lou Ann Hartman Lawrence J. Trevino Ida Minor

HMC Home Mortgages Co. a wholly owned subsidiary of American Fidelity, Inc.

The Chase Manhattan Bank Kimberly Brown 713.427.6493 Tabita Nimigian 713.427.6467 Sandra Choate 713.427.6358 Nga Tieu 713.427.6463 Shemeka Tucker 713.427.6382 Rosemary Cadena 713.427.6468

Hamilton Financial

The First National Bank of Chicago 1-800-556-0342 George N. Silca

Hammersmith Financial Corp.

Coastal Banc Savings (713) 260-6817 J.T. Duncan, Jr. (713) 260-6816 Elizabeth Moore (713) 260-6811 Gary Garrett

Harbor Financial Corp.

Texas Commerce Bank, N.A. (713) 236-5375 (713) 236-5370 Sandra McGarity Estha O. Fowler Coastal Banc Savings (713) 260-6817 J.T. Duncan, Jr. (713) 260-6816 Elizabeth Moore

HMC Home Mortgage Co Subsidiary of American Fidelity, Inc. Holland Mortgage Corp.

The Chase Manhattan Bank Valeria Gardner (713)427-6493 Tabita Nimigian (713) 427-6467 Bank One Texas, N.A. (214) 290-6082

Gloria Reed (214) 290-6076 Sarah Lee Murphy (713) 290-6074 Nadine Breeland Wallis State Bank (713) 840-7585 Israel G. Villarreal James E. Smith Home Loan Corporation Charter Bank Houston 696-4709 696-4708 696-4705 Diane Baker Monica Archie Terecca Jenkins Colonial Bank (407) 481-2959 (407) 481-6623 (407) 481-6629 Catherine Kissick Michelle Carroll Kathy Browning Bank One Texas, N.A. (713) 751-6116 Carnella Grisby

Bank One, NA Julie Nickles 800.247.6104 Pacific Southwest Bank, FSB (214) 233-6000

Marilyn Haubrich Fred H. Stephens Houston Savings Assoc. 840-9626 Deanna Gaytan Chaille Pearson Marcella Touchstone Michael Farrell Matthew Jackson Billye Scott Lou Ann Hartman Lawrence J. Trevino University National Bank of Galveston (713) 696-4739 (713) 552-8445 Unal Baysal Carnella Grisby PNC Mortgage Bank, Janet Arnold (847) 918-5312 Joanne Holstrom (847) 918-5107 Karyn Cassano (847) 918-5315 Donna Owens (847) 918-5314 PNC Bank, Kentucky, (502) 581-7434 (502) 582-7432 Denise Witten Bank United

(713) 543-6483 Heather Bradford Tracy Ramby Teresa Earley

Home Mortgage Consultants, Inc. Houston Savings Bank, FSB (713) 840-9626 Debora Darby Paula Moten Leticia Smith Roshunda Parker Chase Bank of Texas, N.A. Dallas Office: Virginia Roberson (214) 965-2252 Charles Mastin (214) 965-2228 Houston Office: Valerie Gardner (281) 775-5493 Tabita Nimigian (281) 775-5467

Home Mortgage Inc.

First Bank Havre Jerry Davis (303) 585-4267 Jeanne Sarndon (303) 585-4975 Karen Reese (303) 585-6527

Hometown America Inc.

Texas Capital Bank. NA 214.706.6753 Elvia Duarte 214.706.6754 Carole Gray 214.706.6751 Tamara Williams

Hometown Mortgage Co., Inc.

Flagstar Bank 517.787.9700 x-1038 Kara Neilsen 517.787.9700 x-1079 Colleen Starkey Charter Bank Houston 696-4709 696-4712 696-4739 Oscar M. Molina Isabelle Garcia Betty Workman Coastal Banc Savings Assoc. (713) 785-9700 J.T. Duncan, Jr. Gary Garrett Elizabeth Moore Colonial Bank 201 E. Pine St. #730 Orlando, Fl. 32801 Houston Savings Association (713) 623-9900 Challie Pearson Rosenberg Bank & Trust (713) 980-8100 (713) 980-2309 Linda Pyles SouthTrust Bank, N.A. (205) 254-6706 Amy J. Nunnelely

Home Trust Company

Chase Bank of Texas, N.A. Dallas Office: (214) 965-2252 Virginia Robertson (214) 965-2228 Charles Mastin Houston Office (281) 775-5493 Valerie Gardner (281) 775-5467 Tabita Nimigian (281) 775-5485 Bob Bach

Houston Capital Mortgage

Houston Savings Association (713) 840-9626 Deanna Gaytan Robin Lyons Chaille Pearson Marcelle Touchstone Billye Scott Lou Ann Hartman Lawrence J. Trevino Houston Savings Bank (713) 840-9626 Paula Moten Deborah Hutchins Leticia Smith Roshunda Parker

Chase Bank of Texas, N.A. Dallas Office Virginia Roberson (214) 965-2252 Charles Mastin (214) 965-2228 Houston Office Valerie Gardner (281) 775-5493 Tabita Nimigian (281) 775-5467 Texas State Bank Bruce Barclay 713.881.0622 Ann Patin 713.881.0625 JoAnn Horace 713.881.0655 Sanderson State Bank 915.345.2511 Robert Weyerts Jeri Rubio Ana Barron Allegiance Bank Trenda Zimmermann 281-894-3216 Terecca Jenkins 281-894-3206

Houstonian Mortgage Group, Inc. Texas State Bank Bruce Barclay 713.881.0622 Ann Patin 713.881.0625 JoAnn Horace 713.881.0655 Independent Bankers Mtg. Co. 1st Fed. Savings Bank of Hempstead (409) 826-8071 Keith G. Bilodeau Sara Hutchinson Nancy Stolz James Decoux

Irwin Mortgage Corpoation

Irwin Union Bank & Trust (812) 372-0111 Kimberly Scott Chris VanWinkle Debra Saviola Eric Knapp

Jay's Mortgage and Finance Company (JMFC)

Houston Savings Association 840-9626 Ida Minor Paula Moten Dana Siemsen Kerry Eppes Billye Scott Lou Ann Hartman Lawrence J. Trevino Chase Bank of Texas N.A. Dallas Office: (214) 965-2252 Virginia Roberson (214) 965-2228 Charles Mastin Houston Office: (281) 775-5493 Valerie Gardner (281) 775-5467 Tabita Nimigian (281) 775-5485 Bob Bach

Landmark Financial Services, Inc. Bank United (713) 543-6483

Lori Ogburn Chase Bank of Texas, N.A. Dallas Office: Virginia Roberson (214) 965-2252 Charles Mastin (214) 965-2228 Blivian Turner (214) 965-2045 Houston Office: Varlerie Gardner (281) 775-5493 Tabita Nimigian (281) 775-5467 Bob Bach (281) 775-5416 LRS d/b/a HNB Mortgage Lumbermen's Investment Corp. Coastal Banc, ssb Kilgore Federal S&L (903) 984-2506 Martha Campbell Sarah Matthews McAfee Mortgage & Investment First National Bank of West Texas (806) 765-8861 Ext. 217 Janet Salinas PNB Financial

MBank Mortgage

MBank Dallas (214) 747-1986 Jackie Duhon

Medallion Financial Services

First Interstate Bank of Texas (415)773-767 (415)773-7565 (415)773-7566 Mike Chi Cora Alviar Lydia Selb

Memorial Park Mortgage Ltd.

Texas Capital Bank, N.A. (214) 890-5218 Elvia Duarte (214)890-5219 Tamara Williams Sterling Bank Isabel Villagomez 713.507.2153 Grace Hernandez 713.507.2328 Sally LaFuente 713.507.7147 Karen Templeton 713.507.2112 Texas Capital Bank, NA Elvia Duarte 214.890.5218 Tamara Williams 214.890.5219 David Frase 214.890.5816

Mid America Mortage, Inc.

Bank United (713) 543-6483 Lori Ogburn Stephanie Johnson

Milestone Mortgage Corp.

Houston Savings 623-9908 Cynthia Shulman Billye Scott Chase Bank of Texas,N.A. Dallas Office: Virginia Robertson (214) 965-2252 Charles Mastin (214) 965-2228

Bilivian Turner (214) 965-2045 Houston Office: Valerie Gardner (281)775-5493 Tabita Nimigian (281) 775-5467 Bob Bach (281) 775-5485 Union Planters Bank Stacy Turner, 901.580.4950 Lisa Merritt 901.580.4951 Janice Tapp 901.580.4954 Colonial Bank 201 E. Pine Street #730 Orlando, Fl. 32801 Mission Mortgage of Texas, Inc. Norwest Bank Minnesota, N.A. Heidi Bye (612) 667-9378 Bank United (512) 328-0400 Alice Spoonts

Washington Mutual Bank, FA Kay Thomas 713.543.6804 Mitchell Mortgage Company Bank One, Texas, N.A. 751-6316 Energy Group Receptionist Fort Bend Fed. S & L Assn. Brenda Slawinski 281-238-7108 Marilyn Dillard

281-238-7109 Michael Rendon 281-238-7109 Southwest Bank of Texas, N.A. Linda Cazares (713) 235-8881 x-2181 Rhonda Mitschke (713) 235-8881 x-2184 Debbie Bunn (713) 235-8881 x-1149 Michelle Leftwich (713) 235-8828 x-2227

Moncor, Inc.

Texas Capital Bank 214-706-6753 Elvia Duarte 214-706-6754 Carole Gray 214-706-6751 Tamara Williams

Mortgage Credit Corp.

The Bank of Robstown (512) 387-7525 Chris Wilks Terri Pavelka Keith Davis

Mortgage Edge Corporation

Chase Manhattan Bank Kimberly Brown 713.427.6493 Tabita Nimigian 713.427.6467 Sandra Choate 713.427.6358 Nga Tieu 713.427.6463 Shemeka Tucker 713.427.6382 Rosemary Cadena 713.427.6468

Mortgage Portfolio Services, Inc.

Guaranty Federal Bank FSB Steve Coats (214) 360-5901 Ronny O'Neal (214) 360-4802

Linda Billingsley (214) 360-1918 MortgageSource, Inc. Post Oak Bank 713-966-2280 713-966-2319 713-966-2390 Lisa Scavone Sheryl Barringer Billy Stebner Network Funding Corporation Union Planters Bank Hunter Battle (901) 580-4950 Dodi Hopkins (901) 580-4952 Lisa Merritt (901) 580-4951

Bank One NA Patricia Green 877.389.1522

National City Bank of Kentucky Linda Miller 502.581.6497 Janie Denton 502.581.5450 Verlynda Boyd 502.581.5519 Jenny Elmore 502.581.7310 Sherry Boston 502.581.6405 Vennie Brotzge 502.581.6757

Franklin Bank Patty DPulos 713.339.8982 Shirley Butterfras 713.339-8981 Tina Fangue 713.339.8983 Glenn Parker 713.339.8942 Teresa Earley 713.339.8980 Washington Mutual Sherri Walker (469-549-5535) Pat Reeves (469-549-5438) Anthony Lassiter (469-549-5039) Dee Linkletter (469-549-5003) Theri DuFour (469-549-5043) Pacific Southwest Bank, FSB (800) 533-8007 (214) 233-6000 Fred H. Stephens Marilyn Haubrich Sherry Walker Texas Commerce Bank Cynthia Bozeman 713-775-5442 Sandra Choate 713-775-5477 Myrna Green 713-775-5440 New South Federal Savings Bank New South Federal Savings Bank

New America Financial L.P.

(281) 488-3232 Mark Baty Charlotte Banks North American Mortgage First National Bank of Chicago (818) 441-4895 Brian Carey Vicky Rose Tracy Tran Tracy Vinluan North Texas Financial Network (NTFN) Regions Bank, Inc. d/b/a Regions Funding

Partners Mortgage Services

Houston Savings Assoc. (713) 840-9626 Deanna Gaytan Mike Farrell Chaille Pearson Lou Ann Hartman Lawrence J. Trevino Ida Minor The Frost National Bank Gilbert Ramirez 713220-5996 Kathleen Thien 713220-4724 Dan O'Connor 713220-5161 Don Frost 713220-4275

Bank United (713) 543-6886

Teresa C. Earley Sherry Kates Provident Bank (214) 458-0500 Tamara Frence-Coronado David Frase Glenn Davis Charles Tennesson Peoples National Mortgage Corp Peoples National Bank (903) 785-1000 William H. Coleman Heather Stotts Sheila Abbott First National Bank of Crockett (409) 544-5621 David C. Gay Mary Ann Millican Melinda Gardner

Pinnacle Financial Corp. dba Tri-Star Lending Group

Colonial Bank

Plains Capital McAfee Mortgage Plains Capital Melin Bartlett or Bonnie Martin 806-793-2986

Plaza Home Mortgage Servicing Corp.

Bank One, Texas (1800) 289-8326 Will Aldridge Theresa Bacak Jane Downs

Prime Lending, Inc.

Bank United

(713) 543-6483 Lori Ogburn

PNB Financial Bank Jerry L.Schaffner PlainsCapital Bank 1-972-248-7866 x-1059 Prime Mortgage Company Houston Savings Bank, FSB (713) 840-9626 Debora Darby Paula Batiste Moten Leticia Smith Roshunda Parker Chase Bank of Texas, N.A. Dallas Office: (214) 965-2252 Virginia Roberson (214) 965-2228 Bilivian Turner (214) 965-2045 Houston Office: (281) 775-5493 Valerie Gardner (281) 775-5467 Tabita Nimigian (281) 775-5485

Priority Home Mortgage L.P.

JP Mortgage / Chase N.A. 312-732-3776 Franklin Bank 713-339-8900 Jennifer Mallet Brenda Ballou Garret Hagendorf

Pulaski Mortgage Company

Pulaski Bank & Trust Sandra Morris Marilyn Pearce 501-661-7816 501-661-7788

Realty Mortgage Corp.

Regency Mortgage, Inc.

Trustmark National Bank 277 E. Pearl Street Jackson, MS 39201 Houston Savings Assoc. (713) 840-9626 Matt Jackson Mike Farrell Chaille Pearson Sally Chen Billye Scott Lou Ann Hartman Lawrence J. Trevino Ida Minor Athena Brown Theresa Wood

Resource Bancshares Mortgage Group, Inc.

Bank One Texas, N.A. (214) 290-6064 (214) 290-6082 (214) 290-6063 Carolyn Nance Linda Hurt Gloria Sadler

Bill Hudson Bank of New York (302) 454-6252 Karen Brennan Sun Savings Assoc. (713) 796-0786 Debbie Phillips John Lewis Lee Brochu Sugar Creek National Bank (713) 491-2265 J. Michael Brown Linda Bell James Kucherka Charter Bank Galleria (713) 552-8471 Walter J. Finger Steve Jones

Houston Savings Assoc. (713) 623-9900 Lawrence J. Trevenio Billye J. Scott

R.H. Lending, Inc. Texas Capital Bank D/B/A Residential Home Lending 214.706.6753 Elvia Duarte 214.706.6751 Tamara Williams 214.706.6750 David Frase

nBank, N.A. 678-985-7262 R. G. Walton 678-985-7268 Shane Cavins

RMC Vanguard Mortage Corp.

Regions Funding 6520 Powers Ferry Rd. #200 Atlanta, Ga. 30339 Comerica Bank Von L. Ringger (1800) 292-1300

Rock Financial

S. M. Neider Mortgage Consultants, Inc.

Texas Capital Bank, NA 214.706.6753 Elvia Duarte 214.706.6754 Carole Gray 214.706.6751 Tamara Williams

Sears Mortgage Corp.

Mellon Bank (412) 234-7895 Kevin R. Slawin

Shelter Mortgage Corp.

Guaranty Bank, S.S.B. (414) 362-4000 Nancy Lambert SouthTrust Bank N.A. Katrina Painter (205) 667-8213 Marsha Maher (205) 667-8332 Dixie Hymel (205) 667-8381

SouthTrust Mortgage Corp.

Southern Continental Mortgage

Citizens Bank and Trust Co. 427-5771 Bill DuPlantis Pam Johnson Conrad Magouirk

Southwest Business Corp.

Coastal Banc Don Mach (713) 435-7817 Elizabeth Moore (713) 435-7825

STM Mortgage Company

Texas Commerce Bank (214) 869-6000 (214) 869-6074 Betsy Harris (214) 869-6016 Donald Crawford (214) 869-6075 Sherry Rouw

Stone Mortgage Corp.

Charter Bank-Houston (713) 696-4712 (713) 696-4709 (713) 696-4739 Tonya Carter Patricia Vela Carnella Grisby Preferred Bank

Summit Mortgage

Bank One Texas, N.A. (713) 761-6952 (713) 761-6927 O.J. Padilla

Carnella Grisby Charter Bank (713) 692-6121 Becky Dozier Unal Baysal E. Terecca Jenkins Coastal Banc Savings Assoc. Jim Duncan Elizabeth Moore Gary Garrett (713) 260-6817 (713) 260-6816

Charter Bank (University National Bank of Galveston) 697-4739 696-4709 Carnella Grisby Alexis Garner Bank United, FSB (713) 543-6483 Jolene Taylor

Franklin Bank Sunbelt National Mortgage Sunbelt Savings, FSB Dallas/Ft. Worth Area (214) 991-8100 Kaye Armistead Anna Bernard Debbie Hindman

Sherman Area: (214) 893-3394 Anna Wolfe Susan Denton Midland Area: (915) 699-1841 Lisa Roberts Pam Fonte El Paso Area: (915) 593-5881 Yulonda Ansara Terri McDiarmid Lubbock Area: (806) 794-1111 Leta Albright Manda Stephenson First Tennessee Bank (901) 523-4801 Corporate Cash Management Customer Service Texas Commerce Bank Mary Ann Carter (214) 922-2265 Martha Hanna (214) 922-2242 Jeannie Sangster (214) 922-2285 Ernest Jonas (214) 922-2263 Sunshine Mortgage U. S. Bancorp

(612) 973-0572 John P. Crenshaw U. S. Bank N.A. (612) 973-0579 Kerry Koch (612) 973-0579 Wendy Bell Temple-Inland Mortgage Corp. Guaranty Federal Bank (512) 329-3161 ext.1150 Ramona Lundy Texas Commerce Mortgage Texas Commerce Bank 713216-5783 713216-7292 713216-4167 Chip Norra

Texas Homplace Mortgage Company (THMC)

Texas Capital Bank NA 214.890.5218 (Elvia Duarte) 214.890.5219 (Tamara Williams) 214.890.5816 (David Frase)

Town Center Mortgage, Inc.

Texas Capital Bank, NA 214-890-5218 (Elvia Duarte) 214-890-5219 (Tamara Williams) 214-89-5816 (David Frase) Port St. Lucie National Bank (407) 337-1188 Elizabeth Ledbetter Patti Blue Michele Glorie

Treasure Coast Mortgage

Trinity Mortgage

Hibernia National Bank in Texas (214) 969-6216 Rachel Ybarra (214) 969-6536 Traci Williams

(214) 969-6224 Anita Hill (214) 969-6422 Scott Crandall National City Bank (502) 581-4408 Jim Gulick Gary Sieve King Diana Barr PNC Bank, Kentucky, Inc. (502) 581-7432 Denise Witten (502) 581-3015 Deena Mattingly Troy & Nichols First American Bank (318) 362-8802 Jennie Cole (318) 362-8274 Rebecca Moffet (318) 362-8256 Cliff Jones

TXL Mortgage Corporation

Riverway Bank (713) 881-0622 Bruce Barclay First Gibraltar Bank, FSB (713) 872-2890 Rita Eddings Liz Porterfield Lydia Ramirez Michelle McIntyre

Unified Mortgage

Union State Mortgage

Charter Bank

696-4739 Carnella Grigsby Pacific Southwest Bank (214) 841-8846 (214) 841-8864 (214) 841-8894 (214) 841-8815 Sherri Walker Pam Kelly Eleanor Jones Jean Wilson Sterling Bank (713) 507-2005 (713) 507-2178 Sharon Marsh Jody Koury Robert Neyland

U. S. Bank, National Association

Sunshine Mortgage Corp. (U. S. Bank N.A.) Kerry Koch (612) 973-0579 Wenda Bell (61) 297-30579

Wells Fargo Home Mortgage

Wells Fargo Bank, NA

Wesav Investment Corporation

Texas Commerce Bank, National Association (214) 922-2262 (214) 922-2228

Linda Crim Donald Crawford Charles Martin Mary Ann Carter WestAmerica Mortgage Co. US Bank (303) 585-5000 Bruce Hernandez

West Oaks Financial, Ltd.

Franklin Bank 713-339-8900 Jennifer Mallett Brenda Ballou Garret Hagendorf JP Morgan / Chase NA 312-732-3776

W. M. Treadway & Associates

Texas Capital Bank, NA Elvia Duarte 214.890.5218 Tamata Williams 214.890.5219 David Frase 214.890.5816

W. R. Starkey Mortgage, LLC

Bank One, NA Marquita Hughes 877.389.1522 Guaranty Bank 8333 Douglas Ave. Dallas, Texas 75225