FRESH START PROGRAM ACQUIRE, QUIT CLAIM, RENOVATE AND PROVIDE USE AND POSSESSION

This material describes the process we use to get you into a house
Home Owner Solutions 1-877-714-1223 www.homeownerone.com
2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

Who WE Are:
We are a multi service company who has the ability to ACQUIRE, REPAIR, MARKET, and PROVIDE HOMES. We work with People who want or need a home now, and do not want to wait months to move into a house. We work with People who we can move into the property quickly before they complete the tedious leasing application and renting processing delays. We work with all types of People and situations. Some need time to alleviate a shortage of down payment or may need time to solve credit issues. After you move in we work with you in our PROGRAM (Fresh Start Program) to get you seasoned so you can qualify for a new lease, negotiated settlement for relocation and/or acquire the property through a purchase. There is very large pool of properties to be acquired. This make a great opportunity and allow you to acquire and move in house very quickly.

DO NOT NEED TO BE PREQUALIFIED nor PREAPPROVED

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

What WE Do: We Work with People who:

Need a no hassle, friendly transaction Need no new loan immediately Need a quick and flexible transaction Need a fair opportunity Need low monthly payment Need quick attention Many Options once you move in
(Seller Financing; Triple Net Lease, Relocation )

FAST FRIENDLY FLEXIBLE

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

Many Different Ways To Acquire Properties:

Pre-Foreclosure Foreclosure Sale REO (Real Estate Owned by Bank) Short Sale Quit Claim Abandonment / Adverse Claim Walk Away by Previous Homeowner Lease with an Option to Buy All done legal and lawful!!! We believe that success is our ability to help make others successful. Get Started Today and Take Pleasure in Quiet Enjoyment

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

How WE Can Help:

We have the know how
We have the contacts o Attorneys Network o Title Research o Legitimate Credit Improvement o Repair Contractors o Insurance We have all of the paperwork so we can close when you need to. We are problem solvers who can make and create win / win solutions for anyone who would like a fresh start financially. Our system provides all the benefits of home ownership that any new mortgage might, with minimum effort, and maximum safety and convenience. Occupant can enjoy pride of ownership without the rules and constraints of conventional real estate acquisition and mortgage processes.

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

How We Benefit YOU:

We can close fast. If necessary, within a few days. Or, we can fit your schedule you move in when you choose. We can offer you a fair price with flexible payments. We can work with you on the timing of your move. We have solutions for you if you, relocating, been behind on payments, divorce, job transfer, or just need a fresh start. Either both of us are FULLY SATISFIED with the agreement or we will part as friends and not do business together. We allow occupant to acquire or hold property anonymously.

FAIR HONEST RELIABLE

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

Customize Offer For YOU YOU ARE APPROVED All Homes are Ready for Move In
No Bank Qualification No Down Payment Programs (in most cases) If you can afford 1 month payment and for the cost of the PROGRAM (Total = 1.25% of Value) We can help with Financial Literacy, Mortgage Planning, Debt Management, Credit Improvement and much more after you move in. Move into The Home Immediately and have the benefit of Quiet Enjoyment Many properties and many areas to chose from.

Making it so easy to be comfortable!!!

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

Just fill out the Locator Agreement on the following page, fax it back to us. We will begin your search for you Home Sweet Home

HOME OWNER Solutions

11569 Hwy 6 S. #143 Sugar Land, Texas 77498 1-877-714-1223 Fax: (832) 413-6064

LOCATOR AGREEMENT
THIS AGREEMENT CONCERNS A NON-REFUNDABLE FEE: READ IT CAREFULLY BEFORE SIGNING
THIS AGREEMENT, by and between the undersigned (herein "Client") _______________________________________________ and (herein "Locator") __________________________________________________ shall evidence that: 1. FOR A FEE (Locator Fee), Client hereby engages Locator to identify for potential acquisition of a suitable property. Should such arrangement and the subject property meet with Clients acceptance, Locator shall handle all provisions relative to the handle arrangements relative to use and occupancy. It is agreed that if the property so identified is acceptable to Client, Locator will then proceed to arrange for handling of all necessary paperwork with respect t o the transaction in question. Client herewith engages the services of Locator for a Fee, in the amount of $300.00, to be considered fair compensation for time and effort expended in seeking to identify a property that conforms to the specifications below. This Locator Fee shall be held un-cashedor unprocessed if other than a checkuntil earned. Assuming that Closing Costs and monthly payments do not exceed the maximums* reflected below, the Fee shall be considered earned upon presentation to Client, by Locator, a property m eeting the below specifications: shall be made available to Client. Upon its being earned, the Locator Fee shall become wholly NON-REFUNDABLE and shall NOT be later applied to, or be a part of, any other assessments, commissions or other fees relative to this or any other related transaction. 3. Irrespective of the Locator Fee being paid herewith, and view of its being forfeited upon fulfillment of Locators responsibilities hereunder, at no time shall Client be obligated to proceed with any transaction presented to it; and, though the Fee will have been earned at the time: Locator agrees, following such presentationif so directed to attempt, at no additional cost and without further obligation on the part of Client, to identify, at least one (1) other suitable property. 4. In consideration of work to be done for Client by Locator, and its promise to perform a specific duty by a specific time, Client and Locator mutually agree that the sum paid herewith (receipt of which is hereby acknowledged) shall have been earned and be NONREFUNDABLE when a conforming property is presented for consideration by mail, phone, fax or in5. person on or before the date of ____/____/____ . In the event that a dispute should arise at any time relative to interpretation of any provision of this Agreement, parties agree to resolution by Arbitration, wherein the presiding judge of the Superior Court shall appoint an arbitrator to hear the dispute in accordance with the rules of the American Arbitration Association. Once appointed, such arbitrator shall have the power and authority to render a binding decision, and to award fees (including arbitrators charges) and costs, in addition to any other relief awarded. In all cases, the Locator named herein, at its sole discretion and option, shall reserve the right to decline to further counsel with, or perform any work for, Client, at any time, on the condition precedent that in the event of such election, the Locator shall have returned to Client all moneys paid thereby relative to this Locator Fee Agreement. Locator shall, following a full return of such moneys, have no further claim what so ever against, or obligation to, Client for any other fees, expenses or performance relative to this Agreement, and Client shall have no such claim against Locator. Following its being earned, any stoppage of payment of the Locator Fee shall be met with appropriate legal action.

2.

6.

2010 Home Owner Solutions 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223 Fax: 832-413-6064

IN WITNES S WHEREOF, parties have executed this Agreement on the date shown below, and are in full understanding of, and agreement with, all of its terms and conditions. Client hereby instructs Locator to exert its best efforts and due diligence in locating the property described below.

SPECIFICATIONS FOR PROPERTY TO BE LOCATED

1. 2. 3. Cities (or general areas) preferred ZIP Code and/or School Must be single story ___________________ ___________________ Wheelchair? YES NO ________________________ ________________________ Min. # Bedrooms ________ __________________________ __________________________ Min. # Bathrooms _________ ____________________ ____________________ Maximum Age ____ y ears

4.
5.

[Condo/Townhouse OK

] [House only

] [Garage

cars; no garage OK

] [RV Parking mandatory

] [Other: __________________

MO. COST EST. $_____________

*MAXIMUM. $____________

6.

Features (not mandatory, but desirable): fireplace

spa

pool

formal din. rm.

fenced

large yard

Central Air

Cov. Patio

Name:__________________________________________

Phone #: _____________________________________

Email: _________________________________________

Accepted _____________________________________ Print _________________________________________ Date ______________

Accepted _____________________________________ Print _________________________________________ Date ______________ Locating Party _____________________________________ Print _________________________________________ Date ______________

2011 Home Owner Solution Inc., 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223

Fax: 832-413-6064

BELOW ARE THE PARAMETERS UNDER WHICH I AUTHORIZE A SEARCH

(NOTE: BLACKENED AREAS INDICATE EXCLUSION FROM SEARCH CRITERION) Primary Geographical Area/s Desired (Cities, sections, neighborhoods, etc. - abbreviate) My Credit History and record is: Quite Good Weak, but explainable Not Good Ok, but I'm self employed Its OK, but I just dont have enough of it.
I am permanently employed Yes No

LOCATOR AGREEMENT CHECK SHEET

Use re ve rse if necessary My Rent/Mtg pmt record is Good Weak Must be Avoided
I'll be a f irst time homeowner

Yes No Important but not Mandatory

I may be able to qualify for a loan & refi. in ____ years Preferable, but not Important

I intend to live in the property Yes No Wholly Insignificant

I am inte reste d in acquiring income prope rty Yes No Barely Acce ptable

INITIAL THE APPROPRIATE BOX BENEATH COLUMNS A & B - PLACE CHECK MARKS 4 UNDER C THRU F
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23.

Mandatory "Must Have"

A [Initial]

B [Initial]

C4

D4

E4

F4

5 or More BR's 4 or 5 BR's 3 or 4 BR's 2 or 3 BR's 1 or 2 BR's 1 BR is sufficient 2 or more Bth Rms 1 Bth is sufficient Attached Garage Detached Garage is OK Carport is OK 4,000 + Square Feet - 4,000 Min. 3,000 Square Feet Minimum 2,000 Square Feet Minimum 1,350 Square Feet Minimum Less than 1,350 Square Feet is OK Large Yard More than one story Fireplace Swimming Pool Formal Dining Room Within 2 Miles of Shopping Within 2 Miles of Public Schools

By signing below, I/we agree that if all parameters initialed in columns A and B above are met by Locating Agent, the Locator Fee submitted herewith shall be considered earned. It is agreed, however, that I am/[we are] NOT bound in any manner to acquire, or enter any other agreement concerning, the subject property once submitted for my/our consideration.

_______________________________ Client

___________________________________Date ____________ Locating Agent

2011 Home Owner Solution Inc., 11569 Hwy 6 South #143 Sugar Land, Texas 77498 Office: 1-877-714-1223

Fax: 832-413-6064