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State Bank Learning Centre, Perambur, Chennai

MAR 2011

EXIT TEST PROMOTION TO TRAINEE OFFICERS

Section I

General Knowledge (Awareness about Banking Environment)

1. The annual meeting of world Economic Forum for 2011 held at a) Davos (Switzerland) b) London (England) c) Paris (France) d) Brisbane (Australia) 2. The committee formed to look in to the demand for statehood of Telengana a) Kelkar Commitee c) Rajamannar Committee b) Srikrishna committee d) Malegam Committee

3. The first ever women President of Brazil is a) Helen Clark 4. PURA stands for a) Provision of Urban Amenities in Rural Areas b) Poly Urethene Resistor for Automobiles c) Provision for Un Realised Assets d) Project for Rural and Urban Amenities 5. As per the current practice, the maximum part of global Forex reserves (>60%) and forex transactions (>90%) takes place in one of the following currencies all over the world : a) Euro b) Pound Sterling c) US Dollar d) Yen b) Jacques Diouf c) Dilma Rousseff d) Gisela Dulco

6. International Literacy Day celebrated on a) March 8 b) March 15 c) March 24 d) July 4

7. The author of the book Makers of Modern India is a) M.Dineshkumar b) Ramachandra Guha c) Siddhartha Gigoo d) Arudati Roy

8. The new chairman of SEBI is a) U.K.Sinha b) S.C.Sinha c) A.P.Singh d) D.P.Agarwal

9. Padma Vibhushan award 2010 for Trade and Industry conferred to a) Anil Ambani b) Anand Mahindra c) Aditya Birla d) Azim Premji

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MAR 2011

10. Indias first Green Railway station is a) Ooty b) Darjeeling c) Manwal d) udupi

11. Which of the following awards won by SBI conferred by IBA Banking Technology Awards 2010 a) Best Online Banking Award - Winner b) Best Customer Initiative Award Winner

c) Best Risk Management Award Runner up d) All the above 12. The world bank president is a) Robert B Zoellick b) Dr.Margaret Chan c) Pascal Lamy d) Antanio Guterres

13. Ms.Nicole Faria crowned Miss Earth 2010 held at Nha Trang, Vietnam, she belong to which of the following country a) Puerto Rico b) Ecuador c) Thailand d) India

14. Union Finance Minister Mr.Pranab Mukharjee presented the ________ th union budget 2011-12 in the Parliament a) 80th b) 63rd c) 64th d) 60th

15. Government of India is planning to develop Rural Infrastructure in the country, by providing Rs.48,000 Cr for which one of the following schemes? a) Bharat Nirman c) Rajiv Awas Yojana b) Indira Awaas Yojana d) Drought Mitigation Fund

16. An objective of the national food security mission is to increase the production of certain crops through area expansion and productivity enhancement in a sustainable manner in the identified districts of the country. What are those crops? a) Rice and Wheat only b) Rice, Wheat and pulses only c) Rice, Wheat, Pulses and oil seeds only d) Rice, Wheat, Pulses, Oil seeds and Vegetables only 17. When the RBI announces an increase of the CRR, what does it mean? a) The commercial banks will have less money to lend

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MAR 2011

b) The RBI have less money to lend c) The union Government have less money to lend d) The commercial banks will have more money to lend

18. The Revenue generated by Indian Tourism Industry in 2010 is a) $200 bn b) $225 bn c) $180 bn d) $ 240 bn

19. The total Assets under management (AUM) of the Mutual Fund (MF) Industry in India is Rs.6,26,000 Cr. as on 31.12.2010. The total number of MF houses functioning in India is a) 33 b) 44 c) 22 d) 19

20. The Centurion bank which acquired Bank of Punjab and Lord Krishna Bank, merged itself intoa) Oriental Bank of Commerce b) Punjab National Bank c) HDFC bank d) ICICI bank

21. Which of the following is not a capital market instruments a) Equity shares, b) Preference shares, c) Debentures, d) Bank Fixed deposits 22. SBI has launched Bank on Bike initiative for villages untouched by banking facilities. Where did the launch take place? a) Sathyavadi, Tiruvarur District, Tamil Nadu c) Cheriyal, Medak District.,Andhra Pradesh b) Chikliya, Valsa District, Gujarat d) Kuttikanam, Idukki Dist, Kerala

23. Recently, RBI issued Certificate of Registration for a company to commence the business of Credit Information . What is the name of the company? a) Experian Credit Information company of India Pvt. Ltd., b) CIBIL

b) Equifax Credit Information Services Pvt. Ltd., d) High Mark Credit Information services P Ltd 24. An Initiative for setting up of Museum of Indian Business History under taken by a) IIM, Ahmedabad b) IIM, Kozhikode c) IIM, Bangalore d) ICFAI, Hyderabad

25. Shri.Anand Pai, who passed away recently, fondly known as Uncle Pai is the founder of a) Amar Chitra Katha & Tinkle C) Fairy Tales & Chithra Katha b) Why? What? & How? d) Champak

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State Bank Learning Centre, Perambur, Chennai

MAR 2011

26. The founder of Wikileaks is a) Rudolf Elmer b) Julian Williams c) Julian Assange d) Yukiya Amano

27. ESOP is a method to a) b) c) d) Company to get money from the market. Dividend payment to Government. Remunerate, Reward and retain the employees. Give right equity to employees.

28. Which of the following statements is true: a) Basel-I was developed to strengthen the stability of international banking system and maintain consistency in the regulation of capital requirements b) Basel-II focused on improving Risk management and further improving the consistency of capital regulations c) Basel-III is to ensure the banking system is in a better position to absorb losses, propose capital buffers. d) All of these 29. According to the data from WTOs international trade statistics 2010, Indias merchandise trade deficit ($86,977) is worlds _______ largest. a) 5th b) 10th c) 4th d) 3rd 30. National Green Tribunal (NGT) a special court to deal with environmental issues, India becomes third country in the world to have such a tribunal. The other two countries are a) Australia and New Zealand b) Switzerland and Denmark c) USA and UK d) None of these 31. Which among the following sector of Indian Economy is maximum dependent on economic developments in advanced nations? a) Manufacturing Sector b) Agricultural Sector c) Textile Sector d)Services Sector 32. In which of the following cities, the technology center of Unique Identification Authority of India is located? a) Delhi b)Hyderabad c) Ranchi d)Bangalore 33. DTAA stands for a) Direct Tariff Avoidance Agreement c) Direct Taxation Avoidance Agreement

b) Double Taxation Avoidance Agreement d) Double Tariff Avoidance Agreement

34. The stock market Index of London stock market is referred to as a) NIFTY b) SENSEX c) Dow Jones d) Footsie (FTSE) 35. Which one of the following is a medium range surface-to-air missile? a) Trishul b) Nag c) Akash d) Prithvi 36. Purchasing Power Parity theory is related with a) Exchange Rate b) Interest Rate c) Inflation Rate

d) Bank Rate

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State Bank Learning Centre, Perambur, Chennai


37. The Chief Justice of India is a) Goolam E Vahanvati b) S H Kapadia

MAR 2011

c) Gopal Subramaniam d) Ashok Agarwal

38. Worlds biggest solar power station LA FLORIDA is located at a) Spain b) USA c) Japan d) Germany 39. The International Development Association, a lending Agency is administered by the a) International Bank for Reconstruction and Development b) International Fund for Agricultural Development c) United Nations Development Programme d) United Nations Industrial Development Organisation 40. Which of the following terms indicates a mechanism used by commercial banks for providing credit to the Government? a) Cash Credit Ratio b) Debt Service Obligation c) Liquidity Adjustment Facility d) Statutory Liquidity Ratio 41. Saina Nehwal won the Hongkong Super series Badminton title, conferred with which of the following Awards a) Arjuna Award b) Rajiv Gandhi Khel Ratna c) Padma Shri d) All of these 42. RRBs permitted to open one regional office for every_________ branches a) 25 b) 50 c) 75 d) 100 43. Which one of the following is NOT a key recommendation by Malegam Committee on MFIs a) b) c) d) e) Create separate category of NBFCs operating in the microfinance sector Set Individual loan ceiling of Rs.25,000/- to single borrower Cap MFIs from charging more than 36 percent from the borrowers Limit lending to the same borrower by 2 MFIs Set up Credit Information Bureau for MFIs

44. Which of the following bank/banks are treated as foreign banks as overseas investors own more than 51% equity in it/them a) ICICI Bank b) HDFC Bank c) Both a & b d) None of these 45. According to latest estimate of Central Statistical Organization (CSO) the size of the Indian economy is around a) Rs.50,51,000 Cr b) Rs.61,64,000 Cr c) Rs.1,76,000 Cr d) Rs.70,71,000 Cr 46. What was the amount fetched by the Government of India from auction of 3G spectrum a) Rs.67,719 Cr b) Rs.25,00,000 Cr c) Rs.55,000 Cr d) Rs.1,76,000 Cr 47. The new rupee symbol, blend of Ra in Devanagari Script and R in Roman was designed by a) Udhesh D Pandey b) D. Udaya kumar c) K.Udhay Chandra d) D. Udaya Chandran 48. Which one of the following has become the first financial services entity in the country to foray into GREEN POWER by setting up wind mills for captive use a) Kotak Mahindra Bank b) Sundaram Finance c) State Bank of India d) HDFC Bank

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49. PFRDA stands for a) Provident Fund Regulatory and Development Authority b) Pension Fund Regulatory and Development Authority c) Project For Rural Development and Administration d) Provision For Recalled Debts and Assets

MAR 2011

50. According to World Gold Council, India is the top consumer of Gold in the world for the year 2009, at 480 tonnes of demand, Which country is the second largest consumer of Gold? a) USA b) Saudi Arabia c) China d) France 51. At present Indias per capita Carbon Emissions are around a) 2 to 2.1 tonnes b) 3 tonnes c) 3.5 tonnes d) 1 to 1.2 tonnes 52. Indias largest Solar power plant with 5 MW capacity commissioned by Moser Baer Clean Energy Ltd., using amorphous silicon thin film technology is located at a) Gandhi Nagar (Gujarat) b) Bhubaneshwar (Orissa) c) Sivaganga (Tamilnadu) d) Vayanad (Kerala) 53. Knight in the order of the Legion of Honour, The highest Civil Award of France for Promotion of French industries in India is conferred to a) Deepak Parekh (HDFC Bank) b) Chanda Kochchar(ICICI Bank) c) O.P.Bhatt(SBI) d) None of these 54. Finacle Mobile Banking 2.0 Solutions that enables retail and corporate consumers to access banking services through mobile SMS, GPRS, 3G and USSD enabled Mobile sets launched by a) Tata Consultancy Services b) Cognizant Technologies c) Wipro d) Infosys Technologies 55. BANCON-2010, two-day annual bankers conference conducted at Mumbai, organized by IBA, was hosted by a) State Bank of India b) Central Bank of India c) Union Bank of India d) Punjab National Bank 56. Name the leading manufacturer of consumer durables which entered a marketing tie-up with India Post to push sale of its product a) Du-pont b) Godrej & Boyce Mfg. Co., c) Videocon d) Whirlpool 57. Which of the following statement is not true about Kohinoor Banjara Premium Banking Center a) SBI has opened this exclusive branch the first of its kind in the country for Ultra HNIs. b) It is located in Pune. c) Accounts will be opened through Invitations only. d) Minimum balance has to be above Rs.1 Crore 58. The committee set up to study legal aspects of Bank Frauds a) Dr.N.L.Mitra Committee b) Vyas Committee c) Ghosh Committee d) Goiporia Committee 59. A White Card is a) Forged or Cloned Card b) A plastic card/ATM Card with IC (Integrated Chip) b) Buy now Pay latter card d) De-activated card
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MAR 2011

60. Foreign Trade Policy is declared by Ministry of Commerce and Industries once in every five years; the present policy is valid from a) From 27th August 2009 to 31st March 2014 b) From 1st April 2009 to 31st March 2014 c) From 1st April 2010 to 31st March 2015 d) From 1st August 2009 to 31st July 2014 61. Which of the following is not a part of Tier-II capital a) Capital Reserve b) Subordinate debt c) Un-disclosed reserves d) Cumulative Perpetual Preference shares 62. Which of the following is true about CIBIL a) Credit Information Bureau (India) Ltd., launched on 5th May 2004 b) Shares information about borrowers/potential borrowers among banks and financial Institutions c) Its equity held by SBI, HDFC Ltd.,Dun & Bradstreet and Trans union in the proportion of 40:40:10:10 respectively d) All the above 63. Nobel Prize 2010 for Economics for Work on Search Theory for Optimal Choices won by a) Liu Xiabo b) Vargas Llosa c) Peter A Diamond, Dale T Mortensen and Christopher A Pissarides d) Robert Edwards 64. Name of the project to computerize all the post offices by 2012 a) Project Arrow b) Project Sparrow c) project up-tech d) project post-tech 65. First Mono Rail in India is being introduced at a) New Delhi b) Chennai c) Kolkata d) Mumbai 66. Name the Indian company which has raised EUR750 million through a five year bond, ( The largest ever bond issue denominated in Euro by an Indian company) a) ICICI Bank b) SBI c) Reliance Industries d) Kotak Mahindra Bank 67. What is the full form of ASBA? a) Allotment Supported by Blocked Amount b) Application Supported by Blocked Amount c) Application Supported by Bank Amount d) Allotment Supported by Banked Amount 68. Aadhaar is a) Unique Identification number (UID) b) A Central Government scheme to Provide Basic Amenities in Rural Area c) A Government of India scheme to Provide Basic Amenities in Rural and Semi-urban Area d) A Government of India scheme to Provide Basic Amenities for urban poor 69. KYR in the context of UID stands for a) Know Your Rights b)Know Your Resident

c) Knowledge Yield Rate d) None of these

70. A high level Task Force has been constituted to consider various issues raised by micro, small and medium enterprises under the chairmanship of a) G.Gopalakrishna b) M.Damodaran c) T K A Nair d) Deepak Mohanty b)
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MAR 2011

71. The pilot project for settlement of interbank mobile payments is being implemented by a) Clearing Corporation of India b) Reserve bank of India c) National Payments Corporation of India d) Common Settlement Forum 72. The base line projection of real GDP growth for 2010-11, for policy purposes, has been retained at a) 7.5% b) 7.9% c) 8.5% d) 8% 73. The Permanent account number is a ten digit alpha numeric number, the first letter of Name appears in a) Third digit b) Second digit c) Fourth digit d) Fifth digit e) Tenth digit 74. Interest Rate risk is a type of a) Credit Risk b) Operational Risk

c) Market Risk

d) All the above

75. STRIPS stand for a) Separate Trading of Registered Interest and Principal of Securities b) Specialized Trading of Registered Interest and Principal of Securities c) Separate Trading of Regular Interest and Principal of Securities d) Specialized Trading of Regular Interest and Principal of Securities

Section II

General Banking

1. What is the minimum amount of partial withdrawal allowed under Corporate liquid Term Deposit? a. Rs.1000 b. Rs.5000 c. Rs.10000 d. Rs.25000

2. Which of the under noted facility has been recently introduced for Retail Internet Banking users? a) Limited transactions rights c) View and transaction rights b) View rights onlly d) All the above

3. Minimum Credit summations required for renewal of CC limit under Traders easy loan is? a) 200% of the loan amount c) 75% of the annual turn over 4. b) 60% of the Annual Turn over d)100% of the loan amount

Relationship between Customer & Banker in case of Safe Deposit Article a) Bailer- Bailee b) Debtor- Creditor c) Licensor- Licensee d) None Definition of Mass Affluent categories of customers a) Annual Income > Rs 50 lacs b) Annual Income > Rs 10 - 50 lacs c) Annual Income > Rs 2.40 - 10 lacs d) Annual Income > Rs 0.70 2.40 lacs

5.

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6. RBI draft becomes stale if not paid within ______ from the date of issue a) 3 months b) 6 months c) 3 accounting years d) 8 months

MAR 2011

7. Bank has made it mandatory to mention the timeframe, within which loan applications upto _______ will be disposed off, on acknowledgement for receipt of loan applications at the branch. a) Rs 50,000/b) Rs 1.00 Lac c) Rs 2.00 Lac d) Rs.25,000/-

8. In case of any delay in reporting of Currency Transfer figures or in case of wrong reporting, Reserve Bank of India charges penal interest at the rate of a) 0.5% over applicable Bank rate b) 1% over applicable Bank rate c) 2% over applicable Bank rate d) 3% over applicable Bank rate 9. Under Branch Based Model RM (ME) team looks after the ME customers of a) Own Branch only b) A number of branches located in a geographically contiguous cluster/area c) All Branches of a Network d) None of these 10. Platinum International Debit card is issued to customers with annual income of Rs.or with aggregate deposit balance of Rs. a) Rs.10 lacs and Rs.5 lacs b) Rs.5 lacs and Rs.2 lacs c) Rs.12 lacs and Rs.5 lacs d) None of these 11. Nomination facility is available in case of Safe Deposit Lockers under which act? a) Sec 45Z of BR Act b) Sec 45ZA of BR Act c) Sec 45ZC of BR Act d) Sec 45 ZE of BR Act 12. In order to qualify for incentive under Chak De Agri Campaign, the minimum growth % to be achieved by branches is _____. a)14% over Agri Advances as on 31.03.2010 b)14% over Agri Advances as on 30.06.2010 c) 14% over Agri advances as on 31.12.2010 d) 14% over Agri Advances as on 30.09.2010 13. Which of the following statements is incorrect in respect of e-TDR/e-STDR in Internet Banking? a) Maximum limit for e-TDR/e-STDR is Rs.10 lacs b) Senior Citizen interest privilege is not available in e-TDR/e-STDR c) Minimum amount of deposit required to open e-TDR/e-STDR is Rs.1000/d) Online payment of e-TDR/e-STDR can be made 14. Under priority Sector Educational Loan for studies abroad Rs.__lacs. a) 10 b) 20 c) 4.5 d) 7.5 can be sanctioned up to

15. Rural Business Group deals with the business of the Bank at a) Branches of All Circles b) Rural Branches of All Circles c) Rural & Semi Urban branches of All Circles d) Semi Urban branches of All Circles
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MAR 2011

16. Special Mention accounts are _____. a)Accounts where interest and Instalment is not been serviced for 30 days b)Accounts with frequent return of cheques and declining financials, etc., c)Both a & b d) None of these 17. Inventory of IOI in CBS is created by a) Branch b) BOD, LHO of Respective Circle c) CSD of Respective Circle d) CSD Kolkata, Branch only acknowledges it in CBS 18. What is the Collateral security prescribed under Krishak Uthaan Yojana? a)Mortgage of Land b) No Collateral Security c) Third Party Guarantee d) None these 19. OPTICASH means a) Cash Management at Currency Administration Cell b) Cash management at Currency Chest Branch c) Cash management at Non Currency Chest Branch d) Cash Management in ATM by NCR/Diebold 20. _____ is the new product developed in CBS for dispensation of funds under Sakshar Bharat Mission of Ministry of Human Resources, GOI. a) Bharat Nirman- NLM b)Literacy Plus c) Scholar Plus d) Shaksar Plus 21. SBI has started Custodial Services by forming a Joint Venture with a) Societe Generale Securities Services b) IAG International, Australia c) GE Capital Services d) BNP Paribas 22. Which one of the following statements is/are true undelivered PIN mailers and undelivered ATM cards? a) ATM cards not delivered within 45 days should be hot listed through contact centre b) PIN mailers not delivered within 45 days should be destroyed after getting approval from the controllers c)Cards in respect of destroyed PIN mailers should also be hot listed after getting the consent of the customers e) None of these 23. Under SME SMILE, Equity assistance that can be sanctioned to Micro and SSI and units under Project Uptech up to a maximum of : a)Rs.10 lacs. b) 1 Lac c) Rs.5.00 lacs d) Rs.50,000/24. Under the SBI Yuva Home loan scheme, loan can be repaid up to ____ years. a) 10 years b) 15 years c) 20 Years d) 25 years 25. Banks prefer bill financing because a) It is covered under NI act b) Underlying assets are easily Identifiable c) Of short term and self-liquidating d) All of these 26. SBI helpline has started providing services in ______ regional languages besides Hindi & English, from 3rd Feb.2011. a) 3 (Kannada, Telugu & Tamil) b) 8 (Kannada, Telugu, Tamil, Malayalam, Punjabi, Oriya, Bengali & Marathi)
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c) 5 (Kannada, Telugu, Tamil, Malayalam & Punjabi) d) 2 (Marathi,Bengali)

MAR 2011

27.As per Loan Policy Guidelines What is the maximum repayment period (including moratorium) permissible for Term loans? a) 5 years b). 7 years c) 8 years d) 9 years

28. Krishi Kalyan (Farmers Easy Empowered Loan) is a) Loan scheme for Dug well/Tube Well b) Scheme for assistance to farmer to Repay their High Cost Debts lenders/FIs c) A Combination of KCC with PML facility d) None of these

with Pvt., Money

29. The Department which is responsible for opening and control of foreign branches, International Borrowings, correspondent relationship etc. is a) International Division,Mumbai b) Global Market Unit, Kolkata c) Treasury Department, Mumbai d) None of These

30.As per MSMED Act 2006 the Small enterprise (Manufacturing) is an enterprise where in the original investment in Plant and Machinery is above Rs._______ & up to Rs.______ . a) 25 Lacs & 5 Cr b) 10 lacs & 2 Cr c) 2 Cr & 5 Cr d) 5 cr & 10 Cr 31. New power series current accounts with 8 variants were introduced by the bank with QABs ranging from Rs.20,000/- to Rs.5.00 lacs. What is the new name given for the earlier product Power Shakthi? a)Power Lite b) Power Super c) Power Advantage d) Power Base 32. Under SARFAESI Act, A notice of .period is required for Sale of Assets. a) 15 Days b) 30 Days c) 60 Days d) 90 Days

33. The Minimum DSCR required under Doctor Plus Scheme .. a) 1 b) 1.5 c)1.75 d) 2

34. Which of the following customer is classified Medium Risk under Know Your Customer norms? a)Non-face to face customers b)Politically Exposed Persons (PEP)s of foreign origin

c)Salaried employees / pensioners whose income structures are well defined d)Public Ltd Companies with Debit or Credit summations of Rs.10 lacs to Rs.1 cr p.a. 35. As per provision under FEMA, Maximum foreign currency an Indian can hold while visiting to Iraq or Libya is equivalent of a) USD 5000 b) USD 3000 c) USD 10000 d) USD 2500 36. Margin for term loans sanctioned under SME Smart Score is a)10% b) 25% c) 33% d) 40%
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MAR 2011

37.As per the prudential exposure norms of RBI, Whole bank level TL can be up to, a) 35% of total domestic adv. of SBI b) 15% of total domestic adv. of SBI c) Maximum of 15% of Capital funds d) None of these 38. Platinum Age Limit Scheme (PAL) Refers to a)Education Loan b) Car Loan c) Personal Loan

d) Housing Loan

39. What is the minimum quantity that can be accepted under Gold Deposit Scheme? a)500 gm (Net) b) 500 gm (gross) c) 1000 gm d) 100 gm 40. SBI ATM cum Debit card is also known as a)Anywhere Cash b) SBI Cash Plus c) Any Time Cash

d) Alternate Purchase Card

KEY TO EXIT TEST PROMOTION TO TRAINEE OFFICERS Section I


Q.no Ans

General Knowledge (Awareness about Banking Environment)


Q.no Ans Q.no Ans Q.no Ans Q.no Ans Q.no Ans Q.no Ans Q.no Ans

1 2 3 4 5 6 7 8 9 10

a b c a c a b a d c

11 12 13 14 15 16 17 18 19 20

d a d a a b a a b c

21 22 23 24 25 26 27 28 29 30

d c d b a c c d d a

31 32 33 34 35 36 37 38 39 40

d d b d c a b a a d

41 42 43 44 45 46 47 48 49 50

d b c c b a b c b c

51 52 53 54 55 56 57 58 59 60

d c a d b b b a a a

61 62 63 64 65 66 67 68 69 70

a d c a d b b a b c

71 72 73 74 75

c c d c a

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MAR 2011

Section II
Q.no Ans Q.no

General Banking
Q.no Ans Q.no Ans Q.no Ans Q.no Ans Q.no Ans Q.no Ans

Ans

1 2 3 4 5

b a a a c

6 7 8 9 10

c c c a a

11 12 13 14 15

d c d b c

16 17 18 19 20

c d b d a

21 22 23 24 25

a a a d d

26 27 28 29 30

c c c a a

31 32 33 34 35

d b b d a

36 37 38 39 40

c a d b b

EXPLANATORY NOTESTO EXIT TEST PROMOTION TO TRAINEE OFFICERS Section I Question No 2. General Knowledge (Awareness about Banking Environment) Particulars Kelkar Committee Tax Reforms Rajamannar Committee - Cheque Truncation Malegham Committee Use of coercive Recovery Practices by MFIs Helen Clark - Administrator, United Nations Development Programme Jacques Diouf - Director General, Food and Agricultural Organisation Gisela Dulco -Tennis Player from Argentina who won doubles title in 2011 Australian open with Flavia Pennata (Italy) March March March July 4 8 International 15 24 - US independence day Literacy World World Day, Womens Disabled TB Day Day Day

3.

6.

8.

12.

15

U K Sinha, - the new chairman of SEBI was CMD of UTI asset Management Co., earlier. S C Sinha Director General, National Investigation Agency (NIA) A P Singh - Director, CBI D P Agarwal Chairman, UPSC Dr.Margaret Chan - Director General, World Health Organisation Pascal Lamy - Director General World Trade Organisation Antanio Guterres - UN High Commissioner for Refugees Indira Awaas Yojana - To Provide financial assistance to the rural poor living below poverty level(BPL) for construction of house Rajiv Awas Yojana - To Provide affordable housing for Urban Poor and interest subsidy for urban housing under JnNURM. (JnNURM Jawaharlal Nehru National Urban Renewal Mission)

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MAR 2011

Question No 55 63

Particulars The theme of Bancon-2010 was,Transform to Perform:Ideate, Innovate and Inspire Nobel Prize Winners for 2010: Medicine : Robert Edwards, British Physiologist Work on test tube baby Literature : Vargas Llosa, Peru : Novelist of Spanish language Economics : Peter A Diamond-USA, Dale T. Mortensen Christopher A Pissarides, UK : Work on Search Theory for optimal choices Peace Prize : Liu Xiabo-China : For his pro democracy efforts in China PROJECT UPTECH: It is unique format and is designed to catalyze entrepreneurial thoughts and action for technology upgradation/modernisation, which is vital for survival of SMEs KYR and how is this useful to SBI? a) Know Your Resident (KYR). For the purpose of KYR, EA will take PoI(Proof of Identity), PoA(Proof of Address), DoB(Date of Birth) and Gender. b) Additional data termed as KYR + data, necessary for opening of Bank account to be verified and digitized if opted by the applicant. Incidentally KYR + is equal to KYC for the purpose of opening small account (please refer e-circular sl.no.913/2010-11 dated 3.2.2011). c) This can be used as a tool to open as many accounts as possible and in the process avail this opportunity to cover 100% financial inclusion.

64

69

70

26 33 34

35

37

G.Gopalakrishna- Working Group on Electronic banking and controls, Governance, Technology Risk Management standards M.Damodaran - Committee on Customer Service to look in to banking services rendered to retail and small customers including pensioners Deepak Mohanty Rudolf Elmer - Whistle blower, brought Swiss bank secrecy through WikiLeaks Yukiya Amano- Director General, International Atomic Energy Agency (IAEA) India has DTAA agreement with 65 countries NIFTY - Index of NSE (National Stock Exchange) SENSEX - Index of BSE (Bombay Stock Exchange) Dow Jones - Index of US stock Market Trishul- Short Range Surface to Air Missile Nag - Anti Tank missile Prithvi- Short Range Ballastic Missile Goolam E Vahanvati Attorney General of India Gopal Subramaniam- Solicitor General of India Ashok Agarwal - Chairman, Central Administrative Tribunal (CAT) To stop MFIs from charging usurious rates the Finance Ministry directed banks to ensure these MFIs do not charge a loan rate of above 24% pa

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Dear Colleague, Wish you all the best! - K V Ravichandar

Prepared by K.V.Ravichandar,Manager(Trg),09445860264:keelamur.rav ichandar@sb i.co .in

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