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Can your future PENSION PLANbe

A plan with Lifestyle fund and increasing premium options which help you maintain your current lifestyle post retirement

safe and rewarding


at the same time?
AEGON Religare Future Protect Plan
A ULIP with Invest Protect option to safeguard your returns
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

Unique Benefits
n

Invest protect option to protect your investment towards maturity

Additional Benefits maintain the desired fund allocation Auto-rebalancing to help you
Enhance sum assured to take care of your familys increasing protection needs

Other Benefits
Maturity: Fund value existing on maturity date Death: Nominee will receive higher of sum assured or fund value or 105% of total premiums paid (including top-ups) Premium Allocation Charge - Regular premium Partial Withdrawal: Allowed after 5 policy years upto a maximum of 20% of fund value 1 Year From year 2 Policy term* Top-up: Minimum amount of Rs. 5000/Switch: 4 free in a policy years

Riders: Additional protection through ADDD and Fund CI riders Management Charge Pension 1.00 % p.a. Pension 1.10 % p.a. Secure Debt Working of the plan : Choose the Annual premium, Policy term and Funds for investment Pension Pension 1.25 % p.a. 1.25 % p.a. 10 28% Nil Balanced Index Premium Allocation Charge Pension Enhanced Equity 1.25 %p.a. 15 and above 25% Year 1 Year 2 - 3 Year 4 - 5 Year 6 - 10 Year 11 onwards Policy Year Charge 4.5% 4% 3% 2% 1%

Fund Management Charge Fund Charge Benefit Illustration Age / Gender 35 years / Male Policy term / Investment Fund 25 years / Debt Fund Sum assured (Rs.) / Annual premium (Rs.) 6,25,000 / 50,000 Maturity Value @ 10% (Rs.) 42,01,118 IRR 8.47% Accelerator 1.35% Stable 1.35% Debt 1.10% Secure 1.00%

UnitlinkedLifeInsuranceproductsaredifferentfromthetraditionalinsuranceproductsandassuch, are Risk Factors: a non-participating unit linked savings plan and we do not offer policy loan in this plan. This is subject to risk factors The premium paid in unit linked life insurance policies are subject to investment risks associated with capital market sand the NAV soft he units may group or down based on the performance of fund and factors influencing the capital market and the policy holder is responsible for his/her decisions details on risk factors, terms and conditions please read sales brochure carefully before concluding For more a sale Religare Life Insurance is only the name of the Insurance Company and AEGON Religare Future Protect Plan is only the name of the unit linked life insurance contract. AEGON The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of the seplans, their future prospects and returns Please know the associated risks and the applicable charges, from your insurance Agent or the Intermediary or policy document of the insurer AEGON Religare Future Protect Plan UIN-138L023V01 IRDA Company Registration No.138. Registered Office: AEGON Religare Life Insurance Company Limited, 2ndFloor, Paranjpe B Scheme, Subhash Road, Near Garware House, Vile Parle(East), Mumbai400057.ADVTNo.II/September 2010/795.