Write the full name. (i) NSSO (ii) NABARD 10. What banks do with deposits?

Why we use money in Transaction. 11. How bank generate their income? What is known as double coincidence of wants? 12. What do you mean by credit? Why money is known as medium of exchange. 13. What are the things involved in the crop Which type of coins were uses in early age in production? India? 14. Explain two different situations where credit 6. What is the benefit of deposit money in bank? becomes useful or painful. 7. What do you mean by Demand deposits? 15. Define Collateral. 8. What do you mean by cheque payment? Explain 16. What is included in the terms of credit? with example. 17. How many parts we divided various type of 9. How many % of money bank keep with them? loans? Write name them. 18. According to 2003 survey how many % of loan gave by Commercial Bank, Cooperative societies and money lenders? 19. How many % of loan taken by poor households in the urban areas from unreliable sources? 20. What are the differences between formal and informal sources of credit? 21. When was establish Grameen Bank of Bangladesh? How many people took loand and how many villages get benefit? 22. What is the basic idea behind the SHGs for the poor? Explain in your own words. 23. What is the role of credit for development? 24. Fill in the blanks: (i) Majority of the credit needs of the _________________households are met from informal sources. (ii) ___________________costs of borrowing increase the debt-burden. (iii) __________________ issues currency notes on behalf of the Central Government. (iv) Banks charge a higher interest rate on loans than what they offer on__________. (v) __________ is an asset that the borrower owns and uses as a guarantee until the loan is repaid to the lender. 25. In what ways does the Reserve Bank of India supervise the functioning of banks? Why is this necessary?

1. 2. 3. 4. 5.

Write the full name. (i) NSSO (ii) NABARD 9. How many % of money bank keep with them? Why we use money in Transaction. 10. What banks do with deposits? What is known as double coincidence of wants? 11. How bank generate their income? Why money is known as medium of exchange. 12. What do you mean by credit? Which type of coins were uses in early age in 13. What are the things involved in the crop India? production? 6. What is the benefit of deposit money in bank? 14. Explain two different situations where credit 7. What do you mean by Demand deposits? becomes useful or painful. 8. What do you mean by cheque payment? Explain 15. Define Collateral. with example. 16. What is included in the terms of credit? 17. How many parts we divided various type of loans? Write name them. 18. According to 2003 survey how many % of loan gave by Commercial Bank, Cooperative societies and money lenders? 19. How many % of loan taken by poor households in the urban areas from unreliable sources? 20. What are the differences between formal and informal sources of credit? 21. When was establish Grameen Bank of Bangladesh? How many people took loand and how many villages get benefit? 22. What is the basic idea behind the SHGs for the poor? Explain in your own words. 23. What is the role of credit for development? 24. Fill in the blanks: (i) Majority of the credit needs of the _________________households are met from informal sources. (ii) ___________________costs of borrowing increase the debt-burden. (iii) __________________ issues currency notes on behalf of the Central Government. (iv) Banks charge a higher interest rate on loans than what they offer on__________. (v) __________ is an asset that the borrower owns and uses as a guarantee until the loan is repaid to the lender. 25. In what ways does the Reserve Bank of India supervise the functioning of banks? Why is this necessary?

1. 2. 3. 4. 5.