Affordable Premiums at a glance for PRUearly stage crisis cover as a Standalone Plan (Based on a sum assured of $50,000)

Life Assured Male non-smoker, age 30 years old, at next birthday Female non-smoker, age 30 years old, at next birthday Male non-smoker, age 40 years old, at next birthday Female non-smoker, age 40 years old, at next birthday Premium Term Premium per day6 $1.37

$1.34

$2.20

$2.35

Table: Medical Conditions covered under PRUearly stage crisis cover

Early Stage Medical Conditions (50% Severity Payout) Moderately severe Alzheimers Disease or Dementia Reversible Aplastic Anaemia Bacterial Meningitis with full recovery Surgical removal of pituitary tumour or Surgery for subdural haematoma Loss of sight in one eye Coma for 48 hours Keyhole coronary bypass surgery or Coronary Artery Arthrectomy or Transmyocardial Laser Revascularisation or Enhanced External Counterpulsation Device Insertion Partial loss of hearing or Cavernous sinus thrombosis surgery Encephalitis with full recovery Liver surgery Severe Asthma or Insertion of a Veno-cava filter Hepatitis with Cirrhosis Cardiac pacemaker insertion or Pericardectomy Percutaneous Valve Surgery HIV due to Assault, Organ Transplant or Occupationally Acquired HIV Surgical removal of one kidney or Chronic Kidney Disease Loss of Speech due to neurological disease Moderately severe burns Carcinoma in situ of specified organs Early Prostate Cancer Early Thyroid Cancer Early Bladder Cancer Early Chronic Lymphocytic Leukaemia Early Melanoma Liver Cirrhosis Surgical removal of one lung Cardiac defibrillator insertion or Early Cardiomyopathy Carcinoma in situ of specified organs treated with Radical Surgery Intermediate Stage Medical Conditions (100% Severity Payout) Optic Nerve Atrophy with low vision Severe Epilepsy or Coma for 72 hours Critical Illnesses (100% Severity Payout) Alzheimers Disease / Severe Dementia Aplastic Anaemia Bacterial Meningitis Benign Brain Tumour Blindness (Loss of Sight) Coma for 96 hours Coronary Artery By-pass Surgery

Cochlear implant surgery -

Deafness (Loss of Hearing) Encephalitis End Stage Liver Failure End Stage Lung Disease Fulminant Hepatitis Heart Attack Heart Valve Surgery HIV Due to Blood Transfusion and Occupationally Acquired HIV Kidney Failure Loss of Speech Major Burns Major Cancers

Facial reconstructive surgery or Spinal cord injury Small bowel transplant; or Corneal transplant Early Motor Neurone Disease Early Multiple Sclerosis Moderately severe Muscular Dystrophy Moderately severe Parkinsons Disease Early Pulmonary Hypertension Early Progressive Scleroderma Brain aneurysm surgery or Cerebral shunt insertion Minimally invasive surgery to Aorta or Large asymptomatic aortic aneurysm

Secondary Pulmonary Hypertension Progressive Scleroderma with CREST syndrome Carotid artery surgery -

Major Head Trauma Major Organ / Bone Marrow Transplantation Motor Neurone Disease Multiple Sclerosis Muscular Dystrophy Parkinsons Disease Primary Pulmonary Hypertension Progressive Scleroderma Stroke Surgery to the Aorta

Table: Medical conditions covered under special benefit

Claimable percentage of sum assured Angioplasty and other Invasive Treatment for Coronary Artery Diabetic complications include Diabetic Retinopathy, Diabetic Nephropathy or amputation of part of limb due to gangrene.

10%

$10,000

20%

$20,000