Ots 24 24071 Presenta Paramete

SNo Shg Fed's Sneha MACSParameters
Maheswaram
DB MACSYacharamGangavaram MS Gandlapenta MS
1 Formed On Oct-01 Feb-98
2 Structure 2-Tier 2-Tier 3-Tier 3-Tier
3 No of Members
4 Membership inc/dec
5 Villages covered
6 Outreach
7 Financial Intermediation Yes Yes No Yes
8 Agency of FI MS MS VO's MS
9 Sources of funds DRDA, BC, SC corporations ASP DPIP Velugu UNDP, Velugu
10 Grants/Funds received
11 Bank Linkage No No No No
12 Basis of lending Group Group Group/Individual Group
13 Avg Loan size
14 Loans accessed
15 Interest rate 15% 24% 6% 3%
16 Days taken to finalize loans 30 45 30 45
17 Regularity of repayments Interest Only Interest Only Interest Only Principal + Interest
18 Defaulters Yes Yes Yes yes
19 Default ctrl Mechanisms No No No No
20 Profit/loss
21 Decision Makers BOD
22 Power centers
23 Influencing parties DRDA Staff Staff CC's /MBK's CC's
24 Strenght Of BOD/EC 15 13 52(15) 15
25 Elections Yes Yes No No
26 Term of BOD 3 3 3 3
27 Changes in Board No No No Yes
28 By law compliance Poor Good Good
29 Awareness of BOD Poor Good Poor Good
30 Staff Strengths
31 Recruiting Agency
32 Pay Scales
33 Performance Appraisals
34 Trainings
35 Membership
36 Records
37 Conflict Resolutions
38 FSS
39 OSS
40 PAR 90-180
41 Age of External Support 14 3 3 12
42 Type of Agency Govt Agency NGO Govt Project Govt Project
43
44
KunikinapaduMaa MACS
Dec-00
2-Tier
Yes
MS
Sanga Mitra
No
Group
24%
7
Principal + interest
Yes
No
SangaMitra
9
No
3
No
Good
Good
15
NGO
Table 2. Details of CIF disbursement
Total amount of CIF received 480800
VO 1 109800
VO 2 45000
VO 3 326000
Contribution from members 36200
Net Amount received 444600
Village Organisation 1 Village Organisation 2 Village Organisation 3
Purpose Number applied Number of members

Amount forgiven
Total
each amount
member Purpose Numbers applied
Number of members
Amount for Total
each amount
member
Purpose Numbers applied
Number of members
Amount for each m
Cattle 5 5 10000 50000 Flower Garden 1 1 5000 5000 Cattle 9 8 10000
Clothes shop 5 2 10000 20000 Guava garden 3 1 10000 10000 Borewell 15 15 2000
Kirana Stores 2 2 5000 10000 Kirana stores 4 2 5000 10000 Vegetable shop 28 28 5000
Wood business 2 2 5500 11000 Cloth shop 2 1 10000 10000 Mirchi powder 2 2 8000
Borewell 5 3 5000 15000 Sewing Machine 24 1 10000 10000 Sewing Machine 5 2 5000
Sewing Machines 3 1 3800 3800 34 6 45000 Foot Mart 2 1 10000
22 15 109800 17.6% STD booth 3 2 7500
percentage catered to 68.2% 64 58
90.6%
11.11% Flower
3.46% 22.22% Garden Cattle
13.66% Borewell
Cattle Borewell Guava
garden 26.58% 4.98%
3.32%
3.32%
22.22% 5.32% Vegetable
45.54% 10.02% Clothes shop Sewing shop
Kirana
Kirana Stores Machines stores Mirchi
9.11% Wood business Cloth shop 9.97% powder
22.22% 46.51%
Sewing Sewing
18.21% Machine Machine
22.22%
Total amount
80000
30000
140000
16000
10000
10000
15000
301000
Cattle Foot Mart

Borewell STD booth
Vegetable
shop
Mirchi
powder
Sewing
Machine
Loan Analysis of
Loans given to member VOs/SHGs
Enter date on which you want to do loan analysis: ----->
Please insert rows if required, before the row # 12, else all formulas will change. Then copy the for
Loan
S# VO Name Day Month Year Loan date Loan amount
outstanding
1 Bogaram 10 4 2001 10/Apr/01 225,000 109,485

2 Nagasanpally 10 4 2001 10/Apr/01 295,000 263,000
3 Chandravancha 10 4 2001 10/Apr/01 334,972 167,472
4 Mukthipad 5 3 2002 5/Mar/02 150,000 150,000
5 Nacharam 5 3 2002 5/Mar/02 204,972 143,472
6 Gundmal 5 3 2002 5/Mar/02 500,000 308,250
7 Amlikuntla 25 7 2002 25/Jul/02 50,000 -
8 Chennaram 21 6 2003 21/Jun/03 80,000 80,000
9 Mushrifa 8 8 2003 8/Aug/03 160,000 160,000
10 Bijjaram 20 1 2004 20/Jan/04 200,000 200,000
11 Mushrifa 19 6 2000 19/Jun/00 100,000 -
12 P.c.tanda 25 6 2000 25/Jun/00 60,000 -
13 Chandravancha 3 7 2000 3/Jul/00 10,500 6,707
14 Sarjakhanpet 25 8 2000 25/Aug/00 50,000 -
15 Chennaram 10 2 2001 10/Feb/01 60,000 -
16 Bolovanpally 26 6 2001 26/Jun/01 60,000 41,000
17 Yellamma (individual) 12 10 2001 12/Oct/01 5,000 -
18 Mogulamma (individual)25 11 2001 25/Nov/01 5,000 2,000
19 Amlikuntla 22 1 2002 22/Jan/02 20,000 20,000
20 Amlikuntla 10 2 2002 10/Feb/02 80,000 80,000
21 Bakthimalla 27 1 2003 27/Jan/03 130,000 124,000
2,780,444 1,855,386
Code: ## A = Agriculture; H = Animal Hu
^^ Y=Yearly; H=Half yearly; Q=Q
NA Not Available
Borrowings (External loans taken by Federation/VO)
Please insert rows if required, before the row # 6, else all formulas will change. Then change the S
Name of the Loan
S# Loan date Loan amount
bank/fed. outstanding
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
### Total - -
Portfolio Analysis
1 CRR
OTRR
PIA (>1day)
PAR (>1days)
PIA (1-30 days)
PAR (1-30 days)
PIA (31-60 days)
PAR (31-60 days)
PIA (61-90days)
PAR (61-90 days)
PIA (91-180 days)
PAR (91-180days)
PIA (181-365 days)
PAR (181-365 days)
PIA (>365 days)
PAR (>365 days)
CRR = Cumulative Repayment Rate
OTRR = On-time Repayment Rate
PIA = Portfolio in Arrears
PAR = Portfolio at Risk
PIA & PAR

PIA >1day
PAR >1days
PIA > 30 days
PAR > 30 days
PIA > 60 days
PAR >60 days
PIA > 90 days
PAR >90 days
PIA >180 days
PAR >180 days
PIA > 365 days
PAR > 365 days
Checks:
1. Did you enter the date on which you w
2. Did you enter the maximum loan o/s w
3. Check Ratios of PIA & PAR (PIA% sh
> 1day
> 30 days
> 60 days
> 90 days
> 180 days
> 365 days
4. Loan Purpose List

Please insert a new purpose between th
Agriculture A
Buffalo H
Ceremonies S
Education C
Health C
House construction R
House repair R
Kirana M
Land purchase R
Loan Repayment L
Others O
Poultry H
Sheep H
Small Business M
Tea shop/Hotel M
Wedding S
10-Jun-04
ange. Then copy the formulas (column R to column AU) in the inserted rows. Also change the S#.
Peri
odic
Loan No.
Loan ity Instalment Cum. Prin. Cum. Prin. Interest
Purpose Instalm
Purpose of Size Due (schedule Paid Paid
Code## ents
Inst. to pay)
^^
Buffalo H H 10 22,500 135,000 115,515
Ceremonies S H 10 29,500 177,000 32,000
House constructionR H 10 33,497 200,982 167,500
House repair R H 10 15,000 60,000 -
Kirana M H 10 20,497 81,988 61,500
#N/A H 10 50,000 200,000 191,750
#N/A H 4 12,500 37,500 50,000
#N/A H 10 8,000 8,000 -
#N/A H 10 16,000 16,000 -
#N/A H 10 20,000 - -
#N/A H 10 10,000 80,000 100,000
#N/A H 10 6,000 42,000 60,000
#N/A H 10 1,050 7,350 3,793
#N/A H 10 5,000 35,000 50,000
#N/A H 10 6,000 36,000 60,000
#N/A H 10 6,000 30,000 19,000
#N/A M 3 1,666 4,998 5,000
#N/A M 3 1,666 4,998 3,000
#N/A H 10 2,000 8,000 -
#N/A H 10 8,000 32,000 -
#N/A H 4 32,500 65,000 6,000
1,261,816 925,058 -
= Agriculture; H = Animal Husbandry; M = Microenterprises; C = Consumption; S = Social ceremonies; R = House Construction
Yearly; H=Half yearly; Q=Quaterly; M=Monthly; F=Four monthly
nge. Then change the S#, also

Peri
odic
Loan No.
Loan ity Instalment Cum. Prin. Interest
Purpose Instalm
Purpose of Size Cum. Prin. Paid Paid
Code## ents
Inst. Due (schedule
^^ to pay)
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! - -
Internal external
66.22% #DIV/0!
na #DIV/0! Loan outstanding 1,855,386 - Portfolio Distribution
22.97% #DIV/0! >1 day Principal O/D
426,260 #DIV/0! Agriculture
89.22% #DIV/0! >1 day Principal1,655,386
Outstanding of O/D
#DIV/0!
LoansAnimal & Husbandry
0.00% #DIV/0! 1-30 days Principal O/D- #DIV/0! Micro Enterprises
0.00% #DIV/0! 1-30 days Principal Outstanding
- of#DIV/0!
O/D Loans
Consumption (health & education)
0.00% #DIV/0! 31-60 days Principal O/D - #DIV/0! Social ceremonies
- #DIV/0!
of O/D Loans
House/Land construction/repair
2.85% #DIV/0! 61-90 days Principal52,967
O/D #DIV/0! Loan Repayment
14.93% #DIV/0! 61-90 days Principal
276,957
Outstanding #DIV/0!
of O/D Loans
Others
2.84% #DIV/0! 91-180days Principal52,738
O/D #DIV/0! Total
691,722
Outstanding#DIV/0!
of O/D Loans
Max. exposure
70,000
O/D #DIV/0! Total Production Loan
165,000
Outstanding
#DIV/0!
of O/D
Max
Loans
outstanding against one SHG/VO
13.50% #DIV/0! >365 days Principal250,555
O/D #DIV/0! Loan distribution among SHG/VO
Outstanding of
#DIV/0!
O/D Loans
Avg. Loan size
ve Repayment Rate Current Loans 200,000 Avg. Loan amount per SHG/VO
Repayment Rate 3
No. loan given last 12 months Avg. number of loans per SHG/VO
No.of loans outstanding 15
(end of period)
Total loan disbursed during year
440,000
Loan outstanding Loan Loss Provision

426,260 #DIV/0! Days
Principal
Outstanding of O/D
#DIV/0!
Loans
o/s of o/d
22.97% #DIV/0! > 30 days Principal
426,260
O/D #DIV/0! loans
1,655,386
Outstanding of#DIV/0!
O/D Loans 1-30
426,260
O/D #DIV/0! 31-60
1,655,386
O/D Loans 61-90
373,293
O/D #DIV/0! 91-180
1,378,429
O/D Loans 181-365
17.28% #DIV/0! > 180days Principal
320,555
O/D #DIV/0! > 365
686,707
Outstanding #DIV/0!
of O/D Loans Total
250,555
O/D #DIV/0!
521,707
Outstanding #DIV/0!
of O/D Loans
the date on which you want the analysis --> cell # is G5

the maximum loan o/s with an VO/SHG (only in case of more than 1 loan to the same VO/SHG) ?
of PIA & PAR (PIA% should be less than or equal to PAR%, and not more)
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
new purpose between the first and last row (in this case Agriculture & Wedding), data sort "Column H" in asc
nge the S#.
No.of
Cum prin No. of No. of
months Principal
Paid On- Prepayment Inst. days
since loan O/D
time elpsed overdue
given
- 37 6 6 71 19,485
- 37 6 6 795 145,000
- 37 6 6 71 33,482
- 26 4 4 647 60,000
- 26 4 4 104 20,488
- 26 4 4 104 8,250
12,500 22 3 3 0 -
- 11 1 1 174 8,000
- 9 1 1 126 16,000
- 4 0 0 0 -
20,000 46 8 8 0 -
18,000 46 7 7 0 -
- 46 7 7 714 3,557
15,000 44 7 7 0 -
24,000 39 6 6 0 -
- 34 5 5 356 11,000
2 31 31 3 0 -
- 29 29 3 866 1,998
- 28 4 4 689 8,000
- 27 4 4 670 32,000
- 16 2 2 319 59,000
- 89,502 5,706 426,260
s; R = House Construction/repairs; R = Land purchase; O = Other
No.of
months Principal
since loan O/D
time elpsed overdue
given
#DIV/0! 53 53 0 #DIV/0! #DIV/0!

#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
- #DIV/0! 265 265 - #DIV/0! #DIV/0!
%
923,000 17.7%
0.0%
1,647,000 31.5%
health & education) 842,000 16.1%
0.0%
onstruction/repair 1,813,000 34.7%
0.0%
0.0%
5,225,000 100%
35%
49%
ng against one SHG/VO 308,250 <--- Please enter this figure, in case of
tion among SHG/VO 16.6% more than one loan being given to the
248,810 VO/SHG
mount per SHG/VO 14,315
of loans per SHG/VO 0.10
oan Loss Provision

LLP
% Amount
Amount
0.00% - -
0.00% - -
2.50% 276,957 6,924
10.00% 691,722 69,172
20.00% 165,000 33,000
50.00% 521,707 260,854
Total 369,950
19.94%
VO/SHG) ?
sort "Column H" in ascending order

1-30 days 31-60 days 61-90 days
Principal Principal 31-60 Principal 61-90 Principal
Outstandin 1-30 days Outstandin days Outstanding days Outstanding
g of O/D Principal g of O/D Principal of O/D Principal of O/D
Loans O/D Loans O/D Loans O/D Loans
109,485 - - - - 19,485 109,485
263,000 - - - - - -
167,472 - - - - 33,482 167,472
150,000 - - - - - -
143,472 - - - - - -
308,250 - - - - - -
- - - - - - -
80,000 - - - - - -
160,000 - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
6,707 - - - - - -
- - - - - - -
- - - - - - -
41,000 - - - - - -
- - - - - - -
2,000 - - - - - -
20,000 - - - - - -
80,000 - - - - - -
124,000 - - - - - -
1,655,386 - - - - 52,967 276,957
No. of loans 7 No. of loans - No. of loans -

Principal 1-30 days 31-60 days 61-90 days
Outstandin Principal 31-60 Principal 61-90 Principal
g of O/D 1-30 days Outstandin days Outstanding days Outstanding
Loans Principal g of O/D Principal of O/D Principal of O/D
O/D Loans O/D Loans O/D Loans
#DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
181-365
91-180 days days
91-180 Principal 181-365 Principal >365 days
days Outstanding days Outstanding >365days Principal No. of
Principal of O/D Principal of O/D Principal Outstanding days since
O/D Loans O/D Loans O/D of O/D Loans loan given
- - - - - - 1,157
- - - - 145,000 263,000 1,157
- - - - - - 1,157
- - - - 60,000 150,000 828
20,488 143,472 - - - - 828
8,250 308,250 - - - - 828
- - - - - - 686
8,000 80,000 - - - - 355
16,000 160,000 - - - - 307
- - - - - - 142
- - - - - - 1,452
- - - - - - 1,446
- - - - 3,557 6,707 1,438
- - - - - - 1,385
- - - - - - 1,216
- - 11,000 41,000 - - 1,080
- - - - - - 972
- - - - 1,998 2,000 928
- - - - 8,000 20,000 870
- - - - 32,000 80,000 851
- - 59,000 124,000 - - 500
52,738 691,722 70,000 165,000 250,555 521,707
No. of loans 2 No. of loans 4 No. of loans 2 No. of loans

181-365
91-180 days days
#DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 1,654
Sector wise loan disbursement
Loan
disbursemen A H M C S
t last year
- - 225,000 - - -
- - - - - 295,000
- - - - - -
- - - - - -
- - - 204,972 - -
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
80,000 #N/A #N/A #N/A #N/A #N/A
160,000 #N/A #N/A #N/A #N/A #N/A
200,000 #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
440,000 #N/A #N/A #N/A #N/A #N/A
6
Loan
disbursemen
t last year
-
-
-
-
-
-
ursement
R L O
- - -
- - -
334,972 - -
150,000 - -
- - -
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
Table No: 5 Economic sustainability of VO(Mammadugu)
Repayment rate 100% 90% 80% 70%

Total CIF received 434400 434400 434400 434400
Rate of interest per annum 6% 6% 6% 6%

Income from interest 26064 23457.6 20851.2 18244.8
Expenditures
Salaries of Sanga Mitra per month 750 750 750 750
Per annum salary 9000 9000 9000 9000
MBK salary per month per VO 520 520 520 520
Per annum salary of MBK 6240 6240 6240 6240
CC salary per VO 690 690 690 690
Per annum salary of CC 8280 8280 8280 8280
Salary expenses per annum 23520 23520 23520 23520
Stationary expenses 500 500 500 500

Conveyance allowance to EC 240 240 240 240
Miscellaneous expenses 100 100 100 100
840 840 840 840
Total expenditure 24360 24360 24360 24360
Net Loss/Profit 1704 -902.4 -3508.8 -6115.2

-153% 289% 74%
61%
434400
6%
15899.04
750
9000
520
6240
690
8280
23520
500
240
100
840
24360
-8460.96
38%
Table 6: Economic sustainability of VO 2 at different repayment rates
Repayment rate 100% 90% 80% 70% 63%

Total CIF received 832925 832925 832925 832925 832925
Rate of interest per annum 6% 6% 6% 6% 6%
Income from interest 49975.5 44977.95 39980.4 34982.85 31484.57
Expenditures
Salaries of Sanga Mitra per month 750 750 750 750 750
Per annum salary 9000 9000 9000 9000 9000
MBK salary per month per VO 520 520 520 520 520
Per annum salary of MBK 6240 6240 6240 6240 6240
CC salary per VO 690 690 690 690 690
Per annum salary of CC 8280 8280 8280 8280 8280
Salary expenses per annum 23520 23520 23520 23520 23520
Stationary expenses 500 500 500 500 500

Conveyance allowance to EC 240 240 240 240 240
Miscellaneous expenses 100 100 100 100 100
840 840 840 840 840
Total expenditure 24360 24360 24360 24360 24360
Net Loss/Profit 25615.5 20617.95 15620.4 10622.85 7124.57

-20% -24% -32% -54%
at an average CIF amount 11640 8040% 4440 840 -1680
60% 50%
600000 600000
6% 6%
21600 18000
750 750
9000 9000
520 670
6240 8040
690 920
8280 11040
23520 28080
500 500
240 240
100 100
840 840
24360 28920
-2760 -10920
-139% 296%
-2760 -10920
Economic sustainability of MS
Repayment rate 100%

Total CIF received 15000000
Rate of interest per annum 6%
Income from interest 900000
Expenditures
Salaries of Sanga Mitra per month
19500
Per annum salary 234000
MBK salary per month 12300
Per annum salary of MBK 147600
CC salary per month 16500
Per annum salary of CC 198000
APM salary 4500
APM salary per annum 54000
Salary expenses per annum633600
Phone Bill 7200

Electricity bill 3600
Office rent 6000
Stationary expenses 13000
Conveyance allowance to EC 240
Miscellaneous expenses 2600
32640
Total expenditure 666240
Net Loss/Profit 233760

19480
90% 80% 70% 63% 60%
15000000 15000000 15000000 15000000 15000000
6% 6% 6% 6% 6%
810000 720000 630000 567000 540000
19500 19500 19500 19500 19500

234000 234000 234000 234000 234000
12300 12300 12300 12300 12300
147600 147600 147600 147600 147600
16500 16500 16500 16500 16500
198000 198000 198000 198000 198000
4500 4500 4500 4500 4500
54000 54000 54000 54000 54000
633600 633600 633600 633600 633600
7200 7200 7200 7200 7200

3600 3600 3600 3600 3600
6000 6000 6000 6000 6000
13000 13000 13000 13000 13000
240 240 240 240 240
100 100 100 100 100
30140 30140 30140 30140 30140
663740 663740 663740 663740 663740
146260 56260 -33740 -96740 -123740

-37% -62% -160% -272% 28%
Repayment rate Total CIF receivedRate of interest per annum
Income from interest
63% 15000000 6% 567000
63% 15000000 9% 850500
63% 15000000 12% 1134000
63% 15000000 15% 1417500
50% Repayment rate 100% 90% 80% 70%

15000000 Total CIF received 15000000 15000000 15000000 15000000
6% Rate of interest per annum
12% 12% 12% 12%
450000 Income from interest
1800000 1620000 1440000 1260000
Expenditures
19500 Salaries of Sanga Mitra19500
per month 19500 19500 19500
234000 Per annum salary 234000 234000 234000 234000
12300 MBK salary per month 12300 12300 12300 12300
147600 Per annum salary of MBK
147600 147600 147600 147600
16500 CC salary per month 16500 16500 16500 16500
198000 Per annum salary of CC198000 198000 198000 198000
4500 APM salary 4500 4500 4500 4500
54000 APM salary per annum 54000 54000 54000 54000
633600 Salary expenses per 633600
annum 633600 633600 633600
7200 Phone Bill 7200 7200 7200 7200

3600 Electricity bill 3600 3600 3600 3600
6000 Office rent 6000 6000 6000 6000
13000 Stationary expenses 13000 13000 13000 13000
240 Conveyance allowance to240
EC 240 240 240
100 Miscellaneous expenses2600 100 100 100
30140 32640 30140 30140 30140
663740 Total expenditure 666240 663740 663740 663740
-213740 Net Loss/Profit 1133760 956260 776260 596260

#DIV/0! 94480 -16% -19% -23%
Per annum salaryMBK salary per month
Per annum salary
CC of
salary
MBKper month
Per annum salary
APMof salary
CC PER Mth APMper
salary
MS per annum
234000 12300 147600 16500 198000 4500 54000
234000 12300 147600 16500 198000 4500 54000
234000 12300 147600 16500 198000 4500 54000
234000 12300 147600 16500 198000 4500 54000
63% 60% Repayment rate 100% 90% 80%

15000000 15000000 Total CIF received 15000000 15000000 15000000
12% 12% Rate of interest per annum
15% 15% 15%
1134000 1080000 Income from interest
2250000 2025000 1800000
Expenditures
19500 19500 Salaries of Sanga Mitra19500
per month 19500 19500
234000 234000 Per annum salary 234000 234000 234000
12300 12300 MBK salary per month 12300 12300 12300
147600 147600 Per annum salary of MBK
147600 147600 147600
16500 16500 CC salary per month 16500 16500 16500
198000 198000 Per annum salary of CC
198000 198000 198000
4500 4500 APM salary 4500 4500 4500
54000 54000 APM salary per annum54000 54000 54000
633600 633600 Salary expenses per633600
annum 633600 633600
7200 7200 Phone Bill 7200 7200 7200

3600 3600 Electricity bill 3600 3600 3600
6000 6000 Office rent 6000 6000 6000
13000 13000 Stationary expenses 13000 13000 13000
240 240 Conveyance allowance to240
EC 240 240
100 100 Miscellaneous expenses2600 100 100
30140 30140 32640 30140 30140
663740 663740 Total expenditure 666240 663740 663740
470260 416260 Net Loss/Profit 1583760 1361260 1136260

-39% -11% -14% -17%
Salary expenses per annum
Electricity bill Office rent Stationary expenses
Conveyance allowance
Miscellaneous
to EC expenses
633600 3600 6000 13000 240 100
633600 3600 6000 13000 240 100
633600 3600 6000 13000 240 100
633600 3600 6000 13000 240 100
70% 63% 60% 50% 50%
15000000 15000000 15000000 15000000 815667
15% 15% 15% 15% 6%
1575000 1417500 1350000 1125000 24470.01
19500 19500 19500 750 19500

234000 234000 234000 9000 234000
12300 12300 12300 670 12300
147600 147600 147600 8040 147600
16500 16500 16500 920 16500
198000 198000 198000 11040 198000
4500 4500 4500 4500
54000 54000 54000 54000
633600 633600 633600 28080 633600
7200 7200 7200 7200

3600 3600 3600 3600
6000 6000 6000 6000
13000 13000 13000 500 13000
240 240 240 240 240
100 100 100 100 100
30140 30140 30140 840 30140
663740 663740 663740 28920 663740
911260 753760 686260 1096080 -639269.99

-20% -34% -9%
scellaneous expenses Total expenditure Net Loss/Profit
30140 663740 -96740
30140 663740 186760 283,500
30140 663740 470260 567,000
30140 663740 753760 850,500
Loan Analysis of
Loans given to member VOs/SHGs
Loan
S# VO Name Day Month Year Loan date Loan amount
outstanding
1 Bogaram 10 4 2001 10/Apr/01 225,000 109,485

2 Nagasanpally 10 4 2001 10/Apr/01 295,000 263,000
3 Chandravancha 10 4 2001 10/Apr/01 334,972 167,472
4 Mukthipad 5 3 2002 5/Mar/02 150,000 150,000
5 Nacharam 5 3 2002 5/Mar/02 204,972 143,472
6 Gundmal 5 3 2002 5/Mar/02 500,000 308,250
7 Amlikuntla 25 7 2002 25/Jul/02 50,000 -
8 Chennaram 21 6 2003 21/Jun/03 80,000 80,000
9 Mushrifa 8 8 2003 8/Aug/03 160,000 160,000
10 Bijjaram 20 1 2004 20/Jan/04 200,000 200,000
11 Mushrifa 19 6 2000 19/Jun/00 100,000 -
12 P.c.tanda 25 6 2000 25/Jun/00 60,000 -
13 Chandravancha 3 7 2000 3/Jul/00 10,500 6,707
14 Sarjakhanpet 25 8 2000 25/Aug/00 50,000 -
15 Chennaram 10 2 2001 10/Feb/01 60,000 -
16 Bolovanpally 26 6 2001 26/Jun/01 60,000 41,000
17 Yellamma (individual) 12 10 2001 12/Oct/01 5,000 -
18 Mogulamma (individual)25 11 2001 25/Nov/01 5,000 2,000
19 Amlikuntla 22 1 2002 22/Jan/02 20,000 20,000
20 Amlikuntla 10 2 2002 10/Feb/02 80,000 80,000
21 Bakthimalla 27 1 2003 27/Jan/03 130,000 124,000
2,780,444 1,855,386
Code: ## A = Agriculture; H = Animal Hu
^^ Y=Yearly; H=Half yearly; Q=Q
NA Not Available
Name of the Loan
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
### Total - -
Portfolio Analysis
1 CRR
OTRR
PIA (>1day)
PAR (>1days)
PIA (1-30 days)
PAR (1-30 days)
PIA (31-60 days)
PAR (31-60 days)
PIA (61-90days)
PAR (61-90 days)
PIA (91-180 days)
PAR (91-180days)
PIA (181-365 days)
PAR (181-365 days)
PIA (>365 days)
PAR (>365 days)
PIA & PAR

PIA >1day
PAR >1days
PIA > 30 days
PAR > 30 days
PIA > 60 days
PAR >60 days
PIA > 90 days
PAR >90 days
PIA >180 days
PAR >180 days
PIA > 365 days
PAR > 365 days
Checks:
> 1day
> 30 days
> 60 days
> 90 days
> 180 days
> 365 days

Agriculture A
Buffalo H
Ceremonies S
Education C
Health C
House repair R
Kirana M
Land purchase R
Loan Repayment L
Others O
Poultry H
Sheep H
Small Business M
Tea shop/Hotel M
Wedding S
10-Jun-04
Peri
odic
Loan No.
Purpose Instalm
Code## ents
Inst. to pay)
^^
Buffalo H H 10 22,500 135,000 115,515
Ceremonies S H 10 29,500 177,000 32,000
House constructionR H 10 33,497 200,982 167,500
House repair R H 10 15,000 60,000 -
Kirana M H 10 20,497 81,988 61,500
#N/A H 10 50,000 200,000 191,750
#N/A H 4 12,500 37,500 50,000
#N/A H 10 8,000 8,000 -
#N/A H 10 16,000 16,000 -
#N/A H 10 20,000 - -
#N/A H 10 10,000 80,000 100,000
#N/A H 10 6,000 42,000 60,000
#N/A H 10 1,050 7,350 3,793
#N/A H 10 5,000 35,000 50,000
#N/A H 10 6,000 36,000 60,000
#N/A H 10 6,000 30,000 19,000
#N/A M 3 1,666 4,998 5,000
#N/A M 3 1,666 4,998 3,000
#N/A H 10 2,000 8,000 -
#N/A H 10 8,000 32,000 -
#N/A H 4 32,500 65,000 6,000
1,261,816 925,058 -
= Agriculture; H = Animal Husbandry; M = Microenterprises; C = Consumption; S = Social ceremonies; R = House Construction
Yearly; H=Half yearly; Q=Quaterly; M=Monthly; F=Four monthly

Peri
odic
Loan No.
Purpose Instalm
Code## ents
Inst. Due (schedule
^^ to pay)
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! - -
Internal external
66.22% #DIV/0!
na #DIV/0! Loan outstanding 1,855,386 - Portfolio Distribution
426,260 #DIV/0! Agriculture
Outstanding of O/D
#DIV/0!
0.00% #DIV/0! 1-30 days Principal O/D- #DIV/0! Micro Enterprises
- of#DIV/0!
O/D Loans
0.00% #DIV/0! 31-60 days Principal O/D - #DIV/0! Social ceremonies
- #DIV/0!
of O/D Loans
2.85% #DIV/0! 61-90 days Principal52,967
O/D #DIV/0! Loan Repayment
276,957
Outstanding #DIV/0!
of O/D Loans
Others
2.84% #DIV/0! 91-180days Principal52,738
O/D #DIV/0! Total
691,722
Outstanding#DIV/0!
of O/D Loans
Max. exposure
70,000
O/D #DIV/0! Total Production Loan
165,000
Outstanding
#DIV/0!
of O/D
Max
Loans
O/D #DIV/0! Loan distribution among SHG/VO
Outstanding of
#DIV/0!
O/D Loans
Avg. Loan size
ve Repayment Rate Current Loans 200,000 Avg. Loan amount per SHG/VO
Repayment Rate 3
(end of period)
440,000

426,260 #DIV/0! Days
Principal
Outstanding of O/D
#DIV/0!
Loans
o/s of o/d
426,260
O/D #DIV/0! loans
1,655,386
O/D Loans 1-30
426,260
O/D #DIV/0! 31-60
1,655,386
O/D Loans 61-90
373,293
O/D #DIV/0! 91-180
1,378,429
O/D Loans 181-365
17.28% #DIV/0! > 180days Principal
320,555
O/D #DIV/0! > 365
686,707
Outstanding #DIV/0!
of O/D Loans Total
250,555
O/D #DIV/0!
521,707
Outstanding #DIV/0!
of O/D Loans

Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
Correct #DIV/0!
nge the S#.
No.of
months Principal
since loan O/D
time elpsed overdue
given
- 37 6 6 71 19,485
- 37 6 6 795 145,000
- 37 6 6 71 33,482
- 26 4 4 647 60,000
- 26 4 4 104 20,488
- 26 4 4 104 8,250
12,500 22 3 3 0 -
- 11 1 1 174 8,000
- 9 1 1 126 16,000
- 4 0 0 0 -
20,000 46 8 8 0 -
18,000 46 7 7 0 -
- 46 7 7 714 3,557
15,000 44 7 7 0 -
24,000 39 6 6 0 -
- 34 5 5 356 11,000
2 31 31 3 0 -
- 29 29 3 866 1,998
- 28 4 4 689 8,000
- 27 4 4 670 32,000
- 16 2 2 319 59,000
- 89,502 5,706 426,260
s; R = House Construction/repairs; R = Land purchase; O = Other
No.of
months Principal
since loan O/D
time elpsed overdue
given
#DIV/0! 53 53 0 #DIV/0! #DIV/0!

#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
#DIV/0! 53 53 0 #DIV/0! #DIV/0!
- #DIV/0! 265 265 - #DIV/0! #DIV/0!
%
923,000 17.7%
0.0%
1,647,000 31.5%
0.0%
0.0%
0.0%
5,225,000 100%
35%
49%
tion among SHG/VO 16.6% more than one loan being given to the
248,810 VO/SHG
oan Loss Provision

LLP
% Amount
Amount
0.00% - -
0.00% - -
2.50% 276,957 6,924
10.00% 691,722 69,172
20.00% 165,000 33,000
50.00% 521,707 260,854
Total 369,950
19.94%
VO/SHG) ?

1-30 days 31-60 days 61-90 days
109,485 - - - - 19,485 109,485
263,000 - - - - - -
167,472 - - - - 33,482 167,472
150,000 - - - - - -
143,472 - - - - - -
308,250 - - - - - -
- - - - - - -
80,000 - - - - - -
160,000 - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
6,707 - - - - - -
- - - - - - -
- - - - - - -
41,000 - - - - - -
- - - - - - -
2,000 - - - - - -
20,000 - - - - - -
80,000 - - - - - -
124,000 - - - - - -
1,655,386 - - - - 52,967 276,957
No. of loans 7 No. of loans - No. of loans -

181-365
91-180 days days
- - - - - - 1,157
- - - - 145,000 263,000 1,157
- - - - - - 1,157
- - - - 60,000 150,000 828
20,488 143,472 - - - - 828
8,250 308,250 - - - - 828
- - - - - - 686
8,000 80,000 - - - - 355
16,000 160,000 - - - - 307
- - - - - - 142
- - - - - - 1,452
- - - - - - 1,446
- - - - 3,557 6,707 1,438
- - - - - - 1,385
- - - - - - 1,216
- - 11,000 41,000 - - 1,080
- - - - - - 972
- - - - 1,998 2,000 928
- - - - 8,000 20,000 870
- - - - 32,000 80,000 851
- - 59,000 124,000 - - 500
52,738 691,722 70,000 165,000 250,555 521,707
No. of loans 2 No. of loans 4 No. of loans 2 No. of loans

181-365
91-180 days days
Loan
t last year
- - 225,000 - - -
- - - - - 295,000
- - - - - -
- - - - - -
- - - 204,972 - -
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
80,000 #N/A #N/A #N/A #N/A #N/A
160,000 #N/A #N/A #N/A #N/A #N/A
200,000 #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
- #N/A #N/A #N/A #N/A #N/A
440,000 #N/A #N/A #N/A #N/A #N/A
6
Loan
disbursemen
t last year
-
-
-
-
-
-
ursement
R L O
- - -
- - -
334,972 - -
150,000 - -
- - -
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
Table No: 9 Expenditure for the Groups on Book Keepers
Percentage of idle funds 10% 15% 20% 25%
Avg Group size 15 15 15 15

12 12 12 12
Monthly savings per member 30 30 30 30
Total group savings 450 450 450 450
360 360 360 360
Per Annum Savings 5400 5400 5400 5400
4320 4320 4320 4320
Idle funds 540 810 1080 1350
432 648 864 1080
Net funds for lendings 4860 4590 4320 4050
3888 3672 3456 3240
Interest on internal lendings per annum
1166.4 1101.6 1036.8 972
933 881 829 778
Book keeper salary per annum 400 400 400 400
In percentage terms 34% 36% 39% 41%
In percentage terms for group size of
43%
12 45% 48% 51%
Loan Analysis of Kunikinapaadu MAA society
Loans given to Group members
Loan
S# Members Name Day Month Year Loan date Loan amount
outstanding
1 shakuntala 31 1 2004 31/Jan/04 2,000 996

2 Seetharamamma 31 1 2004 31/Jan/04 3,000 527
3 Saraswathi 31 1 2004 31/Jan/04 2,000 1,124
4 Yellamma 24 2 2004 24/Feb/04 2,000 1,240
5 Kanthamma 24 2 2004 24/Feb/04 2,000 1,240
6 Sujatha 24 2 2004 24/Feb/04 2,000 1,400
7 Venkatamma 24 2 2004 24/Feb/04 2,000 1,200
8 Seethamma 24 2 2004 24/Feb/04 2,000 1,200
9 tirupathamma 24 2 2004 24/Feb/04 2,000 1,200
10 Nagamma 24 2 2004 24/Feb/04 2,000 1,200
11 laxmi 24 2 2004 24/Feb/04 2,000 1,200
12 Jayama 24 2 2004 24/Feb/04 2,000 1,200
13 Savithri 24 2 2004 24/Feb/04 2,000 1,200
14 Baayama 24 2 2004 24/Feb/04 2,000 1,200
15 Mariamma 24 2 2004 24/Feb/04 2,000 1,200
16 Rama 10 3 2004 10/Mar/04 2,000 1,400
17 maha laxmi 10 3 2004 10/Mar/04 2,000 1,200
18 Raani 10 3 2004 10/Mar/04 2,000 1,200
19 Narsamma 10 3 2004 10/Mar/04 2,000 1,200
20 Naramma 10 3 2004 10/Mar/04 2,000 1,200
21 Koteshwari 10 3 2004 10/Mar/04 2,000 1,600
22 Ananthamma 10 3 2004 10/Mar/04 2,000 1,200
23 Kalavathi 10 3 2004 10/Mar/04 2,000 1,200
24 Peddamma 10 3 2004 10/Mar/04 2,000 1,200
Code:
Name of the Loan
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
30/Nov/99
### Total - -
Portfolio Analysis
1 CRR
OTRR
PIA (>1day)
PAR (>1days)
PIA (1-30 days)
PAR (1-30 days)
PIA (31-60 days)
PAR (31-60 days)
PIA (61-90days)
PAR (61-90 days)
PIA (91-180 days)
PAR (91-180days)
PIA (181-365 days)
PAR (181-365 days)
PIA (>365 days)
PAR (>365 days)
PIA & PAR

PIA >1day
PAR >1days
PIA > 30 days
PAR > 30 days
PIA > 60 days
PAR >60 days
PIA > 90 days
PAR >90 days
PIA >180 days
PAR >180 days
PIA > 365 days
PAR > 365 days
Checks:
> 1day
> 30 days
> 60 days
> 90 days
> 180 days
> 365 days

Agriculture A
Buffalo H
Ceremonies S
Education C
Health C
House repair R
Kirana M
Land purchase R
Loan Repayment L
Others O
Poultry H
Sheep H
Small Business M
Tea shop/Hotel M
Wedding S
22-Jul-04
Peri
odic
Loan No.
Purpose Instalm
Code## ents
Inst. to pay)
^^
House construction R M 10 200 1,000 1,004
House construction R M 10 300 1,500 2,473
House construction R M 10 200 1,000 876
House construction R M 10 200 800 760
House construction#N/A M 10 200 800 800
17,900 17,873 -

Peri
odic
Loan No.
Purpose Instalm
Code## ents
Inst. Due (schedule
^^ to pay)
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! #DIV/0! -
#DIV/0! - -
Internal external
94.39% #DIV/0!
na #DIV/0! Loan outstanding - - Portfolio Distribution
#DIV/0! #DIV/0! >1 day Principal O/D1,004 #DIV/0! Agriculture
#DIV/0! #DIV/0! >1 day Principal Outstanding
8,004 of O/D
#DIV/0!
#DIV/0! #DIV/0! 1-30 days Principal O/D 604 #DIV/0! Micro Enterprises
#DIV/0! #DIV/0! 1-30 days Principal Outstanding
6,404 of#DIV/0!
O/D Loans
#DIV/0! #DIV/0! 31-60 days Principal O/D400 #DIV/0! Social ceremonies
#DIV/0! #DIV/0! 31-60 days Principal1,600
Outstanding #DIV/0!
of O/D Loans
#DIV/0! #DIV/0! 61-90 days Principal O/D - #DIV/0! Loan Repayment
- #DIV/0!
of O/D Loans
Others
#DIV/0! #DIV/0! 91-180days Principal O/D - #DIV/0! Total
- #DIV/0!
of O/D Loans
Max. exposure
#DIV/0! #DIV/0! 181-365 days Principal O/D- #DIV/0! Total Production Loan
- #DIV/0!
of O/D
Max
Loans
#DIV/0! #DIV/0! >365 days Principal O/D- #DIV/0! Loan distribution among SHG/VO
#DIV/0! #DIV/0! >365 days Principal Outstanding
- of
#DIV/0!
O/D Loans
Avg. Loan size
ve Repayment Rate Current Loans (8,004) Avg. Loan amount per SHG/VO
Repayment Rate 21
(end of period)
43,000

#DIV/0! #DIV/0! >1 day Principal O/D1,004 #DIV/0! Days
Principal
#DIV/0! #DIV/0! >1 day Principal Outstanding
8,004 of O/D
#DIV/0!
Loans
o/s of o/d
#DIV/0! #DIV/0! > 30 days Principal O/D
400 #DIV/0! loans
#DIV/0! #DIV/0! > 30 days Principal Outstanding
1,600 of#DIV/0!
O/D Loans 1-30
#DIV/0! #DIV/0! > 60 days Principal O/D - #DIV/0! 31-60
- of#DIV/0!
O/D Loans 61-90
#DIV/0! #DIV/0! > 90 days Principal O/D - #DIV/0! 91-180
- of#DIV/0!
O/D Loans 181-365
#DIV/0! #DIV/0! > 180days Principal O/D - #DIV/0! > 365
- #DIV/0!
of O/D Loans Total
#DIV/0! #DIV/0! > 365 days Principal O/D- #DIV/0!
- #DIV/0!
of O/D Loans

#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
nge the S#.
No.of
months Principal
since loan O/D
time elpsed overdue
given
4 5 5 5 0 -
973 5 5 5 0 -
- 5 5 5 18 124
- 4 4 4 25 40
- 4 4 4 25 40
- 4 4 4 25 200
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 10 200
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 41 400
- 4 4 4 0 -
- 4 4 4 0 -
- 4 4 4 0 -
- 977 144 1,004
No.of
months Principal
since loan O/D
time elpsed overdue
given
#DIV/0! 54 54 0 #DIV/0! #DIV/0!

#DIV/0! 54 54 0 #DIV/0! #DIV/0!
#DIV/0! 54 54 0 #DIV/0! #DIV/0!
#DIV/0! 54 54 0 #DIV/0! #DIV/0!
#DIV/0! 54 54 0 #DIV/0! #DIV/0!
- #DIV/0! 270 270 - #DIV/0! #DIV/0!
%
923,000 17.7%
0.0%
1,647,000 31.5%
0.0%
0.0%
0.0%
5,225,000 100%
35%
49%
tion among SHG/VO #DIV/0! more than one loan being given to the
248,810 VO/SHG
oan Loss Provision

LLP
% Amount
Amount
0.00% 6,404 -
0.00% 1,600 -
2.50% - -
10.00% - -
20.00% - -
50.00% - -
Total -
#DIV/0!
VO/SHG) ?

1-30 days 31-60 days 61-90 days
- - - - - - -
- - - - - - -
1,124 124 1,124 - - - -
1,240 40 1,240 - - - -
1,240 40 1,240 - - - -
1,400 200 1,400 - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,400 200 1,400 - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,600 - - 400 1,600 - -
- - - - - - -
- - - - - - -
- - - - - - -
8,004 604 6,404 400 1,600 - -
No. of loans 15 No. of loans 5 No. of loans 1

181-365
91-180 days days
- - - - - - 173
- - - - - - 173
- - - - - - 173
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 149
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - - 134
- - - - - -
No. of loans - No. of loans - No. of loans - No. of loans

181-365
91-180 days days
Loan
t last year
2,000 - - - - -
3,000 - - - - -
2,000 - - - - -
2,000 - - - - -
2,000 - - - - -
2,000 - - - - -
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000 #N/A #N/A #N/A #N/A #N/A
2,000
2,000
2,000
43,000 #N/A #N/A #N/A #N/A #N/A
-
Loan
disbursemen
t last year
-
-
-
-
-
-
ursement
R L O
2,000 - -
3,000 - -
2,000 - -
2,000 - -
2,000 - -
2,000 - -
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A
#N/A #N/A #N/A

Ots 24 24071 Presenta Paramete

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Ots 24 24071 Presenta Paramete

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SNo Shg Fed's Sneha MACSParameters

Purpose Number applied Number of members

Cattle Foot Mart

Enter date on which you want to do loan analysis: ----->

1 Bogaram 10 4 2001 10/Apr/01 225,000 109,485

Borrowings (External loans taken by Federation/VO)

PIA & PAR

4. Loan Purpose List

nge. Then change the S#, also

Loan outstanding Loan Loss Provision

the date on which you want the analysis --> cell # is G5

#DIV/0! 53 53 0 #DIV/0! #DIV/0!

oan Loss Provision

sort "Column H" in ascending order

No. of loans 7 No. of loans - No. of loans -

No. of loans 2 No. of loans 4 No. of loans 2 No. of loans

Repayment rate 100% 90% 80% 70%

Rate of interest per annum 6% 6% 6% 6%

Stationary expenses 500 500 500 500

Net Loss/Profit 1704 -902.4 -3508.8 -6115.2

Repayment rate 100% 90% 80% 70% 63%

Stationary expenses 500 500 500 500 500

Net Loss/Profit 25615.5 20617.95 15620.4 10622.85 7124.57

Repayment rate 100%

Phone Bill 7200

Net Loss/Profit 233760

19500 19500 19500 19500 19500

7200 7200 7200 7200 7200

146260 56260 -33740 -96740 -123740

50% Repayment rate 100% 90% 80% 70%

7200 Phone Bill 7200 7200 7200 7200

-213740 Net Loss/Profit 1133760 956260 776260 596260

63% 60% Repayment rate 100% 90% 80%

7200 7200 Phone Bill 7200 7200 7200

470260 416260 Net Loss/Profit 1583760 1361260 1136260

19500 19500 19500 750 19500

7200 7200 7200 7200

911260 753760 686260 1096080 -639269.99

Enter date on which you want to do loan analysis: ----->

1 Bogaram 10 4 2001 10/Apr/01 225,000 109,485

Borrowings (External loans taken by Federation/VO)

PIA & PAR

4. Loan Purpose List

nge. Then change the S#, also

Loan outstanding Loan Loss Provision

the date on which you want the analysis --> cell # is G5

#DIV/0! 53 53 0 #DIV/0! #DIV/0!

oan Loss Provision

sort "Column H" in ascending order

No. of loans 7 No. of loans - No. of loans -

No. of loans 2 No. of loans 4 No. of loans 2 No. of loans

Percentage of idle funds 10% 15% 20% 25%

Avg Group size 15 15 15 15

Enter date on which you want to do loan analysis: ----->

1 shakuntala 31 1 2004 31/Jan/04 2,000 996

Borrowings (External loans taken by Federation/VO)

PIA & PAR

4. Loan Purpose List

nge. Then change the S#, also

Loan outstanding Loan Loss Provision

the date on which you want the analysis --> cell # is G5

#DIV/0! 54 54 0 #DIV/0! #DIV/0!

oan Loss Provision