Absolutely Wealth

Absolutely
Wealth
Top wealth experts write about their secrets.
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TABLE OF CONTEST
START
1. The Tale of the King and His Wealth 4

2. Craving for Financial Freedom 8
3. Everyone Deserves To Be A Millionaire 13
4. Why Some People Become Wealthy and Others Don’t 16
5. Creative Money – Why Working Long Hours Doesn’t Make You
Wealthy 20
GO
6. Do You Have a Wealthy Attitude? 23

7. The Wealthy Mindset 26
8. The Differences Betweeen the Wealthy and Everyone Else 32
9. Psychic - Concentrate On Wealth 35
10. Millionaire Mindset: Is Your Brain Sabotaging Your Wealth and
Success? 41
11. Is There An Easy Way To Attract Success And Wealth? 44
12. Wealth Creation And The Values Myths That Keep You Poor! 48
HOW TO
13. Got Wealth? Here's Five Simple Reasons Most People Won't Get
Rich...and How You Can! 54
14. Ten Secrets of the Mega Wealthy 59
15. Get Rich Doing What Others Won’t 65
16. Multiply Your Efforts With Multiple Income Streams 68
17. Wealth Building: Let The Wealth Building Secrets Of J. Paul Getty
Inspire You To Great Achievement 72
18. 10 Wisdom-Based Wealth-Building Strategies 76
19. 15 Commandments Of Creating A Wealth Pulling Niche 85
20. 5 WAYS TO FEEL SUPER-OPTIMISTIC: Tips for Your Health,
Wealth, & Career Success 89
21. An Easy Wealth Exercise: Ten Steps To Wealth 95
22. Effective Blogging - How to Get Wealthy Blogging 98
23. Tax Lien Investing - Secrets of The Wealthy 103
24. 12 Powerful Steps To Home Business Success 107
25. 21 Secrets of Self Made Millionaires 113
26. Wealth Building: Step Away from the Status Quo 116
1. The Tale of the King and His Wealth
by Arun Pal Singh
Once lived a great king who was getting old and wanted to retire. One
day he announced that all his personal wealth would be distributed to the
public. However one would have to earn his share as the king did not
want the wealth to go to unworthy.
His wealth would be in the seven stories of his palace. One might take
whatever one wished, he announced. The word spread fast and people
gathered. No one wanted to miss this opportunity of getting rich.
The entrance was opened and people eagerly rushed in. Presented to
them were common items of pottery, glass and earth. They checked
every place. Nothing else was there. People got disappointed. This was
not what they had expected. Many left cursing.
Others decided to try second floor. As they moved there they found
things which were costlier but nothing which could be called wealth.
Many left again. It was wastage of time after all. The king either had
gone mad or played a bad joke
Rest of them pushed themselves to the next level through a passage that
was narrower and steeper. Here displayed were some coins of lesser
value. Discouraged quite a number left again. I was clear now that the
king had really played a joke. There was no wealth to be found.
Few who were encouraged enough resolved to go to further. They had to
walk a path harder than previous. Those who could not tread returned.
Only a handful reached fourth storey and were rewarded with silver
coins.
Joyfully many stuffed and left. Thank God! The day was not wasted on
some misadventure. They had come from far. They were tired now. They
did not want to go further. They had work at their homes too.
However, ten people decided to go ahead. It was a very difficult journey.

The was almost vertical and very rough. Only four could reach next level.
Others left, not being able to continue. Those who reached found gold
coins in abundance. Two decided to end here and left with gold happily.
Two went further on a path that was almost impossible to walk. They did
manage to reach sixth floor. It was a hall full of diamonds of finest
quality.
Pleased with this one started filling his bags whereas other went into
deep thoughts.
“What happened? You don’t want this” asked the one who was filling.
“I wonder what could be next!”
“What else do you want? This is more than enough for seven lifetimes.
Moreover I can’t see any doorway” Other man was astonished.
“But there is one floor left” said the man who was determined and began
his search.
“You have gone mad” said other and left with diamonds.
There was actually no door. The man searched every corner but none
was to be found. That was until he saw roof and a rope hanging too
small to reach. He jumped and failed.He tried repeatedly without success
till he could not jump.
There has to be some way, he thought as he lay exhausted. There must

be some way.
It was then an idea struck him. He made a heap of diamonds to reach

and pulled the rope. A doorway appeared in one of the walls. Beyond
that was a beautiful ladder. As he climbed a hand pulled him to seventh
floor.
The king himself stood there “Welcome O worthy one! I can retire in
peace now”
The man was appointed as king next day.
Nature too offers us a fortune of wealth that we can earn. Everybody

wishes to be rich but not all are ready to fully walk the path that leads to.
Most of us who start get discouraged by initial unsuccessful attempts and
stop. Others remain satisfied with the nickels they are offered and leave
the journey.
Rare ones have the determination to find actual wealth.
We can stop at silver or go beyond diamonds.
How far would you go?
About The Author
Arun Pal Singh runs a successful business from home at

http://www.homeforprofits.com. He is also publisher and editor of Home
business tips and tricks, a free newsletter with hundreds of tips for home
business which can be subscribed by mailing to
homeforprofits@getresponse.com.
2. Craving for Financial Freedom
by Dinar P. Wiria-Atmadja
Have you ever felt trapped in a Rat Race and wished to retire quickly but
rich?
Have you ever felt that you are spending way too much time working with
your boss at your office instead of with those you love? Your spouse,
children, friends?
Have you ever felt frustrated because you are so deep in debt that you
think you won't be able to retire because as soon as you do, the money
will stop coming and thus you won't be able to pay off your mortgages
and credit card?
Have you ever felt that you have no control over your life anymore in
terms of time? Think about it: can you take a vacation just anytime
whenever you want/ need it and as long as you want/ need it?
Have you ever wished that you can work whenever you want and
wherever you want?
You are not the only one!
Too many people are trapped in a Rat Race because they have to.
There are too many bills to pay, and too many dreams to fulfill. To them it
seems that there is just no way to quit their job and enjoy life, travel and
see the world with their loved ones.
Most people work because their bills tell them to, not because they really
love to do it. Most people enslave themselves to their debt or job,
because (they think) they have no choice.
This is when the craving for achieving financial freedom come in.
Freedom to choose when to work, without worries about income cuts.

Freedom to spend more time with your loved ones, without worries about
your employment or your boss. Freedom to take an expensive vacation,
without worries about retrenchments thereafter. Freedom to do what you
like, instead of what you've got to do, without worries about whether or
not what you like generates enough income for you.
If you seriously crave for financial freedom, finding a better job with a
higher paycheck is not going to work. Higher paychecks would usually
mean more expensive lifestyle, more needs, more mortgages you THINK
you can afford, more responsibilities thus more working hours and more
time to spend at the office instead with your loved ones. And there is
always the same problem: as soon as you stop, the money stops.
If you understand this, you will come to see that financial freedom is not
measured by how much money you make by working, but by how long
your money can support your normal lifestyle when you stop working.
And financial freedom is definitely not about accumulating abundant

riches. It is about a golden chance to live abundantly!
Imagine! With financial freedom, you will have more quality time to spend
with your family and friends. You will have more control over your life to
do whatever you want, whatever you love, whatever you're passionate
about. You will be able to give more, help others, make your part of the
world a better place to live! You will be able to spend as much or as little
time with your business as you choose. You will be able to come and go
at will.
What a great chance to live abundantly!
Is craving for financial freedom realistic? Yes it is. It is not impossible to

achieve it. Ordinary people have achieved financial freedom. They may
not have their own luxurious yacht, but they have the time and the
money to take their family on an expensive cruise to the most expensive
spot on earth.
There are basically only two fundamental things ordinary people have
known for decades to achieving financial freedom:
1. Manage your time and money!
Time and money are the only two factors that keep people from
achieving financial freedom.
To duplicate the success of people who have reached financial freedom,

you do not need to have self-confidence, super intelligence, high
education, great luck, hard-work or great career path. Although those are
all good characteristics, they are not fundamental to achieve financial
freedom.
All you need is a good time and money management, which would also
result in high productivity!
Invest your time in creating extra money that you can later invest. You
can do that by taking up a part-time job or working overtime.
As soon as you have more extra income, be a responsible manager of

your own money! Live less than your income so you can start investing.
It is from investing in a business that will one day generate income for
you and sets you financially free from having to work for a living.
As much as possible avoid borrowing money for anything at all. I believe

everybody has been taught about the negatives of being in a debt, but
very few have been taught to consider the benefits of being debt-free.
By being debt-free, you will have more money to invest. Ask yourself this
question: how difficult would it be to create an extra $1,000 a month by
cutting expenses and by investing the money you normally use to pay
your debt?
2. Start investing in your own business to create passive income!
Passive income is income which requires little or no work at all. The

example would be writing a book and get paid forever on it, traditionally
investing huge capital or starting your own business.
As a passionate home-business owner myself, I believe that having your

own home-business is by far the most powerful way to create passive
income. It takes only small start-up capital and you will have extra tax
benefits.
It is easier to generate passive income by having your own business

than by traditionally investing. If your goal was generating $40,000
annually you would need $1,000,000 to invest at 4% interest. Very few
people have this much start-up capital.
But there are many ordinary people who have become home-business
entrepreneurs and generated $40,000 annually by investing very small
capital.
Finally, quoting Robert Bolton, "A belief is not merely an idea that the
mind possesses; it is an idea that possesses the mind", the idea that
even ordinary people like you can achieve financial freedom should
possess your mind and you will not be denied.
About The Author
Dinar P. Wiria-Atmadja is a home-business entrepreneur, living in

Jakarta, Indonesia and the owner of
http://www.financialfreedomawaits.com.
3. Everyone Deserves To Be A Millionaire
by Matt Bacak
Stop, take a deep breath, and examine your life. Are you excited about
your current career? Are you earning the salary you want or even
deserve? Many people feel stuck in a rut because they are not making
the kind of money that they once thought they would. The good news is
that you can take control of your situation and pick yourself up out of that
rut. Everyone deserves to be a millionaire, even you!
What are the benefits to creating your own wealth? First of all you will
have freedom to do anything you want, whenever you want. You can
pack up your family and take a trip to Europe on a moment’s notice if you
want to. You can determine when you will work and when you will take
breaks. You have eliminated the obligations to anyone else including a
manager that may be a nuisance.
Building your own wealth enables you to leave the corporate world
behind. The corporate world can be very rigid in that you have minimal
control over your promotion schedule. Most companies have a set
promotion schedule and cap off the amount of your salary increases and
bonuses. This stifling condition can be a thing of the past.
Along with newfound freedom come increased family time and a life style
that is comfortable and relaxed. You will have the security of plenty of
money to spend and retire on. You will feel in control of your life and
finances. This personal empowerment is amazing and can add new vigor
to your mind and body.
Enjoying your wealth sounds amazing, right? Why isn’t everyone a
millionaire? Why doesn’t everyone seek out personal empowerment and
the security of money? There are several reasons as to why the majority
of people are not millionaires. A major reason is that most people don’t
have a system to make it happen. They simply do not understand how to
go about building their own wealth.
Many people also believe that they don’t have the ability to create
wealth. They feel the notion of being a millionaire is impossible and only
available for the “chosen” ones. Some people feel that being wealthy is
wrong and greedy. This mindset needs to be adjusted because being
wealthy is a positive venture that is possible for everyone to achieve.
To conquer these misgivings people should seek out a structured system

that will help them create wealth. Look for a mentor or coach that is
successful so they can help guide you along the process. For example, a
mentor can teach you how to structure your business so you can take
advantage of tax breaks that will decrease your taxes by 60-70%. A
mentor can advise you on how to set up your business properly to avoid
being sued.
Another stumbling block to wealth is if you are stubborn. Stubborn

people may think they know everything. If you want to create wealth then
you need to leave your ego at the door. Having an ego can hinder your
chances of being successful.
Additional tips to creating your own wealth include:
Follow the piles of cash. Find people who have successfully created
wealth and learn from them. Remember, it’s not only what you know, but
who you learn it from. Learn from someone who is more successful then
you.
Learn the tricks of the trade from someone that has actually built wealth
and not just written a book about it.
Forget the past. It does not matter who you are or where you came from.
Everyone deserves to be a millionaire.
About The Author
Matt Bacak became "#1 Best Selling Author" in just a few short hours.
Recent Entrepreneur Magazine's e-Biz radio show host is turning
Authors, Speakers, and Experts into Overnight Success Stories.
Discover The Secrets To Unleash The Powerful Promoter In You! Sign
up for Matt Bacak's Promoting Tips Ezine ($100 value) just visit his
website at http://www.promotingtips.com or
http://www.powerfulpromoter.com.
4. Why Some People Become Wealthy and
Others Don’t
by Tim Bruxvoort
Regardless of whether you watch the Oprah Winfrey show or not, the
story of her success is fascinating. You can't say where she is today is
the result of any special advantages she had growing up.
In fact, she came from a broken family and she was abused as a child.
She's also African-American and a woman, so discrimination was likely a
factor that counted against her somewhere along the way.
So why is she now worth a billion dollars while many Harvard-educated,

white males who grew up with every advantage only make a comfortable
living?
Ever wonder why success seems to come easily for some people while
others struggle at everything they do? What makes the difference?
Success at anything in life is predictable and can be duplicated by

following time-tested principles that all millionaires use.
In fact, if you don't receive training in these principles of wealth, you can
NEVER have it in your life. At least not for long. If you do somehow
become wealthy without learning these principles, you won't keep it.
Want proof? Just look at people who have won the lottery:
William "Bud" Post won $16.2 million in the Pennsylvania lottery in 1988.
Now he lives on his Social Security and food stamps which amounts to
$450 a month.
Ken Proxmire was a machinist when he won $1 million in the Michigan

lottery. He moved to California and went into the car business with his
brothers and he filed for bankruptcy within five years.
Suzanne Mullins won $4.2 million in the Virginia lottery in 1993. Today
she's deeply in debt to a company that loaned her money using the
winnings as collateral.
"Winning the lottery isn't always what it's cracked up to be," says Evelyn
Adams. She won the New Jersey lottery not just once, but twice (1985,
1986), in an amount of $5.4 million. Today she lives in a trailer and all
the money is gone.
Janite Lee from Missouri won $18 million in 1993. She generously gave
her money to a variety of causes including politics, education and the
community. According to published reports, eight years after winning,
Lee had filed for bankruptcy with only $700 left in two bank accounts and
no cash on hand.
Willie Hurt of Lansing, Mich., won $3.1 million in 1989 and two years
later he was broke and charged with murder. His lawyer says he spent
his fortune on a divorce and cocaine.
Charles Riddle of Belleville, Mich., won $1 million in 1975. Later he got

divorced, faced several lawsuits and was indicted for selling cocaine.
People have a "financial thermostat" and just like the thermostat that
controls the heating or cooling in your house, your thermostat is currently
set for the amount of money you have.
If you somehow receive more money than your financial thermostat is set
for, like the lottery winners above, you'll waste it away until you are back
to your set level.
If you want more money, or you want to keep the money you are
receiving, you have to raise your financial thermostat. It's that simple.
How do you raise your thermostat? By learning and practicing the

principles of wealth. All self-made millionaires live by these principles.
If you're not currently having financial success, it's likely because you
aren't applying the same principles that Oprah and all other billionaires
and millionaires apply to achieve their success. All that's standing in the
way between you and success is the application of these general
principles.
So where do you learn these success principles?
The best place is directly from people who understand the principles and
have had success using them. There's no quicker way to get where you
want to go than to find a mentor to guide you along your way.
The person you want is someone who is currently where you want to be,
and is willing to teach you the wealth principles. Of course, not all
successful people fully understand these principles even though they
naturally apply them.
Another good way to learn the principles of wealth is through the greatest
success book of all time, Napoleon Hill’s Think and Grow Rich. The
principles you need to understand are in this book. You'll need to do
some work to uncover them, understand them, and put them into
practice, but they are in the book.
Napoleon Hill’s Think and Grow Rich is all about using the same
resources that millionaires use to get the same results as them.
If you are not experiencing the kind of financial success you desire,
perhaps all you need is a little success training from a mentor or by
learning and practicing the principles in Think and Grow Rich.
Sometimes all it takes is few subtle shifts in your thought processes to
create a GIANT difference in your results!
About The Author
Tim Bruxvoort is the Internet’s Foremost Home-Based Business and

Success Coach who helps people create successful and profitable lives
in their own home-based businesses. You can visit his website at
http://www.homebasedriches.com. If you are interested in discovering
how you can be successful in anything you do, go to
http://www.thinktorich.com for a free report.
5. Creative Money – Why Working Long Hours
Doesn’t Make You Wealthy
by Tania French
Most people measure money by time. They believe that by working more
hours they make more money.
That perspective is hard to overcome. Since the quality of your life

depends on it, I’m hopeful to change this belief in you.
First, write this down: “Only ideas make money, not time!”
Writing things down allows your words to reach the subconscious mind.
That’s why, anytime you set your goals, make sure to write them down.
OK, so how is it that time is not money? Look around you. All of you
know people who spend a lot of time working. And working. Their income
is stagnant except for the occasional raise to keep up with inflation. They
are not breaking any ground financially. In fact, these workers are most
likely accumulating more debt as we speak.
But they keep thinking and hoping and praying that if they work hard
enough, they’ll make a lot of money.
Wrong!
Now turn your attention to successful artists, entrepreneurs and just plain
wealthy people. What do they all have in common?
They come up with a great idea. An idea that excites all their senses.
And because the idea appeals to them, they naturally have great
enthusiasm to implement that idea. They feel the joy of seeing that idea
blossom and flourish. As a result, successful people keep creating and
coming up with new ideas. They learn to discern which ideas work and
have the confidence to discard those that don’t work.
Soon the benefits of their wealth allows them to relax and to unwind so
they can keep that creativity flowing.
Yes, they work hard initially to bring their first idea into manifestation. But
they also know that their continued success depends on relaxing and
recharging their mind and body. They feel and see the light at the end of
the tunnel.
Successful people don’t exhaust their creative spirit by working at a

dead-end job. They know, that creativity expands their world. Creativity
smashes all boundaries. Creativity is the blood of Life. And they depend
on their financial freedom to keep creating.
So sit down and do two things. Write a list of ten things you really enjoy.
Then jot down ideas about how you can market what you enjoy. You’ll
toss out most of your ideas. But you will find at least one that will grab
your attention in a Big way.
You’ll need only one idea to change your life forever.
Just remember. Don’t spend any more time dreaming of the castles
you’re going to build. Hold to the one vision of what you want, and act
Now. You are already great within. You just may not yet be doing the
great things without.
Transform each hurdle into a learning tool for further success. Wake up
to a new life. Celebrate your wonderful creativity. Kick it into full gear and
be amazed at your creative power!
About The Author
Tania French is a composer who has enjoyed performances and radio

broadcasts of her music worldwide. Her new CD “Renewal” (released
January 1, 2006) features a rejuvenating fusion of new age, classical,
and world music.
Subscribe to her popular and uplifting newsletter at

http://www.prosperousartist.com.
6. Do You Have a Wealthy Attitude?
by Rosalind Gardner
Wealthy people are conniving, selfish, lazy monsters who will steal your
last penny if you let them, or so that's what I was raised to believe.
Fortunately, through my work and various associations, I've spent time

with many of these 'monsters', and discovered that nothing could be
farther from the truth.
In fact, over the years I've learned that wealthy people are the hardest
working, most generous people one could ever meet.
Obviously, the fear-based attitudes about money that were instilled

during my childhood were not only incorrect, they didn't produce more for
me than a steady job.
And no job, no paycheck. No matter how well-paid you are, that's not
wealth, that's a dangerous rut.
To me, wealth means income that is generated on a continuous and

ongoing basis, whether or not I'm working specifically on that project or
investment at any given time.
I knew that if I wanted to live a richer, fuller life, I'd have to let go of my
old beliefs and adopt healthier, more productive attitudes to acquiring
wealth.
So I set out to learn about the commonly held beliefs and values shared
by wealthy people.
The first commonality was obvious. Wealthy people all value their time
too highly to exchange it for a paycheck, and therefore they work for
themselves. The exception to this is made when they'll work for a
company in their chosen industry to gain experience or be mentored.
Truly wealthy folks know that there is no such thing as 'get r*ch quick'
and understand that businesses are built, and wealth is acquired,
through being of service to others. They find a need and fill it with
excellent products and highly quality customer service. Having their
customers' trust and support, their businesses stand the test of time.
All, without fail, regularly give a portion of their time and money to help
those less fortunate.
The wealthy also place great emphasis on healthy nutrition and regular
exercise. After their work day is over, rather than flop on the couch to
watch a rerun of 'Friends' (and West Wing, and Coronation Street, and
Frasier...) they'll opt for a run or a friendly game of squash. They
understand that exercise is an activity that creates energy, whereas
succumbing to the temptation to 'flake-out' leaves you feeling even more
exhausted.
While out on that run, they put the increased oxygen flow to good use by
thinking, thinking and thinking some more. They forumulate business
plans and strategies for the short, medium and long-term. They know
that their vision for a happy, solid future for themselves and their familes
is built on goals and the specific plans to achieve them.
Family is their top priority. Everything they do is for the purpose of

helping to improve the lives of their family members.
Above all, they approach life with gratitude. They know in their hearts
that there is more than enough wealth on the planet for everyone to
share. They know that whatever effort they make, whatever they choose
to give, will be returned to them many times over.
>From that perspective, they have no fear, and it's fear, not money, that
is the root of all evil. Fear causes people to hold on tight and act in
greedy, selfish ways. Give to receive.. it's really that simple.
The 'good life' may seem like a lot of hard work, and it is! But if you truly
want to enjoy the good life, then do the 'work' of setting goals, staying
healthy, and being of service to others with joy and an open heart. You'll
be delighted by the rewards work can bring when you approach life with
a wealthy attitude.
About The Author
Article by Rosalind Gardner, author of the best-selling "Super Affiliate

Handbook: How I Made $436,797 in One Year Selling Other People's
Stuff Online". To learn how you too can suceed in Internet and affiliate
marketing, go to: http://NetProfitsToday.com.
7. The Wealthy Mindset
by Dinar P. Wiria-Atmadja
What is the difference between wealthy people and poor (even average)
people? It is not all the money that wealthy people have and the average
don’t, nor the luxury, nor the lifestyle. It is their mindset.
A few lucky people have won a lot of money and become wealthy
overnight but in short time many of them have returned to their prior
financial condition too soon. There is no trace of all the riches they have
once won. Very few of them can stay wealthy long enough to actually
improve their quality of life.
Why? Because it is not the money and the luxurious lifestyle that make
people wealthy. It is their mindset.
Real wealthy people act differently upon the big cash they can get their
hands on and upon everything else pertaining money and possession.
And this is because they think differently from most average people in
the first place.
Let’s think this through and discuss the way average people think…
As soon as they can get their hands on a big fat check, average people
would almost immediately go shopping. Buy the latest model car,
luxurious home, or spend it on renovation, once-in-a-lifetime luxurious
vacation… blah blah blah.
They think that in order to really become wealthy, they have to possess
all the stuff that wealthy people would have, travel to places wealthy
people would go to, drive the cars wealthy people would drive or live in
big mansions where wealthy people would live.
Real wealthy people can afford all the above simply because they have
higher purchasing power. Most of us, on the other hand, would think that
by having all those above we just might be considered as ‘wealthy’. We
tend to think that to become wealthy we have to ‘act’ or ‘live’ like those
who in reality are.
Ironically, the fact is to become wealthy we have to ‘think’ like real

wealthy people.
Once again I must say that it’s the mindset that makes people wealthy.
It’s neither their possessions nor what they spend their money on.
Most of us go shopping while holding on to this principle: Buy now,

struggle later.
When wealthy people go shopping they think: Delay it now, invest the
money, and have all you want later on! They embrace delayed
gratification.
Generally, too soon, the average people would end up in debt due to
their principles of immediate gratification. And in most cases their debt
worsens. Car loans, furniture loans, education loans, home loans, credit
cards… and who knows what else.
As the story continuous, I believe, it becomes more and more familiar to
the vast majority: In order to pay off all the debts, they become slaves of
their own jobs after they realised that they had been “slaves of their own
debt” for some time.
To them, a job becomes a necessity as opposed to a choice. It is chosen

based on how big the salary is to pay off their debt, instead of on the
satisfaction the job provides.
Can these people retire early? No. In fact, they wouldn’t even dare to
think about it! They are too deep in debt to quit and to just come and go
almost at will.
On the other hand, not only do the wealthy know the negatives of being
in a debt, they also know precisely the advantages of being debt-free. By
being debt-free, they have more money to save.
The more money wealthy people have, the more they can invest in their
own businesses. Exactly these businesses are their assets that generate
life-long passive income for them. True wealthy people have known
for decades that having traditional jobs would NEVER make them rich. It
would make their bosses rich for sure but there is no way acquiring real
wealth merely by trading time for money.
Can business owners retire early? Yes. Having your own business
means having passive income for life (more likely even longer than that).
If you work consistently on growing your business, you will come to a
point where your passive income exceeds your daily living cost.
If this happens, you can choose when to work, where to work or what.
Your choice of jobs will not be limited by how much money they provide.
Moreover, a job for you would be more of a choice than a necessity.
Even if you chose not to work, you would still have money coming in
from your business.
This is what real freedom is and this is exactly how wealthy people think!
Ironically, I have met some people who sneer at the idea of investing in a
business. For some reason they think that people who are interested in
investing must be so much in love with money, or even slaves of it.
Most average people think that business owners must have become
wealthy by the drive of their greedy, selfish minds. They tend to think that
business owners must be slaves to their money and riches that they
could actually have riches so abundantly now.
The truth is their mindset is exactly the opposite.
Exactly because of UNSELFISH reasons, business owners set up their

businesses in the first place.
By having their own businesses which generate passive income for

them, they have quality time to spend with their loved ones.
They are not too busy to go to their daughter’s first dance recital or to
show up at his son’s birthday party.
They are not too busy to spend a one-week holiday with their spouse.
They are not too busy (nor too broke) to be involved in voluntary social
work.
The average traditional worker, on the other hand, would not be able to
just go and have a holiday anytime he pleases. He has a too tight
schedule to come to his daughter’s dance recital or his son’s 6th birthday
party. And, hey, he’s too busy (and too broke) to do voluntary social
work! He needs jobs that pay well and social works just won’t do.
Well, who is the selfish one now?
Most importantly, because the businesses wealthy people own generate

passive income not only throughout their lives but also throughout the
lives of their children and grandchildren, business owners prove
themselves even more UNSELFISH than the average people do.
People with typical jobs will either retire broke or die poor, leaving their
families with nothing (if not with their remaining debt).
By having the right mindset, you will not only be able to have abundant
riches, but also a great chance to live abundantly: do all the things that
provide satisfaction, spend quality time with you family and friends, and
have all the time and money to voluntarily help other people and make
your part of the world a better place to live.
Above all, having the right mindset will give you a chance to care and
provide for your family even after you leave this planet.
Are you ready to adopt the wealthy mindset?
About The Author
inar P. Wiria-Atmadja writes for www.FinancialFreedomAwaits.com,

helping families and individuals achieve financial freedom in years
instead of decades. Visit the site here at
http://www.financialfreedomawaits.com You are free to publish this
article to your site as long as the article is not changed and you include
the resource box with the author's name and an active link to the
websites.
admin@financialfreedomawaits.com
8. The Differences Betweeen the Wealthy and
Everyone Else
by Jim Young
I recently received an e-mail from a young lady who had doubts about
the principles of wealth found in "Rich Dad, Poor Dad". She mentioned a
couple of past failed investments, and wanted to know what I thought
about investing and financial freedom - whether it was just a myth, or
whether it could be acquired. I thought I'd share it here for the benefit of
those who have struggled with investing, or perhaps from ventures that
didn't quite pan out. Here's what I wrote back to her:
"Dear ________,
I want to address your point below - because I think you make a very
interesting point about money. I do believe that most people have a great
opportunity to put Rich Dad's principles into practice to create wealth for
themselves. You said "the rich get richer"...but remember, many who are
rich did not start that way (many who have a large inheritance don't stay
rich for long). In fact, they started very poor, with little to no money, and
worked their way to freedom. HERE ARE THE DIFFERENCES between
those who achieve financial freedom and those who don't:
1) They have different beliefs about money.
The person who becomes wealthy believes differently about money than
the person who doesn't. Example: The wealthy BELIEVE that "money
should work hard for you" while the poor and middle class BELIEVE that
"you should work hard for your money". These are opposite beliefs - so,
the rich keep FINDING WAYS to have money work for them, while the
poor and middle class keep FINDING WAYS to work harder for money.
See the difference in beliefs, that ultimately effects the person's behavior
and their results? Another example: If I believe that every person is
valuable, then what happens? I treat every person I meet with respect.
What about the person who believes that a particular race - African-
Americans, or Asians, or Hispanics, or Americans are INFERIOR to their
own race, or "bad" - how will that person treat them? With disrespect, or
hatred, or both. You see? What someone believes in his/her heart
correlates with how they will behave.
2) Those who become financially free never, ever give up - even after
failing numerous times.
You mentioned trying a few investments that didn't work out. Why didn't
they work out? I'm sure the reason comes from this one simple reason:
you did not have enough information to evaluate the investment. So,
even if you say "The opportunity was a scam", or "My friend made me do
it", or "It wasn't the right time to invest" - all these reasons come from the
fact that you did not adequately EVALUATE THE INVESTMENT.
Evaluating an investment includes understanding the risks, having a
contingency plan, and getting expert help to best make your decision.
3) Those who become wealthy never stop learning.
If you mess up in an investment, it doesn't mean give up. It means you

look at the mistake and figure out why it happened to make sure you
don't get yourself in that situation again - when you do this, you become
WISER. The poor and middle class try something, and when they fail,
they either blame a person or circumstances AND THEY NEVER HAVE
ANYTHING TO DO WITH THAT AGAIN. That's not good! Just because I
mess up one real estate investment DOES NOT mean real estate is a
bad investment!
I hope this helps - I'd like your opinions on what I've shared -
To your future.
Jim"
I'm still waiting to hear back from her - in the meantime, I hope this helps
you.
About The Author
Jim Young is a published author, successful real estate investor, web

developer, and internet marketer. He shows people how to actually
generate substantial income on-line using very simple, easily modeled
systems. An example of such a system that you can study and duplicate
is at: http://www.RadiusEnterprises.com.
Youngspace@gmail.com
9. Psychic - Concentrate On Wealth
by Zach Keyer
It was never intended that man should be poor. When wealth is obtained
under the proper conditions it broadens the life. Everything has its value.
Everything has a good use and a bad use. The forces of mind like wealth
can be directed either for good or evil. A little rest will re-create forces.
Too much rest degenerates into laziness, and brainless, dreamy
longings.
If you acquire wealth unjustly from others, you are misusing your forces;
but if your wealth comes through the right sources you will be blessed.
Through wealth we can do things to uplift ourselves and humanity.
Wealth is many persons' goal. It therefore stimulates their endeavor.

They long for it in order to dress and live in such a way as to attract
friends. Without friends they would not be so particular of their
surroundings. The fact is the more attractive we make ourselves and our
surroundings the more inspiring are their influences. It is not conducive
to proper thought to be surrounded by conditions that are uncongenial
and unpleasant.
So the first step toward acquiring wealth is to surround yourself with

helpful influences; to claim for yourself an environment of culture, place
yourself in it and be molded by its influences.
Most great men of all ages have been comparatively rich. They have
made or inherited money. Without money they could not have
accomplished what they did. The man engaged in physical drudgery is
not likely to have the same high ideals as the man that can command
comparative leisure.
Wealth is usually the fruit of achievement. It is not, however, altogether

the result of being industrious. Thousands of persons work hard who
never grow wealthy. Others with much less effort acquire wealth. Seeing
possibilities is another step toward acquiring wealth. A man may be as
industrious as he can possibly be, but if he does not use his mental
forces he will be a laborer, to be directed by the man that uses to good
advantage his mental forces.
No one can become wealthy in an ordinary lifetime, by mere savings

from earnings. Many scrimp and economize all their lives; but by so
doing waste all their vitality and energy. For example, I know a man that
used to walk to work. It took him an hour to go and an hour to return. He
could have taken a car and gone in twenty minutes. He saved ten cents
a day but wasted an hour and a half. It was not a very profitable
investment unless the time spent in physical exercise yielded him large
returns in the way of health.
The same amount of time spent in concentrated effort to overcome his

unfavorable business environment might have firmly planted his feet in
the path of prosperity.
One of the big mistakes made by many persons of the present

generation is that they associate with those who fail to call out or develop
the best that is in them. When the social side of life is developed too
exclusively, as it often is, and recreation or entertainment becomes the
leading motive of a person's life, he acquires habits of extravagance
instead of economy; habits of wasting his resources, physical, mental,
moral and spiritual, instead of conserving them. He is, in consequence,
lacking in proper motivation, his God-given powers and forces are
undeveloped and he inevitably brings poor judgment to bear upon all the
higher relationships of life, while, as to his financial fortunes, he is ever
the leaner; often a parasite, and always, if opportunity affords, as heavy
a consumer as he is a poor producer.
It seems a part of the tragedy of life that these persons have to be taught
such painful lessons before they can understand the forces and laws that
regulate life. Few profit by the mistakes of others. They must experience
them for themselves and then apply the knowledge so gained in
reconstructing their lives.
Any man that has ever amounted to anything has never done a great
deal of detail work for long periods at any given time. He needs his time
to reflect. He does not do his duties today in the same way as yesterday,
but as the result of deliberate and concentrated effort, constantly tries to
improve his methods.
The other day I attended a lecture on Prosperity. I knew the lecturer had
been practically broke for ten years. I wanted to hear what he had to say.
He spoke very well. He no doubt benefited some of his hearers, but he
had not profited by his own teachings. I introduced myself and asked him
if he believed in his maxims. He said he did. I asked him if they had
made him prosperous. He said not exactly. I asked him why. He
answered that he thought he was fated not to experience prosperity.
In half an hour I showed that man why poverty had always been his
companion. He had dressed poorly. He held his lectures in poor
surroundings. By his actions and beliefs he attracted poverty. He did not
realize that his thoughts and his surroundings exercised an unfavorable
influence. I said: "Thoughts are moving forces; great powers. Thoughts
of wealth attract wealth. Therefore, if you desire wealth you must attract
the forces that will help you to secure it. Your thoughts attract a similar
kind of thoughts. If you hold thoughts of poverty you attract poverty. If
you make up your mind you are going to be wealthy, you will instil this
thought into all your mental forces, and you will at the same time use
every external condition to help you."
Many persons are of the opinion that if you have money it is easy to
make more money. But this is not necessarily true. Ninety per cent of the
men that start in business fail. Money will not enable one to accumulate
much more, unless he is trained to seek and use good opportunities for
its investment. If he inherits money the chances are that he will lose it.
While, if he has made it, he not only knows its value, but has developed
the power to use it as well as to make more if he loses it.
Business success today depends on foresight, good judgment, grit, firm

resolution and settled purpose. But never forget that thought is as real a
force as electricity. Let your thoughts be such, that you will send out as
good as you receive; if you do not, you are not enriching others, and
therefore deserve not to be enriched.
The man that tries to get all he can from others for nothing becomes so
selfish and mean that he does not even enjoy his acquisitions. We see
examples of this every day. What we take from others, will in turn, be
taken from us. All obligations have to be met fairly and squarely. We
cannot reach perfection until we discharge every obligation of our lives.
We all realize this, so why not willingly give a fair exchange for all that we
receive?
Again I repeat that the first as well as the last step in acquiring wealth is
to surround yourself with good influences--good thought, good health,
good home and business environment and successful business
associates. Cultivate, by every legitimate means, the acquaintance of
men of big caliber. Bring your thought vibrations in regard to business
into harmony with theirs. This will make your society not only agreeable,
but sought after, and, when you have formed intimate friendships with
clean, reputable men of wealth, entrust to them, for investment, your
surplus earnings, however small, until you have developed the initiative
and business acumen to successfully manage your own investments. By
this time you will, through such associations, have found your place in
life which, if you have rightly concentrated upon and used your
opportunities, will not be among men of small parts. With a competence
secured, you will take pleasure in using a part of it in making the road
you traveled in reaching your position easier for those who follow you.
There is somewhere in every brain the energy that will get you out of that
rut and put you far up on the mountain of success if you can only use the
energy.
You know that gasoline in the engine of an automobile doesn't move the
car until the spark comes to explode the gasoline.
So it is with the mind of man. We are not speaking now of men of great
genius, but of average, able citizens.
Each one of them has in his brain the capacity to climb over the word
impossible and get into the successful country beyond.
And hope, self-confidence and the determination to do something supply

the spark that makes the energy work.
About The Author
Zach Keyer
www.PsyCourse.com Brings You Psychic Training for Real People.
Embrace Your Psychic Side - Today!!
www.PsyCourse.com
zkeyer@yahoo.com
10. Millionaire Mindset: Is Your Brain
Sabotaging Your Wealth and Success?
by Rick Miller
Have you ever wondered why some people seem to have success with
every they do? Do they have some magical power which helps them
accumulate wealth that you don't?
Would you like to quickly get that power?
In a recent interview for the List Crusade program, T. Harv Eker revealed
what he calls the Millionaire Mindset-which gives extremely successful
individuals what seems to be an "unfair advantage."
(Note: To access T. Harv Eker's complete audio interview for free, see
end of chapter)
Harv is the author of the best-selling book, SpeedWealth, as well as

several highly-acclaimed courses such as The Millionaire Mind Intensive,
Life Directions, Wizard Training and Train the Trainer. He is also the
producer and trainer of the world-famous Enlightened Warrior Training.
He went from zero to millionaire in only 2-1/2 years using the Speed
Wealth principles he teaches. He shows you how to instantly rid yourself
of limiting beliefs that have stopped you from accumulating wealth in the
past.
According to Harv, your subconscious mind may actually be holding you
back from the success you want in business and in life.
The subsconscious is much more powerful than your conscious mind.
It's like an ice berg, most it is beneath the surface, and that's usually
what sinks ships.
Ideas and misconceptions you formed as a child can affect your life right
now. If you believe that money is evil or that money is hard to get, then
your success will be limited. Even though you go through the motions to
reach your goal, you'll always fall short on something that is critical to
your success.
You mind will automatically stop you just like a thermostat turns off the
heat at a certain point.
Harv revealed 4 easy actions you can do today to change your money
thermostat and gain a millionaire mindset right now.
1) Stop blaming. You must take absolute responsibility for every result in
your life. If you didn't cause it that means it's out of your hands. If you did
cause it then you can change it and get a different result. What an
empowering concept …
2) Stop complaining. When you complain you are focusing on the

problem. The Universal Law of Attraction states that what you focus on
expands. So if you focus on what you don't want, what do you think you'll
get?
3) Use the power of intention. Take your current goal and double, triple it,
or even quadruple it. For example, if you want to make an extra $2000 a
month, raise your goal to $8000. According to Harv, the Universe usually
gives you only what you ask of it. You'll probably find that the higher goal
will spark your enthusiasm and energy and make it much easier to
accomplish.
4) Bless that which you want. If you see someone with a fancy car, say
"Good for him!" Don't use your key to scratch it as you walk by like a lot
of jealous low brow people may do. If someone you know gets a
promotion, congratulate him. This secret alone will cause money and
wealth to start flowing to you effortlessly.
The more you practice these Millionaire Mindset secrets, the more you'll
discover that you too will experience dramatic success and your income
will skyrocket.
About The Author
Rick Miller is a Certified Master of Web Copywriting and co-founder of

List Crusade. We've arranged scholarships for 75 of our readers to get
access to T. Harv Eker's entire interview, along with 51 other audio
lessons from top Internet Marketing and Wealth/Self Help Gurus, such as
Jay Abraham, Jack Canfield, Joe Vitale, Mark Joyner, and Robert Allen--
go to: ==> http://www.ListCrusadeArticles.com/sya-eker.html
11. Is There An Easy Way To Attract Success
And Wealth?
by Sanoe Riccoson
You will be amazed at how easily it is when you can use the universal
Law of Attraction to get whatever you want in your life!
This Law has been at work all along, but probably you never heard about
it or learned that ...not having it under conscious control results in being
bounced around like the ball in an endless ping-pong game.
YOU'RE THE BOSS!
The Law of Attraction means that wherever you put the energy that's in
your beliefs -- there you are! Let's take a look at where you are now.
Your beliefs, which are formed by your thoughts and attitudes, have
been programmed since childhood. Your parents taught you to believe
what they had learned about life. What they taught you isn't true or false -
- it's just their experience, their "blueprint" for either success or failure.
They inherited that from their parents and their life experiences, and so
on back for countless generations.
During your life, teachers and peers helped form your beliefs, and their
influence, just like your parents', also sticks in your energy fields. But are
all of these beliefs benefiting you? Did you form a conviction that you'll
succeed -- or that you'll fail? Did you learn to trust in achieving
abundance -- or experiencing lack? Think about this. Maybe some of
your beliefs are like junk computer software that needs to be eliminated
so more effective software can be installed.
Nobody is a victim. What we believe forms our lives! Remember, the Law
of Attraction is nothing more or less than our beliefs in operation. The
energy we put into our thoughts, words and actions -- which are based
on our beliefs -- brings back from the universe the circumstances that
match our energy output.
NATURAL LAW IS NEUTRAL.
The Law of Attraction doesn't judge what you believe and it doesn't know
what is in your best interests. It only delivers in accordance with the
energy of your beliefs. For instance, if you believe that you don't deserve
to have more money than you do, the universe will insure that you don't
get more. If you believe that it's hard to succeed in any endeavor, the
universe will make things hard for you to succeed. This isn't punishment -
- it simply corresponds to what you believe!
You can be in control. If your beliefs aren't giving you fulfillment where
you are in life, despite all of your programming, you have the power to
change it. So let's look at where you want to be and how to get there
using the Law of Attraction.. It's so simple!
ALL YOU NEED TO DO IS:
1. Choose new thoughts and attitudes that are aligned with what you
want.
2. What you want INTENSELY -- you get it!
3. Where you concentrate your attention -- there you are!
4. In essence, the Law says, "Your wish is my command!"
CHOSE YOUR WORDS AND THOUGHTS CAREFULLY.
Replace annoying and disruptive mind chatter with uplifting, positive

thoughts and align your words and actions with these thoughts. This will
create new beliefs, and the energy you are putting out will change
accordingly. The universe will provide correspondingly!
SO DECIDE WHAT YOU WANT -- more joy, friendship, supportiveness,

prosperity, emotional or physical well being, job success -- and just focus
your attention on the uplifting, positive thoughts, words and feelings
about whatever that is. The Law of Attraction will bring it into your life.
You're not alone. Everybody has been taught from the cradle the
negative way to think. For some reason, it seems easier to think, speak
and feel negatively than positively, so beware of feeding fear, anger,
impatience, self-doubt or any other negative emotions!
When you have conflicting thoughts it is like trying to drive a cart pulled
by two horses in opposite directions. You must reprogram the negative
thoughts before you make real progress toward the success and wealth
you've wanted. I've found one very successful method to help
degragment or eliminate conflicting thoughts from the mind of an
individual just like a computer might be cleaned up. They are energy
healers and they reprogram negative self-talk. You might want to check
out: The Reiki Ranch (http://reikiranch.com).
THE LAW OF ATTRACTION will deliver circumstances to justify those

feelings very quickly! It is important also -- and rightful! -- to think of
gratitude, such as "Thank you, God or Universe, for even more love, joy,
freedom, success and abundance!"
You also can become prosperous by learning to release poverty-

consciousness. It can be easy, accurate, quick and inexpensive when
you release the root cause! Classes in helping you find the root cause of
the problems are available at Chehalis, Washington. Practitioners can
help you by finding the limiting thoughts that keep you from your
abundance.
About The Author
Sanoe Riccoson, A well-known writer submitting success articles for

Cosmic Energetic Healing and Laser Reiki (advanced forms of energy
healing). Learn how to use the subconscious mind to relieve aches,
illness, depression and poverty-consciousness and to find the root cause
of the problem. Negative mind programs can be deleted. For more
information, visit http://www.laserreiki.com.
12. Wealth Creation And The Values Myths That
Keep You Poor!
by Charles Goodwin
So much gobbledygook has been conditioned into us relating to

monetary values that it is no wonder so many people fail financially.
Susanna came to me to learn about wealth creating but our conversation

got off to a shaky but relevant start.
‘Charles, wow did I get value for money today. “Smirking Sam’s” are
having a stock clearance sale and I bought a new lounge suite at 30% off
retail. I saved a bundle!’
‘May I ask you Susanna, what this lounge suite ended up costing you?’
‘Well the marked price was $2,200.00 and I snapped it up for only
$1,540.00.’
‘And if tomorrow you placed the lounge suite into a clearance auction,
what would you expect to get for it?’
‘Oh come on Charles that’s not fair. You know I’d be lucky to get $500.00
for it. The buyers there are mostly dealers and bargain hunters.’
‘Mmm, exactly,’ I replied shrugging. ‘So what could you sell the lounge
suite for privately?’
‘Probably $850.00 - $900.00.’
‘So what you are saying, is that your wealth total upon purchase went
down by a massive $690.00 even though you received a 30% discount
off of the “bigger sucker’s theory” price. On the other hand if you had
purchased this lounge suite at an auction your assets would have
temporarily risen by $350.00. That’s a differential of $1040.00.’
Susanna appeared offended. ‘But others would have paid the $2,200.00
for it and paid interest on their credit card whilst paying it off. At least I
paid cash and waited for the sale price.’
‘That is true. The average punter would pay the full $2,200.00 plus credit
card interest of about $300.00 - totaling $2,500.00. This amount is paid
out of after tax income so they would have to earn about $3,300.00 to
have the after tax proceeds of $2,500.00 available.
“Smirking Sam’s” of course, might have purchased the lounge suite from
an importer who in turn bought it from the manufacturer. Beside Uncle
Sam, there may also have been wholesalers and distributors involved in
the purchase chain. You can readily perceive that each person values
that lounge suite differently. Of course being a ‘depreciating value item’
the lounge suite will steadily loose value until it is worthless.’
‘Then Charles could you explain to me, how does one set the true value
of an article?’
‘You came to me to ask my advise on wealth creation techniques, so I
will answer the question “What is Value?” from the wealth creator’s
perspective. Let’s start by destroying the myth of “supply and demand”.’
My student wealth creator readily agreed and appeared most willing to

learn so I continued.
‘You might be under the mistaken assumption that the value of a

commodity or product is relative to the supply and demand of that
commodity or product. The academic purists have been selling us that
line for decades. What poppycock!
The wealth creator is ever thankful that the concept of values is not, has
never been, and will never be, that simple. You will notice in the above
example of your lounge suite that at no stage in the selling chain has the
supply or demand of that lounge suite gone up or down yet the value to
each participant in the play is quite different.
Supply and demand, business trends and cycles, and inflation may well
affect the value - but these factors alone do not set the value.
So let’s try my wealth creator's definition on for size:
“The value of any article is in direct proportion to the current needs and
means of the potential buyer, and the current need of the potential seller
to dispose of such item.”
A buyer's current need and means must be compatible. For example, a

person dying of thirst in the desert certainly has the need for your jug of
water that you are asking a $1,000.00 for, but the poor soul may not
have the means.
The seller's current need also affects the value.
For example, a lawyer, acting as the trustee of a will, may have the
current need to dispose of the household effects in an estate quickly to
finalize an estate, so the law-firm consigns the whole inventory into a
clearing auction. As a wealth creator you attend the auction and buy an
antique dresser from that estate at less than half the price you know you
can easily resell the dresser for. Naturally your then current need to
dispose of the dresser is different from the lawyer's.
A seller who is desperate for money, will obviously have a differing

current need to dispose of an article than a seller who isn't desperate to
sell.
Both buyers and sellers have differing current needs. The countless
reasons behind those needs sets the nominal value in each transaction.
And isn't this absolutely wonderful for the Wealth Creator?
For the wealth creator, the word "value" takes on an extended meaning.
The value is merely an indicator of the current respective needs and
means of the parties to the transaction, upon the wide spectrum of
potential values. The Wealth Creator merely buys from one end of this
wonderful spectrum and sells at the other end.
‘So Charles you are saying, in regards to my lounge suite, I should have
kept my eye on the clearing auctions etc and bought one similar for
$500.00.’
‘No I didn’t say that at all.’
‘Then I still don’t understand.’
‘Your $500.00 is still paid out of after tax income and the lounge will be
worthless in a few years time, so even though you are losing much less
on the deal, you are still loosing wealth not creating wealth, are you not?’
‘I guess so but what is the alternative?’
‘Remember a wealth creator hates the words “losing” and “loss”. Simply
be patient. With the $500.00, purchase various items from the auctions
or yard sales that you will then on-sell for at least $1,000.00. Then if you
wish, you can take the $500.00 profit and go and buy your lounge suite.
With the other $500.00, why not start your part time wealth program.
Turn the $500.00 into $100,000.00 via the principles in my book and then
if you want to, you can go and start your own “Smirking Susanna’s
franchise” LOL!’
‘So my lounge suite has in effect cost me nothing and I can go about
creating a fortune with the other $500.00.’
‘Exactly so.’
‘God you make it sound so easy.’
‘Oh but I assure you, it is easy.’
About The Author
Charles Goodwin is the author of the highly rated book “The Secrets Of
Wealth Creation Revealed” (available as a paperback or e-book.)
Charles can be contacted at http://www.wealth-creators-club.com or his
Blog “The Esoteric Charles Goodwin” at
http://charlesgoodwin.blogspot.com .
13. Got Wealth? Here's Five Simple Reasons
Most People Won't Get Rich...and How You
Can!
by Jason Oman
What did I learn about wealth building from interviews with over 43 self-
made millionaires?
After going through one interview after another, I realized many of the
secrets that make them rich while others continue to struggle.
When you understand and do what self-made millionaires do, you get to
become build wealth like them too. If you don't understand and do what
they do, you don't get wealth. It's really that simple.
Here are five simple reasons most people will never get rich and how to
make sure you do:
Reason 1: Waiting to Start
Most people don't want to wait for success. But, at the same time, they
are willing to wait before getting started on the road to success.
Do you see the problem here?
The longer you wait to get started, the longer it will be before you get the
money, success, and lifestyle you want.
Many people are waiting for everything to be perfect before they get
going. Therefore, they never get going and never get the rewards.
No race has ever been won (or even finished) by someone who never
left the starting line. Don't wait to get going. Start today on the road to
success.
Reason 2: Being Financially Illiterate
The cornerstone of all wealth is understanding the difference between

assets and liabilities.
The difference is this: Assets put money IN your pocket. Liabilities take
money out of your pocket.
Most people think their home, car, and other possessions are assets.
But, the truth is that in most cases those things take money out of your
pocket. They cost you money. They don't make you money.
Therefore, by the true definition above, those things are liabilities. They
take money out of your pocket each month.
When you have more money coming in from real assets than you have
going out to pay for liabilities, you will be financially free.
There is only one way to do this. Which brings us to...
Reason 3: Focusing on Linear Income Instead of Passive Income

One of the millionaires interviewed said it simply...
He said, "If you're not making money while you sleep, you'll never be
rich."
Linear income is what you get from a job. You work for an hour and get
paid only one time for that one hour's work. That's it.
Passive income is when you work once but continue to get paid over and
over again from work you're no longer doing.
Investing in or creating true assets that provide passive income for you is
your ticket to wealth.
Reason 4: Not Understanding or Using Systems for Making Money
A system for making money is anything that allows you to make money
without your own effort.
In other words, it's an automated way to make money.
All true assets are simply "systems" of one sort or another.
Once you create or invest in a proven system for making money, there is
no limit to the money you can make. Becoming a master of money
systems can bring you riches beyond your dreams.
Reason 5: Not Being Persistent or Patient Enough

To finish any race, you have to leave the starting line and follow through
to the finish line.
Most people create their own failure by either not getting started or not
following through, or both.
To get rich, successful, and happy you must have the patience and
persistence to cross the finish line. You must not only get started, but
also follow through.
This may sound obvious, but it's still the cause of most failure.
Only by joining the small percentage of people who are willing to do the
five things mentioned above will you have the greatest chances for
wealth and success.
It's really quite simple...
Decide to do these things and you can get rich too.
If you don't do them, then - like most people - you may never get rich.
Decide now to master the ideas mentioned above and begin your road to
success now. Then follow through and watch the difference it makes.
About The Author
Jason Oman is the #1 Best-Selling Author of Conversations with
Millionaires. The blockbuster book people around the world are raving
about! Get your copy for FREE when you visit
http://StealThisEbook.com.
14. Ten Secrets of the Mega Wealthy
by Deborah Bishop-Shotland
Mega Wealth, what does that mean? Is it Millions, Billions or possibly

trillions of dollars? Is a mega wealth person Bill Gates or Donald Trump?
Does the idea of mega wealth, multiple millions, billions and trillions
make you wonder how they do it? Well, I'm hoping you're wondering
because you want some, so lets see if we can answer the question and
reveal the secrets of the mega wealthy.
First things first, mega wealthy folks know how they are, they know
where they are going and they show up. They did not necessarily come
from money - some may have, but many mega wealthy individuals are
self made - and they did not necessarily have any extra advantages. So
why them? The very first thing a mega wealthy person has mastered is
how to think like a mega wealth person long before their bank accounts
or business ventures ever reflected it. They became wealthy and
successful in their minds and they made every decision and every plan
with that belief intact and if things didn't work out, they just kept going.
You may be surprised to learn many of the wealthiest self made success
stories have at least one bankruptcy in their past among other things that
could be seen as "failure" and as good a reason as any to stop what they
were doing. Edison "failed" ten thousand times when inventing the light
bulb, reasonable well meaning folks thought he was crazy however we
all know how that turned out.
So, mindset, belief and becoming successful and wealthy in your mind
are the first steps.
Next key to mega wealth is vision. Having a dream, and allowing that
dream to grow and evolve. Going after that dream with no idea of how to
get there but doing it anyway. Becoming a person of action and vision.
Using that vision to set goals and intentions that enroll others along the
way to making your vision come true. Mega wealthy folks have seen
many or their dreams come true and they know the secret is to dream
big and take action, always acting from the end, knowing they have
already succeeded before they have even started.
How many times as children are we told now to dream, to get our heads
out of the clouds and get real? Turns out that we can get the last laugh
here if we are willing to reprogram our thoughts and dream as big as we
dare.
The next secret is getting passionate, that is the emotional connection to

our dreams, the more passionate and excited we are the more our
dream, our vision, becomes a magnet to all it requires to make it a
reality.
Ask any mega wealthy person what they do daily and I'll lay odds that
they will let you know that a portion of their day is dedicated to their own
personal growth. The fourth secret is feeding your head with positive
information, picking and choosing what you focus on and what
information you will allow to infiltrate your brain every day. (Try
unplugging from the media for a while and see how clear your thinking
gets!)
Meditation, silencing the mind and clearing the head in order to bring the
mind to crystal focus is another key to achieving mega wealth. Daily
meditation spent letting go of the mental clutter.
Visualization, using your dreams, your vision and fueling it to an actual

visualized scene of everything unfolding like it is happening. Every part
of the picture, including who is there, what they are saying, what time of
day and what clothes you are wearing. We already know vision is part of
the program, now we are plugging in and making our movie about our
future and get passionate... Have fun!
We touched on goals, now we are going to specify, setting goals is

setting your mark along the path, it is key and the sixth secret to mega
wealth. Setting goals and going for it, even if you don't have a clue how
you're going to get there!
Tapping into opportunity, being in the right place at the right time and
recognizing it, is all part of success of mega wealthy people, they tap into
success, they see possibility and they go for it. Oh, I guess I ought to
point out one factor here that I assume you already know, but just in
case... Every self made mega wealthy person is an entrepreneur; they
started with an entrepreneurs heart and moved forward from there.
The seventh secret is hanging with like minded people. Masterminding

with other who have been there and done that, sitting down and talking
about being a self made mega wealthy person with other self made
mega wealthy people. It matters who you hang out with, it matters who
you consider your mentors and alliances. If you "team" is stuck exactly
where you are than you are probably going to stay right where you are.
Seek out those who have already walked the path. Read their bios and
follow their careers, ask yourself, what would __________ do in this
situation ? And follow their advice!
Number eight is following through. It takes persistency and consistency,

is takes showing up, even when it feels like life is sending adversity your
way, just smile and keep on. Hold your vision and practice your personal
growth, stand steadfast and understand you will get there. This is the
part where most people give up, and this is the past that the mega
wealthy know makes the difference between mega results and mega
nothing!
The ultimate goal with mega wealth is passive or otherwise known as

residual income. Real estate investments that are income properties,
land development, high yield - high risk - investments and money
management, setting in motion a business that builds upon itself and
continues to pay you handsomely even when you are doing less and less
work! Passive, massive income coming in and multiple streams of
income is the ninth secret of the mega wealthy. It's important to realize
that diversification comes after initial success and not before.
The tenth and final secret of the mega wealthy - yes there are many
more - may surprise you. It's important to HAVE FUN! Love what you are
doing, enjoy it, reward yourself, and pretend to be the wealthiest person
in the world just like a kid would pretend and be big and silly and engage
all of your senses. Go test drive your ultimate car, and than every time
you drive your car envision yourself in your ultimate ride, revving the
engines and enjoying it's high performance. Dream shop, hunt for million
dollar real estate, dream, dream and dream and once again, HAVE FUN!
This is so important to the equation and perhaps one of the more
challenging steps as we are so previously conditioned not to have fun
when we are making a living.
Making a living is not the same as making a life!
The promise of mega wealth when combined with the right opportunity
and a like minded community is that it is available for everyone. They
make million dollar homes for you, they make high performance and
luxury cars for you, they make first class travel for you, (What's the
alternative to what I'm saying; they only make these things for other
people?) All it takes is plugging in and practicing the ten secrets.
Want more? Then start taking becoming the person and taking the action
that will take you to the world of mega wealth!
Where did I learn this stuff? Well, by practicing what I preach and being
clued in enough to recognize one of the key ingredients and top ten
secrets when it landed in my path. The best way to become mega
wealthy is to join a company that is mega wealthy and teaching others
how to do it! I am part of a community that not only celebrates mega
wealth as a real and tangible thing but shows others how to be a mega
wealth person. Does what I’ve written about here work? Absolutely.
Opportunity aligned with every secret revealed in this article will, produce
rewards every time.
About The Author
Deborah Bishop-Shotland is a very successful Entrepreneur, Life and
Success Coach and Trainer. She is also an award winning singer,
songwriter and performing artist, a published author and a person
dedicated to enlightening others on the path to wealth and success.
Deborah has a personal goal of assisting a minimum of one hundred
people - who are ready to action - into becoming one hundred multi
millionaires. It is her belief that the truth path to peace is to have
complete abundance.
1-800-582-2772
http://www.realwealthrealfreedom.com
15. Get Rich Doing What Others Won’t
by Daegan Smith
Tired of your having to rush each morning to your nine-to-five jobs? Are
you getting weary of having to receive orders from your supervisor?
It seems that a lot of people are caught up in these situations. There are
some people who hate their superiors, and there are also those who
even hate their jobs! And yet they would force themselves to endure this
grueling routine because of their financial needs, their desire to be
financially secure in the future.
Who wouldn’t want to have their own businesses and be in charge? Who
wouldn’t want to be free from being financially dependent on other
people (like your boss)? I am sure it is the desire of almost all people to
be rich, or at least have the money to live their lives in style. Most people
would choose the easier way out to achieving this, such as playing the
lottery or engaging in illegal activities (such as robbery or kidnapping).
Others would opt for the “responsible” thing to do: be employed and set
aside a part of what they earn so that they can, in the future, buy a house
or a car, take a vacation, or live comfortably when they retire.
Unfortunately, it doesn’t work for everyone. What are the odds of a

person to win a lottery? Very minimal! In addition, getting involved in a
criminal act is not only against the law, it is also morally wrong. On the
other hand, those people who work until they reach the age of 60 or 65
may find that they have barely saved enough to enjoy their retirement
years.
While it doesn’t work for everyone, there are still the “lucky ones” who
manage to earn 6 to 7 figures a month with a minimum effort.
Perhaps you are wondering, “How do they do that?”
So, what does one really have to do to get rich? The answer is simple:
do what the others won’t (or don’t):
Short-term, not long-term. Clearly defined objectives would give you

proper focus and the motivation that you need, which will give you a
better chance of achieving them your goals. What do you aim for? Your
first million? Write it down along with the specific time frame as to when
you will achieve it.
What most people do not know is that having a short-term goal is a

better way to get rich than a long-term one. The “one-step-at-a-time”
approach allows you to make room for realistic scenarios that would
enable you to execute your gameplan more effectively, as compared with
a long-term goal that is full of uncertainties. Remember: “A journey of a
thousand miles begins with a single step!”
Consider your options. Having established your goals, determine the

means as to how you are going to achieve the goals that you have set
up. Identify the opportunities as well as the tools available to you, and
consider their possible returns on your investment.
A helpful hint here is to diversify. Broaden your horizons and branch out,
so that it would be easy for you to recover whenever one of your
ventures does not work out. Also, play it safe. A steady income (a full-
time job, maybe) would serve as your security or fall back as you get
involved with your other (part-time) projects.
Learn to take risks. This is perhaps what most of the successful people
in the business world are good at, that others are not doing. I am not
saying that you have to jump right away at every opportunity that is
offered to you. Learn to take risks, but they should be CALCULATED
risks. Listen to people who can provide you with the right information, but
also learn to listen to your intuition.
These may be helpful hints on how to get rich, but in the final analysis,
the improvement of the quality of your life depends on you – you will
make the decisions on what actions to take. Try to adhere to the
suggestions mentioned above: do what the others won’t
About The Author
Daegan Smith is the leader of the fastest growing team of successful

home business enterpernuers on the net. Find out how we're creating
financial freedom all across the globe and how to get in on the action
FREE at http://www.comlev.net.
16. Multiply Your Efforts With Multiple Income
Streams
by Daegan Smith
With the current economic crises prevailing around us, it is not surprising
to hear of companies that are shutting down or workers being layed off of
their jobs. People are in constant worry of the possible downturns that
may occur, be it in their careers, businesses, or investments, and so they
recognize the importance of ‘not putting their eggs in one basket’ by
venturing in multiple streams of income.
Why Multiple Income Streams?
There are several reasons why people should not limit themselves to a
single business venture:
- The primary source of income may no longer be profitable. This may be

due to an increase in overhead costs or a decline in revenue as a result
of an unpredictable market that is in constant demand for new products
and services.
- Personal preference. People may find themselves losing interest with

their primary income source and would like to go into other business
opportunities.
Whatever the reasons are, the trick is to “think plural” and consider
getting into multiple ventures.
How to do it?
Perhaps the major setback that one may find in having to deal with
multiple income streams is the problem of maintaining focus and
pursuing multiple projects at the same time. This is true for almost all the
tasks that we carry out in our everyday lives, that we often find ourselves
not accomplishing much at the end of the day.
The need to focus in order to get a job done may seem to contradict the
goal of dealing with numerous opportunities, and yet this is what every
person should aim for when dealing with multiple streams of income.
The following are a few suggestions on how to go into, and cope with,
the pressures of growing multiple business opportunities:
1. Ideas are important. A lot of people have been guilty of coming up with
great ideas and forgetting about them, only to turn out to be a hit later
when pursued by another person. In order to prevent this from
happening, ensure that all your ideas are captured. Record your
thoughts and store them either in your computer or in a manual file.
2. Organize your system. You have recorded and filed your ideas about
a new income opportunity, and you have thought of something to add to
them afterwards. The problem is, you cannot find them, and you end up
wasting your time looking for them. Having an organized system enables
you to have an instant access to everything that you need, whenever you
need them.
3. Turn your ideas into reality. Never fear of putting your ideas into
action, especially if you think that it has potential. Consult other people,
especially prospective customers, if you must, but at the same time, be
very cautious of these new ideas before working on them.
4. Do it one at a time. This is a problem for most people who, when given
numerous tasks, often get them going all at the same time, going back
and forth from one to the other and finding themselves getting nowhere
in the process. This is where maintaining focus in the middle of several
projects is important – do them one at a time until they reach the point
that they are income generating and can stand on their own before
moving on to start another one.
5. Time management. The key to maintaining the balance between

multiple income streams is proper time management. It not only makes
you efficient, but it also makes you effective in carrying out different jobs
simultaneously. Making a schedule using tools such as the Daily Planner
or a software program would enable you to focus on specific goals and
prioritize things while minimizing time waste. It would also enable you to
set standards and track your progress on your projects.
6. Learn to accommodate changes. An organized system and proper

time management skills are not the only things that matter in dealing with
multiple income streams – after all, we cannot control (and change) time,
and unforeseen events come up sometimes. The important thing is for us
to learn how to adapt to these changes and still manage to stay on track.
With the guidelines mentioned above, every person would now be able
to handle multiple projects – without having to deal with the stress and
the pressures that go with them.
About The Author

17. Wealth Building: Let The Wealth Building
Secrets Of J. Paul Getty Inspire You To Great
Achievement
by I-key Benney, CEO
One of the shortcuts to creating wealth is to learn from those who have
achieved great wealth.
The late John Paul Getty is known as one of the greatest wealth builders
in American history.
He was kind enough to distill his wealth building rules for anyone who
desires to amass wealth like him to follow.
Do you want to be fabulously rich? Then learn from the master wealth
creator himself, and follow in his footsteps:
Rule No. 1:
To acquire wealth today, you must be in your own business.
You may think that the corporate executive with a $100,000 salary is
better off than small shop owner, but the executive will be hard-pressed
to double his income and taxes will eat up most of any increase.
The simplest peanut vendor has unlimited opportunity to expand his

business and his income, and even salesmen, who in most cases are
able to write their own paychecks, can control his sale increases himself.
Rule No. 2.
You must have a working knowledge of the business when you start and
continue to increase your knowledge of it as you go along.
If you don't know what you're doing when you start, your mistakes will be
costly and often unnecessary, and you won't be able to keep up with the
technological explosions in any field. Start smart and stay that way.
Rule No. 3.
You must save money in your personal life and in your business venture
as well.
Discipline is the key to saving money. You must develop the will power to
deny yourself immediate gratification or the temptation to gamble on the
quick buck. Resources will be needed for expansion and should be
guarded carefully.
Rule No. 4.
You must take risks, both with your own money or with borrowed money.
Risk-taking is essential to business growth.
Nelson Bunker Hunt is admired for his guts in trying to corner the silver
market, not scorned for losing money on this deal.
Some of the richest men have staked their entire fortunes and lost,
several times over, before the risk-taking paid off.
Back those risks with good judgment, experience, commitment, And the
right support.
Seek advice on risks from the wealthy who still take risks, not friends
who dare nothing more than a football bet.
Rule No. 5.
You must not only learn to live with tension, you must seek it out.
Thrive on stress! If it means getting physically fit, having a psychiatric

overall or losing 50 pounds before you can handle it, do it.
Once you can learn to thrive on stress, you will not only enjoy it, you will
seek it out willingly and enthusiastically and wonder how you could live
any other way.
Men of means look at making money as a game which they love to play.
Consider it serious business and you will suffer far more stress than you
need or want.
Keep your perspective or your stress level will rocket beyond your
control.
Rule No. 6.
Build wealth as a by-product of your business success.
If wealth is your only object in business, you will probably fail.
Wealth is only a benefit of the game. If you win, the money will be there.
If you lose, and you will from time to time if you play long and hard
enough, it must have been fun or it was not worth it.
Rule No. 7.
Patience.
This is the greatest business asset. Wait for the right time to make your
moves.
Let your business grow naturally, not by pressing your luck.
Rules No. 8.
Diversify at the top.
Once you've made it, you'll understand that any business is limited in the
challenges it offers.
You'll want and need other games to play, so you'll look for other
ventures to hold your interest.
May these words of wisdom from Mr. Getty inspire you to build fabulous
wealth and reach the stars.
Warmly,
Ikey- Benney, CEO
About The Author
I-key, a Millionaire CEO from New York City is the creator of "Mscsrrr:
Millionaire Secret Cash System", a home based business opportunity
which has helped thousands of ordinary people from all over the world to
attain financial security and shining success during the past 2 yrs.
Mscsrrr Millionaire Secret Cash System (http://www.home-based-

business-opportunity-center.com) helps you to generate $1,500+/Week
for life, from home or office, part time or full time. No large investment or
hassles. Win $1000-$2000 free “cash”…
mscsrrr3@yahoo.com
18. 10 Wisdom-Based Wealth-Building
Strategies
by Gala Gorman
“It’s the business of your life…

and you’re the CEO!” Gala Gorman
Imagine that you’re Noah and God is telling you that you need to build
the ark. You might suspect that Noah was a bit skeptical. Could it
actually rain for such an extended period of time that a small ship would
be required to survive the storm? According to the Bible, the answer is
“Yes!”
So, when I suggest you build an ark of your own – one of the financial
variety – how much convincing will you need? Fortunately, this ark won’t
require a that you assemble a seemingly useless structure in your
backyard and it won’t require a 1,000 year flood to come in handy either.
This ark will be something you can be proud of and it will provide you
with financial security every day of your life.
While any approach to creating financial security must suit the values
and needs of the individual, these are the Top 10 Wealth-Building
Strategies that I believe will ensure that you can weather any storm life
sends your way.
1. Use the A-R-KTM Technique.
A. A is for Accumulating Assets. This may seem like a simple concept
but in today’s challenging circumstances it is much too easy to spend
everything you make and more.
B. R is for Retiring Debt. Debts aren’t called liabilities for nothing. You
need to work towards reducing and eliminating debt when everyone else
is focused on using every ounce of equity.
C. K is for Keeping Commitments. Once you make a commitment to

yourself to apply the A-R-K TechniqueTM, you need to keep it! You build
confidence in yourself and others this way.
2. Prepare for the inevitable rainy day.
A. Understand life’s cycles. It is a fact of life that you will experience

challenging times – in a way times like these are meant to adjust your
course. Life’s challenges are much easier to face with financial security.
B. Maintain a positive AND realistic attitude. It might not seem like

positive thinking to plan for a rainy day. I believe planning and
preparation are the most valuable tools you can use to deal with life’s
problems.
C. Develop plans for your A-R-K. You need a plan. God gave Noah a
“blueprint” to build from. You need a financial blueprint. What will your
ark look like when it’s completed?
3. Acknowledge where your wealth comes from.
A. GUS is the source. Some call it "God", some "Spirit", others "the
Universe", and still others have developed their own term to relate to.
The acronym GUS (God's Universal Spirit) honors all the wisdom
traditions.
B. Give back to those who gave to you – spiritually and otherwise. You
might consider this tithing. Tithing is your way of demonstrating your faith
in an endless supply.
C. Subscribe to the Universal Law of Use. This universal law applies to

every department of your life. Get rid of clutter and anything else that
isn’t serving a purpose. One person’s junk is another’s treasure.
4. Develop sufficient liquid resources.
A. Cash is King! I can’t stress enough the value of having funds readily
available that can be accessed without a significant reduction in value.
This is the “hull” your ark is built on.
B. Calculate your cash reserve requirement. Do you know how much you
would need to meet your minimum financial responsibilities for a period
of six months?
C. Define “liquid”. Liquid resources are assets that can be converted to

cash without penalty or market fluctuation. You need a six month cash
infusion plan that is easy to execute in an emergency.
5. Understand real estate investments.
A. Own your home “free and clear”. Mortgage brokers encourage you to
borrow every dollar you can – especially with interest rates at historical
lows. With this approach, you’ll forever make house payments!
B. Use conservative values for planning purposes. With real estate,

values can fluctuate dramatically based on factors completely out of your
control. How much would you realize if you HAD to sell?
C. Are you prepared to run a business? Owning real estate (unless it’s
your personal residence) requires you to run a business that you may not
consider a valuable use of your time.
6. Understand equity market investments.
A. Evaluate your risk tolerance. Investment advisors typically discuss the

concept of risk with their clients, but don’t face reality. Investments come
with a significant chance that value will decrease significantly.
B. Accept that the stock market is illogical. There are many “systems”
available today that purport to make the market predictable. The truth is
there isn’t much logic behind market values.
C. Fund managers are paid even when they’re wrong. Most mutual funds
underperform the market by 3%. This is in part due to the fact that fund
managers are paid handsomely whether they perform well or not.
7. Know the value of your income stream.
A. Build a sellable business. When you’re ready to “retire” will the work
you’ve done to build your business have lasting value, with or without
you there? With proper planning, your business is a valuable asset.
B. Create lasting value from your career/job. If you aren’t working in your
own business, you can make the most of the income stream from your
paycheck and benefits. Take advantage of employer-sponsored
programs.
C. Supplement with investment income. Your investment strategies can

generate additional cash flow if required. Depending on the phase of
your financial plan, you have the option of adding to useable resources.
8. Limit your “use” assets.
A. Depreciating assets are necessities or luxuries – maybe both. In most

geographical locations, a vehicle is a necessity. Does your vehicle meet
your transportation needs or does it satisfy a desire?
B. Know the hidden costs of expensive “toys”. We all have them – assets
that are nothing more than grown-up toys. You need to know what those
toys really cost to maintain.
C. Money buys experiences. When people are surveyed about what

makes life more satisfying, the answers vary. Consistently, people agree
that they enjoy traveling, dining and the outdoors. It takes money to have
fun!
9. Set goals.
A. Have a target you’re moving towards. Without a comprehensive plan,
you will have difficulty adjusting when you face life’s challenges –
financially or otherwise.
B. Define your wealth-building strategy. Once you know where you want
to end up, you can determine which strategies should be implemented to
meet your goals.
C. Embark on the journey. Just get started! Realize that you will have
setbacks, but you will never get there unless you start rowing in the
direction you’ve determined you want to go.
10. Protect what you’ve built.
A. Buy insurance for predictable losses. Property insurance protects

some of your assets, but you should also consider the risk of losing your
income stream. Life and disability insurance can provide added
protection.
B. Add layers of protection for unpredictable losses. There are many

ways to protect assets from the uncommon disaster – a lawsuit or other
occurrence. Asset protection tools can help you rest easy.
C. Create a succession plan. Whether you own your own business or

want to provide for your family in the event you are unable to do so, any
effective financial plan should consider succession.
You might be feeling like a sound financial plan leaves no room for fun or
enjoying life’s pleasures. On the contrary, your plan should serve your
individual needs and put you on the path to financial freedom. If you
dream of driving a luxury vehicle or taking a cruise around the world,
your plan should factor in the costs so you know you are creating a
financial future that is real and lasting – not just a “mirage”.
Albert Einstein (1879 - 1955) called compounding interest the 8th

wonder. It can work for you, or against you. When you invest it works for
you. When you borrow it works against you! There is a reason God told
Noah to take a male and female of each species aboard the ark…to
multiply. That is what compounding interest does for you and your
financial ark. Creating a wisdom-based financial plan can help you put
the 8th wonder to work for you.
About The Author
The Top 10 Wisdom-Based Wealth-Building Strategies have been

developed from the A-R-K TechniqueTM (ARKTM) which is at the center
of Gala Gorman’s Wealth Management services. Your FREE ARKTM
Assessment is available at http://www.GalaGorman.com.
Gala Gorman, PhD CPA CFP is committed to assisting entrepreneurial

individuals in building and managing their organizations and wealth. Gala
is a certified public accountant, certified financial planner, published
author, executive development coach and business consultant with over
25 years of experience.
Call today for your FREE initial consultation to discuss how Gala and the
A-R-K TechniqueTM can help you build and manage your wealth.
For more information, contact Gala Gorman between 9:00 a.m. and 5:00
p.m. Pacific Time at:
METACOMM MEDIA
A division of MetaComm International, LLC
(888) 886-4111 or (702) 386-4111
9101 West Sahara Avenue, Suite 105-G36
Las Vegas, NV 89117
E-mail: DrGala@GalaGorman.com
Web site: http://www.GalaGorman.com
19. 15 Commandments Of Creating A Wealth
Pulling Niche
by Roy Primm
Niches are like bathrooms; you never notice them until you need one.”
- Primm (From NicheBrain.com)
Fact: The person who finds or creates a special niche gets the cream of
our societies financial rewards. Whether you’re Bill Gates or Joe
Average.
The niche, and the person who creates them, is the main factor that
separates one product from 12 others.
To out-niche your competitors you must focus on these “15

commandments” of niche creation at all times. Observe the ones you can
apply to your business, product, or service - and watch your profits soar.
15 Principles of Creating A Niche (In alphabetical order)
1. The Principle of "Adaptation" - The easiest way to create a new idea is

to do what others in another business or industry is doing. Next, see if
you can adapt it to your own business, product, or service.
2. The Principle of "Addition" - Can you add something extra to your

product or service that your competition doesn’t have or isn’t doing?
3. The Principle of "Combination" - “What positive elements can you
combine from another product or service to make yours better?” A candy
bar did it with simple peanut butter and chocolate, and made a
successful new product. So can you!
4. The Principle of "Customization" - Can you find little ways to

personalize a part of your product or service for your customers? People
love the personal touch - that means so much. Can you make your
product or service more personal and less cookie-cutter?
5. The Principle of "Easier" - Can you find more ways to make your
product or service easier to buy, use, own, recommend to others, or
attract repeat customers?
6. The Principle of "Elimination" - What negative or inconvenience can

you eliminate for your customer with your product or service? Today
people not only pay extra for more, they’ll pay extra for less. Less
irritations, less waiting, less inconveniences, less risk, less pain, etc.
7. The Principle of "Enlargement" - Do people like your service or

product? Then it’s a sure-fire bet there is a segment of your market that
would like even more of it. Can you super-size something?
8. The Principle of "Entertainment" - From cradle to grave, we all have

this inner urge to be entertained, amused, or fascinated - especially
before we spend our money. A relaxed customer spends more. Find little
ways to amuse your customers before, while, and after they buy your
product or service.
9. The Principle of "Longevity" - It’s making some feature of your product
or service last longer. It can also include making a positive experience or
feeling last longer.
10. The Principle of "Portability" - People hate to be tied down. can

people use your product or service in more than one place? Or Can you
find a way to take your product or service to your customer instead of
them having to come to you?
11. The Principle of "Reduction" - If you sell a product or service, is there

any way to reduce a certain feature to make it more convenient? More
portable? Easier to store or carry? Or easier to use? Can you reduce it
and make it more affordable?
12. The Principle of "Reversal" - Look at what features or services your

competition is offering or not offering and reverse them. If they close on
weekends, can you be open? If they cater to seniors, target more young
people. Or if they cater to high-end customers, target more low-end
volume customers, etc.
13. The Principle of "Safety" - Show others how your product or service
can add safety or reduce risk. People hate to experience loss, feel
insecure, or waste money. Try to think of little ways you can help people
avoid the above with your product or service.
14. The Principle of "Speed" - Today more than ever people hate to wait.
You should always be thinking, “What could I do faster than my
competitors-without-losing quality?” Can you fill your orders faster? Can
you give faster service? Can your product get faster results? Can you
resolve customer issues faster? Can you ship your orders faster? Think
speed!
15. The Principle of "Yucky" - A billionaire once said the secret to

success is to be willing to do what most people don’t like to do. So find
out what people don’t like to do, find irritating or disgusting, and charge
them to do it. If you have a business, find out what your competition
doesn’t like to do for their customers and you start doing it. You could
literally steal customers from your competition overnight.
Try it.
By following the above suggestions, you’ll be able to create powerful

money-making niches. And leave your competition in the dust.
About The Author
Roy Primm (The NicheMan) has written hundreds of articles on how to

create a money-making niche. Get the edge on your competition this
year read his free report "14 Ways To Create a Niche and Grow Rich" go
to www.NicheBrain.com
20. 5 WAYS TO FEEL SUPER-OPTIMISTIC: Tips
for Your Health, Wealth, & Career Success
by Maryann Troiani
Optimism is the hidden key to your personal and business success.

Optimists possess a clear vision of an exciting life, confidently work on
goals to achieve their vision, and take self-responsibility. In contrast,
pessimists have no clear vision of a fantastic life, and they love to
complain, blame, and moan. How can you become more optimistic?
I will divulge five little-known “secrets” to help you immediately feel

upbeat, confident, and optimistic.
Research: Why Optimism Is Good for You
Tons of research prove that optimists do vastly better than pessimists in

their
1. Health
2. Wealth
3. Career success
Health.
A growing body of “psychoneuroimmunology” medical research links how

a person’s emotions affect his or her health. Some intriguing findings:
Optimistic people are less likely to get sick than pessimistic or depressed
people. This includes illnesses ranging from common colds to cancer.
Optimistic people also get well faster than pessimists.
Wealth.
A fascinating study found that self-made millionaires worry much less

than people who earn as much money but have not achieved millionaire
status. What is the connection between being optimistic and making
yourself into a millionaire? Optimists are much more likely than
pessimists to make a goal of achieving millionaire status. They also keep
plugging away at being frugal, investing wisely and working hard to turn
financial dreams into reality. In contrast, pessimists are less likely to set
net-worth goals or consistently take actions to become millionaires.
Career Success.
Many companies use our firm’s Abilities & Behavior Forecaster™ pre-
employment tests when choosing applicants. To start, a company has
high-achievers take the test. Also, underachievers may take the test.
Then, we identify how the high-achievers score, so the company can
prefer hiring applicants who score like its profitable, productive
employees. Intriguing finding: One of the Forecaster™ test’s 18 scales is
Optimism. Typically, high-achievers typically score high on the Optimism
test scale, while underachievers score moderate or low on Optimism.
This repeated finding verifies that optimists achieve greater career
success than pessimists.
So, how can you boost your optimism to achieve greater health, wealth,
and career success? Here are five immediately useful techniques. Each
takes only one minute to do, so you can start fast and get results today.
1st Technique: Straight Posture & Big Steps
Optimistic people use straight posture, walk fast, and take big steps.
Pessimistic people slouch, walk slowly, and use small steps. Imagine
seeing someone walking with his or her head held high, shoulders back,
walking fairly fast with big steps. That person exudes confidence. In
contrast, a person whose head and shoulders slouch and walks with
slow, small steps reeks a gloomy mood.
Why is a straight posture crucial? Because before you can straighten out
your head, you first need to straighten up your body!
2nd Technique: Cheerful Voice
A lightning quick way to feel upbeat is to use a cheerful voice. Think of a

time when you felt annoyed. Then, your phone rang. You answered it,
and your caller was someone you wanted to impress. I bet you spoke in
a cheerful voice so you would impress your caller. Result: You
immediately started feeling your mood lift.
Why is a cheerful voice an incredibly powerful optimism tool?

Psychological research proved that a person emotionally feels the
emotion he or she is acting at the moment. So, if you act cheerful, you
feel cheerful. And a cheerful voice is the fastest way to act optimistic.
3rd Technique: Use Upbeat Words
You can use types of words: upsetting and upbeat. Pessimists relish
using upsetting words, while optimists excel at using upbeat words.
Examples:
Upsetting Words
Problem
Tired
Depressed
Upbeat Words
Opportunity
Recharging
Bumming
For example, a pessimist says, “I have a problem.” In contrast, an

optimist would say, “I have an opportunity to do better next time!”
4th Technique: Use Upbeat Attitudes
I find the chief way to become an optimist simply is to focus on solutions

– and not focus on problems. Every time a difficulty pops up, immediately
create solutions and put them into action. Examples:
Upsetting Attitudes
Focus on problems
Dwelling on weaknesses
Thinking about financial woes
Upbeat Attitudes
Focus on solutions
Dwelling on strengths
Thinking about achieving prosperity
Why is a solution-focus ultra-important? Because you can only have one

thought in your head at a time. So, if you focus on solutions, you cannot
wallow in problems, complaining, blaming, or moaning.
5th Technique: Be a Magnificent Role Model
Remember a time you were a role model for someone. As you helped
that person, you also helped yourself. As the proverb goes: “What goes
around, comes around.” If you are a delightfully optimistic role model for
employees, co-workers, family and friends, then you simultaneously
make yourself optimistic.
How do you do this? Make sure people see you using straight posture,
taking big steps, speaking in a cheerful voice, using upbeat words and
focusing on solutions.
Anyone can become an optimist. When people use these five

techniques, they invariably tell me they feel heavy burdens lift off their
shoulders. They feel positive, upbeat, and confident. You only need a
few minutes to put these tips into action. They can be your key to
enhanced health, wealth, and career success.
About The Author
Maryann Troiani, Psy.D., is a speaker, media personality and consultant

with The Mercer Group, Inc., in Barrington, Illinois. She delivers
speeches and workshops at meetings and conferences. She co-authored
the book, “SPONTANEOUS OPTIMISM: Proven Strategies for Health,
Prosperity & Happiness”. Dr. Troiani has tele-coached many people
across the country with her ‘optimism and change-your-life” techniques.
You can email her at drmary@mercersystems.com or phone her at
(847) 382-0690.
21. An Easy Wealth Exercise: Ten Steps To
Wealth
by Silvia Hartmann
Welcome to this simple, fun and easy exercise to improve your wealth
consciousness, focus your mind and get behind yourself so that you can
achieve wealth for real, and easily.
The following exercise is just one of 365 different daily “wealth gym”
mini-workouts that you can do right there and then, in front of your
computer, without even having to get up, and which doesn’t take any
more than 60 seconds to complete, from our “60 Second Wealth Creator
Series”.
This is a basic visualisation exercise which is very neat to do for real

when you come down a flight of steps.
For now, imagine you’re standing at the top of a flight of steps and for
each step, we’ll make a wealth affirmation.
10. I am ready for wealth!
Take a deep breath and step down to the next step.
9. Wealth is my birthright.
8. I achieve wealth easily.
7. Wealth comes to me readily.
6. I invite wealth to come into all I do.
5. Wealth is my partner and my friend.
4. Wealth is joyous and delightful.
3. Wealth enters into all and every aspect of my life.
2. I am on my way to wealth …
Now take a deep breath and JUMP off the last step and onto the next
level:
1. I AM WEALTHY!
Clap your hands and give yourself a round of applause!
If you enjoyed this exercise, by all means come along and sign up for the
full course – it is entirely FREE and not only that, we have some
fascinating bonuses too.
Think wealthy, FEEL wealthy and BECOME WEALTHY!
Silvia Hartmann
About The Author
Silvia Hartmann is the author of MindMillion. To take part in the "60

Second Wealth Boosters" programme for free, go to
http://mindmillion.com/60/ .
22. Effective Blogging - How to Get Wealthy
Blogging
by Anton Linner
"THERE are two kinds of knowledge. One is general, the other is

specialized. General knowledge, no matter how great in quantity or
variety it may be, is of but little use in the accumulation of money."
Web Blogs are online diaries made up of short frequently updated posts.
In addition, they are inexplicably popular.
Steve Pavlina's Blog, dedicated to helping you make conscious decisions

in your personal development and courageously follow through on them
is a good example of a very popular Blog. In February 2005, this site
received about 86,000 visitors, in January 2006 about 715,000, and
today Steve's Blog receives over 1 million page views each month and is
ranked by Technorati as one of the Top 500 Blogs in the world.
It is listed in nearly every search engine because of spider food. New

content is added almost every single day. We will discuss that later.
One key advantage of Blogs is that they are easy to update. The other
side is that surfers will expect you to update your site very frequently. If
you do not they will go somewhere else.
When you sign up for a Blog or create one on your own site use part of
the name or a similar name to the name of the sponsor program you are
promoting unless it is against the sponsors T.O.S.
This blog, http://www.Marketing-Tipps.blogspot.com, showed up in the
Search Engines in 3 days. It is not even in the top 10 for most search
engine terms yet it consistently produces income, mostly AdSense.
But when you create your Blog or Blogs it is really important that you pick
a niche that you know and understand. Ask yourself: Would and does my
Blog appeal to me? Is there something about it that excites me?
If not, you need to go back to the drawing board.
When you create your Blog, let us say about "mp3 players", and its posts
use the galleries and Urls from your sponsors. If they come with a
description, use them. If you have a choice between short or long
descriptions use the long ones. This is your spider food.
However, do not add them all to the Blog at one time. Add them 7 to 10
at a time. Set you up a schedule. Every second or third day add more. If
your sponsor does not have a lot of galleries to use you're going to have
to use several sponsors for each of your Blogs to keep them updated on
a regular basis. After 10-15 days when the first posts are buried well out
of site repeat them. You are after surfers coming from Search Engines
and you are laying down spider food. It is a lot like fishing. You are
putting out bait both for the surfer and for the spiders or bots from the
Search Engines
Moreover, it is very important that you think about Spider Food. Use
descriptions for each of your content with your Blogs name in them. If for
example you are promoting Asian content, use many related names in
the entries you make on your Blog. This is very important.
Go to Google and type in for example "mp3 players"
Write down all the related key words you find on your notepad and as
you make entries in your Blog weave these words into your entries. Over
the next few weeks, when you do entries work these keywords into your
posts. Repeat them. Yes, repeat them. Repeat them and often. When
the search engine surfer comes to your Blog looking for an mp3 player
he is not going to set there for the most part and read your posts. He is
going to go for the links that lead to mp3 player. Therefore, what you
really need to keep in your mind is getting him there.
The quality of Search Engine Traffic is high. Although at first you will not
get a large quantity of traffic from Search Engines the traffic the quality of
the traffic you do get is very high.
When you get your Blog up on the web, there are three places you need
to submit it to. The two major search engines Google, Yahoo, and
BLOGGERNITY.COM, which is a Blog Directory. Hand Submit your Blog
to these three places. Once BLOGGERNITY listed your Blog, go there
and vote for yourself. Sign up there for a free account and write a review
of your Blog. It does not have to be anything fancy. Just write how you
want the surfer to feel about and see your Blog.
Networking!
Make a list of the other Blogs at BLOGGERNITY and contact the owners
of those sites (as many as you can). Write them a short email and ask
them to do a link exchange with you. Most of them will.
It is very important that you use careful strategy and monitoring in

promoting your blog. Use the referrers' script so that you will know what
is going on. Keep a paper record of what you are doing.
By now if you have followed the examples I have given, you know how to
set up your Blog and how to get traffic to it. If you follow it, you can make
money.
Again Steve Pavlina: His Blog, http://www.stevepavlina.com/blog/, is

making $4,700/month with AdSense solely based on the following ten
principles:
1. Create valuable content.
2. Create original content.
3. Create timeless content.
4. Write for human beings first, computers second.
5. Know why you want a high-traffic site.
6. Let your audience see the real you.
7. Write what is true for you, and learn to live with the consequences.
8. Treat your visitors like real human beings.
9. Keep money in its proper place.
10. If you forget the first nine suggestions, just focus on genuinely
helping people, and the rest will take care of itself.
This business model is fascinating. I obviously did not invent it, but I am
certainly enjoying the ride. It is incredibly simple, much simpler than
running any other business is. The risk is virtually zilch, and there is no
overhead aside from web hosting (assuming you already own a
computer and have internet access). There is no selling, no products, no
customers, no order processing, no fraud, no inventory, no shipping, and
no deadlines. And yet you earn income 24/7.
About The Author
Anton Linner works as a consultant and internet marketer, focused on

marketing strategies. Please visit: http://www.marketing-
tipps.blogspot.com.
If you want to learn more how to profit from Google AdWords, please
sign-up for our free course at: http://www.adcontractors.biz/AdWords
23. Tax Lien Investing - Secrets of The Wealthy
by Gregory Nirshberg
Most people have not heard of tax lien investing. Yet there are millions of
people across the country earning safe, secure, and most importantly,
high percentage interest returns by investing in tax lien certificates. To
put it simply, investing in tax liens is an easy, high profit way to invest in
real estate, without needing large sums of money to do it.
So what are tax lien certificates?
Each year property taxes are due on all properties. The local government
uses the money from property taxes to pay for various things in the
community. If an owner doesn't pay their property taxes, the government
still needs that money to be able to run their county effectively! So what's
a government to do? They levy a tax lien against that property and
auction it off at a tax lien sale. An investor, YOU, will purchase that tax
lien with the understanding that you will earn a certain percentage
interest rate. When the owner of the property finally pays off their
taxes(plus penalty fees), the county then cuts a check to the investor for
the principle amount invested, plus any interest or penalty fees accrued.
The county makes out because they get the money they need to run
things, the home owner or business makes out because they are given
more time to pay off their taxes, and the investor makes out because
they just earned a lot of money without really doing much at all!
Why should I invest in tax lien certificates?
Safety
Tax liens are sanctioned and run by the government. Your investment is
protected by state law and secured by actual real estate! What other kind
of investment option provides that kind of backing? Take a look at it from
the other end. People do NOT want to lose their homes. So odds are
they'll pay off their taxes, thus paying you off. And if they don't...you just
may end up with a free property.
Minimal Competition
The great thing about tax lien investing is that, for the most part, it's a
completly unknown investing option. Most people think that stocks,
bonds, mutual funds, CDs, money markets, and traditional real estate
investing are the only ways to invest their money. So what you have is a
very small number of people "in the know" making tons of money in an
extremely low risk form of investing.
High Return on Investment
Your return on investment will vary largely depending on what state and
county you are in. But to give you a rough idea, interest rates will vary
from about 5% to 25%. Now, given how safe and easy this is, these kind
of interest rates alone would be worth the investment. But there's more.
In most cases you won't have to wait a whole year to earn your 15%
interest. If the property owner pays off their taxes in one month, you'll still
earn that same 15% interest, but you'll get it one months time. Freeing
up your money to invest again. Lets say you take that money, and each
month invest in a tax lien certificate and get paid off right away. That's
15% interest, 12 times, giving you a final return of 180% over the period
of the whole year. Because interest rates are always calculated over the
period of one year, this is what's called your effective return on
investment. This is why investors love tax lien investing. In a state like
Texas your effective return on investment can be up to 300%!
Examining the alternatives
Here are some alternative investing options that the majority of

americans invest in. Included with them is an average interest rate and
the degree of safety of the investment.
Savings account - 1% - safe
Money market - 1-2% - safe
CDs - 1-4% - safe(interest rate depends on length of CD
Stock market - average growth 11% - unsafe, percentages vary wildly

from year to year
Tax lien certificates - 5%-300% - Safe. Government run. Enforced by

state law. Fixed interest rates.
The ultimate win/win situation
So what happens if the owner doesn't pay off their taxes? Well in many
states you would initiate a foreclosure on the property. The property gets
auctioned off at a tax deed sale, and as the tax lien certificate holder, you
get paid off first. But in other states the property is signed over to you
free and clear! That's right, your small investment geared to earn 15%
just earned you a free house with which you can do as you please. Live
in it, rent it out, sell it, whatever you want.
Conclusion
So why should you invest in tax lien certificates? Because it simply

doesn't make sense not to. If you'd like to learn more about the ins and
outs of tax lien certificates or specifically about tax lien auctions, more
detailed information is available.
About The Author
Gregory Nirshberg owns and operates Tax Lien Investing Resource. A

website dedicated to providing free quality information about tax lien
certificates and the tax lien investing process.
For more detailed information visit http://www.tax-lien-investing-

resource.com.
gnirsh@gmail.com
24. 12 Powerful Steps To Home Business
Success
by Daegan Smith
I am going to be my own boss. I will be the one to call the shots. I will
work at my own pace and time. I will have free time in my hands. I will
spend quality time with my loved ones. I will succeed. I will enjoy my life.
So, you have decided to venture into a home business --- where you
work for yourself and greatly reap the fruits of your labor. However, there
are some bad news and good news that you should be aware of.
BAD NEWS: Studies show that 80-90% of home businesses fail.
GOOD NEWS: Your business can be among the 10-20% that actually
succeed!
How? By following the "12 Steps To Home Business Success." And you
can do that with PEP!
*P - PREPARING/PLANNING EXTENSIVELY
When you do decide to venture into a home business, the very next thing
to do is prepare for it. Prepare a business plan. This will be the very
foundation of your business. You can do this by following these steps:
1) Start with the basics.
What type of business would you like to get into? Would you be selling
products, would you be offering services, or would you like to try both? In
any case, you must decide on which particular product and/or service
you would want to focus.
Have difficulty deciding? Here's a simple but sure-fire tip: Focus on what
you know and enjoy.
If you have a talent in writing and editing, you can venture into an
editorial services business. Are you into graphic arts? Can you
design/layout brochures, business cards, newsletters, etc. using your
computer? Then you can get into desktop publishing.
Do you know how Bill Gates, the richest man in the world, reached the
pinnacle of success? He decided to venture into the one thing that he
loved --- computers.
So, whatever type of business and whatever product or service you

decide to start with, always make sure that you are familiar with it and
that you have passion for it. The first will save you time, the second will
keep you motivated.
When you are already decided about the type of venture you want, think
of a name for your business. Make sure that it is unique, easy to
remember, and professional. Of course, also make sure that it is
significantly related to your business.
2) Gather your resources.
You cannot put up a business without a capital. This includes the
monetary or financial capital, material capital (supplies, gadgets, etc.),
and manpower. Do you think you are prepared to invest all this into your
business?
3) Draw out your goals and set your mind into them.
Set general goals and specific ones. Formulate short-term goals and
long-term ones. What do you aspire to achieve in one month, three
months, six months, one year?
Visualize your goals. Have a vivid image of each goal in your mind. How
do you see yourself a year or two from now?
Have a list of your goals on hand. Read your list regularly. Did you know
that by merely doing so, you actually increase your home business
success rate by 100%?
*E - ESTABLISHING YOUR BUSINESS.
This stage refers to the actual nitty-gritty of setting up your home

business. This time, you are done with conceptualization and you are
ready to get into action. You are now implementing the plan that you
have prepared. Here are several steps that will help you establish your
home business and achieve home business success:
4) Work on the legal requirements of your home business.
For your venture to be a legal business entity, you need to work on
certain formalities. These include registering your business name,
applying for a business permit/license, setting up a taxation system, and
other paperwork. In this step, you also formulate a compensation plan for
your employees.
5) Devise a marketing plan.
How do you create exposure for your products and/or services?

Formulate a creative, innovative marketing plan. Consider the following
factors/concerns:
>Your target market. Clearly define your target market. This will help you
decide which advertising and promotion strategies would be more
appropriate to draw in your prospective clients/customers.
>Your products/services. Of course, your advertising and promotion

techniques will greatly depend on the type of products/services that you
sell/offer. Make sure your strategies will "sell" your products/services. If
you are offering graphic designing services and you give out poorly-
made flyers, you will surely attract no clients at all.
>Your resources. You cannot aspire for grand and complicated

advertisements if you are limited by financial constraints. You can,
however, maximize whatever resources are available to you to effectively
promote your product. Take advantage of the Internet. By using e-mail,
blogging, forums, etc., you can spread the word about your business in a
flash!
>Your uniqueness. "Same-old, same-old" will give you no gold. You can
still utilize the most common advertising/promotion strategies, but give
them a twist. Think of the most creative ways to catch --- and hold! ---
your customers' attention. Make offers they can't resist.
6) Formulate a Daily Method of Operation (DMO).
Make sure that your Daily Method of Operation is practicable, realistic,

and goal-oriented. Set specific things to be done during specific hours.
Set your priorities for each day. Make sure that such tasks can really be
done and that they are done for the purpose of reaching your goals.
7) Manage your time effectively.
Although you practically have time in your own hands and you are your
own boss, it does not mean that you can sit back and relax all you want.
In fact, you must be more cautious about spending your time because
your home business success depends on you --- the time and efforts that
you commit to your venture.
*P - POWERING UP.
Your home business is already established based on your plan. Can you
now just relax and watch the cash flowing in? Of course not! Maintaining
a successful home business entails exactly that --- "maintenance." You
need to continue working for your home business success. Here are
some steps to power up your home business:
8) Aim for your personal development.

How do you develop your personality and how can this help you achieve
home business success? Consider the following ways:
>Be educated. Continue learning about your business, as well as about

yourself. Participate in meaningful seminars and workshops. Read a lot,
especially the stories of successful people. See what you can learn from
any situation that you get into. Make each day a learning experience.
>Be motivated. Read inspirational stories. Listen to motivational news.
>Be sociable. Of course, you need to interact with other people
About The Author

25. 21 Secrets of Self Made Millionaires
by Sopan Greene, M.A.
Self-Made Millionaires are not smarter or better than you. They have just
discovered these secrets and used them to become wealthy. You can do
it too.
(1) DREAM BIG DREAMS. Thinking Big will change your life. For a crash
course on this read "The Magic of Thinking Big."
(2) CREATE A SPECIFIC PICTURE OF WHERE YOU'RE GOING. The

more specific you are the more likely you are to get there.
(3) THINK AND ACT LIKE YOU'RE THE OWNER OF A BUSINESS,

THE BUSINESS OF EVERYTHING YOU DO. Even if you work for
someone else, you're attitude will plant seeds for your independent
greatness to grow.
(4) LOVE WHATEVER YOU ARE DOING NOW. If you don't love it,
leave it. By saying no to doing work just for money you are magnetizing
work to you that you can love.
(5) CREATE A MASTERMIND GROUP. Have a regular meeting with

others who are committed to building great lives. Share what you're up to
and support each other.
(6) ESTABLISH A HEALTHY WORK ETHIC. Make taking action your

best friend.
(7) COMMIT TO CONSTANT NEVER-ENDING IMPROVEMENT. Every
day be searching for how you can learn more.
(8) SEE YOUR WORK AS SERVICE. Helping others will grow your
business.
(9) KNOW YOUR BUSINESS FROM TOP TO BOTTOM. That's your job.
(10) PREPARE FOR OPPORTUNITY. It will knock. Will you be ready?
(11) STAY PHYSICALLY FIT. Strong minds create strong bodies. Weak
bodies are the result of weak minds. Your physical and mental health are
the core of your success in life.
(12) PRIORITIZE YOUR LIFE. Do what's most important first.
(13) DELIVER MORE THAN YOUR CUSTOMER EXPECTS. This builds

loyalty and repeat business. It feels good too.
(14) DISCIPLINE YOURSELF. Fill your life with activities and people that
make you grow. Discard activities that have negative results in your life.
(15) PAY YOURSELF FIRST. This is the first rule of the wealthy. Put
money into savings before you pay bills. And DON'T touch it.
(16) MAKE TIME TO BE ALONE. This time is for planning and listening
to what's inside you. Give your creativity time and silence to speak to
you.
(17) GO FOR GREATNESS. Value the best and don't settle for less.
(18) HONESTY IS THE BEST POLICY. Know who you are and what you
want. Express this with integrity at all times.
(19) MAKE DECISIONS QUICKLY AND BE SLOW TO CHANGE THEM.
(20) FAILURE IS NOT AN OPTION. Your mindset is focused on

success. You will have success.
(21) BE DETERMINED TO ATTAIN YOUR GOALS. Tenacious

persistence builds confidence which leads to victory.
About The Author
Sopan Greene M.A.

http://www.NetMarketingMastery.com
Grab Your 2 FREE eBooks & a FREE report: "Million Dollar Emails"
"How To Start Your Own Traffic Virus" & "The 13 Deadly Internet
Marketing Mistakes Almost Every Business Is Making..." mail to:
webmaster87-5956@autocontactor.com
26. Wealth Building: Step Away from the Status
Quo
by Kevin Christopher
One of the main things that will hold a person back from making money
is their failure to change what they are currently doing. The status quo
can be deadly to wealth building efforts. Wealth building takes courage
and a new way thinking. Holding on to the “this is how we have always
done it” way of thinking can be death to any wealth building strategy. If
you want to increase income then think outside of the box. Do not do
what your parents did - unless they are multi- millionaires. Even if they
are, take their wealth building strategy and build on it, improve it,
incorporate you own wealth building techniques into their plan to create a
better way of making money. The world has consistently improved over
the decades because someone had a bright idea of how to make a better
mousetrap. It is the same with making money.
Millionaire parents are the minority, though, so this wealth building

information is geared toward the guy who grew up middle class or even
dirt poor but is interested in making money and improving his lifestyle.
Though making money is a goal that is desired by many, quite often,
viable wealth building techniques elude them. The main reasons that
people fail to take aggressive steps towards their own wealth building are
because of two things: 1. it takes work, and 2. it takes courage. You have
to be willing to work for what you want and take risks to get there.
Making money is no different.
The first wealth building strategy here is that you should be ready and
willing to work. Now, understand that under “work” falls several sub
categories including increase self discipline, avoid procrastination and be
consistent. There is no easy ride when it comes to making money. Sure,
there may be the occasional windfall here or there, but creating a wealth
building strategy that you can count on and that consistently brings cash
in takes hard work and focus. Self discipline will help tremendously in
keeping you focused. Keep your eye on the prize and push yourself to
work, to do what needs to be done regardless of how motivated you feel
on any given day. This is also how you avoid procrastination. If
something needs to be done, just suck it up and do it. If it is a large task
that makes you feel overwhelmed, get organized. Organization is a
wealth building strategy that will prove invaluable if you use it correctly.
Finally, be consistent. Consistently keep your files organized and up to
date, keep your records current, and be consistent with your discipline
and focus.
As far as courage goes when it comes to wealth building, many people

tend to be like the cowardly lion from the Wizard of Oz. They talk a good
game, growl a lot, but the first time someone says “boo” to them they run
and hide. And you know what? That is perfectly natural. It is normal to be
afraid of the unknown, of venturing into areas unfamiliar. What is not
normal is when those fears control and cripple us. Wealth building takes
courage because it usually means stepping outside of your comfort zone.
Many people lack the self esteem to do this. They are afraid of failure,
they simply think that they are not good enough or smart enough. They
are wrong. Most people have the wealth building abilities in them, but
those abilities are untapped or their existence is not even known. Fear of
failure can stop a great wealth building strategy dead in its tracks.
Someone once said, “Can’t never could.” They were so right. If you
believe that you will fail then you are quite likely to do just that. Having a
positive frame of mind, whether you believe in your ultimate success or
not, is integral to increasing income. If you never take the plunge how will
you ever know what is possible, what is out there? Believing in yourself
is the first step.
Venturing into unchartered waters can be scary, but moving away from
the status quo can be the wealth building strategy that catapults you to
financial freedom. Some people grow up in environments that are not
conducive to success and wealth building. To take that situation and turn
it into something positive, to rise above the adversity to achieve wealth
building success, those are the true heroes. Adopt a “can do” attitude; be
willing to jump in with both feet and at least try new ideas and wealth
building strategies. Just believe in yourself, do your homework and get
ready to work.
About The Author
Kevin Christopher is a member of Success University your online

personal development and motivational courses faculty. For access to
personal development and motivational courses online visit http://www-
successuniversity.com to continue your learning and development.
Download more our free books, free magazines, free courses and other
free stuff:
See also http://wealth.yourportal.biz

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1. The Tale of the King and His Wealth 4

6. Do You Have a Wealthy Attitude? 23

However, ten people decided to go ahead. It was a very difficult journey.

“I wonder what could be next!”

There has to be some way, he thought as he lay exhausted. There must

It was then an idea struck him. He made a heap of diamonds to reach

The man was appointed as king next day.

Nature too offers us a fortune of wealth that we can earn. Everybody

We can stop at silver or go beyond diamonds.

How far would you go?

About The Author

Arun Pal Singh runs a successful business from home at

You are not the only one!

Freedom to choose when to work, without worries about income cuts.

And financial freedom is definitely not about accumulating abundant

What a great chance to live abundantly!

Is craving for financial freedom realistic? Yes it is. It is not impossible to

1. Manage your time and money!

To duplicate the success of people who have reached financial freedom,

As soon as you have more extra income, be a responsible manager of

As much as possible avoid borrowing money for anything at all. I believe

2. Start investing in your own business to create passive income!

Passive income is income which requires little or no work at all. The

As a passionate home-business owner myself, I believe that having your

It is easier to generate passive income by having your own business

Dinar P. Wiria-Atmadja is a home-business entrepreneur, living in

To conquer these misgivings people should seek out a structured system

Another stumbling block to wealth is if you are stubborn. Stubborn

Additional tips to creating your own wealth include:

About The Author

So why is she now worth a billion dollars while many Harvard-educated,

Success at anything in life is predictable and can be duplicated by

Ken Proxmire was a machinist when he won $1 million in the Michigan

Charles Riddle of Belleville, Mich., won $1 million in 1975. Later he got

How do you raise your thermostat? By learning and practicing the

So where do you learn these success principles?

About The Author

Tim Bruxvoort is the Internet’s Foremost Home-Based Business and

That perspective is hard to overcome. Since the quality of your life

Successful people don’t exhaust their creative spirit by working at a

You’ll need only one idea to change your life forever.

About The Author

Tania French is a composer who has enjoyed performances and radio

Subscribe to her popular and uplifting newsletter at

Fortunately, through my work and various associations, I've spent time

Obviously, the fear-based attitudes about money that were instilled

To me, wealth means income that is generated on a continuous and

Family is their top priority. Everything they do is for the purpose of

About The Author

Article by Rosalind Gardner, author of the best-selling "Super Affiliate

Ironically, the fact is to become wealthy we have to ‘think’ like real

Most of us go shopping while holding on to this principle: Buy now,

To them, a job becomes a necessity as opposed to a choice. It is chosen

The truth is their mindset is exactly the opposite.

Exactly because of UNSELFISH reasons, business owners set up their

By having their own businesses which generate passive income for

Well, who is the selfish one now?

Most importantly, because the businesses wealthy people own generate

About The Author

inar P. Wiria-Atmadja writes for www.FinancialFreedomAwaits.com,