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1. As per AP State Finance Corporation Our Corporation considers financial assistance to eligible women entrepreneurs under MUN scheme.

The project cost shall be below Rs. 10 lakhs. The applicant has to invest a minimum amount of 10% of the project cost. Term loan shall be considered at 65% and soft loan is considered at 25% of the project cost.The soft loan portion carries interest at 1% p.a and is given to bridge the gap in equity to encourage women entrepreneurs. 2. As per Industrial Policy 2005-10

5.3.0 Building Industrial Competence in Women 5.3.1. According to the National Foundation for Women Business Owners (NFWBO), women Entrepreneurs represent one-quarter to one-third of the total business population in the world. Nevertheless, several studies have shown that women in developing and developed countries have serious difficulties to access finance especially for start-ups, but also for the expansion of established enterprises. Studies have shown that women 15 entrepreneurs who deal with financial institutions are often confronted with problems of gender bias. Besides, loan requests will require additional and unnecessary documentation, additional guarantees or co-signers or other conditions different from male applications. 5.3.2. As per figures available from 3rd All India Census of Small Scale Industries, women entrepreneurs in Andhra Pradesh account for 5.4 % of the total number of units and 0.05% of the total investment. 5.3.3. To create a level playing field for the women entrepreneurs to establish new industrial units, Government gives special treatment by providing special incentives. 5.3.4. This facility provided to the units started by the women as sole proprietrix or having 51% share in partnership private limited companies. 5.3.5. An additional investment subsidy of 5% on fixed capital investment subject to a maximum of Rs.5 lakhs will be provided to women entrepreneurs over and above the general investment subsidy. 5.3.6. Women belonging to SC/ST community will be given another 5% investment subsidy on fixed capital investment subject to a maximum of Rs.5 lakhs 5.3.7. 5% of the project cost will be provided as seed capital assistance to SSI/Tiny industries started by women entrepreneurs as a grant for the industries which were sanctioned seed capital assistance by Prime Lending Institutions under National Equity Fund Scheme subject to a maximum of Rs.5 Lakhs. 5.3.8. Women entrepreneurs will be provided with 5% interest rebate on Prime Lending Rate (PLR) subject to a maximum of Rs.5.00 lakh per year for a period of 5 years

3.

As per Industrail Policy 2010- 15

Currently only five percentage of enterprises are managed by women. There is a need to improve the contribution of women entrepreneurs in starting enterprises in the next five years. Enterprises started by woman entrepreneurs as a sole proprietary concern/partnership/private limited companies or cooperatives which have 100% women participation in the enterprise will be eligible for the benefits under the policy. To facilitate creation of women enterprises in the State, the proposed initiatives include 1. 5% additional investment subsidy limited to Rs.5.00 lakhs (totaling to 20%) 2. Another 5% additional subsidy for SC/ST Women (totaling to 40%) 3. All other benefits as per the IIPP 2010-15 4. Reservation of 10% of land in the Industrial Estates/Parks developed by APIIC. 5. Encourage Exclusive industrial estates for Women Entrepreneurs. 6. Organise special Entrepreneurship Development Programmes (EDPs) / Skill Development programmes exclusively for Women. 7. Constitution of Special awards to Women Entrepreneurs

Small : Small Enterprise means a unit in which Investment on plant and machinery up to limit as defined by the Government of India from time to time. At present the limit is between Rs 25.00 lakhs to 5.00 crores.

SL.No.
1 2 3 4 5

Description

Small Enterprise set by the General category entrepreneur General Women


100% 100% 100% 25% - 10 lakhs 25% - 10 lakhs

Small Enterprise set by the SC/ST category entrepreneur General Women


100% 100% 100% 33.33% - 10 lakhs 25% -10 lakhs 35% - 50 Lakhs 40% sch area by ST 1 .00 50%- 5 years 100% 100% 100% 33.33% - 10 lakhs 25% -10 lakhs 40% - 50 Lakhs 45% sch area by ST 1 .00 50%- 5 years 9% over and above 3% -5years 50% - 1 Lakh 25% - 5 lakhs 50% - 5 Lakhs

Stamp Duty / Transfer Duty reimbursement 100% Stamp Duty on Lease Land / Shed 100% Stamp Duty on Financial Deed / Mortagage 100% Rebate on APIIC IE / IDA - 5 lakhs 25% - 10 lakhs Land conversion charges 25% - 10 lakhs

6 7 8

Investment Subsidy Reimbursement of Power Tariff Sales Tax Interest Subsidy on Term Loan (over and above PLR) Quality Certification Cleaner Prod. Measures Patent Registration

9 10 11 12

13 14

Seed Capital Assistance Proclainer Reimbursement on skill upgradation

15

15%-20 lakhs 0 .75ps 50%- 5 years 9% over and above 3% 5years 50% - 2 Lakh 25% - 5 lakhs 50% - 2 Lakh 10% -on machinery -1st generation Not eligible 50% - Rs 2000/- per head -one time

20% - 25 lakhs 0 .75ps 50%- 5 years

9% over and above 9% over and above 3% -5years 3% -5years 50% - 2 Lakh 50% - 2 Lakh 25% - 5 lakhs 25% - 5 lakhs 50% - 2 Lakh 50% - 2 Lakh

10% -on machinery 10% -on machinery - 10% -on machinery -1st generation 1st generation -1st generation Not eligible Proclainer eligible Proclainer eligible 50% - Rs 2000/50% - Rs 2000/- per 50% - Rs 2000/per head -one time head -one time per head -one time