CONTENTS

Page no.

Objectives of the project Methodology Limitations of the study Executive summary Introduction: Investments Karvy As An Organisation Milestone Of Karvy Major areas of operation Karvy Stock Broking Limited Karvy Investors Service Limited Karvy Computershare Private Limited Karvy Consultant Limited Karvy Global Service Limited Karvy Comtrade Limited Karvy Insurance Broking Private Limited Where Karvy stand in the market Quality policy of Karvy Quality objectives Board Of Directors Branches Business Associates Various Investment Avenues Mutual Funds a) History of mutual funds b) Benefits of investing in mutual fund c) Disadvantages of investing in mutual fund d) Types of Mutual Fund

1 2-3 4 5 6-8 8-9 9 10-16

16 17-18

18-20 20-21 21 22-52 22-27

 Equity Shares a) The Stock Exchanges Insurance Government Securities a) Types Of Government Securities b) Features of government securities c) Benefits of investing in government securities d) Methods of issuance of government securities National Savings Certificate Bonds a) Indentures And Covenants b) Investing In Bonds Commodities Fixed Deposits Analysis Of Data Interpretation Of Data Conclusion Recommendation Bibliography Annexure

28-30 30 31-40

40-42 42-50

50-52

52 -62 63 64 65 66 67-70

ACKNOWLEDGEMENT

This project has been a great learning experience for us and we would like to express our gratitude to those who guided throughout and without their help and co-operation project would not have been possible. At the very outset we would like to express our sincere gratitude to our college, BIRLA INSTITUTE OF TECHNOLOGY which gave us this opportunity to undergo such a research study and gain some extra knowledge about the business environment.

Again convey express our sincere gratitude to Mr Jaleshwar Bhagat for giving his valuable time in guiding us as a guide throughout this project. He also gave us the scope and facilities so that we could accomplish our project smoothly.

Especially, we would like to give our special thanks to our parents, their love and blessing enabled our to complete this work.

SOPHIYA KHANAM (BBA/2524/08)

SUDHA KUMARI (BBA/2536/08)

CERTIFICATE OF APPROVAL

The foregoing project entitled Perception Of People Towards Various Investment Avenues With Reference To Karvy is hereby approved as a creditable study of research topic and has been presented in satisfactory manner to warrant its acceptance as prerequisite to the degree for which it has been submitted.

It is understood that by this approval, the undersigned do not necessarily endorse any conclusion drawn or opinion expressed therein, but approve the thesis for the purpose for which it is submitted.

(Internal Examiner)

(External Examiner)

DECLERATION CERTIFICATE
This is to satisfy that the work presented in the project entitled PERCEPTION OF PEOPLE TOWARDS VARIOUS INVESTMENT AVENUES WITH REFERANCE TO KARVY in partial fulfilment of the requirement for the awards of the Degree of Bachelor of Business Administration of Birla Institute of Technology, Mesra, Ranchi is an authentic work carried out under my supervision.

To the best of my knowledge the content of this project does not form a basis for the award of any previous Degree to anyone else.

Date:

Jaleshwar Bhagat (Department of Management) BIRLA INSTITUTE OF TECHNOLOGY LALPUR EXTENSION CENTRE. RANCHI