Mind Above Matter

Transformation Before Transaction

Vol-19 Antz N Beez

1st Jan 2007 Investment Strategies
 Antz N Beez Mission Statement
Antz N Beez Investment Strategies is an adventure born out of
convictions derived from eternal values and truth. Values that stay
unchanged over the ages.

Governments may come and go. Economic paradigms and business

environments may change. Science and Technology may find out
more ways to add or subtract to human life. Culture may present new
challenges to the expression of truth and the appreciation of truth.

But what can be better than eternal truth as a foundation for a

company that wants to do business eternally? Balance Sheets, Profit
And Loss Accounts, Cashflow Statements, Earnings Per Share And
Total Shareholder Returns will have to be accounted by eternal
standards first; and then by the current accounting practice.

Antz N Beez is to be a sweet-smelling perfume in society so much so

that society will miss something if Antz N Beez ceases to exist. That
human life will be the poorer without it. That the value that the
company conveys far outweighs the cost that it asks in return.

Why not be a Non Profit Organization then? Why seek profit and
financial returns? The aim is to prove that truthfulness and eternal
values are not always against material wealth. If some sections of
industry; (which we leave to the reader to form an evaluation) that are
known to cause damage to the body, mind and soul of man can
demand payment for their services, then why shouldn’t a venture
which wants to do eternal good. A worker is worthy of his/her wages;
more if his/her work has done good to mankind.

The area of operation that Antz N Beez has marked out for itself is
the realm of Personal Finance. The realm of earning, spending,
saving, investing and giving as it concerns an individual. To help our
clients earn more we seek to add value to their skill set through The
Millionaire Mind (which is our group company) besides getting them
to network with each other. The fact that we want the world to wake
up to is that it is the mind which needs renewal before an individual’s
financial life is renewed. Hence our stress on “Transformation Before
Transaction” which differentiates us in our motives and Client
Engagement Processes from the typical processes of just being a
Financial Intermediary. 1
 Mission Statement Contd…

An aim as high and noble demands the “Grace Of God” to infuse the
“Executive” with purity and power. It requires the safety of a
“Multitude Of Counselors”. It requires a “Circle Of Friends” in multiple
areas. “Working Partners”, who work for the Mission and not the
paycheck are the people who will bring this idea in to its full blown
physical reality, are what we will always be looking for.

On the day of Judgment; when the motives and actions of everyone

will be weighed, we want that the sum total of our motives and
actions in Antz N Beez Investment Strategies to be made of gold,
silver and precious stones instead of wood, hay and straw. Antz N
Beez is to be the place where Heaven touches Personal Finance.

So the Mission Statement of Antz N Beez is-

Transformation Before Transaction

The Millionaire Mind Inputs

The number one skill in life is to handle your own self. If you can
handle yourself; you can handle anyone in any situation. The
psychology of beginning to control your own self begins with realizing
that you have the freedom to choose. So you will try to make a
mature choice; however tricky and emotion-heavy the situation may
be! But for that what remains important is to understand that
whatever be the situation… YOU HAVE A CHOICE.

2
 FMP Vs Bank FDs

The right reason to invest in a Fixed Deposit type of instrument is to

park your money for a short duration at a place where there is
absolutely minimal chance of risk.

This is the money which can’t be invested for 3 years or more in the
Equity markets for high returns.

Thank God for FMPs.

There is no risk of erosion of capital.

Returns are higher than a Bank FD due to rising short term interest
rates and competition among different fund managers to hunt for high
quality and high return Debt Papers.

The best part of an FMP is that it pays much lesser in TDS than the
33.66% paid on the Bank FD. The effective tax on the FMP can come
down to as low as 11.22%.

FMP is intelligent because it helps you to cancel out the effect of

inflation while calculating tax. This is because of an accounting
procedure called Indexation.

When the effect of inflation is deducted from your gain; the taxable
gain becomes much lesser than what it would have been.

So one side you are getting a higher interest rate and on the other
side you are paying much lesser tax.

Isn’t that wonderful?

ops@antznbeez.com

Shop 7 Hareshwar Niwas.

Happy Investing Eksar Road. Borivili-West

Mumbai-400103
3
Phones 02232527450