1322491600nov 30 2011 Z2 LowRez

A Total Care Facility
Darren A. McKeever, DMD, MAGD

Leah M. Stamler, DDS
McKEEVER DENTAL CARE
Personalized & Comfortable
933 Rt. 23 South, Suite #9 Pompton Plains
(973) 839-8180
www.mckeeverdentalcare.com
I
ts that time of year again.
Over the next few weeks
the hustle and bustle will
begin to pick up as local folk
are preparing for Christmas.
The holiday season inevitably
means an extra-long To-Do
List. But before you can think
about buying any gifts or pre-
pare for any parties, one cen-
tral Yule-tide detail needs to
be taken care of: The Christ-
mas Tree.
Beginning this month,
Anello Fence will be home to
one of the areas top Christmas
Tree outlets. Featuring balsam
firs, Anello has a tree for any
budget and home type. Trees
start at just $19.99 and are as
tall as 12 feet. Whether you are
seeking a tree for your apart-
ment or your cathedral-ceiling
home, Anellos should be your
first choice. Additionally, live
wreaths are for sale to make
the holidays even brighter. At
Anello Fence, quality is a pri-
ority and customer service is
second nature, especially dur-
ing Christmas time! They rec-
ognize the spirit of the season,
and in an act of Christmas giv-
ing part of the proceeds gener-
ated from the trees will go
toward the Pequannock Fire
Department.
Anello Fence is already
known for top quality products
in the Fencing Industry. Steve
Anello, owner, is a member of
the American Fence Associa-
tion and has more than 25 years
of experience in the business,
being third generation in the
fence industry. He takes great
pride in being able to provide
the highest value fences to res-
idential and commercial cus-
tomers, installing all types of
standard and custom designs.
The company has grown
through the years and it contin-
ues to offer fences of timeless
beauty combined with great
durability. Anello Fence pro-
vides customers with a long-
lasting product that is virtually
maintenance-free, with un-
M
any people equate
charity to financial
donations. But in-
dividuals can be charitable
with their time as well.
According to
Charity Navigator, a
nonprofit organization
that monitors charities,
Americans gave more
than $290 billion to
charity in 2010.
Thirty-five percent of
all donations went to
religious organizations.
Much of these contri-
butions can be attrib-
uted to people giving to their
local place of worship. Dona-
tions toward educational
services and programs were
the second most common
types of donations.
Although charitable giv-
ing through monetary dona-
tions are important, men and
women can donate more than
just money. Here are some
ways to do just that.
Donate hair. There are
many different charities that
collect hair for individuals
undergoing cancer treatments
that resulted in hair
loss. These charities
collect hair of lengths
between 8 to 12 inches
and turn the locks into
wigs for the needy.
Donate your stuff.
Before tossing unused
items into the trash,
assess these items and
determine if theyre
still useful. There are
many places that will accept
noncash donations, be it
Be charitable
without spending money
Donating clothing is one method of giving that
does not require a financial investment.
page 14 page 21 page 4 page 5 page 7
Proverbs 3:5,6 God Bless America
November 30, 2011
Zone 2, Vol. 9, No. 23
Recycled Paper from 30% Post Consumer Waste
Proud to Serve the Following Communities: Bloomingdale, Butler, Kinnelon, Lincoln Park,
Montville, Pequannock, Pompton Plains, Pompton Lakes, Riverdale, Smoke Rise, and Wayne
continued on page 23
Anello Christmas tree sales
benefit local FD By Joe Pellegrino Jr.
H
O
LID
AY
D
IN
IN
G
G
U
ID
E
PAGE 20
Note: To have your groups an-
nouncement appear in Com-
munity Happenings please
email us the information in a
paragraph format to calendar
@lifeandleisurenj.com.
Dec 1
The Lincoln Park Lions Club
is running a bus trip to Mt. Airy
Casino on Thursday December
1, 2011. The bus will depart
from the Lincoln Park bor-
ough/library parking lot at 9:30
a.m. and return around 6 p.m.
The cost is $20 per person and
each person will receive $25 in
play and a $10 food voucher
from the casino. You must have
an up-to-date valid government
issued photo ID to get the
comps. Contact Wayne at 973-
696-2432 to book a seat or for
additional information.
Dec 3
Pequannock UNICO is pre-
senting a 1-day trip on Satur-
day, December 3, 2011, to the
West Point Military Academy
Christmas Concert. The
music, performed by the West
Point Band, will be sure to
warm your heart and put you in
the true Christmas spirit! In-
cluded with the trip is a hot
and cold buffet luncheon at
Thayer Hotel on the West
Point grounds. Price is $69.00
per person, due no later than
November 1, 2011. The motor
coach will arrive at 9:15 a.m. at
the parking lot of Holy Spirit
Church, Pequannock, NJ. We
will arrive at the West Point
Visitors Center for a manda-
tory security check-in. Please
bring a Government issued
photo I.D. with you. After the
luncheon we will proceed to
Eisenhower Hall for the con-
cert. Please note that there is
no reserved seating. Seating is
on a first-come first-serve basis.
Approximate time of arrival
back at Holy Spirit Church,
Pequannock is 5:00 p.m. Please
call Joe Carabello (973-835-
0208), Len Remus (973-831-
1970) or Joan Deodato
(973-696-3799) for tickets.
Montville/Valhalla Garden
Club presents Bill Moran -
From Great Estates to Public
Gardens. Location: The
Montville Township Senior
House, 356 Route 202,
Montville, NJ 07045. 6:30
p.m. Refreshments Served -
7:00 p.m. Program. A Morris
County Master Gardener, Bills
program gives an overview of
public gardens from pocket size
to multi-acre arboretums
within a short driving distance
from home. For additional in-
formation on our Club/Events,
please call 973-849-8288.
Montville/ Valhalla Garden
Club, P.O. Box 140,
Montville, New Jersey 07045-
visit our website at www.lifeandleisurenj.com
November 30, 2011 Page 2, Zone 2
H
IG
H
ES
T
P
R
IC
ES
P
A
ID
in the area!
C
A
SH
O
N
TH
E
SP
O
T!
973-872-0022
Mon-Sat 10-7, Thurs 10-8, Sun. 12-5
FAMILY OWNED & OPERATED
1ohn Paul
1EWELERS
1ohn Paul
1EWELERS
211 Berdan Ave.
WAYNE
180 Franklin Tpk.
MAHWAH
&
Merry Christmas
Happy Holidays
Publisher: Joe Pellegrino Editor: Bethanne Pellegrino Art Department: Robin Banta, Mary Lalama
Sales: Kathleen Todd, Lisa Buniewski, Debbie Schwartz, Hider Marza
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by the Life & Leisure. Views expressed in Life & Leisure
are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to
anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid
for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement
of services, products or businesses advertised. 2011 Life & Leisure, LLC. Life & Leisure is a trademarks of Life & Leisure, LLC.
100% mailed twice a month newspaper
P.O. Box 435, Wayne, NJ 07474-0435
973.696.8008
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Lincoln Park Branch - 31 Boonton Tpk, Lincoln Park, NJ - (973) 694-0330
Lobby Hours - Monday - Friday 9 am to 3 pm - Thursday 9 am to 7 pm - Saturday 9 am to 12 pm
Montville Branch - 193 Changebridge Rd Montville, NJ - (973) 335-2213
Lobby Hours - Monday - Thursday 9 am to 3 pm - Friday 9 am to 6 pm - Saturday 9 am to 1 pm
To Lincoln Park Savings Bank
31 Boonton Turnpike, Lincoln Park
www.lincolnparksavings.com
EQUAL HOUSING
FDC
N8 UR E D
Sa nta 's On His Wa y
Sa nta 's On His Wa y
Have your picture taken
with Santa December 17
th
9:00 am to 11:30 am
(LIGHT REFRESHMENTS WILL BE SERVED)
Enter to Win A Yankee Candle Basket
Share the Joy of the Holiday Season!
Please bring a new unwrapped toy for
Marine Corps Reserve
Toys for Tots
Drop off in the Lobby of our Lincoln Park or Montville Branch
from November 25th until December 17th
continued on page 6
November 30, 2011 Zone 2, Page 3
A
normal spine when
viewed from the back
appears straight.
When the spine is affected by
scoliosis there is evidence of a
lateral or sideways curvature
and a rotation of the vertebrae
(back bone). The Scoliosis Re-
search Center defines scoliosis
as a curvature of the spine
measuring ten degrees or
greater on x-ray.
According to the Na-
tional Institute of Arthritis and
Musculoskeletal and Skin Dis-
eases three to five out of every
1,000 children develop spinal
curves that are considered
large enough to require treat-
ment. There are three differ-
ent types of scoliosis that can
occur in children:
Congenital scoliosis- This type
of scoliosis is often caused by
failure of the vertebrae to form
normally, absence of the verte-
brae, partial formation of the
vertebrae or a lack of separa-
tion of the vertebrae.
Neuromuscular scoliosis- This
type of scoliosis is associated
with neurological conditions
including cerebral palsy, spina
bifida, muscular dystrophy,
spinal cord tumors and para-
lytic conditions.
Idiopathic scoliosis- The cause
of this type of scoliosis is un-
known and makes up 80- 85 %
of all cases.
Other causes of scoliosis
may include hereditary condi-
tions, differences in leg
lengths, injury, infections and
tumors. Scoliosis usually de-
velops when the bones are
growing most rapidly, usually
from the ages of 9-14 years.
It is very important for
children to be screened fre-
quently as they will rarely feel
any pain when the scoliosis is
first developing. The symp-
toms of scoliosis may include
difference in shoulder height,
hip height or shoulder blade
height. There may be a differ-
ence in the way the arms hang
Has your child been diagnosed with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination Disorder
Hypertonia (increased muscle tone)
Hypotonia (low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
18 Newark Pompton Tpke.
Riverdale, NJ 07457
973.616.8300
Physical Therapy
Occupational Therapy
Sensory Integration
Speech Therapy
Childhood
Weight Loss
...then give us a call 973.616.8300
234 Main St.
Lincoln Park
www.thebushidoacademy.com
Ages 4 thru Adult
Classes are Monday thru Friday
Private Classes Are Available
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bone mass
21st ANNIVERSARY
SPECIAL
Full Exam $20.00
Medical History & Physical Exam
(
$
179 value) Expires 12/31/11
What is Scoliosis
and how is it treated?
By Gena Livingston
To Advertise in Life & Leisure Call 973-696-8008
continued on page 6
A
s a Retirement and
Estate Planning Spe-
cialist, a Financial
Planner and a Certified An-
nuity Specialist, licensed for
over thirty years, I continue
to hear this question virtually
every day. As a matter of fact,
millions of people are invest-
ing billions of their hard
earned dollars into vehicles
that answer this question
with a resounding YES!
There is only one investment
opportunity available that of-
fers all of these features simul-
taneously and its called an
Annuity.
Suffice it to say that an-
nuities have gotten some bad
press since their invention
over 130 years ago, some of
the press was accurate and de-
serving, other articles were
way off base. A certain fe-
male TV personality, who
claims to be a financial advi-
sor, never has anything good
to say about annuities. Her
influence over her viewers
has kept these good people
away from learning about the
benefits that some great com-
panies and their products
have to offer. This is truly un-
fortunate. She likes to beat
up the annuity salesperson
stating, Why would you put
your tax-deferred IRA into a
tax-deferred annuity and pay
for the tax-deferral benefit of
an annuity when the IRA is
already tax-deferred? She
further claims that the moti-
vation behind the recommen-
dation is all about
commissions. This is ab-
solutely bunk and Ill tell you
why.
Firstly, what does the in-
surance company charge for
tax-deferral? Answer
ZERO! Thats right! There is
no tax-deferral charge as
Congress deemed annuities
tax-deferred, not the insur-
ance industry. Well, if not for
tax-deferral why would any-
one purchase an annuity and
which of the three should one
consider for their money; the
TFA or traditional fixed an-
nuity, the FIA or fixed in-
Does an investment exist that offers safety of principal,
liquidity and growth with a guaranteed*
monthly income for the rest of my life? By Mark Charnet
Developing the Foundation for a Lifetime of School Success!
Family Owned and Operated Est. 1971
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and they are having the
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A Truly Unique
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designed for safety of
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Call, visit and compare the
advantages gained for your child
www.applemontessorischools.com
MONTVILLE
9 Waughaw Road
973 331-8141
KINNELON
10 Maple Lake Road
973-838-2122
Preschool, Kindergarten, Ages 2-6 Years
Sedation/Sleep Dentistry Board
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Invisalign Clear Invisible Braces
All Phases of General Dentistry
Evening/Saturday Appointments
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NEW
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A Total Care Facility
Darren A. McKeever, DMD, MAGD
Leah M. Stamler, DDS
933 Rt. 23 South, Suite #9
Pompton Plains
We Cordially Invite You To Call
(973) 839-8180
www.mckeeverdentalcare.com
Dental Implants - Amazing Solutions for Missing Teeth
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WeIcome DentaI Exam $95
IncIudes CompIete Set of X-Rays and OraI Cancer Screening
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Paragon Jewelers
Record High Gold Prices
Sell The Gold Jewelry
You No Longer Wear
We Also Buy Sterling Silver & Coins
Rt. 23 N. & Jackson Ave.
Pompton Plains
In The A&P Shopping Ctr.
Next To Home Goods
& T.J. Maxx
973-839-0611
Open Tues.-Fri. 10-6, Sat. 10-5
Gold Now $1,700 oz.
204 Newark Pompton Tpk. , Pequannock
973-694-8827
Tues-Sat 8am - 6pm
Specializing in Kids Cuts
and the Latest in Men's Styles
Expires 12/31/11
$
10
All Haircuts
Everyday
Haircuts
Shaves
Shape Ups
Walk-ins
Welcome
Happy Holidays!
0140 www.montvillevalhalla-
gardenclub.com
Dec 11
The Maureen Piccoli Founda-
tion for the Performing Arts
will be presenting its Third An-
nual concert for Christmas on
Sunday, December 11th. This
year, the Foundation has in-
vited the Straight and Narrow
Gospel Choir to present their
program for Christmas. The
concert will begin at 3:00 PM at
Holy Spirit Church with a re-
ception at 2:00 PM in the
Church hall downstairs. Pro-
ceeds of the concert are to ben-
efit Holy Spirit School
Performing Arts program. Free
will offering at the door after
the concert. All are welcome.
Around the
Community
The G.F.W.C. Montville
Township Womens Club will
be sponsoring a special collec-
beside the body when the
child is standing straight. In
addition, the sides of the back
may appear asymmetrical in
height when the child is
bending forward.
The treatment goal of all
pediatric spinal deformities is
to maintain function, prevent
symptoms in the short term
and long term and most impor-
tantly to stop the progression
of the curve and prevent defor-
mity. If the scoliosis is detected
early the child can receive
treatment that may control the
condition and prevent other
problems. Several studies have
demonstrated the relationship
between trunk strength and
scoliosis and the value of
spinal strength training in ado-
lescent idiopathic scoliosis
with curves measuring 20 to 60
degrees. Treatment depends on
the severity of the curve.
Mild curves should be
checked every six months by
the physician. In addition,
your pediatric physical thera-
pist should recommend exer-
cises that improve flexibility
and strengthen the muscles
that support the spine.
Moderate curves that measure
between 25- 40 degrees on an
x-ray benefit from bracing in
conjunction with exercises.
Electric stimulation also may
be successful for certain types
of scoliosis.
When bracing and exercise
do not slow the progression of
a severe curve that is 50 de-
grees or greater, surgery may be
necessary. Surgery can usually
be avoided if the condition is
detected and treated early.
Early detection is crucial.
If left untreated, the scoliosis
can cause problems with heart
and lung function.
Gena Livingston is a pediatric
physical therapist, who brings
over five years of experience to
Kids Therapy Center of
Riverdale. Specializing in early
childhood intervention, Gena is
very experienced treating chil-
dren with cerebral palsy, delayed
motor development, autism, tor-
ticollis, post-surgical corrections,
and athletic injuries. If you
would like to schedule an ap-
pointment or consult with
Gena, she can be reached at
Kids Therapy Center, 18
Newark Pompton Turnpike,
Riverdale, 973-616-8300.
151 Newark Pompton Tpk. Pequannock
973-694-9073
www.BostonLouisJewelers.com
Tues, Wed & Fri 10am-6pm Thurs 10am-8pm Sat 10am-5pm Closed Sunday & Monday
25 Kinnelon Rd. Kinnelon 973-838-8580
Open Monday-Sunday JCChristophers.net
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Specials
OPEN SUNDAYS 10am-4pm
20% OFF
Massages, Facials,Yellow Peel
or Microdermabrasion
Buy 5 Manicures
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Buy 5 Pedicures
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Offers expire 12/31/11
What is Scoliosis and how is it treated?
continued from page 4
Community
Happenings
New Patient
SPECIAL
Exam, Digital X-Rays, and Cleaning
$120.00
(Regularly $266) Expires 01-31-12.
Not to be combined with any other offers.
Dr. Peter Brusco, D.M.D 973-838-5862
I
t is not uncommon to see
an athlete get hurt on the
field, court, or mat during
competitive athletics. It
seems most of us are familiar
with the initial signs of inflam-
mation of an acute injury and
even the tape or wrap that is
applied to an athletes injury
during the initial healing
phase. However, there is more
to an injury then getting
through the initial stages of
RICE (rest, ice, compression,
and elevation). During this
healing phase many things
may be happening to the mus-
cles, tendons, ligaments, and
in some instances bone, that
can increase the athletes
chance of re-injury with all fu-
ture participation. Con-
versely, the cause of the initial
injury may have been due to a
weak link in the muscular
chain of events that occurs
with activity. Both the initial
injury as well as the weak
link needs to be evaluated
and corrected before a safe re-
turn to play occurs.
Returning to play needs
to be a well thought out plan
as well as a step by step process
to ensure the athletes safety.
Providing the athlete with
home exercises or additional
conditioning is always a good
idea. These exercises are to be
done in addition to the sport
specific conditioning to ensure
additional strength or flexibil-
ity is provided to injured area
or the weak link that may
have caused the injury.
How do we know when
the right time is to reintroduce
the athlete to play? This is in
fact the most important com-
ponent in rehabilitation of an
athlete. Athletes need to be
tested for strength, and flexi-
When to return an
athlete to play? By Dr. Glenn Foss
Matthew D. Loughlin
Physical Therapist, Director of Rehabilitation
M
atthew graduated with honors from New York
University in 1997 and began a satisfying career in
orthopedics specializing in spine rehabilitation. Ever
keen to learn and do more for his patients Matthew began
studying diligently for his certification in Orthopedic Manual
Therapy. This training exposed him to the concept of
Maitland Australian therapy, the Maitland Concept is referred
to as a concept and not as a technique. Emphasis is placed
not on the technique of treatment but on a basic philosophy-
a thought and decision making process, involving analytical
examination and assessment on which treatment decisions are
based.
Matthew has also had the thrill of studying with world-
renowned therapists Brian Mulligan and David Butler, further
expanding his clinical skills into more diverse orthopedic and
nerve injury treatments. Not to be missed, Matthew also
trained in the McKenzie Diagnosis and treatment of the spine.
Matthew believes the combination of this training and
education in the Australian, New Zealand and American
treatment strategies have allowed him to provide broader
range of treatment options thereby helping more patients.
Matthew has been a Director of Physical Therapy for 8
years, helping develop spine and sports clinics into leaders in
their respective communities. He is excited and eager to bring
his skills to the Advanced Sports Medicine & Physical
Therapy Center which specializes in:
Spine Rehabilitation
Treating Achilles and Ankle Injuries
Meniscus Repair
Pre & Post Surgically Repaired Hips, Knees
& Shoulders
Rotator Cuff Injuries
18 Newark Pompton Tpke., Riverdale
www.advancedsportmed.com
Advanced
Sports Medicine
& Physical
Therapy
For more information please call
Matt at 973-616-4555
1555 ROUTE 23 SOUTH WAYNE 973-633-1900
FREE WiFi in Waiting Area Hours: Mon-Sat 8am-6pm, Sun 8am-4pm
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DENTAL ASSOCIATES
Mark De Fonte, DMD
59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ
973-686-0060
NEW PATIENT (No Insurance) SPECIAL
Exam, Prophy & Xray $115
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59
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00
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dexed annuity and the VA or
variable annuity? In each
case, the annuity offers a
death benefit guarantee and
probate protection in addi-
tion to tax-deferral. Each of
the annuities also offers a life-
time income through Annu-
itization and herein lays the
basis of a great deal of confu-
sion and antiquated informa-
tion. Another word for
Annuitization is Annuicide,
which, sounds like suicide. In
most cases when you annu-
itize, you must forfeit the
principal to receive an in-
come payment for life or a
guaranteed period of time or
both. Today however, to re-
ceive a single or joint lifetime
income with your spouse, An-
nuitization is no longer re-
quired. Thats right! You can
have your cake and eat it too.
Not only can you elect to re-
ceive an income for the rest
of your life or in addition
spouses lifetime, you retain
control of the principal too!
But theres more.
While youre waiting to
initiate the income, leaving
the account to grow as you
prepare for retirement, the in-
surance company will guaran-
tee a minimum annual
percentage of growth to the
value each year that will pro-
vide you the income when
you elect it. Now, not only
will the income be guaran-
teed for life but it will also be
guaranteed to be based on a
potentially larger income
base even if the annuity per-
formance was negative, poor
or zero depending on the in-
vestment selections and prod-
uct the annuitant chose.
Imagine if your IRA was in
stocks and they went down
before your planned retire-
ment date or even after you
retired, with a properly struc-
tured annuity your income
would be unaffected in any
negative way! In fact, it could
be greater than what you an-
ticipated due to the guaran-
teed increasing income base
language of the annuity. The
female TV orator never dis-
cusses this preeminent annu-
ity feature. Every annuity
offers a declining surrender
charge that once concluded
never re-appears like a CD
every anniversary. Further,
annuities offer a degree of
penalty free access during the
surrender charge period
which makes principal access
fast and easy. As far as safety
is concerned, insurance com-
panies that offer annuities
must insure their obligations
$1 for every $1 of deposit,
whereas banks only need to
back each dollar with about
3. Everyone knows that the
FDIC insures each depositor
up to $250,000 this year, but
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For more information
or appointment,
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Weekend and Evening Meetings AvaiIabIe
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Does an investment exist
T
hese days the economy
seems to have affected
everyones wallets and
has had us tightening our
budgets. Pet lovers are no ex-
ception. Our pets give us
priceless companionship dur-
ing good and bad times but
people are still looking to cut
costs, even when it comes to
their pets.
Medically, the best way to
cut costs is to focus on preven-
tion. Keeping your dog or cat
in good general health is the
best preventative for expensive
illnesses and conditions that
can be uncomfortable for your
pet and costly for you. Emer-
gency visits at night or on the
weekend can be the most ex-
pensive and can be avoided
with simple precautions like
keeping your cat indoors and
your dog on a leash and well
fenced.
The first step to preven-
tative veterinary care is actu-
ally going to the vet for a
physical exam. This should
be done annually for most
pets and every 6 months in
senior pets (over 7 years of
age). These visits can save a
lot of time and money by
catching diseases early and
learning about preventative
care. This includes heart-
worm preventative, flea and
tick control, early detection
blood work and a check-up
of your pets gums, teeth,
heart, lungs and internal or-
gans.
Take that extra weight off
your pet. Overweight pets, just
like people, are more prone to
some very serious health prob-
lems, such as arthritis, heart
disease, and diabetes. Its
much easier to prevent weight
gain with proper diet and exer-
cise than having to get the
weight off, especially when
pets are in their senior years.
The first step is to assess if your
pet is overweight. Your veteri-
narian can assign a body con-
dition score. If a pet is at a
normal weight, you should be
able to feel the ribs easily and
see a waist or hourglass shape
when viewed from above. So,
measure your pets food, mini-
mize treats, and maintain a
daily exercise routine and you
may prevent a costly illness
down the road.
Spay and neuter your
pets. This will have a big
health impact. For females, it
greatly reduces the chance for
breast cancer and prevents py-
ometra (an expensive and po-
tentially fatal uterine
infection). For males, it re-
moves the chance of
testicular cancer and
reduces prostate dis-
ease. It also di-
minishes the
desire to wander
and try to escape
from the yard,
potentially get-
ting hurt.
Be careful with your pur-
chases. Replace things like
collars and bowls when
necessary and do so with
quality products. One good
collar is better than a lot of
trendy ones that they can
escape from.
Make sure your home is
hazard-free. Routinely in-
spect your home for pet haz-
ards and toxins. Food hazards
include raisins, xylitol (artifi-
cial sweetener) containing
products and chocolate. Poi-
sonous houseplants such as
lilies should be removed.
Consider pet insurance.
The plans are different; some
include routine visits or just
emergency visits. Therefore,
research for the plan that best
suits your needs. Accidents
and major procedures can be
costly and pet insurance is one
way to help defray some of the
burden.
Times are tough but dont
let your pet suffer down the
road by not preventing some-
thing small today.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home, with his wife, three cats
and two dogs, to provide quality
and compassionate care for your
pets in the community. The Pe-
quannock Animal Hospital is lo-
cated at 591 Newark Pompton
Turnpike in Pompton Plains.
You may reach them by calling
(973) 616-0400.
Cutting pet costs By Dr. Matthew Krupnick
WHERE YOUR
PET IS FAMILY
Dr. Matthew Krupnick, D.V.M.
Full Service Animal
Hospital, Specializing
in Cats & Dogs
Complete Medical,
Dental & Surgical
Services On Premises
Caring & Competent Staff
591 Newark Pompton Tpke.
(near Friendly's)
Pompton Plains, NJ
973.616.0400
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm
Fri 8-5pm Sat 8-12pm
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 12/30/11
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 12/30/11
O
p
e
n
S
a
tu
r
d
a
y
s
www.PequannockVet.com
did you ever ask yourself how
long the FDIC has to pay me
back if the bank with my
money fails? The answer is:
As long as it takes and as
you also know there is no
guarantee of interest.
I mentioned above that
there were three different an-
nuities, the TFA that is com-
pany declared interest
generating, the FIA that is in-
terest generating based on a
formula tied or linked to a
stock market index like the
S+P 500 and the VA which is
purely based on the perform-
ance of the management
companies selected similar to
mutual funds. With the addi-
tion of a living benefit rider
that offers an enhanced in-
come base and income guar-
anteed for life, in my opinion,
there are no similar or com-
peting alternatives for a port-
folio geared to providing an
ample retirement regardless if
you are preparing to or are al-
ready retired. Its worth in-
vestigating all of your options
to find the right series of an-
nuities for your particular sit-
uation. Each of the three an-
nuities discussed provide
their own uniqueness, that
when combined, offer an in
penetrable force to comple-
ment any portfolio. Because
of the sheer volume of prod-
ucts and information, client
mistakes in selection and ap-
plication of benefit programs
is common. The best advice
is to work with a professional
specifically knowledgeable in
the area of annuities. Some
financial advisors have re-
ceived advanced training
with annuities and have re-
ceived the C.A.S. designa-
tion from the Institute of
Business and Finance, Certi-
fied Annuity Specialist,
demonstrating proficiency in
the understanding and use of
annuities in the financial
planning process.
Should you have any
questions relating to your an-
nuity or an advisor that rec-
ommends one to you, before
signing the contract or appli-
cation, a free consultation is
available to all Life and
Leisure Readers simply for the
asking, by referencing this ar-
ticle when calling to schedule
your appointment.
Mark E. Charnet, CAS,
CSA, is President and
Founder of American Prosperi-
ty Group. APG is the Premier
Retirement and Estate Plan-
ning Franchise in the United
States with 16 offices in 8
states. Mr. Charnet has over
thirty years of experience in the
Retirement and Estate Plan-
ning fields. Creator of the
Trinity Method of Investing,
Mark encourages your in-
quiries and can be reached at:
800-929-3374 or 973-831-
4424 or via email, markchar-
net@1APG.com Check out
our website: www.1APG.com
Interested in a career in retire-
ment and estate planning?
Check out this website:
www.APGFranchise.com
*Guarantees are based on the
claims paying ability of the in-
surance company selected. Se-
curities through: BCG Securi-
ties, Inc. Member SIPC, FIN-
RA and a Registered
Investment Advisor.
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If you aie unhappy with the appeaiance of youi smile, you can choose to uo some-
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Newer 1echnlquex unJ Muterlulx
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Cull r. Hurry A. Iong 1oJuy For Your
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You can get youi Beautiful New Smile now anu have up to S yeais to pay foi it.
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Implants Teeth Whitening
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Changing Smiles,
Changing Lives
WoulJ You Wunt A rop-euJ 0orgeoux Smlle For Only S147 Per Month?
*
Do You Have Questions About Cosmetic Dentistry?
To listen to an informative Consumer Message regarding:
7 Misconceptions About Cosmetic Dentistry, and 7 Questions
You Must Ask Your Cosmetic Dentist, Please Call 973.210.7014
*Most patients seeking Cosmetic Dentistry can find a tremendously exciting and
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Dentist, Dr. Harry A. Long. The rate quoted would be subject to approved credit.
To Take Advantage of This Special Financing Deal,
Please Call 973-685-6984 before December 14th.
973.685.6984
330 Ratzer Road Wayne, NJ 07470
www.drharrylong.com
www.InvisalignWayneNJ.com
A Beuutlful New Smlle Wlll Chunge Your Ilfe

Margaret (Peggy) Tana
Ed.M, MAT, LPC, LCADC
Licensed Professional Counselor
Licensed Clinical Alcohol and
Drug Counselor
NJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse, trauma,
cultural, and spiritual issues.
Trained in EMDR.
170 Kinnelon Road
Kinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
Anxiety
Addiction
Depression
Does an investment exist
To Advertise
in Life & Leisure
Call 973-696-8008
matched strength and an at-
tractive appearance that holds
its value much longer than any
competitors product. Meeting
customers needs for privacy, se-
curity, safety, and enhancement
will always take top priority
with Anello Fence!
So come on down and
celebrate the season with
Anello Fence. Purchase your
tree, wreath, and maybe even
get a fencing quote! Anello
Fence, LLC is licensed, in-
sured, and offers solid refer-
ences with its years of expert-
ise, making it your best choice
for quality fencing installa-
tions! For an estimate, call
973-839-4100. Customers can
also visit the web site
www.anellofence.com
bility of the injured region.
Beginning with slow and low
intensity sport specific condi-
tioning/drills before moving
on to more rapid and higher
intensity work is essential.
Good communication
with the coach is also critical
in every phase of injury. This
gives the coach the ability to
tailor the training around the
injury thus, not allowing the
athlete to become decondi-
tioned. This will protect the
athlete from future injury as
well. In summary, a good tac-
tical plan with return to play is
helpful for the coach and ben-
efits the athlete by ensuring a
safe return to play.
Drs. Glenn and Christine Foss
are the owners of Advance
Sports Medicine & Chiroprac-
tic Center in Riverdale. Both
doctors have been practicing
chiropractic for over thirteen
years and have been amongst
the communities leading health
care providers. As innovators
in health care, they have
merged chiropractic and physi-
cal therapy services together to
enhance the quality of patient
care and overall treatment out-
come. If you have any ques-
tions for either of the doctors or
would like to schedule a con-
sultation please call
973-616-4555.
J66 Main Street, Suite JA
Lincoln Park, NJ 0703S
(973)694-6260 Iax: (973)694-23S9
Accepting New Patients
Book Your Appointment 1oday!
We perjorm testing in the ojjice incluJing EKC,
Breuthing Tests, BlooJ Tests, Urine Testing,
BlooJ Oxygen Ieuels, Chest X-Buys
Wheelchuir Accessible
Internul
MeJicine
unJ
Pulmonury
Jagdish R. Jindal, M.D. Anju Budhwani, M.D.
DC Landscape Design & Construction LLC
973.305.8803
Company Owned and Operated by: Dennis M. Coyle
CCM 08' AS Landscape Designer/Horticulturist
www.DCLandscapeDesigns.com
"Currently serving Kinnelon, Montville, Wayne, Lincoln Park, Pequannock, Pompton Plains,
Riverdale, Little Falls, Bloomingdale and Butler on a WEEKLY BASIS"
Only
$
199
Includes leaf clean up
& lawn cutting
FLOOD VICTIM
FALL SPECIAL
When to return an athlete to play?
Anello Christmas tree sales benefit local FD
continued from page 1 Blessings This
Holiday Season
from
Life & Leisure
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@ .\I\elarlir|raaj.|am/lile
ACCOUNTING SERVICES
Vincent Gallipoli
Certified Public Accountant
PO Box 561, Pompton Plains, NJ 07444
973-616-9748
vpal4@yahoo.com
ATTORNEY
Fredric F. Azrak, Esq.
Azrak & Associates, LLC
Attorneys at Law
627 Newark Pompton Tpk
Pompton Plains, NJ 07444
973-839-9062
azraklaw.com
lawyers@azraklaw.com
Excellence & Integrity for over 36 years
AUTOMOTIVE REPAIRS
John Napolitano
Pry Automotive
Butler, NJ 07405
973-838-1656
pryauto@optonline.net
CARTRIDGE REFILL
Jack Pezzuti
Owner
Cartridge World
Kinnelon, NJ 07405
973-248-1010
cwriverdale@optonline.net
cartridgeworldusa.com/Store230
CHIROPRACTOR
Donna Perillo,MS,DC,DACBSPDC,
DACBSP,DCBCN,NMD,CNS
New Jersey Total Health Center
973-872-2133
njtotalhealth@aol.com
njtotalhealthcenter.com
CLEANING SERVICES
Ronald A. Denequolo
Magic Cleaning Concepts, LLC
Pequannock, NJ 07440
973-694-6611
magiccleaningconcepts.com
DENTIST
Brian Marino, DMD
Pequannock Valley Dental Associates, P.A.
973-831-0444
pvdentalassociates.com
DISASTER RECOVERY
SERVPRO of Northern Sussex County and
Wayne
Fire & Water Cleanup &
Restoration
973-546-4977 Wayne Office
servpronscw.com
Brent Pope
Director of Special Projects
862-200-0356 Cell
FLOOR COVERING
Mike Esposito
World Carpet
Wayne, NJ 07470
973-406-7200
worldcarpet1955@optimum.net
worldofcarpetonline.com
HOME IMPROVEMENTS
Robert Ruggiero
License #13VH04356500
Beechwood Home mprovements
Livingston, NJ 07039
973-634-3514
compass.inspect@yahoo.com
HOME INSPECTIONS
Robert Ruggiero
N.J.H.. Lic #24G00084600
Compass Home nspections, LLC
Livingston, NJ 07039
973-634-3514
compass.inspect@yahoo.com
INSURANCE - AUTO, HOME
Jim Murasko, LUTCF
Allstate New Jersey
nsurance Company
Exclusive Agent
The Murasko Agency, LLC
Bloomingdale, NJ 07403
973-492-2200
jimmurasko@allstate.com
INSURANCE - LIFE, DISABILITY,
LONG TERM CARE & SMALL
BUSINESS GROUP BENEFITS
Thomas J. Cleeland CLTC,LUTCF
Allstate Financial Services
Westfield, NJ 07090
908-301-0711
tcleeland@allstate.com
allstate.com/tcleeland
INTERIOR DESIGN
Gail Cleeland
GC nteriors
Wayne, NJ 07470
973-872-9162
gcint@aol.com
IT/COMPUTER SERVICES
Ken Ginefra, President
GCS Consultants LLC
170 Kinnelon Road, Suite 16
Kinnelon, NJ 07405
973-291-8048
ken@gcsconsultants.com
gcsconsultants.com
MARKETING CONSULTING
Adam S. Wolf
President
CellCon Consulting
West Orange, NJ
973-736-3001
awolf@cellconconsulting.com
cellconconsulting.com
MARY KAY
Mary Hart
ndependent Beauty Consultant
973-835-2439
marykay.com/mary.hart
MORTGAGES
Edward Morba
President
Family Home Funding Corp
Kinnelon, NJ 07405
973-283-8111
800-585-1212
emorba@familyhomefunding.com
familyhomefunding.com
PAINTING
Steve Pruzinsky
All Jersey Painting, nc.
Lincoln Park, NJ 07035
973-694-2299
steve@alljerseypainting.com
alljerseypainting.com
PAYROLL SERVICES
Francine Karamian
Precision Payroll Services,nc.
Wayne, NJ 07470
973-706-6660
francinek@ppspayroll.com
ppspayroll.com
PERSONAL TRAINER
Geri McGurk, BS, NASM, CPT, CTS
Owner
High Definition
Personal Training Center
Wayne, NJ 07470
973-784-3381
HDPTC.com
PRINTER - PRINT GRAPHIC DESIGN
Tracey Diamond
Creative Art Director
PostNet
Clifton, NJ 07013
973-542-8071
nj127@postnet.com
postnet.com
PROFESSIONAL COACH
Jeff Harmon
Brilliance Within
Butler, NJ 07405
201-294-4417
jeff@brilliancewithincoaching.com
brilliancewithincoaching.com
PROMOTIONAL ITEMS
Vivian DiPietro
Vice President
First mpression
Wayne, NJ 07470
973-696-7035
vdipietro.firstimpression@att.net
REAL ESTATE - APPRAISALS
Gail V. Smith
Certified General Appraiser
State of New Jersey
Oak Ridge, NJ 07438
973-697-0885
gailsmithapprai@optonline.net
REAL ESTATE - COMMERCIAL
Barbara Garruto CRS,GR
Broker Sales Associate
Notary Public
Century 21
Butler, NJ 07405
973-886-1757 - cell
bgarruto@yahoo.com
REAL ESTATE - RESIDENTIAL
Linda Lee Sokerka
Coldwell Banker
Residential Real Estate
973-838-9300 973-768-2717
Sokerka@aol.com
Your Perfect Home s Waiting!
Can Help You Find t!
TRAVEL
Joanne Hunt
Pompton Plains Travel
142 Route 23 North, 2nd Floor
973-831-1114 ptravel@warwick.net
pomptonplainstravel.com
WEBSITES/SEO
Bob Lee
ASA Marketing LLC
973-800-4810
boblee@asamarketing.net
asamarketing.net
WINDOW CLEANING
Joe LaFergola
Fish Window Cleaning
Riverdale, NJ 07457
973-831-2300
jlafergola@fishwindowcleaning.com
fishwindowcleaning.com/697
WINDOW TREATMENTS
Frank Mazzetta Jr.
Plaza Shade and Drapery
Wayne, NJ 07470
973-696-3420
plazashade@aol.com
\isil Jar elsile lar Iel+ile1 lrlarm+liar +r1 Iis|aarls/lramas
T
he joys of the holidays
are many: Sharing
eggnog, exchanging
presents, trimming the tree,
contacting the police to report
a robbery. The last one cer-
tainly isnt a joy, but its an all-
too common reality of the
season. But the holidays arent
the only times that home
break-ins take place. Theres no
telling what goes through the
minds of thieves, and preparing
for any situation is the way to
avoid loss due to theft.
In the U.S., a home is
robbed every 14.6 seconds, and
the average dollar loss per bur-
glary is $2,119, according to
the Federal Bureau of Investi-
gation. Statistics Canada offers
that break-ins are not only the
most serious type of property
crime committed in Canada,
but they are also one of the
most common. In 2009, there
were more than 205,000
break-ins reported to the po-
lice, accounting for 15 percent
of all property crimes.
Despite burglaries being
down overall in numbers in
both the U.S. and Canada,
homeowners can still be dili-
gent in their efforts to prevent
break-ins and property loss.
Here are some strategies for
thwarting would-be thieves.
Break down cardboard boxes.
Theres no better way to tell
thieves about all the new pres-
ents you received than by ad-
vertising them at the curbside.
Burglars will see that empty tel-
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Are you ready for the
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evision box or other expensive
gadget boxes put out for pickup
and have a clue about the new
goodies inside the home. In-
stead, cut up the boxes and
bundle them with newspapers
so they are inconspicuous.
Lock every door and window
all the time including the
garage. Many people fail to real-
ize that the garage presents a
great point of entry to the
house, one that is private and
away from the eyes of con-
cerned neighbors. Once inside
the garage, a thief can use tools
in the garage to pick at the lock
on an inside door to the home.
Forget about hiding keys.
Thieves know about all the
places homeowners hide spare
keys. Youre not fooling anyone
with faux rocks or a key taped
over the door. If youre prone to
forgetting your keys, leave a
spare pair with a trusted neigh-
bor instead.
Dont advertise your status on
social network sites. You may
be excited to share your vaca-
tion adventures with friends,
but posting pictures of your va-
cation or telling others about
when youre planning to leave
the house can be dangerous.
Even if you have your security
settings locked down to only
friends, the fewer people who
know about your whereabouts
the better. Your list of 200
friends may not be the closest
friends anymore.
Trim bushes and fix lighting.
Darkness and camouflage are a
thiefs best friends. Being able
to hide behind shrubs to jimmy
a window or lock hides him or
her from others who may wit-
ness suspicious activity. Keep
landscaping neat around door-
ways and windows, and
promptly replenish any burned-
out bulbs.
Dont give burglars easy ac-
cess. Leaving ladders or items
that can turn into stepping
stools enables thieves to reach
any window or door of the
house even upstairs windows
that may be unlocked.
Keep things out of easy view.
Some people love the open
look of drape-free windows.
However, giving outsiders a
clear view of the interior of
your home can set you up for
trouble, as it gives thieves a
view of your valuables. Close
the blinds after dark and espe-
cially when youre leaving the
home for a time.
There are many tactics to
take to help protect your
home and belongings from
being stolen. Employ these
tips during the holidays and
year-round.
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Prevent home break-ins any time of the year
Keeping lights on and shrubbery trimmed around entryways helps
dissuade burglars from attempting a break-in.
P
art of the enjoy-
ment of the
holiday season
involves spending time
in the kitchen whip-
ping up delicious treats.
Particularly for young
children, baking sugar
cookies with Mom or
Dad and then decorat-
ing the creations can be
a festive way to spend a
day.
Those short on
time can turn to store-
made sugar cookie dough for
their cookie making, but
those who want the authentic
taste of cookies from scratch,
there are many recipes from
which to choose.
This recipe for rolled
sugar cookies produces cook-
ies that will hold up well to
cutting and baking. Theyre
also quite delicious.
Rolled Sugar Cookies
(Makes 5 dozen)
1
1
2 cups butter, softened
3 cups white sugar
4 eggs
2 teaspoons vanilla extract
5 cups all-purpose flour
2 teaspoons baking powder
1 teaspoon salt
1. Cream together the butter
and sugar in a large bowl until
smooth. Beat in the eggs and
vanilla.
2. Mix the dry ingredients to-
gether and add to the wet in-
gredients until incorporated.
Cover and refrigerate the
dough for at least one hour.
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En
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ate
For Y
our
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oliday P
arty...
B
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o
w
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Since 1983
A
T
ouch O
f
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taly I
n
B
lo
o
m
i
n
g
d
a
l
e
Delicious sugar cookies
continued on next page
T
here has been no short-
age of tragedy, crisis or
strife for many of Pe-
quannocks residents in 2011.
The township, like so many of
the neighboring towns, was dev-
astated by the flooding after
Hurricane Irene. In the days
and weeks following the disas-
ter, people carted memories, ap-
pliances and at times their
emotional strength to the curb.
There was no way to qualify the
loss experienced by the over
1,100 families.
The generosity of neighbor
and stranger alike was a lifeline
for many of our residents. The
generosity made their losses
slightly more bearable. The
people needed each other for
shelter, food and support. For
17 consecutive days after the
flood, people and organizations
came forward and provided din-
ner for crowds as high as 400.
People stepped forward because
their neighbors needed a warm
meal to eat. What no one antic-
ipated was the real bi-product of
those daily gatherings commu-
nities of support were formed.
That community gathered
again last Sunday evening, at
the First Reformed Church in
Pompton Plains, but this time
there was no distinction be-
tween volunteers and survivors.
They gathered together as
friends as over 300 people came
together to give thanks for the
shared concern and grace that
got us all through the tragedies
of 2011. They had a Thanks-
giving dinner, but like the din-
ners 2 months previous, the
food (delicious as it was) was
secondary. Residents who were
affected by the flooding were
there again with smiles and tears
and with a sense that although
the challenge of rebuilding still
looms large, they know that
they were not alone. Who
knows what was going through
the mind of those at the first
Thanksgiving, but most likely it
wasnt that different than what
was happening in the hearts and
minds of the people of Pequan-
nock last Sunday night. Grati-
tude. Partnership. Hope.
3. Preheat the oven to 400 F.
On a surface coated with
some confectioners sugar, roll
out the dough to between 1/4
and 1/2 inch thickness (a
thinner cookie will be
crispier). Cut out shapes with
a cookie cutter.
4. Line a cookie sheet with
parchment paper. Place cook-
ies 1 inch apart on the parch-
ment.
5. Bake around 5 to 7 min-
utes, or just until the edges of
the cookies start to brown.
Remove promptly from the
cookie sheet and cool on a
rack.
6. Decorate the cookies using
icing (recipe below) when the
cookies cool, or sprinkle with
colored sugar while cookies
are warm.
Cookie Icing
(Covers 1 dozen cookies)
1 cup confectioners sugar
2 teaspoons milk
2 teaspoons light corn syrup
1
4 teaspoon almond extract
Assorted food coloring
1. In a small bowl, stir to-
gether confectioners sugar
and milk until smooth. Beat in
corn syrup and almond extract
until icing is smooth and
glossy. If icing is too thick, add
more corn syrup.
2. Divide the icing into sepa-
rate containers to add choice
of colors. Mix until well
blended.
3. Use a piping tip and pastry
bag to outline the cookie in a
thin bead of the icing. Allow
to dry.
3. Then use a paintbrush to fill
in the design with the remain-
der of the icing.
4. Wait an hour or more for
the icing to completely
harden before serving.
Note: Gel colors found in
craft stores in the cake deco-
rating aisle produce deep col-
ors with little product
necessary. Theyre also less
likely to thin out icings than
liquid food coloring.
Coupon must be presented before ordering. Maximum 2 coupons per table. Not valid for parties of 8 or more.
Not valid on holidays. Not valid with other offers. Excludes beverage and tax. All coupons good for two meals.
NOT VALID ON HOLIDAYS. Expires 12/30/11.
*
Coupon must be presented before ordering. Maxi-
mum 2 coupons per table. Not valid for parties
of 8 or more. Not valid with other offers. Excludes
tax. NOT VALID ON HOLIDAYS. Expires 12/30/11.
*
Shrimp Scampi or Francaise
over Linguine, Veal, Chicken,
Shrimp or Eggplant Parmi-
giana w/Linguine, Chicken or
Sole Francaise w/Potato, Meat
Loaf w/Mashed Potatoes,
Fried Shrimp w/French Fries
***Soup or Salad***
With the purchase
of a beverage.
MONDAY - THURSDAY
$10.99
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6 Choices for
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1. Grilled Chicken or Shrimp Caesar Salad
2. Eggplant Parmigiana Platter or Hero
3. Chicken or Shrimp Scampi over Pasta
4. Chicken, Shrimp or Sole Francaise with Vegetable
5. Meatloaf with Mashed Potatoes
6. Fried Shrimp & French Fries
7. Fish & Chips
CANNOT COMBINE WITH LOBSTER OFFER. Coupon must be presented before ordering. Maximum 1 coupon per table.
Not valid for parties of 8 or more. NOT VALID ON HOLIDAYS. Not valid with other offers. Excludes tax. Expires 12/30/11.
With the purchase of a beverage.

With minimum
Food purchase of $35
.00
$
10 Off
$
5
99
*
Not to be combined with $9.99 or $10.99 coupons.
RESTAURANT
*
MONDAY - SATURDAY
MONDAY - SATURDAY
With the purchase
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STEAKSCHICKENSEAFOOD PASTAKIDS MENU
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ook Your Holiday
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ON & OFF PREMISE CATERING AVAILABLE & PARTY ROOM AVAILABLE
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N
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Live 4 Piece Band,
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pagne Toast
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Party Favors
Starts at 9:30pm
Delicious sugar
cookies
continued from previous page
A Thanksgiving
dinner to remember
clothing, electronics, chil-
drens toys, etc. For example,
half-way homes that house
abused women and children
who have left dangerous situ-
ations can typically make
good use of noncash dona-
tions and accept them will-
ingly.
Donate blood. Blood banks
are often in short supply.
Blood supplies typically di-
minish during natural disas-
ters or storms and need
donors are needed to help re-
plenish supplies. Type O
blood is the universal blood
type and can be transferred to
anyone. Those with Type O
negative blood are really in
demand because their blood
donations are vital for acci-
dent victims and babies need-
ing transfusions. Only about 7
percent of the population has
Type O negative blood, ac-
cording to the American Red
Cross.
Give your time. Many dif-
ferent organizations are un-
derstaffed and can always use
the helping hands of volun-
teers. Check with organiza-
tions in your area to see if any
need some extra help. Also
check with a son or daughters
school. Some schools can use
volunteers in the library or
other special curriculum
classrooms where staffing has
been reduced because of
budget cuts.
Offer free services. Profes-
sionals, such as accountants,
attorneys, teachers, and tutors
can donate their services to
others, especially those who
are unable to afford them in
an unstable economy.
Raise awareness. You can be
the mouthpiece for an organ-
ization or special agenda. Ei-
ther spread the word
door-to-door, draft letters or
make public speeches.
There are many benefits
to making financial donations.
But donating time, services or
belongings are additional ways
to make a difference.
Ryan Barry
Mortgage Banker
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-837-9616 Fax
ryan.barry@njlenders.com
Building a "Family of Clients" with a strong belief in the "Client for Life" Philosophy.
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WANAQUE $179,000
$683.66 per month
BLOOMINGDALE $359,900
$1,374.57 per month
RINGWOOD $309,000
$1,180.17 per month
TOTOWA $249,000
$951.01 per month
POMPTON PLAINS $369,900
$1,412.77 per month
LINCOLN PARK $259,990
$992.99 per month
$1,141.98 per month
WAYNE $279,900
$1,069.03 per month
WAYNE $299,900
$1,145.41 per month
$989.20 per month
LINCOLN PARK $199,000
$760.05 per month
$801.68 per month
WANAQUE $249,900
$954.45 per month
POMPTON PAINS $389,900
$1,489.15 per month
$523.25 per month
$1,145.41 per month
RINGWOOD $149,900
$572.52 per month
OWN THESE HOMES FOR...
To Qualified Buyers.
Mortgage Payments listed above are based on principal and interest only and do not include taxes and insurance. Mortgage Payments listed above are based on a 20% down payment. APR
based on a 740 credit score as of November 18, 2011. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders
Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286. Equal Housing Lender.
Buy a Home today with as little as 3.5% Down!
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Be charitable without spending money
To Advertise
Call 973-696-8008
T
he dream of home
ownership is one that
lives on in spite of
the global economic struggles.
The process of buying a home
can be an emotional roller
coaster ride, with feelings of
excitement mixed in with ex-
haustion, fear and uncer-
tainty.
Over the last several
years, the real estate market
has been turned upside down,
and many prospective buyers
have begun to question some
of the conventional wisdom
associated with buying a
home. While such skepticism
might be a healthy attitude in
the current market, prospec-
tive buyers particularly
those who have never pur-
chased a home before
should avoid the following
mistakes that buyers make re-
gardless of whether the mar-
ket is up or down.
Failure to get qualified be-
forehand. Mortgage qualifica-
tion is essential when buying
a home, as it gives buyers
preapproval for a loan before
they make any offers. Making
an offer on a home before you
know what the bank is willing
to lend you is a waste of time
for everyone involved, includ-
ing you, the seller and the real
estate agents involved. Some
agents will not show a home
if you dont have a preap-
proval. Once preapproved for
a loan, dont take any steps
that might put that approval
in jeopardy. This includes
anything that might drasti-
cally alter your credit score.
Being blindsided by addi-
tional costs. First-time home-
buyers, once they have moved
into their home, often experi-
ence some sticker shock when
the additional expenses asso-
ciated with home ownership
arise. These additional ex-
penses include property tax
and insurance costs and can
be substantial. Even those
buying a condominium or co-
op should expect monthly
maintenance fees even if their
new place is brand new and
needs no maintenance.
Shooting for the moon. The
ongoing recession is in part
the result of predatory lending
that saw banks grant exces-
sive loans to applicants who,
in hindsight, could not actu-
ally afford all that they were
approved to borrow. The re-
sult was many people buying
homes they could not afford,
and then suffering some steep
consequences, including fore-
closure, when the first mort-
gage payment came due or the
interest rate rose. First-time
and even veteran buyers must
avoid shooting for the moon
when it comes to buying a
home, and instead only buy
one they know they can af-
ford. What the banks says you
can afford isnt always the
same as what you know you
can afford. Only buy a home
you know you can afford, re-
gardless of whether the bank
has approved you for a larger
loan.
Pigeonholing you into an
inadequate living situation.
Just like buyers shouldnt go
overboard, they also must
avoid compromising on the
things that are most impor-
tant to them. For example,
many of todays buyers, fully
aware of the rash of foreclo-
sures and all the housing hor-
ror stories of the last several
years, are reticent to commit
to a home, and might com-
promise with a condo or co-
op. But if a home is what you
really want, and another liv-
ing situation that mirrors
apartment life is going to
make you miserable, dont set-
tle for that situation for the
sake of security. Doing so
could cost you financially, es-
pecially when you realize the
situation isnt what youd
hoped for and look to sell ear-
lier than is ideal.
Skimping on the cost of an
inspector. An inspector is
your last chance to find out if
a home is your dream home or
a money pit. Even if a house
appears to be everything you
want, dont close on the sale
until the house has been thor-
oughly inspected. The old
adage that advises against
judging a book by its cover
certainly applies to buying a
home, and prospective buyers
should enlist the services of a
qualified inspector before
closing on the sale of a home.
maria.ferrito@century21.com
NJAR MILLION DOLLAR SALES CLUB 2001
NJ CIRCLE OF EXCELLENCE 2002-2010
Consistent TOP PRODUCER
in the WAYNE area
973-986-6914 Cell
Townhome Specialist
Relocation Agent
from
MARIA FERRITO
GEMINI LLC ReaIty - 973-696-1111x131 - 197 Berdan Ave., Wayne, NJ
973-986-6914 Cell
Call MARIA FERRITO
for CURRENT MARKET VALUE
OF YOUR HOME
,~, , ~~,
Buying a home? Avoid these mistakes
Feature Your Listing in
Our ReaI Estate Section
CALL 973-696-8008
OnIy
$125
UNLOCK YOUR SELLING
POTENTIAL WITH
LIFE & LEISURE
100% MaiIed to over
53,000 Homes & Businesses
tion for our service men &
women in N.J. Veterans
Homes. A few of the new
clothing articles needed are
sweatshirts (L TO 3XL); sweat-
pants (L TO 3XL); tee shirts
(M TO 3XL); baseball cap with
adjustable bands; socks with
non-skid bottoms or crew socks
without elastic. Clothing items
can be dropped off at our red
boxes. Additional requested
items are listed on our red boxes
which are located at Senior
House, Lakeland Bank, Town
Hall, Little Learners Academy,
Montville Library, Board of Ed-
ucation, all in Montville; Red
Barn Restaurant, Bliss Salon,
Boiling Springs Savings Bank
and Farmbrook Realty in
Towaco; Union Center Bank
and Model A Fitness in Boon-
ton; Fine Arts Connection in
Pine Brook; and Happy Chef in
Butler. Monetary donations ac-
cepted, make checks payable to
MTWC & mail to Montville
Womens Club, P.O. Box 267,
Montville, NJ 07045. For addi-
tional information call Alexan-
dria (973-405-0088).
Commencing April, Year
2012, GFWC - Montville
Township Womens Club has
an ongoing project for com-
fort pillows for breast cancer
patients. Weve made and
donated 6,580 pillows to date.
All pillows are contributed to
Morristown Memorial, Chil-
ton Memorial in Pompton
Plains and Saint Clares in
Denville and Dover. A team
of club members, seniors and
volunteers from surrounding
cities participate in this wor-
thy project. The last few
years even heart surgery pa-
tients have found use for the
comfort pillows. The pillow
is completely washable and
may be used under the seat
belt after surgery as well.
Chairperson Alexandria
Sarra may be reached at (973)
405-0088. All monetary do-
nations will be used to pur-
chase polyfill for pillows and
should be made payable to:
MTWC indicating on check
Comfort Pillow. Please
mail to P.O. Box 267,
Montville, N.J. 07045.
KINNELON $379,000
Fayson Lakes charm/character throughout this
custom home. Cul-de-sac, close to beach.
4BRs, 2 full baths. KIN2141
Kinnelon/Smoke Rise 973-838-9300
GREEN POND $950,000
A home for all seasons! Beautifully crafted 3BR,
2.1 bath lakefront. Captivating water views. Fully
furnished. KIN3077
KINNELON $410,000
It has all been done! 4BRs, 2.2 baths, H/W flrs.,
C/A, deck, gar., seasonal mountain views.
KIN5004
KINNELON $1,850,000
Smoke Rise 17 room custom home features
5BRs, 5.2 baths, 4 car gar. Too many amentities
to list. Seller will pay SR App. Fee. KIN3091
KINNELON $1,998,000
Smoke Rise highest standard of quality work-
manship, attention to detail. A visual feats. Truly
a work of art. KIN2048
POMPTON LAKES $429,999
Craftsman 4BR, 3 bath home with 2 fplcs, Gour-
met kit., breakfast room, FDR, In-law suite, FR,
lemonade porch, IG pool + 2 car gar. WYN0149
Wayne 973-694-8000
KINNELON $2,399,000
Conveniently tucked away in heart of Kinnelon
on cul-de-sac rests incredible 12,000 sq. ft. es-
tate with cutting edge amenities. KIN1152
KINNELON $699,000
Turnkey 4BR, 3.1 bath CHC renovated 10, h/w
flrs., fplc., crown moldings, 2 car gar., above
ground pool. KIN3094
KINNELON $1,999,000
Stately 4BR, 4.2 bath CHC on 3.7 acres on cul-
de-sac, paver driveway, 3 car garage. KIN3049
WAYNE $579,999
Completely renovated 3BR, 2.5 bath Colonial
Split with addl feats. EIK/isle, HW/granite/SS,
MBR suite + double marble vanity bath + MORE
UPGRADES! WYN0763
Wayne 973-694-8000
WAYNE $409,900
Lovely 3BR Townhome with great flow & layout,
LR with fplc., FDR, updated kit, HW flrs., fin. w/o
LL, deck w/wood view, 2 car gar. & more!
WYN0810
Wayne 973-694-8000
WAYNE $379,000
Great Packanack Lake 4BR, 3 bath home with
HW flrs., kitchen/Greenhouse window + new
Silestone Counters, LR w/fplc. & gar. WYN0933
Wayne 973-694-8000
WAYNE $499,900
Spacious 10 room Split renov. In 10 with
4/5BRs, 3 baths with granite, cath. Ceiling, slid-
ers to deck, Kit./granite, HW flrs. Move right in!
WYN0306
Wayne 973-694-8000
WAYNE $499,900
Spacious Packanack Lake Tudor with 3BRs, 2
baths, HW flrs., LR with fplc., FDR, office, lg.
MBath, 2 WB stoves, FR, deck, patio + fenced
yard. WYN0927
Wayne 973-694-8000
WAYNE $809,900
Black Oak estates 4BRs, 4.1 bath Colonial with
open floor plan, banquet-size DR, EIK/granite,
FR with fplc., office/library, fin. Bsmt. + 3 car
gar. WYN0826
Wayne 973-694-8000
KINNELON $525,000
Smoke Rise 3BR, 2.1 bath Ranch features
Cath. Ceiling/skylight, track lighting, full w/o
bsmt. KIN5017
KINNELON $579,000
Smoke Rise 5BRs 4.1 bath Expanded Ranch,
2 fplcs., HW flrs., 1st w/o bsmt. with wet bar,
IG pool. KIN3034
KINNELON $624,000
Smoke Rise delightful 12 room, 5BR, 3.1 bath
expanded Ranch on a cul-de-sac with pools &
fin. w/o LL. KIN2273
WAYNE $375,000
Special 4BR, 1.5 bath all brick home on beau-
tiful prop. With newer windows, HW flrs., fin.
Bsmt, gas fplc. Near school, shops & transp.
WYN0938
Wayne 973-694-8000
WAYNE $399,000
Great Pines Lake cul-de-sac location for this
3BR, 2 bath home with updated kit., FDR, nice
Sun room, sin. Bsmt. & gar. WYN0717
Wayne 973-694-8000
WAYNE $569,900
Spacious 4BR, 2.5 bath Colonial with
Walnut/granite eat-in-kit., FR with fplc., HW
flrs., 2 car gar. & more on cul-de-sac loc. Near
shopping & major roads. WYN0827
Wayne 973-694-8000
GREEN POND $349,900
Green Pond value Space 3BRs + office, 2.1
baths on deep wooded lot / seasonal views of
lake, oversized 2 car ar. KIN2086
GARFIELD $364,625
New construction. 2BR, 2.5 bath Townhome at
Signature Place hottest new Bergen County
Community. More 2BR, 2-3 bath, dens & lofts
available & garage. WYN0593
Wayne 973-694-8000
Move in ready 3BR, 2 bath Ranch with eat-in-
kit, part. Finished bsmt. & one car gar. Near
schools & major highways. WYN0562
Wayne 973-694-8000
Community Happenings
0051 AUTOMO-
BILES WANTED
WE BUY CARS !
WE BUY TRUCKS !
RONNIE'S IN
WAYNE
973-616-7900
WE PAY FOR
JUNK CARS
973-220-0202
0130 BUSINESS
OPPORTUNITIES
Attention:
Homeworkers.
Valuable homework
& Business
opportunity.
No exp.nec. Great
pay, Free infor.
RUSH self
addressed,
stamped envelope to
Advantage
Publication 10
4th St., Wayne,NJ
07470
0140 CHRISTMAS
HO HO HO HO HO
Christmas Season is
coming soon. Have a
visit from Santa at a
House or Office Party.
30 years experience.
CaII Santa AI !
973-246-6193
HELP WANTED
0280 - 0329
Waiter/waitress- some
exper.wanted. F/T or
P/T. LincoIn Park.
Lunch/Dinner,flex hrs.
CaII 973-305-9005
0305 HELP
WANTED OFFICE
Friendly,outgoing, en-
ergetic person for Re-
ceptionist Position at
a Holistic Chiropractic
office. 32 hrs oer wk.
People & computer
skills a MUST!
Fax resume to
973-628-1876 Att'n
Tammy or email to
tammy4cws@hotmail.
com
0310 HELP
WANTED SALES
Career Opportunity
Real Estate.
Century
21 Gemini LLC
Realty
Call for details at
973-696-1111
Ask for Debbie
ext.116
0432 MUSIC
INSTRUCTION
STUDY GUITAR
with Joe Milo, Begin-
ners thru Advanced.
973-517-3527
RENT
0550 - 0609
0585 RENT
OFFICES
Custom Office Suites
available (some fur-
nished). Ranging from
475sq.ft. to 8,000sq.ft.
on Main Rd, Montville
Reasonable rent. A
Must See ! CALL
973-237-1222
WAYNE Office space
available, we'll create
the size office to fit
your needs, very flex
monetary & rental in-
centives. near Rts 46,
23 & 80. Please Call
973-785-4341
SERVICES
0610 - 0959
0655 SERVICES
CARPET
G&S Carpet
CIeaning
& FIoor Service
ResidentiaI
& CommerciaI
973-839-6436
0685 SERVICES
CLEANING
Best CIeaning Ser.
FREE ESTMATES
for office,apt,house
caII BARBARA
973-779-1546
Mariya's CIeaning
Service
Ukrainian ladies clean
your home or office to
your complete satisfac
tion. Exper. Refs Avail
CaII 973-557-3621
0686 CLEANOUT
SERVICE
All appliances, un
wanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bs'mnt cleaned.
Things your garbage-
men wont pick up.
WE DO !!! CALL
862-200-1283
Dan's Light HauIing
Removal of household
& Construction Debris
Demolition - Free Est.
973-839-7024
0725 SERVICES
DRIVEWAYS
0730 SERVICES
ELECTRICAL
0766 SERVICES
GLASS
0769 SERVICES
GARAGE DOORS
0771 SERVICES-
GUTTER
0774 SERVICES
HANDYMAN

0785 SER. HOME
IMPROVEMENT
SERVICE DIRECTORY & CLASSIFIEDS
0294 HELP WANTED
FOOD SERVICE
To Advertise
CaII KathIeen
973-696-8008
0473 WANTED
ANTIQUE
COLLECTIBLES
0473 WANTED
ANTIQUE
COLLECTIBLES
0651 SERVICES
CABINETRY
0651 SERVICES
CABINETRY
To
Advertise
CaII
KathIeen
973-696-8008
FREE
at Home Shopping
Service
Serving
North Jersey
Proudly for over
60 years!
0656 SERVICES
CARPET/
FLOORING
0656 SERVICES
CARPET/
FLOORING
CMR SERVICES
973-703-3039
Cleanouts &
Dumpster Services
Fully Insured NJ Lic #A901
FREE ESTIMATE
Estates Abandoned Prop
Storefronts Basements
Whole House Attics
Regain Valuable Storage!
We dispose unwanteditems inan
environmentally safe way.
10% OFF
withthis ad
Just Wood
Floors & Decks
973.981.4640
Since 1985 Insured
Free Estimates
Refinishing Sanding Deck Repairs
Installation Mold Treatment
0709 SERVICES
DECKS
FLOORING
CaII KathIeen
To Advertise
973-696-8008
ASPHALT
MAINTENANCE INC.
Driveways & Parking Lots
973-299-9226
Paving Sealing Curbs
Retaining Walls Pavers
Drains
Patches
Excavation
Free Estimates
No Job
Too Small
Residential
Commercial
& Industrial
NJ Lic # 15081
Insured & Bonded
973-633-5050
M STEN
electric electric
0766 SERVICES
GLASS
MIKE'S HOME
MAINTENANCE
Garage Doors and
Openers Serviced,
Repaired, nstalled.
"No Job Too Small
Registered & nsured
Call 973-882-3852
R.G. Gutters
973-832-4207
Gutter CIeaning
Gutter InstaIIation
Gutter Repair Power Washing
Emergency Service
ALL
WORK
DONE BY
OWNER!
Free Estimates &
20% OFF
Gutter Cleaning For
All New Customers!
ARE YOUR GUTTERS FOWL?
0771 SERVICES
GUTTER
TOMS HANDYMAN
SERVICE
Malntenance Realr
Bulldlng Remedellng
No 1ob Too 5mall or Blg!
25 Years xperlence
973-632-6411
0774 SERVICES
HANDYMAN
BILL FERRANDO
CARPENTRY
973-839-9002
Repairs & Renovations
No Job Too Small
35 Years Exp./ Lic.13VH00041000
Handy Work
By Lucas
Maintenance
Repairs
Power Washing
Carpentry
Bathrooms &
Masonry
No Job Too Small
30 Years Experience
973-800-6849
0774 SERVICES HANDYMAN
TRI-COUNTY
www.mrhandyman.com
Get Your Fall To-Do List Done!
$22 OFF
with this ad
Cannot be combined w/any other offer. 1 per household. Exp. 12/31/11.
REPAIRS REMODEL MAINTENANCE
INSTALLATION ASSEMBLY & MORE!
973-696-9393
Insured & Bonded Member of the BBB
NJ Lic. #13VH00608600 NAT-22773-1
Satisfaction Guaranteed!
HOME
IMPROVEMENT
BY GLENN
All types of work
nside & Out
35 yrs experience
Reasonable rates
"For Someone
who cares"
973-356-5035
Don`r
wasrc
a
n
y
r
i
m
c
!
Rcscrvc your Ao spacc
for rhc ncxr issuc.
Call 973-696-S00S
1lfe o 1elsoee
CARPENTER
201.913.8044
HANDYMAN
Repair, Remodeling
40 Years Exp.
Pompton Lakes Area
NORTH JERSEY
REMODELERS
973-962-1811
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
COMPETTVE
PRCES
30 Years Experience
FREE ESTIMATES
LC.#13VH01757100
HOME
IMPROVEMENT
SERVICES
Maintenance, Repairs,
Interior/Exterior
Carpentry, Bathrooms,
Kitchens, Finished
Basements, Windows
& Doors, Decks...
Fully Insured
N.J. Reg. # 13VH01381900
Pompton Plains, N.J.

Tel/Fax 973-831-4915
Cell 973-600-5487
Rich Sliker
0785 SER. HOME
IMPROVEMENT
Lincoln Park Resident Parents
of children turning three years
old to twenty-one years of age,
(including students attending
non-public schools, homeless &
migrant children, who reside in
Lincoln Park). If your child is
experiencing physical, sensory,
emotional, communication,
cognitive or social difficulties
help is available. Contact: Mrs.
Grace Marinello, Supervisor of
Special Services at (973) 696-
9150 to arrange a meeting with
members of the Child Study
Team. If eligible, an educational
program will be provided at no
charge through the Lincoln
Park Public Schools.
Mothers & More, GWA. This
not-for-profit group for both
stay at home and working moms
features Monthly Meetings,
Playgroups, Mom & Tot Out-
ings, Moms Nights Out and so
much more! Monthly Meetings
are held on the 1st Monday of
each month (unless holiday) at
7:30 pm at Our Savior Lutheran
Church in Pompton Plains, 670
Newark Pompton Tpke, Pomp-
ton Plains, NJ. Prospective
members are always welcome.
For more information please call
877-221-1581 or email sbot-
byl1@yahoo.com. Feel free to
visit our website at http://geoci-
ties.com/gwamandm.
Toastmasters- Supportive en-
vironment to improve public
speaking and leadership skills.
Attend as a guest. We meet the
first Wednesday of each month
at Hollywood Restaurant &
Pizzeria, 376 Fairfield Road,
Fairfield from 7:00 to 9:00 PM.
See www.diningtospeak.com.
Montville Senior Citizens
Club: The group, open to all
Montville Township Seniors
age 55 and older, meets every
1st and 3rd Friday of the month.
Our meetings are held at the
Montville Senior House, lo-
cated on Rt 202 S, next to the
police station. We serve coffee
and cake at 12pm before the
meeting at 1pm. New members
and guests are always welcome.
For information call Celia 973-
227-4591.
Passaic Valley Hospice, a non-
profit organization is in need of
volunteers for various duties.
Volunteers are an integral part
of the professional Hospice
team that provides physical,
emotional and spiritual support
to the terminally ill. They work
directly with patients and fami-
lies providing respite for care-
givers, companionship for
patients and families and run er-
rands. For additional informa-
tion please call 973-785-7329.
Weekday volunteers are espe-
cially needed. REACH OUT -
Give the Gift of SELF!!
0800 SERVICES
LANDSCAPING
0810 SERVICES
LEGAL
0815 SERVICES
MASONRY
0827 SERVICES
PAINTING
0860 SERVICES
PLUMBING
POOL TABLE
FOR SALE
DIRECTORY & CLASSIFIEDS
Longo Construction
973-838-8693
All Types of Brick, Block,
Concrete, Fireplaces,
Foundations etc.
Free Estimate - Fully Insured
Bloomingdale
Q
u
a
lit
y
W
o
r
k
m
a
n
s
h
ip
Interior & Exterior Painting
Residential Specialists Power Washing
Paper Removal & Installation
Brush Roll Airless Spray
Fully Insured FREE Estimates
Owner Operated
Where Excellence In
Quality Is Affordable
973-839-7403
Stephen Fox
Plumbing & Heating
Small Repairs,
Alter, Drain Svc.
INSURED BONDED
973-839-1054
Lic.#7467
ERICKSON
Masonry, LLC
Pompton Lakes, NJ
973-835-2001
35 Years Experience
'No Job Too
Small or Large"
973-616-9150
Free
Estimates
Roof Repairs
by
Michael Perna
Kovach
Roofing
Shingles - Slate
Flat Roofs - Gutters
973-835-5330
Senior Citizen Discount
$300 OFF
ANY JOB OF
$3,000 MORE
Vinyl Siding
Replacement Windows
Residential Roofing
35+ Years Experience
973-696-5699
ROSS
ROOFING & SIDING
10% DISCOUNT
Mention This Ad.
Paving, Seal Coating
Masonry, Wall, Blockwork
STEVENS
PAVINGCORP.
973.692.1557
The Original
Georges Painting
Interior and Exterior
Painting
Home Improvements
973-628-9143
Established 1986
0815 SERVICES
MASONRY
0826 SERVICES
PAINT/POWER
WASH
0800 SERVICES
LANDSCAPING
Kevin
The Painter
A True Professional
Decorative, Faux &
Textural Finishes, Glazing,
Sheetrock, Spackle,
Repairs & Power Washing
Interior/Exterior
Fully Insured
References available
20 years Experience
973-979-8043
0827 SERVICES
PAINTING
lN8 08f1l8$
Fl0$
f0ll l808080 $0f9l00
ff00 l8llM8l08
107 0l8000l l0f 80N0ll0l8
8088080l0 88l08
0 Nl0080l F0f8
9J1910
Brad M. Micklin, Esq.
Counselor at Law, LLC
(973) 562-0100
brad@njdivorceattorney.net
Family Law
Divorce
Wills and Estates
www.njdivorceattorney.net
0827 SERVICES
PAINTING
0817 SERVICES
PAVING
To
Advertise
CaII
KathIeen
973-696-8008
0826 SERVICES
PAINT/POWER
WASH
0886 SERVICES
ROOFING
"ImperiaI
InternationaI"
Cherry Wood,
9 ft. PooI
TabIe. Leather
Pockets.
ExceIIent
Condition.
Never been
moved.
BeautifuI
Wood DetaiI.
A Must See!
$2,500
CaII
973-459-2570
F
or well over half a cen-
tury, Cathedral Choir has
been performing George
Friederick Handels majestic or-
atorio Messiah. This time
honored classic is perhaps the
best known and well loved of all
the sacred Christmas music
and for good reason. The genius
of Handel combined with a
message which transcends the
music is captivating, enlighten-
ing, inspiring, uplifting, and fills
one with a sense of wonder at
the truths it so powerfully pro-
claims.
Please join Cathedral
Choir along with tenor Clinton
Ingram, soprano Julie Weston,
baritone Raymond Jaramillo
McLeod & mezzo-soprano
Linda Thompson Williams ac-
companied by the American
Chamber Orchestra conducted
by Robert F. Davis for the 68th
rendition of Handels Messiah.
The concert will take
place on Saturday, December
3rd, 2011 at 7:30 PM at
Hawthorne Gospel Church,
Route 208 in Hawthorne, NJ.
The concert is FREE. An offer-
ing will be accepted for the ben-
efit of Lighthouse Pregnancy
Resource Center (Hawthorne,
NJ) and Florence Christian
Home (Wayne, NJ)
For more information, fol-
low Cathedral Choir on Face-
book http://www.facebook.com/
cathedralchoir.nj/, Twitter @
Cathedral_Choir, YouTube
http://www.youtube.com/Cathe
dralChoirNJ and via our site at
http:/ /www.CathedralChoir.org
A time honored classic
Community Happenings
To Advertise
in Life & Leisure
Call 973-696-8008
Is if reoIIy frue fhof Af Home Mossoge Core of MJ
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fhof fhey hove MASSASE SIFT CERTIFICATES ovoiIobIe ond fhey foke cosh, checks ond oII mojor credif cords7
And Sonfo, fhey even offer MASSA0E froining for coregivers, Iike mel
PIeose Sonfo, hurryl TeII me how fo reoch Af Home Mossoge Core of MJ.
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A Total Care Facility

Darren A. McKeever, DMD, MAGD

With the purchase of a beverage.

Pompton Plains, N.J.

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