CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)

HEAD OFFICE, RAGHU M ANSION, 4/1, BRODIPET, GUNTUR- 522 002, A.P. Addendum - 1 REQUEST FOR PROPOSAL FOR IMPLEMENTATION OF FINANCIAL INCLUSION PLAN FOR REGIONAL RURAL BANKS SPONSORED BY ANDHRA BANK Tender Reference Pre-Bid Meeting Date of Addendum Purpose of Addendum: : CGGB/RRB-RFP/2011-2012/01 DT. 15.06.2011 : 2ND July, 2011 : 5TH July, 2011

CLARIFICATIONS TO QUERIES RAISED BY PROSPECTIVE BIDDERS S. No 1 RFP Reference 3.1.7 Clause / Query RFP content: The principal bidder should be willing to extend the services any where in India Bidders Query: Is it only for AP & Orissa .. Kindly clarify. Clarification Three districts (West Godavari, East Godavari, Guntur) in AP and two districts (Ganjam and Gajapathi) in Orissa

4.1.4

RFP content: The technology architecture supporting this strategy shall involve a combination of various technologies like smart card technology, mobile-phone based technologies, contact / contact-less cards, biometric identification and authentication, etc Bidders Query: Requesting you to freeze the type of smart card RFP content: 8.6 smart card specifications Should conform to ISO 14443/ ISO 7816 standards for contactless/ Contact Smart cards and support read and write operations Bidders Query: Need to clarify in detail RFP content: The Bidder shall provide identical systems under High Availability mode at Data Center and Disaster Recovery Center of the RRBs Bidders Query: Please mention the place of DR site. Help Desk requirement at DC / DR to be clarified. RFP content: Initially RRBs are planning to introduce ICT-

The Smart card specifications are based on the Open Standards for Smart Cards release by IDRBT. Card operating system shall be compliant with SCOSTA-CL standard of Government of India

8.6.2

The Smart card specifications are based on the Open Standards for Smart Cards release by IDRBT. Card operating system shall be compliant with SCOSTA-CL standard of Government of India

8.17.2

RRB DR is located in Bengaluru. RRBs expect a proper response system like help desk for CSPs and customers.

5.1.1

a)Village lists are included in the addendum.

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. based banking outlets in villages in their respective jurisdiction having population beyond 2000 initially by March 2012. Within these villages the target group could comprise of about 1.08 lakh customers in 98 villages in Rushikulya Gramya Bank and 0.78 lakh customers in 128 villages in Chaitanya Godavari Grameena Bank Bidders Query: a).Total village list to be provided. b) 1.8 lac expected customers for 3 years or not. If yes, please segregate year wise, which will effect on transaction volume. c)is 1.8 lac number assured? RFP Content : RRBs may require the bidders to extend banking & financial services to its existing customers as well using the Smartcard / micro-ATM as may be identified by the RRBs. These customers may be different from the target group of customers identified under Financial Inclusion Plan, Bidders Query: Kindly clarify what volume of existing customer to be transferred to FI. RFP content: Commercial Bid Form Sr. No. 5 cost of operations ongoing Quantity of transactions 2,16,00,000 (being an average of 24 transactions per card per annum for 1,80,000 cards for 5 years) Bidders Query: 24 transactions per card per year or month or week. Requesting bank to assure RFP content: Financial Exposures & Performance risks from third-party service providers under the project would be regulated and mitigated through Financial Guarantees, Collateral Securities, etc based on risk perception of the RRBs

b) 1.8 lac customers in one year (year 1) c) 1.8 lac customer number will depend on the progress in enrolments by the selected bidder.

5.3.2

RRBs will assess the volume and share the information with the selected bidder. (This information would not be considered for reckoning L1)

11.13

24 transactions per card per year are assumed for TOC.

5.5.7

Yes. These are in addition to the performance guarantee. Basing on the volume of transactions and financial exposures, RRBs will decide Financial Guarantees, Collateral Securities etc. after mutual discussion with the selected bidder.

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. Bidders Query: Are any guarantees/Collaterals proposed in addition to the Performance Bank Guarantee of Rs. 20 Lakhs referred to in Clause 9.8? 9 6.2.1 RFP content: The consortium shall render banking and financial services as entrusted by the RRBs under Business Facilitator / Business Correspondent model at designated locations to all the customers of Financial Inclusion project, duly complying with RBI guidelines. Bidders Query: Please indicate the basis for no. of BCs to be engaged :1. No. of villages each BC is expected to cover No. of Accounts each BC is expected to service. RFP content:The solution should also be able to support a model that does not require issue of a smartcard where the authentication would be based on the biometrics stored on the handheld banking terminal or held on a remote authentication server Bidders Query: Does the Bank require bidder to offer mobile phone and Micro ATM based solutions in addition to Smart card based Solution ? or this clause refer to only future requirements? Please clarify. RFP content : Bidders are advised to attach a letter from an authorized signatory attesting the veracity of the information provided in the response Bidders Query : Will self declaration from the bidder would be adequate Commercial Bid Form RFP Content : RRBs have already opened several accounts in Core Banking System for residents of the villages that are required to be Total No. Of villages : 226 (CGGB-128 and RGB-98) Total No. Of customers : 1.86 lacs (CGGB-0.78 and RGB-1.28 lacs)

10

6.4.3

The solution should be able to support future requirements, which will be finalised after mutual discussions with the selected vendor.

11

9.1.4

Veracity of the information to be attested by the authorised signatory of the bidder and the credentials are to be attested by the existing customers / clients.

12

11.13

This information would not considered for reckoning However the bidder should bound by the rates quoted in commercial bid form.

be L1. be the

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. covered under the scope of The RRBs will assess the volume the RFP. These accounts are and inform the selected bidder. under Savings Bank Scheme. In the event that the data/information about these Accounts is shared with the Bidder, what would be the Cost of services covered under 1(c) of the Commercial Bid? The Bidder shall undertake all other activities covered under 1(c) except that activity connected with opening of the account (since it is already available in CBS) Bidders Query : Please indicate the approximate number of existing accounts for which Smart Cards to be issued The RRBs reserve the right to provide some more clarifications / amendments if such need arises. All other terms and conditions remain unchanged. M.Gopala Krishna Chairman Chaitanya Godavari Grameena Bank Head Office, Guntur

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Chaitanya Godavari Grameena Bank Identified Villages for FI - 128 GUNTUR DISTRICT : 79 S. Branch Name No. 1 Utukuru 2 3 Addigoppula (Shifted to Durgi) Tallacherivu (Shifted to Atchampeta) Centre identified to place Business Correspondent Bayyavaram Adigoppula Obulesupalli Dharmavaram Tallacheruvu Chintapalli Kanumarlapudi Sanampudi Potluru Zulakallu Guttikonda Kotcherla Angaluru Kondramutla Kantepudi Budampadu Pothuru Manchikallu Sirigiripadu Gottipalla Mallavolu Pillutla Oppicherla Naramalapadu Miryala Mutukuru Kolagutla Rupenaguntla Pondugala Ramapuram Gamalapadu Mutyalampadu Tangeda Vaddamanu Ananthavaram Dodleru Ananthavaram Centre population (above 2000) 4251 8216 4684 2790 6226 4711 5465 7250 4632 6637 8290 5749 2047 5753 2945 4444 6041 3629 8055 6463 3894 6608 7020 2283 4996 8156 3307 8689 2374 4320 4127 4368 5048 2848 3519 11234 2894

4 Savalyapuram 5 6 Zulakallu (Shifted to Piduguralla) Kotcherla (Shifted to Vinukonda)

7 Komerapudi 8 Etukuru 9 Kambhampadu Sirigiripadu 10 (Shifted to Macherla) 11 Morjampadu 12 Oppicherla (Shifted to Karempudi)

13 Mutukuru 14 Narasaropet

15 Dachepalli

16 Pedaparimi 17 Dodleru (Shifted to Krosuru)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. 38 Gudipadu 39 Hasanabad 5351 2706

Conti..2 GUNTUR DISTRICT 4 0 Solasa 4 1 4 Mulakaluru 2 4 Kunkalagunta 3 4 4 4 5 Pulipadu (Shifted to Gurajala) 4 6 4 7 4 8 Gundlapalli (Shifted to Nakarikallu) 4 9 5 V R Palem 0 5 1 Piduguralla 5 2 5 Valiveru 3 5 4 5 5 Vinukonda 5 6 5 7 5 8 Attaluru 5 (Shifted to Amaravathi) 9 6 0 -24154 4453 4687 3823 6142 2839 3034 2505 11020 2032 4843 4926 2144 8277 4786 3743 2312 3681 4825 2328 3726

Maidavolu Vankayalapadu Pamidipadu Chejerla Pulipadu Daida Gottimukkala Telukutla Gundlapalli Narasingapadu Machavaram Vemavaram Chennayapalem Edlapalli Inavolu Chinthalacheruvu Murthijapuram Mukkellapadu Attaluru Jupudi Munugodu

18

19 20

21

22

23

24

25

26

27

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. 6 1 6 2 6 Pedakodamagundla (Shifted 3 29 to Karempudi ) 6 4 6 5 28 Vaddeswaram 30 Kubadpuram Ippatam Pedakodamagundla Chinakodamagundla Chinagarlapadu Sankarapuram Nemalipuri Tallapalli Pasuvemula Kothapalli Koppunuru Nagulavaram Siripudi Pedapalli Matlapudi Lemallepadu Pallapadu Potharlanka Chowdayapalem Kamarajugadda (North & South) 3912 4171 2371 2638 5228 6104 4281 4066 5680 6590 5409 2642 4094 6281 2217 4192 2838 5629 2416

31 Macherla

32 Nagaram 33 Vatticherukuru 34 Donepudi 35 Repalle

66 67 68 69 70 71 72 73 74 75 76 77 78 79

West Godavari District : 24 Sl. Name of the Branch No 1 Makkinavargudem 2 Purushothapalli

Centre to identified to place Business Correspondent 1Bandivargudem 2Appalarajugudem 3Gopavaram 4Vijjeswaram 5Pandalaparru

Centre population (above 2000) 4473 2202 2612 2813 3200 2113 2428 2251 3320 2263 2922 2536 3956

3 Pedatadepalli 4 Agadalalanka 5 Eluru 6 Gopannapalem

6Jaggannapeta 7Chettunnapadu 8Pinakadimi 9Duggirala 10Galayagudem 11Somavarappadu 12Vegavaram

7 Tirupathipuram

13Verighedu

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. 14Ballipadu 8 Chinakapavaram 15Pedakapavaram 16Gummaluru 17Kolaparru 9 Eletipadu 10 Valluru(w) 11 Penumadam 12 Medapadu 18Pekeru 19Inaparru 20Karugorumilli 21Mettaparru 22Siragalapalli 23Kontheru 24Kaja 3885 4695 4491 2793 4420 2467 3362 3658 2297 7498 3525

East Godavari District : 25 Sl. Name of the Branch No

Centre to identified to place Business Correspondent 1 Narendrapatnam 2 Mamidada 3 Irripaka 4 Krishnavaram 5 Burugupudi

Centre population (above 2000) 3513 3036 3418 2326 2058 2880 4785 2505 7732 2949 2450 3331 3778 2021

1 Somavaram

2 Geddanapalli 3 A. Kothapalli 4 Chebrole 5 Kandrakota 6 Peddapuram

6 S.R.Palem 7 Srungavruksham 8 Chinajaggampeta 9 Tatiparthi 10 Tirupathi 11 C.B.Devam 12 Marripudi 13 Singampalli 14 Nallamilli

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P. 15 Anuru 7 Srirangapatnam 8 Kakinada 9 Nadakuduru 10 Narsipudi 11 Valluru(E) 12 Devaguptam 13 Kandikuppa 14 Antharvedipalem 16 Koti 17 Repuru 18 Gurajanapalli 19 Chopeella 20 Modukuru 21 Kaleru 22 Samanthakurru 23 Dontikurru 24 Brahmasamedyam 25 Antharvedi 3300 3035 2354 6255 11282 2506 4144 3633 4108 8020 14000

Total Villages identified for placing Business Correspondents in 3 Districts is 128 Total population in 3 Districts is 4,54,058 (2001 census)

Rushikulya Gramya Bank Identified Villages for FI - 98

Branc h SL. NO.

Branch Name

Centre identified to Place Business Correspondent 1 2 3 4 5 6 7 8 9 1 0 1 1 1 2 1 Baghajhari Lanjia Bhabarada Gochhabadi Badakhandi Kanchuru Kanteikoli Nimigam Bikrampur Gangadahani Jayapur Kalasandhapur Balisira

Centre populatio n (above 2000) 2255 2017 2506 2026 2455 2450 2173 2148 3449 3257 2462 2750 2602

1 2 3

Berhampur Main Chirikipadasasa n Samarjholla

4 5 6 7

Keshapur Jamuni Nalabanta Aska

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Branc h SL. NO.

Branch Name

Centre identified to Place Business Correspondent 3 1 4 1 5 1 6 1 7 1 8 1 9 2 0 2 1 2 2 2 3 2 4 2 5 2 6 2 7 2 8 2 9 3 0 3 1 3 2 3 3 3 4 3 5 3 6 3 7

Centre populatio n (above 2000)

Debabhumi Gunthapada Badadumla Padmanabhpur Badaagula Badamahuri Deogam Gunthapada Sunapalli Baunsalundi Gamundi Jilundi Lalsingi Kolidaspur Pandarkhalli Arjipalli Bhramarpur Chanameri Kansamari Moulabhanja Singipur Jhadabai Solaghar Antarpada

3812 3635 2406 2676 2412 2184 2180 2052 2052 2951 2904 2762 6513 2677 2222 7768 4139 3702 3366 2692 5832 2203 2321 2627

Padmanabhpur

Budhambo

10

Bhanjanagar

11 12 13

Pandia Chatrapur Khariaguda

14

Dengaosta

15 16 17

Jarado Raipur Buguda

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Branc h SL. NO.

Branch Name

Centre identified to Place Business Correspondent 3 8 3 9 4 0 4 1 4 2 4 3 4 4 4 5 4 6 4 7 4 8 4 9 5 0 5 1 5 2 5 3 5 4 5 5 5 6 5 7 5 8 5 9 6 0 6 1 6 2

Centre populatio n (above 2000)

Kholakhalli Talasakara Talasara Chadhiapalli Kumpapada Kairasi Manikpur Babanpur Baragam Kharia Baramundli Kulagada Khallingi Nistipur Badapada Kaliaguda Nettanga Palurgada Chandipadar Huglapatta Satakutni Badapankalbadi Kanachai Kendubadi Patisunapur

2292 2218 2429 2029 2520 3951 2877 3925 5435 2864 2150 2463 3964 2079 2015 2273 3257 4301 2252 2733 2001 2699 2344 2225 2987

18 19

Angargaon Panchabhuti

20

Kanheipur

21

Kotinada

22

Bandhaguda

23

Goutami

24

Badabarsingi

25

Humma

26

Gurunthi

27 28

Dhunkapada Sunapur

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Branc h SL. NO.

Branch Name

Centre identified to Place Business Correspondent 6 3 6 4 6 5 6 6 6 7 6 8 6 9 7 0 7 1 7 2 7 3 7 4 7 5 7 6 7 7 7 8 7 9 8 0 8 1 8 2 8 3 8 4 8 5 8 6 8 7

Centre populatio n (above 2000)

Surala Alasuguma Kamasaragada Badamadhpur Balichai Mundala Badiambagam Kharida Ralaba Sanaambagam Badarampalli Ranajhalli Bori Khairaputi Alarigada Gothagam Kurula Punada Kullangi Lathipada Bania Chikili Mathura Talapada Gokarnapur

6675 2764 2219 5499 2471 2572 2065 3465 4317 3002 2540 2520 2575 2911 2711 3116 2403 2039 2193 3485 2200 2344 2537 2206 3123

29 30 31 32

Kadua Mahanadpur Hatiotta Sourachachina

33

Sikiri

34

Purushottampur

35

Gangpur

36

Thuruburei

37

Sorada

38

Khallikote

39

Sidheswar

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Branc h SL. NO.

Branch Name

Centre identified to Place Business Correspondent 8 8 8 9 9 0 9 1 9 2 9 3 9 4 9 5

Centre populatio n (above 2000)

B.Madhusudanpur M.Tentulia Kokolaba Kalingapadar S.Gopalpur Mandiapalli Rangeilunda Danapur

2180 2514 2034 2850 2835 2102 2275 2292 273955

40 41 42 43 44 45

Polasara Tarsingi Gayaganda P.Ramchandrap ur Korapalli Kodala Total of Ganjam

46 47

Gurandi Khandava Total of Gajapati Grand Total

9 6 9 7 9 8

Tatipeti Bhusukudi Allada

2083 2129 2100 6312 280267

Total Villages identified for placing Business Correspondent in 2 districts is 98 Total population in 2 identified districts is 280267 Out of Service Area 6 villages

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.

Format of Bank Guarantee To Chaitanya Godavari Grameena Bank Head Office, Raghu Mansion 4/1, Brodiepet GUNTUR Dear Sirs, In response to your invitation to respond to your RFP reference No. CGGB/RRB-RFP/2011-2012/01 Dt. 15.06.2011 , M/s ___________________ having their registered office at _____________ (hereinafter called the Bidder) wish to respond to the said Request for Proposal (RFP) for self and other associated Bidders and submit the proposal for IMPLEMENTATION OF INANCIAL INCLUSION PLAN FOR REGIONAL RURAL BANKS SPONSORED BY ANDHRA BANK as listed in the RFP document. Whereas the Bidder has submitted the proposal in response to RFP, we, the ____________ Bank having our head office ________________ hereby irrevocably guarantee an amount of Rs. ______ Lakhs (Rupees ____________ only) as bid security as required to be submitted by the Bidder as a condition for participation in the said process of RFP. The Bid security for which this guarantee is given is liable to be enforced/ invoked: 1) If the Bidder withdraws his proposal during the period of the proposal validity; or 2) If the Bidder, having been notified of the acceptance of its proposal by the Bank during the period of the validity of the proposal fails or refuses to enter into the contract in accordance with the Terms and Conditions of the RFP or the terms and conditions mutually agreed subsequently. We undertake to pay immediately on demand to Chaitanya Godavari Grameena Bank the said amount of Rupees ________________ without any reservation, protest, demur, or recourse. The said guarantee is liable to be invoked/ enforced on the happening of the contingencies as mentioned above and also in the RFP document and we shall pay the amount on any Demand made by Chaitanya Godavari Grameena Bank which shall be conclusive and binding on us irrespective of any dispute or difference raised by the Bidder. Notwithstanding anything contained herein: 1) Our liability under this Bank guarantee shall not exceed Rs. ________ Lakhs (Rupees __________ only). 2) This Bank guarantee will be valid up to __________________; and 3) We are liable to pay the guarantee amount or any part thereof under this Bank guarantee only upon service of a written claim or demand by you on or before ________________. In witness whereof the Bank, through the authorized officer has sets its hand and stamp on this _______________ day of __________________ at _________________.

CHAITANYA GODAVARI GRAMEENA BANK

(A Government undertaking sponsored by Andhra Bank)
HEAD OFFICE, RAGHU MANSION , 4/1, BRODIPET, GUNTUR- 522 002, A.P.