OBJECTIVE To obtain employment in a bookkeeping setting where I can use my prior work experience and proven track record

of working well with numbers teamed wit h my recent college coursework. Professional Summary Underwriter with experience in evaluating and identifying r isk assessment. Field of expertise is diverse which includes researching data, classifying demographics, medical loss experience, cost ratio evaluation and new business competitive analysis. Entrusted to mentor and train new staff members . Provided reports to sales team which were detailed financial and risk assessm ent evaluations of submitted groups with competitive rates while ensuring profit levels were consistent with company standards. Maintained account reconciliatio n spreadsheets to track residual account balances. EDUCATION 2011 Goodwin College East Hartford, CT One-2-One Components Training Coursework included:* design and modification of business spreadsheets using Mi crosoft Excel* file management using Microsoft Windows* Intuit Quickbooks* manua l and computerized:o process and analyze business transactionso classify informa tiono summarize and report financial information 1999 Butler Business School Computer accounting programs, including payroll appl ications, accounting fundamentals, Word, Excel, Power Point and Access Bridgepor t, CT EXPERIENCE 1999-2010Health NetUnderwriter II (2007-2010)Responsibilities included p reparation of initial underwriting and new business rates for Health Net product s, employing underwriting judgments and ensuring compliance with underwriting re gulations and current rate filings* gathered and examined appropriate documentat ion and data required to calculate and produce new business rates in order to pr ovide risk assessments of business* met with consultants and sales to discuss ne w business proposals and participated in negotiations process in order to provid e competitive rates* trained new hires to operate in full compliance with all la ws, regulations and training requirements as requested by management* made indep endent new business decisions in accordance with underwriting authority limit gu idelines to ensure compliance* blended community rates and manual rates as neede d to provide accurate rates* coordinate data with actuarial department in order to gain perspective for new product development Shelton, CT Underwriter I (2006-2007) Underwriter Assistant (2003-2006) Accounts Receivable Government Programs Representative (2001-2003) Accounts Receivable Cash Department (1999-2001) * Performed periodic audits on individual and employer group accounts in order to manage and control better the accounts. * Handled internal and external inqui ries concerning billing, rates and members in order to minimize errors.* Provide d detailed explanations of 30/60/90+ aging of account balances on a monthly basi s as requested by management.