M. VICTOR BERBANO 5869 Thai Coast Road * Las Vegas, NV 89130 * cell (928) 208-6673 * E-Mail vberb ano@yahoo.

com PROFESSIONAL QUALIFICATIONS * 19 years of progressively responsible positions in public and private accounti ng environments, 13 years in Executive and Senior Officer capacities * Co-founder start-up corporation * Venture capital project investments with N.Y., L.A., East Asia contacts * Foreclosure property investment group Southern Nevada * Technical expertise with GAAP accounting, BSA, CRA, GLBA/Sarbanes Oxley, risk assessment, internal controls, audit, Compliance Regs, Board and Management fina ncial reporting, investments, asset/liability, budgeting and forecasting * Project management, supervisory, Board presentation and government regulatory experience * AllTel, Fiserv, Jack Henry 20/20 network systems, LAN/WAN, word-processing, sp readsheet, database, data file conversion, finance analysis, accounting software , Patriot Officer and Yellow Hammer OFAC/FinCen interdiction software, asset/lia bility and budgeting software * Certified Community Bank Internal Auditor. BUSINESS MANAGEMENT AND ACCOUNTING EDUCATION University of the Pacific Eberhardt School of Business, Stockton, CA Bachelor of Science, Business Administration Accounting Concentration, with hono rs June 1991 * Maintained Accounting GPA of 3.95 carrying full time school and work schedule as a manager in a Fortune 500 company. * Pacific Coast Banking School - University of Washington 2006. * Bond Math University - 4 Sessions 1997-2008

ACCOUNTING & BUSINESS EXPERIENCE AND ACCOMPLISHMENTS DealGive, Inc., Las Vegas, NV Chief Financial Officer, September 2010 - Current DealGive, Inc. is an internet based group buying service. As one of five foundi ng executives, I was involved in all facets of the corporation's start up. My f inancial projections provided the basis for the founders to move forward with th e company. Company will open within 13 weeks of initial meeting with over 20 co ntracted and trained employees. I prepared line item detailed ten year pro-form a financial statements based on daily revenue projections, presentation of month ly and yearly financials, cash flows, internal rates of return, break even analy ses, salary, commission and bonus structures, building up to 200 domestic and 7 international markets and over 2,500 job positions. Met with and presented fina ncials to procure $70 million in bond funding. Assessed and selected appropriat e accounting software that interphases with merchant card payment services also analyzed. Collaborated with corporate counsel in the development of pertinent c ontracts for merchants, independent contractors, sales staff, editors, advertise rs, etc. Development of website layout and content. Heavy involvement in marke ting and sales strategies and training. 1st five offices for initial three mont hs budgeted for $75k FF&E outfitted for $5k utilizing FDIC other asset dispositi ons. CEO: Anh Ngo, MD, MBA M&L MMOG LLC, Las Vegas, NV Chief Executive Officer, August 2010 - Current MMOG LLC provides business consulting services. Currently consulting with a web

-based company with intellectual property rights for well - known Hollywood ente rtainment venues. Prepared comprehensive financial statements, private placemen t memorandums (PPMs), letter of intents (LOIs) and operating agreements to facil itate gathering of private equity capital. Working closely with an L.A. based p rivate equity firm to fund projects. Preparing detailed ten year pro-forma fina ncial statements incorporating 28 cost center/projects to present for $50 millio n bond financing. Developed a growing network of domestic and foreign private e quity investors. Nevada Regional Economic Development Center (NREDC), Las Vegas, NV Chief Financial Officer, April 2010 - Current NREDC is Nevada's only approved and licensed EB5 Immigration Program. Duties in clude identifying and assessing approvable projects; analyzing, assisting and/or preparing comprehensive business plans and detailed financial statements for pr ospective projects. Worked with principles to develop a submission package resu lting in approval of $100 million structured bond financing. Developed a growin g network of domestic and foreign investment capital. First Asian Bank, Las Vegas, NV Chief Financial Officer - EVP, April 2008 - April 2010 FDIC approved CFO. Board designated President for several months. Perform duti es commensurate with an Executive Officer in a de novo bank including: Accounti ng & finance, operations, Compliance Officer, BSA Compliance, IT Administrator, GLBA, risk assessment. Voting member of loan committee. Assistant Corporate Se cretary. Incorporated new policies, solid controls, ALCO analysis and director training. Point of contact for Bank in its first joint FDIC/State Examination. Working bank through a Cease and Desist and point of contact with the FDIC and NFID. Supervisor: William Chu, President (former) ProNet Administration, Phoenix, AZ Advisory Board Member, August 2005 to July 2006 Met quarterly with owner and Executive Management team to advice and assess a ne twork administration company on all phases of operations including finance, budg et, compliance, operations, market growth, client needs, platform focus, and age ncy interactions. The Company has over 100 banking clients and offices in Arizo na, California, Chicago and Canada. CEO: Bill Moore Mohave State Bank, Lake Havasu City, AZ Chief Financial Officer - EVP, May 2006 - April 2008 Director of Audit and Compliance, April 2004 to May 2006 Perform internal audit and compliance functions for a $350 million bank, growing from $75 million during my tenure. Implemented SarbOx Internal Audit and Compl iance procedures. Wrote effective audit reports and present results, findings a nd recommendations to management and the Audit Committee. Performed Bank's GLBA Risk Assessment. Maintained current with all banking compliance, laws, regulat ions and required disclosures. Implemented online Bank training program resulti ng in over 1,500 completed courses with passing scores. Successful preparation of FDIC and State of Arizona CRA/Compliance/Safety and Soundness reviews resulti ng in Bank receiving 'Outstanding' CRA and 100% similar Compliance, Safety and S oundness, and FRB ratings. Compliance article published in ABA Journal of Banki ng. Implemented Bank using common stock market makers, transfer agent and OTCBB listing. Operations audits resulted in improved effectiveness of Branch Intern al Control Checklists leading to an efficient self-assessment; also led to estab lishing Bank's written Operations policies. BSA audit resulted in putting into place effective, solid BSA written policies and procedures for entire Bank. Loa n audits resulted in identification of control weaknesses and improvement of Ban k's loan risk profile. Participated on Bank's Audit Committee, ALCO & Investmen

t Committees, IT Steering Committee, Marketing Committee; Operations and Manager s meetings. Efficiency ratio below 50% and among the strongest in the industry. Facilitated opening of two branches. Bank was ranked the 15th most profitable bank in the nation years 2006-2008 by U.S. Banker's publication, inclusive of m y tenure in executive officer positions with the Bank. Supervisor: Ralph Tapscott, Former President Oak Valley Community Bank, Oakdale, CA Senior Vice President and Chief Finance Officer, February 1997 to March 2004 Served in the capacity of Chief Finance Officer, Controller and Investment Offic er. Oversaw accounting department. Directed and performed the Bank's accountin g, budgeting, investments, risk management, cash liquidity, asset/liability repo rting, 401K PSP, Officer Stock Option Plan, shareholder relations, human resourc es, payroll, MIS department and 3rd party vendors. Point of contact for externa l finance and regulatory audits. Headed the Bank's ALCO and Investment committe es. Management and Board reporting. Instituted internal controls, policy and p rocedures. Bank more than tripled in assets, added five branches and two loan o ffices during tenure. Achieved above peer group averages for ROA, ROE, efficien cy ratios and return on investment portfolio. Negotiated lower cost contracts w ith three major vendors. Oversaw system conversion of check processing vendor, headed Y2K remediation project that included numerous banks throughout NorCal, i ncluding writing test scripts and documentation of all testing. Key officer in two public offerings raising over $10 million. Instituted FHLB and corresponden t bank lines of credit of $57 million. Increased Bank's equity leverage through growth of Investment Portfolio from $13 million to $40 million; increased yield s through diversification of treasuries and agencies to munis, MBS, CMOs and cor porate bonds that included comprehensive pre-purchase and annual analysis of eac h individual bond. Supervisor: Rick McCarty Grant Thornton, LLP, (now Moss Adam) Stockton, CA Audit Senior, October 1994 to April 1996 Planned and supervised audits with focus on community bank clients. Served on f irm's Financial Institutions group. Other audits supervised: Manufacturing, ag riculture, construction and telecommunications firms. Internal control and risk assessment. In charged special projects for counties and a high profile audit for the California State Assembly. Continuing education in audit supervision an d computerized auditing. Supervisor, Denyse Cahill, Partner American Savings Bank, (then Washington Mutual, now JP Morgan Chase) Audit Senior, June 1992 to October 1994 Planned and supervised internal audits for a $100 billion institution operationa l, EDP, loan and operational compliance audits of various departments statewide, as well as the yearly financial audit with the outside auditors. Internal audi ts supervised included CRA, BSA, cash management, loan pool packaging for securi tization, whole loan purchases and sales, payroll and benefits, Fiserv Disaster Recovery testing, loan repricing, portfolio tickler tracking. Supervised and de veloped audit program for the first internal control audit of the Bank's 72 LANs and formulated policies for overall control environment. Selected to perform l arge internal fraud investigation. Supervisor: Mary Locatelli, EVP and Director of Internal Audit Supervisor Foreclosed Investor Real Estate Unit, April 1996 to February 1997 Oversight of Bank's portfolio of over 900 foreclosed investor owned real estate. Duties included managing a staff of 15 employees and servicing foreclosures, n egotiating reimbursement from investors, insurers, tax agencies, etc. Consulted with legal department to mitigate Bank's losses on property litigation. Served

on Bank's loan acquisition due diligence team acquiring loan pools nationwide. Project team member to convert Bank's loan servicing systems. Developed key co ntacts nationally and benchmarked every phase of the Investor REO department. M et with upper management who implemented 100% of my recommendations for staffing and budgeting. Ran the most efficient Investor REO department in the industry among large institutions. Interviewed, hired and evaluated employees. Revamped internal controls, policies and procedures for the Investor REO group. Success fully reduced the Bank's loss exposure from REO by $600,000 under budget. Supervisor: Kevin Hughes, AVP Loan Servicing KPMG Peat Marwick LLP Auditor, July 1991 to May 1992 Performed financial audits, including financial institutions, retail stores, agr icultural cooperatives and distribution centers. Internal control and risk asse ssment. Monitored interest rates for firm nationwide and institutional clients. Supervisor: Mike Moy, Managing Partner REFERENCES M. Victor Berbano William Chu Former President and CEO of First Asian Bank Cell (562) 833-0337 Worked with Mr. Chu as the Bank's CFO Cell (702) 203-3679 Work with Ms. Mallas as the Bank's CFO, Audit & ALCO Committees Larry Hoftiezer Former CCO, First Asian Bank Cell (702) 767-0530 Worked with Mr. Hoftiezer at the Bank since November 2008 Richard Holmes CFO GBC Bank, Monterey Park, CA Cell (928) 208-8119 Worked with Mr. Holmes at Mohave State Bank as Bank's Director of Audit and Comp liance. Phil Stevens CCO First National Bank of Alamogordo, NM Cell (928) 486-6865 Worked with Mr. Stevens as Mohave State Bank's Director of Audit and Compliance and CFO Gary Findley The Findley Group Bank Consultant's (714) 814-7480 Worked with Mr. Findley who is a shareholder and consultant First Asian Bank Dianne Bryant VP Credit Administration, Community Biz Bank, Lodi, CA Cell (209) 380-1271 Worked with Ms. Bryant at Oak Valley Community Bank, Oakdale CA as its CFO Personal References Jay Smith Doug Bott Retired from John Deere VP Dean Witter

Cell (928) 706-2741 Work (209) 473-0588 Acquainted 2004 to current Acquainted 1964 to current Peter Burgess Mohave Community College Cell (928) 280-8207 Acquainted 2004 to current