Anna R.

Armada 6005 Russet Meadows Dr Birmingham, AL 35244

( C ) 205-223-7205

Strengths 13 years Mortgage experience Held positions in different areas of mortgage: Secondary Marketing, Administrati on, Origination, Operation, Processing, Underwriting, Servicing Proficient in front and back-end software/programs :underwriting ,origination, p rocessing, and servicing software/programs Initiated, operated, and managed a mortgage brokerage branch Ability to work without supervision, adapt to changes, and make decisions Career Experience Robert Half International, 11/2009-08/2010 Contract Employee (Mortgage) - Wells Fargo -Processed HARP loans with average of 100 loans in the pipeline, 4 month s -Loss Mitigation Specialist, processed and provided alternative options for borrowers in payment Default, 5 months Premier Mortgage Funding, Inc/PMF, Inc, 11/2005-08/2010 Branch Manager/Mortgage Broker -Operated a net branch as a TPO -Responsible for office's branch origination/production, operation, and complian ce -Committed loans to lenders based on FNMA/FHLMC/FHA/VA or lender's specific guid elines -Processed and submitted loans from point of sale via LOS, Calyx, Encompass and uploaded to DU, LP, E-magic or lender's in house automated underwriting system -Packaged fully processed loans for final approval to lenders -Utilized FHA Connection and VA's web portal -Solicited referrals from realtors, builders, new subdivisions, CPAs', financial planners, various organizations, and personal affiliations Coats and Co., Inc., 4/2005-11/2005 Loan Officer -Originated conventional and government loans -Solicited referrals from realtors, builders, new subdivisions, CPAs, financial planners, and various organizations -Pre-processed and pre-underwrote loans prior to submission to processor GMAC Mortgage, 03/2003-04/2005 Loan Officer -Originated conventional and government loans -Solicited referrals from realtors, builders, new subdivisions, CPAs, financial planners, and various organizations Pre-processed and pre-underwrote loans prior to submission to processor Production Region Assistant -Assisted Regional Manager in increasing sales production by reviewing branch op eration, functional activities, expenses and profitability, individual loan offi cer pipeline -Created ad hoc reports, opened and closed branches -Main contact for District Managers and Assistant District Managers -Trained region's Sales Assistants to ensure compliance of GMAC's guidelines Compass Bank, 11/1998-03/2003 Mortgage/Secondary Marketing Department Product Implementation Coordinator (promoted March 2001) Secondary Marketing Coordinator -Implemented policies and procedures in Secondary Marketing Department -Created reports from the front end origination system to excel/access

-Compiled and reviewed investors' programs and guidelines -Liaison to underwriters, investors, and originators -Committed loans to investor via best effort, mandatory, and bulk Household Finance Corporation, 06/1997-11/1998 Account Executive, -Originated sub- prime loans -Supported branch Manager in branch administration Education Auburn University * Montgomery, 1996, Bachelor of Science in Business Administra tion Reference: Available Upon Request