BASIC TRANSLATION

Part 1 English VietNamese translation:

13 You must never take your helmet off while you are riding a motorcycle.

14 They wanted to apologize for their behavior: thats why they paid for dinner.

15 I thought parking are allowed here because there was no sign for banning.

Part 1 VietNamese English translation:

63 Nhng g chng ta phi i u khng hn l mt cuc khng hong ti nguyn m l mt cuc khng hong v nhim What we have to face is not really a natural resources crisis but a pollution one

64 Hin nay thnh ph Hu ang b thiu nc v tnh hnh s tr nn ti t hn na. Nowadays Hue is lacking of water and the situation will become worse

65 Phn na dn s th gii sng thnh ph nhng h li tiu th ti 70% ti nguyn ca th gii. Half of the world's population lives in cities but they consume up to 70% of the world's resources.

Part 3 Translation 1000 words:

UK population sees biggest increase in half a century

The UK population increased more last year than at any time in almost half a century, according to figures from the Office for National Statistics.

By mid-2010 the estimated resident population was 62,262,000, an increase of 470,000 (0.8%) on the previous year.

The growth rate is the highest since 1962, during the "baby boom" years.

'Natural change' - the difference between the numbers of births and deaths - accounted for 52% of the population growth.

The number of births in the UK is now at its highest since 1991, with 797,000 during the year to mid-2010.

The Office for National Statistics (ONS) says two factors are significant - rising fertility among UK-born women and more inward migration of women of childbearing age.

'Natural change' has been the main driver of growth for the last three years (2007-10), having narrowly overtaken net migration, which was the dominant factor for the previous nine years.

Net migration - the difference between long term migration into and out of the UK - shows a positive figure of 230,000 for 2009-10.

Overall, the ONS says the UK population has increased by 3.1 million people between 2001 and 2010.

The House of Commons library, in response to a question by James Clappison MP, recently estimated that the figure could exceed 70 million by 2026, three years earlier than previous official estimates.

Seven European Banks Fail Stress Tests

Seven of 91 European banks failed stress tests aimed at measuring their strength in case the continent's government debt crisis takes a turn for the worse, regulators said Friday.

European Union officials hope the results will reassure markets worried about hidden bank losses from the crisis.

The EU said the tests were tough and showed their banking system was resilient enough to weather a slower economy and more turbulence on financial markets.

The Committee of European Banking Supervisors said the seven banks would see their capital positions fall below levels deemed sufficient if there is a steep fall in the price of government bonds many of them hold, a worst-case scenario dubbed a "sovereign shock."

Germany's already-nationalized lender Hypo Real Estate Holding failed the strength test, but that had been widely expected.

Five unlisted Spanish savings banks failed too, their finances battered by the collapse of a property boom: Diada, Unnim, Espiga, BancaCivica, and Cajasur, which was bailed out by the Bank of Spain in May.

Greece's ATE bank failed too and confirmed that it would go ahead with a capital raising exercise.

In total the seven banks have to raise 3.5 billion euro to shore up their finances, CEBS said.

Policymakers around Europe hailed the process as confirmation that Europe's banking system is in good health despite a government debt crisis and the deepest recession since World War II.

The European Union said the results "confirm the overall resilience" of the continent's banking system.

Christine Lagarde, France's finance minister, said the tests were "tough" and "very comprehensive and as a result I would suggest that those results should be very credible and should raise the confidence in European banks."

Investors are still poring over the results to see what to make of it all. Fears had been that the scenarios would not be tough enough to reassure markets, and the euro was trading around 0.5 percent lower at $1.2819.

"The stress tests do not seem that stressful and it is looking more like a political whitewash rather than a genuine attempt to reassure financial markets that eurozone banks have balance sheets that could really withstand sovereign risk shocks," said Neil MacKinnon, global macro strategist at VTB Capital.

"They are delaying the day of reckoning," said MacKinnon.

Anxiety about Europe's banks mounted in tandem with the government debt crisis, which eventually led to euro110 billion ($142 billion) international bailout of Greece and a $1 trillion backstop for other troubled governments if they need it.

The worry was the banks were holding government bonds from the likes of Greece, especially as their finances had already been battered by the recession.

Banks became more reluctant to lend to each other and many of Europe's banks became more dependent on emergency funds from the European Central Bank for much of their day to day needs.

Vietnam's crisis unlikely in China

China is unlikely to suffer a crisis similar to the financial woes in Vietnam and the possibility of it triggering another Asian turmoil is slim, analysts said.

Moreover, other Asian countries may use their foreign exchange reserves to help Vietnam to tide over the crisis, said ZhuangJian, senior economist with the Asian Development Bank in Beijing.

Vietnam's economy, the recent darling of international investors, is sliding into a boom-and-bust cycle as it is battered by double-digit inflation, surging trade deficit, a diving stock market and depreciating currency.

Analysts anticipate the worst-case scenario to be a deadly flight of capital and a balance of payment crisis.

But even if that happened, the crisis will not recur in China as the two countries are starkly different in terms of major economic features, said Zhao Xijun, finance professor of the Renmin University of China.

Surging international prices of commodities such as grain and oil have stoked Vietnam's domestic inflation, a problem that China is also suffering.

But Vietnam has its own intrinsic economic defects, said Zhao.

In recent years, the Vietnamese government has encouraged foreign investment and exports to boost growth.

But it has failed to prevent speculative foreign capital from investing in stocks and real estate, which has led to soaring assets prices.

"Unlike China, Vietnam has not clearly defined foreign capital going into the assets market," Zhao said.

As the US economy is believed to have bottomed out and the dollar stabilizes, flight of foreign capital has caused an abrupt assets price tumble.

"It's quite easy for foreign capital to flow out of Vietnam, while in China the costs of capital withdrawal would be much higher," said Sun Lijian, economist with the Fudan University.

The reduced foreign demand as a result of the US economic downturn has dampened Vietnam's exports, undermining its economy.

When the Vietnamese economy showed signs of overheating last year, its policymakers failed to take timely measures to cool it down, said Zhuang.

Vietnam started to implement a tightening policy only from the second quarter of this year, compared with China's preemptive tightening since the second half of last year.

The Vietnamese government has now decided to stop many investment projects to cool the economy.

The planned investment volume of those projects is about 16 percent of the country's pre-set target for this year, according to local media reports.

The nations in the region have learnt their lesson from the 1997-98 Asian financial crisis, accumulating foreign exchange and reforming the domestic economic structures, significantly reducing their vulnerability to such crises, Zhuang said.