Case 1:11-mc-00088-M-LDA Document 254 Filed 02/02/12 Page 1 of 9 PageID #: 1737

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND

In re: Mortgage Foreclosure Cases

Misc. No. 11-mc-88-M-LDA

CERTAIN DEFENDANTS 1 MEMORANDUM OF LAW IN SUPPORT OF THEIR OBJECTION AND REQUEST FOR CLARIFICATION OF THE SPECIAL MASTER REFERENCE The Defendants to cases included on this docket, and subject to the Courts August 16, 2011 order (Doc. No. 1) and the Courts January 5, 2012 order (Doc. No. 129 and hereinafter referred to as the Special Master Order), submit this memorandum of law in support of their Objection to and Request for Clarification of certain provisions of the Special Master Order. BACKGROUND The Courts August 16, 2011, order requested comment on its consideration of appointment of a Master pursuant to Fed. R. Civ. P. 53 to assist with pre-trial matters and facilitate settlement in individual cases. The Defendants, through their liaison counsel,

submitted a response in which they recognized that a Master could be useful to handle issues related to discovery should the cases on this Master Docket proceed beyond motions to dismiss filed under Fed. R. Civ. P. Rule 12. See Exhibit B, attached hereto. The Defendants took the position that [f]or the time being, however, no exceptional conditions or circumstances exist

1 The Defendants joining in this Objection and Request for Clarification of the Special Master Reference are listed in the attached Exhibit A, along with the cases in which the Defendants are named.

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and no specific tasks have been identified by the Court or the parties that warrant the appointment of a Master. Id. By letter dated December 23, 2011, all Defendants, through their liaison counsel, requested a conference with the Court to discuss certain issues relating to the Courts initial August 16, 2011 order staying all litigation in the docket. On January 5, 2012, the Court issued the Special Master Order appointing Ms. Merrill W. Sherman as Special Master pursuant to Fed. R. Civ. P. 53. The Special Master Order is the subject of the Defendants Objection and Request for Clarification. LEGAL ARGUMENT I. THE DEFENDANTS OBJECT TO THE APPOINTMENT OF A SPECIAL MASTER. The Defendants reiterate and restate their position from their September 9, 2011 response to the Courts August 16, 2011 Order. No exceptional conditions or circumstances exist that warrant the appointment of Ms. Sherman as Special Master. The Court has identified a

substantial docket, the quantity and complexity of the cases, and the common interest in fair and expeditious resolution as grounds for the appointment of a Special Master. See Special Master Order. The federal courts, however, have held that referral to a special master should be seldom and should only be made, if at all, when unusual circumstances exist. LaBuy v. Howes Leather Co., 352 U.S. 249, 258, 77 S.Ct. 309 (1957). In LaBuy v. Howes, the trial court referenced a complex antitrust case to a special master based on extreme docket congestion and the promised protracted nature of the trial. Id. The Supreme Court vacated the reference, because neither a crowded calendar nor the presence of complicated issues warranted appointment of a special master. LaBuy, 352 U.S. at 253-259. The First Circuit, in review of the appointment of a special master and writ of mandamus concluded that the wisdom of LaBuy is

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evident: crowded dockets and complex business disputes such as the one we confront today are dismayingly commonplace; thus predicating access to auxiliary adjudicates on the incidence of such circumstances would likely trivialize Article III. Stauble v. Warrob, Inc., 977 F.2d 690, 694 (1st Cir. (Mass.) 1992). Here, the number of mortgage cases filed and the proposed complexity of the claims do not provide a sufficient basis for the Court to appoint a Special Master for the purpose of conducting mandatory mediation of the lawsuits. Specifically, the Defendants object to the appointment of the Special Master because the Court has not provided any extraordinary conditions or circumstances that justifies the appointment. In addition, the Courts appointment does not provide a timely or effective means of resolving cases on the courts docket where the Defendants have challenged, or will challenge, the standing of the plaintiffs or sufficiency of the allegations pursuant to Rule 12. 2 The continuing stay of litigation ordered while settlement negotiations proceed before the Special Master enjoins the fair and efficient resolution of all the cases where the validity of the Plaintiffs claim is in question. II. THE DEFENDANTS OBJECT TO, AND REQUEST THAT THE COURT RECONSIDER, CERTAIN PROVISIONS WITHIN THE SPECIAL MASTER ORDER A. The Defendants Object to, and Request that the Court Reconsider, Paragraph 3 of the Special Master Order.

Paragraph 3 of the Special Master Order provides Ms. Sherman with the authority to order parties to these cases to conduct in-person, meaningful negotiations in order to resolve these cases, and requires the Special Master to communicate with the Court regarding settlement negotiations. It further requires that Ms. Sherman report regularly to the Court on the progress of the negotiations and [d]irect, supervise, monitor and report upon implementation and

2 The Courts stay of litigation includes cases where certain Defendants have not responded, and the Court has not permitted a response to the Plaintiffs complaint.

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compliance with the Courts orders This Paragraph further provides that Ms. Sherman may consult with other entities with expertise in this areato facilitate settlement. Paragraph 3 of the Special Master Order forces mediation upon all parties and provides for privileged settlement communications to be disclosed by the Special Master to the Court and other entities she consults. Thus, the requirement that all parties engage in mediation

contravenes the Courts Alternative Dispute Resolution (ADR) Program, as well as the confidential provisions set forth in the RI Local Rules governing ADR. The Courts ADR Program provides that parties to civil cases in this jurisdiction are eligible for referral to ADR, and that if the parties to do not select a voluntary option, they are referred to a magistrate judge for a settlement conference. As a matter of practice, this referral does not take place until the parties to a civil suit appear before the United States District Judge for a pretrial conference under Fed. R. Civ. P. 16, and that conference does not occur until all defendants have filed answers in the case. Moreover, the ADR Plan identifies and defines mediation as a voluntary, non-binding dispute resolution method involving a neutral third party who tries to help the disputing parties reach a mutually agreeable solution and requires that the communications between the parties and the mediator remain privileged and confidential. For the cases subject to the Special Master Order, the parties are required to negotiate settlement with a third-party neutral before the Defendants have answered the cases subject to the order. In addition, the Special Master Order mandates mediation without first requesting the parties assent to participate in this program, and without first inquiring on the status of previous efforts made by the parties at resolving these cases through mortgage loan modifications. The Special Master Order also requires that the Special Master communicate with the Court regarding the progress of the settlement negotiations and the parties implementation and

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compliance with the Courts orders, all of which risk disclosing privileged and confidential settlement discussions of the parties to the Court. Before requiring mediation or any alternative dispute resolution plan, the parties to any case should have the opportunity to report on all efforts made at settling cases, including prior loan modifications that were offered, rejected, and, for any other reason, failed. In addition, the parties should have the opportunity to request an opt-out of the Special Master Order where the desired result is not tenable to one or both parties. The Defendants further object to, and ask for reconsideration of, several aspects of the settlement procedures set forth in Paragraph 3 of the Special Master Order. Paragraph 3(a) orders the parties to engage in serious and meaningful negotiations. This standard, however, is unclear, open to interpretation, and could prolong any settlement proceedings. Paragraph

3(b)(iii) likewise allows the Special Master to order production of all necessary information. Again, this standard is unclear, and it is also objectionable because it could allow production of material beyond that allowed under Rule 26 of the Federal Rules of Civil Procedure. Finally, Paragraph 3(b)(iv) allows the Maser to order in-person settlement negotiations with the parties. Defendants object to this provision because, unlike plaintiffs (all of whom reside in Rhode Island), virtually all of the Defendants representatives would have to travel long distances, at significant cost, to attend in-person negotiations. B. The Defendants Object to, and Request that the Court Reconsider, the Stay Established in Paragraph 4 of the Special Master Order.

Paragraph 4 of the Special Master Order continues the stay of litigation ordered on August 16, 2011 until the Special Master certifies that all attempts at negotiating a settlement have failed after good faith attempts by all parties. (emphasis in original). The Defendants object to and oppose this Paragraph of the Special Master Order because the scope of the stay is

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unclear and the time during which the stay could remain in effect is undetermined and may not promote the fair and efficient resolution of the matters assigned to this docket. Specifically, while the August 16, 2011 stay clearly references court filings, Plaintiffs have asserted that the stay applies to all foreclosure related matters to which the parties are privy. The Special Masters Order continues the stay without clarification. In addition, the Special Master Order does not indicate if the stay will be lifted on a case-by-case basis, or after all parties have exhausted all efforts. To the extent the Special Master were to refuse to issue her certification until all settlement efforts for all cases by all parties had been exhausted, the prompt adjudication of these matters could take years. The Defendants request that the Court reconsider Paragraph 4 of the Special Master Order, lift the stay on all cases, and permit the litigation to continue. C. The Defendants Object to, and Request that the Court reconsider, the Calculation of Compensation at Paragraph 8 of the Special Master Order.

Paragraph 8 of the Special Master Order calculates the share that each party must bear for the Special Masters services in an arbitrary and unjustified matter. To ensure fairness and equity, the costs and expenses of the Special Master should first be divided in half so that the Plaintiffs and Defendants each pay one half of Ms. Shermans fees and expenses. In particular, many parties named as defendants are affiliates, and so requiring equal division of fees among all parties unfairly penalizes those entities. 3 Once the fees and expenses are divided in half between Plaintiffs and Defendants, the parties to any case should have the opportunity to present the Special Master and/or Court with reason why any particular party should not have to pay the

3 As an example, there are cases subject to the Special Master Order where the Plaintiffs have named as Defendants, both Option One Mortgage Corporation and Sand Canyon Corporation. Option One and Sand Canyon are the same company. Option One changed its name to Sand Canyon, and should not be required to pay twice because Plaintiffs failed to properly name it in this litigation.

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allocated share of expenses. The proposal set forth in Paragraph 8 fails to provide a fair and equitable division of the costs of the Courts non-voluntary mediation program. III. THE DEFENDANTS REQUEST CLARIFICATION AND RECONSIDERATION OF THE SCOPE OF THE COURTS STAY IMPOSED ON THE LITIGATION. If the Court is inclined to deny the Defendants request to lift the stay of the litigation, the Defendants request that the Court clarify Paragraph 4 of the Special Master Order so that the stay of litigation is understood to only apply to litigation, and will only continue for any individual case until the Special Master certifies to the Court that the all attempts at settlement of that individual case have failed. In addition, the Defendants request that the Special Master conduct settlement negotiations in the Fryzel (C.A. No. 10-352-M) and Cosajay (C.A. No. 10-442-M) cases first and that the Court lift the stay as to those cases upon certification by the Special Master that settlement negotiations have failed. CONCLUSION For the reasons stated above, the Defendants object to the Special Master Reference and request that the Court reconsider and clarify the Special Master Order.

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Respectfully submitted, Defendants Liaison Counsel

/s/ Maura K. McKelvey Maura K. McKelvey, No. 6770 HINSHAW & CULBERTSON LLP 155 South Main Street, Suite 304 Providence, RI 02903 401-751-0842 (telephone) 617-213-7039 (direct) 401-273-8543 (facsimile) mmckelvey@hinshawlaw.com

Defendants Liaison Counsel

/s/ John B. Daukas John B. Daukas, No. 5437 GOODWIN PROCTER LLP Exchange Place 53 State Street Boston, MA 02109 617-570-1000 (telephone) 617-523-1231 (facsimile) jdaukas@goodwinprocter.com Joseph F. Yenouskas (pro hac vice) GOODWIN PROCTER LLP 901 New York Ave., NW Washington DC 20001 202-346-4000 (telephone) 202-346-4444 (facsimile) jyenouskas@goodwinprocter.com Dated: February 2, 2012

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CERTIFICATE OF SERVICE I, Maura K. McKelvey, hereby certify that this document filed through the ECF system will be sent electronically to the registered participants as identified on the Notice of Electronic Filing (NEF) and paper copies will be sent to those indicated as non registered participants on February 2, 2012. /s/ Maura K. McKelvey

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EXHIBIT A

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Exhibit A Defendants joining the Objection to and Request for Clarification of the Special Master Reference 1. Tracy, et al, v. Deutsche Bank National Trust Company et al., C.A. No.: 1:10-cv-00024M -LDA (Defendants joining: All Defendants) Cerbo, Sr. v. Argent Mortgage Company, LLC et al., C.A. No.: 1:11-cv-00007-M -LDA (Defendants joining: Argent Mortgage Company, Deutsche Bank National Trust Company, as Trustee for Argent Securities, Inc. Asset-Backed Pass-Through Certificates, Series 2006-M2, Under The Pooling and Servicing Agreement Dated August 1, 2006; and American Home Mortgage Servicing, Inc.) Medeiros, et al v. Option One Mortgage Corporation et al., C.A. No.: 1:10-cv-00068-M LDA (Defendants joining: All Defendants) Mastrostefano, Adam v. American Home Mortgage Servicing, Inc. et al; C.A. No.: 1:10cv-00160-M -LDA (Defendants joining: All Defendants) Rezendes, et al. v. Option One Mortgage Corporation et al., C.A. No.: 1:10-cv-00215-M -LDA (Defendants joining: All Defendants) Fryzel, et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:10-cv00352-M -LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., US Bank National Association and American Home Mortgage Servicing, Inc.) Cosajay, E. v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:10-cv00442-M -LDA (Defendants joining: All Defendants) Tavares, et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11cv-00022-M -LDA (Defendants joining: All Defendants) Curi, et al. v. Ameriquest Mortgage Company et al., C.A. No.: 1:11-cv-00232-M -LDA (Defendants joining: Deutsche Bank National Trust Company as Trustee of Ameriquest Mortgage Services, Inc., Asset Backed Pass Through Certificates, Series 2005-R4) Rivera, et al. v. Option One Mortgage Corporation et al., C.A. No.: 1:11-cv-00284-M LDA (Defendants joining: All Defendants) Barboza, Vernon v. Mortgage Electronic Registration Systems, Inc. et al; C.A. No.: 1:11-cv-00289-M -LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc. and Saxon Mortgage Services, Inc., Lender Processing Services, Inc.) Mackay, et al. v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No. 1:11-cv00290-M -LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and American Home Mortgage Servicing, Inc.)

2.

3.

4. 5. 6.

7. 8. 9.

10. 11.

12.

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13.

Dolan, Colm v. Mortgage Electronic Registration Services, Inc. et al.; C.A. No.: 1:11-cv00291-M -LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc. and American Home Mortgage Servicing) Forrest, et al. v. Wells Fargo Bank et al., C.A. No.: 1:11-cv-00306-M -LDA (Defendants joining: Wells Fargo Bank as Trustee for Option One Mortgage Loan Trust 2007-2, Asset Backed Certificates, Series 2007-2 and American Home Mortgage Servicing, Inc. and Sand Canyon) Dumouchelle, Mark v. Equity Concepts, Inc. et al., C.A. No.: 1:11-cv-00307-M -LDA (Defendants joining: All Defendants) Schooler, v. Argent Mortgage Company LLC et al., C.A. No.: 1:11-cv-00368-M-LDA (Defendants joining: Deutsche Bank National Trust Company, as Trustee for Argent Securities, Inc., Asset-Backed Pass Through Certificates, Series 2003-W7) Newberry, et al. v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11cv-00369-M-LDA (Defendants joining: All Defendants) Ellinwood, et al. v. Argent Mortgage Company, LLC, et al., C.A. No.: 1:11-cv-00579-MLDA (Defendants joining: Deutsche Bank National Trust Company, As Trustee For Argent Securities, Inc. Asset-Backed Pass-Through Certificates Series 2006-W5) Greco, et al. v. Argen Argent Mortgage Company, LLC, et al., C.A. No.: 1:11-cv-00569M-LDA (Defendants joining: Deutsche Bank National Trust Company, As Trustee For Argent Securities, Inc. Asset-Backed Pass-Through Certificates Series 2006-W2) Gray, Norman, K., Jr. v. Option One Mortgage Corporation, et al., C.A. No. 1:11-cv00588-M-LDA (Defendants joining: All Defendants) Giampietro, et al. v. Mortgage Electronic Registration Systems, Inc et al., C.A. No.: 1:11-cv-00488-M -LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.) Akalarian, Clara, et al. v. American Home Mortgage Servicing, Inc., et al., .CA. No.: 1:11-cv-00427-M -LDA (Defendants joining: American Home Mortgage Servicing, Inc., Bank of America Home Loans, and BAC Home Loan Servicing, LP and Aurora Loan Servicing, LLC; Chase Home Finance, LLC and GMAC Mortgage, LLC) Pool et al v. Mortgage Electronic Registration Systems, Inc et al., C.A. No.: 1:10-cv00268-M -LDA (Defendants joining MERS and Bank of America, N.A. (as successor by merger to BAC Home Loan Servicing, LP) Lima, v. Mortgage Electronic Registration Systems, Inc et al., C.A. No.: 1:10-cv-00425M -LDA (Defendants joining: SunTrust Mortgage, Inc and Mortgage Electronic Registration Systems, Inc., Federal National Mortgage Association)

14.

15. 16.

17. 18.

19.

20. 21.

22.

23.

24.

2
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25.

Aceto, et al v. American Brokers Conduit, et al., C.A. No. 1:10-cv-00481-M -LDA (Defendants joining: Federal National Mortgage Association, Mortgage Electronic Registration Systems, Inc. and BAC Home Loan Servicing, LP) Ferreira v. Countrywide Home Loans, et al., C.A. No.: 1:11-cv-00583-M -LDA (Defendants joining: All Defendants) Guastini v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv00373-M -LDA (Defendants joining: Federal National Mortgage Association; Mortgage Electronic Registration Systems, Inc., and BAC Home Loan Servicing, LP) Landry v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv00514 M -LDA (Defendants joining: All Defendants) Moll v. Mortgage Electronic Registration Services, Inc. et al., C.A. No.: 1:11-cv-00004M -LDA (Defendants joining: Federal National Mortgage Association; Mortgage Electronic Registration Systems, Inc.; Countrywide Home Loans Servicing, LP; Bank of America, N.A.; BAC Home Loan Servicing, LP; and Federal National Mortgage Association) OCoin v. Mortgage Electronic Registration Services, Inc. et al., C.A. No.: 1:11-cv00545-M -LDA (Defendants joining: All Defendants) Picard et al v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv00332-M -LDA (Defendants joining: Federal National Mortgage Association; Mortgage Electronic Registration Systems, Inc.; Countrywide Home Loans Inc.; BAC Home Loan Servicing, LP; and Federal National Mortgage Association) Prum v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv-00495M -LDA (Defendants joining: All Defendants) Silvia v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv-00468M -LDA (Defendants joining: Federal National Mortgage Association; Mortgage Electronic Registration Systems, Inc., and Federal National Mortgage Association) Simonelli v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv00568-M -LDA (Defendants joining: All Defendants) Tovar v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv-00473M -LDA (Defendants joining: Federal National Mortgage Association) Vieira v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv-00374M -LDA (Defendants joining: All Defendants) Hudson v. Mortgage Electronic Registration Services, Inc. et al., C.A. No. 1:11-cv00501-M -LDA (Defendants joining: All Defendants)

26. 27.

28. 29.

30. 31.

32. 33.

34. 35. 36. 37.

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38.

Boudreau v. Option One Mortgage Corporation et al., C.A. No. 1:11-cv-00123-M -LDA (Defendants joining: Sand Canyon Corporation and American Home Mortgage Servicing, Inc.) Neves v. Ameriquest Mortgage Company et al., C.A. No. 1:10-cv-00241-M -LDA (Defendants joining: American Home Mortgage Servicing, Inc.) McLaughlin v. Mortgage Electronic Registration Services, Inc., et al., C.A. No. 1:10-cv00123-M -LDA (Defendants joining: American Home Mortgage Servicing, Inc.) DelDeo v. Option One Mortgage Corporation, et al., C.A. No. 1:11-cv-00097-M -LDA (Defendants joining: American Home Mortgage Servicing, Inc.) Ammerman v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv00458-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Wells Fargo Bank, N.A.) Baptista et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. 1:11-cv00582-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and BAC Home Loan Servicing, LP) Benjamin v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00347M-LDA (Defendants joining: All Defendants) Berrillo v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00338-MLDA (Defendants joining: All Defendants) Bilodeau et al. v. Bank of America, N.A. et al., C.A. 1:11-cv-00414-M-LDA (Defendants joining: All Defendants) Cole v. Southstar III, LLC, et al., C.A. 1:11-cv-00604-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Southstar III, LLC) Correra v. Mortgage Electronic Registration Systems, Inc. et al., C.A. 1:11-cv-00554-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Federal National Mortgage Association) Dinezza v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00278M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; BAC Home Loan Servicing, LP; and U.S. Bank, N.A.) Gallagher v. Mortgage Electronic Registration Services, Inc., et al., C.A. 1:11-cv-00324M-LDA (Defendants joining: All Defendants) Gaulin v. Mortgage Electronic Registration Services, Inc., et al., C.A. 1:11-cv-00502-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and BAC Home Loan Servicing, LP)

39. 40. 41. 42.

43.

44. 45. 46. 47. 48.

49.

50. 51.

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52.

Grenga v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00257-MLDA (Defendants joining: Mortgage Electronic Registration Services, Inc., and BAC Home Loan Servicing, LP, Federal Home Loan Mortgage Corporation) Mandarelli v. Mortgage Electronic Registration Services, Inc., et al., C.A. 1:11-cv-00363M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; BAC Home Loan Servicing, LP; and Citi Bank, N.A.) Otano v. Mortgage Electronic Registration Systems, Inc. et al., C.A. 1:12-cv-00022-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Bank of America, N.A.) Petrarca v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00479M-LDA (Defendants joining: All Defendants) Rene v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00612-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Countrywide Home Loans, Inc.) Richter v. Mortgage Electronic Registration Services, Inc., et al., C.A. 1:11-cv-00503-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.) Robles v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00309-MLDA (Defendants joining: Mortgage Electronic Registration Systems. Inc.; GreenPoint Mortgage Funding, Inc.; and BAC Home Loan Servicing, LP) Ruhling v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00660-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and Countrywide Home Loans, Inc.) Santana v. HSBC Bank USA, N.A., et al., C.A. 1:11-cv-00353-M-LDA (Defendants joining: All Defendants) Szafranski v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00529M-LDA (Defendants joining: All Defendants) Ziobro v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00454-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., and BAC Home Loan Servicing, LP; Federal Home Loan Mortgage Corporation) Casalino v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv-00406M-LDA (Defendants joining: SunTrust Mortgage, Inc.) Mathewson v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv00616-M-LDA (Defendants joining: SunTrust Mortgage, Inc.) Waldon, et al. v. Mortgage Electronic Registration Systems, Inc., et al., C.A. 1:11-cv00397-M-LDA (Defendants joining: NE Moves Mortgage, LLC.) 5
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53.

54.

55. 56.

57. 58.

59.

60. 61. 62.

63. 64. 65.

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66.

D. Knight Real Estate, LLC, et al. v. Mortgage Electronic Registration Services, Inc., et al., C.A. No. 1:11-cv-00334 (Defendants joining: Mortgage Electronic Registration Services, Inc., Select Portfolio Servicing, Inc., Wells Fargo Bank and First Franklin, NA) Freeman, Valentino H., IV. v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv-00450-M-LDA (Defendants joining Mortgage Electronic Registration Systems, Inc. and DLJ Mortgage Capital, Inc.) Pimental., IV. v. Deutsche Bank , C.A. No.: 1:11-cv-00357-M-LDA (Defendants joining All Defendants) Melo v. JP Morgan Chase Bank, N.A., C.A. No.: 1:10-cv-00439-M-LDA (Defendants joining: JPMorgan Chase Bank, N.A, MERS and Federal Home Loan mortgage Corporation). Schofield v. US Bank, N.A., et al., C.A. No.: 1:11-cv-00170-M-LDA (Defendants joining: U.S. Bank, N.A.; Federal Home Loan Mortgage Corporation; Mortgage Electronic Registration Systems, Inc.; Partridge Snow & Hahn LLP; David J. Pellegrino; USAA Federal Saving Bank, Daniel F. Sullivan, Esq.., Robinson & Cole LLP, LSI Title Agency, Inc., S. Michael Levin, Esq., Winograd Shine Land & Finkle, P.C., Harmon Law Offices, PC and Paul F. Manning, Esq.) Collupy v. Mortgage Electronic Registrations Systems, Inc., C.A.No.:1:11-cv-00262-MLDA (Defendants joining: JPMorgan Chase Bank, N.A., MERS, Federal National Mortgage Association and Nationwide Title Clearning) Boisseau v. National City Bank of Indiana, et al., C.A. No.: 1:11-cv-00312-M-LDA (Defendants joining: Fannie Mae, LaSalle Bank, N.A., as Trustee) Ciccone v. Aurora Loan Services, LLC, et al., 1:11-cv-00333-M-LDA (Defendants joining: Aurora Loan Services, LLC, Mortgage Electronic Registration Systems, Inc.) Lopez, et al. v. Mortgage Electronic Registration Systems, Inc., et al., 1:11-cv-00346-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; U.S. Bank, National Association) Femminella, et al. v. Washington Mutual Bank, FA, et al., 1:11-cv-00366-M-LDA (Defendants joining: JPMorgan Chase Bank, N.A.) Duarte v. Mortgage Electronic Registration Systems Inc., et al., 1:11-cv-00456-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc., First Guaranty Mortgage Corporation; The Bank of New York Mello, fka The Bank of New York as Successor in Interest to JP Morgan Chase Bank, NA as Trustee for Structured Asset Mortgage Investments II, Inc. Bear Stearns ALT-A Trust 2005-8, Mortgage PassThrough Certificates, Series 2005-8) DiZoglio, et al. v. Bank of America, NA, et al., 1:11-cv-00467-M-LDA (Defendants joining: Bank of America, NA; Federal Home Loan Mortgage Corporation) 6
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67.

68. 69.

70.

71.

72. 73. 74.

75. 76.

77.

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78.

Francesconi, et al. v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv-00523M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; Federal National Mortgage Association) Rodriquez v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No.: 1:11-cv00547-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; U.S. Bank, NA) Ambrose v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv00550-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; Wells Fargo Bank, NA, as Trustee for BNC Mortgage Loan Trust 2007-4, Mortgage Pass-Through Certificates Series 2007-4) White v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv-00530M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; U.S. Bank, NA) Medina, et al. v. Mortgage Electronic Registration Systems, Inc., C.A. No.: 1:11-cv00639-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; Midfirst Bank) Mendez v. Aurora Loan Services, LLC, C.A. No.: 1:11-cv-00413-M-LDA (Defendants joining: Aurora Loan Services, LLC;) Kheng v. JPMorgan Chase Bank, NA, et al, C.A. No.: 1:11-cv-00437-M-LDA (Defendants joining: JPMorgan Chase Bank, NA; Mortgage Electronic Registration Systems, Inc., Federal National Mortgage Association) Paul, et al. v. Homeside Lending, Inc., et al., C.A. No.: 1:11-cv-00446-M-LDA (Defendants joining: Washington Mutual Bank, FA) Shawmut Realty Company v. Lehman Brothers Bank, FSB, et al., C.A. No.: 1:11-cv00506-M-LDA (Defendants joining Lehman Brothers Bank, FSB; Aurora Bank, FSB; U.S. Bank, NA as Trustee for Lehman Brothers Small Balance Commercial Mortgage Pass-Through Certificates Series 2007-2) Merolla-Brito et al. v. Washington Mutual Bank, FA, et al., C.A. No. 1:11-cv-00519-MLDA (Defendants joining: Washington Mutual Bank, FA; JPMorgan Chase Bank, N.A.) Simson v. JP Morgan Mortgage Acquisition Corp. et al., C.A. No. 1:11-cv-00597-MLDA (Defendants joining: JP Morgan Mortgage Acquisition Corp; Mortgage Electronic Registration Systems, Inc., Vantium Capital Inc. and John Doe, Alias) Eden v. Aurora Loan Services, LLC, C.A. No. 1:11-cv-00598-M-LDA (Defendant Joining: Aurora Loan Services, LLC) Mapel v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No. 1:12-cv-00036M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc; The 7
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79.

80.

81.

82.

83. 84.

85. 86.

87. 88.

89. 90.

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Certificate Holders of Carrington Mortgage Loan Trust Series 2007-FRE1, Asset-Backed Certificate; JPMorgan Chase Bank, NA) 91. Lee v. Washington Mutual Bank, FA, et al., C.A. No.: 1:12-cv-029-M-LDA (Defendants joining: JPMorgan Chase Bank, NA; and Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-11) Osifodunrin v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:11-cv00526-M-LDA (Joining Defendants: Mortgage Electronic Registration Systems, Inc.; and Residential Credit Solutions, Inc.) Williams v. Mortgage Electronic Registration Systems, Inc., et al., 1:11-cv-00311-MLDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.; Allied Home Mortgage Capital Corporation). DiGiorgio, et al v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11cv-00237-M-LDA (Defendants joining: All Defendants) Tavares v. Mortgage Electronic Registration Systems, et al, C.A. No. 1:11-cv-00256-MLDA (Defendants joining: All Defendants) Hillier, et al v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11-cv00283-M-LDA (Defendants joining: All Defendants) Ayer v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11-cv-00288M-LDA (Defendants joining: All Defendants) Hall v. Principal Residential Mortgage Corp., C.A. No. 1:11-cv-00518-M-LDA (Defendants joining: Sole defendant Principal Residential Mortgage Corp.) Rath, et al v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11-cv00546-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc. and CitiMortgage, Inc.) MacArthur v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11-cv00590-M-LDA (Defendants joining: All Defendants) Paulino, et al v. Mortgage Electronic Registration Systems, Inc., et al, C.A. No. 1:11-cv00605-M-LDA (Defendants joining: CitiMortgage, Inc.) Era v. Morton Community Bank, et al, C.A. No. 1:11-cv-00455-M-LDA (Defendants joining: Morton Community Bank) Menta et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No. 1:11-cv00296-M-LDA (Defendant joining: Lender Processing Services, Inc., MERS and Federal National Mortgage Assocation)

92.

93.

94. 95. 96. 97. 98. 99.

100. 101. 102. 103.

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104.

Azevedo v. America's Wholesale Lender et al, C.A. No. 1:11-cv-00295-M-LDA (Defendant joining: BANK OF AMERICA, N.A., successor by merger to BAC Home Loans Servicing, Countrywide Home Loans Inc. d/b/a Americas Wholesale Lender, and Mortgage Electronic Registration System, Inc.) Fasulo v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv-00285ML -DLM (Defendants Joining: Flagstar Bank, FSB and MERS) Pires v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv-00286-L -LDA (Defendants Joining: Flagstar Bank, FSB and MERS) Valenzuela v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00383-M-LDA (Defendants Joining: Flagstar Bank, FSB and MERS Williams v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00343-M -LDA (Defendants Joining: Flagstar Bank, FSB and MERS)

105.

106.

107.

108.

109.

Pagliaro v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00300-L -LDA (Defendants Joining: All Defendants) Fialho v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv-00431M-LDA (Defendants Joining: Selene Finance, LP; SRMOF 2009-1 Trust; RMOF REO Acquisition, LLC; and MERS) Danyla v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv-00572M-LDA (Defendants Joining: HSBC Bank, NA and MERS) Benevides v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00567-M-LDA (Defendants Joining: All Defendants) Brokish v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00448-M-LDA (Defendants Joining: MERS and Federal National Mortgage Association) Fernandez v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00629-M-LDA (Defendants Joining: All Defendants) Macera v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00434-M-LDA (Defendants Joining: MERS and Federal National Mortgage Association) Moran v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv-00500M-LDA (Defendants Joining: MERS and Federal National Mortgage Association) Pietraszkiewicz v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11cv-00576-M-LDA (Defendants Joining: All Defendants)

110.

111.

112.

113.

114.

115.

116.

117.

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118.

Ramirez v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00661-M-LDA (Defendants Joining: All Defendants) Waldron v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No: 1:11-cv00397-M-LDA (Defendants Joining: MERS) Domenicone et al v. Mortgage Electronic Registration Services, Inc. et al C.A. No. 1:11cv-00387-M-LDA. (Defendants joining: HSBC Mortgage Services, Inc., FNMA, and MERS) Paolo v. Mortgage Electronic Registration Systems, Inc. et al, C.A. No. 1:11-cv-00634M-LDA (Defendants joining: All Defendants) Grady v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No. 1:11-cv-00573M-LDA (Defendants joining: All Defendants) Zarra v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:10-cv-00162JNL DLM (Defendants joining: Mortgage Electronic Registration Systems, Inc. and U.S. Bank) Beaudoin v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:10-cv00193-ML-LDA (Defendants joining: All Defendants) OHern v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:10-cv00195-M-LDA (Defendants joining: All Defendants) Fonseca, et al v. GMAC Mortgage, LLC, et al., C.A. No.: 1:10-cv-00468-JNL-DLM (Defendants joining: All Defendants) Iadimarco v. National City Mortgage, et al., C.A. No.: 1:10-cv-00440-M-LDA (Defendants joining: (Defendants Mortgage Electronic Registration Systems, Inc. and Residential Funding Company, LLC) Houey v. GMAC Mortgage Corporation, et al., C.A. No.: 1:10-cv-00483-JNL-LDA (Defendants joining: (All Defendants) Lehoullier, et al v. E-Loan, Inc., et al., C.A. No.: 1:11-cv-00189-M-LDA (Defendants joining: GMAC Mortgage, LLC, Wells Fargo Home Mortgage) Sullivan v. Mortgage Electronic Registration Systems, Inc., et al., C.A. No.: 1:-11-cv00305-M-LDA (Defendants joining: Defendants Mortgage Electronic Registration Systems, Inc. and Deutsche Bank National Trust Company, as Trustee RALI 2007QS8) Currier et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11-cv00319-M-LDA (Defendants joining: All Defendants)

119.

120.

121. 122. 123.

124.

125.

126.

127.

128.

129.

130.

131.

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132.

Lanning v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11-cv00321-M-LDA (Defendants joining: All Defendants) Kinder et al v. Mortgage Electronic Registration Services, Inc. et al., C.A. No.: 1:11-cv00317-M-LDA (Defendants joining: All Defendants) Nowling v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11-cv00320-M-LDA (Defendants joining: All Defendants) Vargas et al v. Mortgage Electronic Registration Services, Inc. et al., C.A. No.: 1:11-cv00318-M-LDA (Defendants joining: All Defendants) Sauro v. Mortgage Electronic Registration Systems, Inc et al., C.A. No.: 1:11-cv-00409M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc.) Dumont v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:11-cv00623-M-LDA (Defendants joining: GMAC Mortgage, LLC and Mortgage Electronic Registration Systems, Inc.) Ford v. Mortgage Electronic Registration Systems, Inc et al., C.A. No.: 1:11-cv-00571M-DLM (Defendants joining: All Defendants) Fontaine et al v. Mortgage Electronic Registration Systems, Inc. et al., C.A. No.: 1:12cv-00004-M-LDA (Defendants joining: Mortgage Electronic Registration Systems, Inc. and U.S. Bank, NA, as Trustee for SASCO Mortgage Loan Trust 2007-RNP1) Kaskel v. Mortgage Electronic Registration Services, Inc. et al., C.A. No.: 1:11-cv00272-M-DLM (Defendants joining: All Defendants) Harrington et al v. Morgan Stanley Credit Corp., et al., C.A. No.: 1:11-cv-00626-M-LDA (Defendants joining: (All Defendants)

133.

134.

135.

136.

137.

138.

139.

140.

141.

In Re: Billie R. Schofield: 1. Billie R. Schofield v. US Bank, N.A., et al., C.A. No.: 1:11-cv-00170-M -LDA (Defendants joining: Century 21 Hughes & Carey)

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EXHIBIT B

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UNITED STATES DISTRICT COURT FOR THE DISTRICT OF RHODE ISLAND

In re: Mortgage Foreclosure Cases

Misc. No. 11-mc-88-M-LDA

THE DEFENDANTS' RESPONSE TO THE COURT'S REQUEST FOR COMMENTS IN THE AUGUST 16, 2011 ORDER The defendants to the cases assigned to the In re: Mortgage Foreclosure Cases Master Docket submit the following notification and comment in response to the Courts August 16, 2011 Order. 1. The Defendants Liaison Counsel In accordance with the Courts August 16, 2011 Order, the defendants designate the following individuals as their liaison counsel for administration of the cases assigned to the In re: Mortgage Foreclosures Cases Master Docket: Maura K. McKelvey, No. 6770 Hinshaw & Culbertson LLP 155 South Main Street, Suite 304 Providence, RI 02903 mmckelvey@hinshawlaw.com 401-751-0842 (telephone) 617-213-7006 (direct dial) 401-273-8543 (facsimile) John B. Daukas, No. 5437 Natalie F. Langlois (pro hac vice) Goodwin Procter LLP Exchange Place 53 State Street Boston, MA 02109 617-570-1000 (telephone) 617-523-1231 (facsimile)

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jdaukas@goodwinprocter.com nlanglois@goodwinprocter.com Joseph Yenouskas (pro hac vice) Goodwin Procter LLP 901 New York Ave., NW Washington, DC 20001 202-346-4143 (telephone) jyenouskas@goodwinprocter.com 2. The Defendants Response to the Courts Consideration of Appointing a Master pursuant to Fed. R. Civ. P. 53 The defendants recognize that a Master could be useful to handle issues related to discovery should the cases on this Master Docket proceed beyond motions to dismiss filed under Fed. R. Civ. P. Rule 12. For the time being, however, no exceptional conditions or

circumstances exist and no specific tasks have been identified by the Court or the parties that warrant the appointment of a Master. If the Court decides that a Master could be useful for these cases, the defendants recommend the following individual: Mark A. Pfeiffer, Esq. 86 State Street Bristol, RI 02809 401-787-6995

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Respectfully submitted, Defendants Liaison Counsel

/s/ Maura K. McKelvey Maura K. McKelvey, No. 6770 mmckelvey@hinshawlaw.com HINSHAW & CULBERTSON LLP 155 South Main Street, Suite 304 Providence, RI 02903 401-751-0842 (telephone) 617-213-7039 (direct) 401-273-8543 (facsimile) Defendants Liaison Counsel

/s/ John B. Daukas John B. Daukas, No. 5437 Natalie F. Langlois (pro hac vice) Goodwin Procter LLP Exchange Place 53 State Street Boston, MA 02109 617-570-1000 (telephone) 617-523-1231 (facsimile) jdaukas@goodwinprocter.com nlanglois@goodwinprocter.com Dated: September 9, 2011

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CERTIFICATE OF SERVICE I, Maura K. McKelvey, hereby certify that this document filed through the ECF system will be sent electronically to the registered participants as identified on the Notice of Electronic Filing (NEF) and paper copies will be sent to those indicated as non registered participants on September 9, 2011. /s/ Maura K. McKelvey

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