QNB Tariff of Charges

Tel. 4440 7777 - www.qnb.com.qa

ACCOUNTS Service Fee Local Currency: Instant account: Savings account:

Minimum monthly average balance QR 3,000 Free

Free

Savings Plus account:

Minimum monthly average balance QR 5,000

Free

Minor Affairs account:

Minimum monthly averange of QR 3,000

Free

Special Needs account:

Minimum monthly averange of QR 3,000

Free

Social Affairs account:

Minimum monthly averange of QR 3,000

Free

Local and Other Currencies: Current account:

Subject to prevailing terms and conditions on balance criteria

Free

Call account:

Minimum monthly average balance QR 10,000 *

Free

Fixed Deposit account:

Minimum opening balance QR 20,000 * Breaking of fixed deposit prior to maturity

Less than 1 month: No interest + QR 75 charge Over 1 month: Interest will be paid at the applicable rate of the revised deposit term + QR 75 charge

* Or equivalent in other currencies

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Cheque book Issuance

Issuance of standard cheque book Issuance of cheque book on same day Cheque book uncollected after one month Slip Withdrawal at Counter Free QR 20 from selected branches QR 25 QR 10 for amounts less than QR 1,000

Slip Withdrawal at Counter (for Savings Plus account)

Free

Statement Copy (Accounts & Credit Cards)

Statement sent regularly to customers Certified statement other than regular Account statement for 1 - 5 years Account statement for more than 5 years Free QR 10 per each statement QR 10 per each statement QR 20 per each statement

Deposits / Withdrawals
Deposits / Withdrawals in all foreign currencies 1% (min. QR 25)

Account Closure* - Current & Savings

Account older than one year Account less than one year old Free QR 50

Dormant Account
Dormant account QR 10 per balance less than QR 500 or equivalent in other currencies

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Utility Payments
Direct debit set up fees through account or QNB credit card Modify service to direct debit Utility payment at teller Rejection due to insufficient funds Free Free Free QR 200

Debit Cards
QNB debit card annual fee Debit card replacement Debit card replacement with name Re-issuance of PIN Debit card not collected after one month of issuance E-cash card issuance Free QR 40 QR 50 QR 10 QR 40 per card QR 20

ATM Cash Withdrawal:

QNB Qatar network & NAPS GCC Countries International network Free QR 6 per transaction QR 15 per transaction

Personal Loans
Management fee Free

Early settlement fee

Free

Top up fee

Free

Loan re-scheduling fee Postponement of an installment fee

Free Free

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CHEQUES Collection of QR Cheques

Regular clearing - End of day Post-dated cheques A copy of paid cheques: Copy of paid cheque (less than one year) Copy of paid cheque (over one year) Issuance of a demand draft QR 10 per cheque QR 20 per cheque QR 25 Free QR 10 per cheque

Returned Cheques Due to insufficient funds:

For the first time For the second time For the third time and more Other legally acceptable reasons QR 100 QR 200 QR 300 Free

Collection of Foreign Currency Cheques into Account

If proceeds are paid in QR If proceeds are paid to customers foreign currency account QR 30 per cheque + correspondents charges 0.125% of cheque value, min. QR 30 per cheque max. QR 250 + correspondents charges QR 300 per cheque + correspondents charges

Returned cheques

Stop Payment on Lost Cheques

Per cheque Per cheque book Per demand draft QR 25 QR 45 QR 45

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Travellers Cheques (American Express)

Purchase in QR and foreign currency 0.25% exchange commission + QR 5 / cheque (min. QR 25) Free

Sales commission

STANDING ORDERS
Setting up and amending an automated Standing Orders Transfers to other banks in Qatar Free QR 10 + remittance charges (excluding charities) QR 50 per month Free

Balance / sweep orders Standing Orders between QNB accounts

MONEY TRANSFERS Inward

If credited to beneficiarys QNB account If credited to beneficiarys bank in Qatar Free QR 25 or equivalent + 1% exchange commission (max. US$ 250) + SWIFT charges

Outward
Demand drafts / pay orders Cancellation of demand draft QR 15 QR 45

International Transfers
USA, Europe, Far East, Asia GCC & Middle East QR 15 per transfer QR 15 per transfer

tariff of charges 5

Local Transfers
QR transfer to local banks QR 10

Remittance Payments
Payment in foreign currency notes 1% (min. QR 20 or equivalent) + remittance charges

SAFE DEPOSIT LOCKERS *

Annual rental fees for QNB customers Annual rental fees for non-QNB customers From QR 100 to QR 250 From QR 200 to QR 500

* Rental cost is subject to selected locker size

FEE SCHEDULE - CREDIT CARDS Credit Card Type

QNB Qatar Airways Platinum MasterCard QNB Qatar Airways Gold MasterCard QNB Qatar Airways Standard MasterCard QNB Platinum MasterCard QNB Gold MasterCard QNB Standard MasterCard QNB Visa Gold QNB Visa Classic QNB Qtel Nojoom Paltinum QNB Qtel Nojoom Gold QNB Replacement Fee Late Payment Fee NEW ChARGES (PRIMARy AND SUPPLEMENTARy) Free Free Free Free Free Free Free Free Free Free QR 125 0.25% Per month

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Over Credit Limit Fee Retail Interest Rate Cash Advance Interest Rate Cash Advance Fee

QR 100 1% Per month 1% Per month 4% or QR. 10 whichever is higher GCC+USD=1% Euro+Pound=2.5% Other Currencies=3% Free Free Free Free Free Free

Currency Conversion Fee

Personal Accident Insurance Travel Inconvenience Insurance Purchase Protection QNB Mobile SMS QNB E-statement QNB Mobile Enquiry

E-BANKING SERVICES Internet Banking & Phone Banking

Registration Enquiries on account balance and transactions Enquiries on credit card accounts Ordering cheque book Ordering account statement (full or mini) Funds transfer between QNB accounts International transfers Utility bills and credit card payments Add / modify service to direct debit Free Free Free Free Free Free QR 15 per each transfer Free Free

tariff of charges 7

General information Interest rate information

Free Free

SMS / QNB Alerts

Push and Pull Free*

* Excluding telecom provider charge for pull services

MISCELLANEOUS
hold mail facility Audit confirmation letter Verification of signature Balance certificate / no liability letters / other letters issued at the request of the customer / interest certificate QR 50 Per month QR 25 QR 10

QR 25 per item

For more information about QNBs products and services, please call 4440 7777 or visit your nearest QNB branch, or log on to www.qnb.com.qa

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