INTERNATIONAL BANKING

National Bank of Pakistan is at the forefront of international banking in Pakistan which is proven by the fact that NBP has its
branches in all of the major financial capitals of the world. Additionally, we have recently set up the Financial Institution Wing,
which is placed under the Risk Management Group. The role of the Financial Institution Wing is :-

• To effectively manage NBP’s exposure to foreign and domestic correspondence

• Manage the monetary aspect of NBP’s relationship with the correspondents to support trade, treasury and other key
business areas, thereby contributing to the bank’s profitability
• Generation of incremental trade-finance business and revenues

NBP offers:

• The lowest rates on exports and other international banking products

• Access to different local commercial banks in international banking

DEMAND DRAFTS MAIL TRANSFERS PAY ORDER *

If you are looking for a safe, speedy and
reliable way to transfer money, you can
now purchase NBP’s Demand Drafts at
very reasonable rates. Any person whether
an account holder of the bank or not, can
purchase a Demand Draft from a bank
branch
Move your money safely and
quickly using NBP Mail Transfer
service. And we also offer the
most competitive rates in the
market.
NBP provides another reason to
transfer your money using our
facilities. Our pay orders are a secure
and easy way to move your money
from one place to another. And, as
usual, our charges for this service are
extremely competitive.

TRAVELER'S CHEQUES

Pak Rupees Traveler’s Cheques are a negotiable

Negotiability:
instrument

Validity: There is no restriction on the period of validity

Availability: At 700 branches of NBP all over the country

Encashment: At all 400 branches of NBP
Limitation: No limit on purchase
NBP Traveler’s Cheques are the safest way to carry
Safety:
our money

LETTER OF CREDIT COMMERCIAL FINANCE

NBP is committed to offering its business Let us help make your dreams become a reality
customers the widest range of options in
the area of money transfer. If you are a
commercial enterprise then our Letter of Our dedicated team of professionals truly understands the needs of
Credit service is just what you are looking professionals, agriculturists, large and small business and other
for. With competitive rates, security, and segments of the economy. They are the customer’s best resource in
ease of transaction, NBP Letters of Credit making NBP’s products and services work for them.
are the best way to do your business
transactions.

FOREIGN REMITTANCES
To facilitate its customers in the area of Home Remittances, National Bank of Pakistan has taken a
number of measures to:

PakRemit™
• Increase home remittances through the banking system Remit funds from
USA to Pakistan
Click here
• Meet the SBP directives/instructions for timely and prompt delivery of remittances to the
beneficiaries
New Features:

The existing system of home remittances has been revised/significantly improved and well-trained field functionaries are posted to
provide efficient and reliable home remittance services to nonresident Pakistanis at 15 overseas branches of the Bank besides
United National Bank (the joint venture between NBP and UBL in UK)., and Bank Al-Jazira, Saudi Arabia.

• Zero Tariff: NBP is providing home remittance services without any charges.
• Strict monitoring of the system is done to ensure the highest possible security.

• Special courier services are hired for expeditious delivery of home remittances to the beneficiaries.

SWIFT SYSTEM
The SWIFT system (Society for Worldwide Inter bank Financial Telecommunication) has
been introduced for speedy services in the area of home remittances. The system has built- NBP
in features of computerized test keys, which eliminates the manual application of tests that SWIFT
often cause delay in the payment of home remittances.
Network
Click here

The SWIFT Center is operational at National Bank of Pakistan with a universal access number NBP-PKKA. All NBP overseas
branches and overseas correspondents (over 450) are drawing remittances through SWIFT.

Using the NBP network of branches, you can safely and speedily transfer money for our business and personal needs.

SHORT TERM INVESTMENTS EQUITY INVESTMENTS

NBP now offers excellent rates of profit on
all it’s short term investment accounts.
Whether you are looking to invest for 3
months or 1 year, NBP’s rates of profit are
extremely attractive, along with the security
and service only NBP can provide.
N.I.D.A
National Income Daily Account The
scheme was launched in December 1995
to attract corporate customers. It is a
current account scheme and is part of the
profit and loss system of accounts in
operation throughout the country.
NBP has accelerated its activities in the stock market to improve its
economic base and restore investor confidence. The bank is now
regarded as the most active and dominant player in the development of
the stock market. NBP is involved in the following:
• Investment into the capital market
• Introduction of capital market accounts (under process)
NBP’s involvement in capital markets is expected to increase its earnings,
which would result in better returns offered to account holders

MODE OF CALCULATION:
AVERAGE BALANCE DURING
A CALENDAR MONTH

TRADE FINANCE OTHER BUSINESS LOANS

AGRICULTURAL FINANCE
NBP provides Agricultural Finance to solidify faith,
commitment and pride of farmers who produce some of
the best agricultural products in the World.

Agricultural Finance Services:

“I Feed the World” program, a new product, is introduced

by NBP with the aim to help farmers maximize the per
acre production with minimum of required input. Select
farms will be made role models for other farms and
farmers to follow, thus helping farmers across Pakistan to
increase production.

Agricultural Credit:

The agricultural financing strategy of NBP is aimed at

three main objectives:-

• Providing reliable infrastructure for agricultural

customers
• Help farmers utilize funds efficiently to further
develop and achieve better production
• Provide farmers an integrated package of credit
with supplies of essential inputs, technical
knowledge, and supervision of farming.

Agricultural Credit (Medium Term):

• Production and development

• Watercourse improvement
• Wells
• Farm power
• Development loans for tea plantation
• Fencing
• Solar energy
• Equipment for sprinklers

Farm Credit:

NBP also provides the following subsidized with ranges of

3 months to 1 year on a renewal basis.

• Operating loans
• Land improvement loans
• Equipment loans for purchase of tractors, farm
implements or any other equipment
• Livestock loans for the purchase, care, and
feeding of livestock

Production Loans:

Production loans are meant for basic inputs of the farm

and are short term in nature. Seeds, fertilizers, sprayers,
etc are all covered under this scheme.

If you require any further information, please do not

INTERNATIONAL BANKING