Jewish Guild For The Blind 2008 Taxes

C o - 97 ~oa
Form
CHAR500
Annual Filing for Charitable Organizations

New York State Department of Law (Office of the Attorney General) Charities Bureau - Registration Section 120 Broadway New York, NY 10271 www.oag.state.ny.us/charities/charities.htnil
2008
..
"
1, General Information
a. For the fiscal year beginning (mmmdryyyy)
b. Check if applicable for NYS:
1/11/2008
and ending ( mmrddryyyy)
12/31 /2008
d. Fed. employer ID no. (EIN) (~)
c. Name of organization
u Add ress c h ange

u u u u Name change Initial filing i Fi nal fling NY registration pending
Number and street (or P.O. box if mail not delive red to street address)
13-1623854
e. NY State registration no. (k# #7i #k)
The Jewish Guild For The Blind

Room/suite
f.
00-87-02
Telephone number
u Amended filing
15 West 65th St.

City or town:slate or country and zip + 4
(212)
g. Emeil
769-6200
New York 'NY
10023
pittermans@jgb.org
2. Certification - Two Signatures Required We cert ify under penalties of perjury that we re)/lafo this repo rt , including all attachments, and to the best of our knowledge and belief, they are true, correct and complete in accordance with the l4vs ltlfAhe StaiwQf Nw York applicable to this report.
a. President or Authorized b. Chief Financial Officer or
Alan R. Morse, JD, PhD

Printed Name
President/CEO
Title Date
Elliot J. Hagler
Printed Name
Executive VP/CFO
Title
11 I t~ej+
Date
3. Annual Report Exemption Information

Check 4> u
a. Article 7-A annual report exemption (Article 7-A registrants and dual registrants)
if total cont ri butions from NY State ( including residents, foundations, corporations, government agencies, etc.) did not exceed
$25,000 and the organization did not use the services of a professional fund raiser (PFR) or fund raising counsel ( FRC) to solicit contributions duri ng this fiscal year. NOTE: An organization may also check the box to claim this exemption if no PFR or FRC was used and either: 1) the organization received an allocation from a federated fund, United Way or incorporated community appeal and contributions from all other sources did not exceed $25,000 or 2) it received all or substantially all of its cont ri butions from a single government agency to which it submitt ed an annual financial repo rt similar to that required by Article 7-A). b. EPTL annual report exemption ( EPTL registrants and dual registrants) Check ~ u if total gross receipts for this fiscal year did not exceed $25,000 and the assets ( market value) of the organization did not exceed $25,000 at any time during this fiscal year.
For EPTL or Article-7A registrants claiming the annual report exemption under the one law under which they are registered and for dual registrants claiming the annual report
exemptions under both laws, simply complete pa rt 1(General information). part 2 (Certification) and part 3 (Annual Report Exemption Information) above.
Do not submit a fee, do not complete the following schedules and do not submit any attachments to this form.
4. Article 7-A Schedules

If you did not check the Article 7-A annual repo rt exemption above, complete the following for this fiscal year: a. Did the organization use a professional fund raiser, fund raising counsel or commercial co-venturer for fund raising activity in NY State? * If "Yes", complete Schedule 4a. b. Did the organization receive government contributions ( grants)? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . u Yes* IN No * If "Yes", complete Schedule 4b. E]Yes- No
5. Fee Submitted: See last page for summary of fee requirements. Indicate the filing fee(s) you are submitting along with this form: a. Article 7-A filing fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ b. EPTL filing fee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ c. Total fee ........................................................ $ 25 1,500 1,525 Submit only one check or money order for the total fee, payable to "NYS Department of Law"
6. Attachments: For organizations that are not claiming annual report exemptions under both laws, see list page for required'attachments. Form CHAR500 (2008) I
5. Fee Instructions
The filing fee depends on the organization's Registration Type. For details on Registration Type and filing fees, see the Instructions for Form CHAR500.
Organization's Registration Type Fee Instructions
Article 7-A EPTL Dual
Calculate the Article 7-A filing fee using the table in part a below. The EPTL filing fee is $0. Calculate the EPTL filing fee using the table in pa rt b below. The Article 7-A filing fee Is $0. Calculate both the Article 7-A and EPTL filing fees using the tables In part s a and b below. Add the Article 7-A and EPTL filing fees together to calculate the total fee. Submit a single check or money order for the total fee.
a)
Article 7-A filing fee Total Support & Revenue mo re than $250,000 up to $250,000 Article 7-A Fee $25 $10 ' Any organization that contracted with or used the services of a professional fund raiser (PFR) or fund raising counsel (FRC) during the reporting period must pay an Article 7-A filing fee of $25, regardless of total support and revenue.
b)
EPTL filing fee Net Worth at End of Year Less than $50,000 $50,000 or mo re, but less than $250,000 $250,000 or more, but less than $1,000,000 $1,000,000 or mo re , but less than $10,000,000 $10,000,000 or more, but less than $50,000,000 $50,000,000 or more EPTL Fee $25 $50 $100 $250 $750 $1500
6. Attachments - Document Attachment Check-List

Check the boxes for the documents you are attaching. For All Filers Filing Fee Single check or money order payable to NYS Department of Law" Copies of Internal Revenue Service Forms IRS Form 990 Schedule A to IRS Form 990 u Schedule B to IRS Form 990 u IRS Form 990-T u IRS Form 990-E2 u Schedule A to IRS Form 990-EZ u Schedule B to IRS Form 990-EZ u IRS Form 990-T u IRS Form 990-PF u Schedule B to IRS Form 990-PF u IRS Form 990-T
Additional Article 7-A Document Attachment Requirement Independent Accountant's Report Audit Report (total support & revenue more than $250,000) u Review Report (total support & revenue $100,001 to $250,000) u No Accountant's Report Required (total support & revenue not more than $100,000)
Form CHAR500 (2008)
The Jewish Guild For The Blind 15 West 65th St. New York, NY 10023 212-769-6200 FAX 212-769-6266
ORGANIZATION The New York Guild for the Jewish Blind was incorporated as a nonprofit corporation in the State of New York on October 23, 1916. The name was changed to The Jewish Guild for the Blind on June 15, 1960.
The Jewish Guild for the Blind was granted an exemption from income tax under 501 (c)(3) of the Internal Revenue Code in June 1941. PURPOSE OF THE ORGANIZATION
The purpose of The Jewish Guild for the Blind is to provide services to blind and visually impaired people.
GENERAL PURPOSE FOR WHICH CONTRIBUTIONS WILL BE USED Contributions are used to provide medical, rehabilitative, educational and social services.
The Jewish Guild For The Blind 15 West 65th St.

New York, NY 10023 212-769-6200 FAX 212-769-6266 Officers, Directors, Trustees, and Key Employees NAME, ADDRESS
James M. Dubin 15 West 65th St. New York, NY 10023 Chairman
Lawrence E. Goldschmidt 15 West 65th St. New York, NY 10023
Treasurer
Elliot J. Hagler 15 West 65th St. New York, NY 10023
Executive VP/CFO
Alan R. Morse, JD, PhD 15 West 65th St. New York, NY 10023
Marc Solomon 15 West 65th St. New York, NY 10023
Angela Vigliarolo 15 West 65th St. New York, NY. 10023
Assistant Secretary
Cathleen Wirts 15 West 65th St. New York, NY 10023
Senior VP Administration & Plarining
The Jewish Guild For The Blind 15 West 65th St.

New York, NY 10023 212-769-6200 FAX 212-769-6266
Other States Registered: State Registration Number

Alabama Alaska Arizona Arkansas California Connecticut Florida Georgia Illinois Kansas Kentucky Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri New Hampshire New Jersey New Mexico New York
AL02-183 20734
CT-112755 1669 CH9082 CH-4748 01-035,878 326-747-3 3452 CO3611 5592 39480 MICS 23247 100001346 CO-261-02 12686
CH-03132-00 00-87-02 SL002107 4656

99-1192 4300680387 29205 18060 97-1518 P9716 4838 6535127-CHAR
North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Tennessee Utah Virginia Washington West Virginia Wisconsin
9624 7686 - 800
Form
990
I
Plena use IRS label or print or type. see Specific
Instructions.
Return of Organization Exempt From Income Tax

Under section 501(c), 627, or 4947(aN1) of the Internal Revenue Code ( except black lung benefit trust or r rivate found a tion)
OMB No. 1545-0047
Deparlmenl of the Tuasury
2008
pen o ~i o:
internal Revenue Service The organization may have to use a copy of this return to satisfy state reporting requirements. A For the 2008 calendar year, or tax year beginning and ending C Name of organization
B Check If applicable: OAddresa change Nme F Okdtlal

return aTerminellon
D Employer Identification number
THE JEWISH GUILD FOR THE BLIND

Doing Business As
13-1623854
=rAmended QA.pp111capueWnding
Number and street ( or P.O. box if mail is not delivered to s treet address) Room/sulte I E Telephone number 15 WEST 65TH STREET (212) 769-6200 City or town, state or country, and ZIP + 4 Q otossrecatptas 1 17,318,40-3 .-_.. NEW YORK, NY 10023 H(a) Is this a group return
for affiliates? 0 Yes No H(b) Are all affiliates Included? ED Yes EDNo If No, attach a list. (see Instructions) H(o) G ro up exemption number LL Year of formation: 19141 M State of legal domicile: NY SCHEDULE-0
F Name and address of principal officer:ALAN R. MORSE SAME AS C ABOVE 1 Tax-exempt status: 501 c 0 ~ (insert no. L] 4947(a)(1) or J Website: WWW.JGB.ORG K 7 e of organization: Corporation L-i Trust L Association Other
527
ar ;:1: Summary
1 2 3 4 5 6 7a b
8
I od
Briefly describe the organization's mission or most significant activities: SEE
Check this box )PIf the organization discontinued Its operations or disposed of more than 26% of its assets. Number of voting members of the governing body (Part VI, line ia) ............................................................ 3 18 Number of independent voting members of the governing body (Part Vi, fine 1b) q 17 Total number of employees (Part V, line 2a) ..........................................:..................................................... S -958 Total number of volunteers (estimate If necessary) ,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, . _____________________ Total gross unrelated buslness revenue from Part VIII, iine 12, column (C) ...........................,,, ,,,,,,,,,,,,,,,,,,, 0. Net unrelated business taxable income from Form 990T, Ilne 34 0. Prior Year Current Year
Contributions and grants (PartV1Il, line 1h) ..............................................................
9 Program service revenue (Part Vlit, line 2g) ............................................................... 10 Investment Income (Part VIII, column (A), lines 3,41, and 7d) ........................................ 11 Other revenue (Part Vlll, column (A), lines 5, 6d, 8c, 9c,1 10c, and 111e) ........................ 12 Total revenue - add lines 8 through 11 must equal Part VIII, column , line 12 ......... 13 Grants and simiiar amounts pald (Part IX, column (A), lines 1-3) 14 Benefits paid to or for members (Part IX, column (A), line 4) ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 15 Salarles, other compensation, employee benefits (Part IX, column (A), lines 510) 16 a Professional fundraising fees (Part IX, column (A), line 11 a) . b Total fundraisin9 exP ense s (Part IX column O une 2 ~ 0 1 r 174 i 19 4 17 Other expanses (Part IX, column (A), Iinea 1 ta-11 d,11f24Q ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 18 Total expenses. Add Ilnes 13-17 (must equal Part IX, column (A), llne 25) ,,,,,,,,,,,,,,,,,,, 19 Revenue fess ex enses. Subtract iine 18 from line 12 Total asaets (Part X, line 16) ...................... .................................................. Total liabilities (Part X , i ne 26) ................................................................................. Net assets or fund balances. Subtract line 21 from line 20 ..........................................
5,533,387. 9r 21 10,035,02. .-20, -20,786.

8 01 , 3 2 2 , 0 5,
, 678, . 44,725, . -1,299,651. 1,941, . 51,045, 225,000.
663.
38,406,512.
8, 61 , 5 7.
.
.78, 0 00. 7 ,0 5
, gng of Year . 7, 2 4 3, End of Year 7.
57, 5. , 3$, 775-UT . 119,568,862.
3, 0l, 51 . 40,485,226. 82,909,9017
ca 20
WC 21
22
.158,304,664. 123,395,
`.Pa::r.t:;..:;
ignature Block
Under penalties o} per~ry, 1 declare that I have examined this return. Including accompanying schedules and statements, and conplete. Oeciarallnn of preperer (other than officer) Is based on all Information of wNch preparer has any knowledge. and to the beat of my knowledge and belief, It Is true. correct,
Sign. Here
'
~ -~ ~a~ 3 gna ure a o cer
I ale
ALAN R. MORSE,
Type or print name an i e
Prepaer's' Paid signature Preparer's Firm 's Use only youre If ~e `, sell-employed)
PRESIDENT & CEO

Date MCI( 11 reparer s Identifying number (aeelnewouona) sellemployed C]
LOEB & TROPER LLP
4 Phnnenn ( ?, 1.?.) R f;7 -dnnn --May the IRS discuss this return with the preparer shown above? (see instructions) Yes No 832001 12-ta-o6 LHA For Privacy Act and Paperwork Reduction Act Notice, see the separate Instructions. Form 99 0 (2008) IP+
addreso, and
h,655 THIRD AVENUE, 12TH FLOOR NEW YORK,, NY 10017
EtN ~
Form
8879-EO
IRS e-file Signature Authorization for an Exempt Organization

For cafandar year 2008, of Nsoat ycar begtnntnp , 2008, and ending ,2e ^
OMB No. 1645-1e76
oopar+monl or Ih Trouuy fntemal Rr+eoue SeMoe
] Do not send to the IRS. Keep for your records. Po- See Instructions.
2008
Name of exempt organ a on
Employer Idenillica(lon number

Name and title of officer
13-1623854
ALAN R. MORSE pRESIDENT& CEO

ar~, ~ Type of Return and Return Information (Whole Dollars Only)
Check the box for the return forwhich you are using this Form 8878EO and enter the applicable amount from the return If any. if you check the box on line in, 2a, 3a, 4a, or 6a, below, and the amount on that fine for the return forwhich you are filing this form was biant4 then leave line 1b, 2b, 3b, 4b, or 8b, whichever Is applicable, blank (do not enter .0.). But, If you entered 0 on the return, then enter 0 on the applicable line below. Do not complete more then I One in Part I. 51045482 b Total revenue, If any (Form 880, One 12) ................................................... lb Is Form 990 check here )P-M]
2a 3a 4a On
b Total revenue, If any (Form 980,EZ, line 9) . ........................................ Form 990BZ check hero 0 1120POL check here 71 b Total tax (Form 1120-POL, line 22) ................................................ Forin b Tax based on Investment Income (Form 890PF, Part VI, line 6) ......... Form 990PF check here 0 b Balance Due (Form 8888, lineso) ............................................................ Form 8888 check here ) r I
2b 3b 4b 6b
Under penalties of perJury, I declare that I am an officer of the above organization and that I have examined a copy of the organization's 2008 complete. I electronic return and accompanying schedules and statements and to the best of my knowledge and belief, they are true, correct, and further declare that the amount In Part I above Is the amount shown on the copy of the organization's electronic return. I consent to allow my Intermediate service provider, transmitter, or electronic return originator (ERO) to send the organization's return to the IRS and to receive from the IRS (a) an acknowledgement of receipt or reason for rejection of the transmission, (b) an Indication of any refund offset, (o) the reason for any delay in processing the return or refund, and (d) the date of any refund. If applicable, I authorize the U.S. Treasury and Its designated Financial Agent to initiate an electronic funds withdrawal (direct debk) entry to the financial Institution account Indicated In the tax preparation software for payment of the organization's fedora[ taxes owed on this return, and the financial Institution to debit the entry to this account. To revoke a payment, I must contact the U.S. Treasury Financial Agent at 18883534 537 no later than 2 business days prior to the payment (settlement) date. I also authorize the financial institutions Involved In the processing of the electronic payment of taxes to receive confidential Information necessary to answer Inquiries and resolve Issues related to the payment. I have selected a personal Identification number (PIN) as my signature for the organization's electronic return and, It applicable, the organization's consent to electronic (undo withidmwat. Officer's PINs check one box only
Part' ~_
eo arat on and Signature Authorization of Officer
I authorize LOEB &'i'ROpER LLP

8A0 firm name
to enter my PIN
Enter live numbere, but do not enter all zeros
as my signature on the organization's tax year 2008 electronically flied return. If f have Indicated within this return that a copy of the return Is being filed with a state agencypea) regulating charities as part of the IRS Fed/State program, I also authorize the aforementioned ERO to enter my PIN on the return's disclosure consent screen.
If have E-1 As an offtcer of 1he organization, I will enter my PIN as my signature on the organization's tax year 2008 electronically flied return. I part of the IRS Fed/State a copy of the return is being filed with a state agencyQea) regulating char ies Indicated within this rot hat program, I will enter m I on he18t~r 'n di closure consent screen. Officer's signature Date 11o.
ar>ti~ I=
Certification and Authentication

~ ~r all zeros
ERO's EFIN/PIN. Enteryoursixdfg)t EFIN followed by your five-digit self-selected PIN.
I ce rt ify that the above numeric ent ry Is my PIN, which Is my signature on the 2008 electronically filed return for the organization Indicated above. I confirm that t am submitting this return In accordance with the requirements of Pub. 4163, Modernized 9-File (MeF) Information forAuthorized IRS efrfe Providers for Business Returns, ERO's stgnature Data
ERO Must Retain This Form - See Instructions Do Not Submit This Form To the IRS Unless Requested To Do So
82SC51 to -24-08
LHA For Paperwork Reduction Act Notice, see Instructions.
Form 8879-EO (2008) 1
17271026 733030 JOB
45 2008.04020 THE JEWISH GUILD FOR THE BL JGB
Form 990 (2008)
rogram Serv Briefly describe the organization's mission:
Statement o
THE JEWISH GUILD FOR THE BLIND ce Accomp 8 mettts (see Instructions)
13-1623854
Page2
ASSIST PEOPLE WHO ARE BLIND OR VISUALLY IMPAIRED, AND WHO MAY HAVE ADDITIONAL DISABILITIES, ACHIEVE LIVES OF DIGNITY AND INDEPENDENCE
2 Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990EZ? ....................................................................................................................................... If 'Yes', describe these new services on Schedule O. O Yes No
3 4
Did the organization cease conducting, or make significant changes In how it conducts, any program services?,,,,,,,,,,,,,,,,,, If 'Yes', describe these changes on Schedule O. Describe the exempt purpose achievements for each of the organization's three largest program services by expenses. Section 501 (c)(3) and 501(c)(4) organizations and section 4947(a)(1) trusts are required to report the amount of grants and allocations to others, the total expenses, and re venue, if any, for each program service reported.
OYes M No
SEE SCHEDULE 0 FOR CONTINUATION(S)

4a (Code: ) (Expenses $ 2 3 8 8 7 7 5 3. Including grants of $ ) (Revenue $ 4086 7 2-9 .)
4b
(Code:
) (Expenses $
2 , ~2 3 , 7 8 3 . including grants of $
)(Revenue $
1,219,835.
4c (Code: ) (Expenses $ 0 , 07 . Including grants of $ ) (Revenue $ THE GUILD'S SIGHTCARE PROGRAM OFFERS EDUCATION AND TRAINING FOR
2,938.
HEALTHCARE PERSONNEL, INFORMAL CAREGIVERS, COMMUNITY SERVICE PROVIDERS, AND PEOPLE WHO HAVE VISION LOSS OR ARE AT RISK FOR VISION LOSS, AS WELL AS ENVIRONMENTAL CONSULTATION AND ASSISTANCE IN MEETING ACCESSIBILITY REQUIREMENTS. THROUGH SIGHTCARE, THOSE PROVIDING CARE TO INDIVIDUALS IN HEALTHCARE FACILITIES AND OTHER SERVICE SETTING SETTINGS AROUND THE COUNTRY, ARE LEARNING HOW TO PROVIDE BETTER AND MORE INTEGRATED SERVICES FOR THE VISUALLY IMPAIRED PEOPLE THEY SERVE.
4d 4e
Other program services. (Describe in Schedule 0.) (Expenses $ 1, 4 2 7, 710 . including rants of $ 2251000. )(Revenues 2,640,937. Total program service expenses /$ 2 8 , 7 7 3, 3 2 2 .(Must equal Part IX, Line 25, column (B))
932002 i2-16-08
Form 990 (2008) 2 2008.04020 THE JEWISH GUILD FOR THE BL JGB
18521027 733030 JGB
Form 990 (2008)
13-1623854
Page3
Yes No
Checklist of Required Schedules

1
2 3 4 5 6 7 8 9
Is the organization described In section 501 (c)(3) or 4947(a)(1) (other than a private foundation)?
If 'Yes,' complete Schedule A ............................................................................................................................................. Is the organization required to complete Schedule B, Schedule of Contributors? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization engage In direct or Indirect political campaign activities on behalf of or In opposition to candidates for public. office? If 'Yes,' complete Schedule C, Part 1 ............................................................................................................ Section 501(c)(3) organizations. Did the organization engage In lobbying activities? If'Yes,' complete Schedule C, Part I! ,,, Section 601(c)(4), 501(c)(5), and 601(c)(6) organizations. Is the organization subject to the section 6033(e) notice and repo rt ing requirement and proxy tax? If 'Yes,' complete Schedule C, Parf!li ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization maintain any donor advised funds or any accounts where donors have the right to provide advice on the dlstribution or Investment of amounts in such funds or accounts? If 'Yes,' complete Schedule D, Part ! ,,,,,,,,,,,,,,,,,,,,, Did the organization receive or hold a conse rvation easement, Including easements to preserve open space, the environment, historic land areas, or historic structures? If'Yes,' complete Schedule D, Part Il,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization maintain collections of works of art , historical treasures, or other similar assets? If 'Yes,' complete
I
2 3 4
7
8
Schedule D, Part Ill .......................................................................... .................................................................................. Did the organization repo rt an amount In Part X, line 21; serve as a custodian for amounts not listed In Pa rt X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If 'Yes,' complete Schedule D, Part IV ...... 10 Did the organization hold assets in term, permanent, or quasi-endowments? If 'Yes,' complete Schedule D, Part V,,,,,,,,,,,,,,, 11 Did the organization report an amount in Part X, Ones 10, 12, 13, 15, or 25? If 'Yes,' complete Schedule D, Parts Vl, Vll, Vlll, IX orX as applicable .................. ,..,,,..,,,..,,-...-,.-...-.--.-.-.,........................... 12 Did the organization receive an audited financial statement for the year for which it Is completing this return that was prepared in accordance with GAAP? If "Yes,' complete Schedule D, Pa rts Xl, Xt!, and X111 ................................................... 13 Is the organization a school as described in section 170(b)(1)(A)(iQ? If 'Yes," complete Schedule E,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 14a Did the organization maintain an office, employees, or agents outside of the U.S,? ............................................................... b Did the organization have aggregate revenues or expenses of more than $10,000 fro m grantmaking, fundraising, business, and program service activities outside the U.S.? If "Yes,' complete Schedule F, Part 1
15 18 Did the organization repo rt on Part IX, column (A), One 3, m ore than $5,000 of grants or assistance to any organization Or entity located outside the United States? (('Yes,' complete Schedule F, Part !! ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization repo rt on Pa rt IX, column (A), line 3, more than $5,000 of aggregate grants or assistance to Individuals located outside the United States? !f'Yes,' complete Schedule F, Part 111 ,,;,,,,,.,., ...............................................................
0 10
11
12 13
X X X
14a 14b
15
18 17 18
19
X X X
17 18 19 20 21 22 23 24a
b c d 26a b 26 27
Did the organization report more than $15,000 on Pa rt IX, column (A), line 11e? If'Yes,' complete Schedule G, Part I,,,,.,,..... Did the organization report more than $15,000 total on Part VIII, lines 1 c and 8a? If 'Yes,' complete Schedule G, Part 1l ...... Did the organization report more than $15,000 on Pa rt VIII, One 9a? If 'Yes,' complete Schedule G, Part ill ,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization operate one or more hospitals? If 'Yes,' complete Schedule N,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization report more than $5,000 on Pa rt IX, column (A), line 1? !f'Yes,' complete Schedule i, Parts land!! ......... Did the organization re port more than $5,000 on Pa rt IX, column (A), line 2?!f'Yes,' complete Schedule /, Parts I and lll ...... Did the organization answer 'Yes' to Part VIi, Section A, questions 3, 4, or 5? If 'Yes,' complete Schedule J ........................ Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was Issued after December 31, 2002? If 'Yes,' answer questions 24b-24d and complete Schedule K. If 'fJo', go to question 25 ....................................................:.............................................................................................. Did the organization Invest any proceeds of tax-exempt bonds beyond a tempora ry period exception? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization maintain an escrow account other than a refunding escrow at any time during the year to defease any tax-exempt bonds? ...................................................................................................................................................... Did the organization act as an 'on behalf of' issuer for bonds outstanding at any time during the year? ................................. Section 601(c)(3) and 501(c)(4) organizations. Did the organization engage In an excess benefit transaction with a disqualified person during the year? If "Yes,"complete Schedule L, Part I,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Did the organization become aware that It had engaged In an excess benefit transaction with a disqualified person fro m a prior year? !f'Yes,' complete Schedule L, Part I ......................................................... ............... . ......................................... Was a loan to or by a current or former o fficer, director, t rustee, key employee, highly compensated employee, or disqualified person outstanding as of the end of the organization's tax year? If 'Yes,' complete Schedule L, Part ll ................................. Did the organization pro vide a grant or other assistance to an officer, di re ctor, trustee, key employee, or substantial contdbutor, or to a person related to such an Individual? If 'Yes,' complete Schadule L, Pa rt 111 ..........................................
20
21
X X X
22 23
24a 24b 24c 24d 25a 25b 26 27
Form 990 (2008)
632003 12-18-08
18521027 733030'JGB
Form 990 (2008)
13-1623854
Page4
~ ?d
28
Checklist of Required Schedules (conanusa~
Yes No <; During the tax year, did any person who Is a current or former officer, director,.trustee, or key employee: a Have a direct business relationship with the organization (other than as an officer, director, trustee, or employee), or an Indirect business relationship through ownership of more than 35% In another entity (Individually or collectively with other person(s) listed In Part YII, Section A)? If'Yes,' complete Schedule L, Part IV ,,,,,,,_,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 28a b Have a family member who had a direct or Indirect business relationship with the organization? If "Yes,' complete Schedule L, Part IV ................................................................................................................................ 28b o Serve as an officer, director, trustee, key employee, partner, or member of an entity (or a shareholder of a professional corporation) doing business with the organization? If 'Yes,' complete Schedule L, Part IV ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 28c 29 Did the organization receive more than $25,000 In non -cash contributions? If 'Yes,' complete Schedule M ,,,,,,,,,,,,,,,,,,,,,,,,,,, 29 30 Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If 'Yes," complete Schedule M ..................................................................................................................... 30 31 Did the organization liquidate, terminate, or dissolve and cease operations? !f'Yes,' complete Schedule N, Pari ! ................................................................................................................................. 31 32 Did the organization sell, exchange, dispose of, or transfer mo re than 25% of its net assets? If 'Yes,' complete Schedule N, Part !1 ............................................................................................................................................................ 32 33 Did the organization own 1000A of an entity disre garded as separate from the organization under Regulations sections 301.77012 and 301.77013? If 'Yes,' complete Schedule R, Part I,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 33 34 Was the organization related to any tax-exempt or taxable entity? If "Yes,' complete Schedule R, Parts tf, Ill, IV, and V, line 1 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,;,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 34 35 Is any related organization a controlled entity within the meaning of section 512(b)(13)? If 'Yes,' complete Schedule R, Part V, line 2 ....................................................................:................................................... 35 36 Section 601(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? ll'Yes,' complete Schedule R, Part V, fine 2,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ......................................................... 36 37 Did the organization conduct more than 5% of Its activities through an entity that Is not a related organization and that Is treated as a partnership for federal income tax purposes? If 'Yes,' complete Schedule R, Pad W ........................ 37 Form 990 (2008)
83200d 12-7808
18521027 733030 JGB
Form 990 (2008)

.a :. -
THE JEWISH GUILD FOR THE BLIND Statements Reaardina Other IRS Filings and ax Compliance
13-1623854
Page5 Yes No
1a b c 2a b 3a b 4a b
6a b c Ba b 7 a b o d e f g h 8
enter the number reported in Box 3 of Form 1096, Annual Summary and Transmittal of 26 18 U.S. information Returns. Enter 0 if not applicable ........................ :............................................ lb line, la. Enter 0 if not applicable ,,,,,,,,,,,,,,,, ,,........... Enter the number of Forms W-2G Included In vendors and reportable gaming Did the organization comply with backup withholding rules for reportable payments to (gambling) winnings to prize winners? ................................................................................................................................. Statements, Enter the number or employees reported on Form WA1 Transmittal of Wane and Tax 95 2a this return .............................. filed for the calendar year ending with or within the year covered by fife all required federal employment tax returns? .............................. If at least one Is reported on line 2a, did the organization (see Instructions) Note. If the sum of lines 1 a and 2a is greater than 250, you may be required to e-file this return. unrelated business gross income of $1,000 or more during the year covered by this returrl? ......... Did the organization have ............................................. 3b if Yes,' has it filed a Form 990-T for this year? I!'No,' provide an explanation In Schedule 0 or a signature or other authority over, a At any time during the calendar year, did the organization have an Interest In, account)? ..................... financial account in a foreign country (such as a bank account, securities account, or other financial country: BERMUDA If Yes,' enter the name of the foreign Report of Foreign Bank and See the instructions for exceptions and filing requirements for Form TO F 90-22.1, Financial Accounts. .................................... Was the organization a party to a prohibited tax shelter transaction at any time during the tax year? a party to a prohibited tax shelter transaction?, .......................... Did any taxable party notify the organization that It was or is Entity Regarding Prohibited If Yes,' to question 6a or 5b, did the organization file Form 8888T, Disclosure by Tax-Exempt ................................................................................................................................................... Tax Shelter Transaction? Did the organization solicit any contributions that were not tax deductible? .....................:..................................................... or gifts If 'Yes; did the organization Include with every solicitation an express statement that such contributions were not tax deductible? ................................................................................................................................................... Organizations that may receive deductible contributions under section 170(o). than $75? ,,,.,,,,..,.,. Did the* organization provide goods or services in exchange for any quid pro quo contribution of more notify the donor of the value of the goods or services provided? ,,,,,,,,,,,,,,,,,.,,....................... If 'Yes,' did the organization required Did the organization sell, exchange, or otherwise dispose of tangible personal property for which It was ~.~a .~.......................... to file Form 8282? ....................................................................................................................... If 'Yes.' Indicate the number of Forms 8282 filed during the year ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, a personal Did the organization, during the year, receive any funds, directly or indirectly, to pay premiums on ............................................................................................................................................................... benefit contract? benefit contract? ,,,,... ................... Did the organization, during the year, pay premiums, directly or Indirectly, on a personal organization file Form 8899 as required? For all contributions of qualified Intellectual property, did the 1098C as required? ............... For contributions of cars, boats, airplanes, and other vehicles, did the organization the a Form organizations maintaining donor advised funds and section 609(a)(3) Section 501(c)(3) and other sponsoring sponsoring organization, have supporting organizations. Did the supporting organization, or a fund maintained by a excess business holdings at any time during the year? ......................................................................................................... Section 601(c)(3) and other sponsoring organizations maintaining donor advised funds. .............................................................................. Did the organization make any taxable distributions under section 4966? a donor, donor advisor, or related person? ......................................................... Did the organization make a distribution to
Section 501(0)(7) organizations. Enter: N/A
71 7
9 a b
10
9a 9b
a b 11 a b 12a b
10a Initiation fees and capital contributions Included on Part VIII, line 12 ,,,,,,,,,,,,,,,,,,,,,,,..................... facilities Gross receipts, Included on Form 990. Part Vili, line 12, for public use of club Section 501(o)(12) organizations. Enter: N/A ........................ 11e Gross income from members or shareholders ...................................................... (Do not net amounts due or paid to other sources against Gross income from other sources 11b amounts due or received from them.) ............................................................................- In lieu of Form 1041? Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 A ... I 12b I If 'Yes,' enter the amount of tax-exempt Interest received or accrued during the year ......N /.
12a
. .,.. .}. .
~ .
Form 990 (2000)
832005 12-18-08
18521027 733030 JGB
Form 990 (2008) THE JEWISH GUILD FOR THE BLIND 13-1623854 Page6 Governance, Management, and Disclosure (Sections A, B, and C request Information about policies not required by the Internal Revenue Code.) -
Section A. Governing Body and Management

Yes For each "Yes' response to lines 2-7b below, and for a'No'response to lines 8 or 9b below, describe the circumstances, processes, or changes In Schedule 0, See Instructions. 1a Enter the number of voting members of the governing body ......................................................... 1a 18 44: b Enter the number of voting members that are independent ......................................................... 1b 17 2 Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? ,,,,,,,,,,,,,,,,,,.,,,,,,,,,,.,,.__,.,......,.,._ 3 Did the organization delegate control over management duties customarily performed by or under the direct supervision u, vicers, cirecrors or uusrees, or Key employees to a management company or other person? ,,,,,,,,,,,,,,,_,,,,,,,;_ 3 4 Did the organization make any significant changes to its organizational documents since the prior Form 990 was filed? ;,,,,,,,, 4 5 Did the organization become aware during the year of a material diversion of the organization's assets? 6 6 Does the organization have members or stockholders? ,,,,,, ........................................................... 6 ...................:................ 7a Does the organization have members, stockholders, or other persons who may elect one or more mi mbers of the governing body? .......................................................................................................................... 7a b Are any decisions of the governing body subject to approval by members, stockholders, or other persons? 7b 8 Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following: ^Ti'S a The governing body? .......................................................................................... .... ..... b Each committee with authority to act on behalf of the governing body? .......................................... ab .................................... 9a Does the organization have local chapters, branches, oraffiliates? : b If 'Yes,' does the organization have written policies and procedures governing the activities of such chapters, affiliates,
No
X X X X
X X
~8..
and branches to ensure their operations are consistent with those of the organization?
,,,,,,,,,,,,,,,,,
9b
Was a copy of the Form 990 provided to the organization's governing body before it was flied? All organizations must describe in Schedule 0 the process, if any, the organization uses to review the Form 990 11 Is there any officer, director or trustee, or key employee listed In Part Al, Section A, who cannot be reached at the organization's mailing address? U'Yes,' provide the names and addresses In Schedule 0 Section B. Policies
10
10
Section C. Disclosure
17 18
12a Does the organization have a written conflict of interest policy? If 'No,' go to line 13 ............................................................ b Are officers, directors or trustees, and key employees required to disclose annually Interests that could give rise to conflicts? ..................................................................................................................................................................... c Does the organization regularly and consistently monitor and enforce compliance with the pofcy.? If 'Yes,' describe In Schedule 0 how this Is done .......................................................................................................................................... 13 Does the organization have a written whlstlebiower policy? .................... ....... 14 Does the organization have a written document retention and destruction policy? ,,,,,,,,,,,,,,,, ,,,., 16 Did the process for determining compensation of the following persons Include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision: aihe organization's CEO, Executive Director, or top management official? _., ... b Other officers or key employees of the organization? ......................................................................................................... Describe the process In Schedule O. (see Instructions) 16a Did the organization Invest In, contribute assets to, or pa rt icipate In a)oint venture or similar arrangement with a taxable entity during the year? .......................................................................................................................................... b If 'Yes,' has the organization adopted a written policy or procedure requiring the organization to evaluate Its participation In joint venture arrangements under applicable federal tax law, and taken steps to safeguard the organization's exempt status with respect to such arrangements? .,......... ,,,,,,,,,,,,,,,,,,,, 16b Ust the states with which a copy of this Form 990 is required to be filed AL , AK, AZ , AR, CA, CT , FL , GA, I L, KS , KY, ME Section 6104 requires an organization to make its Forms 1023 (or 1024 If applicable), 990, and 990T (501 (c)(3)s only) available for public inspection. Indicate how you make these available. Check all that apply. 0 Own website El Another's website Upon request Describe In Schedule 0 whether (and if so, how), the organization makes its governing documents, conflict of inte rest policy, and financial statements available to the public.
19
20
State the name, physical address, and telephone number of the person who possesses the books and records of the organization: )0ELLIOT J. HAGLER, CPA - (212)769-7806
15 WEST 65TH STREET, NEW YORK, NY 10023 1 2 - 19.0 e SEE SCHEDULE 0 FOR FULL LIST OF STATES Form 990 (2008) 6 18521027 733030 JGB 2008.04020 THE JEWISH GUILD FOR THE BL JGB 1
832006
13-1623854 THE JEWISH GUILD FOR THE BLIND Form990(2008) Trustees, Key Employees, Highest Compensated compensation of Officers, rectors, Employees, and Independent Contractors
Section A Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
Page7
space Is needed. is Complete this table for all persons required to be listed. Use Schedule J2 If additional directors, trustees (whether individuals or organizations), regardless of amount of compensation, List all of the organization's current officers, paid. and current key employees. Enter -0- in columns (D), (E), and (F) If no compensation was compensated employees (other than an officer, director, trustee, or key employee) who received List the organization's five current highest from the organization and any related reportable compensation (Box 5 of Form W2 and/or Box 7 of Form 1099-MISC) of more than $100,000 organizations. employees who received more than $100,000 of Ust all of the organization's former officers, key employees, and highest compensated from the organization and any related organizations. reportable compensation or trustee of the organization, List all of the organization's former directors or trustees that received, In the capacity as a former director from the organization and any related organizations. more than $10,000 of reportable compensation officers; key employees; highest compensated employees; List persons In the following order. individual trustees or directors; Institutional trustees; and former such persons. employee. (-7 Check thle b ox if the org anlzatlon did not compensate an officer, dire ctor, trustee, or ke (F) (E) (D) (C) (A) (B) Estimated Repo rtable Repo rt able Position Average Name and Title amount of compensation compensation (check all that apply) hours o ther from related from per compensation organizations the week from the organization (W2/1099MISC) organization (tN2/1099M1SC) and related tl ~ e organizations
ALAN R. MORSE PRESIDENT AND CEO JAMES M. DUBIN CHAIRMAN

LAWRENCE E. GOLDSCHMIDT TREASURER PAULINE RAIFF
10.00 X 2 . 00 X
0.30 X
X X
XL
199,775. 0. I
0.
513,706. 0.
0.
130,021. 0.
0.
DIRECTOR MARC S. SOLOMON SECRETARY STEVEN E. BOXER DIRECTOR RACHEL BRIER DIRECTOR CAROL T. FINLEY DIRECTOR DAVID R. GREENBAUM DIRECTOR NEIL S. JANOVIC DIRECTOR THOMAS G. KAHN DIRECTOR ANDREW H. MARKS DIRECTOR SUSAN MENDIK DIRECTOR ROBERT B. OKUN
DIRECTOR
0 . 30 X 0.30 X 0.30 X 0.30 X 0.30 X 0.30 X 0.30 X 0 . 30 X 0.30 X 0.30 X

0.30 X 0.30 X -
X X
0. 0 . 0 . 0. 0 . 0 . 0. 0. 0. 0.
0 . 0.
0. 0. 0. 0. 0. 0. 0. 0. 0. 0.
0. 0.
0. 0. 0. 0. 0. 0. 0. 0. 0. 0.
0. 0.
JANE RITTMASTER
DIRECTOR
BETH A. ROGERS DIRECTOR BRUCE A. SILBERSTEIN DIRECTOR

1 as20o1 12-1a-0e
0.30 X 0.30 X
0. 0.
0. 0 .
orm
0. 0
18521027 733030 JGB
Form 990 (2008) THE JE6+IISH GUILD FOR THE BLIND 13-1623854 PageB PI. ~~~~I Section A. Officers, Directors, Trustees, KeEm lo ees, and Highest ompensatedEmplooes/continuarfl e (B) (A) (C) (D) (E) (F) Name and title Average Position Reportable Reportable Estimated hours (check all that apply) compensation compensation amount of per from from related other week the organizations compensation s ~$ organization (W2/1099MISC) from the (W-2/1099MISC) organization a and related V. I organizations
DAVID M. SULLIVAN, JR DIRECTOR ELLIOT J. HAGLER EXEC VICE PRES & CFO CATHLEEN WIRTS SR VICE PRESIDENT ANGELA VIGLIAROLO
0.30 X 5.00 35.00 X X
0. 44,956. 207,780.
0. 247,954. 0.
0. 82,122. 40,175.
ASSISTANT SECRETARY
SARAH SPICEHANDLER ASSISTANT SECRETARY
BARBARA J. KLEIN
26.00
26.00
X
X
43,808.
13,505.
14,603.
4,502.
11,794.
4,585.
DIR DEVELOPMENT
KELLYANNE CAIVANO
35.00 35.00
35.00
X X
X
151,910. 184,757.
189,742.
0. 0.
0.
35,153. 48,349.
22,209.
VP FINANCE
LARRY D. CARR DIR PROG INTEGRITY ROY G. COLE
DIR VIS PROG DEV

MELISSA ROSENBAUM
35.00
35.00
X
X
No.
,
165,018.
150,100. 5 35
8C
0.
0.
19,988.
42,736.
VP HUMAN RESOURCES
2
otai ...................................................................... ...
Total number of Individuals (including those in 1 a) who received more than $100,000 in reportable compensation from the organization ......................................................................... ....................................................
,132--.
100
es NO
Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1 a? If 'as' complete Schedule J for such Individual ................................................................................................... 4 For any Individual listed on line 1 a, Is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If 'Yes, ` complete Schedule J forsuch Individual ....................................... 6 Did any person listed on line la receive or accrue compensation from any unrelated organization for~services rendered to the organization? If 'Yes, complete Schedule J for such person 5 Section B. independent Contractors 1 Complete this table for your five highest compensated Independent contractors that received more than $100,000 of compensation from _the organization. (A) Name and business address (B) Description of services (C) Compensation
PINNACLE CONSULTING GROUP, INC. 155 WILLOWBROOK BLVD, WAYNE, NJ 07470 JPC CONTRACTING 287 NORTHERN BLVD, GREAT NECK, NY 11021 SAFETY BUILDING CLEANING CORP 149 MADISON AVENUE, NEW YORK, NY 10016 COMPENSATION GUIDANCE SERVICES, INC. 5308 NEW UTERECHT AVE, BROOKLYN, NY 11219 LOEB & TROPER LLP 655 THIRD AVENUE, NEW YORK, NY 10017
2
IT SERVICES ONSTRUCTION LEANING SERVICES ONSULTANTS UDITING/CONSULTANT
4,019,459. 1,182,483. 660,183. 546,981.
Total number of Independent contractors Qncluding those In 1) who received more than $100,000 In compensation
263,129.
,:
~ Form 990 (2008)
from the organization

832008 12-18-08
11
18521027 733030 JGB
8 2008.04020 THE JEWISH GUILD FOR THE BL JGB___
13-1623854
(A) Total revenue (B) Related or npt function revenue (C) Unrelated business revenue
Page 9
Revenue excluded from tax under sections 512, 513, or 514
i a Federated campaigns
,,,,,,,,,,,,,,,,,,
1a
b o d o
Membership dues ,-,,,,-,,,,,,,,,,,,,,, Fundralsing events ,,,,,,,,,,;,, Related organizations ,,,,,,,,,,,,,,,,,, Government grants (contributions)
1b
1e
f All other contributions, gifts, grants, and similar amounts not Included above ,,,,,.
9 Noncueh cvntribullone Included in Ones ie- it;
if
5, 221, 537.
28,685.
..,!,:::...:, ~: .,.._.- . . .'.,.t,;;.::,:>:;,,::r:,.,:;X;,:
,:.::...:'\~::.. .:
h Total. Add lines 1a-1f ...................................................
5678 4
.r _
. .
:;k{;
:.
_ ?yi:.:~, v:::',r..:~:::::;:,;:R i:~:~:.:,.,',:::::;:.~+-.::::1: .

' ."
2a MANAGEMENT SERVICES
b INTEREST SUB LOANS
-5-61-UW
40,861,728.
.: :~,,::. 40,861,728.
.: .
:..
.>:t ::.; ;::;`::;:.;:, ,:.,,..,..

..
i::::
;:~;,.z 4
...
>.:::.n.<:<:.:;.'. . ..,,~.;,, ,
::..
- .'r,''s:.'r:a::r
-900099
c CBVH CONTRACT d SIGHTCARE e
2640937.1 9835. 2,938.
7. 9835. 2,938.
C QI
cc
f All other program service revenue ,,,,,,,,;,,,,,. ... ~ Total. Add lines 2a2f ................... Investment Income (Including dividends, Interest, an 1,653,805. other similar amounts) ................................................... investment of tax-exempt bond proceeds Income from -5,74-5. 5,74 Royalties ..................................................................... Personal G Real 3,841,106, 8a Gross Rents 3,829,781, b Less: rental expenses ,,,,,,,;, 11,325. Income or (loss) ,,,,,, c Rental 11 r 1,325. d Net rental income or (loss) . ......................... . ;y,:::ii~,\., i..i.:' v}>. < .:4}...;,li::JYhJ;..:.j'.`_~. ?,;.::_:>;:,"" :' _-::`';~s ; , . ij'"$::{'!`{i~~ " r. i.~i~;e_._;C:::r'i;Y: .i , ^ :'; :, : : ;':J>'>. (Q Securities 7a Gross amount from sales of ~;.. ~:.':?>~ ',~ii`? :.:Fr :'rv "!`" 4::~i.. -ikl;{ - .k..-.: :u'i::t5:;".5N~ 9 202 969 . ~ : .,~..k,r,.<> assets other than Inventory ' i:,:.:.'c .,,....i,; .!: -f<+::,iGq s~`'s''y~;z;;:~ .: e_,:'' ,~,+:. , a'.>:?:;a::c;' - :..4,`:'::1-.: _,J3f Vt\ u Li1hA F ~-+' `' ` rt'e'. '..: '~Ft FT t '~~.,.. b Less: cost or other basis , .'-.J:i:"vi _ "Y:#4<r:~ i:Kti: i:ir`:; ~?'i~~i~ ..,:h<~- .:#;~:5;?a--tii6`,'~:: :rs., v~;; ..~s;t;'; ',V;.; tihiRi:' .aaa E.%c,....: .r..: 62,156,425. ,.F<3;;f:; ,., ~a;:.:i: ,~:. : '<; ,,.t ^_ .^r,,~:e. y., .} ~:4 r`'';~> ..r.. and sales expenses ,,,,,,,.. ':;2~;<'i~r.~ rl.: .:>. :^': :~ ' . s ii: ~~{<'~ ...i},.._..: ~. y r-. ~5 ' "'i~tr; _':5: :{.: w.':~ +,:}G:?5 t..i : x.i:fi~' J4.:i.. '.~., ;F:; 2,953,456. c Gain or (toss) ..................... -2-953.456 d Net gain or (loss) ......................................... :L. L'ì ,r -~t*n. , C~! 8a Gross Income from fundraising events (not /-::i: '..i:: :,r . . ,~t,`}:1`~ ::':S a:.i:' 4::~ :~:1+~:,~~ ::'2:;4C'Y '=ii'`C:~~' r'~ ?:Yry...tn .... ._.,.... ':.'' ;.,.~` ~s:~ . ::.. .:.. .. .-:.:...~:'.::z-.';~~. F'i',j:.,..:.. :.:.:...:. ,_'`7,;`' '.:,.._..._. 456,605 : of .. . . , Including $ :: ';. a_ ;:;;, _ _ ->4~:>4`r'tiC::: , +;;5 .s''_ s,, i:'F:: ;:=n' T3~ ^..t~ contributions reported on line 1c). See = `~~~ - -- -.~''~:r :>s;z~;,;;;w's~s-`;;::: ;:i;a: ~;;' Y'.4ia<,<:.. > ;i >;Y "az:;>:,t:. T ~. r:.:,:.~:}': ::;.;: t: ;~::-~:::::Y=x>:~}~; .r ':: r, ,. _ Part IV, line 18 ... .................................... a 176635 . :;i :,<~:~ ::~ . ~.,:` k'~ ;`~i.... :~i _....... .__~ 871 . t,. .,,,.. ....... . ._ ._~+ f~.'.,3~::T, .... '~'i''`t:::~.::.,T~-:,: .~._ %h. :>_... .-, -~~~ _.z.!> { ~.:. b Less: direct expenses ,,-,,,,,,,,,,,,,,,,,,,,,,, b 11UVOV C Net income or (loss) from fundraising events 4;~i %::i~? ,!i'; ~4`: ::':ih':h.. t:i%~ :^r`:.o:,sio~: ;~i:'C~" >.7;.. v,}'i:2:. J:~t':.. i'i':h:: 9a Gross Income from gaming activities. See } ~K h ~y ' 4 4 f ~ ! h '~ ~x ! + Part IV, line 19 ....................................... >.: .,~-.a-~..~.~-i:_..` ....:.. ;;,Y.- ~ +:i }.. , . ... . r . v: r ;.;'S^ {,}i. .:.,.~v, .. ..:. . i- .'v.. ~ h'+: b b Less: direct expenses ,,,,,,,,,,,,,,,,,,,,,,,,,,, 0 Net income or Voss) from gaming activities .. ,....-.....-.. t'f f ~ i } + ~J ti 1 d+ x+.+. .~,"a+,r ' -:c $ ~~ t'a t~ . + tr `k ~.~ S 10 a Gross sales of Inventory, less returns .. t,yi, Y J. . S~~ 1 !'1 J ~. Z i^ 4 Y` 1f+y . x'_ 1+ 1 },: F { +\~~ .~. ~ {. 7 ,+ t ~. ~{+1+13 j{~. 4. and allowances ....................................... CY*'itt 1 . '},3t4 ,M ; !-tGr' ~ t+FG~ ~8Z A+. .+t /t. iF ~f'~+. M ~'_ ii... M ~r 1. ~iiv, , ,.::~ L ~i Y ~+R + ,-. 1.'f.~i .. .~~ !i.. ~ . i'?t ': i '' }}.i,' ,..+-.u Q' .::-i o . F ~ b Less: cost of goods sold ,,,,,,,,,,,,,,,,,,,,,,,, b c Net Income or (loss) from sales of Inventory .................. Business Code Miscellaneous Revenue 1,439,131, 9000.99 INSURANCE RECOVERY 11 a 58 ,797. 900099 b WORKERS COMP REFUND 6,635. 6 ,63 5. 900 099 c MISCELLANEOUS d All other revenue ....................................... (
..................
:':(::4~~;lii:i.y,iyi'? i:'M:. :m :i:\.yY:i :~:J{: i.>~~ t ~
c,S
;...>: , , :F ' : . ,.t:..,t t. 'r~ti:...i:~+~~'_
^6,7~d,Y."iv,
'$Ty
- ~# ~ .
.~:Y y'.': '.
i~in:}'.,i>'.'.C:~
:5~2'
:..t:::
-':i..:.
'\
)~/~t'.:i. '
.+~Z ii s:yi:
,S ~ 1 M-1 S F . A'2 ' ,.-i:+l,.Jy~r^'.T..1.-s-+Jt!, J , ~ 3. h:.:..v,.niv.. * .
..
~,
+,
4h
C 5 d4 q~V
t-
SJ~ 4H i
.T }
+ .
r{,1~..j...T.~SMY~~~~~ ' , i9'v:.'vi'.:v. .l..\{: .
e Total. Add lines 11a-11d 12

H32b6402-o2-D9
--,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
J.
51,045,482, 4,725,438,
Total Revenue. Add nnes th, 2g, 3, 4, 6, 6d, 7d, 8c, 9c, 1 0c, and 1/e
Form 990 (2008)
18521027 733030 JGB
Form 990 (2008) THE JEWISH GUILD FOR THE BLIND _a . :.. Statement of Functional Expenses
Section 601(c)(3) and 601(c)(4) organizations must complete all columns.
13-1623854
Page10
All other organizations must complete column (A) but are not required to complete columns (B), (C), and (D). (A) Do not Include amounts reported on fines Bb, I T0tal expenses Program serv Ice Management and Fun raising 76. 8b. 9b_ and 10h ef Part VI,I.
v r.vnvvv ~ yvnv.a.vnF.vnvov i vnNo~woa
Grants and other assistance to governments and organizations In the U.S. See Part IV, line 21 ,,,.,. 2 Grants and other assistance to Individuals In the U.S. See Part IV, line 22 ,,,,,,,,,,,,,,,,,,,,,,,,,,, 3 Grants and other assistance to governments, organizations, and Individuals outside the U.S. See Part IV, lines 15 and 16 ,,,,,,,,,,,,,,,,,,,,,,,,, 4 Benefits paid to or for members ,,,,,,,,,,,,,,,,,_ 6 Compensation of current officers, directors, trustees, and key employees ,,,,,,,,,,,,,,,,,,,,, 6 Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described In section 4958(c)(3)(8) ,.,,,.... 7 Other salaries and wages ........................... 8 Pension plan contributions (include section 401(k) and section 403(b) employer contributions) ......... 9 Other employee benefits ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 10 Payroll taxes ................................................ 11 Fees for services (tion-employees): a Management ................ ................................ b Legal ......................... ................................... c Accounting ................................................... d Lobbying ...................................................... a Professional fundraising services. See Part IV, line 17 f Investment management fees ,,,,,,,,,,,,,,,,,,,,,,,, g Other .......................................... .................. 12 Advertising and promotion ........................... 13 Office expenses ............................................. 14 Information technology ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 15 Royalties ...................................................... 16 Occupancy ................................................... 17 Travel ......................................................... 18 Payments of travel or entertainment expenses for any federal, state, or local public officials 19 Confe rences, conventions, and meetings ...... 20 interest ...................................................... 21 Payments to affiliates .................................... 22 Depre ciation, depletion, and amortization ...... 23 Insurance ................................................... 24 Other expenses. Itemize expenses not covered above. ( Expenses grouped together and labeled miscellaneous may not exceed 5% of total
a b c d e I
25 26
expenses shown on line 25 below.) ..................... RENTAL OF MAILING LIST MEDICAL SUPPORT SERVICE CLIENT TRANSPORTATION DUES AND SUBSCRIPTIONS DIRECT CLIENT EXPENSES All other expenses
SOP 982. Complete this line only If the organization reported In column (8) pint costs from a combined educational campaign and fundraising Solicitation ...
e92010 12-19-e 8
Total functional expenses. Add lines t through 24f 1 Joint Costs. Check here LLJif following .
47,243,9691 28,773,322. 1 17,296, 453. 1
1,174,
18521027 733030 JGB
Form 990 (20 08) 10 2008.04020 THE JEWISH GUILD FOR THE BL JGB 1
Form 990 (2008)

~..: . ~.: ....,..

=a
_ 0~
13-1623854
(A) Beginning of year
Pagell
(8) End of year
J2 a
7' . ' Cas h nonIntere stbearing ........................................................................... 32,080,410. 2 , 832, S avings and temp orary cash investments ....................................:... ............. . 3 ' ' d g rants receivable, net .......................................................... ..... Pledges an 7' 4 / Accounts receivable, net .............................................................................. Receivables fro m curre nt and former officers, directors, trustees, key 5 emp loyees, or other related p arties . Complete Part II of Schedule L ............... v 'i:`;.T.f:_ -iy~: .:15 ::~y~ _ , T'- V i~:iA'~ .r:, .':;y s:~~1':i .i' i:. :~-i o';4 '4~*.:7:~.::~r~.f.i:: i'r.h;; 4î':;: .. persons (as defined under section 6 Receivables from other disqualified ~ :~ " : 4958(f) (1)) and persons described In secti6n.4958(c)(3)(B). Complete 6 chedu le L .................................................................................... Part 11 of S 7 7 Notes and loans receivable , net ..................................................................... 16 , 3797 1 61445. 8 8 Inventories for sale or use .............................................................................. 1. . 2. , 351.F....~9 i4..., .~..9 _ ... / .p 9 Prepa id expenses and deferred charges rr{. ; .: e:ia> '~ tT '>.:i:'.fj{T" , ;X.>~. :.<'... t.~t:::: :5ry.ni4,::i:t~.,.'r' ,j!''.:::` 4 9, 56 0 / 291 ~% _,k,: ~..: ~~ '4i::,.~~ . ' 1 0e Land, buildings, and equipment: cost basis ,,, 10a ~ ; ::~ ::s, ::.r:`% ? ;: r'~~.. r~~`' ~ X ~- ' =h>~>y14 s~" ~ ~ accumulated depreciation. Complete b Less 24,235,812. 2 5 ,A24, 479 . 2 4, 257,0 3 9. 10c Part VI of Schedule D ,,,,,,,,,,,,,-,................... 10b 16 , 687 , 746. 74 , 390 , 64 2 11 11 Investmen ts publicly traded securities ......................................................... 29,326,7 62. -- 33,138,252. 12 12 Investmen ts o ther securities . See Part IV, line 11 ......................,,,,,,,,,,,,,,,,,,, 13 Part IV, line 11 ................................. -,, , 13 Investmen ts program-related . See 1 2 3 4 6
E 2~., ,.>.Of~ , A , ,r.. .. + ^ ~* .h F. ._. :.: :+{ 1 ~Y~S.y n~~ '-14~~T ..: 'Ae':::{'Gi .. Y::t CTi ~r{';~1':~~ ~ ` F.S[iivi:.'(~~4.~},v.i?i.
14
15 16 17
18
Intangibl e assets ..-....... ~ ........................................................................... ... Oth er assets. S ee Part IV line 11 ........................................................... .......
14
20, 095 ,54 4 .
15
Total assets. Add lines 1 through 16 must equal line 34 ............................. Accounts paya ble an d accrued expenses ................................................... ...
Grants paya bl e ............................................................................................. Deferred revenue ............................................................................... : ..........
158,304, 6 4. 16 28,490,76 7 - 17
18
19 , 411 , 995 . 123,395, 7

' ' 0
-e
19 20 21 22
'
. 19
20
129,870.
23 24 25 26
M
0 r
1L $
27 28
29
Tax-exemp t bond liabilities Escrow account liability. Comp lete Part IV of Schedule D ,,,,,,,,,,,,,,,,,,... ....... Payables to current and former officers, directors, t rustees , key employees, highest compensated employees, and disqualified persons. Complete Part II of S ch e dule L ............................................................................................. Secure d mortgages and notes payable to unrelated third parties .................. Unsecu red notes an d loa ns payable ............................................................ Other liabilities. Comp lete Part X of Schedule D ............................................. Total liabilities. Add lines 17 through 25 ....................................... ........... .. om Plete Organizations that follow SFAS 117, check here 29 , and lines 33 and 34. lines 27 through Unrestricted net assets ............................................................... ..........
21 : ~ . . ~`.:.. ;:xs:;...c'' .;1;.i-<'~4>~`: }`:`5'::~:4.r~:; ,.~,~::.~>,.,~>;. :~._ `::. ..:. - - ~ ~:-::'s:. ~: .;:,~:::> ..<.:>;,~;.:v :.~,.~s :;F:,:i;-sc.:..;.P.:.:.~ ~t,':'s'fj:`.'Sì`:hcr::i; `C _;.~. ,;, :~ ;;,,:;.-; .;=;} s "'}:,:S~i:S?':ii.i;~[{'a':`:S.::r.::;f{`;:.+:;: =;s:::<'.r,.....: ., ...... .......:.. 22 , 2 2 0. ,7 -T,777,776.. 23 77 7 7 7
7,230, 635. 38 , 735 , 802.

_ 1.:~tiiYfs:.:i :~+::}f:i:':"~:: '~~i:::::. n.:' ~vF: {~;1,.~}.i
24 25 26 _
4 / , 630 40,485, 2264

:`::A:~::hi'_.,.n~i~r:,r~(:~~~ i _ _ : '. ' ~. Y~~_i.:~~~:: ~ STi:if:,' -''};::)'-:..+.T%-Ti,'~~?,~ti:rr:st:
-.t .
.,`:'l~i-tiYF.-~:
Temporarily rest ricted net assets

Permanently restricted net assets ............................................. .. . end Organizations that do not follow SFAS 117, check h ere Poothrough 34. complete lines 30 Capital stock or trus t principal , or current funds ,,,,,,,,,,,,,, Paid-in or capital surplus, or land , building , or equipment fund ,,,, Retained eami ngs, en dowment , accumulated income, or other funds ............ Total net assets or fun d b alances ,,,,,,,,,,,, , ..................................................... ................. Tntal Ilabflitles and net assets/fund balances
103,125 ,603. 27 7,484,536. 28 8 , 958,723. 29

"~>::~.5.. r
67,167,745. 6,708,223.
9, 033 , 9
t T~..;x~`~+~ali.k:i , ~ n_ _
~" '%:'~';: tt ~ _
n .. ::~.:;,.~.,:<..:....:..:...,:...,:-...... . ,. ,. .: ,.; ,~.~.t.>.... . ..: !:: ... .. .. . .. , . _-. ~:"_`,......:'i'.}' a<;>;:
-4 M =
30 31 32 33 A-1
, 56 8 15 8 , 30A /
HE
31 32 33 . 34
82 ,
,
/ ,
Financial Statements and Reportin 9

I 2a b c
Yes
832011 1216-09
- -s.a Accrual 0 Other Accounting method used to p repare the Form 990: 0 Cash X or reviewed by an Independent accountant? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 2a Were the organization's financial statements compiled :..... L2b Were the organization's financial statements audited by an independent accountant? ................................. the audit, 2b, does the organization have a committee that assumes responsibility for oversight of----- .... It 'Yes' to lines 2a or 2c review, or compilation of Its financial statements and selection of an Independent accountant? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, forth In the Single Audit 3a As a result of a federal award, was the organization required to undergo an audit or audits as set 3a Act and OMB Circular A133? .........................................................................................................................:................... audits? .................................................................................... 3 " X b If 'Yes,' did the organization undergo the required audit or Form 990 (2008)
18521027 733030 JGB
SCHEDULE A
(Form 990 or 990-EZ)
oepartrnemt of the Tleasury Internal Revenue service
Public Charity Status and Public Support

To be completed by all section 501(c)(3) organizations and section 4947(a)(1) nonexempt charitable trusts.
i Attach to Form 990 or Form 990-EZ. j See separate instructions.
OMB No. 1545-0047
Name of t te organization
Employer identification number
Reason for Public Charity 8 US (All organizations must complete this part.) (see Instructions) The organization Is not a private foundation because It Is: (Please check only one organization.) 1 A church, convention of churches, or association of churches described In section 170(b)(1)(A)(f), 2 A school described in section 170(b)(1)(A)(1 I). (Attach Schedule E.) 3 ~ A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(III). (Attach Schedule H.) 4 Q A medical research organization operated in conjunction with a hospital described In section 170(b)(1)(A)(1 l 1 ). Enter the hospital's name, ci ty, and state: 5 ~ An organization operated for the benefit of a college or university owned or operated by a governmental unit described In section 170(b)(1)(A)(Iv). (Complete Part Il.) 6 ~ A federal, state, or local government or governmental unit described In section 170(b)(1)(A)(v). 7 An organization that normally receives a substantial part of its support from a governmental unit or from the general public described In section 170(bH1)(A)(vi). (Complete Part II.) 8 ~ A community trust described In section 170(b)(1)(A)(vi). (Complete Part II.)
9 ~ An organization that normally receives: ( 1) more than 331/346 of its support from contributions, membership fees, and gross receipts fro m activities related to Its exempt functions - subject to certain exceptions, and (2) no more than 33 1/3% of its support from gross investment Income and unrelated business taxable income pess section 511 tax) from businesses acquired by the organization after June 30, 1976. See section 509(a)(2). (Complete the Part III.)
13-1623854
10 An organization organized and operated exclusively to test for public safety. See section 509(a)(4). (see Instructions) 11 ~ An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly suppo rted organizations described In section 509(a)(1) or section 509(a)(2). See section 509(a)(3) . Check the box that describes the type of suppo rting organization and complete lines 11e through 11h. a Q Type I b E I Type II c ED Type III Functionally Integrated d El Type Iil Other a ~ By checking this box, I certify that the organization is not controlled directly or Indirectly by one or mo re disqualified persons other than foundation managers and other than one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). f If the organization received a written determination from the IRS that It Is a Type I, Type 11, or Type III supporting organization, check this box ,,,,,,,,,,, ............................................................................................................... 0 g Since August 17, 2006, has the organization accepted any gift or contribution from any of the following persons? (I) A person who directly or indirectly controls, either alone or together with persons described In (IQ and (110 below, Yes No the governing body of the supported organization? ,,,,., ............................................................................. .llg(i) (11) A family memberof a person described in (i) above? ,,,,,.,,,,..-.,,-. 11 II (Itl) A 35% controlled entity of a person descrlbed In (i) or 0f) above? ,,, 1g Ili .......................................................... h Provide the following information about the organizations the organization supports. 01 (1) Name supported organization (ii) EIN (lii) Type of organization (described on lines 1-9 above or IRC section (see Instructions)) Iv) Is the organization (v) Old you notify the (vi) is the in cot. (i) listed in your organization in coi. or anizaiion in col. governing document? (i) of your support't (t)organized In the UM Yes No es No es No (vll)Amount of
support
\~ y f rr ~ k r ~ Total ~ ~r ;~~ ~ ~I ,~;.,_~-~" : LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 920.
.~[,, .. . ...r..Y. ~.:~-`T__. ..J, .-7],...t' i ..
~ ,
~ ~r
een_e 7i nnne
cnhp,t ,,te e Gn.n, can
832021 12-17- 0e
18521027 733030 JGB
12 2008.04020 THE JEWISH GUILD FOR THE BL JGB__
Schedule A Form 990 or 990E 2008 THE JEWISH GUILD FOR THE BLIND support Schedule for Organizations Described in ec ons
;- ~;~ ; (Complete only if you checked the box on line 5, 7, or 8 of Part 1.) (a) 2004
vvvuv,. r.. . ....,... ~. ~.~~. Calendar year (or fiscal year beginning in)
v an
17
13-1623854 Pa e 2 v
(b) 2005
c 2006
(d) 2007
(e)2008
(I) Total
1 Gifts, grants, contributions, and membership fees received. (Do not Include any 'unusual grants.') 2 Tax revenues levied for the organ Izatlon's benefit and either paid to or expanded on Its behalf , 3 Th e value of services or facilities furnished by a governmental unit to the organization without charge 4 Total. Add lines l3 , 6 Th e portion of total contributions b each person (other than a
y ,
6,811,083,
6,623,703,
6,022,125,
5,533,387,
5,678,142,
30,668,440,
6,811,083,
.. .....:;:-:'vii.
6,623,703,
..,.n::.:.:C.._.:.~N>..:~.., ;` t~_.k~.. ' . e`,n:YY:~~~ . -. :' : ; :i.F)e:G.._i i.:t#-}.~S~ }.!!l-: . _ - -. '-t:. -
6,022,125,
.: ...i-~ i-:.i:<::[$:.~.:::C::.. ~i_:
5,533,387,
__~li:}:}~'~~:. .. e.,: .n ...y1:!Y:' .#,'{5.FS .' ~i (A '~:~i>..iR Z -
5,678,142.
:n ~'[i+Y'ii#?:::w>.' ._<:.. ~'e~Y.'`':::._~o+ :.,Jri iy-
30,668,440,
overnmental unit or publicly supported or9an(zation) Included on ine 1 that exceeds 2% of th

e
$S ~~.i?v:>~A:~,:T::. '*eiti+rf:..4 ' .::'~'t;~.;'ai`:i: f"{;:.,
- .:nj~i~`:...::.... ~ ~k:r ti `+ y.:i~i. .~;~:;. ~,: t~ :i:?'

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;; ~; ;a .s +. ,
,
k...
f.
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. ...,:. ~;r.:: R=. ztv' ~_.ìti,.. _. i[4~.r - :,...,...-Y:rs';<.. - :`-.r.,: x,...:.'?;>::<, _.{,[ -i .:..~,.:,~ .;;;-: _ ;.. n+-.r:t+,Y..v ~,':k:L:lni':~:::::
w.:.
:l,.. ,.Fc, _ ;:t:>' r%, '-v~?i4. . o ,.i~::a:<., i.is. -;5:. ..r:'~: :t. ~.~'F' .r,:.3.4i"i'.': i~5:~='~(i ~:; .,:_::i~~ '>>;::.. ~ Fi''~..,:.:_~i,:,;...:~~..~ Y ";.2 : ;::t:E r.:c..~.. ~:r~+':1::c,;:. t;~ i~~'~ a:f,.'hC'y.ryri `.~.,'i:i~'- '?;S'<:? ',~-::,;x:.:::,~..... :i>';,:':n. ~:. n_ ..i-~;~.7. ~ar~...,o.:^,c.c:.:';: ....,:. .
v:-it~..r '..1..;N.'>i ,`}t,.i.y;F+r,: 'v,{ '" ii: ` :~:~~ ni'.{"{'YmV.~. .
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~ ti~:;~ _
~' ``
1+
. t:Y~..
:i~r'
amount shown on line 11,
column (f)
.................... ... . .... . .......
::if: , . 4.. '`;:Fi, . Av ~i' .Y1:.,1,'n fti~:: ~ '~~...i;-: iH`T~'w,i~.~~!!j)l:a + :. r : ~tt:~ .,~~:~ .L.:.}.G:i..}:~:}:.i) Y:r~: ..i:l :}r.: ' -. ,Ssu._;:r'.. ,.1$i, , z:...<.~: . ~1;'f :'ta:i "h:::iv, ^.~.w..e, o}'fS.',;.'r S::Yi,... ,}<~c ' I:. u ' , Z:~i{'~+~t%~c~ _ 'v_~, ~'C },'~, _ i.l'-_.. _~:i;,, ::
. Yt~::.~... ,.k>s;i;
~ .t
t,x. _ - : ':::': :``. . ; iF,'::#v:'~' " :+`,:i:..~ '. S:y't1Y ;. `' Z..4:~~. ..irt~ :i: ~ i ;`r ` :: ~ %'it~: ~ :F:; `;>#:: ;x#.r,~+.. :~ c3: ^~z';,~;
;::<>::;+
ht
Sb N't
`;Y.~"~t:}.t::."1Ti: :~.t: t}' '--ft~_i+ ..4i:::F~};} ` . . ..4.>., : '~1.., +r4+:41.vS.::Y}:. {j..sc... :i' ;:}:r ^:~j. ^:t;y:~f:- .. ~':j;......r '+:ii3;.`. .!V'~r ;` -
,.. ::.. . ~-:,;: ,*._~Fr,....::~::>:,<>~s.'; .,r.. ... }}:r. _.: :.:5 ..Y,: ii<vF':k~'~ . .. <=:.:,; ~:'~':~::; x<
.:tv
~, ~
~ -
~
).: :..
r+~
,,.; ~.
. .
3,e 1 , 941 ,
26 , 846 , 499,
6 Public Support. Subtract fine E from line 4
~C.:AF
.i(
..~".:
:lY.....
...r.
.-..{......j,i..
Sect on B. Total Support

Calendar year (or fiscal year beginning in)07 Amounts from line 4.. ....:........ 8 Gross income from Interest,
dividends, payments received on securities loans, rents, royalties and income from similar sources .
(a) 2004
6,811,083,
(b) 2005 6,623,703.
(c) 2006
6,022,125,
(d) 2007
5,533,387,
(a) 2008 5,678,142.
M Total
30,668,440,
4,678,146.
4,88d,009,
5,778,223.
7,174,596,
5,500,656.
28,015,630.
9 Net income from unrelated business activities, whether or not the business Is regularly carried on , 10 Other Income. Do not include gain or loss from the sale of capital assets (Explain In Part IV.) .....
5,971.
8,227.
~+>::'::`~:~,
6,848.
:.4'~i,t.:.:F.}.~:'':: ; Y:... J.:
2,471.
:n}i.,:...:...;:1.~:r:::..u,'.~:t } : li \ :::i.~::~:::~::.::~;'y:,
6,635.
.~i.: ~.~~<~<!;
30,152.
58,714,222.
11 Total support Add Iines 7 through 1 0
108,789,190. 12 Gross receipts from related activities, etc. (see Instructions) ..................................................................... 12 a section 501(c)(3) 13 First five years. If the Form 990 is for the organization's first, second, thind, fourth, or fifth tax year as 1:1 ............--.....-........_...........-.......... or anizatlon, check this box and sto here ..................... ................................................... ..........
Section
14
711 .................................. 16 15 Public support percentage from 2007 Schedule A, Part tVA, line 26f ,..,.... . check this box and lea 33 1/3% support test - 2008. If the organization did not check the box on line 13, and line 14 Is 331/34'0 or more, stop here. The organization qualifies as a publicly suppo rt ed organization ,.., ........................................................................
line 11, column (t)) .................................... 114 Public support percentage for 2008 (line 6, column (f) divlded by
C . Computation of u c uppo Percentage
5. 7 2 A . Al
or 16b, and line 141s 10% or more, 17a 10% -facts -and-otrcumstances test - 2008. If the organization did not check a box on One 13,16a, In Pa rt IV how the organization and If the organization meets the 'factsandclrcumstances' test, check this box and stop here. Explain ............................................. meets the 'facts-and-circumstances" test. Th e organization qualifies as a publicly supported organization 13,113a,16b, or 17a, and line 15 is 10% or b 10% -fects- and-ctrcumstances test - 2007. If the organization did not check a box on One here. Explain In Part IV how the more, and if the organization meets the 'factsandclrcumstances' test, check this box and stop ......... test. The organization qualifies as a publicly supported organization ....,..... Io. ~ organization meets the 'facts-and-circumstances' 0-0 did not check a box on line 13,16a, 16b 17a, or 17b, check this box and see Instructions 1a Private foundation. if the organization Schedule A (Form 990 or 990-EZ) 2008
not check a box on One 13 or 16a, and line 15 Is 331/3% or more, check this box b 33 1/31/6 support test - 2007. If the organization did organization ..... ................................................................... and stop here. The organization qualifies as a publicly support ed
832022 12-17-08
13
2008.04020 THE JEWISH GUILD FOR THE BL JGB 1
18521027 733030 JGB
Schedule A Form 990 or 990E 2008 Page 3 uppo Schedule for Organizations Described In Section 509(a)(2) (Complete only if you checked the box on line 9 of Part 1.) Section A. Publio Support
Calendar year (or fiscal year beginning In)* 1 Gifts, grants, contributions, and membership fees received. (Do not include any 'unusual grants.) 2 Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that Is related to the organization's tax-exempt purpose 3 Gross receipts from activities that are not an unrelated trade or business under section 513 4 Tax revenues levied for the organIzatlon's benefit and either paid to (a 20D4 (b) 2005 (c) 2006 (d) 2007 (e) 2008 Total
or expended on its behalf

6 The value of services or facilities
furnished by a governmental unit to

the organization without charge -.8 Total. Add tines 1 - 5,,,,,,,,,,,,,,,,,,,,, 7a Amounts Included on lines 1, 2, and 3 received from disqualified persons
b Amounts Included on lines 2 and 3 tecelvad from 00m than disqualified persona that exceed the greater of 1% of the total of lines 9. 100, 11. and 12fortheyaar or $5,000 --,--
.,.. ,: ..:>: .:,. :,.,. ,._ :,: ;. >:.<:.: .. ::.:.:~..;:: +w- :.r..:: :. . :..;;.:;:.,.- :,:.._... ..._ ................:.;:.,..:.,,.. ,r;a:..,..., .:: 8 Public support SuDUat ine Te IrOm hne S. .:.; .: .. .;,...r..;,.......,..~. .::w:;:_.,~., ,~i::1:~>:t~~^ .._:,......,....~. ...:.. .:. ... _: v:+:`:::>:.~,.:..:: Section B. Total Support Calendar year (or fiscal year beginning in) (a) 2004 (b)_2005 (c) 2006 d 2007 9 Amounts from line 6.10a Gross Income from Interest, dividends, payments received on securities loans, rents, royalties and Income from similar sources ,-, b Unrelated business taxable Income
o Add lines 7a and 7b
.................
;,
(0)2008
Total
Section C. Computation of Public Support Percentage
(less section 511 taxes) from businesses acquired after June 30,1975 C Add lines 10a and lob .................. 11 Net income from unrelated business activities not Included In tine 10b, whether or not the business is regularly carried on ..................... 12 Other Income. Do not Include gain or loss from the sale of capital assets (Explain In Part IV.) ............ k: 13 Total 8UppOrt (Add lines 9, toc, 11, and 12.) ~. . - I 14 First five years, If the Form 990 is (or the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here ............................................................................................................................................................ 0 15 16
~o %
16 Public suppo rt percentage for 2008 pine 8, column (t) divided by line 13, column (f)) .................................... 16 Public support percentage from 2007 Schedule A, Part IV-A, ilne 27g .........................................................
Section D. Computation of Investment Income Percentage

17 Investment income percentage for2008 (line 10c, column (f) divided by Una 13, column (f)) ,-----,-,-,, 17 18 Investment Income percentage from 2007 Schedule A, Part IV-A, line 27h ................................................... 18 19a 33 1/3% support tests - 2008. If the organization did not check the box on line 14, and line 15 Is more than 331/3%, and line 17 Is not more than 331/3%, check this box and stop here . The organization qualifies as a publicly support ed organization ----,---,,,,,,,,,,,,,;,,,,, 0 b 33 1/3% support tests - 2007. If-the organization did not check a box on line 14 or line 19a, and line 161s more than 331/3%, and line 18 Is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization _, ~] 20 Private foundation, It the organization did not check a box on line 14,.19a, or 19b, check this box and see Instructions ........................ 0 Schedule A (Form 990 or 990E2) 200B
832023 1217-08
18521027 733030 JGB
14 2008.04020-THE JEWISH GUILD FOR THE BL JGB
SCHEDULE C (Form 990 or 990-EZ)
Political Campaign and Lobbying Activities

For Organizations Exempt From Income Tax Under section 501(c) and section 627
0MB No. 1645-0047
Department ofineTfaAsury 10, To be completed by organizations described below. 1 R w u Sarvta ' Int""` ` " e 110, Attach to Form 990 or Form 990-EZ. -( ~?sAeQ.~r4 :.~:. If the organization answered "Yes," to Form 990, Part IV, line 3, or Form 990-EZ, Part VI, line 46 (Political Campaign Activities), then Section 501(c)(3) organizations: Complete Parts IA and B. Do not complete Part I.C. Section 501(c) (other than section 501(c)(3)) organizations: Complete Parts IA and C below. Do not complete Part IB. Section 527 organizations: Complete Part iA only. If the organization answered "Yes," to Form 990, Part IV, fine 4, or Form 990-EZ, Pert VI, line 47 (Lobbying Activities), then Section 501(c)(3) organizations that have filed Form 5768 (election under section 601(h)): Complete Part iIA. Do not complete Part H.B. Section 501(c)(3) organizations that have NOT filed Form 5768 (election under section 501(h)): Complete Part If-B. Do not complete Part II-A. If the organization answered "Yes," to Form 990, Part IV, line 6 (Proxy Tax), then Section 501(c)(4), (5), or (6) organizations, Complete Part III. N ame of organization Employer Identification number
THE JEWISH GUILD FOR THE BLIND 13-1623854 To be completed by all organizations exempt under section 501(c) an sec on 527 organizations. See the Instructions for Schedule C for details.
1 Provide a description of the organization's direct and Indirect political campaign activities in Part IV. 2 Political expenditures .......................................................... ......................................................................... P0. $ 3 Volunteer hours ................................................................................................................................................
Par;t7-8.
To be completed by all organizations exempt under section 501(c)(3). See the Instructions for Schedule C for details.
I Enter the amount of any excise tax incu rred by the organization under section 4955 $ 2 Enter the amount of any excise tax Incu rred by organization managers under section 4955 ,,,,,,,,,, $_ 3 If the organization incu rred a section 4955 tax, did it tile Form 4720 for this year? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, LLJ Yes No 4a Was a correction made? ................................................................................................................. .......... E-1 Yes ED No b If 'Yes,' descdbe In Part IV. a.... ;;: o e completed by all organizations exempt under section 501(c), except section ton c See the Instructions for Schedule 0 for details. 1 Enter the amount directly expended by the filing organization for section 627 exempt function activities ............ 2 Enter the amount of the filing organization's funds contributed to other organizations for section 527 exempt function activities ~ .................................................... ................. $_ 3 Total of direct and indirect exempt function expenditures. Add lines 1 and 2 and enter here and on Form 1120-POL, line 17b ................................................................................................................................. $ 4 Did the filing organization file Form 1120-POL for this year? ,,,,,,, ...........................................................................D Yea No 6 State the names, addresses and employer Identification number (EIN) of all section 527 political organizations to which payments were made. Enter the amount paid and indicate if the amount was paid from the filing organization's funds or were political contributions received and promptly and directly delivered to a separate political organization, such as a separate segregated fund or a political action committee (PAC). If additional space is needed, provide information in Part IV.
..;,
(a) Name
(b) Address
(c) EIN
(d) Amount paid from (e) Amount of political filing organization's contributions received and funds. If none, enter 0. promptly and directly delivered to a separate political organization. If none, enter 0.
LHA
For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.
Schedule C (Form 990 or 990-EZ) 2008
B92041 12-1808
18521027 733030 JGB
13-1623854 Pa e 2 Schedule C orm 990 or 99o-EZ) 2008 THE JEWISH GUILD FOR THE BLIND that flied Form y, organizations exempt under section -501 c . . . . ..... To be completed
(election under section 501(h)). See the Instructions for Schedule C for details. Check if the filing organization belongs to an affiliated group. A B Check 111- El if the filing organization checked box A and 'limited control' provisions apply, Limits on Lobbying Expenditures (The term "expenditures" means.amounts paid or Incurred.) 1a b c d a f Total lobbying expenditures to Influence public opinion (grassroots lobbying) ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Total lobbying expenditures to Influence a legislative body (direct lobbying) ................................. Total lobbying expenditures (add lines 1a and 1b) ,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,...,,,,...-,.---...-.-..-,..-...... Other exempt purpose expenditures .......................................................................................... Total exempt purpose expenditures (add Ones 1c and 1d) ............................................................ Lobbying nontaxable amount. Enter the amount from the following table In both columns. If the amount on line 1e, column ( a) or (b) Is: The lobbying nontaxable amount is: 20% of the amount on line 1e. Not over $500,000 $100,000 plus 15% of the excess over $500,000. Over $500,000 but not over $1,000,000 $175,000 plus 10% of the excess over $1,000,000 Over $1,000,000 but not over $1,500,000 $225,000 plus 5% of the excess over $1,500,000. Over $1,500,000 but not over $17,000,000 $1,000,000. I Over $17,000,000
(a) Filing organization's
(b) Affiliated group totals
totals
g h I }
-2-5-0,000. Grassroots nontaxable amount (enter 25% of line 10 ....................... ..................:........................ 0. Subtract line 1g from line 1a. Enter 0 If line g Is more than line a,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ~ Subtract line if from line 1c. Enter 0 If line f is more than line c,,,,__,,,,,_,._,,,,,,.,,,,,,,,,,,,,,,,,, If there Is an amount other than zero on either One 1h. or line 11, did the organization file Form 4720 ............. .. .................................................................................... [D Yes reporting section 4911 tax for this year? 4-Year Averaging Period Under Section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below. See the Instructions for lines 2a through 2f of the Instructions.) Lobbying Expenditures During 4-year Averaging Period
Calendar year (or fiscal year beginning In) (a) 2005 (b) 2008 (c) 2007 (d) 2008
O No
(e) Total
2a Lobb in non-taxable amount

Lobbying ceiling amount (150% of line 2a, cotumn (e)) c Total lobbying expenditures d Grassroots non-taxable amount Grassroo s ceiling amount ! 0% of line 2d, column !e))
t
E .i . 'IJ:~;%;iii;:''_'%::i+'ii;:?3:i: . .. n.. +, xi;n ::FT.:i::
. .... .............., .:.. , ,.. .;:.,,.: , :,. .:.,.,.: <...'.~:;, .. ...:,.. :}~': <.. .t>:a:::;.w:<.a:~.
- .;'...~::.:..:_.: ~.::,.,,. ..:r..~~~. :..1':~:.:<..r:_n:::'r.'5;:::;:".4'.F. '. .c,:::.~:'3i:::;si;:.:::;. - - - - :~i~$t::..J.,:. <::n:: ,{ : r-,..:::}::' , .,... ,; ,.: :;a:=; <';: 'S';i:?iar. _ :::i`"l'r .. . :{i~, ..:.,..;.,.:>:,::::..;. :<.. .:. s ....:Lys.,,"., .;~.;;,t'::_ ..:...... ...'.,. . . ~::>,;...;.:::.,~:. t..S:iF:Y;, ....:::: ......r:,... .c2}!f: > : ,-::!:;c: :;:"~:~:: .:~~:-::;, :.. .::->:
1,000,000. 1,000,000. 2,000,000. 3 , 000 , 000. 143,679. 500,000. 50.000 .
47,900.
.. . ...~,.~.: ~ .:;{.,:.:... _ - ,:- :._:::.. .fi:' ::.~;r.,'.:.:~ - ..:.. -"~4: _ s:~~<' ..:4:-.Y('~.`~'. . . , ~:'<i~"~<:ct:f!.'iT! ^ws: ::,,'.:~ ~.;. ::..:.... i:'u" ...: ' ..a ~s.,. i::'>:: t.:: ...~c<. .._.... ~TiG:.'.v.: :~:: ~: ...,..::> :::.{F ~~i~.~:~: :v4{}v_ :;"< ~ n, ....,,. ::~~:. ..~:~>x'., '-`T.:.;,:-. _=_ ;=:,'.. : .:::. .~.:. .>:. ,, .,.~.:"... :::..:
i:i':j `~~'' H!-.-::::.-i__:.._a.n.5:.. .... _. : f~: . ::..........r:w;...:'%.....i..:i:l,1.}. :: ..:.Y. .:... ~ ~~;
95,779. 250,000.
-
250,000.
.~.<...:
_: ~i. :i :'.::.,n"a:.~i ~' '::~~::
f Grassroots lobbying expenditures Schedule C (Form 990 or 990-EZ) 2
832042 12-18-08
18521027 733030 JGB
ScheduleC (Form 990or990- E 2008 THE JEWISH GUILD FOR THE BLIND 13-1623854 Pa e3 a: ..;.-- ..: To be completed by organizations exempt under section 501(c)(3) that have NOT e Form 5768
(election under section 501(h)). See the instructions for Schedule C for details.
(a)
Yes 1 During the year, did the filing organization attempt to Influence foreign, national, state or local legislation, including any attempt to influence public opinion on a legislative matter or referendum, through the use of. Volunteers? ................................................................................................................................. Paid staff or management (fnclude compensation In expenses reported on lines 1c through 1i)? Media advertisements? ............................................................................................................... Mailings to members, legislators, or the public? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,.,_,,,,,...,,,..,.....,.............. Publications, or published or broadcast statements? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Grants to other organizations for lobbying purposes? ,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,.,..,...._.......,_...._,.,_. Direct contact with legislators, their staffs, government officials, or a legislative body? ,,,,,,,,,,,,,,,,,, Rallies, demonstrations, seminars, conventions, speeches, lectures, or any other means? ............ Other activities? If 'Yes," describe in Part 1V ................................................................................. Total flnes.l c through 11 ............................................................................................................ Did the activities in line 1 cause the organization to be not described in section 501(c)(3)? .,,,,.,,,,,, If 'Yes," enter the amount of any tax incurred under section 4912 ,,,,,,,,,,,,,,,,,,,,,,,;,,,,,,,,,,,,;,,,,,,,,,,, , If 'Yes,' enter the amount of any tax Incurred by organization managers under section 4912 ......... if the filing organization incurred a section 4912 tax, did it file Form 4720 for this year? .................. 501(c)(6). See the Instructions for Schedule C for details. Yes 1 Were substantially all (90% or more) dues received nondeductible by members? I 2 Did the organization make only In-house lobbying expenditures of $2,000 or less7 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,.,,.,_ 2 3 Did the organization agree to ca over lobbying and political expenditures from the prior ear7 ........................... 3 Paf~t;::..1=, , To be Completed by all organizations exempt under section 501(c)(4), section 501 (c)(5), No
(b) Amount
a b c d e f g h I I 2a b c d
....?k . ~'s'..... FCz:.::A..t#:i'r
LK~
P4rt1..
To be completed by all organizations exempt under section 501(c)4 , section 501 (c)(5), or section
1_L_ ~;tn 7_ 1_____7

No
or section
501(c)(6) If BOTH Part III-A, questions I and 2 are answered "No" OR If Part (((-A, question 3(s answered "Yes." See Schedule C instructions for details.
Dues, assessments and similar amounts from members ....................................................................................... Section 162(e) non-deductible lobbying and political expenditures (do not Include amounts of political expenses for which the section 627(f) tax was paid). a Current year ...................................................................................................................................................... b Carryover from last year .................................................................................................................................... c Total .................................................................................................................................................................. 3 Aggregate amount reported In section 6033(e)(1)(A) notices of nondeductible section 162(e) dues ,,,,,,,,,,,,,,,,,,, 4 If notices were sent and the amount on line 2c exceeds the amount on One 3, what portion of the excess does the organization agree to carryover to the reasonable estimate of nondeductible lobbying and political expenditure next year? ....................................................................................................................................... 5 Taxable amount of lobbying and political expenditures Qine 2c total minus 3 and 4) ............................................. 1 2
I
2a
2b
2o
Complete this part to provide the descriptions required for Part IA, line 1; Part 1-B, line 4; Part I-C, line 5; and Part II-B, line 11. Also, complete this part for any additional Information.
P,att m
Supplemental Information
Schedule C (Form 990 or 990-Et) 2008

e32043 12- 18 -0 e
18521027 733030 JGB
Schedule D
(Form 990)
Department of the Tieasury Intmnel Revenus senlce
OMB No. 1545-0047
Supplemental Financial Statements

Attach to Form 990. To be completed by organizations that answered "Yes," to Form 990, Part IV, line 6, 7, 8, 9, 10, 11, or 12.
2008
:' flris ectl9r~=;;;;;'kt_t '~:-:~::~: -:.,1?.,.: ,....~. ...... .. Employer Identification number
Name of the organization
1:;p.. rks,_;:
13-1623854 THE JEWISH GUILD FOR THE BLIND Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete If the
organization answered 'Yes to Form 990, Part IV, line 6.
(a) onor a v se
n s
(b) Funds and other accounts
Total number at end of year ............................................. Aggregate contributions to (during year) ........................ Aggregate grants from (during year) .............................. Aggregate value at end of year ....................................... Did the organization inform all donors and donor advisors in writing that the assets held In donor advised funds are the organization's property, subject to the organization's exclusive legal cont rol? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, M Yes 6 Did the organization Inform all grantees, donors, and donor advisors In writing that grant furids may be used only for charitable purposes and not for the benefit of the donor or donor advisor or other Impermissible private benefit? ...... ED Yes Pai~lf' I Conservation Easements. Complete if the organization answered " Yes' to Form 990, Pa rt IV, line 7. 1 2 3 4 5 1
-1 No Q No
a b c d 3 4 5 6 7 8 9
Purpose(s) of conserv ation easements hold by the organization (check all that apply). [] Preservation of an historically Important land area ED Preservation of land for public use (e.g., recreation or pleasure) El Prese rvation of certified historic structure 0 Protection of natural habitat of open space F-] Preservation Complete llnes 2a-2d if the organization held a qualified conservation contribution In the form of a conse rvation easement on the last day of the tax year. t:': Hold at the End of the Year ................................................................................................ 2a Total number of conservation easements 2b cted by conservation easements ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Total acre age restri 2c Number of conservation easements on a certified historic structure Included in (a) .................................... 2d Number of conservation easements Included In (c) acquired after 8/17/06 ................................................ Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the taxable year Number of states where property subject to conservation easement Is located . Does the organization have a written policy regarding the periodic monitoring, Inspection, violations, and F-1 No ,,,,,..,,,-.,,............ El Yes enforcement of the conservation easements it holds? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,;,,,,,,,,,, enforcing easements during the year Staff or volunteer hours devoted to monitoring, Inspecting, and Amount of expenses Incurred In monitoring, inspecting, and enforcing easements during the ye ar $ Does each conse rvation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)n ONo and section 170 (h)(4)(B){iQ? ...............................................................................................................................:.......... O Yes In Part XIV, describe how the organization repo rts conservation easements in Its revenue and expense statement, and balance sheet, and Include, If applicable, the text of the footnote to the organization's financial statements that describes the organization's accounting for conservation easements.
Pat't;f ,.
Organizations Maintaining Collections of Art, Historical Treasures,

Complete if the organization answe red 'Yes" to Form 990, Part IV, line 8.
or Other Similar Assets.
1a If the organization elected, as permitted under SFAS 116, not to report in its revenue statement and balance sheet works of a rt , historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public se rvice, provide, in Part XIV, the text of the footnote to Its financial statements that describes these Items. b If the organization elected, as permitted under SFAS 116, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets hold for public exhibition, education, or re search in furtherance of public service, provide the following amounts relating to these Items: $ (I) Revenues Included in Form 990, Part VIII, line 1,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ....... (II) Assets Included in Form 990, Part X ................................................. .............................................. $ 2 If the organization received or hold works of art, histodcal treasures, or other similar assets for financial gain, provide the following amounts required to be reported under SFAS 116 relating to these Items: a Revenues Included in Form 990, Part VIII, line 1 .......................................................................................... 1110. $ b Assets Included In Form 990, Part X ...............:......................................................................................... $ LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.
532051 12-2308
Schedule D (Form 990) 2008
18521027 733030 JGB
Schedule D (Form 990) 2008 THE JEWISH GUILD FOR THE BLIND 13-1623854 Page 2 :..,;::.,.,:T Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (conttnuea)
Using the organization's accession and other records, check any of the following that are a significant use of its collection Items (check all that apply): a 0 Public exhibition d 0 Loan or exchange programs b Q Scholarly research a ED Other c Q Preservation for futu re generations 4 Provide a description of the organization's collections and explain how they further the organization's exempt purpose in Part XIV. 6 During the year, did the organization solicit or receive donations of a rt , historical treasures, or other similar assets to be sold to raise funds rather than to be maintained as part of the organization's collection? ....................................... F-1 Yes ON. P_at:t;iV:: Trust, Escrow and Custodial Arrangements. Complete If organization answered 'Yes' to Form 990, Part IV, line 9, or repo rt ed an amount on Form 990, Part X, line 21. la Is the organization an agent, trustee, custodian or other Intermedia ry for contributions or other assets not Included on Form 990, Pa rt X? ................................................................................................................................................... 0 Yes NO b If 'Yes,' explain the arrangement In Pa rt XIV and complete th e following table: Amount c Beginning balance ............................................................................................................................ ._____________________ d Additlons during the year e Dlstributions during the year ............................................................................................................. f Ending balance 2a Did the organization Include an amount on Form 990, Part X, One 21? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,- Yes No b If "Yes," explain the arrangement In Part XIV. 3
Park :.: ;:::: Endowment Funds. Complete If organization answered 'Yea' to Form 990, Part IV, line 10.
la b c d e f 9 2 a b c 3a (a) Current year (b) Prior year (o Two years back (d) Three years back e Four years back - '>!:.: ~: ,. :,'s~:i.:;.. - ~~`:::,.... ~, - " Tr :~;.rr-: :iti<;.:;r.i<: r2c::;:~::Y Beginning of year balance ,,,,, 9723948. ;~:r~r:^.~fi ..,; _ 7 ~}, ~~ , ,, iF.. _.1 F rr ~ Contributions ,,,,,,,,,,,, , tY::::'.;:c>~Y ,...$,~Y't~: :..5 :F . .. ... .. .. _._......:: . .~.rt.~:o-.. ...::,_-t..-ru..fi.R.c~.. . F:.. ~>.> \:u.. -2 4 36 389 . '~:::- <::~::>.,..,.::.:,.r >.. ~:~::: i'>r= . .,.,-,... .,..,...,:..:. Investment earnings or losses ,,,,,,, ':~_.:: :,..... :~:,::.~ :> 3z~;~`: :...... ... .. ,:.t.. .-.:~,:.. : ..~. ., .. -.~,..:.:.^..,; Grants or scholarships ........................... _ î:h'.+ ::\1:e Other expenditures for facilities and programs .............................. ......... . '..;r.t.:Y4 :l ,'}'v _ _ :Y~.:F`~;`': Administrative expenses ,,,,,,,,,,, :., .~^::... _e::,.,.`t End of year balance .............................. 7362559 ..,. -:n...r:-, ?-,.. .. ....3).~,;~.:.: ^...,.:.... ,.s ,, ~. ..: ~"4:.: ....., ...... ,. ~ ... . .... :.... . .. . -. .,.n;:,xrc, ; ~ ... t. .. Provide the estimated percentage of the year end balance held as: Board designated or quasi endowment % Permanent endowment ),100.00 % Term endowment )I% Are there endowment funds not In the possession of the organization that are held and administered for the organization by: Yes No ( 1) unrelated organizations ................................................................................................................................................ 3a i X (ii) related organizations ................................................................................................................................................... 3a li X If 'Yes' to 3a(iQ, are the related organizations listed as required on Schedule R? ,-,,,,,-,,,,,.,-,--......---..--._ 3b Describe in Part MV the Intended uses of the organization's endowment funds.
':o:^..... .v...,:~vl!.`. x. ... ~i i ~ ..:,+}:>_-.:.=i:.v:[v.,:S........ }^.. . J+' . ,~. ~ i . .: iN "4iSi4 :'j:if;; :.~..h-n..:'it'~ ~..}xn~ -'i'.1f~.1, .v.i?.yi~ "~T'.`': n ~xi%;:ir~i+`t,~: ;i:j<ii,'T}t.si:`' '( ::::Y:f:<:i ::.t!i. :-1!1 ,..~::n:?.j _ . ! G<1::;~?F'i `,?~::!: ~~Y!~~ ~F7: __ _ _ -+.F:.F~n _ ~ :y:y':. ......... .. .C ...,n .,Y_.:.. -:::. : '::~ . .. ....:. . .... ; y .R~ ~~"!: ( C)rr<::i.:,
I.
~.ifi..
b 4
Investments - Land, Buildings, and Equipment. See Form 990, Part X, line 10.
Description of Investment (a) Cost or other basis (Investment) (b) Cost or other basis (other) (c) Depreciation (d) Book value
la Land ............................................................
b Buildings . .................................................... c Leasehold improvements ,,,,,,,,,,,,,,,,,,,,,,,,,, d Equipment ............................... .. ..................
.; 1 , 16 2 , 5 0 :. : . : .. ;:,:ta,r.< . ;><::.: ., -.;~: 1,162,5 0 0. ...~.,^.:. ~.. .~.a:.:::,. .. 39,-M,832. 19,438,004. 20,484,828. , 59 . 111.1 1,880,848.
e Other .... .................................... ....................

Total. Add lines la-le. (Column d should e ualForm 990, Part X, column
4,390,5 1,495,958.
2,203,5P7 , 890.
24 , 23 , .
, line 10(c).) .,.,..-.,,,,,,,,,,,,,,,,,,,,,,---,_--
Schedule D (Form 99012008
832052 12-23-08
18521027 733030 JGB
Schedule D(Form 990) 2008 THE JEWISH GUILD FOR THE BLIND PaGt:Vll Investments - Other Securities. See Form 990, Part X, line 12. (a) Description of security or catego ry (b) Book value (including name of security) Financial derivatives and other fin ancial products ,,,.,,.. Closely-held equity interests .......................................
13-1623854 Page3
(c) Method of valuation: Cost or and-of-year market value
Other INVESTMENT IN LIMITED PARTNERSHIP HEDGE FUNDS
16,562,285. 12,764, .
END-OF-YEAR MARKET VALUE END-OF-YEAR MARKET VALUE
1 29,326, 1- 7 67. Total. Col (b) should equal form 990, Part cal B ( lne 112.))o-' 2. VPA Irt-:11lII Investments - Pro ram Related. See Form 990, Part X, line 13. (a) Dascrlptlon of investment type
-:i~.M1-~'
__
~:Ziiv,yot-~u
_..:.,;~:;_:>_~:;;;:;;,.. ,:::.;r~~:a:~ s-t-=T-=: :~;::>:..: :.:.

.:T'. .F.
Total . Col (b) should equal Form 990 Part X, col (B) line 13,. 15. 990 , Part X 'PaCk~:IX` Other Assets. See
la)
7718,894,740. 517,255.
RECEIVABLE FROM AFFILIATES ASSETS
Total. (Column (b) should equal Form 990, Part X, col (8) line 15.) .................................................................................
19,411, 995.
Schedule D (Form 990) 2008 22
2008.04020 THE JEWISH GUILD FOR THE BL JGB
Schedule D ( Form 990) 2008
.f?~ft Xl:::. Reconciliation of Change In Net Assets from Form 990 to Financial Statements I Total revenue (Form 990, Part Vlil, column (A), line 12) ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,;,,,,,,,,,,, ........................ 1
2 3 4 6 6 7 8 9 10 Total expenses (Form 990, Part IX, column (A), line 25) .......................................... Excess or (deficit) for the year. Subtract line 2 from tine 1,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Net unrealized gains (losses) on investments ........................................................ Donated se rvices and use of facilities ' Investment expenses ............................................................................................ Prior period adjustments ....................................................................................... Other (Describe In Part XIV1 .................................................................................... Total adjustments (net). Add lines 4.8 ..................................................................... Excess or deficit for the year per financial statements. Combine tines 3 and 9 ......... 2 3 4 6
13-1623854 Page4
51,045,482-. 47, M,969.' 3,801,51 26,174,53T.-
e
7
s
9 10
_Pa.tt
1 2
Reconciliation of Revenue per Audited Financial Statemints With Revenue per Retur
2a 2b 2c 2d
-14,285,935.' -40,460,47-4o' -36,658,
Total revenue, gains, and other support per audited financial statements .............. Amounts Included on line 1 but not on Form 990, Part VI11, line 12:
a Net unrealized gains on investments ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,__._.,........ b Donated services and use of facilities ..................................................................
3,15r.
2e
o Recoveries of prior year grants ........................................................................... d Other (Desctibe In Part XIo ...............:.............................................................. e Add lines 2a through 2d ...................................................................................... 3
...........................................
3,151.
................................................................................... Amounts Included on Form 990, Part Vill, line 12, but not on line 1:
4a
Subtract line 2e from line 1
a Investment expenses not Included on Form 990, Part VI11, line 7b ,,,,,,,,,,,,,,,,,,,,,,,, b Other (Describe In Part XIV) ..............................................................................
4b
36,070,32C.
40 6
c Add lines 4a and 4b ............................................................................................ ...........................................

5
I 2
36,070,324.
l?ar.GXli. Reconciliation of Expenses per Audited Financial Stateme nts With Expenses per Ret rn
Total expenses and losses per audited financial statements ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Amounts Included on line 1 but not on Form 990, Part IX, line 25: 1
a Donated services and use of facilities ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, b Prior year adjustments ................................................................................ .......
Total revenue. Add lines 3 and 4c. (rhis should equal Form 890, Part i, line 12.)
51,045,482-.
91,637,2 70.
2a~
2b 2c 2d
3,151.
c Losses reported on Form 990, Part IX, line 25 ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, d Other (Describe In Part XIV) .............................................................................. e Add lines 2a through 2d ...................................................................................... 3 Subtract line 2e from line 1 ................................................................................... 4 Amounts Included on Form 990, Part IX, line 25, but not on line 1: a Investment expenses not Included on Form 990, Part VIII, line 7b ........................ b Other (Describe In Part XRO .............................................................................. c Add lines 4a and 4b ............................................................................................
2e
3
5,248,225.
4 6 ,389
4a
4b
854,924.
4c
854,924.
47 , , .
6 Total expenses. Add lines 3 and 4c. is should equal Form 990, Part I, line 18.) ( P~irt.:X(V Supplemental Information
............................................
Complete this part to provide the descriptions required for Part II, lines 3, 5, and 9; Pa rt lll, lines la and 4; Part IV, lines lb and 2b; Part V, line 4; Part X; Part XI, line 8; Part XII, lines 2d and 4b; and Part)(111, lines 2d and Alb.
PART V,
LINE 4:
INVESTMENTS IN PERPETUITY,
THE INCOME FROM WHICH IS
EXPENDABLE TO SUPPORT ACTIVITIES OF THE ORGANIZATION $ 8,818,301. ENDOWMENTS REQUIRING A PORTION OF INCOME TO BE ADDED TO ORIGINAL GIFT $215,632.
PART X:
IN JULY 2006, THE FASB ISSUED INTERPRETATION NO.
48,
ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES - AN INTERPRETATION OF FASB STATEMENT NO.

$32054 12-23-08
109 (FIN 48).
FIN 48 PRESCRIBES A RECOGNITION THRESHOLD AND

18521027 733030 JGB
23 2008.04020 THE JEWISH GUILD FOR THE BL JGB_
THE JEWISH GUILD FOR THE BLIND ScheduleD (Form 990 2008 a" . : Supplemental Information (contInuad)
13-1623854 Pages
MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. FIN 48 ALSO PROVIDES GUIDANCE ON DERECOGNITION, CLASSIFICATION,
INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. 15, 2006. FIN 48 IS EFFECTIVE FOR FISCAL YEARS BEGINNING AFTER DECEMBER ON NOVEMBER 7, 2007, THE FASB VOTED TO DEFER FIN 48 FOR ONE 2007. ON OCTOBER 15,
YEAR UNTIL FISCAL YEARS BEGINNING AFTER DECEMBER 15,
2008, THE FASB VOTED TO CONTINUE THE DEFERRAL OF FIN 48, FOR NON-PUBLIC COMPANIES AND NOT-FOR-PROFITS, FOR AN ADDITIONAL YEAR UNTIL FISCAL YEARS BEGINNING AFTER DECEMBER 15, 2008.
AS FIN 48 HAS NOT YET BEEN ADOPTED, THE GUILD IS CONTINUING TO USE FASB STATEMENT NO. 5, ACCOUNTING FOR CONTINGENCIES (FAS 5) TO EVALUATE
UNCERTAIN TAX POSITIONS.
THE GUILD IS CURRENTLY EVALUATING THE IMPACT ON
THE FINANCIAL STATEMENTS OF ADOPTING FIN 48.
PART XI, LINE 8 - OTHER ADJUSTMENTS: LOSS ON INTERCOMPANY RECEIVABLE: -9000000. PENSION ADJUSTMENT: -5245074.
LOSS ON ANNUITY OBLIGATION: -40861.
PART XII, LINE 4B - OTHER ADJUSTMENTS: NET UNREALIZED LOSS ON INVESTMENTS: LOSS ON INTERCOMPANY RECEIVABLE: INVESTMENT EXPENSE: 854924. 40861. 26174539.
9000000.
LOSS ON ANNUITY OBLIGATIONS:
PART XIII, LINE 2D - OTHER ADJUSTMENTS: PENSION ADJUSTMENTS:

832055 12-23-08
5245074.
18521027 733030 JGB
SCHEDULE G (Form 990 or 990-EZ)

Dspar4nenl of the Treasury Internal Revenue Service
Supplemental Information Regarding Fundraising or Gaming Activities

Attach to form 990 or Form 990-EZ. Must be completed by organizations that answer'Yes'to Form 990, Part IV, tines 17, 18, or 19, and by organizations that enter more than $15,000 on Form 990-EZ, line 8a.
0M8 No. 1545-0047
~
Qp
Name ofVie organization -
Employer Identification number

.::-q ,;
13-1623854
un ra s ng Activities. Complete If the organization answered "Yes to Form 990; Part IV, tine 17. 1 Indicate whether the organization raised funds through any of the following activities. Check all that apply. a C3 Mail solicitations e[] Solicitation of non-government grants b 0 Email solicitations f El Solicitation of government grants c F-)Phone solicitations g ED Special fundraising events d ED In-person solicitations 2 a Did the organization have a written or oral ag reement with any Individual (Including officers, directors, trustees or key employees listed In Form 990, Part VIQ or entity in connection with professional fundraising services? 0 Yes b If 'Yes,' list the ten highest paid Individuals or entities (fundralsers) pursuant to agreements under which the fundralser Is to be compensated at least $5,000 by the organization. Form 990-EZ Mors are not required to complete this table. (I) Name of Individual or entity (fundraiser) (il) Activity
tit id cun~.iser v~, dr conubwae~
W No
Amount paid tv Gross receipts to (vIor retained by) (vi) Amount paid to or retained by) from activity fundrelser organization listed In col. (i)
Yes
No
Total ................................................................................................... 3 Ust all states in which the organization 1s registered or licensed to solicit funds or has been notified It is exempt from registration or licensing.
LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.
Schedule 0(Form 990 or 990-EZ) 2008
632091 12-18-08
18521027 733030 JGB
13-1623854 Page 2 Schedule G (Form 990 or 990E 2008 THE JEWISH GUILD FOR THE BLIND if the organization answered 'Yes'to Form 990, Part IV, line 18, or reported more than $15,000 Fundraising Events. Complete on Form 990EZ, line 6a. List events with gross receipts greater than $5,000. 1 c er ven s ant F2 (a) Event (d) Total Events THEATRE (Add col. (a) through 2 P INNER col. (c)) ~VENTS
(event fype7-j
even ypef
(total num er
1 2 3
Gross receipts .......................................... Less: Charitable contributions .................. Gross revenue pine 1 minus line 2) ............
399,218.
193,758. 171,558.
22,200.
40,264.
633,240. 456,605. 176,635.
257,718. 141,500.
27,329. 12,935.
4 Cash prizes ............................................. 6 Non-cash prizes ....................................... Rent/facility costs .................................... Other direct expenses ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,.
6 7 8 9
51,897. 118,809.
47,708. 54,840.
1,543. 11,918.
101,148. 185,567. 286,715)
Direct expense summary. Add lines 4 th rough 7 In column (d)
........................................................................ ~
-110,080. ............................................................................. Net Income summary. Combine lines 3 and 8 In column Complete If the organization answered 'Yes' to Form 990, Part IV, fine 18, or reported more than am ng. $15 000 on Form 990-EZ, line 6a. (d) Total gaming (Add (b) Pull tabsMstant (c) Other gaming (a) Bingo col. (a) through cof. (c)} bingo/progressive bingo
Gross revenue .......................................... Cash prizes ............................................. Non-cash prizes ....................................... RenVfacfllty costs ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Other direct expenses Volunteer labor .............. ............ ........
I 2 3 4 5 8 7 8 9
0 No
Yes
0 NO
Yes
o No
Yes
Yo
f`:; ;;; ,A: :`~~
;';`'~ ;d `s~;~w~"?'~
L::.
Direct expense summary. Add lines 2 through 5 In column (d) Net gaming Income summary. Combine lines 1 and 7 In column
........................................................................ .................................................................. Yes No
Enter the state(s) In which the organization operates gaming activities: ...... 8a a Is the organization licensed to operate gaming activities In each of these states? .................... ........................................ b If 'No," Explain: c 4 " ~f ' ' ';,fi~~: >. s-y 10a
.. ....... 10a Were any of the organization's gaming licenses revoked, suspended or terminated during the tax year? ........................ b It *Yes,' Explain:
....... 11 Does the organization operate gaming activities with nonmembers? . ............................................................................ a partnership or other entity formed to 12 Is the organization a grantor, beneficiary or trustee of atrust or a member of
arirnlnisfer charitable aaminn? -- --------- .........................................................................................:.......................................
832082 0318-09
11 .,,.;,....;
12
Schedule 0(Form 990 or 890-EZ) 2008
18521027 733030 JGB
Schedule G(Form 990 or 990EZ) 2008

13
13-1623854
Yes No
40
indicate the percentage of gaming activity operated in: a The organization's facility ........ .......................................................................... b An outside facility ...................................................................... . .. 14 Provide the name and address of the person who prepares the organization's gaming/special events books and records: Name Address
15a Does the organization have a contract with a third party from whom the organization receives gaming revenue? ..................... b If 'Yes,` enter the amount of gaming revenue received by the organization $ of gaming revenue retained by the third party $ o If 'Yes, * enter name and address: Name Address 16 Gaming manager Information: Name Gaming manager compensation $ Description of services provided and the amount
15a
EDDirector/officer 17
[] Employee
[D Independent contractor
Mandatory distributions: a is the organization required under state law to make charitable distributions from the gaming proceeds to retain the state gaming license? .......................................................................................................................................... b Enter the amount of distributions required under state law distributed to other exempt organizations or spent In the organization's own exempt activities during the tax year $
17a
Schedule 0 (Form 990 or 990-EZ) 2008
892083 12-18-08
18521027 733030 JGB
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SCHEDULEJ (Form 990)

Depar4nant of the Trauury lntanat Aavanus 8emke
Compensation Information
For certain Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
0MB No. 154550041
2008
@J1;t0a'ul
Attach to Form 990. To be completed by organizations that answered 'Yes" to Form 890, Part IV, line 23.
n'.spsctf.on
Employer identification number
Name of the organlzat on
THE JEWISH GUILD FOR THE BLIND Question s Regarding Compensation Pa..=1<
13-1623854
Yes No
le Check the appropriate box(es) if the organization provided any of the following to or for a person listed in Form 890, Part Vil, Section A. line 1a. Complete Part Ili to provide any relevant Information regarding these items. 0 Housing allowance or residence for personal use 0 First-class or charter travel ~ Payments for business use of personal residence for companions ~ Travel 0 Health or social club dues or initiation fees ~ Tax Indemnification and gross-up payments 0 Personal services (e.g., maid, chauffeur, chef) Q Discretionary spending account ti b If line 1 a Is checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If 'No,' complete Part III to explain ........................................................................ 2 Did the organization require substantiation prior to reimbursing or allowing expenses Incurred by all officers, directors, trustees, and the CEO/Executive Director, reg arding the hems checked In line 1a? ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, 3 Indicate which, If any, of the following the organization uses to establish the compensation of the organization's CEO/Executive Director. Check all that apply. Written employment contract Compensation committee Compensation surveyor study [] Independent compensation consultant Approval by the board or compensation committee Form 990 of other organizations lb
4
a
During the year, did any person listed In Form 990, Part VII, Section A, line la:
40
Receive a severance payment or change of control payment? ................................................................................................ b Participate In, or receive payment from, a supplemental nonqualified retirement plan? ............................................................ c Participate In, or receive payment from, an equity-based compensation arrangement? ............................................................
4b 4c
x
X
If 'Yes' to any of lines 4a-c, list the persons and provide the applicable amounts for each Item In Part Ili.
Only 501(c)(3) and 601(c)(4) organizations must complete lines 5-8.
For persons listed in Form 990, Part VII, Section A, line la, did the organization pay or accrue any compensation contingent on the revenues of: 6a a The organization? ............................................................................................................................................................... 5b Any related organization? ................................................................................................................................................... b If 'Yes," to line 5a or 5b, describe In Part Ill. 6 For persons listed in Form 990, Part VII, Section A, line la, did the organization pay or accrue any compensation contingent on the not earnings of: 6a a The organization? ............................................................................................................................................................. 6b organization? ...................................................................................................................._............................. b Any related If 'Yes' to line 6a or 6b, describe In Part III. 7 For persons listed in Form 990, Part VII, Section A, line 1a, did the organization provide any non-fixed payments 7 not described in lines 5 and 6? If 'Yes,' descdbe In Part III ................................................................................................... paid or accrued pursuant to a contract that was subject to the 8 Were any amounts reported In Form 990, Part VIi, Initial contract exception described In Regs. section 53.49584(a)(3)? if 'Yes,' describe in Part Ill .......................................... Schedule J (Form 990) 2008 LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990. 5
832111 12-23-08
18521027 733030 JGB
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SCHEDULE M (Form 990)

Department of the Treasury Internal Revenw aervla
NonCash Contributions
To be completed by organizations that answered "Yes" on Form 990, Part IV, lines 29 or 30. Attach to Form 890.
0Ma No. 16480047
nno
~-~ i ,p~{j.~o;Pu6j(c ,IRSP'~cti..ol~;=s Employer Identification number
a . <.
THE JEWISH GUILD FOR THE BLIND Types of Property

(b) (c) (a) Revenues reported on Check If Number of applicable contributions Form 990, Part VIII, fine 1 g
13-1623854
(d) Method of determining
revenues
12 13
Art Works of art ....................................... Art Historical treasures Art Fractional Interests Books and publications ,,,,,,,,,,,,,,,,,,,,,,,,,,,, . Clothing and household goods ,,,,,,,,,,,,,,,,,. Cars and other vehicles Boats and planes ....................................... Intellectual property ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Secu rities Publicly traded ,,,,,,,,,,,,,,,,,,,,,,,, Securities Closely held stock,,,,,,,,,,,,,,,,,,,,, Securities Partnership, LLC, or trust interests Securities - Miscellaneous Qualified conservation contribution (historic structures) .................................... Qualified conservation contribution (other),,. Real estate Residential ,,,,,,,,,;,,,,,,,,,,,,,,,,, Real estate - Commercial Real estate Other Collectibles .......... Food inventory ,,,. Drugs and medical supplies ........................ Taxidermy .......... Historical artifacts Scientific specimens ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,.
:<;.::>.:-., ~,.:.: >.::-.
2-8-,6-8- MARKET VALUE 5-
Archeological art ifacts .............................. Other ( Other
Other { Other ( Number of Forms 8283 received by the organization during the tax year for contributions for which the organization completed Form 8283, Part IV, Donee Acknowledgment ,,,,,,,_,,,,
29
Yes No 30a During the year, did the organization receive by contribution any property reported In Part I, lines 128 that it must hold for at least three years from the date of the initial contribution, and which is not required to be used for exempt purposes for the entire holding period? ................................................................................................................................................... 30a ,:: Yi`.. b If 'Yes," describe the arrangement in Part II. 31 X 31 Does the organization have a gift acceptance policy that requires the review of any non-standard contributions? .................. hire or use third parties or related organizations to solicit, process, or sell noncash 32a Does the organization 32a contributions? ,,,, ............................................................................................................................................................. b If 'Yes," describe in Part II. 33 If the organization did not report revenues In column (c) for a type of property for which column (a) Is checked, describe in Part tl. Schedule M (Form 990) 2008 LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.
832141 031109
18521027 733030 JGB
Schedule M (Form 99 2008 THE JEWISH GUILD FOR THE BLIND 13-1623854 a> Supplemental Information. Complete this part to provide the Information required by Part I, lines 30b, 32b, and 33. Also complete this part for any additional Information.
page 2
SCHEDULE M, PART I,
COLUMN (B): THE ORGANIZATION IS REPORTING THE
NUMBER OF CONTRIBUTIONS RECEIVED.
832142 1218O8
Schedule M (Form 990) 200B 33
18521027 733030 JGB
2008.04020 THE JEWISH GUILD FOR THE BL JGB
SCHEDULE 0
(Form 990)
Department ol the Treaswy Internal Revenue SeroIce
Supplemental Information to Form 990

Attach to Form 990. To be completed by organizations to provide additional Information for responses to specific questions for the Form 990 or to provide any additional Information.
OMB No. 16450047
20 08
Employer Identification number
13-1623854
FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION:
ASSIST PEOPLE WHO ARE BLIND OR VISUALLY IMPAIRED, AND WHO MAY HAVE ADDITIONAL DISABILITIES, ACHIEVE LIVES OF DIGNITY AND INDEPENDENCE
FORM 990, PART III,

A GUILD SUBSIDIARY,
LINE 4A, PROGRAM SERVICE ACCOMPLISHMENTS

GUILDNET, IS A MANAGED LONG-TERM CARE PROGRAM
PROVIDES COORDINATED HEALTH AND HOME CARE SERVICES FOR BLIND AND VISUALLY IMPAIRED ADULTS WITH CHRONIC HEALTH PROBLEMS. REACH EXTENDS THROUGHOUT MANHATTAN, AND SUFFOLK COUNTIES. BROOKLYN, THE BRONX, THE PROGRAM'S QUEENS, NASSAU
GUILDNET IS A CAPITATED MEDICAID FUNDED PROGRAM
THAT IS KEEPING NEW YORKERS AND LONG ISLANDERS IN THEIR OWN HOMES AND COMMUNITIES WHILE DEFERRING THE NEED TO ENTER A NURSING HOME. GUILDNET
ALSO OFFERS A MEDICARE SPECIAL NEEDS PROGRAM FOR MEDICARE-ELIGIBLE PERSON WHO ARE IN NEED OF MORE COMPLETE MEDICAL BENEFITS.
IN ADDITION TO ACTIVELY. RECRUITING MEDICAID ELIGIBLE PEOPLE THROUGH SENIOR CENTERS AND COMMUNITY HEALTH FAIRS, SPECIALISTS ON THE GUILDNET
STAFF WILL ASSIST PEOPLE IN PREPARING THE NECESSARY PAPERWORK IN THE MEDICAID APPLICATION PROCESS AT NO CHARGE.
FORM 990, PART III,
LINE 4B, PROGRAM SERVICE ACCOMPLISHMENTS
THE GUILD'S TRAINING AND REHABILITATION PROGRAMS FOR BLIND AND VISUALLY IMPAIRED PERSONS INCLUDE COMMUNICATIONS AND COMPUTER SKILLS INCLUDING MASTERING THE ABILITY TO ACCESS INTERNET. A PROGRAM FOR TEENAGE STUDENTS LEARNING COMPUTER SKILLS IS CONDUCTED ON WEEKENDS TO AVOID INTERRUPTION WITH THE REGULAR SCHOOL ACTIVITIES.
LHA For Privacy Act and Paperwork Reduction Act Notice, see the instructions for Form 890.
832211
AT
Schedule 0 (Form 990) 2008
12-18-08
18521027 733030 JGB
SCHEDULE 0 (Form 990)

Departrnent of rheTroaaury Intwnal Ravsnus aenke

Attach to Form 990. To be completed by organizations to provide additional Information for responses to specific questions for the Form 990 or to provide any additional Information,
OMB No, 16450047
2008
PC n%.L Employer Identification number 13-1623854
THE COMPLETION OF THE 10 WEEK PROGRAM, HIS/HER OWN COMPUTER, AT NO COST.
THE GUILD PROVIDES EACH STUDENT
THE GUILD ALSO PREPARES COLLEGE BOUND STUDENTS FOR THEIR FIRST YEAR ON A COLLEGE CAMPUS WITH A PROGRAM THAT ORIENTS STUDENTS TO COLLEGE LIFE AND EASES THE TRANSITION FROM HIGH SCHOOL TO COLLEGE.
ADAPTIVE SKILLS TRAINING INCLUDES THE SAFE AND EFFICIENT PREPARATION OF FOOD IN THE KITCHEN AS WELL AS OTHER ACTIVITIES OF DAILY LIVING INCLUDING DRESSING AND BATHING THAT ARE COMMON TO LIFE IN THE CITY.
ORIENTATION AND MOBILITY SKILLS ARE TAUGHT BOTH IN THE APARTMENT AND ON CITY SIDEWALKS FOR SAFE AND INDEPENDENT TRAVEL. '
VOCATIONAL EVALUATION AND JOB SKILLS TRAINING INCLUDING HOW TO SUCCESSFULLY APPLY FOR EMPLOYMENT ARE A MAJOR PART OF HELPING BLIND PEOPLE TO FIND WORK WORK OR IN SOME CASES, LOSING HIS VISION KEEP A JOB. HELPING A PERSON WHO IS
JOB PLACEMENT INCLUDES FINDING EMPLOYERS
WHO ARE WILLING TO HIRE PEOPLE WITH VISION LOSS AND IN SOME CASE SENDING A-JOB COACH WITH THE EMPLOYEE FOR ONE OR TWO WEEKS OF ON THE JOB TRAINING.
FORM 990,
PART III, LINE 4D, OTHER PROGRAM SERVICES:
GUILDSCHOLAR $344,379, FOOD SERVICES $296,871,
BRESSLER FUND $291,941,
CHILDREN HEALTH INITIATIVE $224,139 AND OTHER PROGRAMS $270,380. EXPENSES $ 1427710. INCLUDING GRANTS OF $ 225000. REVENUE $ 2640937.
FORM 990,
PART VI, SECTION A, LINE 10: THE IRS FORM 990 IS PREPARED BY THE
STAFF AND REVIEWED IN DETAIL BY A COMMITTEE OF THE BOARD, AFTER IT HAS BEEN
LWA For Privacy Act and Paperwork Reduction Act Notice, seethe Instructions for Form 990. 832211
12-18-08
Schedule 0 ( Form 990) 2008
18521027 733030 JGB
SCHEDULE O (Form 090)

Depvtment of the Treuury Internal Revenue SeMce

)o- Attach to Form 990. To be completed by organizations to provide additional Information for responses to specific questions for the Form 990 or to provide any additional Information.
OMa No. 1545-0047
2008
i; ection;<, :F..~ :: ::.....::.: Employer Identification number 13-1623854
REVIEWED BY OUR OUTSIDE AUDITORS. AVAILABLE TO THE FULL BOARD.
AFTER ITS APPROVAL, THE FORM IS MADE
FORM 990,
PART VI,
SECTION B,
LINE 12C:
ALL OFFICERS,
DIRECTORS AND KEY
EMPLOYEES ARE REQUIRED TO SIGN A CONFLICT OF INTEREST POLICY UPON JOINING THE BOARD OR EMPLOYMENT. WHEN THERE IS A CHANGE IN THIS INFORMATION, THEY
ARE REQUIRED TO COMPLETE AN UPDATED FORM. BOARD MEMBER,
IF A CONFLICT ARISES WITH A
THE MEMBER WOULD BE REQUIRED TO RESIGN OR WE WOULD CEASE A CONFLICT WITH A KEY EMPLOYEE, IF
DOING BUSINESS WITH THAT VENDOR. MATERIAL,
WE WOULD CEASE DOING BUSINESS WITH THAT VENDOR.
IF NOT MATERIAL,
FINANCIAL A DISCLOSURE TO THE BOARD WOULD BE MADE AS WELL AS IN THE AUDITED STATEMENTS.
FORM 990, PART VI, SECTION B, LINE 15: THE COMPENSATION COMMITTEE IS GIVEN A SALARY SURVEY OF COMPARABLE ORGANIZATIONS, WHICH IS REVIEWED BY OUR AUDITORS AND ATTORNEYS FOR ACCURACY, COMPLETENESS AND COMPLIANCE WITH APPLICABLE REGULATIONS AND STATUTORY REQUIREMENTS. BASED UPON THE SURVEY,
THE COMMITTEE ARRIVES AT ANNUAL SALARIES FOR THE CEO, THREE EXECUTIVE VICE PRESIDENTS AND SENIOR VICE PRESIDENT AT A MEETING AT WHICH THE AUDITORS AND ATTORNEYS ARE PRESENT. GENERALLY, MINUTES OF THE COMMITTEE'S MEETINGS ARE MAINTAINED. THE LAST FORMAL
THE COMMITTEE MEETS ON AN ANNUAL BASIS.
COMMITTEE MEETING WAS ON DECEMBER 10,2007.
THE COMMITTEE MET INFORMALLY
AND DECIDED TO FREEZE ALL SALARIES OF THE CEO, THREE EXECUTIVE VICE PRESIDENTS AND SENIOR VICE PRESIDENT FOR 2008.
FORM 990,
'12-18-08
PART VI, LINE 17, LIST OF STATES RECEIVING COPY OF-FORM 990:
Ll-IA For Privacy Act and Paperwork Reduction Act Notice, seethe Instructions for Form 990. 832211
18521027 733030 JGB

Department of theTreawy Internal Revenue Ssrvlne
Attach to Form 990, To be completed by organizations to provide additional Information for responses to specific questions for the Form 990 or to provide any additional information.
OMB No. 1545-0047
2oos
~0?i"t0 FQfIf
Insjsec~o
Name of the organization THE JEWISH GUILD FOR THE BLIND
Employer Identification number 13-1623854
AL,AK,AZ,AR,CA,CT,FL,GA,IL,KS,KY,ME,MD,MA,MI,MN,MS,NH,NJ,NM,NY,NC,ND,OH,OK OR,PA,RI,SC,TN,UT,VA,WA,WV,WI
FORM 990, PART VI,
SECTION C, LINE 19: A COPY OF THE FORM 990, GOVERNING
DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
FORM 99.0, PART XI, LINE 2C THE AUDIT COMMITTEE IS RESPONSIBLE FOR THE OVERSIGHT AND SELECTION OF INDEPENDENT ACCOUNTANTS.
FORM 990, PART III,
MANY OF THE GUILD'S SERVICES ARE PROVIDED WITH AND THROUGH IT'S SUBSIDIARIES EACH OF WHICH FILE THEIR OWN FORM 990. SUBSIDIARIES ARE: IN TOUCH NETWORKS, JGB HEALTH FACILITIES CORP, THE GUILD'S
JGB REHABILITATION CORP, GUILDNET, INC.,
INC., JGB EDUCATION SERVICES, INC.,
GREATER BOSTON GUILD FOR THE BLIND,
JGB MENTAL HEALTH AND MENTAL
RETARDATION SERVICES,
INC., GREATER BOSTON DIABETES SOCIETY,
INC.
FORM 990, PART VII, SECTION A EXPLANATION REGARDING OFFICERS AND DIRECTORS COMPENSATION: THE COMPENSATION AMOUNTS REPRESENT THE PORTION OF COMPENSATION REPORTED BY THE JEWISH GUILD FOR THE BLIND. ADDITIONAL AMOUNTS HAVE BEEN
RECOGNIZED BY SUBSIDIARIES OF THE JEWISH GUILD FOR THE BLIND. EXPLANATION REGARDING HIGHEST COMPENSATED EMPLOYEES:
LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990. 832211
12-18-08
18521027 733030 JGB

Department at the Tteaaury Internal Revenue service

Attach to Form 980. To be completed by organizations to provide additional Information for responses to specific questions for the Form 990 or to provide any additional information.
0Ma No. 1645-0047
~~tfttt ~
2008
Name of the organization THE JEWISH GUILD FOR THE BLIND
Employer identification number 13-1623854
THE JEWISH GUILD FOR THE BLIND, AS PREDECESSOR ORGANIZATION TO ITS SUBSIDIARIES: CORPORATION, JGB HEALTH FACILITIES CORPORATION, JGB REHABILITATION IN TOUCH NETWORKS, INC., JGB EDUCATION SERVICES, GUILDNET,
INC., GREATER BOSTON GUILD FOR THE BLIND, AND MENTAL RETARDATION SERVICES, INC.
INC. AND JGB MENTAL HEALTH
IS THE EMPLOYER OF ALL SALARIED
PERSONS PROVIDING SERVICES TO THE CORPORATION AND ITS SUBSIDIARIES.
FORM 990,
PART VII,
SECTION A, COLUMN E
HOURS PROVIDED TO RELATED ENTITIES:
ALAN R. MORSE
ELLIOT J. HAGLER
25 HOURS
30 HOURS
ANGELA VIGLIAROLO SARAH SPICEHANDLDLER
9 HOURS 9 HOURS
SCHEDULE R, PART V THE GUILD HAS MANAGEMENT AGREEMENTS WITH RELATED ORGANIZATIONS TO PROVIDE ALL NECESSARY MANAGEMENT AND SALARIED STAFFING SERVICES AS WELL AS USE OF FACILITIES, EQUIPMENT AND OTHER ASSETS.
LHA For Privacy Act and Paperwork Reduction Act Notice, see the Instructions for Form 990.
6J2211 12-16-08
18521027 733030 JGB
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THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) FINANCIAL STATEMENTS AND AUDITOR'S REPORT DECEMBER 31, 2008
THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY)
TABLE OF CONTENTS
Independent Auditor's Report
Exhibit
A -
Balance Sheet
B-
Statement of Operations and Changes in Net Assets .
Statement of Cash Flows
Notes to Financial Statements
LOEB &TROPERLLP
LIM LOEB &TROPER r.LP
Independent Auditor's Report
Board of Directors The Jewish Guild for the Blind (Parent Company only)
We have audited the accompanying balance sheet of The Jewish Guild for the Blind (Parent Company only) as of December 31, 2008, and the related statements ofoperations and changes in net assets, and cash flows for the year then ended. These financial statements are the responsibility of The Guild's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally 'accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration ofinternal control over financial reporting as a basis for.designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of The Jewish Guild for the Blind's (Parent Company only) internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note A to the financial statements, the accompanying statements were prepared to present the financial position, changes in net assets and cash flows of The Jewish Guild for the 'Blind as "Parent Company only" and do not include the financial position, changes in net assets and cash flows of J.G.B. Health Facilities Corporation, J.G.B. Rehabilitation Corporation, J.G.B. Education Services, In Touch Networks, Inc., GuildNet, Inc., J.G.B. Mental. Health and Mental Retardation Services, Inc., Greater Boston Guild for the Blind, Inc., Greater Boston Diabetes Society, Inc., and SpecialtyMed Alliance, Inc. Accounting principles generally accepted in the United States ofAmerica require that when a controlling financial interest exists, an organization should consolidate the activities of related but separate entities into its financial statements.. The sole preparation of "Parent Company only" financial statements without the related consolidated financial statements would not be in accordance with accounting principles generally accepted in the United States ofAmerica.
Auditors and Consultants Serving the Health Care 8t Notfor-Profit Sectors
655 Third Avenue, 12th Floor, New York, NY 10017 (212) 867-4000 / Fax (212) 867-9810 / www.Ioebandtroper.com
2.
In our opinion, because of the effects of the matter discussed in the preceding paragraph, the financial statements referred to above do not present fairly, in conformity with accounting principles generally accepted in the United States of America, the financial position of The Jewish Guild for the Blind (Parent Company only) as of December 31, 2008, or the results of its operations or its cash flows for the year then ended. This report is intended solely for the information and use of the Board of Directors, management and the New York State Department of Health and is not intended to be and should not be used by anyone other than these specified parties.
.Apri120, 2009
LOEB &TROPERLLP
EXMIT A
BALANCE SECEET
DECEMBER 31, 2008
ASSETS Current assets Cash Investments (Note B) Accounts receivable Contribution receivable - due within one year Dividends and interest receivable Prepaid expenses and other assets $ 57,703 69,060,985 137,814 320,148 42,426 1,611,566 71,230,642 18,894,740 24,235,812 9,033,933 $ 123,395,127
Total current assets Other assets

Due from subsidiaries (net of allowance for bad debts of $66,663,500) (Note H) Fixed assets - net (Note C) Investments (Notes B and F) Total assets
LIABILITIES AND NET ASSETS

Current liabilities Accounts payable and accrued expenses Accrued salaries and related expenses Loans payable (Note D) Payable lo establish the Institute for Vision and Aging and the Guild Research Center (Note N) Accrued pension and postretirement benefits (Notes 7 and K) Refundable advances Security deposits Annuity obligations $ 2,395,886 2,506,067 3,055,556 2,500,000 5,031;243 129,870 67,844 271,568
Total current liabilities Long-term liabilities

Loans payable (Note D) Annuity obligations Accrued pension and postretirement benefits (Notes J and K) Total liabilities Net assets (Exhibit B) Unrestricted Temporarily restricted (Note E) Permanently restricted (Note F) Total net assets Total liabilities and net assets See independent auditor's report. The accompanying notes are an integral part ofthese statements.
15,958,034
1,666,664 1,687,218
21,173,310
40,485,226 67,167,745 6,708,223 9,033,933, 82,909,901
123,395,127
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MUM C
THE JEWISH GTJIELD FOR THE BLIND (PARENT COMPANY ONLY) STATEMENT OF CASH FLOWS YEAR ENDED DECEMBER 31, 2 008
Cash flows from operating activities Change, in net assets (Exhibit B) Adjustments to reconcile change in net assets to net cash used by operating activities Contribution restricted for long-term investment Contribution restricted for annuity agreements Depreciation and amortization Net realized and unrealized loss (gain) on investments Loss on annuity obligations Decrease (increase) in assets Accounts receivable Contribution receivable Dividends and interest receivable Prepaid expenses and other assets Due from subsidiaries Increase (decrease) in liabilities Accounts payable and accrued expenses Accrued salaries Payable to establish the Institute for Vision and Aging and the Guild Research Center Accrued pension and postretirement benefits payable Refundable advances Security deposits Net cash used by operating activities
(36,658,961)
(75,000) (13,329) 2,455,112 29,127,995 40,861 25,292 (320,148) 28,642 (796,215) 682,732 (995,813) (2 1 9,279) (2,500,000) 3,830,829 (106,752) 3,108 (5,490,926)
-continued-
01 LOEB &TROPERu.r
EXHIBIT C -2THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY)
STATEMENT OF CASH FLOWS

YEAR-ENDED DECEMBER 31, 2008
Cash flows from investing activities
Acquisition offixed assets Proceeds from sales of investments Purchases of investments Net cash provided by investing activities Cash flows from financing activities Proceeds from contributions restricted for
Investment in endowment Investment subject to annuity obligations Proceeds from bank loan Payment of bank loan Payment of annuity obligations Net cash provided by financing activities Net decrease in cash Cash - beginning of year Cash - end ofyear
(2,433,885) 59,202,969 (53,064,770) _ 3,704,314
75,000 35,914 2,500,000 (555,556) (270,559)
1,784,799 (1,813) 59,516 $ 57,703
Supplemental disclosure of cash flow information

Cash paid during the year for interest $ 431,329
See independent auditor's report. The accompanying notes are an integral part of these statements.
L~ LOEB &TROPERI.LP
THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008
NOTE A - NATURE OF ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNT IN G POLICIES Nature of organization - The Jewish Guild for the Blind ("The Guild") is a not-for-profit organization exempt from federal income tax under Section 501(c)(3) of the Internal Revenue Code and has been classified as an organization that is not a private foundation under Section 509(a). The Guild provides services to visually impaired persons. The organization's main sources of revenues are Medicaid, Medicare, private insurance companies, and grants and contributions from the general public. one forThe Guild is the parent entity, through common directors, of other not-for-profit and mental health, day profit entity which provide managed care, continuing care, rehabilitation, treatment, education and other programs. These financial statements are "Parent Company only" for and do not include the activity of those other entities. Separate financial statements are issued each corporation. Consolidated financial statements are issued. The revenues and expenses of those entities are as follows: Revenues J.G.B. Health Facilities Corporation J.G.B. Rehabilitation Corporation J.G.B. Education Services In Touch Networks, inc. GuildNet, Inc, J.G.B. Mental Health and Mental Retardation Services, Inc. Greater Boston Guild for the Blind, Inc. and Subsidiary SpecialtyMed Alliance, Inc. $ 13,273,129 1,327,878 3,509,602 211,011 272,653,362 4,801,220 1,067,286 Expenses $ 20,835,281 2,557,152 6,641,751 1,159,678 282,222,428 6,563,781 1,329,670 1,355
Therefore, these financial statements are not in conformity with accounting principles generally accepted in the United States of America. Accordingly, readers of the accompanying financial statements are directed to the related entity financial statements and the consolidated financial statements of The Jewish Guild for the Blind.
-continued-
LO LOEB &TROPER l..p
2. THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008
NOTE A - NATURE OF ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) ' The Jewish Guild for the Blind is related to J.G.B Health Facilities Corporation, J.G.B. Rehabilitation Corporation, J.G.B. Education Services, In Touch Networks, Inc., GuildNet, Inc., J.GB. Mental Health and Mental Retardation Services, Inc., Greater Boston Guild for the Blind, Inc. (GBGB), Greater Boston Diabetes Society, Inc., and SpecialtyMed Alliance, Inc., whose financial position and financial activity are not included in the accompanying financial statements. This report is to be used solely for cost report filing with New-York State Department of Health. Basis of accounting - The financial statements are prepared on the accrual basis. These financial statements are "Parent Company only" and exclude the financial activities of its related organizations; - which are required to be consolidated and, therefore, are not a complete presentation in conformity with accounting principles generally accepted in the United States of America. Net assets - Unrestricted net assets represent funds which are fully available at the discretion of management and the Board of Directors. Temporarily restricted net assets are those funds restricted by donors, to be used for a specified time period or purpose. Permanently restricted funds are to be maintained in perpetuity at the behest of the donor and the income generated by such funds is utilized for operating purposes except if otherwise indicated by the donor. Program fees - Program fees include fees for training and rehabilitation programs for the blind and visually impaired that are reported at the estimated net realizable amounts from third-party payors and others for services rendered. Management services - The Guild (Parent Company only) charges GuildNet for all necessary management and salaried staffing services. Donated services - The donated services, which consists of therapeutic assistants, is valued based upon the average value of services performed as reported by the Department of Labor. Revenues and expenses are reflected in these financial statements, since the services provided meet the criteria for recognition under Statement of Financial Accounting Standards (SFAS) No. 116.
-continued-
LOEB &TROPERLLp
3. THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) . NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008
NOTE A - NATURE OF ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOTJNTING POLICIES (continued) . Contributions - All contributions are considered to be available for unrestricted use unless specifically restricted by the donor. The gifts are reported as either temporarily or permanently restricted support if they are received with donor stipulations that limit the use of the donated assets. When a donor restriction expires (that is, when a stipulated time restriction ends or purpose restriction is accomplished), temporarily restricted net assets are reclassified as unrestricted net assets and reported' in the statement of activities as net assets released from restrictions. Donor-restricted contributions whose restrictions are met within the same year as received are reported as unrestricted contributions in the accompanying financial statements. Contribution receivable - Unconditional promises to give that are expected to be collected within one year are recorded at net realizable value. Unconditional promises to give that are expected to be collected in future years are recorded at the present value of their estimated future cash flows. The discounts on those amounts are computed using riskfree interest rates applicable to the years in which the promises are received. Amortization of the discounts is included in contribution revenue. Conditional promises to give are not included as support until the conditions are substantially met. Fixed assets - Fixed assets are stated at cost. Items costing in excess of $450 which have an estimated useful life of at least one year are subject to capitalization. Depreciation and amortization of fixed assets are provided on the straight-line method over their estimated useful lives ranging from 5 to 50 years. Functional allocation of expenses - The majority of expenses are directly identified with the program or supporting services to which they relate and are charged accordingly. Other expenses have been allocated among program and supporting services on the basis of square footage of office space occupied, time reports, and other bases determined by the management of The Guild (Parent Company only). Investments - All investments other than investments in limited partnerships and hedge funds are recorded at fair value, which is based on quoted market value.
The fair value of the investment in the limited partnership is estimated based upon the current value provided by investment managers.
-continued-
L~ LOE$ &TR~'JPER LLP
4.
THE JEWISH GUILD FOR THE BIJND (PARENT COMPANY ONLY)

NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008
NOTE A - NATURE OF ORGANIZATION AND SUIVIIVIARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Investments include hedge funds whose . estimated fair values, in the absence of readily ascertainable market values, have been determined by the investment manager. The methods and procedures used to value these investments may include, but are not limited to: (1) performing comparisons with prices of comparable or similar securities; (2) obtaining valuation-related information from issuers; and/or (3) other analytical data relating to the investment and using other available indications of value. However, because of the inherent uncertainty of valuation, the estimated fair values for the aforementioned securities and interests may differ from the values that would have been used had a ready market for the investments existed, and the differences could be material. Fair Value Measurements SFAS No. 157, Fair Value Measurements (SFAS No. 157) defines fair value, establishes a framework for measuring fair value and establishes a hierarchy that categorizes and prioritizes the sources to be used to estimate fair value. SFAS No. 157 also expands financial statement disclosures about fair value measurements. On February 12, 2008, the FASB issued FSP No. FAS 157-2, Effective Date of FASB Statement No. 157 (FSP 157-2), which delays the effective date of SFAS No. 157 for one year for all nonfinancial assets and nonfinancial liabilities, except those that are recognized or disclosed at fair value in the financial statements on a recurring basis. Partial deferral of SFAS No. 157 was elected under the provisions of FSP 157-2 related to the measurement of fair value used when evaluating intangible assets and other long-lived assets for impairment and valuing asset retirement obligations and liabilities for exit or disposal activities. Furthermore, the impact of implementing FSP 157-2 is not expected to be material on the financial statements. The impact of partially adopting SFAS No. 157 effective January 1, 2008 was not material to the financial statements. On October 10, 2008, the FASB issued FSP 157-3, Determining the Fair Value of a Financial Asset When the Market for That Asset Is Not Active (FSP 157-3), which clarifies application of SFAS No. 157 in a market that is not active. FSP 157-3 was effective upon issuance, including prior periods for which financial statements have not been issued. The adoption of this FSP had no impact on the financial statements.
-continued-
LOEB &TRQPER I.LP
5. THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY)
NOTES TO FINANCIAL STATEMENTS

DECEMBER 31, 2008
NOTE A - NATURE OYORGANTZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued)
Fair Value Measurements on a Recurring Basis

Financial assets and liabilities are classified in'their entirety based on the lowest level of input that is significant to the fair value measurements. The Guild's (Parent Company only) assessment of the significance of a particular, input to the fair value measurements requires judgment, and may affect the valuation of the assets and liabilities being measured and their placement within the fair value hierarchy. The following table presents the asset balances measured at fair value on a recurring basis as of December 31, 2008: Level 10) Current assets Level 2 Level 3 Total
Money market accounts United States Government

obligations Corporate bonds Corporate stocks Mutual funds Investment in limited
$ 32,012,566
292,555 161,441 5,341,944 1,857,873
$ 32,012,566
292,555 161,441 5,341,944 1,857,873
partnership Hedge funds Certificate of deposit Other assets Corporate stocks
67,844 9,033,933
16,562,285 12,764,477 -
16,562,285 12,764,477 67,844 9,033,933
Quoted prices in active markets for identical assets or liabilities
Observable inputs other than quoted prices in active markets for identical assets and liabilities No observable pricing inputs in the market. The following criteria have been used to determine fair value by the investment managers: (a) performing comparisons with prices of comparable or similar securities (b) obtaining valuation-related information from issuers (c) other analytical data relating to the investment and using other available indications of value However, because of the inherent uncertainty of valuation, the estimated fair values for the aforementioned securities and interests may differ from the values that would have been used had a ready market for the investments existed, and the differences could be material. -continued-
L~ LOEB &TROPERr.1.P
6.
NOTE A - NATURE OF ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Limited Partnerships Fair Value Measurements Using Significant Unobservable Inputs (3) Beginning balance Total gains or losses (realized/unrealized) included in changes in net assets for 2008 Purchases Redemptions Ending balance The amount of total gains (losses) for the period included in changes in net assets attributable to the change in unrealized gains (losses) relating to assets still held at the reporting date
Hedge Funds Fair Value Measu rements Using Significant Unobservable _ Inputs (3)
Total
27,706,485
5,431,767
33,138,252
(15,492,588) 19,124,792 (7,443,694)
(11,230,632) 3,124,792 (3,038.360) $ 16.562.285 $
(4,261,956) 16,000,000 4.405,334) 12.764.477 $
29.
$ l11,640-29)
(4.580.060)
$(16.220.352)
All investment gains and losses are reported as part of net realized and unrealized gain (loss) on investments in nonoperating revenues. Fair Value Measurements on a Nonrecurring Basis As permitted by FSP 157-2, the fair value measurement disclosare was deferred of any (a) longlived assets and finite-lived intangible assets in the determination of impairment under SFAS No. 142 or SFAS No. 144, (b) asset retirement obligations initially measured at fair value under SFAS No. 143, Accounting for Asset Retirement Obligations, and (c) nonfinancial liabilities for exit or disposal activities initially measured at fair value under SFAS No. 146, Accounting for Costs Associated with Exit or Disposal Activities.
-continued-
LOEB &TROPERI.I.P
NOTE A - NATURE OF ORGANIZATION AND SUNIlVIARY OF SIGNIFICANT ACCOUNTING POLICIES (continued) Fair Value Measurements on a Nonrecurring Basis (continued) Including SFAS No. 159, The Fair Value Option for Financial Assets and Financial Liabilities but does not require, measurement of an Amendment of SFAS No. 115 (SFAS No. 159) permits, financial instruments and certain other items at fair value. Unrealized gains and losses on items for which the fair value option has been elected are reported in earnings. As The Guild (Parent Company only) did not elect to fair value any of the financial instruments under the provisions of on SFAS No. 159, the adoption of this statement effective January 1, 2008 did not have an impact the financial statements. Accounts receivable - The Guild (Parent Company only) records receivables based on established rates or contracts for service provided. The Guild (Parent Company only) does not charge interest on outstanding receivables. Allowance for doubtful accounts - Bad debt expense is charged if a receivable is determined to be uncollectible based on periodic review by management. Factors used to determine whether an allowance should be recorded include the age of the receivable and a review of payments subsequent to year end.
future Annuity obligations - Annuity obligations are recorded at the actuarial present value ofthe payments.
accounting Use of estimates - The preparation of financial statements in conformity with America requires management to make principles generally accepted in the United States of disclosure estimates and assumptions that affect the reported amounts of assets and liabilities and Estimates also affect the of contingent assets and liabilities at the date of the financial statements. results could reported amounts of revenues and expenses during the reporting period. Actual differ from those estimates. in its Measure of operations - Jewish Guild for the Blind (Parent Company only) includes to visually definition of operations all revenues and expenses associated with services provided operations are legacies and bequests, investment income (loss), impaired persons. Excluded form obligations. loss on intercompany receivables, insurance recovery and change in value of annuity
-continued-
I.QEB &TROPER.LLP
THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) '
NOTES TO FINANCIAT, STATEMENTS DECEMBER 31, 2008
8.
NOTE A - NATURE OF ORGANIZATION AND SUNIlVIARY OF SIGNIFICANT . ACCOUNTING POLICIES (continued)

Financial Accounting Standards Board (FASB) Interpretation No. 48 - Accounting for Uncertainty in Income Taxes - an Interpretation ofFASB Statement No. 109 (Fl'1V 48) In July 2006, the FASB issued Interpretation No. 48, Accountingfor Uncertainty in Income Taxes - an Interpretation of FASB Statement No. 109 (FIN 48). FIN 48 prescribes a, recognition threshold and measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. FIN 48 also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. FIN 48 was effective for fiscal years beginning after December 15, 2006. On November 7, 2007, the FASB voted to defer FIN 48 for one year until fiscal years beginning after December 15, 2007. On October 15, 2008, the FASB voted to continue the deferral of FIN 48 for non-public companies and not-for-profits for an additional year until fiscal years beginning after December 15, 2008. As FIN 48 has not yet been adopted, The Guild (Parent Company only) is continuing to use FASB Statement No. 5, Accounting for Contingencies (FAS 5) to evaluate uncertain tax positions. The Guild is currently evaluating the impact on the financial statements of adopting FIN 48.
NOTE B - INVESTMENTS
Cost Current assets Money market accounts United States Government obligations Corporate bonds Corporate stocks Mutual funds Investment in limited partnership Hedge funds Certificate of deposit Other assets Corporate stocks Total investments $ 32,012,566 250,530 158,987 7,168,394 2,715,267 21,959,574 16,454,216 67,844 Market Value $ 32,012,566 292,555 161,441 5,341,944 1,857,873 16,562,285 12,764,477 67,844
12,122,701
~, $-92,91 0.079 $
9.033.933
78.094.918
-continued-
LOEB &TROPERuP
9. THE JEWISH GUILD FORTHE BLIND (PARENT COMPANY ONLY)

DECEMBER 31, 2008
NOTE B = INVESTMENTS (continued)

The change in total investments of $35,266,194 was a result of market losses of $29,127,995 and amounts used by operations of $6,138,199. The Guild (Parent Company only) invests in various investment securities. Investment securities, in general, are exposed to various risks such as interest rate, credit and overall market volatility risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near terra, based upon the markets' declines, and that such changes could materially affect The Guild's (Parent Company only) financial statements. 7PMorgan Chase Bank has a first priority perfected security interest in marketable securities held by Bank of America to secure their loan of $2,222,220. NOTE C - FIXED ASSETS
Estimated Useful Lives

Land Buildings and improvements Furniture and equipment Computer software Construction in progress $ 1,162,500 39,922,832 6,594,111 1,834,963 45.885 49,560,291 Less accumulated depreciation and amortization (.25.324.479) $ 24.235.812
5 - 50 years 5 - 15 years 5 years
-continued-
L L,OEB &-MPIIZLLP
NOTE D - LOANS PAYABLE

The Guild (Parent Company only) obtained a loan with a variable interest rate from JP Morgan Ch ase Bank. The interest rate at December 31, 2008 is 4.37%. The loan wi ll mature in 2012.
The balance of the loan at December 31, 2008 is $2,222,220.

An additional construction loan in the amount of $2,500,000 was obtained from JP Morgan Chase Bank on November 5, 2008. The interest rate on the loan was 2.25% and the loan was repaid in 2009.
Required principal payments on these loans are as follows:

2009 2010 2011 2012 Total $ 3,055,556 555,556 555,556 555.552 4.722.220
NOTE E - TEMPORARILY RESTRICTED NET ASSETS Temporarily restricted net assets are available for the following purposes: Guild scholar fund Educational services Purchase of equipment Research. Bressler fund projects Center for Vision Care Community education Various projects $ 5,265,722 385,577 109,913 .46,000 398,419 283,607 189,376 29.609 6.708.223
-continued-
LOEB &TROPERu.P

DECEMBER 31, 2008 '
NOTE E - TEMPORARILY RESTRICTED NET ASSETS (conti nued) Net assets were rele ased from donor restrictions by incurring expenses satisfying the restricted purposes or by occurrence of other events specified by donors. Purpose restrictions accomplished Guild scholar fund Purchase of equipment Research Bressler fund projects Center for Vision Care Community education Various projects $
346,979 15,189 66,610 291,941 145,282 255,812 71.467 1_193_280
NOTE F - PERMANENTLY RESTRICTED NET ASSETS General The Guild's (Parent Company only) endowments consist of individual donor-restticted endowment funds established to support activities of the organization. As required by GAAP, net assets associated with endowment funds are classified and reported based on the existence of donor-imposed restrictions. . Interpretation ofAelevant Law The Board of Directors of The Guild (Parent Company only) has interpreted the. Uniform Management of Institutional Funds Act (L3MIFA) as being the relevant sections of the New York State Not-for-Profit Corporations Law (N-PCL) requiring preservation of the fair value of a gift as of the gift date of donor-restricted endowment funds (historic dollar value), absent explicit donor stipulations to the contrary. As a result, and in accordance with the direction of the original donor gift instrument, The Guild (Parent Company only) classifies as permanently restricted net assets the original value of gifts donated to the permanent endowment, the original value of any subsequent gifts to the permanent endowment, and accumulations to the permanent endowment made in accordance with the direction of the applicable donor gift instrument at the time the accumulation is added to the fund. Any interest, dividends, rents, royalties or other revenue generated by donor-restricted endowment funds is used by the organization in a manner consistent with the standard of prudence required by law.
--continued-
In LOEB &TR{JPERI.I.P
12. THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008 I
NOTE F - PERMANENTLY RESTRICTED NET ASSETS (continued) Return Obiectives, Stratepies Employed and Svendingy Policy The objective of The Guild (Parent Company only) is to maintain the principal endowment funds at the original amount designated by the donor. The investment policy to achieve this objective is to invest in low-risk securities. Interest earned in relation to the endowment funds is recorded as temporarily restricted income and released from restriction upon expenditure for the program for which the endowment fund was established. Funds with DefRciencies
The Guild (Parent Company only) does not have any funds with deficiencies.
Endo wment Net Asset Composition by Type ofFund as ofDecember 31, 2008 Endowment net asset composition of $9,033,933 consists of permanently donor-restricted funds: Investment in perpetuity, the income from which is expendable to support activities of the organization Endowments requiring a portion of income to be $
8,818,301
added to original gift
215.632
9. 033.~9 3
ChanQes in Endowment Net Assets for the Year Ended December 3X 2008 Temporarily Permanently
Unrestricted
Endowment net assets, beginning of year Investment income (loss) Contributions Appropriation of $ (2,365,810) $
Restricted
765,225 (70,789)
Restricted
$ 8,958,723 210 75,000
Total
$ 9,723,948 (2,436,389) 75,000
endowment assets
for expenditure Endowment net assets, end of year 291,941 (291,941)
$_ (2.073.869)
402.495
$, 9.033.933
$ 7-362 559
-continued-
C1 LOEB &TRCJPER LLP
13. THE JEWISH GUILD FOR THE BLIND (PARENT COMPANY ONLY) NOTES TO F INANCIAL STATEMENTS DECEMBER 31, 2008
NOTE G - SPLIT-INTEREST AGREEMENTS The Guild (Parent Company only) has numerous split-interest agreements which include various charitable gift annuities. The interest rate used to determine the discount varies from 5.5% to 7.75% as of December 31, 2008. The statement of operati ons and changes in net assets and the balan ce sheet include the various split-interest agreements at fair market value as fo ll ows: Charitable Gift Annuities - Unrestricted Statement of operations and changes in net assets Contributions (net of discount) Change in value of split-interest agreements Balance sheet Investments Annuity obligations 2,294,054 1,958,786 $ 13,329 (40,861)
NOTE H - DUE FROM SUBSIDIARIES

The Guild is the Parent Company of the following separately incorporated organizations. The Guild has amounts due from (to) these organizations as follows: J.G.B. Health Facilities Corporation J.G.B. Rehabilitation Corporation J.G.B. Education Services In Touch Networks, Inc. GuildNet, Inc. J.G.B. Mental Health and Mental Retardation Services, Inc. Greater Boston Diabetes Society, Inc. . Greater Boston Guild for the Blind, Inc. $ 43,605,270 14,256,750 14,568,358 6,133,871 (4,368,982) 8,075,590 55,286 3.232.097
Total Less allowance for bad debts
85,558,240 (66.663.500 )
$ 18.894_740
In 2008, the Guild wrote off $9,000,000 against amounts due from subsidiaries.
-continued-
L LOEB SLMPERLLP
NOTE I - CONCENTRATIONS The Guild's (Parent Company only) cash accounts are in several financial institutions and at times they exceed the FDIC. insurance limits. Management believes that credit risk related to these accounts is minimal.
NOTE J- PENSION PLANS

The Guild (Parent Company only) has two pension plans in effect, The Jewish Guild for the Blind Bargaining Unit Employees' Pension. Plan and The Jewish Guild for the Blind Non-Bargaining Unit Employees' Pension Plan covering all of its eligible employees. No contributions are required from employees. The following table sets forth the plans' funded status and amounts recognized in the balance sheet under FASB 158 reporting requirements: ~ Bargaining Projected benefit obligation at December 31, 2008 Plan assets at fair value at December 31, 2008 Funded status Non-Bargaining
(18,167,426) 7.550.728
(24,288,943) 11.768.921
110.616_69R1
f12.520.022)
Weighted average assumptions as of December 31, 2008: Discount rate Expected return on plan assets Rate of compensation increase Benefit costs Employer contributions Plan participants' contributions Benefits paid Funded statu s adjustment $ 6.25% 8.50% 4.00% 2,963,306 596,118 327,549 1,485,899 $ 6.25% 8.50% 4.00% 3,216,413 6,712,532 2,924,358 3,759,175
-continued-
M LOEB &-TROPERLLP
15.

NOTE J - PENSION PLANS (continued) Item not yet recognized as a component of net periodic pension cost: Bargaining Net loss Plan Assets asset category for The Guild's (Parent Company only) pension plan asset allocations by bargaining and non-bargaining are as follows: Asset Category Cash - money market, common stock Limited partnership Hedge funds Bargaining 24% 14% 33% 29% Non-Bargaining 52% 11% 13% 24% $ 7,850,097 Non-Bargaining $ 10,072,070
adequate plan The Guild's (Parent Company only) investment po li cies are designed to ensure participants. Taking assets are available to provide future payments of pension benefits to eligible Parent Company into account the expected long-term rate of return on plan assets; The Guild ( combination of equity, debt only) formulates the investment portfoli o composed of the optimal and real estate securities.
The investment policies are as fo llows: UT) to: 65% 35% Equity Debt
actuaries and investment The expected returns on plan assets are developed in conjuncti on with investment strategy. advisors, and take into account long-term expectations for future returns and for reasonableness. Amounts are compared to historical averages
-continued-
La LOEB SLTROPERLLP
16.
NOTE J - PENSION PLANS (continued)

Cash Flows Contribution
The Guild's (Parent Company only) pension plans are on a June 30th fiscal year end. Based on The Guild's (Parent Company only) actuarial computation, The Guild (Parent Company only) contributed $7,308,650 to the pension plans in 2008. The Guild (Parent Company only) anticipates making contributions of $4,779,149 in 2009. Estimated Future Benefit Payments The following benefit payments, which reflect expected future service, are expected to be paid as follows: Year Ending December 31 2009 2010 2011 2012 2013 2014-2018 $
Bargaining .1,054,829 632,773 845,345 1,180,410 1,167,747 8,645,559
Non-Bargaining $ 3,158,325 1,901,187 1,093,591 2,616,447 2,770,968 14,639,752
NOTE K - POSTRETIREMENT MEDICAL BENEFIT PLANS

The Guild (Parent Company only) has noncontributory postretirement medical benefit plans. The Non-Bargaining Unit Plan provides a subsidy for eligible employees who were hired prior to November 1994. The Bargaining Unit Plan covers eligible employees and provides benefits in accordance with the collective bargaining agreement. The following table sets forth the two plans' combined unfunded status and amounts recognized in the balance sheet as of December 31, 2008: Benefit obligation at December 31, 2008 Fair value of plan assets at December 31, 2008 Funded status $ (3,067,833)
$_(3.067.833)
-continued-
LO]
&TR(JPER LL P
17.
THE JEWISH GUILD FOR THE BLIND (PARENT' COMPANY ONLY) NOTES TO FINANCIAL STATEMENTS
DECEMBER 31, 2008
NOTE K - POSTRETERFMENT MEDICAL BENEFIT PLANS (continued)

Weighted average assumptions as of December 31: Discount rate Expected return on plan assets Benefit costs Employer contribution. Plan participants' contributions Benefits paid 6% 6% 411,215 286,963 25,255 312,218
The expense computation assumes future cost inflation for the year ended December 31, 2008: Medical care Pharmaceuticals 7.5% 7.5%
The health care cost trend rate assumption has a significant effect on the amounts reported. To illustrate: increasing the assumed health care cost trend by 1 percentage point in each year would increase the accumulated postretirement benefit obligation as of December 31, 2008 by $102,660 and the 'aggregate of the service and interest cost components of net periodic postretirement benefit cost for the year then ended by $6,160. The Guild (Parent Company only) is expected to contribute $252,094 in 2009.
Estimated Future Benefit Payments 2009 2010 2011 2012 2013 2014-2018 $ 252,094 246,852 307,051 299,288 289,351 1,302,220
NOTE L - CONTINGENCY, The Guild (Parent Company only) is a guarantor on GBGB's loan with the Massachusetts Health and Educational Facilities Authority (MHEFA) Capital Assets Program, Pool M-1 bond offering maturing on June 15, 2031. At December 31, 2008, the balance of this loan is $513,290.
-continuedL~ LOEB
&-TROPERLLP,
NOTE M - FUNCTIONAL EXPENSES
Program services
Managed care program Rehabilitation services Other programs Supporting services Direct costs of special events Investment expenses Rental expenses Total expenses $ 23,887,753 2,823,783 2,061,786 17,618,874 286,715 854,924 398.023 $93]~858 47_
NOTE N - PAYABLE TO ESTABLISH THE IN STITUTE FOR VISION AND AGIN G AND THE GUILD RESEARCH CENTER
:On November 28, 2007, The Guild (Parent Company only) made two commitments to Fund for the Aged, Inc. totaling $5,000,000. The commitments specify that The Guild (Parent Company only) will pay $4,000,000 over a two-year period commencing December 2008 to establish the Guild Institute for Vision and Aging. In addition, The Guild (Parent Company only) will pay $1,000,000 whereby Fund for the Aged, Inc. or its affiliate will establish The Guild Research Center. The balance as of December 31, 2008 is $2,500,000. NOTE O - INSURANCE RECOVERY During 2008, the Guild (Parent Company only) settled an insurance claim for damages caused by a flood in the building.
NOTE P - RENTAL INCOME

The Guild (Parent Company only) leases space under a cancelable lease which expires in August 2012. Rental income for the year was $409,348.
-continued-
L LOEB &TROPER l.l.P
19. THE JEWISH GUILD FOR TBE BLIND (PARENT COMPANY ONLY) NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2008
NOTE Q - FAIR VALUE OF FINANCIAL INSTRUMENTS The following methods and assumptions were used by The Guild (Parent Company only) in estimating the fair value of its financial instruments: Cash - The carrying amount reported in the balance sheet approximates fair value. Investments - The carrying amount reported in the balance sheet is fair value based on quoted market prices. The fair values of the investments in limited partnerships and hedge funds are estimated based upon the current value provided by investment managers. Loans payable - The carrying amount reported in the balance sheet approximates fair value. The estimated fair values of The Guild's (Parent Company only) financial instruments are as follows: Carrying Amount Cash Investments Loans payable $ 57,703 78,094,918 4,722,220 $ Fair Value 57,703 78,094,918 4,722,220
NOTE R - SUBSEQUENT INVESTMENT INFORMATION - UNAUDITED

As of March 31, 2009, the investments, net of amounts used by operations, have decreased in value by $1,805,040.
COPY OF WITHIN PAPER RECEIVED
NOV 2 3 2009
NYS OFFICE OF THE ATTORNEY GENERAL CHARITIES BUREAU
L~ LOEB &MPER. LLP

Jewish Guild For The Blind 2008 Taxes

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Jewish Guild For The Blind 2008 Taxes

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C o - 97 ~oa

Annual Filing for Charitable Organizations

and ending ( mmrddryyyy)

u Add ress c h ange

The Jewish Guild For The Blind

15 West 65th St.

New York 'NY

a. President or Authorized b. Chief Financial Officer or

Alan R. Morse, JD, PhD

3. Annual Report Exemption Information

4. Article 7-A Schedules

Article 7-A EPTL Dual

6. Attachments - Document Attachment Check-List

Form CHAR500 (2008)

The Jewish Guild For The Blind 15 West 65th St.

Lawrence E. Goldschmidt 15 West 65th St. New York, NY 10023

Elliot J. Hagler 15 West 65th St. New York, NY 10023

Marc Solomon 15 West 65th St. New York, NY 10023

Angela Vigliarolo 15 West 65th St. New York, NY. 10023

Cathleen Wirts 15 West 65th St. New York, NY 10023

Senior VP Administration & Plarining

The Jewish Guild For The Blind 15 West 65th St.

Other States Registered: State Registration Number

CH-03132-00 00-87-02 SL002107 4656

9624 7686 - 800

Return of Organization Exempt From Income Tax

OMB No. 1545-0047

Deparlmenl of the Tuasury

B Check If applicable: OAddresa change Nme F Okdtlal

D Employer Identification number

THE JEWISH GUILD FOR THE BLIND

Briefly describe the organization's mission or most significant activities: SEE

5,533,387. 9r 21 10,035,02. .-20, -20,786.

, 678, . 44,725, . -1,299,651. 1,941, . 51,045, 225,000.

57, 5. , 3$, 775-UT . 119,568,862.

3, 0l, 51 . 40,485,226. 82,909,9017

~ -~ ~a~ 3 gna ure a o cer

PRESIDENT & CEO

LOEB & TROPER LLP

h,655 THIRD AVENUE, 12TH FLOOR NEW YORK,, NY 10017

IRS e-file Signature Authorization for an Exempt Organization

OMB No. 1645-1e76

oopar+monl or Ih Trouuy fntemal Rr+eoue SeMoe

Name of exempt organ a on

Employer Idenillica(lon number

THE JEWISH GUILD FOR THE BLIND

ALAN R. MORSE pRESIDENT& CEO

eo arat on and Signature Authorization of Officer

I authorize LOEB &'i'ROpER LLP

Enter live numbere, but do not enter all zeros

Certification and Authentication

ERO's EFIN/PIN. Enteryoursixdfg)t EFIN followed by your five-digit self-selected PIN.

LHA For Paperwork Reduction Act Notice, see Instructions.

Form 8879-EO (2008) 1

17271026 733030 JOB

45 2008.04020 THE JEWISH GUILD FOR THE BL JGB

Form 990 (2008)

rogram Serv Briefly describe the organization's mission:

SEE SCHEDULE 0 FOR CONTINUATION(S)

18521027 733030 JGB

Form 990 (2008)

THE JEWISH GUILD FOR THE BLIND

Checklist of Required Schedules

~ -~ ~a~ 3 gna ure a o cer