DETAILS OF RATES OF INTEREST CHARGED BY NABARD ON ITS PRODUCTS S.No. 1 a. b. c. d. e.

Particulars Short term refinance assistance: State Cooperative Banks for financing crop loans RRBs for financing crop loans DCCBs directly financing for crop loans Commercial Banks./RRBs in respect of their finance to PACS towards crop loans i. State Coop. Banks for financing State Handloom Development Corporations, Primary Weavers' Coop. Societies for production and marketing activities ii. State Coop. Banks for financing Apex/regional Weavers' Coop. Societies for procurement and marketing operations and for trading in yarn Commercial Banks for financing Primary Weavers' Coop. Societies, State Handloom Development Corporations for production and marketing activities RRBs for financing marketing of crops, pisciculture and certain approved purposes other than crop loans Direct refinance to DCCBs
{Crop loans against banks' crop loans more than Rs. 3 lakh to each beneficiary, other short term loans relating to marketing of crops, distribution of inputs, production and marketing activities of artisans, SSIs, etc.

Rate of interest (%)

4.00 4.50 4.50 4.50 10.00

10.00

f.

10.00

g. h.

10.00 10.00 (minimum)

i.

SCBs/RRBs - Conversion of Short Term- crop loans into Medium Term loans (3% less than the interest rate charged by banks to ultimate
beneficiaries(subject to minimum interest rate at 7.25%)

7.25

2 a.

Long term refinance assistance: Commercial Banks (other areas) Commercial Banks (loans provided in North Eastern Region) RRBs SCBs/UCBs/NEDFI SCARDBs ADFC / NABFINS NBFCs (other areas) NBFCs (loans provided in North Eastern Region) 10.00 10.00 10.00 9.00 11.25 10.00 7.50 10.50 (minimum) 10.00

b.

c.

Financing agrl. Investments in Eastern Region for select purposes Concessional Refinance Support to commercial banks, RRBs, Coops. (Assam, West Bengal, Orissa, Bihar, Jharkhand, Eastern Uttar Pradesh and Chattisgarh) Refinance to Banks on loans to MFIs for onlending to clients will be at 3% less than the interest rate charged by banks subject to a minimum interest rate as indicated below: i. Commercial Banks Other than NER and Sikkim For loans provided in North Eastern Region & Sikkim ii. RRBs (all regions)

10.50 10.00 10.00 Interest rate to align with that of cofinancing partner minimum interest : 10.00

d.

Financing projects alongwith other banks(cofinance)

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3 a.

Direct financial assistance: For Rural Infrastructure: Under Rural Infrastructure Development Fund(RIDF) : I. To State Govts. for various activities under agricultrure, social sector, rural connectivity ii. Warehousing: Loan to State Govts. and State/Central Govt.- owned/assisted entities: Tenure of loan upto 7 years Tenure of loan : > 7 years upto 12 years 6.50

6.50 6.50 + addl. Cost extended tenure 10.50 (minimum) 10.00 (minimum) 9.00

for

NABARD Infrastructure Development Assistance Long Term loans to Central/ State Govt. owned Corporations for creating infrastructure

b. c.

Direct loans to Producer Organisations for production, aggregation, marketing, etc., of agriculture produce Natural Resource Management: Umbrella Programme for Natural Resources Management - loan to Channel Partners(CPs) (for onlending) - Loan to Channel Parners(CPs) (direct implementation) - Loan to corporate Bodies

10.00 12.00

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