Overview:ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.

34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,752 branches and 8,003 ATMs in India, and has a presence in 19 countries, including India. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and nonlife insurance, venture capital and asset management. The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Qatar and Dubai International Finance Centre and representative offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand, Malaysia and Indonesia. Our UK subsidiary has established branches in Belgium and Germany. ICICI Bank's equity shares are listed in India on Bombay Stock Exchange and the National Stock Exchange of India Limited and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE) MERGER OF ICICI WITH ICICI BANK ICICI Bank and ICICI, along with other ICICI group companies, were operating as a virtual universal bank, offering a wide range of financial products and services. The merger of ICICIand two of its subsidiaries with ICICI Bank has combined two organizations withcomplementary strengths and products and similar processes and operating architecture. The merger has combined the large capital base of ICICI with the strong deposit raisingcapability of ICICI Bank,giving ICICI Bank improved ability to increase its market share inbanking fees and commissions, while lowering the overall cost of funding through access tolower-cost retail deposits. ICICI Bank would now be able to fully leverage the strong corporate relationships that ICICI has built, seamlessly providing the whole range of financial products and services to corporate clients. The merger has also resulted in the integration of the retail finance operations of ICICI, and its two merging subsidiaries, and ICICI Bank into one entity, creating an optimal structure for the retail business and allowing the full range of asset and liability products to be offered to all retail customers. The share exchange ratio approved for the merger was one fully paid-up equity share of ICICI Bank for two fully paidup equity shares of ICICI. This was determined on the basis of a comprehensive valuation process incorporating international best practices, carried out by two separate financial advisors and an independent accounting firm. The equity shares of ICICI Bank held by ICICI have not been cancelled in the merger. In accordance with the provisions of the Scheme of Amalgamation, these shares have been transferred to a Trust to be divested by appropriate placement. The proceeds of such divestment would accrue to the merged entity. With the merger taking effect, the paid-up share capital of the Bank has increased to Rs. 6.13 billion, comprising 613 million shares of Rs.10 each. The merger process was complex and posed significant challenges. The merger of a financial institution with a commercial bank to create the countrys first universal bank had significant implications for the entire financial system. It therefore involved extensive dialogue with the Government and Reserve Bank of India. The merger also posed the challenge of compliance with regulatory norms applicable to banks in respect of ICICIs assets and liabilities, particularly

Business Overview

the reserve requirements. This required resources of about Rs. 210.00 billion to be raised inless than six months for investment in Government securities and cash reserves, in addition to normal resource mobilization for ongoing business requirements. We leveraged our strong retail franchise, including the distribution network acquired in the merger of the erstwhile Bank of Madura Limited with ICICI Bank in fiscal 2001, to grow our retail deposit base. We also achieved significant success in securitizing loans and developing a market for securitized debt in India. We also adopted proactive strategies to minimize the duration of our Government securities portfolio, in order to mitigate the interest-rate risk arising from the acquisition of a portfolio of about Rs. 180.00 billion in five months. As both ICICI and ICICI Bank were listed in Indian and US markets, effective communication to a wide range of investors was a critical part of the merger process. It was equally important to communicate the rationale for the merger to international and domestic institutional lenders and to rating agencies. The merger process was required to satisfy legal and regulatory procedures in India as well as to comply with United States Securities and Exchange Commission requirements under US securities laws.The merger of Indias largest financial institution with its largest private sector bank also involved significant accounting complexities. In accordance with best practices in accounting, the merger has been accounted for under the purchase method of accounting under Indian GAAP. Consequently, ICICIs assets have been fair-valued for their incorporation in the books of accounts. The fair value of ICICIs loan portfolio was determined by an independent valuer, while ICICIs equity and related investment portfolio was fairvalued by determining its mark to- market value. The total additional provisions & write-offs required to reflect the fair values of ICICIs assets determined at Rs. 37.80 billion have de-risked the loan and investment portfolio and created a significant cushion in the balance sheet, while maintaining healthy levels of capital adequacy. The merger was approved by the shareholders of both companies in January 2002, by the High Court of Gujarat at Ahmedabad in March 2002, and by the High Court of Judicature at Mumbai and the Reserve Bank of India (RBI) in April 2002. The challenge of mobilization of resources for compliance with statutory reserve requirements applicable to banks, on ICICIs outstanding liabilities on merger, was met successfully within the target date of March 30, 2002. While the merger became effective on May 3, 2002, in accordance with the provisionsof the Scheme of Amalgamation and the terms of approval of RBI, the Appointed Date forthe merger was March 30, 2002. ORGANIZATION STRUCTURE We believe that the structure of an organization needs to be dynamic, constantly evolving and responsive to changes both in the external and internal environments. Our organizational structure is designed to support our business goals, and is flexible while at the same time ensuring effective control and supervision and consistency in standards across business groups. The organization structure is divided into five principal groups Retail Banking,Wholesale Banking, Project Finance & Special Assets Management, International Businessand Corporate Centre. The Retail Banking Group comprises ICICI Banks retail assets business including variousretail credit products, retail liabilities (including our own deposit accounts as well as distribution of third part liability products) and rural microbanking. The Wholesale Banking Group comprises ICICI Banks corporate banking business includingcredit products and banking services, with separate dedicated groups for large corporates,Government and public sector entities and emerging corporates. Treasury, structured finance and credit portfolio management also form part of this group.

ICICI BANK
Retail Banking Wholesale Banking Project Finance & Special Assets Management

 International Business Corporate Centre

The Project Finance Group comprises our project finance operations for infrastructure, oil & gas, manufacturing and shipping sectors. The Special Assets Management Group is responsible for large non-performing loans and accounts under watch.The International Business Group is responsible for ICICI Banks international operations as well as coordinating the international strategies and alliances of its subsidiaries and affiliates.The Corporate Centre comprises all shared services and corporate functions, including finance and secretarial, investor relations, risk management, legal, human resources and corporate branding and communications.

Board of directors:-.
Mr. K. V. Kamath, Chairman, ICICI Bank Limited

Mr. K. V. Kamath Chairman, ICICI Bank Limited

Mr. K. Vaman Kamath is the non-executive Chairman of the Board of Directors of ICICI Bank Limited, India's second largest bank.

Mr. Sridar Iyengar, ICICI Bank Limited

Mr. Sridar Iyengar Director, ICICI Bank Limited

Dr. Swati Piramal, ICICI Bank Limited

Dr. Swati Piramal Director, ICICI Bank Limited

Mr. Homi R. Khusrokhan, ICICI Bank Limited

Mr. Homi R. Khusrokhan

Director, ICICI Bank Limited

Mr. Arvind Kumar, ICICI Bank Limited

Mr. Arvind Kumar Director, ICICI Bank Limited

Mr. M. S. Ramachandran, ICICI Bank Limited

Mr. M. S. Ramachandran Director, ICICI Bank Limited

Dr. Tushaar Shah, ICICI Bank Limited

Dr. Tushaar Shah

Director, ICICI Bank Limited

Mr. V. Sridar, ICICI Bank Limited

Mr. V. Sridar Director, ICICI Bank Limited

Directors profile:Ms. Chanda Kochhar, Managing Director and Chief Executive Officer

Ms. Chanda Kochhar Managing Director and Chief Executive Officer, ICICI Bank Limited

Mr. N. S. Kannan, Executive Director & CFO

Mr. N. S. Kannan

Executive Director & CFO, ICICI Bank Limited

Mr. K. Ramkumar, Executive Director, ICICI Bank Limited

Mr. K. Ramkumar Executive Director, ICICI Bank Limited

Mr. Rajiv Sabharwal, Executive Director, ICICI Bank Limited

Mr. Rajiv Sabharwal Executive Director, ICICI Bank Limited

Hrp:Mr. K. Ramkumar, Executive Director, ICICI Bank Limited

Mr. K. Ramkumar Executive Director, ICICI Bank Limited

Mr. K. Ramkumar, Executive Director on the Board of ICICI Bank is responsible for Human Resources, Customer Service&Operations. Mr. Ramkumar has completed his Post Graduate Diploma in Personnel Management from Madras School of Social Workin1984andBScChemistryin1982. Prior to joining ICICI Bank in 2001, Mr. Ramkumar had over 16 years of experience in companies such as Hindustan Aeronautics, Brookebond Lipton India Limited (now Hindustan Unilever Limited) and ICI India Ltd. His work in these companies has mainly been in the areas of Human Resources Management and Manufacturing. At ICICI Bank Mr. Ramkumar has been responsible for Human Resource function, initially for the Bank and then for allthecompaniesintheICICIGroup. He has worked extensively in the areas of recruitment, competency design, succession management, learning and development and Leadership Development. Under his guidance, ICICI Bank has implemented cutting edge practices and methodologies in the domain of leadership development, learning, creation and use of psychometric tools. Mr. Ramkumar also has extensive experience in the areas of process design and quality management to create scale and efficiency. At ICICI Bank, he has driven cost productivity across the organisation through work methodisation & normingandprocess&structureoptimisation. He has joined the Board of Directors with effect from February 1, 2009.

HUMAN RESOURCES ICICI Bank views its human capital as a key source of competitive advantage. Consequentlythe development and management of human capital is an essential element of our strategy and a key management activity. Human resources management in fiscal 2002 focused on smooth integration of the employees and human resource management systems in the context of the merger, as well as on continuous improvement of recruitment, training and performance management processes. The process of integration involved defining the organizational structure of the merged entity, people placement in various positions across the business and corporate groups, and integration of the grade and remuneration structure for the employees of the four entities. The organizational structure was announced in February 2002 and became effective on May 3, 2002. The people placement process was based on appropriate competency profiling tools and matching employee profiles to job specifications. The grade integration process has also been succesfully completed, using job evaluation techniques. While ICICI Bank is Indias secondlargest bank, it had just over 7,700 employees at March 31, 2002, demonstrating our unique technology-driven, productivity-focused business model.The recruitment process has been streamlined and a uniform recruitment policy

and process implemented across the merged organization. Robust ability-testing and competency-profiling tools are being used to strengthen the campus recruitment process and match the profiles of employees to the needs of the organization. ICICI Bank continues to be a preferred employer at leading business schools and higher education institutions across the country, offering a wide range of career opportunities across the entire spectrum of financial services. In addition to campus recruitment, ICICI Bank also undertakes lateral recruitment to bring new skills, competencies and experience into the organization and meet the requirements of rapidly growing businesses. A Six Sigma initiative has been undertaken for the lateral recruitment process to improve capabilities in this area. ICICI Bank encourages crossfunctional movement, enriching employees knowledge and experience and giving them a holistic view of the organization while ensuring that thebank leverages its human capital optimally. The rapidly changing business environment and the constant challenges it poses to organizations and businesses make it imperative to continuously enhance knowledge and skill sets across the organization. ICICI Bank believes that building a learning organization is critical for being competitive in products and services and meeting customer expectations. ICICI Bank has built strong capabilities in training and development to build competencies. Training on products and operations is imparted through web-based training modules. Special programmes on functional training and leadership development to build knowledge as well as management ability are conducted at a dedicated training facility. ICICI Bank also draws from the best available training programmes and faculty, both international and domestic, to meet its training and development needs and build globally benchmarked skills and capabilities. ICICI Bank seeks to build in all its employees a total commitment towards exceptional standards of performance and productivity, adaptability to changing organizational needs and the demands of the business environment and a willingness to learn and acquire new capabilities. ICICI Bank believes in defining clear performance parameters for employees and empowering them to achieve their goals. This has helped to create a culture of high performance across the organization. ICICI Bank also has a structured process of identifyingand developing leadership potential.The focus on human resources management as a key organizational activity has resulted in the creation of an exceptional pool of talent, a performance-oriented organizational culture and has imparted agility and flexibility to the organization, enabling it to capitalize on opportunities and deliver value to its stakeholders. ORGANIZATIONAL EXCELLENCE ICICI Bank recognizes the importance of organizational excellence in its business. Developing and deploying worldclass skills in a variety of areas such as technology, financial engineering,transaction processing and portfolio management, credit evaluation, customer segmentation and product design, and building and maintaining deep and enduring relationships of trust with our retail and wholesale customers are essential elements of our strategy. Different businesses across the ICICI group have over the past few months used successfully the Six Sigma methodology to focus on customer satisfaction and enhanced efficiency in operations. Application of Six Sigma techniques in regional processing centres, branch layout and design, and the home finance and demat services businesses have reduced turnaround time and significantly improved operational efficiency. In recognition of the critical importance of excellence in internal processes and delivery to customers, we have set up an Organizational Excellence Group headed by a Senior General Manager reporting to the Managing Director &CEO. This group will be responsible for institutionalization of quality initiatives, including Six Sigma, and for building the skills necessary for implementing and accelerating quality initiatives, reporting to the management the progress and value generated from these initiatives and replicating the successes across ICICI Bank as well as group companies.

HUMAN RESOURCES DEVELOPMENT The achievement of an organisation is the result of the combined efforts of each and every employee. All individuals want to do a good job, and if they are provided with the proper environment, they will do so. People rarely succeed at anything unless they enjoy doing it. The Bank has always viewed Human Resource (HR) Development as a critical activity, as it plays a very important role in culture building and gives an impetus to the effort put in achieving business goals more efficiently. A seminar was conducted in January 1999 which enabled the Bank to establish clearly the link between business strategy and human resource strategy. Accordingly, different kinds of mindsets were worked out to ascertain the requirements in the staff in the three main lines of business corporate banking, retail banking and treasury operations. A new organisational structure effective April 1, 1999 was implemented successfully with the change agent role played by the HR Department. Three different job profiles viz., customer service and cross selling of products, back office operations and marketing and sales emerged after the new organisational structure was put in place.

The recruitment process has been fine tuned through specially devised processes that identify an individuals degree of customer orientation the principal trait needed in the banking business. New recruits have been provided training in skill upgradation and team building and development of an appropriate mindset for better conduct of banking business. Training programs of shorter duration were designed for the existing staff, with specific focus on product information, customer service, cross selling of products and operational excellence. The promotion process has been designed on the principles of openness and transparency. Career progression is based on performance of employees being above an acceptable level with emphasise on those with high business drive and potential. These exercises are carried out by the Career Development Centre, which offers a comprehensive competency building programme. This process has been followed for the last 5 years and has been perceived as being fair and credible by the employees. A high level of performance is rewarded by a system of performance bonus. The ratio of variable bonus to fixed salary is fairly high to attract and retain the best talent in the Bank. Further, to ensure that the Bank does not lose high performers and to increase the motivation levels and instill a feeling of ownership, the Bank has introduced an Employee Stock Option Scheme (the Scheme). The first grant of stock options under the Scheme was made during the year. The total number of staff of the Bank increased from 891 as on March 31, 1999 to 1,344 as on March 31, 2000. On an average, an employee received 37 hours of training during the year. The Bank conducted 34 internal and 67 external training programmes involving 658 and 198 employees respectively. Further, 22 employees were a part of overseas training programmes. Managements Discussion and Analysis1999-2000 Sixth Annual Report 22 These proactive HR policies have helped the Bank to obtain higher contributions from its employees as well as achieve its business goals. The Bank has constantly strived to make the working conditions comfortable for its employees. It is, however, recognised that HR policies need to be fine-tuned regularly to ensure alignment with global best practices.

Selection process:-

At ICICI Bank, the selection process aims at getting applicants who are likely to succeed at various roles in the Bank. The endeavour is to select people who have a high service orientation, are passionate about their career goals, and who display integrity and ethics in all engagements.

Depending on the level of recruitment, the selection process consists of following combinations:
Aptitude Tests Group Discussion Psychometric Profiling Personal Interview Aptitude Tests: Designed for entry level jobs in the Bank, the aptitude test aims to assess basic aptitude of applicants including Numerical, Verbal comprehension, logical reasoning and basic checking abilities. Group Discussion: Based on case studies, the group discussions are mainly conducted to judge applicants on their analytical thinking, approach to hypothetical business situations and the ability to break down complex problems to arrive at simple solutions. Psychometric Profiling: A questionnaire - based psychometric tool that assesses the typical or preferred behaviour of individuals in work settings. Applicants are required to complete the questionnaire before they appear for the interview. This tool gives us a better understanding of the applicant and is not used for elimination of applicants. Personal Interview: All applicants are expected to go through the interview round, which is the final step in the selection process.

Career Counselling
Ever had a question about what to do after your 12th? where to go after your college? how to land that job of your dreams? Find your answers right here. Meet Our Expert. Jayanti Ghose is a Career & Education Consultant. Her research in the area of career counselling and guidance spans almost two decades. She is the most widely read career counsellor through her regular weekly columns in the top prominent dailies published from Mumbai, Delhi, Kolkata, Ahmedabad, Pune, Patna, Lucknow, Bhopal, Chandigarh, and many other cities across the country, a fortnightly column in Economic Times and contributions to corporate journals as also related content in the innumerable educational portals on the Internet. From 1985 through 1990, she pioneered the concept of career counselling in the premier schools and colleges all over India. In the 90's, she popularized career writing in the print media. She is also actively involved in personal and group counselling. Her ongoing research and intuitive understanding of the subject of education and careers has enabled her to help thousands of students and mid-career professionals in their search for the best career opportunities. As one of the most prolific writers on careers, she has to her credit books titled The UBS Career Guide (1996), How to Plan Your Career (1997), The UBS Encyclopedia of Careers (2000), A Handbook of Jobs and Careers (2003) and The HarperCollins Encyclopedia of Careers(2003). Her books and articles have been translated into various regional languages, namely, Hindi, Marathi and Urdu. Jayanti Ghose is a resident of Mumbai. She holds an Honours degree in Economics and a degree in education.

Leadership programmes:-

Stipend and Fee Structure

Course Fees:
To pursue the Post Graduate Certificate in Securities Markets, the interested participants will have to invest 2.52 Lacs*, which would be provided by ICICI Bank as a subsidized loan at an interest rate of 2.5% p.a. [Service Tax on the loan amount will be paid by the participants]. Participants also have option of hostel facility. For participants who wish to take hostel facility participants will have to invest at an interest rate of 2.5% p.a. 2.88 Lacs*. which would be provided by ICICI Bank as a subsidized loan

The participants would have to pay for the refreshments and any other incidentals on actuals on a monthly basis to the Institute.

Discontinuation from the PGCSM Programme:

In the event of a participant's discontinuation from the PGCSM Programme for whatever reason whether voluntary or otherwise, ICICI Bank would be entitled to forthwith recover the entire loan of or 2.52 Lacs* 2.88 Lacs* as applicable, along with interest at the rate of 15% p.a [plus service tax as chargeable]

from the date of disbursal till the date of discontinuation, and thereafter interest at the rate of 24% p.a till repayment of the Loan in full.

EMIs on the subsidized loan :

The EMIs for the loan would start once the participant has joined the Bank. There would be no recovery of EMIs or interest during the initial programme period of 1 year. The EMIs are spread over a period of 36 months from the start date of employment with ICICI Bank and will attract a rate of interest of 2.5 % p.a. to ensure that there is minimal impact in the monthly earnings. The EMI will be approximately 8000* per month.

d:
During the 9 months classroom-training period the participants will be paid a stipend of month, to cover the incidental expenses. During the 3 months internship phase with ICICI Bank, the participants will be paid a stipend of 50,000 10,000 per

Placement at ICICI Bank

On successful completion of the course participants will be absorbed at ICICI Bank as a Manager Band I (or in group companies at the equivalent grade). Higher grade may be offered based on the quality of prior work experience. The starting remuneration on Cost to Company basis for participants will be in the range of and above [per annum]. On successful completion of the PGCSM Programme, the participant will be required to work for ICICI Bank or its Group Companies for a minimum period of 3 years. If for any reason the participant choose to leave the services of ICICI Bank within 3 years of joining, he /she will be required to reimburse 10 lacs, towards cost of education and stipends paid and the opportunity lost for the organization. Please note that if he/ she leaves the service of ICICI Bank before repayment of the loan, interest will need to be paid as applicable and described above (in the course fees section). For the purpose of grant of subsidized loan, academic certificates of such participants will be retained by ICICI Bank for the period of loan, as a security. 12.5 lacs

Selection Process
Participants will be shortlisted on merit and will be invited for the selection process. Shortlisted. participants will have to go through the below mentioned selection stages: Entrance test -The entrance test aims at measuring the aptitude of the participants through verbal ability, numerical ability and Click here , for the sample questionnaire. logical reasoning.

Group discussion stage- Participants clearing the aptitude test will be invited for case based group discussion. The group discussions are mainly conducted to judge participants on their analytical thinking, approach adapted to business situations and the ability to break down complex problems to arrive at solutions. Psychometric Profiling / Personal Interview - Applicant clearing GD stage will be eligible for the Personal Interview Stage. Psychometric Profiling - This is a questionnaire based psychometric tool that indicates the typical or preferred behaviour of individuals in work settings. Participants are required to complete the questionnaire before they appear for the interview. This profiler gives us a better understanding of preferred behaviour of the participant and is not used for elimination of participants.

Personal Interview - Shortlisted applicants will go through the personal interview round. This is the final step in the selection process. Commencement of Programme and Batch schedule. The Second batch of this programme will be commencing in June 2012. "Admissions will also be subject to fulfilling eligibility norms and other criteria of National Institute of Securities Markets".

MBA (Finance & Banking) Programme Structure

ICICI Business Leadership Programme is an initiative by ICICI Bank in partnership with NIIT University to deliver Master of Business Administration (MBA - Finance & Banking) programme with specialisation in finance and banking. It aims to provide opportunities to professionals, who demonstrate an aptitude for the banking industry, to get identified and nurtured as future business leaders. It provides a career leap to business leadership positions and an opportunity to serve corporate India. The unique design of the programme focuses on providing high degree of industry exposure, by academic and functional experts from the financial domian and banking industry. The programme has a desired blend, wherein students will undergo six months module of industry linked internship at ICICI Bank twice during the 2 year course duration.

The course structure will be as follows :

1 . Term 1 & 2- Classroom programme at Neemrana Campus ( Rajasthan ).

2 . 3 .

Term 3 & 4 - Internship at ICICI Bank. Term 5 & 6- On campus classroom programme in the area of specialization.

Term 7 & 8- Internship in the area of specialization. 4 . Each term comprises of 3 months duration. Students joining will be trained in the areas depending on their electives including Corporate Banking, Risk Management and Information Technology. During the internship the weekly schedule will consist of the students undertaking on-the-job training for 5 days. The 6th day will be reserved for classroom engagement with the assigned faculty. On successful completion of the MBA (Finance & Banking) Programme students will be absorbed at ICICI Bank as Manager-II grade or above based on duration of prior work experience. The starting remuneration on Cost to Company basis for these students will be in the range of lacs and above [per annum]. 15

Fee and Stipend

To pursue the ICICI Business Leadership Programme (MBA - Finance & Banking Programme), the interested students will have to invest loan at an interest rate of 2.5% p.a. The EMIs for the loan would start once you have joined the bank. There would be no recovery of EMIs or interest during the initial programme period of 2 years. The EMIs are spread over a period of 60 months from the start date of employment with ICICI Bank and will attract a rate of interest of 2.5 % p.a. to ensure that there is minimal impact in the monthly earnings. The EMI will be approximately Despite the 4.5 lacs being paid by the students, it is a benefit for him since: 9,000 per month. 4.5 lacs which would be provided by ICICI Bank as a subsidized

The loan is being extended by ICICI Bank at subsidized interest rate of 2.5 % p.a. No EMIs/Interest will be recovered during the programme period. During programme period of 2 years students would be paid stipend/scholarship ( 10,000/- (per month) during class room programme phase & 50,000/- (per month) during Internship phase.)

The EMI/Interest recovery starts only from the 1st salary drawn on joining the bank after completion of the programme & internship. The salary at the grade that you would be joining (Manager Band II) has been adequately increased to cater for the payment of loan EMI of approximately 9,000 per month.

Stipend :

During the classroom training period the students will be paid a stipend of incidental expenses.

10,000 per month to cover the

Eligibility Criteria
Working professionals who are CAs / Engineers / Graduates in any discipline(s). Academic qualifications - Graduates from engineering, IT, finance, economics, law, commerce, statistics etc / Chartered Accountants / Professionals with varied work experience (including shop floor professionals). Professional experience - Preferable work experience in industries like manufacturing [pharmaceuticals, steel, oil, gas and petroleum, etc.], infrastructure, aviation, software, power, telecom and finance. Minimum 60 % in Graduation / 12th / 10th. Work Experience after graduation- Minimum of 3 Years (Full time experience). Age - Applicants should not exceed 30 years of age (as on 15th April, 2012). During the internship phase with ICICI Bank, the students will be paid a stipend of cover the expenses incurred. 50,000 per month to

Placement at ICICI Bank

On successful completion of the course students will be absorbed at ICICI Bank as Manager-II grade or above based on duration of prior work experience. The starting remuneration on Cost to Company basis for students will be in the range of 15 lacs and above [per annum]. The students who participate in this programme will need to sign a 20 lacs bond with ICICI Bank. Post

successful completion of the course, the students will be required to work for ICICI Bank for a minimum period of 3 years. If any student thereafter chooses to leave the services of the Bank within 3 years of joining, he would be required to reimburse for the organization. For the purpose of grant of subsidized loan, academic certificates of such students will be retained by ICICI Bank for the period of loan as a security. 20 lacs, towards cost of education and stipends paid and the opportunity lost

Selection Process
Applicants will be shortlisted on merit and will be invited for the selection process. Shortlisted applicants will have go through the below mentioned selection stages : Entrance test - The entrance test aims at measuring the aptitude of the applicants through verbal ability, numerical ability and logical reasoning. Group discussion stage- Applicants clearing the aptitude test will be invited for group discussion. Based on case studies, the group discussions are mainly conducted to judge applicants on their

analytical thinking, approach adapted to hypothetical business situations and the ability to break down complex problems to arrive at simple solutions. Psychometric Profiling / Personal Interview - Applicant clearing GD stage will be eligible for the Personal Interview Stage. Psychometric Profiling - This is a questionnaire based psychometric tool that assesses the typical or preferred behaviour of individuals in work settings. Applicants are required to complete the questionnaire before they appear for the interview. This tool gives us a better understanding of preferred behaviour of the applicant and is not used for elimination of applicants. Personal Interview - Shortlisted applicants will go through the personal interview round. This is the final step in the selection process. Commencement of Programme and Batch schedule. The programme will commence in April 2012. Admissions will also be subject to fulfilling eligibility norms and other criteria of NIIT University.

General Probationary Officer Recruitment

Probationary Officer Recruitment is an initiative of ICICI Bank to attract bright graduate to pursue a career in banking. It is designed to develop specialists with banking knowledge and skills to partially fulfill the futureneedoftrainedbankers. It is one year full time residential training programme, conducted at ICICI Manipal Academy campus, Bangalore. Applicants joining the probationary officer training will be enrolled for MBA in Banking and Finance with Manipal University. Since its inception in 2007 more than 10000 students have joined the training.

Salient Features of PO Training:

The training has blended curriculum with classroom, e-learning and internship. The training imparts knowledge and skills in core banking, one specialized area in Banking, etiquette & grooming and language skills. The classroom sessions (9 months, trimester pattern) is conducted at the ICICI Manipal Academy and internship (3 months ) at any ICICI Bank branch or office (within India). The academy campus is equipped with the best educational infrastructure like air-conditioned classrooms, video conferencing rooms, auditorium, well stocked library, furnished hostel accomodation with food facility, recreation and sports facilities, etc. The residential nature of the programme ensures that the POs imbibe the culture and values of ICICI Group. aca The Probationary Officers (POs) are paid stipend for first 9 months to meet the out of pocket expenses and higher stipend during internship. The POs will get assured employment with ICICI Bank on successful completion of the PO Programme. Applicants joining the Probationary Officer training will be enrolled for MBA in Banking and Finance. It is a UGC approved programme of Manipal University. MBA (Banking & Finance) course duration is of 30 months (2 years) with the maximum period permissable for completion being 60 months. MBA (Banking & Finance) program consists of two phases: First Phase: Comprising of 12 months of On-campus training (9 months of classroom training & 3 months of internship in ICICI Bank). Second Phase [Optional] : Comprising of 18 months of Online Training (3 Semesters) are designed to provide managerial skills to the students on joining the Bank after training in a working and business environment .