Sadg

MIS

Assignment # 1

Submitted To: Prof. Muhammad Ali

Submitted By: Group Members

Muhammad Afzal Maria Atique Sawana Khan Farhan Ali Khan

L1F09MBAM2009 L1F10MBAM0161 L1F10MBAM2146 L1F10MBAM2146

THE EXORDIUM
Nothing is deserving worship Almighty Allah, the most Merciful, Compassionate and Gracious. All praises for Him because He is the creator of this mysterious universe and guides us through the Holy Prophet Mohammed (Peace Be Upon Him) and the Holy Quran to explore it. We supplicate that Allah grant us serenity to accept the things we cannot change, courage to change that we can, and wisdom to differentiate.

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ACKNOWLEDGEMENT
All the praise is for Almighty Allah Who gave us the strength, mental and physical capabilities to accomplish this Project.

We would love to express our gratitude and sincere appreciation to Prof. Basharatullah Malik for his encouragement, constructive teaching approach and maintaining a healthy and competitive atmosphere in the class that helped us to embrace this formidable challenge.

We would like to extend our thanks to everybody who helped us to make this Project a brilliant success.

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Allied Bank is amongst the leading commercial banks in the country and has always played a pioneering role in introducing innovative, technology-based banking services. The role played by its human resources is highly valued, both in terms of their skills and dedication in implementing unique banking services.

About Allied Bank

Allied Bank Limited was the first bank to be established in Pakistan. It started out in Lahore by the name Australasia Bank before independence in 1942; was renamed Allied Bank of Pakistan Limited in 1974 and then Allied Bank Limited in 2005. In August 2004, because of capital reconstruction, the Banks ownership was transferred to a consortium comprising Ibrahim Leasing Limited and Ibrahim Group. Today, with its existence of over 60 years, the Bank has built itself a foundation with a strong equity, assets and deposit base. It offers universal banking services, while placing major emphasis on retail banking. The Bank also has the largest network of over 800 online branches in Pakistan and offers various technology-based products and services to its diverse clientele

Allied Bank Limited operates by the following Vision, Mission & Values:

Vision To become a dynamic and efficient bank providing integrated solutions in order to be the first choice bank for the customers. Mission To provide value added services to our customers To provide high tech innovative solutions to meet customers' requirements To create sustainable value through growth, efficiency and diversity for all stakeholders To provide a challenging work environment and reward dedicated team members according to their abilities and performance
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To play a proactive role in contributing towards the society

Core Values Integrity Excellence in Service High Performance Innovation and Growth

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Consumer

In line with the Banks aim to provide a host of products and services to its customers, substantial ground work has been done to establish a strong consumer banking business. Furthermore, to achieve this objective, professionals from across the industry have been recruited into areas of product development, sales, credit policy, research, consumer analytics, call centers and service quality departments

The consumer portfolio, comprising the debit card, credit cards, auto loans, personal loans and mortgages will be established phase by phase. However, we are confident that our strengths, together with our largest network of online branches, a superior technology platform and a big customer base, will take the Banks profitability to new heights. Commercial & Retail Banking Group (CRBG) The Commercial & Retail Banking Group is the core business arm of the bank generating a major share in income. It caters to the needs of the customers from almost every segment of life including Individuals like salaried persons, students, senior citizens, house wives and Businesses from small shops and cottage industries to middle / large size organized businesses. CRBG offers full range of Deposit and Advances products from general to specific & tailormade solutions to meet the customer needs. This includes various deposit products, Commercial & SME Loans, Agriculture Loan, Trade Facilities, Bancassurance, online banking including instant transfer of funds within the entire banking network. The Group is driven by the ambition to continue contributing as the leading Business, serving our 2.5 million longstanding customers with candid and reliable banking services. The Commercial & Retail Banking group is organized under four geographical territories consisting of 28 regions and over 800 branches (100% online) spread across the country for providing quality banking services to the customers. CRBG has always been focusing to establish Allied Bank as market leader by proactively identifying needs of its customers and satisfying those needs in true spirit. Accordingly innovative and unique business products were offered from the platform of CRBG including Allied Advance Profit Scheme, Allied Business Account, Allied Business Finance and Agriculture Finance Products & Bancassurance products which significantly contributed to our customer convenience. As a matter of fact Allied Advance Profit Scheme was first of its kind in the banking history of Pakistan. In terms of commercial assets, focus was laid on various sectors of economy and large number of customers were brought to the fold of the bank from different sectors, such as, Rice, Cotton, Pesticide, Wheat, traders and exporters.
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CRBG at ABL continued with its commitment to facilitate existing customers and expanding its reach with a comprehensive plan for branches & ATM network expansion.

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MISSION STATEMENT

VISION STATEMENT

We like to dedicate this project to all business students who want to become great business professionals and want to be on the height of the BUSINESS WORLD . We hope that they would be satisfied from our task and that would help them in their future life.

We at this point shall not forget the fruitful efforts of our teacher Prof. Basharatullah Malik without whom we would have been unable to accomplish this.

At the End, We again thanks to our Respected Teacher Prof. Basharatullah Malik for his efforts and hard work throughout the semester. Due to his hard work, we are able to complete this project.
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Thank You

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