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| Table of Contents
The National Insurance Institute Insurance tor New Immigrants Old-Age Pensions 5 6
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Survivors Insurance
Aid To I\/Iothers Child Allowances The Alimony Act Reserve Duty Unemployment Insurance Income Support Disability Insurance Disabled New Immigrants Work Iniury Insurance Accident Insurance Insurance tor Victims ot
Hostile Actions
Contacting the National Insurance Institute
I 3
I
Introduction - the National Insurance
I Institute
The National Insurance Institute (Nil), known in Hebrew as Ha/\/Iosad LeBituach Leumi, is the government body responsible for social
security. It dispenses various insurance benefits and collects insurance premiums.
Its main purposes are to assure a means of subsistence for residents of Israel who, for reasons beyond their control, are temporarily or permanently unable to support themselves, and to provide allowances and benefits for eligible, insured persons who have accumulated rights.
To complement these financial benefits, the Nll provides auxiliary
eligibility requirements and alterations to benefits and allowances, including unemployment benefits, income support, and others. It is likely that further changes will also occur. Be sure to consult with the National Insurance Institute for all updated information about
eligibility and benefits.
| 5
The information presented here is based on data from various official sources. Details are subiect to change. In case of any
discrepancy, the regulations of the National Insurance Institute, the I\/Iinistry of Immigrant Absorption and other official bodies will prevail.
gov.il. You can also consult with your personal absorption counselor
at a branch office of the I\/Iinistry of Immigrant Absorption.
aside a portion of their earnings to cover insurance premiums. Insurance premiums are proportional to income and are levied according to rates determined by law, taking into account the status of the insured. By dint of these payments, insured persons acquire the right to receive insurance benefits.
The two main categories of insured individuals are salaried and nonsalaried workers. The employer, who deducts a fixed percentage of
<5 |
the salary as the workers' share of the payment, pays premiums for a salaried worker. A salaried worker's rights are not ieopardized by the employer's failure to pay.
It is important to know that if you employ a domestic worker you are obliged to pay insurance premiums on his / her behalf. The non-salaried group includes self-employed workers and the
unemployed. They must pay their premiums themselves, or their rights will be Ieopardized. Punctual payment of premiums is a condition of eligibility for benefits.
Residence Overseas
If you hold Israeli citizenship and reside abroad, it is important to be aware that you must continue to pay premiums in order to ensure continuity of benefits. You should also note that your eligibility for specific types of benefits depends on your reasons for being
abroad and your length of stay. If you are classified as a returning resident upon return to Israel you may be liable for backpayments to the National Insurance Institute. Consult with the National Insurance Institute or the I\/Iinistry of Immigrant Absorption in Israel
under the National Health Insurance Law. This insurance entitles you
to membership in one of the four health funds (kupot holim): Clalit Health Services, Kupat Holim I\/Iaccabi, Kupat Holim I\/Ieuhealet, and Kupat Holim Leumit. The rates of healthinsurance premiums are determined according to income.
Insurance premiums are paid to the National Insurance Institute, in the same manner in which National Insurance payments are made.
| 7
People who work for an employer have their premiums deducted directly from their salary at the same time as National Insurance payments are deducted. The unemployed and self-employed must
make arrangements with the National Insurance Institute directly. For more information, contact the National Insurance Institute. New immigrants who are not employed are generally exempt from paying health insurance premiums for the first six months following
aliyah. Temporary residents must make arrangements to pay health insurance premiums according to their income. Those who receive National Insurance old-age pensions usually pay a standard, minimal health insurance fee, which is deducted from the pension.
Note: for detailed information consult the booklets "Registration in a Health Fund" and "Health Services in IsraeI," available from the Publications Department (see the order form at the back of this
booklet).
8 |
to bring your te'udat zehut (identity card) and attach the various documents and authorization specified on the claims form (such as medical documents, certification of period of employment, salary statements, etc.). Note that many of the necessary claims forms can be downloaded from the NII Website: www.btl.gov.iI.
It is advisable to file claims for benefits without delay. Allowing more than a year to elapse before submitting a claim may result in loss of eligibility. New immigrants do not have to file claims in order to receive child allowances. Immigrants from the former Soviet Union and other
locations considered "areas of distress," and who receive a special old age pension also do not have to file a claim. Both the child allowances and the special old-age pensions are paid directly into the same bank account into which Absorption Basket payments are
deposited. If for some reason the money is not deposited into your bank account, consult with a branch office of the National Insurance Institute.
Note: it is very important to open a bank account as soon as possible following aliyah and to provide the details to your personal absorption counselor. For more information, consult the "Guide for the New Immigrant" and "Aliyah, First Steps," available from the Publications Department. See the order form at the back.
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| Old-Age Pensions
A standard old-age pension (kitzbat zi/<na) is paid to residents of Israel insured through the NII who reach legal pension age.
Pension Age
In January 2004 legislation was approved that sets the legal pension age at 67 for men who were born following I\/lay I942, and age 64 for women who were born following I\/lay I953. The pension age
for those born prior to those years will be gradually raised, as illustrated in the following table:
From Date
July, I939 September, I939 I\/lay, I940 January, I94I
65
65 anal 4 months 65 and 8 months 66 66 and 4 months
April, I942
66 and 8 months 67
July, I944
June, I944
August, I944
60
60 and 4 months
September, I944
April, I945
60 and 8 months
]0|
Pension Age
To Date
December, I945 August, I946 April, I947 December, I949 6l 6I and 4 months 6I and 8 months 62 62 and 4 months
62 and 8 months
63 63 and 4 months 63 and 8 months 64
Who is Covered?
New immigrants (males and unmarried females) who come on aliyah before pension age.
A married female who comes on aliyah before pension age is insured in any of the following three circumstances:
I. Her husband is over 62 when they come on aliyah.
2. She is employed.
3. She is not employed, and her husband is not insured, either because of his age or because he is not a resident of Israel.
A married woman or a widow who is not employed receives a pension upon reaching retirement age, provided that she has been a resident of Israel for at least 5 years before reaching pension age, and was born following December 3I, I930.
An unmarried woman (single, divorced, widow, or an, "aguna") with the exception of widows who receive other allowances. An
I
woman whose husband refuses to grant her a Jewish divorce
(get), or whose husband has not been located for 2 years, or whose husband resides overseas without her consent and does not pay her alimony.
The rates of the pensions are adiusted from time to time. You can
get updated information from the National Insurance Institute
National Call Center (see Useful Addresses) or from their Website: www. btl.gov.il.
Supplements
Recipients of old-age pensions may be eligible for one of the following supplements:
0
0
Deferred Retirement Increment a person who continues to work following retirement age and who does not receive a
pension can receive a supplement of 5% is paid for each year that the pension was not collected.
I2)
Note: Housewives and new immigrants who receive special benefits are not entitled to any of these supplements.
Income Supplement
If you are a recipient of an old-age pension or a special benefit for new immigrants, and your other sources of income do not exceed a set amount, you may be entitled to an income supplement
(hash/amat hachnasa) in addition to the pension. Elderly persons receiving both an old-age pension, and an income supplement, may also be eligible for additional benefits including increased rental
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I
Travel Overseas
If you receive the old-age pension and an income supplement and you stay abroad for an entire month, you will not be entitled to a benefit for that month. If you have reached retirement age and go abroad up to three times in a calendar year, and the total number of
days abroad in the calendar year is not more than 72 days, your income supplement will be paid. This does not apply to persons who
travel overseas in order to obtain medical treatment that cannot be
dependent on a means test. Assistance is provided in the form of services that include home help for daily activities, care in a daycenter, laundry services, provision of disposable undergarments, and emergency call buttons.
Eligibility Requirements
0 I\/Ien and women who have reached pension age, who reside in their own homes, and who need assistance in carrying out daily activities such as washing, dressing, and eating, or who are in need of constant supervision in order to ensure their safety or
that of others.
Services are provided to persons whose income does not exceed a level determined by the National Insurance Institute, and who do not receive an Attendance Allowance, a General
Disability Allowance or Work lniury Disabled benefits.
I4)
Applicants are assessed by a government health services nurse, who determines the level of dependence. Services include:
o Assistance from a home caretaker in carrying out daily activities and household management, managing a household, and supervising individuals in need of monitoring.
0
0
Disposable undergarments.
Services in day centers.
0 0
Requesting Assistance
In order to receive special assistance it is necessary to submit a claim to a branch office of the National Insurance Institute. It is
behalf of the dependent individual (family member, guardian, social worker or nurse).
Institute and other government agencies, legal advice, and information on sheltered residential options, employment possibilities, and health care. A professional staff supervises the volunteers. Volunteers also offer counseling on issues related to retirement and
aging. They conduct home visits to single and housebound elderly persons, and to those requiring social support. Often the volunteer assists with important activities such as visits to the doctor and contacting social welfare officials. Retired individuals with appro-
I
| Survivors Pension
The Survivor's Pension (kitzbat she'erim) is paid to family members of an insured person after his decease, provided that the death did
I
not occur due to war or hostile action. Eligibility of family members for the Survivor's Pension depends upon certain conditions, such as the length of the marriage.
Income Supplement
A recipient of the Survivor's Pension who has no other source of income may be eligible for an income supplement (hash/amat
hachnasa). One who receives a Survivor's Pension and is eligible for a standard OIdAge Pension receives the pension plus a supplement at a rate of half of the survivor's pension.
dependent children, if her husband came on aliyah at age 62 or over. Note: A claim for a Survivors' Benefit should be filed within I2 months from the date of decease.
Travel Overseas
If you receive the Survivor's Benefit and an income supplement and you stay abroad for an entire month, you will not be entitled to a
benefit for that month. If you have reached retirement age and go abroad up to three times in a calendar year, and the total number of days abroad in the calendar year is not more than 72 days, your income supplement will be paid. This does not apply to persons who travel overseas in order to obtain medical treatment that cannot be received in Israel. It is necessary to supply the National Insurance
Institute with all relevant medical authorizations.
I5)
Survivors Grant
One who is ineligible for a survivors' pension, and is in one of the following categories, may be able to receive a one-time Survivor's Grant: o A widow up to age 40 without children.
0
0
A widower up to age 40, whose deceased wife was employed, and whose income does not exceed a set level.
A widower whose right to a survivor's pension has expired due to income.
Additional Assistance
0 Ivlarriage grant a widow or widower who receives a survivors' pension, and who remarries, can receive a one-time
grant (following the marriage, payment of the Survivor's Pension
ceases).
0 Vocational training an unemployed widow or widower of employable age may be eligible for vocational training
assistance. The assistance takes the form of an allowance for living expenses during the period of studies, and some coverage of costs related to studies.
o Allowance for dependent children a widow or widower who receives a survivors' pension, and whose income falls below a set level, may be eligible for an allowance towards daily expenses for children studying in high school or in vocational training. Bar I\/Iitzvah Grant This is a one-time grant paid to boys at the age of I3, and to girls at the age of I2.
If a recipient of a Survivor's Pension passes away, a one-time grant is paid to the surviving spouse or children.
Burial
The National Insurance Institute covers the cost of burial for almost all residents of Israel. Coverage includes the cost of the plot,
% The National Insurance Institute I I7
I
transportation of the body to the cemetery, conduction of the
funeral, and burial. However, if a family wishes special additional
I
services they are required to cover the costs. For more information,
consult the booklet entitled "The Life Cycle in IsraeI," available from the Publications Department (see the order form at the back of this booklet).
I8)
| Aid To Mothers
The National Insurance Institute provides aid to new mothers in several ways.
Hospital Grant
The hospital grant (ma'anal< ishpuz) is paid directly to the hospital
where the birth took place. It covers the costs of the delivery and hospital stay. The grant also covers the costs of hospitalizing the baby, if necessary.
You may choose the hospital where you wish to give birth. You should register at the hospital of your choice by the fifth month of pregnancy in order to ensure a place. At that time you should present both your and your husband's te'udat zehut, bank account
numbers, and health fund membership cards, in addition to a letter of referral from a doctor certifying your due date. Claims for National Insurance benefits can already be prepared at the time of
registration.
Maternity Grant
The maternity grant (ma'anak /eida) is intended to help toward the purchase of essential clothing and equipment for the newborn. If you or your husband are a resident of Israel, you are entitled to this grant even if you give birth abroad. To qualify for the maternity grant, as well as the hospitalization grant, you must give birth in a hospital, or be hospitalized immediately following the birth. The grant is paid into the bank account into which the child allowance is paid; for the first birth the
grant is paid into the bank account which is indicated at the hospital.
In the case of a multiple birth, the maternity grant is increased in accordance with the number of babies. You may also be eligible for
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Eligibility is also extended to the wife of a person who is not a resident of Israel, but was employed in Israel for at least six months
prior to the birth.
instead of the mother. Those eligible are female residents of Israel who have stopped working due to pregnancy or childbirth, and who have accumulated
an employment record of sufficient duration prior to taking leave. Also eligible are female residents of Israel working abroad for Israeli employers, as well as female nonresidents employed in Israel. Note that recent legislation has extended the length of maternity leave, as follows: 0 You can be eligible for I4 weeks of maternityleave benefits,
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Compensation is subject to income tax as well as national and health insurance premium payments.
I
At-Risk Pregnancy Benefit
If you cannot work because of medical risks to your pregnancy, you may be eligible for compensation (gimlat shmirat herayon) throughout the time that you cannot work.
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| Child Allowances
The Nll pays child allowances (kitzbat ye/adim) to all residents of Israel for their children, up to age I8. Similarly, the allowance is paid to new immigrants from your first day in the country, as well to nonresidents who work in Israel.
The child allowance is paid directly into your bank account in the same manner as Absorption Basket payments.
Study Grant
Families in the following categories may be eligible for an annual study grant (ma'anal< /imudim) for children between the ages of 6I4:
0
0
Singleparent families;
Families with four or more children that receive one of the following benefits;
I. income support
2. alimony
22)
Institute. Information on other categories of eligibility is also available on their Website: www.btl.gov.il
The grant is paid at the beginning of the school year, and is designed
I23
Alimony (mezonot) is paid to a divorcee on condition that she has child custody, or is unable to support herself, and meets all other conditions of eligibility. The NII pays a fixed monthly sum, and takes legal steps to collect the
full alimony from the husband. In making alimony payments, the Nll takes into account the woman's income from work as well as other sources.
Note that cases in which the husband is not a resident of Israel, the
wife is not eligible for alimony payments from the National Insurance Institute.
24)
| Reserve Duty
Reserve soldiers that are called up for reserve duty (mi/uim) are entitled to reserve duty compensation (tigmol mi/uim) for every day
of service.
If you have worked for an employer for at least 75 days you will be compensated through your employer. If you have worked for less
than 75 days, or you stopped working before your reserve duty, you should file a claim at the local branch of the National Insurance Institute.
I25
period of service is considered as reserve duty and you will be eligible for compensation.
If you serve for longer than I20 days check whether you are entitled to payment from the I\/Iinistry of Defense. Since shortened service is generally for a longer period than regular reserve duty, compensation is usually paid in several installments over the duration of service.
25)
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| Unemployment Insurance
Note: New immigrants that no longer receive Absorption Basket payments, and who are in the process of seeking employment, are entitled to financial assistance from the I\/Iinistry of Immigrant Absorption until the end of your first year following aliyah. In order
accordance with your employment plan. For more information, contact your personal absorption counselor at a branch office of the
I\/Iinistry of Immigrant Absorption. The purpose of unemployment insurance (dmei avta/ah) is to assure the unemployed a means of subsistence for a specified period while looking for work.
You are a resident or temporary resident of Israel between the ages of 20retirement age or a demobilized soldier within one
year of demobilization. You have worked for an employer prior to being unemployed,
or you are a soldier or national service volunteer within one of year of demobilization. You are registered with the National Employment service. You
must be capable and willing to work in your profession or any other appropriate (ob, and no suitable work has been found by the employment service.
A demobilized soldier, or National Service volunteer who has completed a voluntary service period of 24 months, is required to
% The National Insurance Institute (27
have a accumulated a "qualifying period of 360 days like every other insured person. I80 days out of this qualifying period are counted from the period of military or national service, and the
remaining days must be accumulated after service.
publication,):
0 Beneficiary aged 45 and over: up to I75 days.
0 0 0
0
Beneficiary aged 35 to 45 and over who has at least three dependents: up to I75 days. Beneficiary aged 35 to 45 over with fewer than three dependents: up to I38 days. Beneficiary below the age of 35 with 3 dependents: up to I38
days. Beneficiary between ages 28-35 with fewer than 3 dependents:
0
0 0
up to I00 days. Beneficiary below the age of 28 with fewer than 3 dependents:
up to 50 days. Beneficiary aged 25 to 28: up to 67 days. Demobilized soldier within first year following demobilization: up to 70 days.
* Dependents are defined as a non-working spouse, or children below the age of I8.
l.evel of Benefits
Benefit levels are adiusted periodically. Details are available from the National Insurance Institute.
28)
Note that one who quits their (ob without a Iustified cause, as opposed to being fired, or one who refuses an offer of suitable work, may be eligible for benefits only after 90 days have passed.
Supplemental Benefits
An unemployed person age 35 and over, who is referred by the
government employment services to a (ob where the salary is less than their unemployment benefits, may be eligible for a supplement. The rate of the supplement is up to 75% of the wage that served as
the basis for the unemployment payments.
during the period of eligibility may be able to receive benefits for an additional number of days beyond the maximum period of benefits. The rate is 70% of the unemployment benefit.
A beneficiary who is in a vocational training course but who is under
the age of 35 and has less than I2 years of education can receive
unemployment benefits for the period of study, as well as an additional period beyond the maximum period for benefits up to a ceiling of I38 days.
Filing a Claim
In order to collect unemployment compensation, claimants must apply to a branch office of the Nll. Claims forms can be downloaded
from the National Insurance Institute Website: www.btl.gov.il.
0 0
Confirmation from your former employer attesting to the duration of your employment. Authorization of registration with the National Employment Service.
Occupations"
Demobilized soldiers who are referred by the employment services to (obs defined as "essential" may receive a one-time grant.
Employment must be for at least six months (does not have be consecutive) out of the two years following demobilization. During the second year following demobilization, soldiers may qualify for a
grant if they meet the eligibility requirements for unemployment
benefits at the time of starting the (ob. A claim for the grant can be filed following six months of work. Applicants must provide
authorization of the number of days worked, and of eligibility for
unemployment compensation.
Demobilized soldiers who are employed in agriculture can receive a partial grant following four months of work. This also includes
30)
I
| Income Support
Income support (havtachat hachnasa) payments serve to guarantee a minimum income to every Israeli resident and family. They are intended for those unable to support themselves through employ-
ment, as well as for those whose monthly wages are below the minimum subsistence level.
There are a number of conditions that must be met in order to
The claimant must have been a resident of Israel for at least 24 consecutive months. New immigrants must be residents of Israel
for at least one year and apply within five years of aliyah.
(31
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o The claimant is not eligible for any other type of National Insurance benefits.
I
0 It is necessary to meet income criteria. Those who are not eligible include:
o 0 New immigrants within their first year of aliyah. Students in higher education or yeshiva study.
0
0
year-old car of up to I300 cc or with a I2year-old car of up to I600 cc. Check with the National Insurance Institute for details).
0 One who resides in an institution funded by the State, the Jewish Agency, a local authority, or a religious institution.
Contact the National Insurance Institute or see the National Insurance Institute website for more details.
Those who have been directed to vocational training or retraining courses, on condition that the courses take place during daytime hours, for a period not exceeding I2 months,
32)
I
and provided that their rights to unemployment insurance benefits have run out.
I
0 0
0
Those who are employed but whose salary falls below a set
minimal amount. A pregnant woman from the I3th week of pregnancy.
0
o
more than 30 consecutive days, or one who is caring for a sick family member (spouse, parent or child).
o 0 Persons above retirement age. Others who may be eligible for Income Support payments include married minors, pregnant minors, families of convicts,
Travel Overseas
Persons who receive Income Support payments, and who travel overseas for more than one month, will not receive the income
supplement for the period in which they are out of the country. This
does not include persons who travel overseas in order to obtain medical treatment that cannot be received in Israel. It is necessary to
supply all relevant medical authorizations. NOTE: Conditions of eligibility for Income Support payments are liable to change. Be sure to clarify eligibility with the National Insurance Institute.
(33
| Disability Insurance
In many cases, insured individuals who, as a result of a physical, mental or psychological disability resulting from an illness, accident or congenital condition, are either unable to earn a livelihood, or
their ability to do so has been reduced by at least 50%, or do not earn a sum equivalent to 25% of the average wage, can be are
entitled to a disability pension (kitzbat nechut). There are five types of benefits within the framework of disability
insurance:
0 A monthly disability pension.
Vocational rehabilitation for those who are unable to continue in their former profession, and who need vocational retraining, on condition that they have been evaluated as having a 20% medical disability.
Attendance allowance for special services (kitzbat sherutim meuchadim). This allowance, in addition to the disability pension, is available to those who require help in carrying out daily activities such as washing, dressing, eating and moving around
0 0
the house (as long as they are not institutionalized). Benefits for Disabled Children I\/Iobility allowance and loans for the purchase of an automobile and special equipment.
Claims should be filed within I2 months from the day that the reason for the claim became established.
34)
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How is the Degree of Disability Determined?
In order to determine the degree of disability, the claimant must appear before a medical committee. Following the committee's evaluation, the claimant's functional disability is then evaluated. This determines the degree of unfitness for employment. Eligibility for a
and to function is taken into account. Reevaluation of Disability Level A person whose claim for disability pension has been reiected, or who has been awarded partial benefits, may appeal the decision and submit a new claim according to National Insurance Institute regulations.
Attendance Allowance
The Attendance Allowance (kitzbat sherutim meuchadim) is designed
to assist disabled persons who are dependent on the assistance of others for carrying out daily activities, or who are in need of supervision. Those requesting an allowance must fall into one of the following categories: 0 One who receives a disability pension and for whom a medical disability of at least 60% (for the purposes of an attendance
allowance) has been determined. 0 One who does not receive a disability pension, or any other
types of allowances used for obtaining the help of others, and for whom a medical disability of at least 75%, (for the purposes of an attendance allowance) has been determined provided that income from employment does not exceed a set limit.
One who does not receive a mobility benefit unless the mobility limitation is determined to be I00%, or the claimant requires and
(35
I
uses a wheelchair, or is confined to bed, or owns a vehicle and
the attendance allowance is determined to be a rate of I00%.
I
Benefits for Disabled Children
Families with a disabled child in the following categories may be
0
0
In order to receive the benefit the child must be in Israel and must not reside in an institution or in foster care.
Vocational Rehab|l|tation
A beneficiary who has a disability level of I0-20% or more
depending upon the circumstances of the disability and who is unable, because of their disability, to continue working, can in many cases receive assistance towards a vocational evaluation and vocational counseling to find alternative work (shikum miktzoi).
Similarly, one can receive coverage for some of the costs related to a vocational training course, on condition that they do not receive a disability allowance.
35)
of Immigrant Absorption. Consult with a personal absorption counselor at the I\/Iinistry of Immigrant Absorption for details.
Mobility Allowance
The mobility allowance (gimlat nayedet) is awarded to those with limited mobility and movement as a result of disability in their legs according to National Insurance Institute criteria. Persons aged 3 to
retirement age are entitled to file a request for this allowance, after
0 0
o
A mobility allowance to automobile owners for upkeep. A mobility allowance to those without an automobile.
A loan from a special fund for supplementary aid in purchasing a first automobile (limited to the severely disabled who themselves
|37
0 0
A loan for the purchase and provision of a van with appropriate features. Driving instruction for van-owners.
38)
disabled, whether they return to work or are unfit to do so. The pension consists of a one-time grant (ma'anal< nechut meavodah), or a monthly allowance (ikitzbat inechut meavodah). The size of the pension depends upon income before the in(ury, and also upon the percentage of medical disability determined. 0 Vocational rehabilitation and a rehabilitation allowance (dmei
Benefits for family members dependent upon a breadwinner who has died as the result of a work-related accident. These
benefits consist of a monthly allowance to the family, and
associated benefits.
(39
0 0 0 0
An income supplement for individuals with low incomes, who receive work-related disability pensions. I\/Iarriage grant for a surviving spouse who remarries. Bar / Bat I\/litzvah grant for surviving children, paid at age I3 for
day you become a resident in Israel, and are potentially eligible for
benefits from the first day of work. The self-employed must first register with the Collection Department of the National Insurance Institute.
40)
I
) Accident Insurance
Residents of Israel between the ages of I8-retirement age who are in(ured in an accident that is not work-related, are in many cases eligible for accident insurance (bituach nifga'ei te'unot). Accident
victims can claim benefits whether the accident occurred in Israel or overseas. In order to be eligible for compensation it is necessary that, as a result of the accident, the beneficiary is unable to work
and to function. The in(ured individual is not eligible for benefits if, during the period of disability, they receive other forms of benefits such as sick-leave benefits. Housewives and the unemployed are also insured in specific circumstances.
maximum of 90 days. After this period, it is necessary to file a claim for general disability benefits.
Accident victims must produce a certificate stating that they have undergone a medical examination within 72 hours of the accident. One who receives sick-leave benefits or any other type of
compensation is not eligible for accident compensation. A claim for accident compensation must be submitted within 90
days. Check with the National Insurance Institute for details.
(41
are widows, orphans, and parents of victims who have died as a result of terrorist acts.
The claimant must produce confirmation from the authorizing body, appointed by the Defense I\/Iinister, that the attack did in fact constitute a hostile action. Only then can the Nll legally address itself to the rights of the petitioner.
Compensation is identical to that paid to disabled army veterans and their families.
Compensation and benefits include:
0 0
0 0 0
42)
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Note: for more information, consult the booklet "Assistance to
Victims of Enemy Actions" available from the Publications Depart-
I
ment. See the order form at the back.
I43
request authorizations and forms, and make payments via credit card. See Useful Addresses. There is also an automated payment line that you can call to make payments to the National Insurance Institute. This line can be used only by those who are not employed for a salary, e.g. the selfemployed, students, the unemployed, etc. Women that receive a pregnancy-risk benefit must report to a special number on a monthly basis. See Useful Addresses. At self-service stations, you can receive authorizations for payments and benefits, information on your account and authoriza-
payment of premiums.
Self-service stations are located at National Insurance Institute branch offices, as well as at many other public locations including local municipal authorities. You can find the location nearest you on the National Insurance Institute website: www.btl.gov.il.
Whenever you use a self-service station or National Call Center you must have your identity number (mispar zehut) and a pin code issued to you by the National Insurance Institute. To obtain a pin code, contact your local Nll branch office or dial the National Call Center (see Useful Addresses).
44)
) Glossary
People
New immigrant Personal absorption
coordinator
Places
Branch Counseling Service for
Senior Citizens Health fund Office The l\/Iinistry of Health
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/\/Iisrad HaBriut
HaA/iyah
Things
Accident insurance Alimony
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Allowance
Authorization
Benefit
Child Allowance Claim Disability Allowance Disability Insurance
Gim/a
Kitzbat Ye/adim
Tevia
Kitzbat Nachut Bituach Nachut Tik tofes
File
Form Grant
ma'anaI<
I45
Hospitalization Grant Identity card immigrant's certificate I\/Iaternity Grant Old-Age Pension Rehabilitation Reserve Duty
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/\/Ia'anal< Leida
Kitzbat Zikna
Shikum
Tagmol /\/Iiluim
46)
Address
Tel/Fax
National Telephone
Information Center Jerusalem and Southern District (03) 9733333
Headquarters
I5 Rehov Hillel Jerusalem 9458I (O2) 62I4555 Fax: (02) 6222807
(47
Tel / Fax
Headquarters
I5 Sderot HaPaIyam Haifa 33095 Tel Aviv District and Central District (O4) 8631111 Fax: (O4) 8631110
(03) 5209111
Fax: (O3) 5209173
Beit Oshira
31 Rehov Zalman Shazar Beer Sheva 84105
(O8) 6261231
Fax: (08) 6261219
(O2) 6709211
Jerusalem 95437
National Call Center *6050 or 1-222-6050
Payment Line
Pregnancy Risk Line
(O8) 6509911
(O8) 6509934
(02) 6463404
48)
Tel /Fax
(08)6741111
6 Rehov Wolfson
Beer Sheva 84896 7 Rehov Hillel Yaffe Hadera 38203 8 Sd. HaPaIyam Haifa 33095 4 Rehov Shimon Ben Shetach
(08)6295311
(04)6328111
(04)8544111 (o2)755555
(O9)7401688
I04)9907333 (O4)9528111
Address
I5 Rehov HaHashmonaim
Tel / Fax
(O3)6751234 (O3)9426714
(0s)@250o00
2 Rehov Jabotinsky
Bat Yam 59446 22 Rehov Ben Gurion Herzlia 56785 84 Rehov Sokolov Holon 46 Rehov Avni Ezer Kiryat Sefer
50)
Address
50 Binyan Lev Halr
Tel/Fax
(04)s36000 (04)@447222
Kiryat Shmona
45 Rehov Nitzanim I\/Iigdal HaEmek 100 Rehov HaPaImach Tzfat 13224
(O4)6825111
Jerusalem 92227
76 Rehov Ibn Gvirol POB 16266 Tel Aviv 61162
(09)s33o950 FOXZ(O9)8629I83
(0s)@4s395s (08)6434461
Address
UJIA Israel
Tel / Fax
(Incorporating Olim from Britain, Australia, and New Zealand) 76 Rehov Ibn Gvirol POB 16266 Tel Aviv 61162 E-mail: IsraeI@UJIA.org.il
(03)6965244/65/6/7
6 Rehov i\/lane
Jerusalem 92227 E-mail: Jerusalem@u(a.org.iI I\/Iercaz Klita P.O.B. 348 Carmiel E-mail: karmiel@u(ia.org.il South African Zionist Federation www.telfed.org.iI E-mail: telfed@inter.net.il Head Office
(O9)744611O FOXI(09)7446II2
www.esra.org.iI
POB 3132 Herzliyo 46104
I09)95so@32 FOXZ(09)958I583
The National Insurance Institute %
52)
8*
Name
Address
Postal Code
Date
(53
_ _ _ _ _ _ _ _ _
1.Where did you get the brochure "The National Insurance Institute?"
II) Airport |:) l\/Iinistry of Immigrant Absorption [I Other (specify)
2. To what extent did this booklet provide you with the information that you needed? (I is the lowest rating, 5 is the highest rating)
Comments
5. Please rate the following areas from I to 5 (5 being the highest rating) [I Clarity of the Text E Sufficiency of Details E Design of the Brochure I I I 2 2 2 3 3 3 4 4 4 5 5 5
We would appreciate the following information for statistical purposes: Profession Gender E Ivl [I F Age
Country of Origin Place of Residence _ Year of Aliyah Date
Please send the completed questionnaire to the I\/Iinistry of Immigrant Absorption, Publications Department, English Section, 15 Rehov Hillel,
Jerusalem, 94581, or by fax to (02) 6241585. You can also place this questionnaire in the public suggestions box at an office of the I\/Iinistry of
Immigrant Absorption nearest you. Thank you for your cooperation. Best wishes for an easy and successful absorption!
(55