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CENTRAL BANK OF INDIA

NEW BUSINESS GROUP


Date of Receipt of Proposal: Received Through: 1 Name of the Account : 2 Group : 3 Account with/Zone : 4 Constitution : 5 Line of activity : 6 Rating by external agency, if : any 7 Whether falls under : Thrust/Low Priority/Watch List 8 Background of the company/Names of Promoters / Directors / Market reports etc.

Name of Directors

Designation

Years

Type

The key managerial people of AIL are as under:Name Age Qualification

Designation

9 10

Name & Address of Companys : Auditors A) Whether any of the directors : /Companys name is appearing in caution advices circulated by Bank/RBI Willful Defaulters list/caution list of ECGC/CIBIL Data Base. B) Whether any of the Directors : /Company is connected in the past with any NPA/OTS/Compromise accounts / Unscrupulous defaulters. C)Whether there is any litigation : initiated against the borrower by any Bank/FI

11 11.1

Present proposal In case of WC limits

: :

Cost of Project

Amount

Means of Finance

Amount

11.2 In case of Fresh Term Loan/LC

: 1.

: Purpose of Term Loan Project Information Memorandum (PIM) : by : Loan Syndicated by : TEV study by : Repayment : : LC/LG etc within TL

12

13 b) 14 15

Whether any other Bank/ FI has sanctioned credit Facilities. If yes, indicate their sanction terms, specially Amt, ROI and other Charges Primary Security If unsecured Guarantors Facility Arrangements (Consortium / Multiple / Sole Banking ) Details of existing Banking Arrangements If take over, whether takeover norms Complied If TEV study done and By whom Deviation from Loan Policy Important financial indicators oflast3 years/ current year / Projections in case ofFresh Limits IFB, Mumbai Recommendations

: : : :

16 17 18 19 20

: : : : :

21

Annexure I Term sheet Sr. No. 1. 2. 3. 4. 5. 6. 7. 8. 9. Particulars Borrower Total Loan Amount Loan amount to be underwritten Proposed Hold Position Upfront Fee Underwriting /syndication Fee Drawdown Purpose Tenor Clause

10. Interest Rate 11. Repayment 12. Security for Senior Debt 13. G Personal Guarantee u Select Financial Indicators SUMMARY FINANCIALS Particulars / Amt in Rs Crs Net Sales EBDITA EBDITA Margin Other Income Interest Depreciation PBT PAT Cash Profit Networth Secured Debt Unsecured Debt Current Ratio

Sept-8

Sept-09

Sept-10

Upto March -11

Present Bankers Name of the Bank/ Financial Institutions Nature of Facility Present Limit/ Sanctions Outstanding as on 30.06.2011 (Rs. in Crores) ROI Asset Quality (IRAC Status) (As on date )

Other Banking Facilities in the company Name of the Bank/ Financial Institutions Nature of Facility Present Limit/ Sanctions Outstanding as on 30.06.2011 Asset Quality (IRAC Status) (As on date )

Brief history of the Company

Business Segments

Brief note on the promoters / group - if the promoters / group are not widely known in business

s growth & development. Mrs. Mittal is a graduate in Bachelor of Arts (Honours) from Punjab University and is also very active with various social reform organizations across India.

Annexure III Projected Financials of the company

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